Loan doc specialist job description

The Loan Doc & Proc Intmd AssocAyst is a developing professional role which integrates in-depth specialty knowledge with a solid understanding of industry standards and practices; demonstrates good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.
Responsibilities:

* This role will manage preparing and reviewing loan documentation while providing support to a variety of tasks related to the loan process
* Activities will include independently processing and closing loans within a complex loans operation environment
* Integrates a solid understanding of industry and business standards and practices of loan documentation processes
* Deals with most loan-related problems independently and has some latitude to resolve complex issues, where expertise is required to interpret against policies, guidelines or processes
* Applies judgment when interpreting data, preparing reports, and presents findings to management
* Makes resolution recommendations based on identified trends and facts
* Designs and analyzes complex reports often related, but not limited to loan documentation processes to satisfy management requirements and support/control activities
* Participates in and supports the implementation of projects and process improvement initiatives
* Interprets data and makes recommendations for the launch of new products/ services and upgraded platforms that loan documentation/processing functions
* Demonstrates a understanding of the loan documentation processes to identify policy gaps and formulate policies to support the streamlining of related work processes.
* Minimizes risk to the bank through a solid understanding of procedural requirements - provides solutions to reduce errors, and to adhere to audit and control policies. Servers as a checker for systematic transactions as a last line of defense.
* Timely escalation and resolution of all inquiries and issues related to loan documentation.
* Applies a solid understanding of how the team and area integrate with others in accomplishing the objectives of the sub-unit
* Provides informal guidance and/or on-the-job-training to new team members
* Works closely with own team and internal stakeholders in order to meet client needs
* Has direct interaction with external customers to disseminate or explain information
* Individuals who are emerging as an expert in a specific skill set, business area or product but who remain focused primarily on daily execution
* Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

* 2-5 years relevant experience
* Can work well under pressure and multi-task with a sense of urgency
* Proactive to escalate issues and drive change on process
* Deliver results and able to meet tight deadlines
* Ability to collaborate with team members within and outside of own team

Education:

* Bachelor's/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Bank of Blue Valley is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Bank of Blue Valley is a growing dynamic organization with many locations offering uniquely different banking and financial solutions for businesses and personal clients. As a performance driven company, we strive to create a culture of excellence with high standards, and high values while providing outstanding growth and involvement opportunities for employees. Join a team that makes "Great Things Happen!"™

The Consumer Loan Documentation Specialist II is responsible for preparing Consumer non-real estate and real estate loan documentation for all Heartland Banks, including VIP lines, vehicle, mobile home, boat, and possessory, home equity lines of credit and bridge loans, as well as change in terms agreements, renewals and extensions.
Job Description

Responsibilities:

1. Review and interpret the Mark IV underwriting decision report, terms, conditions and related Borrower and Collateral

documentation to accurately structure and document the loan to ensure adherence to requirements.

2. Obtain and conduct a thorough review of collateral documentation, i.e., flood determinations, appraisals, title

searches/commitment, property insurance and premium, to check for accuracy, lien position and compliance with loan approval guidelines and internal policies.

3. Work with Personal Bankers and provide resolution on judgments, liens or title discrepancies.

4. Check for HOEPA triggered loans, prepare, print and mail disclosure to Borrower.

5. Obtain missing information, discuss required documentation, coordinate closing dates with the Personal Bankers.

6. Accurately identify all requirements to document the loan properly and complete the setup in the appropriate bank's

on Base/Info Access imaging system, thereby creating a virtual tickler system for reporting/tracking information.

7. Prepare loan documentation according to the time standards as set by Heartland Loan Operations.

8. Perform automated uploads and manually input non Laser Pro Dealer loans into the Bank's FiServ system.

9. Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as i t relates to the job function.

10. Performs other duties as assigned.

Job Requirements:

1. High School diploma required; Associates Degree in Finance, Accounting or Business preferred

2. 1-2 years office/ loan operations experience.

3. Effective interpersonal and communication skills

4. Ability to problem solve and attention to detail skills; responsible for meeting quality standards

5. Ability to handle and prioritize multiple tasks maintaining Service Level Agreements

6. Ability to work effectively in a fast-paced environment

7. Proficient computer skills, including Windows, Excel, Word, and Outlook

Standard ADA Selection:

Physical Demands:

Working Environment:

Standard Business Hours:

Standard business hours are Monday through Friday, 8:00 a.m. to 5:00 p.m. Exempt employees are expected to work as long as it takes to accomplish the goals and deliverables of the position; typically, a minimum of 40-45 hours per week.

Travel:

Driving Requirements:

Scheduled Weekly Hours:

40

Time Type:

Full time

FirstBank and Trust is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

FirstBank Lubbock Bancshares began with the vision of one man, Barry Orr, and a promise. Barry promised his wife and friends that he would start a bank that would become profitable through relationships, hard work and determination. "It is our goal to be the BEST community bank in the Lubbock area," states Barry Orr, Chairman & CEO. "We knew we could help build a better Lubbock by serving the needs of customers our way."

The Consumer Loan Documentation Specialist II is responsible for preparing Consumer non-real estate and real estate loan documentation for all Heartland Banks, including VIP lines, vehicle, mobile home, boat, and possessory, home equity lines of credit and bridge loans, as well as change in terms agreements, renewals and extensions.
Job Description

Responsibilities:

1. Review and interpret the Mark IV underwriting decision report, terms, conditions and related Borrower and Collateral

documentation to accurately structure and document the loan to ensure adherence to requirements.

2. Obtain and conduct a thorough review of collateral documentation, i.e., flood determinations, appraisals, title

searches/commitment, property insurance and premium, to check for accuracy, lien position and compliance with loan approval guidelines and internal policies.

3. Work with Personal Bankers and provide resolution on judgments, liens or title discrepancies.

4. Check for HOEPA triggered loans, prepare, print and mail disclosure to Borrower.

5. Obtain missing information, discuss required documentation, coordinate closing dates with the Personal Bankers.

6. Accurately identify all requirements to document the loan properly and complete the setup in the appropriate bank's

on Base/Info Access imaging system, thereby creating a virtual tickler system for reporting/tracking information.

7. Prepare loan documentation according to the time standards as set by Heartland Loan Operations.

8. Perform automated uploads and manually input non Laser Pro Dealer loans into the Bank's FiServ system.

9. Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as i t relates to the job function.

10. Performs other duties as assigned.

Job Requirements:

1. High School diploma required; Associates Degree in Finance, Accounting or Business preferred

2. 1-2 years office/ loan operations experience.

3. Effective interpersonal and communication skills

4. Ability to problem solve and attention to detail skills; responsible for meeting quality standards

5. Ability to handle and prioritize multiple tasks maintaining Service Level Agreements

6. Ability to work effectively in a fast-paced environment

7. Proficient computer skills, including Windows, Excel, Word, and Outlook

Standard ADA Selection:

Physical Demands:

Working Environment:

Standard Business Hours:

Standard business hours are Monday through Friday, 8:00 a.m. to 5:00 p.m. Exempt employees are expected to work as long as it takes to accomplish the goals and deliverables of the position; typically, a minimum of 40-45 hours per week.

Travel:

Driving Requirements:

Scheduled Weekly Hours:

40

Time Type:

Full time