Life underwriter demographics and statistics in the US
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Life underwriter demographics by:
Life underwriter gender statistics
58.3% of life underwriters are women and 41.7% of life underwriters are men.
- Female, 58.3%
- Male, 41.7%
Life underwriter gender ratio
| Gender | Percentages |
|---|---|
| Female | 58.3% |
| Male | 41.7% |
Life underwriter gender pay gap
Women earn 97¢ for every $1 earned by men
Male income
$80,572
Female income
$78,009
Life underwriter gender ratio over time
This data breaks down the percentage of men and women in life underwriter positions over time. Currently, 58.3% of life underwriters are female.
Life underwriter gender ratio by year
| Year | Male | Female |
|---|---|---|
| 2010 | 32.82% | 67.18% |
| 2011 | 36.31% | 63.69% |
| 2012 | 34.90% | 65.10% |
| 2013 | 37.91% | 62.09% |
| 2014 | 36.99% | 63.01% |
| 2015 | 39.84% | 60.16% |
| 2016 | 41.02% | 58.98% |
| 2017 | 38.90% | 61.10% |
| 2018 | 40.95% | 59.05% |
| 2019 | 45.30% | 54.70% |
| 2020 | 38.87% | 61.13% |
| 2021 | 41.74% | 58.26% |
Life underwriter related jobs gender ratio
We compared life underwriters with similar job titles to see how gender ratios vary. As you can see, renewable energy system finance specialist and chartered finance analyst have the biggest gender ratio gaps.
| Job title | Male | Female |
|---|---|---|
| Escrow Officer | 15% | 85% |
| Customs Verifier | 20% | 80% |
| Credit Assistant | 20% | 80% |
| Life Underwriter | 42% | 58% |
| Head Analyst | 86% | 14% |
| Chartered Finance Analyst | 90% | 10% |
| Renewable Energy System Finance Specialist | 92% | 8% |
Male
Female
100%
75%
50%
25%
0%
0%
25%
50%
75%
100%
Life underwriter demographics by race
The most common ethnicity among life underwriters is White, which makes up 73.0% of all life underwriters. Comparatively, 9.6% of life underwriters are Hispanic or Latino and 8.8% of life underwriters are Black or African American.
- White, 73.0%
- Hispanic or Latino, 9.6%
- Black or African American, 8.8%
- Asian, 5.6%
- Unknown, 2.5%
- American Indian and Alaska Native, 0.5%
Life underwriter race
| Life underwriter race | Percentages |
|---|---|
| White | 73.0% |
| Hispanic or Latino | 9.6% |
| Black or African American | 8.8% |
| Asian | 5.6% |
| Unknown | 2.5% |
| American Indian and Alaska Native | 0.5% |
Life underwriter race and ethnicity over time
See how life underwriter racial and ethnic diversity trended since 2010 according to the United States Census Bureau data.
Life underwriter race and ethnicity by year
| Year | White | Black or African American | Asian | Hispanic or Latino |
|---|---|---|---|---|
| 2010 | 74.84% | 9.39% | 5.46% | 8.48% |
| 2011 | 74.39% | 10.58% | 4.56% | 8.66% |
| 2012 | 72.72% | 10.32% | 6.00% | 9.72% |
| 2013 | 74.17% | 10.06% | 6.03% | 7.66% |
| 2014 | 73.61% | 11.05% | 4.56% | 9.04% |
| 2015 | 72.12% | 10.91% | 5.38% | 9.67% |
| 2016 | 71.04% | 11.55% | 4.97% | 10.30% |
| 2017 | 71.90% | 8.54% | 7.68% | 9.98% |
| 2018 | 72.51% | 8.63% | 7.10% | 9.79% |
| 2019 | 71.68% | 9.91% | 6.44% | 9.71% |
| 2020 | 70.17% | 9.98% | 5.22% | 11.01% |
| 2021 | 73.05% | 8.82% | 5.64% | 9.64% |
Life underwriter wage gap by race
| Ethnicity | Salary |
|---|---|
| Unknown | $84,322 |
| White | $82,248 |
| Black or African American | $74,816 |
| Asian | $81,965 |
| Hispanic or Latino | $79,843 |
Average life underwriter age
See how the average age of life underwriters varies based on ethnicity and gender.
Male
Female
Life underwriter age by race and gender
| Race | Male age | Female age |
|---|---|---|
| Unknown | 45 | |
| White | 38 | 47.5 |
| Black or African American | 45.5 | 50.5 |
| Asian | 38 | 41 |
| Hispanic or Latino | 40.5 | 47.5 |
Life underwriter age breakdown
The average age of life underwriters is 40+ years years old, representing 61% of the life underwriter population.
Life underwriter age breakdown
| Life Underwriter Years | Percentages |
|---|---|
| 40+ years | 61% |
| 30-40 years | 27% |
| 20-30 years | 11% |
Life underwriter educational attainment
- Bachelor's, 74%
- Associate, 11%
- Master's, 9%
- High School Diploma, 3%
- Other Degrees, 3%
Life underwriters by degree level
| Life underwriter degree | Percentages |
|---|---|
| Bachelor's | 74% |
| Associate | 11% |
| Master's | 9% |
| High School Diploma | 3% |
| Other Degrees | 3% |
Life underwriter jobs you might like
Life underwriter wage gap by degree level
| Education | Salary |
|---|---|
| Master's Degree | $101,152 |
| High School Diploma or Less | $66,175 |
| Bachelor's Degree | $86,863 |
| Some College/ Associate Degree | $67,940 |
Life underwriter employment statistics
Most life underwriters work for a private in the insurance industry.
Company size where life underwriters work
Below, you can see the size of companies where life underwriters work.
Life underwriter jobs by employer size
| Company size | Percentages |
|---|---|
| < 50 employees | 4% |
| 50 - 100 employees | 18% |
| 100 - 500 employees | 19% |
| 500 - 1,000 employees | 9% |
| 1,000 - 10,000 employees | 26% |
| > 10,000 employees | 23% |
Life underwriter jobs by company type
Employees with the life underwriter job title have their preferences when it comes to working for a company. For instance, most life underwriters prefer to work at private companies over public companies.
Life underwriter jobs by sector
| Company type | Percentages |
|---|---|
| Education | 2% |
| Public | 25% |
| Private | 71% |
| Government | 2% |
Life underwriter jobs by industry
The most common industries for life underwriters are insurance, finance and professional.
Life underwriter industry statistics
| Industry | Percentages |
|---|---|
| Insurance | 44% |
| Fortune 500 | 18% |
| Finance | 15% |
| Professional | 5% |
| Health Care | 4% |
| Media | 3% |
| Manufacturing | 2% |
| Non Profits | 2% |
| Education | 2% |
| Transportation | 1% |
| Government | 1% |
| Start-up | 1% |
| Utilities | 1% |
| Real Estate | 1% |
| Hospitality | 1% |
| Retail | 1% |
| Agriculture | 1% |
| Technology | 1% |
Life underwriter turnover and employment statistics
Life underwriter unemployment rate over time
The unemployment rate for life underwriters between 2008 and the most recent data has varied, according to the Bureau of Labor Statistics.
Life underwriter unemployment rate by year
| Year | Life underwriter unemployment rate |
|---|---|
| 2010 | 3.82% |
| 2011 | 3.75% |
| 2012 | 3.22% |
| 2013 | 3.64% |
| 2014 | 2.32% |
| 2015 | 1.60% |
| 2016 | 1.56% |
| 2017 | 2.16% |
| 2018 | 1.88% |
| 2019 | 1.22% |
| 2020 | 1.67% |
| 2021 | 2.13% |
Average life underwriter tenure
The average life underwriter stays at their job for 1-2 years, based on the 477 life underwriters resumes in Zippia's database.
Life underwriter tenure statistics
| Number of years | Percentages |
|---|---|
| Less than 1 year | 12% |
| 1-2 years | 26% |
| 3-4 years | 19% |
| 5-7 years | 23% |
| 8-10 years | 8% |
| 11+ years | 12% |
Life underwriter LGBT ratio compared to similar jobs
Review the percent of life underwriters that are members of the LGBT community. You can see how this compares to similar jobs in the chart below.
| Job title | LGBT | Job openings |
|---|---|---|
| Funding Analyst | 7.33% | 62,949 |
| Principal Accountant | 7.40% | 81,450 |
| Tax Consultant | 7.56% | 39,379 |
| Estate Tax Examiner | 7.65% | 40,055 |
| Life Underwriter | 8.77% | - |
| Senior Budget Analyst | 12.94% | 43,424 |
| Senior Capital Markets Specialist | 19.38% | 12,440 |
Similar life underwriter jobs LGBT demographics
| Profession | Percentages of LGBT | Job openings |
|---|---|---|
| Funding Analyst | 7.33% | 62,949 |
| Principal Accountant | 7.40% | 81,450 |
| Tax Consultant | 7.56% | 39,379 |
| Estate Tax Examiner | 7.65% | 40,055 |
| Senior Budget Analyst | 12.94% | 43,424 |
| Senior Capital Markets Specialist | 19.38% | 12,440 |
Foreign languages spoken by life underwriters
The most common foreign language among life underwriters is Spanish at 33.3%. The second-most popular foreign language spoken is Portuguese at 20.0% and French is the third-most popular at 13.3%.
- Spanish, 33.3%
- Portuguese, 20.0%
- French, 13.3%
- Chinese, 6.7%
- Vietnamese, 6.7%
- Other, 20.0%
Life underwriter languages spoken
| Foreign language | Percentages |
|---|---|
| Spanish | 33.3% |
| Portuguese | 20.0% |
| French | 13.3% |
| Chinese | 6.7% |
| Vietnamese | 6.7% |
| Other | 20.0% |