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Commercial credit reviewer vs senior credit analyst

The differences between commercial credit reviewers and senior credit analysts can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 3-6 months to become a commercial credit reviewer, becoming a senior credit analyst takes usually requires 1-2 years. Additionally, a senior credit analyst has an average salary of $86,364, which is higher than the $66,126 average annual salary of a commercial credit reviewer.

The top three skills for a commercial credit reviewer include capital markets, financial statements and credit policy. The most important skills for a senior credit analyst are credit analysis, customer service, and real estate.

Commercial credit reviewer vs senior credit analyst overview

Commercial Credit ReviewerSenior Credit Analyst
Yearly salary$66,126$86,364
Hourly rate$31.79$41.52
Growth rate-3%17%
Number of jobs32,69115,221
Job satisfaction--
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 71%
Average age4439
Years of experience62

Commercial credit reviewer vs senior credit analyst salary

Commercial credit reviewers and senior credit analysts have different pay scales, as shown below.

Commercial Credit ReviewerSenior Credit Analyst
Average salary$66,126$86,364
Salary rangeBetween $39,000 And $109,000Between $59,000 And $125,000
Highest paying City-White Plains, NY
Highest paying state-New York
Best paying company-Apple
Best paying industry-Finance

Differences between commercial credit reviewer and senior credit analyst education

There are a few differences between a commercial credit reviewer and a senior credit analyst in terms of educational background:

Commercial Credit ReviewerSenior Credit Analyst
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 71%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Commercial credit reviewer vs senior credit analyst demographics

Here are the differences between commercial credit reviewers' and senior credit analysts' demographics:

Commercial Credit ReviewerSenior Credit Analyst
Average age4439
Gender ratioMale, 40.4% Female, 59.6%Male, 54.6% Female, 45.4%
Race ratioBlack or African American, 9.1% Unknown, 3.9% Hispanic or Latino, 17.9% Asian, 4.0% White, 64.5% American Indian and Alaska Native, 0.6%Black or African American, 8.3% Unknown, 2.7% Hispanic or Latino, 9.9% Asian, 10.0% White, 68.8% American Indian and Alaska Native, 0.3%
LGBT Percentage9%11%

Differences between commercial credit reviewer and senior credit analyst duties and responsibilities

Commercial credit reviewer example responsibilities.

  • Manage a team to help facilitate efficient loan origination, underwriting and closing.
  • Participate in meetings with inter agencies and other entities as appropriate to facilitate and enhance the Medicaid eligibility determination process.
  • Participate in structuring terms and reviewing legal documents for derivative transactions, letters of credit, and liquidity facilities.

Senior credit analyst example responsibilities.

  • Supervise staff of 20-30 credit professionals managing an $80 - $100 million A/R portfolio consistently exceeding aging goals.
  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Maintain customer master database in ERP.
  • Pull all back-up documentation for quarterly SOX compliance audit.
  • Ensure policies and procedures are follow in accordance with SOX guidelines.
  • Resolve and communicate insufficient check and ACH issues with customers and sales.
  • Show more

Commercial credit reviewer vs senior credit analyst skills

Common commercial credit reviewer skills
  • Capital Markets, 37%
  • Financial Statements, 34%
  • Credit Policy, 9%
  • Financial Data, 7%
  • Financial Performance, 7%
  • Credit Approval, 3%
Common senior credit analyst skills
  • Credit Analysis, 6%
  • Customer Service, 6%
  • Real Estate, 6%
  • Risk Management, 4%
  • Credit Risk, 4%
  • Loan Portfolio, 4%

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