How to hire a credit checker

How to hire a credit checker, step by step

Here's a step-by-step credit checker hiring guide:

• Step 1: Identify your hiring needs
• Step 2: Create an ideal candidate profile
• Step 3: Make a budget
• Step 4: Write a credit checker job description
• Step 5: Post your job
• Step 6: Interview candidates
• Step 7: Send a job offer and onboard your new credit checker
• Step 8: Go through the hiring process checklist

Post a credit checker job for free, promote it for a fee

Post free

1. Identify your hiring needs

   Before you start hiring a credit checker, identify what type of worker you actually need. Certain positions might call for a full-time employee, while others can be done by a part-time worker or contractor.

   Determine employee vs contractor status

   Is the person you're thinking of hiring a US citizen or green card holder?

   Yes

   No

   A credit checker's background is also an important factor in determining whether they'll be a good fit for the position. For example, credit checkers from different industries or fields will have radically different experiences and will bring different viewpoints to the role. You also need to consider the candidate's previous level of experience to make sure they'll be comfortable with the job's level of seniority.

   Here's a comparison of credit checker salaries for various roles:

   Type of Credit Checker	Description	Hourly rate
   Credit Checker	Financial clerks do administrative work for many types of organizations. They keep records, help customers, and carry out financial transactions.	$20-59
   Credit Investigator	A credit investigator investigates credit or loan applications to determine if applicants can uphold financial obligations, thus helping companies decide which applications to approve. They gather and evaluate documents, conduct research and analyses, study financial histories and credit reports, and calculate loan-to-income ratios... Show more	$12-20

2. Create an ideal candidate profile

   Common skills:

   • Data Entry
   • Credit Checks

   Responsibilities:

   • Manage accounting operations, accounting close, account reporting and reconciliations.
   • Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.
   • Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.

3. Make a budget

   Including a salary range in your credit checker job description helps attract top candidates to the position. A credit checker salary can be affected by several factors, such as geography, experience, seniority, certifications, and the prestige of the hiring company.

   For example, the average salary for a credit checker in Colorado may be lower than in Virginia, and an entry-level credit checker usually earns less than a senior-level credit checker. Additionally, a credit checker with certifications may command a higher salary, and working for a well-known company or start-up may also impact an employee's pay.

   Average credit checker salary

   $73,074yearly

   $35.13 hourly rate

   ---

   Entry-level credit checker salary

   $42,000 yearly salary

   Updated January 21, 2026

   Average credit checker salary by state

   Rank	State	Avg. salary	Hourly rate
   1	Pennsylvania	$114,728	$55
   2	North Carolina	$112,649	$54
   3	Virginia	$110,943	$53
   4	Florida	$101,572	$49
   5	Maryland	$100,261	$48
   6	California	$99,588	$48
   7	Tennessee	$99,540	$48
   8	Mississippi	$99,453	$48
   9	Connecticut	$99,327	$48
   10	Texas	$98,449	$47
   11	Arizona	$96,893	$47
   12	South Carolina	$95,498	$46
   13	Alabama	$94,754	$46
   14	Indiana	$92,897	$45
   15	Louisiana	$92,682	$45
   16	Arkansas	$91,041	$44
   17	Georgia	$89,867	$43
   18	New Hampshire	$88,754	$43
   19	Nevada	$88,470	$43
   20	Michigan	$88,299	$42

   Average credit checker salary by company

   Company

   Rank	Company	Average salary	Hourly rate	Job openings
   1	Lehigh Valley Health Network	$100,689	$48.41
   2	Anderson Trucking Service	$77,670	$37.34

4. Writing a credit checker job description

   A credit checker job description should include a summary of the role, required skills, and a list of responsibilities. It's also good to include a salary range and the first name of the hiring manager. Below, you can find an example of a credit checker job description:

   Credit checker job description example

   United States of America, Florida, Quincy
   
   Logistics / Warehouse Operations
   
   Post Date Aug 03, 2022
   
   Requisition # 146039
   
   Sign Up for Job Alerts
   
   UNFI core beliefs "We reach the highest standards for quality, consistency, product assortments, dependability, value-added support services and integrity in the business." Do you have what it takes to be a leader? Want to be a part of an ever-growing business? Why not apply today with us and start leading our associates in the right path to success.
   
   PURPOSE:
   
   The Credit Validator reviews, researches, and confirms credit inquiries in collaboration with Customer Experience and local inventory teams including Operations leadership. They will also help support inventory projects and programs to ensure accuracy and in compliance with service levels.
   
   JOB RESPONSIBILITIES:
   
   + Conducts review and appropriate research to verify if a credit is valid and provide disposition back to Customer Experience
   
   + Collaborates with Customer Experience team on credit inquiries and other requests as needed
   
   + Leverage reporting to identify customer trends and provide guidance back to Operations leadership and key stakeholders
   
   + Performs shipping and receiving audits on-site and in retail stores as required
   
   + Partners with local inventory team to review and process inventory adjustments as needed
   
   + Make inventory adjustments in the system
   
   + Performs other relevant job duties as required.
   
   JOB REQUIREMENTS:
   
   Education/ Certifications: (Required/Preferred-list requirement is required or preferred)
   
   + High school diploma or GED required
   
   + Capability of being licensed in operating powered industrial equipment
   
   Experience:
   
   + Have an understanding of procedures in other areas of the warehouse for a more global understanding of all processes.
   
   + Working knowledge and experience, preferably in both mechanized and conventional warehousing, in picking and storage operations in dry grocery and perishable areas.
   
   + Experience as a selector or lift operator (strongly preferred) Knowledge:
   
   + Understanding of safety guidelines
   
   + Understanding of paperwork and reporting methods related to tracking inventory
   
   + Strong knowledge of applicable warehouse mgmt. system and RF system Skills/ Abilities:
   
   + Ability to leverage critical thinking to address and verify inventory inquiries
   
   + Ability to problem solve and follow-through on requests efficiently
   
   + Strong communication skills; both written and oral applications
   
   + Bilingual preferred (Spanish or Korean)
   
   + Strong interpersonal skills; must be motivated and take initiative
   
   + Ability to establish and maintain effective working relationships with others
   
   + Ability to be detail oriented and manage multiple tasks
   
   + Ability to recognize and read location codes, date codes and product codes
   
   + Proficiency in PC software tools for reports, analysis, and audits. MS Outlook, Word and Excel experience required
   
   PHYSICAL ENVIRONMENT/ DEMANDS:
   
   + Ability to lift between 40-60 pounds daily and to stand, walk, bend, stoop, twist and turn frequently.
   
   + Exposed to temperatures ranging from -20 degrees below zero to 35 degrees Fahrenheit in Perishable Operation and 37 degrees to 90 degrees Fahrenheit in Grocery Operation
   
   + Ability to do repetitious arm, wrist and hand movements required for maintenance and service procedures.
   
   + Must be able to work with hands and arms overhead, and to work in or under the equipment.
   
   + Requires manual dexterity, overall coordination and good balance to work both at ground level and in high places to perform job duties.
   
   + Ability to operate work related equipment
   
   + Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus.
   
   + Moving about the distribution center warehouse floor
   
   All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or protected veteran status. UNFI is an Equal Opportunity employer committed to creating an inclusive and respectful environment for all. - M/F/Veteran/Disability. VEVRAA Federal Contractor.
   
   Additional Information
   
   + Schedule: Full-time

   Copy this example

   

5. Post your job

   To find the right credit checker for your business, consider trying out a few different recruiting strategies:

   • Consider internal talent. One of the most important sources of talent for any company is its existing workforce.
   • Ask for referrals. Reach out to friends, family members, and current employees and ask if they know or have worked with credit checkers they would recommend.
   • Recruit at local colleges. Attend job fairs at local colleges to recruit credit checkers who meet your education requirements.
   • Social media platforms. LinkedIn, Facebook and Twitter now have more than 3.5 billion users, and you can use social media to reach potential job candidates.

   Post your job online:

   • Post your credit checker job on Zippia to find and recruit credit checker candidates who meet your exact specifications.
   • Use field-specific websites.
   • Post a job on free websites.

6. Interview candidates

   Your first interview with credit checker candidates should focus on their interest in the role and background experience. As the hiring process goes on, you can learn more about how they'd fit into the company culture in later rounds of interviews.

   You should also ask about candidates' unique skills and talents to see if they match the ideal candidate profile you developed earlier. Candidates good enough for the next step can complete the technical interview.

   The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

7. Send a job offer and onboard your new credit checker

   Once you've decided on a perfect credit checker candidate, it's time to write an offer letter. In addition to salary, it should include benefits and perks available to the employee. Qualified candidates may be considered for other positions, so make sure your offer is competitive. Candidates may wish to negotiate. Once you've settled on the details, formalize your agreement with a contract.

   It's also good etiquette to follow up with applicants who don't get the job by sending them an email letting them know that the position has been filled.

   To prepare for the new credit checker first day, you should share an onboarding schedule with them that covers their first period on the job. You should also quickly complete any necessary paperwork, such as employee action forms and onboarding documents like I-9, benefits enrollment, and federal and state tax forms. Finally, Human Resources must ensure a new employee file is created for internal record keeping.

8. Go through the hiring process checklist

   • Determine employee type (full-time, part-time, contractor, etc.)
   • Submit a job requisition form to the HR department
   • Define job responsibilities and requirements
   • Establish budget and timeline
   • Determine hiring decision makers for the role
   • Write job description
   • Post job on job boards, company website, etc.
   • Promote the job internally
   • Process applications through applicant tracking system
   • Review resumes and cover letters
   • Shortlist candidates for screening
   • Hold phone/virtual interview screening with first round of candidates
   • Conduct in-person interviews with top candidates from first round
   • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
   • Conduct background checks on top candidates
   • Check references of top candidates
   • Consult with HR and hiring decision makers on job offer specifics
   • Extend offer to top candidate(s)
   • Receive formal job offer acceptance and signed employment contract
   • Inform other candidates that the position has been filled
   • Set and communicate onboarding schedule to new hire(s)
   • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)

   Sign up to download full list

   Sign up

How much does it cost to hire a credit checker?