Credit analyst jobs in Nashville, TN - 41 jobs

Job Description Hankook Tire & Technology is a global leader in high-performance tire manufacturing, founded in 1941 and headquartered in Seoul, South Korea. As the world's seventh-largest tire producer, Hankook operates advanced manufacturing facilities and offices in North America, including its U.S. headquarters in downtown Nashville, TN, and a state-of-the-art production plant in Clarksville, TN. The company delivers innovative tire solutions for passenger vehicles, trucks, motorsports, and original equipment manufacturers (OEMs) worldwide. Global Innovation: Pioneering innovative technologies and eco-friendly manufacturing practices. Career Growth: Opportunities for internal mobility, leadership development, and continued learning. Employee-Focused Benefits: Competitive health coverage, 401(k) with match, paid time off, ten paid holidays per year and employee discounts on tires. Inclusive Culture: Committed to diversity, teamwork, and sustainability Location: The Credit Analyst position is located at our North American Headquarters in the AT&T (Batman) Building in downtown Nashville, TN. Enjoy a collaborative work environment from Nashville's most iconic building featuring company-paid on-site parking, a cafe, gym, dry-cleaning services, and more. Work Style: In-person, Monday - Friday, 8:00 AM - 5:00 PM This Exempt position for Credit Analyst will assist the Credit Manager in managing an operation extending credit to both wholesalers, retailers and fleet B2B customers. Some of the roles and responsibilities are: Daily credit hold releases and approvals based on company established guidelines - within credit line and not beyond terms. Managing their section of the A/R portfolio with respect to credit, collections, and customer interaction for the TBR, PCLT and Corporate account teams. Collection duties to include email, phone calls and customer visits Extension of credit lines based on company policy, review financial statements and input into Credit Management Suite (CMS). Credit extension criteria based on risk analysis and coverage by outside third party - Coface, Wells Fargo, and CIT. Coordinate credit granting activities with outside credit granting agencies to include factors, credit insurance, banks and government agencies. Monthly meetings with Sales Manager and DM's regarding PCLT accounts to discuss status of account, past due balances and resolution of chargeback and deductions. Preparing, editing and refining Aging, Past Due, Credit Extension and other reports for Senior Management. Filling of UCC1 and Security Agreement as directed and Credit Manager(s). Travel up to 5% (where applicable) III. Key Accountabilities Independent review of customer's orders to release credit holds based on specific guidelines (within the credit limit and not past due). Determination as to whether or not to release orders without immediate consultation with management based on parameters outlined using his/her sole discretion. Responsible for credit hold releases and any over-the-line or past due balances as result of releasing orders outside of given credit policies and procedures. Processing of AVB, Haiss, CDTP, Pricing and other credits as deemed necessary to effectuate the Order-to-Cash (OTC) processes. Working in the Credit Management Suite (CMS) platform which was setup to analyze customer's financials including balance sheet, income statement and statement of cash flows. Inputting and analyzing balance sheet, income statement, statement of cash flows along with D&B and NACM reports into CMS. In-depth credit analysis and reporting of all In-House credit lines based on updated financials, sales trending and customer profitability. Financial analysis based on liquidity, asset management, debt management and profitability. Increase proficiency in reading/interpreting financial statements to determine credit lines and customer trending. Run and analyze NACM (National Association of Credit Manager's) reports and other manufacturers trade reporting. Research & resolve customer payment discrepancies to include deductions for shortage, returns, cash discount and other. Work with D & B and other credit reporting agencies to determine customer viability and potential. Integrate sales forecasting and trending into customer credit line determination. IV. Level of Accountabilities Individual contributor able to work without supervision. Professional level position with impact to business based on decision making processes and procedures. V. Core Competencies Must be computer literate, especially Microsoft EXCEL, WORD & POWER POINT Able to "host" and provide feedback for department and inter-departmental conferences and meetings. Knowledge of SAP or large ERP platform a plus. Detail oriented and self-starter. Actively demonstrates a positive attitude willingness to work as a Team to accomplish department and corporate goals. Excellent verbal, written and customer service skills. Ability to handle difficult situations while maintaining calm and purposefulness. Thorough understanding of industry practices, organizational need and general business conditions VI. Qualifications A bachelor's degree required preferable in Business Administration, Accounting or Finance. Minimum 4 years' experience in B2B credit and collections department. Working knowledge of accounting and credit/collection in B2B setting. DISCLAIMER: The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this position. They are not intended to be construed as an exhaustive list of responsibilities, duties and skills required of personnel so classified. Hankook Tire is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.

Job Posting: For the past 10 years, Safe Step Walk-In Tub Company (a Ferguson company) has experienced unprecedented growth and have been overly committed to providing our customers with the industry-leading safety, comfort and independence they deserve. As the nation's top walk in tub/shower company, our products are made to the highest manufacturing standards available, and our customer service is unmatched. We call it the Safe Step Difference. If you're considering investing in your future, look no further to find out why the Safe Step Walk-In Tub Company is the only choice. We purposely employ dedicated team members that have a natural desire to provide life-changing service to our customer base across the US and Canada. Every day, we do our best, to give our best, to those deserving of the same. Overall Job Objective: The Credit Specialist will be managing a portfolio of process focused customer accounts. This is a Hybrid role based out of Nashville, TN, in accordance with the Safe Steps Flex schedule. Responsibilities: Manage customer portals for payment and handle a wide variety of credit and collection functions. Filing of liens. Handle sophisticated, large, or difficult credit accounts, ensuring positive customer relations and minimizing outstanding debts. Maintain consistency between credit and collection activities and the organization's overall customer relations strategy. Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses, and efficiently collect payments. Contact customers regarding delinquent payments, prepare reports reflecting credit and collection status, and identify/address problem debts. Participate in associate meetings, communicate concerns to management, and spend time strengthening internal and external relationships. Support business and sales objectives through efficient performance of job responsibilities. Qualifications: 3-5 years of experience in credit management or similar roles. Strong written and verbal communication skills. Strong organizational skills with proven ability to work with a sense of urgency to meet deadlines. Demonstrated ability to negotiate with customers. Excellent attention to details with an ability to solve problems and think analytically. Proficiency in Microsoft Office software (Outlook, Word, Excel, PowerPoint, Access, etc.). At Safe Step Walk In Tub, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more! - Pay Range: - $21.63 - $32.45 - Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles. - This role is Bonus or Incentive Plan eligible. - Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements. - The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability. Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity. Equal Employment Opportunity and Reasonable Accommodation Information

Who We Are Thread Bank is a digital-first financial technology community bank that aims to enhance customer engagement through innovative solutions. Thread Bank offers a modern website, a CRM system, and a mobile app to simplify banking for businesses and individuals. Our embedded banking solution helps business technology platforms provide secure banking experiences. We also partner with other banks, credit unions, and FinTechs to integrate compliant financial solutions. Thread Bank values innovation, collaboration, and flexibility, offering excellent benefits and a family-friendly culture. What We Are Looking For We are looking for people who thrive in a fast-paced, growth environment while remaining within regulatory boundaries. Thread Bank provides a unique opportunity to be a part of a high growth, cutting edge, fintech startup within the stable and profitable banking industry. This is an excellent opportunity for a professional looking to advance their career as the company grows. What you'll do The Chief Credit Officer (CCO) is responsible for the overall credit strategy, credit risk framework, loan portfolio quality, and credit governance of the Bank. This executive will oversee all credit policy, underwriting standards, portfolio analytics, and risk controls across commercial, consumer, and embedded lending lines of business. Given the Bank's strategic focus on embedded finance, the CCO must have deep experience in partner-driven lending, API-enabled credit origination, third-party origination platforms, and risk management within distributed/embedded credit environments. The CCO will ensure safe, scalable growth by aligning credit strategy with regulatory expectations, bank risk appetite, emerging fintech partnership models, and the unique risks associated with embedded lending. Credit Strategy & Governance • Define and maintain the Bank's credit risk appetite, underwriting standards, and portfolio concentration limits. • Lead the Bank's Credit Policy Committee and oversee all credit policies, procedures, and risk rating frameworks. • Ensure credit governance aligns with regulatory expectations (FDIC/State). • Develop and maintain risk-adjusted return targets across product lines, including embedded and platform-originated credit. Embedded Lending & Fintech Partnerships • Lead risk architecture for embedded lending programs, including consumer, SMB, installment, BNPL, specialty finance, and vertical-SaaS credit models. • Oversee due diligence, approval, and ongoing monitoring of fintech partners, program managers, and third-party originators. • Implement partner-level underwriting guardrails, data-sharing requirements, waterfall rules, early warning metrics, and model validation standards. • Ensure alignment between the Bank's credit strategy and partner product design, onboarding flows, and credit decisioning engines. • Govern API-driven decisioning tools, alternative data usage, and continuous partner monitoring. Credit Risk Management & Portfolio Oversight • Own portfolio credit quality, including delinquency, charge-offs, recoveries, reserves, CECL modeling, and stress testing. • Lead portfolio analytics, trend monitoring, concentration management, scenario analysis, and loss forecasting. • Oversee credit review, audit readiness, and independent loan review processes. • Monitor embedded credit portfolios for performance drift, model degradation, partner compliance, fraud risk, and adherence to contractual SLAs. • Manage specialty portfolios such as MCA-like products, equipment financing, and recurring revenue-based lending, when applicable. Operations, Underwriting, & Credit Administration • Guide centralized underwriting, loan approval, and credit administration teams. • Ensure scalable processes for both bank-originated and partner-originated credit flows. • Oversee document quality, collateral monitoring, covenant compliance, and servicing quality. • Work cross-functionally with operations, compliance, and product owners to ensure disciplined credit operations. Regulatory Management & Compliance • Serve as primary credit risk point of contact for regulators and external auditors. • Ensure compliance with regulatory guidance on Third-party risk management and Bank-fintech partnerships • Prepare and present credit-related reporting to the Board of Directors, including portfolio updates, risk trends, and emerging issues. Executive Leadership • Advise the CEO, Board, and ALCO on credit trends, capital implications, and partner performance. • Build and mentor a high-performing credit and risk team. • Collaborate with technology and product teams to design scalable digital credit workflows. • Drive a risk culture that supports controlled growth, innovation, and sound credit practices. Qualifications Education & Experience • 15+ years of progressive credit risk experience leading credit at a bank or regulated lender. • Deep experience in embedded lending, including: Partner-based program structures; API-driven underwriting; Alternative data and automated decisioning; Third-party fintech oversight; Bank/fintech compliance frameworks • Proven ability to design, scale, and manage credit for high-velocity consumer or SMB lending programs. • Expertise in managing regulatory exams and supervisory relationships. • Demonstrated leadership skills with experience guiding cross-functional teams. • Bachelor's degree in Finance, Accounting, Economics, Data Analytics, or related discipline. Preferred Qualifications • Experience with warehouse lending or structured finance supporting fintech-originated credit. • Experience with specialty asset classes: BNPL, MCA/cash-flow underwriting, recurring revenue lending, or equipment finance. • Background in model governance, ML underwriting, and credit decisioning systems. Position is In- Office Nashville, TN based Employee must be able to perform essential functions of the position and, if requested, Thread Bank will make reasonable accommodations to enable employees with disabilities to perform the essential functions of their job, absent undue hardship, in accordance with the ADA. Thread Bank is an Equal Opportunity Employer. Thread Bank does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Thread Bank permission to email, call, or text you using the contact details provided. We will only contact you with job-related information.

Job Posting: Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in. Overall Job Objective: The Credit Specialist will be responsible for obtaining and entering customer payments into various AR software for reconciliation. This is a Hybrid role based out of Nashville, TN, in accordance with the Safe Steps Flex schedule. Responsibilities: Manage customer portals for payment and handle a wide variety of credit and collection functions. Supports AR with handling payment calls. Maintain consistency between credit and collection activities and the organization's overall customer relations strategy. Participate in associate meetings, communicate concerns to management, and spend time strengthening internal and external relationships. Support business and sales objectives through efficient performance of job responsibilities. Qualifications: 2-4 years of experience in accounts receivables or similar roles. Experience with QuickBooks and Sage are preferred. Strong written and verbal communication skills. Strong organizational skills with proven ability to work with a sense of urgency to meet deadlines. Excellent attention to details with an ability to solve problems and think analytically. Proficiency in Microsoft Office software (Outlook, Word, Excel, PowerPoint, Access, etc.). At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more! - Pay Range: - $21.63 - $32.45 - Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles. - This role is Bonus or Incentive Plan eligible. - Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements. - The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability. Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity. Equal Employment Opportunity and Reasonable Accommodation Information

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities We are currently seeking a Senior Credit Officer that will be responsible for the daily activities of the Commercial Underwriters, maintaining an efficient workflow while promoting a collaborative experience between their direct reports, Relationship Managers, segment leadership, and other internal support areas. Within the Business Banking Credit Center (BBCC), the Senior Credit Officer oversees the underwriting of loan requests with aggregate exposures below $1 million. This individual will manage all activities of the BBCC UWs, which will include oversight of all analyst tasks and functions necessary to analyze, decision, and manage credit relationships in the Commercial portfolio, along with credit risk administration duties, orderly flow of credit approvals through the analysis process and productivity for all direct reports. Responsible to maintain loss ratios, accurately assess risk and assign the appropriate risk rating in an efficient manner following established underwriting guidelines and procedures. This position requires strong communication, leadership and critical thinking skills, thorough knowledge of industry and bank underwriting standards, and the confidence to make and support loan decisions We are an in-office working environment. This position can be located in one of the offices within our footprint. Salary Range The annual salary range for this position is $106,100 - $214,600. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location. Key Accountabilities Ensure credit quality targets for the loan portfolio are met * Ensure analyses of underwriters are appropriate and asset quality ratings are accurate * Engage with Credit Strategy to leverage portfolio data and industry/market trends to provide administrative oversight of the Commercial loan portfolio * Ensure compliance with established corporate standards for Commercial portfolio * Understand the state of the loan portfolio, identifying areas of potential concern and growth opportunities Coach, develop and maintain a competent team of credit professionals * Develop Underwriters through appropriate training to ensure analysis on credit approval memorandums is accurate, factually correct and meets bank requirements to make fully informed credit decisions * Assist with evaluating, analyzing, and decisioning eligible loan applications while exercising granted loan authority in a responsible manner * Lead and coach a team of credit professionals and successfully motivate direct reports to perform at a high level and achieve their own performance and career objectives * Maintain and grow analytical skills and industry knowledge through internal and external training and development opportunities Maintain an environment that is collaborative, controlled, monitored, and efficient * Collaborate with staff and production peers while executing the Bank's Commercial Strategy * Empower team to engage with Commercial Relationship Managers, CBU Agents, and Documentation Specialists as applications progress through internal commercial lending processes and deploy problem solving and critical thinking skills as needed. * Complete special projects at the direction of the Bank's credit administrators, which may include action and responses to OCC exams, internal audits, and loan review reports. Key Competencies for Position Develops Talent - Optimizes talent within business area to achieve goals * Actively supports people development through formal programs as well as targeted stretch assignments * Continuously evaluates talent within business area and is quick to take action to remove barriers and close talent gaps through effective feedback and coaching * Cultivates an environment of trust and optimizes talents and capabilities within business area through a culture of continuous feedback and coaching * Actively seeks to attract and retain best-in-class, diverse talent Makes Decisions & Solves Problems - Proactively sources and analyzes comprehensive data to define and solve complex business problems that leads to sound decisions * Proactively analyzes and owns qualitative and quantitative data to define business areas problems and opportunities through effective collaboration * Collaborates to compile information needed to create a sound approach by leveraging internal and external resources * Considers business area, organizational, and individual realities along with impact on the business before developing solutions and makes sound business decisions based on a blend of analysis, wisdom, experience and judgment * Creates plan to meet goals and objectives within business areas diminishing gaps and evaluating progress along the way allowing for adjustments Delights Clients - Builds a best-in-class client experience across the business area * Fosters an environment where team members passionately serve internal/external clients with excellence * Fosters a growth mindset by keeping current with development and trends in business area and sharing information to build knowledge base of business area and enhance client experience * Understands data, metrics and/or financial information and how they tie to business outcomes related to client, business area and organization * Fosters a culture of accountability within business areas where business area nurtures client relationships by listening, prioritizing and acting responsibly to meet client needs, mitigate risk and add shareholder value Qualifications and Education Requirements * Bachelor's degree in Finance, Accounting, or related area or equivalent experience * 10 or more years of experience as a Commercial Underwriter/Analyst or related positions * Previous management or leadership experience preferred * Ability to analyze and interpret financial statements and understand complex accounting principles * Thorough knowledge of risks associated with all types of industries * Thorough knowledge of loan structuring, borrowing causes and lending standards to ensure loan applications are evaluated efficiently, effectively, and in accordance with regulations * Must possess (or willing to possess in short order) a deep understanding of ONB's Credit culture, loan policies, and loan guidelines and procedures with ability to property mitigate exceptions when granted. * Demonstrated proficiency and attention to analysis utilizing qualitative and quantitative detail Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team!

What We Need Corpay is looking to hire a Credit Analyst III within our Finance division. This position falls under our Corpay line of business and is located in Brentwood, TN or Atlanta, GA. In this role, you will be responsible for reviewing and processing all new account applications across various business lines, as well as will help in gathering financial statements from customers for annual credit reviews. You will report directly to the Director of Credit and collaborating with internal teams such as sales and applicant management teams. How We Work As a Senior Credit Analyst, you will be expected to work in a hybrid environment. Corpay will set you up for success by providing: Assigned workspace in Brentwood, TN or Atlanta, GA. Company-issued equipment Formal, hands-on training Role Responsibilities The responsibilities of the role will include: Approving or declining new commercial credit limits up to assigned authority. Making credit recommendations for senior management regarding credit extensions. Analyzing applicant financial status and credit for feasibility of commercial credit approval. Verifying agreements for accuracy and completeness according to policies. Communicating with the applicant's management team regarding financial performance. Collaborating with sales teams to find credit alternatives that balance gaining new business while minimizing risk. Reviewing existing accounts for credit extensions on new products, including identifying high-risk accounts. Interviewing CFOs and CEOs to assess their financial standing and make well-informed decisions. Delivering negative decisions respectfully and providing clear explanations. Maintaining accurate reviews and reports of unsecured credit accounts on a regular basis (annual, semi-annual, or quarterly). Assisting Credit and Collections Managers with problem accounts. Making recommendations to senior management regarding high-risk accounts. Handling complex unsecured credit requests independently. Qualifications & Skills Bachelor's Degree in Finance or a related field such as Accounting or Business. 3 years of Credit Analyst experience in a B2B sales environment. Strong knowledge of commercial credit principles and financial statement analysis. Ability to project trends based on customer history and industry outlook. Strong organizational, communication, and negotiation skills. Attention to detail and ability to manage multiple assignments. Ability to work in a fast-paced environment with composure and accuracy. Strong customer service skills with the ability to resolve issues quickly. Skilled in Microsoft Word, Excel, and PowerPoint. Experience in customer negotiations and payment plan creation. Benefits & Perks Medical, Dental, & Vision benefits available from the 1st month after hire 401k plan (subject to eligibility requirements). Monthly home internet stipend (for remote employees). Robust PTO offerings including major holidays, vacation, sick, personal, and volunteer time. Employee discounts with major providers (i.e., wireless, gym, car rental, etc.). Equal Opportunity/Affirmative Action Employer Corpay is an Equal Opportunity Employer. Corpay provides equal employment opportunities to all employees and applicants regardless of race, gender, religion, national origin, disability, age, sexual orientation, veteran status, or any other group status protected by law. If you require reasonable accommodation for the application and/or interview process, please notify a representative from our Human Resources Department. LI-PF1 LI-Corpay

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: The UW is responsible for underwriting and structuring of credit transactions. The UW is able to underwrite credit transactions with minimal oversight from the Credit Officer (CO) and also approves complex credit transactions with some coaching from the CO/Commercial Credit Manager (CCM). The UW leads the credit approval process with assistance from the CCM as needed for clients without CO coverage and is an active participant with the CO in credit approval process for complex clients/transactions. UWs may call on credit clients and prospects in partnership or independently with the RM and/or CO as appropriate. Provides ongoing management and primary accountability for a portion of the monitoring and maintenance activities on an assigned portfolio or market, including a higher composition of complex client relationships. They monitor clients operating performance and financial condition to proactively identify issues and opportunities. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The UW's provide ongoing coaching and support to other Credit team members. They report to CCM and partner closely with COs. Responsibilities: Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements Skills: Attention to Detail Credit and Risk Assessment Financial Analysis Underwriting Written Communications Analytical Thinking Credit Documentation Requirements Financial Forecasting and Modeling Recording/Organizing Information Business Acumen Collaboration Collateral Management Loan Structuring Prioritization Required Qualifications: · 3+ years of solid experience in Commercial Banking performing financial analysis, structuring, underwriting and portfolio management · Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring. Desired Qualifications: · Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed. · Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.) · BA/BS Desired Shift: 1st shift (United States of America) Hours Per Week: 40

Location: On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. Duties and Responsibilities: * Work directly with PM, RM and clients to address needs efficiently and accurately * Spread financial statements * Provide advanced analysis in assessing and evaluating current and new business opportunities * Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. * Project manage complex credit requests and analyses and see them through to completion * Identify emerging industry trends and proactively monitor the risk in the current book of business * Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval Knowledge and Skills: * Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information * Microsoft Office: Strong excel and presentation building skills * Ability to manage multiple projects, while maintaining high attention to detail * Self-starter attitude * Flexibility and proven ability to diagnose and resolve issues * Intellectually curious, ability to think outside the box, assertive * Hard working, smart, creative, analytical, driven, exceptionally organized * Strong communication skills and results driven * Ability to work and excel in a team environment Education: * Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. * Exceptional educational background required * CFA or CPA candidates preferred About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Why Wells Fargo: Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job - it's about finding all of the elements to help you thrive, in one place. Living the Well Life means you're supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You'll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we're recognized for it - Wells Fargo once again ranked in the top three - making us the #1 financial services employer - on the 2025 LinkedIn Top Companies list of best workplaces "to grow your career" in the U.S. Join us! About this role: Wells Fargo is seeking a Senior Branch Premier Banker (SAFE) in Consumer and Small Business Banking, as part of Branch Banking. Learn more about the career areas and business divisions at wellsfargojobs.com. Upon required licensing and SAFE registration, the Senior Branch Premier Banker LP (SAFE) employee will transition to the Senior Branch Premier Banker (SAFE) role. The following job profile is intended to provide a general sense of what Senior Branch Premier Bankers do; however, the day-to-day duties and responsibilities will differ from branch to branch and even banker to banker depending on several variables, including (but not limited to) years of experience, complement of clients serviced, banking services and options of various clients, and client needs. In this role you will: * Employees who are not fully licensed at the time of hire will participate in the Branch Banking Licensed Banker licensing program as a Senior Branch Premier Banker LP (SAFE). This is a temporary position until employee has successfully completed licensing requirements. Upon successful completion, employees will transition to the Senior Branch Premier Banker (SAFE) role and perform the following duties: * Proactively acquire new affluent consumer and small business customers, and deepen existing relationships, through outreach and pre-planned appointments * Review and analyze moderately complex customer concerns for possible resolution though discretionary application of applicable resolution protocols * Escalate banking related issues or business risks that require an in-depth evaluation * Advise customers on various aspects of recommended and available financial options and services * Maintain deep knowledge and understanding of Wells Fargo's banking, credit and investment financial solutions and services * Identify client needs and goals for business, mortgage, retirement, and investment services, then partner closely with peers in Business Banking Advisory Services, Mortgage and Wealth and Investment Management to best meet the previously identified needs and goals, consistent with clients' overall financial circumstances and goals * Understand and manage risks in the business by adhering to policies, procedures and controls and ensuring compliance with applicable laws, rules, and regulations * Collect information directly from customers regarding income, assets, investments, and credit; analyze information to develop customized plans identifying Wells Fargo's banking options and services that will best meet customers' financial needs and goals * Build relationships with branch colleagues, affluent customers, and partners to acquire, deepen, and retain relationships, and to also help customers succeed financially * Exercise independent judgement and discretion in managing client relationships through regular meetings to review financial condition and goals, provide advice regarding banking services and options to meet changing circumstances * Be an active member of the branch team, including providing guidance to other branch employees on developing relationships and managing moderately complex to complex client needs * This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the SAFE. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: * 4+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education * 3+ years of experience building and maintaining effective relationships with customers and partners * 3+ years of experience recommending products and services Desired Qualifications: * Financial services industry experience in one or a combination of the following: corporate, consumer, mortgage, investments, brokerage, or private banking * Experience recommending financial services products and services * Successfully completed FINRA Series 6 and 63 exams (or recognized FINRA equivalents) to qualify for immediate registration * State Insurance license(s) * 3+ years of experience in a licensed financial services position * Customer service focus with experience handling complex transactions across multiple systems * Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues * Excellent verbal, written, and interpersonal communication skills * Knowledge and understanding of book of business processes to actively manage a group of Wells Fargo customers to meet their needs and grow the business * Knowledge and understanding of Branch Banking compliance controls, risk management, and loss prevention * Ability to follow policies, procedures, and regulations * Ability to educate and connect customers to technology and share the value of self-service digital banking options * Experience using strong business acumen to provide financial services consultation to small business customers * Knowledge and understanding of financial services consumer lending products * Ability to interact with integrity and professionalism with customers and employees * High motivation with ability to successfully meet team objectives while maintaining individual performance * Experience mentoring and peer-coaching others Job Expectations: * Ability to work a schedule that may include most Saturdays * Adherence to Wells Fargo sales practices risk management culture * Current registration for FINRA Series 6 and Series 63 (or FINRA recognized equivalents) is required for this role or must be completed within a specified period. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite will be required * For the following states where hired, FINRA Series 65 (or equivalent) will also be required to be completed within a specified period: AK, AL, CT, DE, HI, IA, ID, IN, KS, MD, MI, MN, MS, MT, NC, ND, NE, NM, OR, SC, SD, TN, TX, UT, VA, WA, WI, and WY. The State of WY permits referral-only licensed bankers to receive the IAR registration without completing the Series 65/66 exam requirement. This list of states is subject to change and Series 65 (or equivalent) licensing requirement would be based on current state requirements during employment * State Insurance license(s) are required for this role and must be completed within a specified period * Licensing requirements and expected completion timeline determined by the number of licenses needed) will be communicated to the candidate upon offer acceptance * Obtaining and/or maintaining appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in this position. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA review process at the time of offer acceptance. This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position * Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness, and criminal background standards. * A current credit report will be used to assess your financial responsibility and credit fitness; however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary * This position is not eligible for Visa sponsorship Job Location Address: * Hermitage - 4740 Lebanon Pike - Hermitage, TN - 37076 Posting End Date: 5 Feb 2026 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Our Principles and Values: Manchester Tank has a proud heritage of hard-working people, who for over 75 years have manufactured high quality products for our country and the world. The McWane/Manchester Way Compass is provided as a personal guide to help team members navigate through situations they encounter daily at work and includes eight core principles to guide our team members: Communication, Safety, Environment, Leadership, Trust, Excellence, Accountability, and Teamwork. All team members are expected to know these principles, values, and behaviors. Our Compass Points ensure higher levels of safety and environmental performance in all our operations. It also improves communication, relationships, and work performance at all levels of our organization. Manchester Tank is an equal opportunity employer committed to providing equal employment opportunity in all employment practices. Manchester Tank will not discriminate against any applicant for employment because of their race, color, religion, sex, national origin, age, sexual orientation, disability, veteran or service member status, marital status, citizenship status (In IL - sex, including same sex, ancestry, order of protection status, physical or mental disability, military status, pregnancy, unfavorable discharge status, genetic information), (In IA - gender identity), (In CA - gender identity or expression, and genetic information) or any other category protected by federal, state or local law. Review and assess customer credit applications to determine creditworthiness Monitor outstanding balances and follow up on overdue accounts Conduct financial analysis and risk assessment for potential and current clients Negotiate payment arrangements and settlements with delinquent customers Collaborate with internal teams such as sales, finance, and customer service to resolve payment issues Maintain accurate records of all credit and collection activities Ensure compliance with internal policies and external regulations Qualifications Bachelor's degree in Finance, Accounting, Business Administration, or a related field. Would consider experience in lieu of degree. Minimum of 2-3 years of experience in credit and collections or a similar role Proficiency in Microsoft Office Suite. Strong understanding of financial statements and credit/collection techniques and practices Proficiency in using financial software and ERP systems. Microsoft D365 a plus. Excellent negotiation and interpersonal skills Strong analytical and problem-solving abilities Ability to handle high volumes of work and meet deadlines Experience working with various credit reporting agencies. Strong attention to detail and accuracy Excellent verbal and written communication skills Ability to work independently and collaboratively in a team environment Strong organizational and time management skills Additional Information All your information will be kept confidential according to EEO guidelines. Please note this is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. McWane is a Federal VEVRAA contractor, and an Equal Opportunity Employer committed to providing equal employment opportunity in all employment practices. McWane will not discriminate against any applicant for employment because of their race, color, religion, sex, national origin, age, sexual orientation, disability, veteran or service member status, marital status, citizenship status (In IL - sex, including same sex, ancestry, order of protection status, physical or mental disability, military status, pregnancy, unfavorable discharge status, genetic information), (In IA - gender identity), (In CA- gender identity or expression, and genetic information) or any other category protected by federal, state or local law. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. McWane is a Federal VEVRAA contractor, and an Equal Opportunity Employer committed to providing equal employment opportunity in all employment practices. McWane will not discriminate against any applicant for employment because of their race, color, religion, sex, national origin, age, sexual orientation, disability, veteran or service member status, marital status, citizenship status (In IL - sex, including same sex, ancestry, order of protection status, physical or mental disability, military status, pregnancy, unfavorable discharge status, genetic information), (In IA - gender identity), (In CA- gender identity or expression, and genetic information) or any other category protected by federal, state or local law.

The Billing and Collection Analys t , Remote Team Member is responsible for efficiently monitoring, creating, updating, and communicating all aspects of the LSA Client Billing Process. His or her input will be necessary to ensure the data communicated to the clients is accurate and timely. Updates to the systems will be critical. Essential Duties & Responsibilities: AR collection experience required which includes patient, insurance and direct bill follow-up Assist with direct bill invoicing Work with Client, Client Services, Sales Managers and Information Technology teams to resolve invoicing issues Audit the invoicing process for accuracy, notify appropriate dept. of discrepancies, and follow up on outstanding issues until corrections are complete Work directly with clients to resolve invoice discrepancies and/or errors and address their questions and concerns regarding the process Initiate adjustments as necessary which may include issuing credit notes, invoice corrections and/or issuing client refunds Reconciliation of accounts between 2 billing systems, Sage and Horizon Verify active and/or termed insurance coverage Maintain confidentiality of patient information Communicate with Clients and Sales teams effectively by emailing, faxing and calling Must adhere to Remote Team Member goals per the identified guidelines Participate in process improvements, including process definition, measurement analysis, and implementation of controls Participate in proactive team efforts to achieve departmental and company goals Provide leadership to others through example and sharing of knowledge/skill Other duties as required and assigned Successful Candidates Must Possess: High School diploma or GED required A minimum of three (3) years of Healthcare Accounts Receivable experience required Knowledge of insurance including Medicare, Medicaid, Blue Cross Blue Shield and Third Party Payers strongly preferred Proficient in using Microsoft Excel, Excel Pivot Tables, Access and Access data base programs Must be able to multitask and be highly organized Aegis Sciences Corporation is and Equal Opportunity Employer

The Credit Representative will enter credit memos related to customer product returns or adjustments. This is a full-time onsite position. Work schedule is Monday through Friday from 7:00 A.M. to 3:30 P.M. The Lifeway Distribution Center in Lebanon, TN, is a place where you can bring your faith and work experience to join the most important mission in the world: making disciples of Jesus Christ. Whether you're a picker, packer, stocker, material handler, or working in assembly, if you're passionate about serving the church, we have a place for you. Full-time employees are eligible for enrollment in our comprehensive benefits plans including healthcare, vacation and sick time, holiday pay, care days, 401(k) plan, and more. Learn more about our culture at team.lifeway.com/culture-code I-Hybrid Responsibilities * Enter adjustment orders or credit memos using ERP system, to resolve customer complaints, inquiries, and product returns. Investigate, analyze, and report process issues that are prompting customer returns. Process call-tag information as needed, and interface with customers when researching lost shipments. * Research and reconcile credit related issues such as: RTV reconciliation, special events credits, responding to internal inquiries regarding credit issues, and other required tasks, as assigned. * File returns documents per departmental policy and audit customer returns to ensure inventory and customer accounts are properly adjusted. * Perform other distribution work functions as workload dictates. Qualifications * High School Diploma, or GED * Associate or bachelor's degree in business or accounting, preferred * 2 years experience in warehouse, shipping or logistics * 1+ years of experience in customer service, accounts receivable, accounts payable, or working within a credit department. * Demonstrated ability in ethical decision making, critical thinking, and analytical thinking to evaluate credit issues, identify root causes, and ensure fair, accurate resolutions aligned with company policy. * Proficient in clear communication (written & verbal), active listening, and customer service to effectively collaborate with customers and internal teams, explain credit decisions, and resolve inquiries with professionalism. * Working knowledge of ERP systems, warehouse management systems, and transportation systems to process credit memos, track returns, research lost shipments, and maintain accurate records. * Proficient in Microsoft Office 365 tools (Word, PowerPoint) for documentation and reporting, with applied math and accounting skills to reconcile accounts, process adjustments, and verify financial accuracy. * Demonstrated ability in time management to prioritize competing credit requests, meet deadlines, and ensure prompt resolution of customer and operational needs. Other Requirements: * This job operates in a distribution center setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, and filing cabinets. This is a largely sedentary role; however, some physical labor may be required. Individuals may need to sit or stand as needed. This position may require walking primarily on a level concrete surface for periods of time as well as reaching above shoulder heights or below the waist or lifting throughout the workday. Proper lifting techniques are required as this position may occasionally lift up to 50 pounds. * Ability to work overtime, as needed. * Ability to read and write in the English language.

The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies. Principal Accountabilities Acquire and Maintain Customers Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments Assist in managing store personnel; may direct activities of one or more employees Compliance with all applicable federal, state and local statutes Decipher, prepare and review store reports Document all customer commitments Ensure company standards for renewals, delinquencies and store collections are satisfied Fill out paperwork for submission to corporate support Follow monthly marketing plans and maintain internal quality control standards Manage customer accounts Managing inventory and cash assets Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy All other duties deemed necessary for effective store management Requirements for Credit Manager Effective organizational skills Established collection skills Good communication skills Handle multiple priorities simultaneously Learn and become proficient in POS system Maintain professional appearance Must be able to read, write and communicate effectively in person and over the phone with employees and customers Negotiate and resolve conflict Plan, organize, delegate, coordinate and follow up various tasks and assignments Recognize and solve problems Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements Regular and consistent attendance, including nights and weekends as business dictates Education and Experience Two years experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising. General Physical Requirements Position routinely requires lifting, loading, moving, and using a dolly for merchandise 50-300 pounds Stooping, bending, pulling, climbing, reaching and grabbing as required Must be able to traverse multiple flights of stairs while carrying furniture, appliance, and electronics Prolonged driving and standing Must be able to work in and outdoors in a variety of climates and weather conditions. $37,000.00 - $37,500.00 Annually

Hankook Tire & Technology is a global leader in high-performance tire manufacturing, founded in 1941 and headquartered in Seoul, South Korea. As the world's seventh-largest tire producer, Hankook operates advanced manufacturing facilities and offices in North America, including its U.S. headquarters in downtown Nashville, TN, and a state-of-the-art production plant in Clarksville, TN. The company delivers innovative tire solutions for passenger vehicles, trucks, motorsports, and original equipment manufacturers (OEMs) worldwide. Global Innovation: Pioneering innovative technologies and eco-friendly manufacturing practices. Career Growth: Opportunities for internal mobility, leadership development, and continued learning. Employee-Focused Benefits: Competitive health coverage, 401(k) with match, paid time off, ten paid holidays per year and employee discounts on tires. Inclusive Culture: Committed to diversity, teamwork, and sustainability Location: The Credit Analyst position is located at our North American Headquarters in the AT&T (Batman) Building in downtown Nashville, TN. Enjoy a collaborative work environment from Nashville's most iconic building featuring company-paid on-site parking, a cafe, gym, dry-cleaning services, and more. Work Style: In-person, Monday - Friday, 8:00 AM - 5:00 PM This Exempt position for Credit Analyst will assist the Credit Manager in managing an operation extending credit to both wholesalers, retailers and fleet B2B customers. Some of the roles and responsibilities are: Daily credit hold releases and approvals based on company established guidelines - within credit line and not beyond terms. Managing their section of the A/R portfolio with respect to credit, collections, and customer interaction for the TBR, PCLT and Corporate account teams. Collection duties to include email, phone calls and customer visits Extension of credit lines based on company policy, review financial statements and input into Credit Management Suite (CMS). Credit extension criteria based on risk analysis and coverage by outside third party - Coface, Wells Fargo, and CIT. Coordinate credit granting activities with outside credit granting agencies to include factors, credit insurance, banks and government agencies. Monthly meetings with Sales Manager and DM's regarding PCLT accounts to discuss status of account, past due balances and resolution of chargeback and deductions. Preparing, editing and refining Aging, Past Due, Credit Extension and other reports for Senior Management. Filling of UCC1 and Security Agreement as directed and Credit Manager(s). Travel up to 5% (where applicable) III. Key Accountabilities Independent review of customer's orders to release credit holds based on specific guidelines (within the credit limit and not past due). Determination as to whether or not to release orders without immediate consultation with management based on parameters outlined using his/her sole discretion. Responsible for credit hold releases and any over-the-line or past due balances as result of releasing orders outside of given credit policies and procedures. Processing of AVB, Haiss, CDTP, Pricing and other credits as deemed necessary to effectuate the Order-to-Cash (OTC) processes. Working in the Credit Management Suite (CMS) platform which was setup to analyze customer's financials including balance sheet, income statement and statement of cash flows. Inputting and analyzing balance sheet, income statement, statement of cash flows along with D&B and NACM reports into CMS. In-depth credit analysis and reporting of all In-House credit lines based on updated financials, sales trending and customer profitability. Financial analysis based on liquidity, asset management, debt management and profitability. Increase proficiency in reading/interpreting financial statements to determine credit lines and customer trending. Run and analyze NACM (National Association of Credit Manager's) reports and other manufacturers trade reporting. Research & resolve customer payment discrepancies to include deductions for shortage, returns, cash discount and other. Work with D & B and other credit reporting agencies to determine customer viability and potential. Integrate sales forecasting and trending into customer credit line determination. IV. Level of Accountabilities Individual contributor able to work without supervision. Professional level position with impact to business based on decision making processes and procedures. V. Core Competencies Must be computer literate, especially Microsoft EXCEL, WORD & POWER POINT Able to “host” and provide feedback for department and inter-departmental conferences and meetings. Knowledge of SAP or large ERP platform a plus. Detail oriented and self-starter. Actively demonstrates a positive attitude willingness to work as a Team to accomplish department and corporate goals. Excellent verbal, written and customer service skills. Ability to handle difficult situations while maintaining calm and purposefulness. Thorough understanding of industry practices, organizational need and general business conditions VI. Qualifications A bachelor's degree required preferable in Business Administration, Accounting or Finance. Minimum 4 years' experience in B2B credit and collections department. Working knowledge of accounting and credit/collection in B2B setting. DISCLAIMER: The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this position. They are not intended to be construed as an exhaustive list of responsibilities, duties and skills required of personnel so classified. Hankook Tire is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.

Job Posting: For the past 10 years, Safe Step Walk-In Tub Company (a Ferguson company) has experienced unprecedented growth and have been overly committed to providing our customers with the industry-leading safety, comfort and independence they deserve. As the nation's top walk in tub/shower company, our products are made to the highest manufacturing standards available, and our customer service is unmatched. We call it the Safe Step Difference. If you're considering investing in your future, look no further to find out why the Safe Step Walk-In Tub Company is the only choice. We purposely employ dedicated team members that have a natural desire to provide life-changing service to our customer base across the US and Canada. Every day, we do our best, to give our best, to those deserving of the same. Overall Job Objective: The Credit Specialist will be managing a portfolio of process focused customer accounts. This is a Hybrid role based out of Nashville, TN, in accordance with the Safe Steps Flex schedule. Responsibilities: Manage customer portals for payment and handle a wide variety of credit and collection functions. Filing of liens. Handle sophisticated, large, or difficult credit accounts, ensuring positive customer relations and minimizing outstanding debts. Maintain consistency between credit and collection activities and the organization's overall customer relations strategy. Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses, and efficiently collect payments. Contact customers regarding delinquent payments, prepare reports reflecting credit and collection status, and identify/address problem debts. Participate in associate meetings, communicate concerns to management, and spend time strengthening internal and external relationships. Support business and sales objectives through efficient performance of job responsibilities. Qualifications: 3-5 years of experience in credit management or similar roles. Strong written and verbal communication skills. Strong organizational skills with proven ability to work with a sense of urgency to meet deadlines. Demonstrated ability to negotiate with customers. Excellent attention to details with an ability to solve problems and think analytically. Proficiency in Microsoft Office software (Outlook, Word, Excel, PowerPoint, Access, etc.). At Safe Step Walk In Tub, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more! - Pay Range: - $21.63 - $32.45 - Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles. - This role is Bonus or Incentive Plan eligible. - Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements. - The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability. Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity. Equal Employment Opportunity and Reasonable Accommodation Information

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities We are currently seeking a Senior Credit Officer that will be responsible for the daily activities of the Commercial Underwriters, maintaining an efficient workflow while promoting a collaborative experience between their direct reports, Relationship Managers, segment leadership, and other internal support areas. Within the Business Banking Credit Center (BBCC), the Senior Credit Officer oversees the underwriting of loan requests with aggregate exposures below $1 million. This individual will manage all activities of the BBCC UWs, which will include oversight of all analyst tasks and functions necessary to analyze, decision, and manage credit relationships in the Commercial portfolio, along with credit risk administration duties, orderly flow of credit approvals through the analysis process and productivity for all direct reports. Responsible to maintain loss ratios, accurately assess risk and assign the appropriate risk rating in an efficient manner following established underwriting guidelines and procedures. This position requires strong communication, leadership and critical thinking skills, thorough knowledge of industry and bank underwriting standards, and the confidence to make and support loan decisions We are an in-office working environment. This position can be located in one of the offices within our footprint. Salary Range The annual salary range for this position is $106,100 - $214,600. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location. Key Accountabilities Ensure credit quality targets for the loan portfolio are met Ensure analyses of underwriters are appropriate and asset quality ratings are accurate Engage with Credit Strategy to leverage portfolio data and industry/market trends to provide administrative oversight of the Commercial loan portfolio Ensure compliance with established corporate standards for Commercial portfolio Understand the state of the loan portfolio, identifying areas of potential concern and growth opportunities Coach, develop and maintain a competent team of credit professionals Develop Underwriters through appropriate training to ensure analysis on credit approval memorandums is accurate, factually correct and meets bank requirements to make fully informed credit decisions Assist with evaluating, analyzing, and decisioning eligible loan applications while exercising granted loan authority in a responsible manner Lead and coach a team of credit professionals and successfully motivate direct reports to perform at a high level and achieve their own performance and career objectives Maintain and grow analytical skills and industry knowledge through internal and external training and development opportunities Maintain an environment that is collaborative, controlled, monitored, and efficient Collaborate with staff and production peers while executing the Bank's Commercial Strategy Empower team to engage with Commercial Relationship Managers, CBU Agents, and Documentation Specialists as applications progress through internal commercial lending processes and deploy problem solving and critical thinking skills as needed. Complete special projects at the direction of the Bank's credit administrators, which may include action and responses to OCC exams, internal audits, and loan review reports. Key Competencies for Position Develops Talent - Optimizes talent within business area to achieve goals Actively supports people development through formal programs as well as targeted stretch assignments Continuously evaluates talent within business area and is quick to take action to remove barriers and close talent gaps through effective feedback and coaching Cultivates an environment of trust and optimizes talents and capabilities within business area through a culture of continuous feedback and coaching Actively seeks to attract and retain best-in-class, diverse talent Makes Decisions & Solves Problems - Proactively sources and analyzes comprehensive data to define and solve complex business problems that leads to sound decisions Proactively analyzes and owns qualitative and quantitative data to define business areas problems and opportunities through effective collaboration Collaborates to compile information needed to create a sound approach by leveraging internal and external resources Considers business area, organizational, and individual realities along with impact on the business before developing solutions and makes sound business decisions based on a blend of analysis, wisdom, experience and judgment Creates plan to meet goals and objectives within business areas diminishing gaps and evaluating progress along the way allowing for adjustments Delights Clients - Builds a best-in-class client experience across the business area Fosters an environment where team members passionately serve internal/external clients with excellence Fosters a growth mindset by keeping current with development and trends in business area and sharing information to build knowledge base of business area and enhance client experience Understands data, metrics and/or financial information and how they tie to business outcomes related to client, business area and organization Fosters a culture of accountability within business areas where business area nurtures client relationships by listening, prioritizing and acting responsibly to meet client needs, mitigate risk and add shareholder value Qualifications and Education Requirements Bachelor's degree in Finance, Accounting, or related area or equivalent experience 10 or more years of experience as a Commercial Underwriter/Analyst or related positions Previous management or leadership experience preferred Ability to analyze and interpret financial statements and understand complex accounting principles Thorough knowledge of risks associated with all types of industries Thorough knowledge of loan structuring, borrowing causes and lending standards to ensure loan applications are evaluated efficiently, effectively, and in accordance with regulations Must possess (or willing to possess in short order) a deep understanding of ONB's Credit culture, loan policies, and loan guidelines and procedures with ability to property mitigate exceptions when granted. Demonstrated proficiency and attention to analysis utilizing qualitative and quantitative detail Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team! We can recommend jobs specifically for you! Click here to get started. If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)

**Location:** On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. **Duties and Responsibilities:** + Work directly with PM, RM and clients to address needs efficiently and accurately + Spread financial statements + Provide advanced analysis in assessing and evaluating current and new business opportunities + Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. + Project manage complex credit requests and analyses and see them through to completion + Identify emerging industry trends and proactively monitor the risk in the current book of business + Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval **Knowledge and Skills:** + Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information + Microsoft Office: Strong excel and presentation building skills + Ability to manage multiple projects, while maintaining high attention to detail + Self-starter attitude + Flexibility and proven ability to diagnose and resolve issues + Intellectually curious, ability to think outside the box, assertive + Hard working, smart, creative, analytical, driven, exceptionally organized + Strong communication skills and results driven + Ability to work and excel in a team environment **Education:** + Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. + Exceptional educational background required + CFA or CPA candidates preferred **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies. Principal Accountabilities Acquire and Maintain Customers Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments Assist in managing store personnel; may direct activities of one or more employees Compliance with all applicable federal, state and local statutes Decipher, prepare and review store reports Document all customer commitments Ensure company standards for renewals, delinquencies and store collections are satisfied Fill out paperwork for submission to corporate support Follow monthly marketing plans and maintain internal quality control standards Manage customer accounts Managing inventory and cash assets Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy All other duties deemed necessary for effective store management Requirements for Credit Manager Effective organizational skills Established collection skills Good communication skills Handle multiple priorities simultaneously Learn and become proficient in POS system Maintain professional appearance Must be able to read, write and communicate effectively in person and over the phone with employees and customers Negotiate and resolve conflict Plan, organize, delegate, coordinate and follow up various tasks and assignments Recognize and solve problems Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements Regular and consistent attendance, including nights and weekends as business dictates Education and Experience Two years experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising. General Physical Requirements Position routinely requires lifting, loading, moving, and using a dolly for merchandise 50-300 pounds Stooping, bending, pulling, climbing, reaching and grabbing as required Must be able to traverse multiple flights of stairs while carrying furniture, appliance, and electronics Prolonged driving and standing Must be able to work in and outdoors in a variety of climates and weather conditions. $16.00 - $17.00 Hourly

The Credit Analyst position involves underwriting/analyzing commercial loans and assisting Portfolio Managers and Relationship Managers in managing customers' relationships. This position is within the Commercial Lending team. Work will be completed within a production-based environment and includes: financial statement and tax return spreading into Bank software or templates, creating and updating loan requests in the Bank's loan production software, financial credit analysis, underwriting support, covenant monitoring, and industry research for commercial lending prospects/clients. **Key Responsibilities** : - Preparing credit analysis including review/analysis of real estate and C&I loans-specific market information and financial statements for commercial borrowers, guarantors and prospects. - Working proactively to ensure both production and analyst tasks are prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews; tracking and completing covenant monitoring; completing industry research; and having a strong understanding of loan policy. - Specific skills and analytical tools that may be necessary include: the ability to understand and provide commentary on Company Financial performance; review and provide analysis on leases, appraisals, budgets, projections, guarantor documents, tax returns, cash flows, financial ratios, trends and debt repayment capacity. - Participating in approval conversations with management and credit partners to justify and explain information in the analysis when warranted. - Analyzing and preparing complex credit approval documentation in FHB's approval system. Credit Approval Documentation includes loan terms, collateral, entering covenants, determining bank's credit exposure, and loan grade inputs. - Responsible for working with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines. - Participating in internal credit conversations with PMs, RMs Credit Risk Managers and senior management and in external meetings with clients and prospects. - Participating in special projects and assignments and performs other duties assigned. - CA's must demonstrate consistently high level of ownership in line of business and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the role to assist in achieving business goals. **Qualifications Include** : - Bachelor's degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience - Related experience in the credit analyst role, Financial Services, Banking Industry, Credit Analysis, Loan Review or similar background preferred. - Good fundamental understanding of general bank operations, financial analysis, and the lending process - Strong computer skills required with the following programs: Word, PowerPoint and Outlook and proficient skills with Excel - Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners - Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.