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Credit charge authorizer skills for your resume and career

Updated January 8, 2025
1 min read
Below we've compiled a list of the most critical credit charge authorizer skills. We ranked the top skills for credit charge authorizers based on the percentage of resumes they appeared on. For example, 22.3% of credit charge authorizer resumes contained customer service as a skill. Continue reading to find out what skills a credit charge authorizer needs to be successful in the workplace.

13 credit charge authorizer skills for your resume and career

1. Customer Service

Customer service is the process of offering assistance to all the current and potential customers -- answering questions, fixing problems, and providing excellent service. The main goal of customer service is to build a strong relationship with the customers so that they keep coming back for more business.

Here's how credit charge authorizers use customer service:
  • Provided customer service and store support for Federated credit customers.
  • Answer customer service questions related to product specifications.

2. Credit Applications

Here's how credit charge authorizers use credit applications:
  • Analyzed customer credit applications and granted store credit, if approved
  • Prepare On-Line credit applications from various service centers

3. Credit Card

A type of card issued by banks and other financial institutions, that enable users to manage and borrow their finances is called a credit card. The funds borrowed from a financial institution through a credit card are meant to be paid back along with certain amounts of interest imposed by the bank.

Here's how credit charge authorizers use credit card:
  • Credit card authorizations; handled inbound phones calls from merchants to get authorizations on card holder transactions.
  • Prepare credit cards or charge account plates

4. Inbound Calls

Here's how credit charge authorizers use inbound calls:
  • Provided approval codes and account verification to merchants via inbound calls.
  • Answered inbound calls from our patrons for analysis of casino credit correspondence.

5. Outbound Calls

An outbound call is made by the call center representative to the customers on behalf of the company. Such calls help increase sales and generate revenue for the organization.

Here's how credit charge authorizers use outbound calls:
  • Answer inbound and make outbound calls with clients verifying information on file.
  • Completed outbound calls to update client's business information.

6. Credit Limit Increases

Here's how credit charge authorizers use credit limit increases:
  • Used independent judgment for underwriting accounts and credit limit increases.

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7. Credit Approval

Here's how credit charge authorizers use credit approval:
  • Review and verify new and add-on customers transactions for credit approval.
  • Managed regional credit operations including all phases of credit approval and collection; provided staff leadership over two credit assistants.

8. Credit Line Increases

Here's how credit charge authorizers use credit line increases:
  • Authorized requested credit line increases according to company policy.
  • Processed client payments, credit line increases and account maintenance such as address changes, utilizing RPLID & FDR Financial Applications.

9. Customer Accounts

Here's how credit charge authorizers use customer accounts:
  • Assisted merchants in completing American Express Customer Accounts.
  • Performed credit inquiries on prospective customers and entered new customer accounts into database.

10. Credit Bureau Reports

Here's how credit charge authorizers use credit bureau reports:
  • Requested credit bureau reports and verified employment for prospective applicants.
  • Entered credit application quickly and accurately into storm system, additionally, pulled credit bureau reports and other duties.

11. Sales Associates

Here's how credit charge authorizers use sales associates:
  • Handled inbound phone calls from current customers and sales associates, to assist in making purchases.

12. Credit History

Here's how credit charge authorizers use credit history:
  • Research existing customer's credit history to determine eligibility for future purchases on existing accounts.
  • Reviewed client credit history to determine if credit line increase would be approved.

13. System Tools

Here's how credit charge authorizers use system tools:
  • Utilize system tools and resources to verify accuracy of application information.
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List of credit charge authorizer skills to add to your resume

The most important skills for a credit charge authorizer resume and required skills for a credit charge authorizer to have include:

  • Customer Service
  • Credit Applications
  • Credit Card
  • Inbound Calls
  • Outbound Calls
  • Credit Limit Increases
  • Credit Approval
  • Credit Line Increases
  • Customer Accounts
  • Credit Bureau Reports
  • Sales Associates
  • Credit History
  • System Tools

Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

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