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Bank examiner vs auditor

The differences between bank examiners and auditors can be seen in a few details. Each job has different responsibilities and duties. Additionally, a bank examiner has an average salary of $76,205, which is higher than the $54,853 average annual salary of an auditor.

The top three skills for a bank examiner include securities, OCC and consumer compliance. The most important skills for an auditor are audit reports, customer service, and financial statements.

Bank examiner vs auditor overview

Bank ExaminerAuditor
Yearly salary$76,205$54,853
Hourly rate$36.64$26.37
Growth rate21%6%
Number of jobs5,07920,325
Job satisfaction-3
Most common degreeBachelor's Degree, 83%Bachelor's Degree, 55%
Average age4244
Years of experience--

What does a bank examiner do?

A bank examiner is a financial examiner who investigates banks, financial firms, and securities firms to make sure that they are safe and sound. Bank examiners are the ones who implement state and federal laws. Their duties and responsibilities include arranging audits, reviewing procedures and policies, and studying documents. The examiners interview both employees and managers. Typically, they are employed by insurance firms and financial firms as well as by the state and federal government agencies. Knowledge and skills in finance, economics, and marketing are necessary for this job.

What does an auditor do?

An auditor is responsible for reviewing financial statements and making sure that the reports align with the accounting principles and legislative standards. Some of the important duties of an auditor are verifying the company's account statements, ensuring that the business is free from fraud and other unusual activities, providing recommendations to boost operations' performance, and creating financial reports for the board. An auditor should have excellent analytical and decision-making skills to spot inaccuracies of financial statements and resolve financial issues immediately.

Bank examiner vs auditor salary

Bank examiners and auditors have different pay scales, as shown below.

Bank ExaminerAuditor
Average salary$76,205$54,853
Salary rangeBetween $54,000 And $107,000Between $35,000 And $84,000
Highest paying CityNew York, NYWashington, DC
Highest paying stateNew YorkNew Jersey
Best paying companyFederal ReserveMicrosoft
Best paying industryInsuranceProfessional

Differences between bank examiner and auditor education

There are a few differences between a bank examiner and an auditor in terms of educational background:

Bank ExaminerAuditor
Most common degreeBachelor's Degree, 83%Bachelor's Degree, 55%
Most common majorFinanceAccounting
Most common collegeUniversity of Southern CaliforniaUniversity of Pennsylvania

Bank examiner vs auditor demographics

Here are the differences between bank examiners' and auditors' demographics:

Bank ExaminerAuditor
Average age4244
Gender ratioMale, 61.8% Female, 38.2%Male, 44.9% Female, 55.1%
Race ratioBlack or African American, 6.9% Unknown, 5.6% Hispanic or Latino, 12.6% Asian, 9.4% White, 65.2% American Indian and Alaska Native, 0.4%Black or African American, 8.8% Unknown, 4.0% Hispanic or Latino, 11.1% Asian, 12.1% White, 63.5% American Indian and Alaska Native, 0.5%
LGBT Percentage19%7%

Differences between bank examiner and auditor duties and responsibilities

Bank examiner example responsibilities.

  • Manage daily claims operations for Medicaid and Medicare plan.
  • Assist in evaluating the treasury, trading, and audit functions of financial institutions.
  • Develop an enhance examination program to include all aspects of BSA and AML laws.
  • Analyze and review accounting methods for credit unions and ensure following of GAAP and other federally mandate financial regulations.
  • Assist credit union management in resolving any compliance or operational issues find during an NCUA examination or certify CPA audit.
  • Perform analysis of capital, securities and liquidity risk of community banking organizations.
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Auditor example responsibilities.

  • Lead FDA readiness audits and participate in regulatory inspections.
  • Manage the collection, analysis and verification of managerial payroll information to detect fraud and/or unethical practices.
  • Work with department analyst to create measurement tools and methods for communicating results and managing QA analysis in compiling/reporting results.
  • Perform semi-annual financial audits w/ externally contract CPA to validate accounts payable and receivables.
  • Develop and facilitate training for SOX process owners and other stakeholders using Microsoft PowerPoint.
  • Work efficiently and effectively with various process owners to develop SOX specific business processes and mating documentation controls.
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Bank examiner vs auditor skills

Common bank examiner skills
  • Securities, 11%
  • OCC, 10%
  • Consumer Compliance, 9%
  • Bank Management, 8%
  • Corrective Action, 5%
  • Secrecy, 3%
Common auditor skills
  • Audit Reports, 18%
  • Customer Service, 8%
  • Financial Statements, 6%
  • Audit Findings, 5%
  • Audit Procedures, 5%
  • Payroll, 5%

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