How To Become A Liability Claims Examiner: What It Is and Career Path

What is a liability claims examiner and how to become one

Updated January 8, 2025

4 min read

Liability claims examiners fall within the more general category of Claims Examiners, Property, and Casualty Insurance. They are responsible for receiving and investigating the claims notification. They also support effective assessment, research, and claims investigation. In certain cases, finding a settlement with the applicant can require arbitration or even court action, in which case the insurance claims inspector must consult with attorneys on behalf of the insurance provider.

The reviewers of insurance claims require a mix of analytical and human skills. An inspector may have to consult medical experts and study medical records in order to assess the health insurance claim. The task of the adjuster for liability claims is to reserve the correct claims and seek claims settlement at the permissible stage. It also includes the handling, arbitration, and resolution of basic general liability cases.

Educational standards differ significantly, depending on the job and the employer. Normally, a bachelor's degree is enough. There is still no standardized licensing scheme, although several big insurance providers have in-house training programs. Previous expertise in allied sectors is also an important factor when recruiting.

ScoreLiability Claims ExaminerUS Average

Salary

4.3

Avg. Salary $54,421

Avg. Salary $59,228

Stability level

9.3

Growth rate -6%

Growth rate 0.3%

Diversity

4.6

Race

American Indian and Alaska Native 0.50%

Asian 5.10%

Black or African American 11.07%

Hispanic or Latino 16.34%

Unknown 4.39%

White 62.60%

Gender

female 53.98%

male 46.02%

Age - 43

Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 43

Stress level

9.3

Stress level is very high

7.1 - high

Complexity level

9.6

Complexity level is advanced

7 - challenging

Work life balance

3.7

Work life balance is poor

6.4 - fair

Key steps to become a liability claims examiner

Explore liability claims examiner education requirements

Most common liability claims examiner degrees

Bachelor's

73.4 %

Associate

12.2 %

Master's

7.0 %

Start to develop specific liability claims examiner skills

Skills	Percentages
Party Claims	11.71%
Litigation	11.58%
Claims Handling	11.30%
Claims Process	10.92%
Policy Coverage	9.98%

Complete relevant liability claims examiner training and internships

Accountants spend an average of 1-2 years on post-employment, on-the-job training. New liability claims examiners learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as a liability claims examiner based on U.S. Bureau of Labor Statistics data and data from real liability claims examiner resumes.

Research liability claims examiner duties and responsibilities

Handle automobile liability, general liability, products liability and manage litigation for one specific client.
Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
Oversee adjustment of all third-party liability losses, coverage assessment, investigation, and evaluations regarding litigation claims.
Mentore less experience and newer employees in career development and individual development plans to facilitate future leadership candidates for the enterprise.

Prepare your liability claims examiner resume

When your background is strong enough, you can start writing your liability claims examiner resume.

You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on a liability claims examiner resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.

Choose from 10+ customizable liability claims examiner resume templates

Build a professional liability claims examiner resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your liability claims examiner resume.