Credit analyst jobs in Cedar Park, TX - 24 jobs

Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: The primary responsibility of this role is to lead a team of credit officers in managing a designated portfolio of accounts. This includes providing guidance, training, mentorship, and oversight to ensure quality and consistency in credit analysis. In addition to leadership duties, the role requires maintaining an individual portfolio and performing underwriting for assigned transactions. The position will assist the Directors in the analysis, servicing, and reporting of the bank's loan participations. It will also require the individual to develop industry and peer group analysis, portfolio analysis, and complete other special projects as assigned. Day-to Day-Duties and Responsibilities: Leads team of credit officers within a vertical, ensuring management of workflow. Serve as a trainer/mentor to develop credit skills of officers. Collaborates effectively with the Lending Team on deal flights, underwriting, and preparation for Loan Committee to ensure comprehensive analysis and timely execution. Performs financial analysis, credit administration, monitoring and due diligence as necessary on official loans, excess loans, and loan participation packages received from district associations or other commercial lenders. Maintains an understanding of industries and credits within the assigned portfolio, monitoring trends and identifying at-risk credits to proactively monitor risk. Interprets, communicates, and provides guidance to associations regarding sound lending practices. Interprets and acts upon various legal, title and other questions which may arise on loans. Assists in developing and administering lending programs, as well as developing and revising operating procedures relating to lending operations. Assists in the development and closing of complex loans by assisting with analysis and negotiation of such credits. Development of loan participation and correspondent banking relationships with other lenders. The incumbent will manage complex loan relationships as directed by supervisor, SVP Credit Analysis Assists other bank personnel in completing coordinated projects as assigned. Skills: This position requires skill and knowledge in credit administration, financial analysis, the use of various loan analysis software programs, accounting standards, credit policies and procedures, as well as program and product development. Excellent computer, interpersonal, public speaking and communication skills are required. A thorough knowledge is required of financial statement analysis, forecasting models, cash flow budgets, collateral analysis, appraisal standards and payment performance in the areas of agriculture production loans, mortgage loans and commercial credits. Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct loans. This position will require time management skills with travel up to 25 percent. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. We strongly prefer candidates who are local to the Austin, TX area. However, we will consider remote candidates for the right individual. It's an important role that covers many skills. This position requires: Position requires a Bachelor's Degree in agriculture economics, finance, business administration or other related business field or commensurate experience and seven (7) or more years' experience in all facets of lending including the marketing, extension, administration and analysis of commercial credits and agriculture production loans. The incumbent should have experience and knowledge in the analysis of complex credits, as well as negotiating and dealing with large loans over $5 million. The incumbent should have experience working with management and senior loan officers of other financial institutions in the structuring and evaluating of official loans, excess loans (above delegated authorities), loan participations and analysis of direct loan/correspondent lending relationships. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Remote

We're looking for a Consumer Finance Credit Specialist to join our Finance team! As a Consumer Finance Analyst for Esler Companies - Renewal by Andersen you will play a key role in supporting our sales process by assisting our customers in securing 2nd look financing lending solutions across all Esler Cos Renewal by Andersen locations. You would also be responsible for evaluating the credit profile of our customers and matching them with the appropriate 3rd party lender to secure cost-effective financing solutions, as well as acting as an extension of the sales team in getting deals approved by the lenders and accepted by our customers. Are you someone with consumer lending experience that has worked in partnership with sales teams? Do you have strong communication skills and a passion for helping people? Apply now, we would love to talk with you! Responsibilities * Provide support to sales process by securing secondary financing in a timely manner to satisfy homeowner lending needs. * Manage financing options offered to homeowners/potential customers. * Interact with customers/project consultants to obtain additional credit information. * Effectively communicate training and monitoring of the sales force specific to the company's credit/finance option policies and procedures * Manage processes and procedures for obtaining customer financials and clearing lender conditions. * Other job duties as assigned. Qualifications * Excellent oral and written communication skills. * Understanding of credit lending. * Ability to problem solve and multitask. * Proficient in Microsoft Excel. * College Degree or equivalent finance experience preferred. * Minimum 2 years' consumer credit lending or unsecured loan processing experience; required. * Nights/Weekend availability required. Benefits * Medical, Dental, and Vision Insurance * Teammate Assistance Plan * Tuition Reimbursement * 401k with 50% match up to 6% of your annual pay * Paid Time Off * Company Paid Holidays * Paid Volunteer Time * And more! Empowered to be Extraordinary. We believe in our people. And that's why we empower you to develop a career path that supports your unique voice and talents. THE ESLER COMPANIES - RENEWAL BY ANDERSEN STORY Renewal by Andersen is the full-service window-replacement division of 120-year-old Andersen Corporation, the owner of the most trusted family of window brands in America. RbA was founded to redefine the industry and offer a different-and better-window-replacement experience. Esler Companies is the holding company for Renewal by Andersen of Nevada, Arizona, Colorado, Oklahoma, North Texas, Central Texas, Greater Philadelphia, Southern New England and Portland, Maine, with sales and marketing engines in Northborough, Massachusetts & Austin, Texas. We are a proud equal-opportunity employer. We are committed to fair hiring practices and to creating a welcoming environment for all team members. Esler Companies LLC is committed to maintaining a safe, healthy, and drug-free workplace for all teammates. Please note that we participate in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. Esler Companies will often use SMS to communicate with candidates. Candidates can choose to opt-out at any time. Posted Salary Range USD $70,000.00 - USD $80,000.00 /Yr.

External Applicants: Please apply through Prosperity Bank's Career Center at ****************************************** Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION PURPOSE Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. ESSENTIAL FUNCTIONS AND BASIC DUTIES * Spreading and analysis of commercial financial statements for prospective and existing loan customers. * Perform financial analysis and basic underwriting of loan packages for loan officers to include the following: trend, equity and ratio analysis, loan structuring, collateral analysis, guarantor analysis, and calculation of Global Debt Service Coverage. * Perform loan reviews of existing commercial loans * Recommend credit grades based on creditworthiness of borrower and performance of the loan * Identify documentation exceptions and evaluate underwriting * CRE Stress Test Analysis * Review Rent Rolls, Construction Budgets, Pro Forma Statements, Feasibility Studies, A/R Aging, Inventory, Equipment, Floor Plan Reports * Prepare Stress Model, Projected Income Scenarios, etc… * Other duties as assigned. QUALIFICATIONS: EDUCATION/CERTIFICATION: Bachelor's Degree in Business Administration, Accounting, or Finance with a minimum of 12 hours of accounting and/or 18 hours of finance. REQUIRED EXPERIENCE: Minimum two-year banking experience preferred. SKILLS/ABILITIES: Ability to work on multiple transactions simultaneously and prioritize assignments to meet deadlines. Strong analytical skills with an ability to interpret complex financial information and identify relevant risks. Strong verbal and written communications skills. CAREER PROGRESSION: Successful candidates will have the opportunity of becoming Junior Commercial Lenders after completion of the two-year Credit Analyst program POSITION LOCATION: Open to relocation within the State of Texas and Oklahoma if necessary. Monday - Friday: 8:00AM - 5:00PM 40 hours

Credit Analyst I (Start Date July 2026) Organizational Location: Houston, Atlanta, Dallas, North Texas, Austin, Ft Worth, Waco, Macon GA, Baton Rouge, Biloxi MS or Little Rock Primary Purpose: Primary duty is to analyze and underwrite credit decisions submitted by various lines of business within the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval. Principal Duties and Responsibilities: * Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan request(s). * Completes financial and repayment analysis with a focus on cash flow, liquidity and leverage analysis. * Assesses strengths and weaknesses of loan requests. * Ensures the following standard operating procedures are met when preparing analysis, reports, and presentations for management review: accurate historical financial statements; prudently prepared projections; and represents a clear focus on the merits, risks, and mitigation accordingly. * Thoroughly documents the credit request in the appropriate format. * Conducts research to determine the quality, character, and soundness to include but is not limited to: the analysis of basic statistical data & financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis, etc. * Assist senior team members and commercial bankers to screen loan packages and collect materials. Will need to interact with other departments within the bank such as Treasury Mgmt, Wealth Mgmt, Trust, etc. May also interact with customers and accountants. * Strives to minimize turnaround time while thoroughly documenting credit requests. * Participate in training courses as requested. * Performs other duties as required. Job Specifications: * 3.0 or higher GPA * Minimum of 9 hours of accounting * Strong technical and interpersonal skills * Demonstrated leadership through extracurricular activities and internship/work experience * Strong oral and written communication skills * Knowledge of credit risk analysis and underwriting principles, methods, and practices. * Basic proficiency using Microsoft Office applications to include Word and Excel, as well as other database application systems Education: * Bachelor's Degree in Finance, Accounting or related discipline required.

Easy Street Capital is a looking for a highly organized and driven individual to assist the premier private lender in Texas. EasyRent offers “DSCR” loans to real estate investors nationally for residential and mixed use properties up to ten units. You'll get to work with a fun, fast paced team in a vibrant downtown office. The Real Estate Analyst role is focused on performing all aspects of due diligence with regards to the origination of mortgage loans (valuation, tenant/lease, insurance, borrower credit, etc.) including direct interaction with investors and mortgage brokers. The role also consists of and requires high levels of communication between teammates and a multitude of external parties. You will serve as the “hub” of up to 30 individual deals at one time, performing the analysis and diligence, and keeping everyone up-to-date and organized with the goal of closing loans. Knowledge and experience with real estate and finance is preferred but not required; the role serves as a perfect “bootcamp” for learning everything about investment real estate finance and launching a successful career.Typical Tasks and Responsibilities Work with investors and mortgage brokers to perform loan origination due diligence including collecting documents, solving problems and providing status updates Perform due diligence and underwriting of mortgage loans, including property cash flows, rent roll analysis, reviewing leases or short-term rental operating histories, reviewing insurance and doing full credit and background reviews Write up loan summaries in Asset Summary Reports, providing analysis and commentary on mortgage loans, properties and markets and investor background Work with and develop relationships with key vendors including appraisal management companies and appraisers, appraisal reviewers, insurance agents and title companies Manage a pipeline of 25-30 deals by keeping deal checklists, statuses and files organized and up to date, and providing professional and frequent communication to all stakeholders Build relationships with loan originators and investor clients and assist with deal sourcing and new business for the firm Attend local networking and skill-development events to build network and knowledge base; potentially attend and assist with conferences and other industry events Skills Desired/Required Recent Graduates or 1-2 years of experience with related education or experience in areas of real estate; business analyst, financial analyst or credit analyst roles or experience in consulting, advisory or public accounting roles all pluses, but not required. 2-3 years experience and a solid track record in any of the prior eligible for a Senior Credit Analyst role with commensurate compensation and similar role and responsibilities with quicker path towards growth and promotion. Skills and Background Very strong communicator Very strong organization skills Detail oriented Positive Attitude / Ability to Take Feedback Ability to handle multiple tasks and duties simultaneously Comfortable with on-the-job training and very fast-paced and non-repetitive environment Basic Microsoft Excel, Outlook, Word Education/experience in real estate, finance or business preferred but not necessary Location in or relocation to Austin, Texas required Benefits Company sponsored health insurance Company paid life Insurance Company sponosred 401(k) Paid vacation time Paid sick leave We are looking for the right team member to join our team. If you feel you are that person, please apply!

**Your Impact** Lowe's Pro Supply is a wholly owned subsidiary of Lowe's Companies Inc primarily focused on serving the multi-family property management industry with maintenance, repair, and operating supplies. The business is experiencing rapid expansion and we are seeking a Regional Credit Supervisor. The Regional Credit Supervisor is primarily responsible for the supervision of regional credit and collection activities. This is a key "hands on leadership" position with responsibility for managing the assigned Region's accounts receivables to achieve specific financial goals and objectives outlined by the Company. The Regional Credit Supervisor will utilize processes, A/R aging reports, Cforia, SX. e, BillTrust, ZenDesk and other system driven tools to monitor the customers assigned to his/her region. The candidate must possess strong customer service skills and good working knowledge of credit and accounts receivable, more specifically, ability to make sound judgement decisions on the status of a customer account, aging, and soft collections. **What you will do** + Provides direction, training, coaching, development, and performance management activities for a team of Credit Representatives and Lead Credit Representatives responsible for a specific portfolio of Multi-family, Student Housing, Government, and Commercial accounts + Act as subject matter expert to support team and field partners with credit and company payment policies, processes, and procedures + Works cross functionally with key stakeholders to deliver Credit departmental objectives + Initiate and participate in process improvement projects; providing recommendations to Credit Director + Generate weekly and monthly reports to provide to team and management + Maintain accurate credit and collection files as well as electronic collection notes in Cforia + Develop key strategies to support team with achieving monthly/quarterly/goals + Secure Lien rights for eligible accounts within your portfolio + Submit and communicate (as appropriate) accounts for collections and bad debt write-off + Assess credit risk and establish/increase credit limits within DLA (CLIR - Credit Limit Increase Review), and/or approval for Pro Card + Assist with account reconciliations and order management, as needed + Other duties, as assigned **Required Qualifications** + 3-5 Years Minimum supervisory experience Required + Experience working with collections software required. Required + Cforia experience preferred Preferred + Experience working with online payments platform required, such as Bill Trust Required + Experience working with ERP system Required + Infor SXE experience Preferred Our people are passionate about what they do, the product they sell, and the customers they serve. If you're looking for an opportunity to be an opportunity to be a part of a work family that values collaboration, innovation and dedication, we're the right company for you. **About Lowe's** Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE 100 home improvement company serving approximately 16 million customer transactions a week in the United States. With total fiscal year 2024 sales of more than $83 billion, Lowe's operates over 1,700 home improvement stores and employs approximately 300,000 associates. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing, improving community spaces, helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information, visit Lowes.com . Pay Range: $72,400.00 - $120,900.00 annually _Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit our benefits page (**************************************** ._ _Lowe's hourly_ _remote_ _associates cannot reside in Alaska, California or Hawaii. Lowe's salaried_ _remote_ _associates cannot reside in Alaska or Hawaii._ _Lowe's is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law._ _Qualified applicants with arrest or conviction records will be considered for Employment_ _in accordance with_ _applicable laws, including the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, and the California Fair Chance Act._ _Lowe's believes that conviction records may have a direct, adverse, and negative relationship to the following job duties: accessing company property, assets, information_ _and products; partnering, supervising, and_ _regularly working_ _with other Lowe's employees; and adhering to and monitoring compliance and safety guidelines._ _It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability._ Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit ****************************************

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Support Commercial Credit Transformation programs - including operating model and technology implementations . * Design next generation experiences and platforms for commercial lending clients. * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Become a trusted advisor for C-suite clients looking to solve critical business problem. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader. * * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending * A Bachelor's degree Bonus Points if you have: * Extensive transformation strategy or operating model design experience in commercial banking. * Launched new product offerings in the banking industry. * Demonstrated experience developing and managing relationships with senior client executives. * Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. * nCino or Salesforce certification(s) * Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * French language skills * An advanced degree or financial industry certification * Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Locations

Full-time Description The First National Bank of Bastrop is proud to be named a Best Place for Working Parents . We offer an opportunity to work with a financial institution that prides itself on excellent customer service and a competitive compensation and benefits package that includes: Employer paid benefits: Paid time off Paid parental leave Paid volunteer time Employee Stock Ownership Plan with 401(k) Provisions (KSOP) with match Up to $825 match on Health Savings Account (qualifying medical plan required) Life/AD&D/LTD insurance Tuition reimbursement Optional benefits: Medical insurance Dental insurance Vision insurance Supplemental coverages Short term disability Cancer Critical Illness Accident Medical Spending Accounts Flexible Spending Account (FSA) Health Savings Account (HSA) Dependent Care FSA Description: Under general supervision, but according to established policies and procedures, work closely with commercial loan officers in putting together loan packages for consideration by the board of directors. Accompany loan officers calling on customers when requested; develop and analyze all types of credit information pertaining to diversified types of commercial loans; prepare credit reports for loan officers or committees; maintain control over credit requirements of current accounts; furnish information relative to credit inquiries; and provide any other assistance to loan officers as requested. Essential Functions: Develop credit information for use by lending officers or committees in making lending decisions on new, renewal and extension loans: Review all pertinent credit and financial information, including reporting services, credit bureaus, savings and loan associations or banks, and bank files. Determine the need for more thorough investigation or additional information, and contact appropriate sources for such information. Prepare all spreadsheet and financial information. Analyze financial statements and related material. Prepare summary, present facts, and offer opinions concerning creditworthiness to loan officers or committees. Ensure that financial statements for loans are monitored where it is required by policy. Maintain current financial information (less than one year old) in loan file. Mail request letters and conduct phone calls if necessary. Note and document trends in borrower's financial statements. Review current grade of credit and recommend grade change to Credit Administration Manager if warranted. Perform related duties as assigned. Marginal Functions: Prepare various reports for inclusion in the board packets as requested by the Credit Administration Manager. Prepare statistical lending reports as requested by the Credit Administration Manager. Work with Loan Officers in preparing quarterly Criticized Loan Action Plans. Bank Secrecy Act Duties: In the performance of respective tasks and duties, this position must maintain knowledge of Bank Secrecy Act regulations and all other regulatory, security, and Bank policies and procedures. Company Conformance: In compliance with all applicable regulations and Bank policies, this position is expected to successfully produce quality work within deadlines, with or without supervision; interact professionally with other employees, customers, and vendors, while always respecting the need for confidentiality of customer information. The employee will work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Furthermore, the employee is encouraged to actively represent the Bank to customers and the general public in ways that promote the integrity, validity, and mission of the Bank by participating in community organizations, events, and activities. The employee is also expected to maintain a commitment to continuing education in the banking field through self-study and both in-house and outside training opportunities in all applicable banking policies, procedures, and regulations. Regular and punctual attendance is expected, and appropriate attire is required at all times, while either performing job functions or representing the Bank at outside events and activities. Requirements Required Minimum Qualifications: Bachelor's degree in business, finance, accounting, economics, or equivalent combination of course work and/or relevant work experience. Must also have the following demonstrated knowledge, skills, and abilities: Ability to maintain objectivity and independence. Ability to read, comprehend and technically apply written policies, procedures and regulations. Ability to read and comprehend various types of loan and related support documentation. Knowledge of financial terms such as depreciation, amortization, quick cash flow, quick ratio, liquidity ratio, debt coverage ratio, debt service ratio, debt yield, etc. Ability to apply basic number sense to financial spreads to effectively point out trends, red flags, and or significant points that may affect underwriting decisions. Ability to diplomatically yet effectively communicate verbally and in writing with all levels of bank staff, directors, regulators, customers, and tax preparers in requesting detailed financial information and/or explanation of financial information/analysis. Knowledge and understanding of commercial tax returns for all types of business entities. Ability to use bank equipment, computer systems including PC applications using spreadsheet, word processing, and database software; proficiency in Microsoft WORD and EXCEL.

Location: Austin -AUS, Dallas -DAL, Houston -HOUS, San Antonio -SANAN, Grapevine -GRPV, Woodlands -WDLND Areas of Interest: Finance; Private Banking Pay Transparency Salary Range: Not Available BOK Financial, Headquartered in Tulsa, Oklahoma, BOK Financial Corporation (NASDAQ: BOKF) is a top U.S.-based financial services holding company with operations in Oklahoma, Texas, Arizona, Arkansas, Colorado, Kansas, Missouri, Tennessee and New Mexico. The company began more than 100 years ago in Tulsa and has successfully diversified into a variety of industries, businesses and geographies. . Bonus Type Formula Based Summary Acting as a trusted advisor, finding and recommending the right financial solutions to help our high-net-worth clients grow, preserve, and protect their wealth is what you'll do as a Private Banker. We believe that no financial challenge is too big and no opportunity too small for us to start a conversation. We are guided by our commitment to serving our clients, providing a positive work environment for our employees, and making a difference in the communities we serve. Job Description The PRIVATE WEALTH BANKER IV is primarily responsible for making and servicing commercial and individual loans that involve significant amounts of both secured and unsecured funds and/or credit secured which have the highest visibility and are the most complex in nature. Additional responsibilities include the delivery of Brokerage, Investment management, Trust, and Insurance products to high net worth clients and businesses. Handles the largest, most profitable customer relationships within the department. Team Culture We understand everyone has different strengths and opportunities for growth and we strive to have the right mix of competencies in order to get the most out of the team dynamic. Your manager will be there for you and help guide your success. Your Client Service Associate will be the direct contact to handle your client base and provide a personal touch experience. Our team culture inspires our entrepreneurial spirit. It empowers us to act as trusted advisors. How You'll Spend Your Time * You will use your business savvy to identify new prospects and develop new business. * You'll use your product/service knowledge to determine what our clients need to enhance their private wealth strategy. * You will use your financial acumen and analytical skills to understand data to make informed decisions in order to structure loans, mitigate and identify risk, and keep us in regulatory compliance. * You will monitor and manage existing credit relationships in coordination with the Professional Services Group, including note renewals, detailed analysis of financial statements and collateral valuations, credit analysis, cash flow analysis, delinquency reporting, documenting exceptions, and covenant monitoring. Education & Experience Requirements This level of knowledge is normally acquired through completion of a Bachelor's Degree in Finance or related field of study and 8-10 years of directly related experience in credit/banking and/or 14-16 years of equivalent combination of education and experience. BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! Apply today and take the first step towards your next career opportunity! The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status. Please contact recruiting_********************* with any questions. Top 3 reasons to apply Investing in our talent and building a great workplace is a top priority for us. * Empowered employees * Award-winning culture * Community commitment BOK Financial Corporation Group adheres to state specific pay transparency requirements. In order to be considered for a position with BOK Financial Corporation Group, you must complete the entire application process, which includes answering all prescreening questions and providing your eSignature on or before the application deadline. Base salary range explanation: The base salary range represents an average range for this position. Actual offers to be determined based on the candidate's qualifications, skills, experience and education. See job details for salary range and bonus type. Benefits: BOK Financial Corporation Group offers industry-leading benefits addressing your complete physical, financial and emotional health. Click here to see our benefits. About BOK Financial Corporation For more than a century, BOK Financial Corporation has helped fuel the success of clients and communities. Since our humble beginnings in Tulsa, Oklahoma, we've grown into a diversified financial services company that serves consumers, small businesses and international corporations-and everything in between. Facts: * Operations focused in an eight-state footprint * 5,000 team members * $49.7 billion in assets * $114.6 billion in assets under management and administration * $8 million donated to local nonprofits in 2024 * 59,000+ volunteer hours by our employees in 2024

Country: United States of America **It Starts Here:** Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities **We Want to Talk to You!** **The Difference You Make:** The Representative, Credit Bureau Reporting maintains and updates customer files for the Credit Reporting Agencies in accordance with company policies and procedures, as well as State and Federal laws. The incumbent is responsible for researching and notating customer credit histories, and providing correspondence to customer inquiries as needed. + Provides accurate documentation of customer correspondence in account histories and updates to reflect the latest account activity so that information sent to the Credit Reporting Agencies (CRA) complies with all company procedures and State and Federal laws. + Manages customer expectations while following company procedures and all applicable State and Federal laws. + Analyzes data to accurately determine the correct account status. + Utilizes customer service skills and knowledge of credit reporting process to ensure customers inquiries and disputes are resolved correctly and in a timely manner. + Researches complex account transactions including payment history, payment extensions and reversals, bankruptcy, SCRA, repossession, collections, assumptions, etc. + Identifies risks and opportunities in order to reduce or eliminate litigation costs and adequately protect the company's interest. + Performs other duties as assigned. **What You Bring:** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. + H.S. Diploma: - Required. + Bachelor's Degree or equivalent work experience: Business, Finance, or equivalent field. - Preferred. + 0+ Years Servicing/Originations role or related experience. - Preferred. + 0+ Years Credit Bureau Reporting role or related experience. - Preferred. + Demonstrates attention to detail and the ability to read and interpret account documentation. + PC/Windows skills including knowledge of Microsoft Office Suite. + Ability to maintain confidentiality. + Must be flexible and possess the ability to adapt quickly. + Must be able to exercise good judgment. + Strong written and verbal communication skills. **Certifications:** + No Certifications listed for this job. **It Would Be Nice For You To Have:** + Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. + Experience in Microsoft Office products. **What Else You Need To Know:** The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. **Base Pay Range:** Minimum: $33,750.00 USD Maximum: $52,000.00 USD **We Value Your Impact:** Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) (****************************************************************** **Risk Culture:** We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. **EEO Statement:** At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. **Working Conditions:** Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. **Employer Rights:** This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. **What** **To Do Next** **:** If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs. AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO

Representative, Credit Bureau ReportingCountry: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Representative, Credit Bureau Reporting maintains and updates customer files for the Credit Reporting Agencies in accordance with company policies and procedures, as well as State and Federal laws. The incumbent is responsible for researching and notating customer credit histories, and providing correspondence to customer inquiries as needed. Provides accurate documentation of customer correspondence in account histories and updates to reflect the latest account activity so that information sent to the Credit Reporting Agencies (CRA) complies with all company procedures and State and Federal laws. Manages customer expectations while following company procedures and all applicable State and Federal laws. Analyzes data to accurately determine the correct account status. Utilizes customer service skills and knowledge of credit reporting process to ensure customers inquiries and disputes are resolved correctly and in a timely manner. Researches complex account transactions including payment history, payment extensions and reversals, bankruptcy, SCRA, repossession, collections, assumptions, etc. Identifies risks and opportunities in order to reduce or eliminate litigation costs and adequately protect the company's interest. Performs other duties as assigned. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. H.S. Diploma: - Required. Bachelor's Degree or equivalent work experience: Business, Finance, or equivalent field. - Preferred. 0+ Years Servicing/Originations role or related experience. - Preferred. 0+ Years Credit Bureau Reporting role or related experience. - Preferred. Demonstrates attention to detail and the ability to read and interpret account documentation. PC/Windows skills including knowledge of Microsoft Office Suite. Ability to maintain confidentiality. Must be flexible and possess the ability to adapt quickly. Must be able to exercise good judgment. Strong written and verbal communication skills. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $33,750.00 USD Maximum: $52,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

At YETI, we believe that time spent outdoors matters more than ever and our gear can make that time extraordinary. When you work here, you'll have the opportunity to create exceptional, meaningful work and problem solve with innovative team members by your side. Together, you'll help our customers get the high-quality gear they need to make the most of their adventures. We are BUILT FOR THE WILD™. The Credit and Collections Specialist role is an integral piece of the sales process, responsible for managing the following for assigned portfolio: credit approval process, monitoring customer accounts, and ensuring timely collection of outstanding receivables. This role plays a key part in maintaining healthy cash flow and minimizing financial risk for the organization. You are proficient in problem solving and prioritizing activities that have the greatest impact in a fast paced, ever-changing environment. You are committed to following departmental policy while still providing a world class customer experience. Proactively contact customers regarding overdue accounts via phone, email, and written correspondence. Resolve billing disputes and negotiate payment arrangements. Maintain accurate records of collection activities and customer communications. Collaborate with sales, customer service, and finance teams to resolve account issues. Prepare aging reports and provide regular updates to management on collection status. Recommend accounts for escalation, legal action, or write-off when necessary. Ensure compliance with company policies and applicable laws and regulations. Periodically perform audit of billing processes for assigned portfolio by comparing YETI open receivables to customer open payables and collect on past due items: Reconcile and resolve billing gaps discovered in audit process Ensure that accounts in assigned portfolio pay within assigned payment terms Make outbound collections calls (or emails) for customers with past due balances Work with AR Specialist to ensure that payments are applied correctly and in timely manner: Reconcile any discounts, credits, rebates, allowances, and resolve any disputes Monitor A/R Collection Hold Dashboard for assigned portfolio Qualifications and Attributes: Bachelor's degree preferred or equivalent experience in B2B collections, customer service, dispute resolution or account management experience preferred Strong Excel skills and experience in Microsoft Office Analytical mindset, ability to research and identify, design, and implement process improvements Strong attention to detail, organization, and prioritization Able to handle changing priorities and use good judgement in stressful situations Comfortable communicating to accounts as often as needed to achieve goals Self-starter, ability to stay positive under pressure Able to work in an ambiguous, fast-paced environment SAP experience preferred #LI-MA1 Benefits & Perks: Click here to learn about the benefits and perks we offer at YETI. YETI is proud to be an Equal Opportunity Employer. Our commitment to creating a diverse, equitable, and inclusive culture is at the center of everything we do for our employees. We embrace all applicants looking to bring their authentic selves to YETI and contribute to our mission of keeping the wild WILD. Find out more about our commitment to DE&I at yeti.com/esg.html. All applicants for employment will be considered without regard to an individual's race, color, sex, gender identity, gender expression, religion, age, national origin or ancestry, citizenship, physical or mental disability, medical condition, family care status, marital status, sexual orientation, genetic information, military or veteran status, or any other basis protected by federal, state or local laws. YETI Applicant Privacy Notice YETI welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process. If you require accommodation in order to apply for a job, please contact us at accommodationrequest@yeti.com.

Meltwater is seeking a Collections Analyst who will be focused on working with our clients in the US market. The Collections Analyst will be responsible for maintaining effective ledgers with new and existing customers and partnering with other company departments. This is a key role in helping to fuel our expansion activities. We encourage proactive, positive and respectful outreach to clients and regular contact, to ensure a healthy portfolio of clients who trust us as a partner. What You'll Do: Reach out to customers to ensure timely payment for services, and shorten the collections cycle on all payments Increase revenue by acting as financial liaison for clients over the service life-cycle and negotiating and settling on any disputes as they arise Ensure efficient cash reconciliations and reporting Meet and exceed collections goals with both individual and team targets Represent Meltwater (the people and products) with professionalism and integrity, ensuring a positive customer experience. What You'll Bring Excellent communication skills, verbal and written Strong attention to detail, confidence with business to business (B2B) cold-calling and building relationships on the phone Proficient with Excel Analytical Skills Ability to work with a large and diverse team What We Offer: Enjoy flexible paid time off that allows you to have an enhanced work-life balance. Excellent medical, dental, and vision options 401(k) matching, life insurance, commuter benefits, and parental leave plans Complimentary CalmApp subscription for you and your loved ones, because mental wellness matters. Energetic work environment with a hybrid work style, providing the balance you need. Thrive within our inclusive community and seize ongoing professional development opportunities to elevate your career. Base Salary of $52,000 - $61,000 USD per year + discretionary annual bonus subject to the terms of the applicable bonus plan. Total compensation range for this position: $52,000 - $67,100 USD per year. Our Story At Meltwater, we believe that when you have the right people in the right environment, great things happen. Our best-in-class technology empowers our 27,000 customers around the world to make better business decisions through data. But we can't do that without our global team of developers, innovators, problem-solvers, and high-performers who embrace challenges and find new solutions for our customers. Our award-winning global culture drives everything we do and creates an environment where our employees can make an impact, learn every day, feel a sense of belonging, and celebrate each other's successes along the way. We are innovators at the core who see the potential in people, ideas and technologies. Together, we challenge ourselves to go big, be bold, and build best-in-class solutions for our customers. We're proud of our diverse team of 2,200+ employees in 50 locations across 25 countries around the world. No matter where you are, you'll work with people who care about your success and get the support you need to unlock new heights in your career. We are Meltwater. Inspired by innovation, powered by people. Equal Employment Opportunity Statement Meltwater is an Equal Opportunity Employer and Prohibits Discrimination and Harassment of Any Kind: At Meltwater, we are dedicated to fostering an inclusive and diverse workplace where every employee feels valued, respected, and empowered. We are committed to the principle of equal employment opportunity and strive to provide a work environment that is free from discrimination and harassment. All employment decisions at Meltwater are made based on business needs, job requirements, and individual qualifications, without regard to race, color, religion or belief, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, marital status, veteran status, or any other status protected by the applicable laws and regulations. Meltwater does not tolerate discrimination or harassment of any kind, and we actively promote a culture of respect, fairness, and inclusivity. We encourage applicants of all backgrounds, experiences, and abilities to apply and join us in our mission to drive innovation and make a positive impact in the world.

At YETI, we believe that time spent outdoors matters more than ever and our gear can make that time extraordinary. When you work here, you'll have the opportunity to create exceptional, meaningful work and problem solve with innovative team members by your side. Together, you'll help our customers get the high-quality gear they need to make the most of their adventures. We are BUILT FOR THE WILD. The Credit and Collections Specialist role is an integral piece of the sales process, responsible for managing the following for assigned portfolio: credit approval process, monitoring customer accounts, and ensuring timely collection of outstanding receivables. This role plays a key part in maintaining healthy cash flow and minimizing financial risk for the organization. You are proficient in problem solving and prioritizing activities that have the greatest impact in a fast paced, ever-changing environment. You are committed to following departmental policy while still providing a world class customer experience. * Proactively contact customers regarding overdue accounts via phone, email, and written correspondence. * Resolve billing disputes and negotiate payment arrangements. * Maintain accurate records of collection activities and customer communications. * Collaborate with sales, customer service, and finance teams to resolve account issues. * Prepare aging reports and provide regular updates to management on collection status. * Recommend accounts for escalation, legal action, or write-off when necessary. * Ensure compliance with company policies and applicable laws and regulations. * Periodically perform audit of billing processes for assigned portfolio by comparing YETI open receivables to customer open payables and collect on past due items: * Reconcile and resolve billing gaps discovered in audit process * Ensure that accounts in assigned portfolio pay within assigned payment terms * Make outbound collections calls (or emails) for customers with past due balances * Work with AR Specialist to ensure that payments are applied correctly and in timely manner: * Reconcile any discounts, credits, rebates, allowances, and resolve any disputes * Monitor A/R Collection Hold Dashboard for assigned portfolio Qualifications and Attributes: * Bachelor's degree preferred or equivalent experience in B2B collections, customer service, dispute resolution or account management experience preferred * Strong Excel skills and experience in Microsoft Office * Analytical mindset, ability to research and identify, design, and implement process improvements * Strong attention to detail, organization, and prioritization * Able to handle changing priorities and use good judgement in stressful situations * Comfortable communicating to accounts as often as needed to achieve goals * Self-starter, ability to stay positive under pressure * Able to work in an ambiguous, fast-paced environment * SAP experience preferred #LI-MA1 Benefits & Perks: Click here to learn about the benefits and perks we offer at YETI. YETI is proud to be an Equal Opportunity Employer. Our commitment to creating a diverse, equitable, and inclusive culture is at the center of everything we do for our employees. We embrace all applicants looking to bring their authentic selves to YETI and contribute to our mission of keeping the wild WILD. Find out more about our commitment to DE&I at yeti.com/esg.html. All applicants for employment will be considered without regard to an individual's race, color, sex, gender identity, gender expression, religion, age, national origin or ancestry, citizenship, physical or mental disability, medical condition, family care status, marital status, sexual orientation, genetic information, military or veteran status, or any other basis protected by federal, state or local laws. YETI Applicant Privacy Notice YETI welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process. If you require accommodation in order to apply for a job, please contact us at accommodationrequest@yeti.com.

Description We are looking for a detail-oriented Accounts Receivable Analyst to join our team in Austin, Texas. In this long-term contract role, you will play a key part in managing accounts receivable processes for a dynamic organization in the food and food processing industry. This position offers an opportunity to contribute to financial operations while ensuring accuracy and efficiency in a collaborative environment. Responsibilities: - Process and reconcile cash applications to ensure timely and accurate posting of payments. - Manage collections activities by communicating with customers to resolve outstanding balances. - Perform account reconciliations to identify discrepancies and ensure proper alignment of financial records. - Support month-end close activities by preparing and reviewing accounts receivable reports. - Update and maintain customer data in relevant systems to ensure records are current and accurate. - Monitor and respond to inquiries in the accounts receivable inbox, providing timely resolutions. - Conduct credit checks for new and existing customers to assess risk and eligibility. - Utilize Microsoft D365 to streamline accounts receivable processes and maintain system integrity. Requirements - Proven experience in accounts receivable processes, including cash applications and collections. - Strong knowledge of commercial collections and billing functions. - Familiarity with cash activity reconciliation and month-end close procedures. - Proficiency in Microsoft D365 and advanced Microsoft Excel skills. - Background in the consumer packaged goods (CPG) industry is preferred. - Excellent organizational skills and attention to detail. - Strong communication abilities for effective customer interactions and team collaboration. Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use (https://www.roberthalf.com/us/en/terms) and Privacy Notice (https://www.roberthalf.com/us/en/privacy) .

Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, fin ance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: The primary scope of this position is to thoroughly analyze and underwrite assigned participation accounts and offers, along with the servicing of such assigned accounts. The position will assist the Directors in the analysis, servicing, and reporting of the loan participations. The position will also require the individual to develop industry and peer group analysis, portfolio analysis, and other special projects as assigned. Day-to Day-Duties and Responsibilities: - Credit administration, financial analysis, monitoring and due diligence review of various financial participation packages and loan origination with district associations or commercial agency lenders. - Development of loan participation and correspondent banking relationships with other lenders. - Incumbent will also manage and service participation loan relationships as assigned and directed by supervisor, SVP Credit Analysis - Assist in the development and closing of complex loans by assisting with analysis and negotiation of such credits. - Interprets, communicates, and provides guidance to associations regarding district lending policies and procedures. - Interprets and acts upon various legal, title and other questions which may arise on loans. - Assists in administering and developing lending programs, as well as developing and revising operating procedures relating to lending operations. - Assist other bank personnel in completing coordinated projects as assigned Skills: This position requires skill and knowledge in credit administration, financial analysis, the use of various loan analysis software programs, accounting standards, credit policies, and procedures, as well as program and product development. Excellent computer, interperso nal, public speaking and communication skills are required. A thorough knowledge of financial statement analysis, forecasting analysis, cash flow analysis, collateral analysis and payment performance in the areas of mortgage and commercial lending. Knowledgeable on credit and accounting standards, real estate appraisals, product and service marketing techniques and programs. Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct loans. This position will require time management skills with travel up to 15 percent. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. We strongly prefer candidates who are local to the Austin, TX area. However, we will consider remote candidates for the right individual. It's an important role that covers many skills. This position requires: Position requires a Bachelor's Degree in finance, business administration or other related business field or commensurate experience. A minimum of three (3) to five (5) years' experience in all facets of lending including the marketing, extension, administration and analysis of commercial credit. The incumbent should have experience and knowledge in the analysis of complex credits, as well as negotiating and dealing with commercial type loans. The incumbent should have experience in working with financial institutions in structuring and evaluating various loan participations, credit relationships, and analysis of direct loans Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: - Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spendi ng accounts, and more. - 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution - Long-term disability and life insurance - Vacation leave, sick leave, and paid holidays - Fertility benefit and parental leave plan - Up to two days per year to volunteer in local community organizations, services, or events - Ongoing professional-development opportunities - Generous tuition-reimbursement program - Physical fitness incentive plan - Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a pro fessional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Remote

Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: We are seeking a highly skilled Analyst - Credit Operations & Services to join our team. This role monitors and coordinates the flow of information and documentation related to participation loans, ensuring accuracy, completeness, and compliance across all required processes. The analyst interprets and applies monitoring requirements for individual loans and supports compliance and documentation standards for syndicated credit facilities. Working under limited supervision, the analyst exercises sound independent judgment and know when escalation is appropriate, offering well-reasoned recommendations when issues arise. This role functions as a key contributor within a collaborative team environment, supporting colleagues and maintaining strong communication channels across the organization. The analyst follows established processes and procedures to maintain compliance with internal controls while ensuring timely, efficient handling of credit operations activities. The ideal candidate will be detail-oriented, proactive, and comfortable navigating complex credit documentation and workflow requirements. Day-to Day-Duties and Responsibilities: Collect and organize post-close loan documents for review, analysis and interpretation to input pertinent compliance, covenants or financial ration data into the data tracking system and make determinations on sufficiency when received to confirm regulatory compliance. Reviews loan agreements, credit documents, and amendments to identify and extract covenant and compliance requirements, ensuring accurate updates to covenant tracking systems to reflect current obligations and risk indicators and store in Client files for regulatory and audit requirements. Uses sound judgment to assess covenants and risk indicators and determine when further review or escalation is warranted. Monitors Shared Sites and the Compliance Inbox to review incoming legal and compliance-related documents, ensuring timely tracking and verification of adherence to covenants, legal agreements, and annual review requirements. Use independent judgment to ascertain if documents meet Credit and Compliance requirements. Responsible for identifying and communicating deficiencies, due and overdue items-including failed financial ratios-to Credit and Lending Officers, and exercising discretion to escalate issues when appropriate, along with recommended actions. Reviews loan records for compliance to ensure that all information and documents are received. Identifies overdue items and exercises judgment in determining appropriate follow-up actions or escalation. Creates, reviews and distributes compliance reports weekly, monthly and as requested. Research and requests items from, Credit Office or Lending Officer to clear overdue items. Distribute legal documents to sub-participants in a timely fashion. Create and manage portals for Associates where FCBT is lead and update relevant legal and credit documents on to site for proper dissemination. Support team members to collect and organize loan closing information for review and analysis to input pertinent loan data into a Loan Deal Sheet. Examine the loan deal sheet for accuracy and completeness. Assists in the electronic documentation delivery process for internal and external audits. Prepare documents and correspondence for reports as required. Reviews credit desk analysis forms for upcoming legal amendments, and waiver notifications. Completes special projects as assigned. Including testing new Systems of work or requesting enhancements or propose changes to procedures to better align with Business needs and compliance monitoring requirements. Skills & Requirements: Knowledge of various types of credit offerings and the procedures required for administration of related loans. Knowledge of loan administration practices, including legal document review, credit monitoring and related documentation. General knowledge of accounting/financial systems. Professional and courteous oral and written communication are required. Problem solving skills and proficiency in organizing and prioritizing work are also required. Intermediate skill level in Microsoft Office applications. Ability to communicate effectively, handle multiple concurrent tasks and learn new applications quickly. The incumbent should have a sound understanding of credit and legal terminology and work well under pressure. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Bachelor's degree in business, Finance or a related field and two (2) years to (3) years of relevant work experience, preferably in credit administration and loan transaction processing. Experience in credit monitoring, Proven ability to critically analyze documents, problem solving skills, and follow internal controls. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Hybrid

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Support Commercial Credit Transformation programs - including operating model and technology implementations . + Design next generation experiences and platforms for commercial lending clients. + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Become a trusted advisor for C-suite clients looking to solve critical business problem. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader. + + Travel, as required, up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending + A Bachelor's degree Bonus Points if you have: + Extensive transformation strategy or operating model design experience in commercial banking. + Launched new product offerings in the banking industry. + Demonstrated experience developing and managing relationships with senior client executives. + Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. + nCino or Salesforce certification(s) + Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + French language skills + An advanced degree or financial industry certification + Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. 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The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. 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Job DescriptionDescription: The First National Bank of Bastrop is proud to be named a Best Place for Working Parents . We offer an opportunity to work with a financial institution that prides itself on excellent customer service and a competitive compensation and benefits package that includes: Employer paid benefits: Paid time off Paid parental leave Paid volunteer time Employee Stock Ownership Plan with 401(k) Provisions (KSOP) with match Up to $825 match on Health Savings Account (qualifying medical plan required) Life/AD&D/LTD insurance Tuition reimbursement Optional benefits: Medical insurance Dental insurance Vision insurance Supplemental coverages Short term disability Cancer Critical Illness Accident Medical Spending Accounts Flexible Spending Account (FSA) Health Savings Account (HSA) Dependent Care FSA Description: Under general supervision, but according to established policies and procedures, work closely with commercial loan officers in putting together loan packages for consideration by the board of directors. Accompany loan officers calling on customers when requested; develop and analyze all types of credit information pertaining to diversified types of commercial loans; prepare credit reports for loan officers or committees; maintain control over credit requirements of current accounts; furnish information relative to credit inquiries; and provide any other assistance to loan officers as requested. Essential Functions: Develop credit information for use by lending officers or committees in making lending decisions on new, renewal and extension loans: Review all pertinent credit and financial information, including reporting services, credit bureaus, savings and loan associations or banks, and bank files. Determine the need for more thorough investigation or additional information, and contact appropriate sources for such information. Prepare all spreadsheet and financial information. Analyze financial statements and related material. Prepare summary, present facts, and offer opinions concerning creditworthiness to loan officers or committees. Ensure that financial statements for loans are monitored where it is required by policy. Maintain current financial information (less than one year old) in loan file. Mail request letters and conduct phone calls if necessary. Note and document trends in borrower's financial statements. Review current grade of credit and recommend grade change to Credit Administration Manager if warranted. Perform related duties as assigned. Marginal Functions: Prepare various reports for inclusion in the board packets as requested by the Credit Administration Manager. Prepare statistical lending reports as requested by the Credit Administration Manager. Work with Loan Officers in preparing quarterly Criticized Loan Action Plans. Bank Secrecy Act Duties: In the performance of respective tasks and duties, this position must maintain knowledge of Bank Secrecy Act regulations and all other regulatory, security, and Bank policies and procedures. Company Conformance: In compliance with all applicable regulations and Bank policies, this position is expected to successfully produce quality work within deadlines, with or without supervision; interact professionally with other employees, customers, and vendors, while always respecting the need for confidentiality of customer information. The employee will work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Furthermore, the employee is encouraged to actively represent the Bank to customers and the general public in ways that promote the integrity, validity, and mission of the Bank by participating in community organizations, events, and activities. The employee is also expected to maintain a commitment to continuing education in the banking field through self-study and both in-house and outside training opportunities in all applicable banking policies, procedures, and regulations. Regular and punctual attendance is expected, and appropriate attire is required at all times, while either performing job functions or representing the Bank at outside events and activities. Requirements: Required Minimum Qualifications: Bachelor's degree in business, finance, accounting, economics, or equivalent combination of course work and/or relevant work experience. Must also have the following demonstrated knowledge, skills, and abilities: Ability to maintain objectivity and independence. Ability to read, comprehend and technically apply written policies, procedures and regulations. Ability to read and comprehend various types of loan and related support documentation. Knowledge of financial terms such as depreciation, amortization, quick cash flow, quick ratio, liquidity ratio, debt coverage ratio, debt service ratio, debt yield, etc. Ability to apply basic number sense to financial spreads to effectively point out trends, red flags, and or significant points that may affect underwriting decisions. Ability to diplomatically yet effectively communicate verbally and in writing with all levels of bank staff, directors, regulators, customers, and tax preparers in requesting detailed financial information and/or explanation of financial information/analysis. Knowledge and understanding of commercial tax returns for all types of business entities. Ability to use bank equipment, computer systems including PC applications using spreadsheet, word processing, and database software; proficiency in Microsoft WORD and EXCEL.