Credit analyst jobs in Centreville, VA

Trustar Bank is a community bank conceived to meet the banking needs of businesses and individuals in the greater metropolitan Washington DC area. The Organizers of the Bank are experienced bankers, bank investors, and business professionals in the Bank s target market area. We are so proud to have just celebrated our 6th Anniversary and we are continuing to grow. Winners of the Washington Business Journals Best Places to Work five (5) years in a row, we want you to join this exciting, hard working team! At Trustar, our mission is to be your partner for financial success, to provide a sound investment for our shareholders, and to support our local community. Our unique approach to financial services and our can do attitude sets us apart from our competition. At Trustar, our philosophy is to provide customized banking solutions and top-notch service that truly addresses your individual needs. A viable market, sufficient capital, engaged leadership, and strong management are critical success factors for any financial institution. Service differentiates one bank from another. As a community bank, Trustar Bank s strategy is to be a personalized alternative to larger, super-regional financial institutions that increasingly dominate the Bank s primary market. Our mission statement emphasizes personal service, responsiveness, and a willingness to tailor products and services to meet the needs of our customers. Trustar Bank is currently seeking an experienced Credit Analyst that will primarily be responsible for independently gathering and analyzing business and financial records and other information and documents necessary to assess customer credit and risks in connection with primarily commercial loans. The analyst is also responsible for making determinations and recommendations on commercial credit decisions, credit risk, and loan approvals for loans. The analyst will follow all established policies and procedures for the Bank. Summary of Job Duties: Participate in pre-credit discussions, analyze and assist in responding to initial credit requests. Develop and perform information needs assessment and identify all documents and information necessary to conduct a thorough credit and risk review and analysis. Underwriting: Review and analyze financial statements, tax returns, and other necessary business records, prepare projections, and perform sensitivity analyses. Credit Decision: Conduct Credit, financial and industry analysis. Structure loans or review and/or recommend structure, terms and pricing for primarily commercial loans. Identify and evaluate risks and mitigates and make determination and recommendation of credit risk grade. Monitor borrowing base/covenant compliance and approve advance requests on Line of Credit. Partner with Loan officers to ensure that loan documentation and financial information is properly maintained and collected from customers. Order and review property appraisals to properly evaluate collateral value for transactions under consideration. Perform other duties as assigned. Requirements include: Bachelor's Degree in business administration, finance, or related field Minimum two to five (2-5) years of experience in both commercial and real estate credit analysis Thorough understanding of financial accounting, loan structuring, legal, compliance and market risk related issues involved in the approval of credit. Interpersonal skills An ability to prioritize multiple tasks An ability to work independently Excellent written and verbal communication skills Proficiency in MS Office (Word and Excel) Trustar Bank has grown rapidly since it's start in 2019. With an all-star team and fast-paced environment, this is an exciting opportunity to join the Credit and Lending Team. We also provide an outstanding benefits package to include a NO Deductible health care plan, a strong 401(k) with discretionary company match, LifeLock premier for all employees, and a generous PTO plan. We are an equal opportunity employer. Please note this is an in office position and a professional environment.

**BANC OF CALIFORNIA AND YOUR CAREER** Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the "bank"). Banc of California is one of the nation's premier relationship-based business banks focused on providing banking and treasury management services to small, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services, with full-service branches throughout California and Denver, Colorado, as well as full-stack payment processing solutions through its subsidiary, Deepstack Technologies. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more. At Banc of California, our success is driven by our people, and we take pride in fostering an environment where everyone can reach their full potential. We embrace a culture of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members have an opportunity to make an impact and play an important role in the future of Banc of California. Our core values - Entrepreneurialism, Operational Excellence, and Superior Analytics - empower us in creating a dynamic and inclusive workplace. We are committed to supporting your growth and well-being with comprehensive benefits, career development programs, a variety of employee resource groups, and more. TOGETHER WE WIN **THE OPPORTUNITY** Responsible for assisting Underwriters, Relationship Managers and Portfolio Managers with the credit origination process, financial reviews and analysis both related to new loan opportunities and the existing client portfolio. Reviews borrower information, perform credit/financial analysis and Know Your Customer (KYC) due diligence and insure initial application process meets regulatory and Banc standards. Primary focus of attention is creating credit spreads of financial statements of corporate and individual borrowers and prospects, and performing cash flow analysis on request when warranted. In support of the Portfolio Managers, monitors assigned credit relationships for covenant compliance, collateral monitoring, and credit deterioration, as applicable. Keeps appraised of industry related, political and regulatory issues to determine their impact on specific industries or clients. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates. **HOW YOU'LL MAKE A DIFFERENCE** + Responsible for spreading operating history, personal and entity financial statements and/or tax returns, as applicable and required for both existing customers and prospects. + Proactively and efficiently oversee the analyst workflow inbox, prioritizing high importance assignments, and conducting follow-up to ensure completion of tasks within the agreed deadlines. + May monitor financial and covenant compliance in conjunction with Underwriters/Portfolio Managers, as applicable, and identify potential risk factors such as credit deterioration. + Prepare comprehensive global cash flow and debt service analysis exhibits related to both new loan opportunities and existing loan renewals. + Ensure that covenant definitions in ncino undergo thorough quality control (QC) as part of the analyst workflow and actively communicate with Relationship Managers/Underwriters/Portfolio Managers to resolve discrepancies. + May assist with the underwriting and completion of Credit Approval Memorandums (CAM), coordination and preparation for portfolio reviews and audits, and monitoring and reporting of the origination process and portfolio review activities, as applicable. + May assist with the coordination and preparation for portfolio reviews and audits, and monitoring and reporting of the origination process and portfolio review activities, as applicable. + Conduct professional and courteous correspondence with clients. + Foster effective collaboration with internal and external associates Collect all 3rd party vendor reports including due diligence, proof of insurance, recorded title and property taxes + Ensure compliance with all applicable regulations, policies and procedures. + Keep up with changes to banking regulation and completes bank training courses on time. + Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. + Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. + Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. + Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. + Performs other duties and projects as assigned. **WHAT YOU'LL BRING** + Bachelor's degree in accounting, finance, economics or related field and 3-5 years of work experience or equivalent combination of education, training and experience. + Financial analysis experience working with business financial statements and tax returns and individual financial statements and tax returns preferred. + Demonstrate knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA). + Basic skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook. + Proficiency in intermediate math and accounting skills required. + Effective organizational and time management skills. + Ability to grasp and understand mathematical concepts, including accounting concepts, balancing, loan interest calculations. + Ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees. + Ability to deal with problems involving multiple facets and variables in non-standardized situations. + Excellent time management skills and accustomed to working with deadlines. **HOW WE'LL SUPPORT YOU** + **Financial Security:** You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting. + **Health & Well-Being:** We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). + **Building & Supporting Your Family:** Banc of California partners with providers that offeradoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. + **Paid Time Away:** Eligible team members receive paid vacation days, holidays, and volunteer time off. + **Career Growth Opportunities:** To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more. **SALARY RANGE** The full-time base salary range for this position is $75,000.00 - $100,00.00 USD a year. The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity, gender expression, and sexual orientation. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor. Equal Opportunity Employer PacWest Bancorp and its affiliates are fully committed to the principles of equal opportunity and diversity. We take pride in building a workplace culture where all employees feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws.

Dexis is a dynamic professional services firm dedicated to partnering with government and community leaders both in the U.S. and internationally to achieve critical social outcomes in a rapidly changing world. At Dexis, you will experience a corporate culture of inclusiveness, respect, fairness, and trust. You will be given the means and mentorship needed to succeed, and your creativity will be rewarded. About the Position Dexis Consulting Group (Dexis) requires the support of a Senior Credit Risk Analyst to engage in complex credit risk assessment and transaction structuring for US government projects. A Senior Credit Risk Analyst will support Dexis' projects with the US Government agencies, mobilizing and facilitating American private capital and skills in the economic and social development of emerging market economies. Assignments will be across various sectors, including energy, healthcare, critical infrastructure, and technology, while also providing financing to create jobs in emerging international markets. Responsibilities Gather and review due diligence documents from clients, providing feedback to origination officers. Conduct credit and borrower analysis to prepare credit paper drafts. Collaborate with government Investment Officers to prepare credit policy for submission to the credit committee. Defend prepared policy at the credit committee meeting, investment committee, and board meeting if applicable. Assist or lead in the preparation of financing approval papers, ensuring proper formatting of data. Travel to support transactions as necessary. Conduct country and sector-specific research. Research and summarize the economic and political environment in foreign countries where proposed projects are located. Research and summarize the industrial sector relevant to the proposed projects. Conduct research and writing of Market Assessments. Prepare Country Due Diligence briefing materials for the project team's overseas trips. Qualifications A Bachelor's degree in a related field with a minimum of 3-6 years of experience performing comparable duties Ability to obtain a Public Trust Clearance. The Senior Credit Risk Analyst shall engage in complex credit risk assessment and transaction structuring, requiring a high level of expertise and judgment. Experience conducting credit review, analysis, and processing. Experience in structuring guarantees and transactions aligned with strategic development priorities. Experience assessing credit risk and other facets of risk for transactions, deploying partial credit guarantees and other tools in various sectors Experience evaluating financial markets and private business development, and identifying business opportunities in targeted regions Experience preparing and presenting screening memos, credit papers, and investment proposals to relevant committees. Proven expertise in providing training to Investment Officers on credit risk, credit methods, and templates. Anticipated Deliverables: Credit Papers, Number Spreads Financial Models Market Analyses Credit Risk Assessment Compensation for this Role: $70/hr Dexis is on a mission to help solve today's most pressing global political, social, and economic challenges and create a world where all people are safe and prosperous. As a Dexis employee, you will be challenged, empowered, and mentored. Our motto is “find a way or make a way” - that's how Dexis goes “all in.” How will you? If you are passionate about this opportunity, apply now! Only those applicants who meet the above criteria will be contacted for interview. Dexis is an Equal Opportunity Employer, and does not discriminate on the basis of race, color, sex, national origin, religion, pregnancy, disability, age, genetic information, military service, veteran status, ethnicity, citizenship, sexual orientation, gender identity, marital status, childbirth and related medical conditions, including lactation, or any other protected class under applicable law. As part of a competitive benefits package for eligible employees, Dexis provides healthcare insurance in addition to other staff welfare benefits and perks.

About NCRC

Full-time Description Do you want to work for a company that cares about you as a person, not just a number? For a company that provides outstanding leadership? For a company that offers exceptional benefits? RER Solutions, Inc., could be your new home. RER Solutions, Inc. is accepting resumes for a Credit Analyst - Energy Project Finance to join our exceptional workforce in Washington, DC. The Credit Analyst - Energy Project Finance will conduct comprehensive credit analyses for new loans and loan guarantee applications, and participate in ongoing portfolio management activities onsite within the Department of Energy's Loan Programs Office (LPO). LPO has $200+ billion to make loans to innovative energy projects that will revolutionize the US energy industry. LPO's available capital makes it the largest energy lending organization in the world. RESPONSIBILITIES Conduct thorough due diligence and detailed credit analysis of potential large, complex, innovative projects Conduct thorough due diligence, detailed credit analysis, and financial modeling, as well as executing credit risk rating assessments, and supporting loan restructuring and monitoring efforts Perform independent credit analysis for new loans and loan guarantee applications Develop or review complex financial models to assess project viability and risk Execute comprehensive credit risk rating assessments Assist in the negotiation of term sheets for new applications Review marketing reports and presentation slides related to loan applications Coordinate tasks and information flow among various team members involved in the application process and portfolio management Support the team leader in adhering to all underwriting guidelines and procedures Collaborate closely with the risk group to address all identified issues and outstanding concerns from due diligence Conduct a thorough and complete analysis before presenting findings to approval authorities within the LPO and the Department of Energy (DOE) Prepare all necessary documentation for ultimate approval by internal approval committees and boards Participate in the monitoring of existing loan guarantees, including assessing ongoing financial performance and compliance Contribute to loan restructuring efforts, including analysis of proposed modifications and their impact on credit risk Support the team leader in following all procedures and assessments related to underwriting guidelines following Title XVII, ATVM, TELGP, and CIFIA Requirements Experience working as a financial analyst in private equity or investment banking Experience working in investment banking or participating in a large bank credit training program Knowledge of the private sector credit market or federal credit, investment analysis, and loan administration practices and agreements with lending institutions Knowledge of financing concepts, principles, techniques, and practices, and investment and commercial banking, especially as they relate to project financing Knowledge in credit analysis, financial modeling, credit risk rating assessments, term sheet negotiation, reviewing marketing reports, and creation of presentation slides Ability to lead financial projects, coordinate the work of other professional employees, and team coordination Minimum of US Citizenship required to obtain client-issued Public Trust Excellent written and oral communication skills Excellent attention to detail and an understanding of fundamental business writing Expertise in Microsoft Office Products (i.e., Word, Excel, PowerPoint, and Outlook) EDUCATION: Bachelor's Degree COMPENSATION: Includes paid holidays, vacation, sick leave, 401k matching, life insurance, health, vision, and dental benefits. This position is not available for Corp-to-Corp or 3rd party sourcing. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Job DescriptionDescription: Do you want to work for a company that cares about you as a person, not just a number? For a company that provides outstanding leadership? For a company that offers exceptional benefits? RER Solutions, Inc., could be your new home. RER Solutions, Inc. is accepting resumes for a Credit Analyst - Energy Project Finance to join our exceptional workforce in Washington, DC. The Credit Analyst - Energy Project Finance will conduct comprehensive credit analyses for new loans and loan guarantee applications, and participate in ongoing portfolio management activities onsite within the Department of Energy's Loan Programs Office (LPO). LPO has $200+ billion to make loans to innovative energy projects that will revolutionize the US energy industry. LPO's available capital makes it the largest energy lending organization in the world. RESPONSIBILITIES Conduct thorough due diligence and detailed credit analysis of potential large, complex, innovative projects Conduct thorough due diligence, detailed credit analysis, and financial modeling, as well as executing credit risk rating assessments, and supporting loan restructuring and monitoring efforts Perform independent credit analysis for new loans and loan guarantee applications Develop or review complex financial models to assess project viability and risk Execute comprehensive credit risk rating assessments Assist in the negotiation of term sheets for new applications Review marketing reports and presentation slides related to loan applications Coordinate tasks and information flow among various team members involved in the application process and portfolio management Support the team leader in adhering to all underwriting guidelines and procedures Collaborate closely with the risk group to address all identified issues and outstanding concerns from due diligence Conduct a thorough and complete analysis before presenting findings to approval authorities within the LPO and the Department of Energy (DOE) Prepare all necessary documentation for ultimate approval by internal approval committees and boards Participate in the monitoring of existing loan guarantees, including assessing ongoing financial performance and compliance Contribute to loan restructuring efforts, including analysis of proposed modifications and their impact on credit risk Support the team leader in following all procedures and assessments related to underwriting guidelines following Title XVII, ATVM, TELGP, and CIFIA Requirements: Experience working as a financial analyst in private equity or investment banking Experience working in investment banking or participating in a large bank credit training program Knowledge of the private sector credit market or federal credit, investment analysis, and loan administration practices and agreements with lending institutions Knowledge of financing concepts, principles, techniques, and practices, and investment and commercial banking, especially as they relate to project financing Knowledge in credit analysis, financial modeling, credit risk rating assessments, term sheet negotiation, reviewing marketing reports, and creation of presentation slides Ability to lead financial projects, coordinate the work of other professional employees, and team coordination Minimum of US Citizenship required to obtain client-issued Public Trust Excellent written and oral communication skills Excellent attention to detail and an understanding of fundamental business writing Expertise in Microsoft Office Products (i.e., Word, Excel, PowerPoint, and Outlook) EDUCATION: Bachelor's Degree COMPENSATION: Includes paid holidays, vacation, sick leave, 401k matching, life insurance, health, vision, and dental benefits. This position is not available for Corp-to-Corp or 3rd party sourcing. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

John Marshall Bank is looking for an experienced Credit Analyst to join our Credit Underwriting team in our Reston Headquarters. In this role you will: * Oversee the review of financial, collateral, and other related documentation used to evaluate commercial loan requests to approve or deny applications for credit. * Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk rating system, ensures effective evaluation and administration of collateral. * Be responsible for the completion of financial spreads and analysis; credit approval and memo review for loan presentations in conjunction with Commercial Bankers, all in an independent and objective manner. * Maintain a continuing and informative record of data from which lending officers may make fully informed loan decisions. * Spread and analyze, historical and projected financial statements, tax returns, and other pertinent financial information to determine overall financial performance, condition, and creditworthiness of Borrower and other obligors. * Review credit files for documentation and exceptions. * Submit periodic exception reports. * Engage in effective and timely communication regarding credit considerations and issues with Credit Administration and Commercial Bankers. * In addition to handling the normal flow of transactions, may also be assigned to handle complex transactions. Requirements Required: * At least 2 years experience in commercial credit analysis, underwriting, and/or a formal credit training program * Bachelor's Degree in accounting or finance or related field from an accredited four-year college or university * Sound credit and analytical skills * Solid understanding of balance sheets, income, and cash flow statements * Proficiency with Microsoft Suite including Word and Excel Preferred: * Ability to learn internal bank systems and additional software applications * Advanced knowledge of commercial real estate, commercial and industrial, general business, asset-based, and real estate construction loans within respective economic market areas * Strong combination of interpersonal communication skills, analytical and decision-making skills, with the ability to make recommendations and offer solutions John Marshall Bank is an Equal Opportunity Employer At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes: * Medical * Dental * 401K Retirement Plan w/ an Employer Match (4% match on 5% contributions - this is highly competitive compared to other organizations) * Vision * Employee Assistance Program * Flexible Spending * Transit Reimbursement * Dependent Day Care * Long Term Care * Paid Time Off * Life and Disability Coverage At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position.

Farmer Mac is looking to hire a driven, analytical, industry-focused and personable individual for a Credit Analyst position on its renewable energy infrastructure portfolio management team. The position will support Farmer Mac's Infrastructure Finance team. Team Summary Farmer Mac's Infrastructure Finance team is a fast-paced, knowledgeable, mission-oriented team lending to organizations that finance renewable energy project finance transactions, power and utility entities and broadband companies, in addition to providing wholesale lending to a select group of financial institutions. Infrastructure Finance has delivered significant growth and is a crucial business in the execution of Farmer Mac's strategic plan. The segment's focus is on deepening existing client relationships, developing new customer relationships, and diversifying the products offered to clients. Position Summary The Credit Analyst role will be responsible for supporting Farmer Mac's existing portfolio of complex renewable energy project finance loans to finance independent power projects, including loans to projects that are under construction or those that are operational, and construction bridge loans that monetize tax credits. Credit Analyst will interact and coordinate closely with other members of the Infrastructure Finance team, which includes Credit Underwriting teams, Relationship Managers, and Portfolio Strategy & Analytics within our Renewable Energy, Broadband Infrastructure, and Power & Utilities business segments. Responsibilities include, but are not limited to, preparing and managing loan modification/consents/amendment requests, performing ongoing risk rating assessments and required reviews, loan refinancing transactions, legal document review, coordinating with loan operations on reviewing and processing borrowing and disbursement requests, interfacing with internal stakeholders, including Underwriting, Credit, Capital Markets, and Loan Operations. Additionally, this role will support underwriting of new loans, preparation of credit memos, performing and managing due diligence activities, industry and market analysis, preparing and/or reviewing complex cash flow project finance models, closing activities, and assist in the execution of loan purchases. This role is expected to immediately contribute towards accelerating growth within Farmer Mac's Infrastructure Finance business and significantly contribute to Farmer Mac's strategic objectives and initiatives. Suitable candidates must be proactive self-starters, have the ability to work and complete various deals at multiple stages of development, work with minimal supervision and be active and efficient communicators, both written and oral. Who You Will Work With The Infrastructure Finance Credit Analyst will be an integral part of the Infrastructure Finance team, reporting directly to the Portfolio Management Specialist - Infrastructure Finance and will have regular ongoing interactions with the Underwriters, Managing Directors within Infrastructure Finance, Capital Markets, Transaction Management, and internal and external advisors and legal counsel. Where You Wil Work The position can be based in Farmer Mac's Washington, DC or Johnston, IA, locations or remote. Farmer Mac embraces a Presence with Purpose work environment, which allows for flexibility of work location while providing the opportunity for teams to come together in the office with purpose. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. Primary Responsibilities and Duties * Support Infrastructure Finance loan performances and collaborate with key internal stakeholders, including Credit, Underwriters, and Relationship Managers. * Collaborate with the Portfolio Strategy & Analytics and the Credit team to support strategic credit assessments of the portfolio, ensuring alignment with business strategies and performance goals as outlined in Farmer Mac's business plan. * Work closely with Portfolio Strategy & Analytics to: * Prepare and manage loan modification/consents/waivers/amendment requests, term conversion, legal document reviews, * Coordinate with Loan Operations on reviewing and processing of borrowing and disbursement requests, * Gather appropriate project information and documents for due diligence and provide support to credit underwriters, as necessary, * Assist in creating management reports that include quarterly monitoring of portfolio deals as well as portfolio trends and statistics. * Gather and assess industry information to understand macro impacts on the portfolio and individual transactions. * Interact closely with Underwriting to support loan acquisitions in alignment with Farmer Mac policy and standards. * Support risk rating assessment and ongoing management of loan portfolio and required reviews. * Assist in underwriting analysis and credit approval memos when necessary. * Work closely with the Managing Director of Renewable Energy in the development of policies and procedures that drive efficiencies across the business. * Assist and support the ongoing development of loan administrative, operations and closing functions, and the implementation of infrastructure projects. * Represent Farm Mac at industry conferences and individual lender visits. * Support organization wide initiatives and processes to improve efficiency, productivity, sourcing and credit quality. Professional Experience/Qualifications * Bachelor's degree in accounting, finance, business administration, economics, engineering or related field. * Fundamental understanding of finance and accounting, particularly energy finance, public accounting, banking, or related experience. * Self-starter mentality with high intellectual curiosity. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. Salary is competitive. The typical starting salary range for this position is between $60,000-$90,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.

Role Overview Entegra's Finance team is hiring a Credit Memo Analyst. This position is responsible for ensuring appropriate backup for short payment is received from Supply Management Finance, managing the approvals process to ensure that all requests are approved before credit memos are issue within a timely and assist the Sr Manager with any other ad hoc requests. What You'll DoResponsible for tracking credit memos for all clients ensuring appropriate backup has been received, recorded, and uploaded into credit memo database. Ensure that the credit memos are moving through the approval process and escalating when appropriate. Responsible for auditing the Smartsheet ensuring the credit memos database and Smartsheet are in sync. Attention to detail is a must due to the quantity and multiple departments accessing and recording credit memos. Recommend improvements in processes and procedures to ensure effective, efficient operations. Collaborating with other departments on process improvements Drive escalations as needed to leadership Perform other duties as assigned. What We OfferCompensation is fair and equitable, partially determined by a candidate's education level or years of relevant experience. Salary offers are based on a candidate's specific criteria, like experience, skills, education, and training. Sodexo offers a comprehensive benefits package that may include: Medical, Dental, Vision Care and Wellness Programs 401(k) Plan with Matching ContributionsPaid Time Off and Company HolidaysCareer Growth Opportunities and Tuition ReimbursementMore extensive information is provided to new employees upon hire. What You BringBachelor's degree in accounting or finance Minimum 5 years of accounting and accounts receivable experience Advanced proficiency in Microsoft Excel and Power BI, supported by strong overall computer literacy Strong attention to accuracy and detail including the ability to prove accurately. Ability to work collaboratively within a team environment towards the successful establishment of set goals and objectives. Ability to adapt quickly and learn new tasks independently. Client-facing experience with a focus on delivering exemplary customer service to both internal and external clients. Ability to work with databases, analyze data, and provide detail summary reporting of complete data AnalysisExceptional research, analytical skills, written, interpersonal, and communication skills with a commitment to a high level of customer service. Ability to work in a fast-paced environment, demonstrating a flexible approach with short deadlines. Ability to plan and manage multiple competing priorities and deadlines and work independently with minimum supervision. Who We AreAt Sodexo, our purpose is to create a better everyday for everyone and build a better life for all. We believe in improving the quality of life for those we serve and contributing to the economic, social, and environmental progress in the communities where we operate. Sodexo partners with clients to provide a truly memorable experience for both customers and employees alike. We do this by providing food service, catering, facilities management, and other integrated solutions worldwide. Our company values you for you; you will be treated fairly and with respect, and you can be yourself. You will have your ideas count and your opinions heard because we can be a stronger team when you're happy at work. This is why we embrace diversity and inclusion as core values, fostering an environment where all employees are valued and respected. We are committed to providing equal employment opportunities to individuals regardless of race, color, religion, national origin, age, sex, gender identity, pregnancy, disability, sexual orientation, military status, protected veteran status, or any other characteristic protected by applicable federal, state, or local law. If you need assistance with the application process, please complete this form. Qualifications & RequirementsMinimum Education Requirement - Associate's Degree or equivalent experience Minimum Functional Experience - 2 years

WHO WE ARE City First Bank N.A. is a mission-driven Community Development Financial Institution (CDFI) principally focused on a transformative impact in underserved, urban markets with the highest needs to drive equitable economic development. Our credit activities are purely commercial and focused on the following segments: Multifamily Affordable Housing, Not-for-Profit Finance, and Small Business Finance. As a depository and commercial lending provider with over $1.3 billion in bank assets as of December 31, 2024, our unified organization has over 100 employees in Washington DC and Los Angeles/Inglewood, CA. ROLE SUMMARY The role will directly report to and support the Chief Credit Officer (CCO) in management of the Bank's loan portfolio. This role will also assume responsibility for the more complex lending relationships in the portfolio, including underwriting, and serves as a senior subject matter expert internally and externally. The Senior Credit Officer would handle all aspects of the relationships in the portfolio including pre-vetting, maintaining the credit pipeline, loan approvals, month-end reporting, annual reviews, monitoring and watch reporting. The position will not have business development responsibilities; however, the individual must be able to recognize such opportunities and refer these to the appropriate area of the bank. In addition to driving production and portfolio monitoring, the position will lead the measurement and tracking of portfolio metrics for the CCO. The individual will need to have a broad working knowledge of a credit portfolio including loan loss reserves, risk rating assignments, general loan accounting, and risk management. Attention to detail and ability to research and resolve issues as they arise is critical to the position as the individual will also work closely with the CCO and play a primary role in the bank's Credit Risk Management process. The position requires a demonstrated ability to work across multiple areas of the financial institution while providing competent, courteous, and professional customer service to external and internal customers. The successful individual in this position is one that thrives on high quality service, strong initiative using their accumulated knowledge and experience, problem solving, and an eagerness to adapt and develop new banking skills. ESSENTIAL FUNCTIONS AND RESPONSIBILITIES Leadership and Supervision - 30% * Creates an atmosphere within the organization that attains and maintains a high level of morale and embraces our Vision, Values, Mission, and Team Expectations while providing "best in class" customer service to internal and external clients. * Contributes to the development and implementation of annual department goals and individual goals. Credit Oversight - 30% * Partner with relationship managers/lenders to establish and maintain prudent risk appetite and facilitate growth within these parameters through deal vetting and prescreening. * Review, approve, decline, or recommend to appropriate higher authority, credit opportunities for new originations, renewals or modifications of existing loans. * Drive the pipeline with a focus on loan approvals, underwriting completion and moving deals through the closing process. * Ensure all credit delivery activities have been completed in a timely, efficient and prudent manner while facilitating an environment for the efficient delivery to customers of products and services that require credit exposure. * Provide leadership role modeling and disseminate the bank's credit culture and risk appetite. Credit Risk/Portfolio Management - 20% * Provide experienced oversight of portfolio to ensure that satisfactory loan quality is maintained as well as early identification of potential problem credits, communicating with CCO, working with Special Assets Officer as necessary to restructure the credit to minimize losses. * Portfolio Management duties will include monitoring a specialized portfolio of commercial loans risk rated of all ratings, perform analysis to determine the financial viability of the customer, develop and implement a strategy and plan for the collection of the loans. * Assists with the identification of potential problem loans, recommends risk rating changes, and assumes responsibility for loans newly identified as criticized and classified problems loans with the goal to upgrade the risk rating of the loan to performing. * SCO must possess the ability to recognize revenue opportunities in the portfolio and to follow through on routine requests for credit or other bank services. There are no incremental sales targets; however, must ensure retention of existing clients and that credit needs are met to the extent the bank is comfortable. Credit Support and Underwriting - 20% * Credit Support and Underwriting duties will include analyzing and spreading the customer's financial information, assessing the collateral, performing a delinquency review, performing industry comparisons, assessing the risk rating, and preparing the business, personal and global debt service coverage ability. In addition, written presentations will be prepared that detail the findings of the analysis. * Assists the CCO with monthly management and Board reporting activities including research of items that present anomalies to the portfolio. Ability to manage time accordingly to produce necessary and accurate reporting is a priority. * Work with the CCO on the ongoing CECL implementation process and to assist in the management of the ALLL during the transition and required parallel tracking period. Individual will be responsible for the data integrity management portion of the CECL adoption and implementation. Requirements EDUCATION & EXPERIENCE Required Education/Experience: * Bachelor's Degree in Business Administration, Finance, Accounting, or related field required; 10 additional years of commercial credit underwriting and analysis experience may be substituted for bachelor's degree. * 10+ years of commercial credit, financial statement analysis, portfolio management and customer service experience required * Responsibility in a leadership role in a prior financial institution * Significant experience in a Commercial Lending position operating in a $1B+ complex bank environment. * Experience lending in syndicated structures, managing credits with complex capital structures, and partnering with multiple commercial banking product areas to responsibly allocate capital across a credit relationship. * Strong administrative, communication/interpersonal and negotiation skills. * Demonstrated ability to exercise sound judgment and act independently in a dynamic environment. * Demonstrated ability to balance risk and return, promoting responsible expansion of credit relationships while leading stewardship of the Bank's balance sheet. * Experience structuring and pricing loan transactions to achieve organizational goals preferred. * Leading a team of Commercial Underwriters or Analysts in the banking industry CERTIFICATIONS * Completion of formal or in-house credit training required KNOWLEDGE, SKILLS, AND ABILITIES Required Knowledge & Skills: * Knowledge of Microsoft Office suite and other (credit analysis) systems and a hands-on working knowledge of a bank core system, e.g. FIS, FiServ, etc. Strong ability to manage multiple projects simultaneously. * Strong supervisory experience. * Uncompromised attention to detail and demonstrated eagerness to problem solve through research and application of experience/knowledge. * Experience with commercial, construction, and real estate loan underwriting, and broad understanding of the bank's balance sheet, e.g. ALLL. * Solid knowledge of and skills in personal computer operation, word processing and spreadsheet software. * Knowledge of related state and federal lending and compliance regulations and other bank lending policies. * Organized, detail oriented, ability to articulate matters over the phone or in person, capable of working independently, can plan, set priorities, meet deadlines and work with little supervision while performing most duties * Strong ability to interact pro-actively with all levels of the organization.

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start: One of the UK's newest unicorns with a team of just over 600 people Among the fastest-growing tech companies in the UK Profitable since 2017 Backed by top investors including Balderton Capital and Goldman Sachs Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting About the role We're looking for a Senior Credit Risk Analyst to join the US Cards Credit team (Zable) in Virginia. This is a new role where you'll have the opportunity to own early stage projects and drive meaningful impact collaborating with the data science, product, and engineering teams. Our core responsibilities Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending Optimize credit decisioning including who to lend to, limits to set, and rates to offer Stay ahead of economic trends, adapting strategies accordingly Develop and own models that forecast returns and drive investor reporting Define and refine credit strategies that align with evolving portfolio goals Discover data-driven insights using Python and SQL to address key business questions Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies Continuously monitor the effectiveness of credit strategies and identify areas for improvement What you'll need to succeed Daily coding experience, with Python and SQL Proven experience in credit risk strategy within finance, ideally within consumer lending Strategic thinking and ability to translate complex data into clear, actionable decisions Results-focused mindset balancing business and customer needs. Collaborative, growth mindset and willingness to challenge your own assumptions Strong sense of ownership and proactive problem-solving attitude Interview process Phone call with a recruiter Take-home coding exercise Onsite or Video Interviews: Discuss the exercise you completed Case study Meet the team Life at Lendable The opportunity to scale up one of the world's most successful fintech companies. Best-in-class compensation, including equity. You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas. Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday. We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London Check out our blog!

Bring your expertise to JP Morgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. As a Lead Credit Officer - Vice President in Middle Market Banking and Specialized Industry Credit Risk team, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. Additionally, you will work with family-owned businesses, financial sponsors and some publicly traded companies. You will be responsible for analyzing and structuring new financing solutions as well as ongoing portfolio management in support of a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations with execution on both a bilateral basis and in the syndicated finance market with a heavy emphasis on the latter. Additionally this Vice President position involves extensive interaction with clients, internal partners, legal counsel, and other lenders, etc. Additionally this role supports Middle Market Banking and Specialized Industries for the Mid-Atlantic region which covers companies generally between $20 million and $2 billion in revenues across a wide variety of industries including federal government contractors. Job Responsibilities Utilize excellent credit analysis and financial modeling skills to analyze and structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. Lead complex transactions including negotiations and legal documentation for bilateral and syndicated finance structures. Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving. Act with a sense of urgency and drive execution to meet both internal and client deadlines. Partner effectively to develop fulsome client relationships, including being looked to as an expert on Structuring and Credit Policy and will be viewed as the “go-to” person for credit by both internal partners and clients. Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems. Required qualifications, capabilities and skills BA/BS/BBA degree is required. Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures. At least five years' experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience Significant accounting and finance knowledge and superior financial modeling skills. Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills. Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills. Excellent organizational and project management skills; able to manage competing priorities under tight deadlines. Proven ability to collaborate and build strong partnerships. Intellectual curiosity with a proven ability to learn quickly. High degree of initiative, self-direction, and ability to work well under pressure. Preferred qualifications, capabilities and skills Experience with lending to sponsor-backed companies and/or experience lending to federal government services companies

Job Description Trustar Bank is a community bank conceived to meet the banking needs of businesses and individuals in the greater metropolitan Washington DC area. The Organizers of the Bank are experienced bankers, bank investors, and business professionals in the Bank's target market area. We are so proud to have just celebrated our 6th Anniversary and we are continuing to grow. Winners of the Washington Business Journals Best Places to Work five (5) years in a row, we want you to join this exciting, hard working team! “At Trustar, our mission is to be your partner for financial success, to provide a sound investment for our shareholders, and to support our local community.” “Our unique approach to financial services and our ‘can do' attitude sets us apart from our competition. At Trustar, our philosophy is to provide customized banking solutions and top-notch service that truly addresses your individual needs.” A viable market, sufficient capital, engaged leadership, and strong management are critical success factors for any financial institution. Service differentiates one bank from another. As a community bank, Trustar Bank‘s strategy is to be a personalized alternative to larger, super-regional financial institutions that increasingly dominate the Bank's primary market. Our mission statement emphasizes personal service, responsiveness, and a willingness to tailor products and services to meet the needs of our customers. Trustar Bank is currently seeking an experienced Credit Analyst that will primarily be responsible for independently gathering and analyzing business and financial records and other information and documents necessary to assess customer credit and risks in connection with primarily commercial loans. The analyst is also responsible for making determinations and recommendations on commercial credit decisions, credit risk, and loan approvals for loans. The analyst will follow all established policies and procedures for the Bank. Summary of Job Duties: Participate in pre-credit discussions, analyze and assist in responding to initial credit requests. Develop and perform information needs assessment and identify all documents and information necessary to conduct a thorough credit and risk review and analysis. Underwriting: Review and analyze financial statements, tax returns, and other necessary business records, prepare projections, and perform sensitivity analyses. Credit Decision: Conduct Credit, financial and industry analysis. Structure loans or review and/or recommend structure, terms and pricing for primarily commercial loans. Identify and evaluate risks and mitigates and make determination and recommendation of credit risk grade. Monitor borrowing base/covenant compliance and approve advance requests on Line of Credit. Partner with Loan officers to ensure that loan documentation and financial information is properly maintained and collected from customers. Order and review property appraisals to properly evaluate collateral value for transactions under consideration. Perform other duties as assigned. Requirements include: Bachelor's Degree in business administration, finance, or related field Minimum two to five (2-5) years of experience in both commercial and real estate credit analysis Thorough understanding of financial accounting, loan structuring, legal, compliance and market risk related issues involved in the approval of credit. Interpersonal skills An ability to prioritize multiple tasks An ability to work independently Excellent written and verbal communication skills Proficiency in MS Office (Word and Excel) Trustar Bank has grown rapidly since it's start in 2019. With an all-star team and fast-paced environment, this is an exciting opportunity to join the Credit and Lending Team. We also provide an outstanding benefits package to include a NO Deductible health care plan, a strong 401(k) with discretionary company match, LifeLock premier for all employees, and a generous PTO plan. We are an equal opportunity employer. Please note this is an in office position and a professional environment.

Dexis Consulting Group (Dexis) requires the support of a Senior Credit Risk Analyst to engage in complex credit risk assessment and transaction structuring for US government projects. A Senior Credit Risk Analyst will support Dexis' projects with the US Government agencies, mobilizing and facilitating American private capital and skills in the economic and social development of emerging market economies. Assignments will be across various sectors, including energy, healthcare, critical infrastructure, and technology, while also providing financing to create jobs in emerging international markets. Responsibilities * Gather and review due diligence documents from clients, providing feedback to origination officers. * Conduct credit and borrower analysis to prepare credit paper drafts. * Collaborate with government Investment Officers to prepare credit policy for submission to the credit committee. * Defend prepared policy at the credit committee meeting, investment committee, and board meeting if applicable. * Assist or lead in the preparation of financing approval papers, ensuring proper formatting of data. * Travel to support transactions as necessary. * Conduct country and sector-specific research. * Research and summarize the economic and political environment in foreign countries where proposed projects are located. * Research and summarize the industrial sector relevant to the proposed projects. * Conduct research and writing of Market Assessments. * Prepare Country Due Diligence briefing materials for the project team's overseas trips. Qualifications * A Bachelor's degree in a related field with a minimum of 3-6 years of experience performing comparable duties * Ability to obtain a Public Trust Clearance. * The Senior Credit Risk Analyst shall engage in complex credit risk assessment and transaction structuring, requiring a high level of expertise and judgment. * Experience conducting credit review, analysis, and processing. * Experience in structuring guarantees and transactions aligned with strategic development priorities. * Experience assessing credit risk and other facets of risk for transactions, deploying partial credit guarantees and other tools in various sectors * Experience evaluating financial markets and private business development, and identifying business opportunities in targeted regions * Experience preparing and presenting screening memos, credit papers, and investment proposals to relevant committees. * Proven expertise in providing training to Investment Officers on credit risk, credit methods, and templates. Anticipated Deliverables: * Credit Papers, * Number Spreads * Financial Models * Market Analyses * Credit Risk Assessment Compensation for this Role: $70/hr

About NCRC The National Community Reinvestment Coalition is a network of organizations and individuals dedicated to creating a nation that not only promises but delivers opportunities for all Americans to build wealth and live well. We work with community leaders, policymakers and institutions to advance solutions and build the will to solve America's persistent racial and socio-economic wealth, income and opportunity divides, and to make a Just Economy a national priority and a local reality. This vision is the foundation of the Just Economy Pledge. NCRC's unique mix of research, investigations, investments, media, grant-making, training, advocacy, litigation, lending, convening and facilitation strengthens communities of historic disinvestment, expands economic mobility, holds public and private institutions accountable for their impacts, and informs local and national leaders, policymakers and the private sector. Established in 2007 and certified by the U.S. Treasury as a Community Development Financial Institution (CDFI) in 2012, NCRC Community Development Fund (NCRC CDF) is a 501(c)3 whose mission is to help bridge the racial wealth divide in America's underserved communities. NCRC CDF is a subsidiary of the National Community Reinvestment Coalition (NCRC). NCRC CDF invests in affordable housing development and provides access to capital and business support services nationwide. We leverage our cultural competencies in support of small business sustainability and access to affordable housing across the country with an emphasis on Black, Latino, and low-income communities. Position Overview NCRC CDF is seeking an exceptional and detail-oriented Credit Analyst Specialist to manage and oversee a high volume of small business and affordable housing loans. The ideal candidate will be an adept multi-tasker, goal-driven, and highly focused on ensuring loans are serviced accurately and timely. This role requires close collaboration with financial professionals and clients to maintain the integrity of loan servicing, payment processing, and account updates. The Credit Analyst Specialist will also be responsible for analyzing loans, preparing credit analysis for the loan committee, and conducting annual credit reviews. They will write credit memos and summaries with recommendations for loan officers. Additionally, the manager will track, analyze, and manage non-performing, underperforming, and delinquent loans, ensuring delinquency rates stay within policy standards. Location This position is based in Washington, DC near McPherson Square Metro as part of a hybrid environment with Tuesdays, Thursdays, and sometimes Wednesdays in the office. Responsibilities Loan Management: Set up and maintain files for small business and affordable housing loans Payment Processing: Ensure timely and accurate processing of loan payments Account Monitoring: Update insurance coverage, and account statuses, and track loan performance Customer Service: Address borrower inquiries, resolve servicing issues, and provide account-related information Credit Analysis & Reporting: Perform loan analysis, prepare credit reports, and present findings to the loan committee Annual Loan Reviews: Conduct annual credit reviews and prepare memos with recommendations for loan officers Client Relationship Management & Customer Service: Maintain strong client relationships by providing exceptional customer service throughout the loan process. Financial Analysis & Loan Structuring: Spread financial information, calculate and analyze financial ratios, assist in loan structuring, and contribute to loan approval, renewal, and annual review documentation Credit Risk Assessment & Compliance: Research and assess credit risk by evaluating credit history, analyzing credit data, recommending loan ratings, approving or denying loan modification requests, and ensuring adherence to loan policies Collateral Inspections & Appraisals: Conduct collateral inspections, evaluations, and reviews of appraisals to ensure compliance with required standards Tracking & Documentation: Oversee the tracking and timely request of necessary customer financial reporting documents to ensure ongoing loan monitoring Reporting & Compliance Monitoring: Prepare and submit monthly/quarterly reports and monitor compliance with loan covenants, identifying non-compliance and recommending corrective actions as needed Credit Analysis & Risk Rating Recommendations: Perform detailed analyses of new credit requests, credit change requests, renewals, and annual relationship reviews. Recommend risk rating adjustments based on thorough credit assessments Credit Analysis & Service Delivery: Provide comprehensive and actionable credit analysis, ensuring efficient and timely service to loan officers and stakeholders Risk Identification & Reporting: Report to the Risk Manager any findings that may adversely affect loan collateral or a borrower's ability to repay the loan, submitting required reports as necessary Policy Adherence & Exception Reporting: Maintain up-to-date knowledge of lending policies and procedures, identifying and reporting any exceptions to policy File Review & Quality Control: Ensure all credit files are complete, identify any documentation deficiencies, and collaborate with loan officers and credit administration to resolve issues promptly Qualifications 3-5 years of loan servicing and portfolio management experience Experience with financial spreading tools Knowledge, Skills, and Attributes Strong ability to understand and analyze financial data, including Balance Sheets, Income Statements, Cash Flow Statements, Financial Ratios, etc., and apply these skills effectively within the loan underwriting process Highly organized, efficient, and capable of working independently with attention to detail to generate accurate reports Applied knowledge of loan servicing and portfolio management, including an understanding of industry best practices and fundamentals Strong grasp of basic financial principles and processes Knowledge of federal, state, and local regulatory requirements governing loan servicing and underwriting Ability to handle confidential information with integrity and professionalism Exceptional analytical skills with a keen eye for detail Excellent communication, negotiation, and interpersonal skills, with the ability to interact effectively with internal and external stakeholders Capacity to multitask and perform under pressure to meet tight deadlines Proficient in Microsoft Office Suite (Word, Excel, PowerPoint) with advanced expertise, and familiarity with additional software tools How to Apply Interested applicants may submit their cover letter and resume online at ************************** No phone calls/emails, please. NCRC IS AN EQUAL-OPPORTUNITY EMPLOYER. EEO/AA M/F/D/V

John Marshall Bank is looking for an experienced Credit Analyst to join our Credit Underwriting team in our Reston Headquarters. In this role you will: Oversee the review of financial, collateral, and other related documentation used to evaluate commercial loan requests to approve or deny applications for credit. Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk rating system, ensures effective evaluation and administration of collateral. Be responsible for the completion of financial spreads and analysis; credit approval and memo review for loan presentations in conjunction with Commercial Bankers, all in an independent and objective manner. Maintain a continuing and informative record of data from which lending officers may make fully informed loan decisions. Spread and analyze, historical and projected financial statements, tax returns, and other pertinent financial information to determine overall financial performance, condition, and creditworthiness of Borrower and other obligors. Review credit files for documentation and exceptions. Submit periodic exception reports. Engage in effective and timely communication regarding credit considerations and issues with Credit Administration and Commercial Bankers. In addition to handling the normal flow of transactions, may also be assigned to handle complex transactions. Requirements Required: At least 2 years experience in commercial credit analysis, underwriting, and/or a formal credit training program Bachelor's Degree in accounting or finance or related field from an accredited four-year college or university Sound credit and analytical skills Solid understanding of balance sheets, income, and cash flow statements Proficiency with Microsoft Suite including Word and Excel Preferred: Ability to learn internal bank systems and additional software applications Advanced knowledge of commercial real estate, commercial and industrial, general business, asset-based, and real estate construction loans within respective economic market areas Strong combination of interpersonal communication skills, analytical and decision-making skills, with the ability to make recommendations and offer solutions John Marshall Bank is an Equal Opportunity Employer At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes: Medical Dental 401K Retirement Plan w/ an Employer Match (4% match on 5% contributions - this is highly competitive compared to other organizations) Vision Employee Assistance Program Flexible Spending Transit Reimbursement Dependent Day Care Long Term Care Paid Time Off Life and Disability Coverage At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position .

BANC OF CALIFORNIA AND YOUR CAREER Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the “bank”). Banc of California is one of the nation's premier relationship-based business banks focused on providing banking and treasury management services to small, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services, with full-service branches throughout California and Denver, Colorado, as well as full-stack payment processing solutions through BancEdge. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more. At Banc of California, our success is driven by our people, and we take pride in fostering an environment where everyone can reach their full potential. We embrace a culture of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members have an opportunity to make an impact and play an important role in the future of Banc of California. Our core values - Entrepreneurialism, Operational Excellence, and Superior Analytics - empower us in creating a dynamic and inclusive workplace. We are committed to supporting your growth and well-being with comprehensive benefits, career development programs, a variety of employee resource groups, and more. TOGETHER WE WIN THE OPPORTUNITY Assists in Various Underwriting / Auditing Capabilities Under the Supervision of Experienced Staff. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates. HOW YOU'LL MAKE A DIFFERENCE May assist in Scope & Planning Calls.May assist in Preparation of Request Lists - New Deal or recurring Transactions. Assist in on site, or remote, audits of existing or new borrowers. Ability to Travel 15% to 25%. Responsible for Adequate Documentation of Diligence Procedures. May Assist in the Report Narratives. Various desktop analytical work on existing borrowers. Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type. Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. Performs other duties and projects as assigned WHAT YOU'LL BRING Accounting Degree Preferred: CPA / MBA or Pursuing Public Accounting and/or Underwriting Experience from Bank/Finance Company Skilled in Excel and MS Word 2 - 4 years' experience. High School diploma or equivalent required HOW WE'LL SUPPORT YOU Financial Security: You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting. Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off. Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more. SALARY RANGE The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.

Farmer Mac is looking to hire a driven, analytical, industry-focused and personable individual for a Credit Analyst position on its renewable energy infrastructure portfolio management team. The position will support Farmer Mac's Infrastructure Finance team. Team Summary Farmer Mac's Infrastructure Finance team is a fast-paced, knowledgeable, mission-oriented team lending to organizations that finance renewable energy project finance transactions, power and utility entities and broadband companies, in addition to providing wholesale lending to a select group of financial institutions. Infrastructure Finance has delivered significant growth and is a crucial business in the execution of Farmer Mac's strategic plan. The segment's focus is on deepening existing client relationships, developing new customer relationships, and diversifying the products offered to clients. Position Summary The Credit Analyst role will be responsible for supporting Farmer Mac's existing portfolio of complex renewable energy project finance loans to finance independent power projects, including loans to projects that are under construction or those that are operational, and construction bridge loans that monetize tax credits. Credit Analyst will interact and coordinate closely with other members of the Infrastructure Finance team, which includes Credit Underwriting teams, Relationship Managers, and Portfolio Strategy & Analytics within our Renewable Energy, Broadband Infrastructure, and Power & Utilities business segments. Responsibilities include, but are not limited to, preparing and managing loan modification/consents/amendment requests, performing ongoing risk rating assessments and required reviews, loan refinancing transactions, legal document review, coordinating with loan operations on reviewing and processing borrowing and disbursement requests, interfacing with internal stakeholders, including Underwriting, Credit, Capital Markets, and Loan Operations. Additionally, this role will support underwriting of new loans, preparation of credit memos, performing and managing due diligence activities, industry and market analysis, preparing and/or reviewing complex cash flow project finance models, closing activities, and assist in the execution of loan purchases. This role is expected to immediately contribute towards accelerating growth within Farmer Mac's Infrastructure Finance business and significantly contribute to Farmer Mac's strategic objectives and initiatives. Suitable candidates must be proactive self-starters, have the ability to work and complete various deals at multiple stages of development, work with minimal supervision and be active and efficient communicators, both written and oral. Who You Will Work With The Infrastructure Finance Credit Analyst will be an integral part of the Infrastructure Finance team, reporting directly to the Portfolio Management Specialist - Infrastructure Finance and will have regular ongoing interactions with the Underwriters, Managing Directors within Infrastructure Finance, Capital Markets, Transaction Management, and internal and external advisors and legal counsel. Where You Wil Work The position can be based in Farmer Mac's Washington, DC or Johnston, IA, locations or remote. Farmer Mac embraces a Presence with Purpose work environment, which allows for flexibility of work location while providing the opportunity for teams to come together in the office with purpose. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. Primary Responsibilities and Duties * Support Infrastructure Finance loan performances and collaborate with key internal stakeholders, including Credit, Underwriters, and Relationship Managers. * Collaborate with the Portfolio Strategy & Analytics and the Credit team to support strategic credit assessments of the portfolio, ensuring alignment with business strategies and performance goals as outlined in Farmer Mac's business plan. * Work closely with Portfolio Strategy & Analytics to: * Prepare and manage loan modification/consents/waivers/amendment requests, term conversion, legal document reviews, * Coordinate with Loan Operations on reviewing and processing of borrowing and disbursement requests, * Gather appropriate project information and documents for due diligence and provide support to credit underwriters, as necessary, * Assist in creating management reports that include quarterly monitoring of portfolio deals as well as portfolio trends and statistics. * Gather and assess industry information to understand macro impacts on the portfolio and individual transactions. * Interact closely with Underwriting to support loan acquisitions in alignment with Farmer Mac policy and standards. * Support risk rating assessment and ongoing management of loan portfolio and required reviews. * Assist in underwriting analysis and credit approval memos when necessary. * Work closely with the Managing Director of Renewable Energy in the development of policies and procedures that drive efficiencies across the business. * Assist and support the ongoing development of loan administrative, operations and closing functions, and the implementation of infrastructure projects. * Represent Farm Mac at industry conferences and individual lender visits. * Support organization wide initiatives and processes to improve efficiency, productivity, sourcing and credit quality. Professional Experience/Qualifications * Bachelor's degree in accounting, finance, business administration, economics, engineering or related field. * Fundamental understanding of finance and accounting, particularly energy finance, public accounting, banking, or related experience. * Self-starter mentality with high intellectual curiosity. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. Salary is competitive. The typical starting salary range for this position is between $60,000-$90,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.

JobID: 210676783 JobSchedule: Full time JobShift: Day : Bring your expertise to JP Morgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. As a Lead Credit Officer - Vice President in Middle Market Banking and Specialized Industry Credit Risk team, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. Additionally, you will work with family-owned businesses, financial sponsors and some publicly traded companies. You will be responsible for analyzing and structuring new financing solutions as well as ongoing portfolio management in support of a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations with execution on both a bilateral basis and in the syndicated finance market with a heavy emphasis on the latter. Additionally this Vice President position involves extensive interaction with clients, internal partners, legal counsel, and other lenders, etc. Additionally this role supports Middle Market Banking and Specialized Industries for the Mid-Atlantic region which covers companies generally between $20 million and $2 billion in revenues across a wide variety of industries including federal government contractors. Job Responsibilities * Utilize excellent credit analysis and financial modeling skills to analyze and structure new transactions and work independently on the assigned credit portfolio. * Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. * Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. * Lead complex transactions including negotiations and legal documentation for bilateral and syndicated finance structures. * Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving. * Act with a sense of urgency and drive execution to meet both internal and client deadlines. * Partner effectively to develop fulsome client relationships, including being looked to as an expert on Structuring and Credit Policy and will be viewed as the "go-to" person for credit by both internal partners and clients. * Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. * Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems. Required qualifications, capabilities and skills * BA/BS/BBA degree is required. * Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures. * At least five years' experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience * Significant accounting and finance knowledge and superior financial modeling skills. * Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills. * Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills. * Excellent organizational and project management skills; able to manage competing priorities under tight deadlines. * Proven ability to collaborate and build strong partnerships. * Intellectual curiosity with a proven ability to learn quickly. * High degree of initiative, self-direction, and ability to work well under pressure. Preferred qualifications, capabilities and skills * Experience with lending to sponsor-backed companies and/or experience lending to federal government services companies