Loan examiner skills for your resume and career

Updated January 8, 2025

1 min read

Below we've compiled a list of the most critical loan examiner skills. We ranked the top skills for loan examiners based on the percentage of resumes they appeared on. For example, 26.6% of loan examiner resumes contained credit risk as a skill. Continue reading to find out what skills a loan examiner needs to be successful in the workplace.

6 loan examiner skills for your resume and career

1. Credit Risk

Credit risk entails the risk experienced by a lender from the possibility of losing money due to a borrower failing to repay or meet their obligations set out in a loan contract. Credit risk manifests in many forms including loans (the most popular), letters of credit, foreign exchange and lines of credit.

Here's how loan examiners use credit risk:

Analyzed credit risk and made recommendations for customers in the Southeast region.
Credit Risk Management Team Leader, ensuring loan accounting integrity and bank regulatory compliance process in Florida General Bank.

2. Credit Quality

Here's how loan examiners use credit quality:

Performed ongoing reviews of customer financial statements, ledgers, and other information to maintain credit quality standards and manage risk.
Reviewed and audited loans at finance/mortgage companies for credit quality, accuracy, and compliance with state and federal laws.

3. Internal Controls

Here's how loan examiners use internal controls:

Developed and implemented audit and review procedures for several bank departments which resulted in stronger internal controls and reduced loan losses.
Formulated cohesive policies based on banking, operations, technology, internal controls and risk management expertise.

4. Consumer Complaints

Consumer Complaints are dissatisfactions expressed by customers for a product or service either directly to the organization or indirectly through a business bureau. Among the reasons for a complaint include product faulty, bad customer service, and long follow-ups on inquiries. Companies view consumer complaints as feedbacks to improve business performance.

Here's how loan examiners use consumer complaints:

Investigated consumer complaints filed and responsible for preparing administrative cases.
Conducted examinations of Consumer Complaints, and identified all customer documents necessary for enforcement actions.

5. Problem Loans

Here's how loan examiners use problem loans:

Participated in Asset Quality Committees to make recommendations concerning problem loans and the adequacy of the bank's loan loss reserve.
Reviewed loans to determine accuracy in risk rating and sufficient reporting of problem loans.

6. Compliance Examinations

Here's how loan examiners use compliance examinations:

Conducted routine compliance examinations on Mortgage Companies, Check Cashing, Deferred Presentment, Title Pledge and Finance Companies.

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List of loan examiner skills to add to your resume

The most important skills for a loan examiner resume and required skills for a loan examiner to have include:

Credit Risk
Credit Quality

Internal Controls
Consumer Complaints

Problem Loans
Compliance Examinations

Updated January 8, 2025

Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Updated January 8, 2025

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