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Bank examiner vs field examiner

The differences between bank examiners and field examiners can be seen in a few details. Each job has different responsibilities and duties. Additionally, a bank examiner has an average salary of $76,205, which is higher than the $68,722 average annual salary of a field examiner.

The top three skills for a bank examiner include securities, OCC and consumer compliance. The most important skills for a field examiner are due diligence, exam findings, and collateral management.

Bank examiner vs field examiner overview

Bank ExaminerField Examiner
Yearly salary$76,205$68,722
Hourly rate$36.64$33.04
Growth rate21%21%
Number of jobs5,07946,780
Job satisfaction--
Most common degreeBachelor's Degree, 83%Bachelor's Degree, 72%
Average age4242
Years of experience--

What does a bank examiner do?

A bank examiner is a financial examiner who investigates banks, financial firms, and securities firms to make sure that they are safe and sound. Bank examiners are the ones who implement state and federal laws. Their duties and responsibilities include arranging audits, reviewing procedures and policies, and studying documents. The examiners interview both employees and managers. Typically, they are employed by insurance firms and financial firms as well as by the state and federal government agencies. Knowledge and skills in finance, economics, and marketing are necessary for this job.

What does a field examiner do?

Field examiners act as advisors and analysts at lending or banking institutions and insurance agencies who interact with the bank managers in various branches to oversee all banking operations and to create new strategies to reduce risk. The key responsibilities include ensuring compliance with the best practices involving collateral issues. They should have working experience in the banking industry, and obtain a bachelor's degree in a related field or finance, and should possess excellent leadership, analytical, and communication skills to become effective field examiners.

Bank examiner vs field examiner salary

Bank examiners and field examiners have different pay scales, as shown below.

Bank ExaminerField Examiner
Average salary$76,205$68,722
Salary rangeBetween $54,000 And $107,000Between $49,000 And $95,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyFederal ReserveCIT Group
Best paying industryInsuranceFinance

Differences between bank examiner and field examiner education

There are a few differences between a bank examiner and a field examiner in terms of educational background:

Bank ExaminerField Examiner
Most common degreeBachelor's Degree, 83%Bachelor's Degree, 72%
Most common majorFinanceAccounting
Most common collegeUniversity of Southern CaliforniaUniversity of Southern California

Bank examiner vs field examiner demographics

Here are the differences between bank examiners' and field examiners' demographics:

Bank ExaminerField Examiner
Average age4242
Gender ratioMale, 61.8% Female, 38.2%Male, 59.2% Female, 40.8%
Race ratioBlack or African American, 6.9% Unknown, 5.6% Hispanic or Latino, 12.6% Asian, 9.4% White, 65.2% American Indian and Alaska Native, 0.4%Black or African American, 7.1% Unknown, 5.7% Hispanic or Latino, 12.0% Asian, 8.9% White, 66.1% American Indian and Alaska Native, 0.4%
LGBT Percentage19%19%

Differences between bank examiner and field examiner duties and responsibilities

Bank examiner example responsibilities.

  • Manage daily claims operations for Medicaid and Medicare plan.
  • Assist in evaluating the treasury, trading, and audit functions of financial institutions.
  • Develop an enhance examination program to include all aspects of BSA and AML laws.
  • Analyze and review accounting methods for credit unions and ensure following of GAAP and other federally mandate financial regulations.
  • Assist credit union management in resolving any compliance or operational issues find during an NCUA examination or certify CPA audit.
  • Perform analysis of capital, securities and liquidity risk of community banking organizations.
  • Show more

Field examiner example responsibilities.

  • Achieve to eliminate IRS penalty fees for reporting payments make to unverify or fraudulent accounts.
  • Analyze, organize and summarize information obtain through research, document analysis and interviews into an examination report.
  • Recruit by SIU management from the customer service ranks.
  • Research applicable laws, policies, and procedures to make educate determinations and adjudicate claims.
  • Identify research and analyze possible fraudulent activity.
  • Create SecondLook intake department to conduct an analysis and investigate unusual/suspicious account activity.
  • Show more

Bank examiner vs field examiner skills

Common bank examiner skills
  • Securities, 11%
  • OCC, 10%
  • Consumer Compliance, 9%
  • Bank Management, 8%
  • Corrective Action, 5%
  • Secrecy, 3%
Common field examiner skills
  • Due Diligence, 16%
  • Exam Findings, 15%
  • Collateral Management, 12%
  • Financial Reports, 11%
  • GAAP, 9%
  • ABL, 7%

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