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The Jobs You’ll Work When You Retire

By David Luther
Jul. 16, 2017
Last Modified and Fact Checked on: Jan. 24, 2026

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The Jobs You’ll Work When You Retire

retirement jobs

Have you considered how you’ll fill your days once you hit retirement age? Perhaps lounging in bed, hitting the golf course, or enjoying an early dinner at 4:30 PM? However, the reality might look quite different from those classic stereotypes.

Recent trends indicate you’re more likely to rise early and take on a part-time role at the local pro shop or diner than to fully retire when you reach retirement age.

For context, while the overall labor force is expected to grow at an average annual rate of 0.5% over the next decade—slower than in previous decades—it’s noteworthy that:

The labor force is aging, with the population aged 55 and older projected to grow at an annual rate of 1.8%, significantly exceeding the overall labor force growth rate.

This demographic shift means that the share of older individuals in the workforce is expected to rise from 21.7% in 2014 to nearly 25% by 2026.

To shed light on how you might spend your bronze golden years, we explored the types of jobs predominantly held by older adults, along with those that older generations are most represented in.

The Ten Jobs Commonly Held by Older Americans

Jobs 65+ 50-64 35-49 20-34
Motor Vehicle Operators, All Other 49% 25% 14% 12%
Embalmers and Funeral Attendants 44% 28% 16% 11%
Crossing Guards 39% 32% 17% 12%
Models, Demonstrators, and Product Promoters 32% 21% 15% 32%
Tax Preparers 32% 33% 21% 14%
Religious Workers, All Other 27% 29% 21% 24%
Ushers, Lobby Attendants, and Ticket Takers 27% 20% 8% 45%
Farmers, Ranchers, and Other Agricultural Managers 27% 40% 20% 13%
Bus Drivers 27% 44% 22% 7%
Proofreaders and Copy Markers 27% 31% 23% 20%

But First, What Exactly is Retirement Age?

When examining these trends, it’s essential to establish definitions, such as what constitutes retirement age. The American Association of Retired Persons (AARP) opens its membership to individuals as young as fifty. However, this has not been a realistic retirement age for many years, even though various pensions tend to activate after twenty years of service.

As of now, Social Security’s full retirement age (FRA) can extend to sixty-seven, meaning early access incurs penalties, despite the fact that two-thirds of the population exits full-time work by that age.

For our analysis, we adopt sixty-five as a common retirement age, as it aligns with Medicare eligibility, allowing those who retire at this age to avoid burdensome insurance costs.

Jobs Older Adults Hold More Frequently

The jobs listed above may or may not surprise you, except perhaps for embalmers. Many of these roles are less physically demanding and often benefit from extensive experience, with minimal ongoing education requirements or need to keep pace with rapidly changing trends.

Here’s an age distribution of the jobs with the highest percentages of older workers.
older workers jobs

It’s essential to note that these positions with the highest percentage of workers over sixty-five do not constitute a majority of any job category, and in only four cases do they represent a plurality.

Jobs with the Most Elderly Workers

In examining where older Americans are employed, there is a noticeable trend toward roles that demand less physical exertion and often require higher education. Data from the Census Bureau indicates that those who are employed tend to have higher educational attainments and wealth concentrations.

In addition to identifying jobs with the highest percentage of older workers, we also compiled a list of roles with the largest absolute number of older employees, using Census data for occupations with at least twenty instances. Here’s another top ten list for you!

Jobs with the Most Elderly Workers

Job Description Average Age Count
Elementary, Middle, and High School Teachers 70 5,602
Postsecondary Teachers 71 2,898
Miscellaneous Managers, Including Funeral Service 71 2,130
Lawyers, Judges, and Magistrates 71 1,808
Chief Executives and Legislators 71 1,667
Accountants and Auditors 71 1,535
Registered Nurses 70 1,406
Physicians and Surgeons 72 1,380
Retail Salespersons 71 1,107
Management Analysts 71 1,073

Conversely, let’s explore the jobs with the fewest older workers.

Jobs with the Fewest Elderly Workers

Job Description Average Age Count
Combined Food Preparation and Serving Workers 71 21
Urban and Regional Planners 71 21
Ship and Boat Captains and Operators 72 22
Health Diagnosing and Treating Practitioners, All Other 71 22
Hotel, Motel, and Resort Desk Clerks 69 22
Industrial and Refractory Machinery Mechanics 69 22
Baggage Porters, Bellhops, and Concierges 73 23
Morticians, Undertakers, and Funeral Directors 74 24
Entertainers and Performers, Sports and Related 72 24
Nonfarm Animal Caretakers 72 24

The Takeaway

In the early 1990s, nearly 60% of men aged 62-74 with doctoral and professional degrees remained in the workforce. In contrast, only 20% of male high school dropouts in the same age bracket were still employed. Although the participation rate gap was smaller for women, it was still significant.

Many of these professional roles offer greater flexibility in hours and allow for gradual reductions in workload. The stark difference in workforce participation may be attributed to the physical toll that blue-collar jobs can take, often leading workers to retire earlier than desired. Research indicates that “negative health shocks” are a primary reason preventing older adults from staying in the workforce.

On a positive note, older workers typically enjoy higher pay rates. Studies show that individuals aged 60 to 74 earn more per hour on average than those aged 25 to 59. Given the structured pay increases associated with many common jobs for older adults, this trend is understandable.

Should you be worried? Yes, if you’re not in a high-income profession.

With increasing life expectancy, many workers may find themselves returning to low-skilled jobs that don’t leverage their pre-retirement experience, while those who remain employed are compensated at higher rates. This situation may lead to a reality where more Americans, particularly younger generations, may find it necessary to work indefinitely or to start saving aggressively for retirement.

Jobs With Census Label 65+ 50-64 35-49 20-34
TRN-Motor Vehicle Operators, All Other 49% 25% 14% 12%
PRS-Embalmers and Funeral Attendants 44% 28% 16% 11%
PRT-Crossing Guards 39% 32% 17% 12%
SAL-Models, Demonstrators, and Product Promoters 32% 21% 15% 32%
FIN-Tax Preparers 32% 33% 21% 14%
CMS-Religious Workers, All Other 27% 29% 21% 24%
PRS-Ushers, Lobby Attendants, and Ticket Takers 27% 20% 8% 45%
MGR-Farmers, Ranchers, and Other Agricultural Managers 27% 40% 20% 13%
TRN-Bus Drivers 27% 44% 22% 7%
OFF-Proofreaders and Copy Markers 27% 31% 23% 20%
CMS-Clergy 26% 37% 23% 15%
PRD-Tailors, Dressmakers, and Sewers 25% 43% 21% 12%
PRS-Barbers 25% 20% 30% 25%
SCI-Psychologists 24% 34% 26% 16%
PRS-Morticians, Undertakers, and Funeral Directors 24% 33% 26% 17%
PRD-Etchers and Engravers 24% 30% 28% 18%
SAL-Real Estate Brokers and Sales Agents 24% 39% 25% 12%
OFF-Switchboard Operators, Including Answering Service 24% 35% 19% 23%
OFF-Information and Record Clerks, All Other 23% 34% 22% 21%
PRS-Tour and Travel Guides 23% 21% 14% 42%
SAL-Travel Agents 23% 38% 28% 11%
OFF-Library Assistants, Clerical 22% 30% 17% 31%
FIN-Appraisers and Assessors of Real Estate 22% 43% 26% 10%
OFF-Interviewers, Except Eligibility and Loan 21% 31% 21% 26%
ENT-Musicians, Singers, and Related Workers 21% 30% 23% 25%
CMS-Directors of Religious Activities and Education 21% 32% 28% 19%
MGR-Chief Executives and Legislators 21% 45% 29% 6%
TRN-Taxi Drivers and Chauffeurs 20% 38% 27% 15%
CON-Construction and Building Inspectors 20% 46% 22% 12%
RPR-Locksmiths and Safe Repairers 20% 40% 20% 20%
PRS-Miscellaneous Entertainment Attendants and Related 20% 18% 12% 50%
MED-Dentists 19% 37% 31% 13%
OFF-Court, Municipal, and License Clerks 19% 42% 26% 13%
PRD-Tool and Die Makers 19% 49% 23% 9%
BUS-Buyers and Purchasing Agents, Farm Products 19% 28% 27% 27%
EDU-Library Technicians 19% 32% 15% 34%
PRD-Shoe and Leather Workers 19% 40% 27% 14%
MGR-Property, Real Estate, and Community Association 19% 38% 27% 16%
EDU-Librarians 19% 42% 23% 16%
PRT-Fire Inspectors 18% 42% 27% 13%
SAL-Sales and Related Workers, All Other 18% 30% 26% 25%
EDU-Postsecondary Teachers 18% 29% 25% 29%
ENT-Writers and Authors 18% 31% 28% 23%
SCI-Astronomers and Physicists 18% 31% 28% 22%
HLS-Medical Transcriptionists 18% 49% 21% 12%
OFF-Bookkeeping, Accounting, and Auditing Clerks 18% 41% 26% 15%
OFF-Couriers and Messengers 18% 33% 27% 22%
SAL-Door-to-Door Sales Workers, News and Street Vendors 17% 29% 27% 26%
EDU-Archivists, Curators, and Museum Technicians 17% 31% 23% 29%
FIN-Tax Examiners and Collectors, and Revenue Agents 17% 45% 25% 13%
Never miss an opportunity that’s right for you.

Author

David Luther

David Luther was the Content Marketing Editor for the Zippia Advice blog. He developed partnerships with external reporting agencies in addition to generating original research and reporting for the Zippia Career Advice blog. David obtained his BA from UNC Chapel Hill.

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