Credit analyst jobs in College Station, TX - 811 jobs

The Cybersecurity Analyst is responsible for monitoring, documenting, and supporting the cybersecurity posture of client's IT and OT environments. This role focuses on reviewing and analyzing security alerts, identifying vulnerabilities, maintaining cybersecurity configurations, and escalating potential threats or incidents to senior team members. The analyst leverages data from multiple cyber defense tools (e.g., SIEM, IDS/IPS, firewalls, network traffic logs) to detect, analyze, and mitigate cybersecurity threats across corporate and operational technology networks. Essential Duties & Responsibilities Monitor, detect, identify, and alert on potential cyberattacks, intrusions, anomalous activity, and misuse events Analyze alerts and logs to distinguish malicious activity from normal system behavior Support protection of corporate and operational networks through continuous monitoring and analysis Analyze logs, packets, and security messages from various systems and applications Identify cyber threat tactics, techniques, and methods (TTPs) Identify, document, and help remediate gaps in the organization's cybersecurity posture Test systems for vulnerabilities and support vulnerability management initiatives Document and escalate incidents in accordance with established procedures Respond to urgent cybersecurity events and incidents, including after-hours support as needed Review incidents to determine root cause and operational impact Monitor external threats and hostile content directed toward organizational or partner interests Recommend procedural improvements to support strong cyber hygiene Prepare threat briefings, situational updates, and threat activity reports Track and report on adversarial activity across enterprise environments Environment & Technical Focus Corporate IT network supporting internet access, routing, security policies, and user access Operational Technology (OT) environments supporting building systems such as: HVAC, lighting, and electrical systems Access control and CCTV Building automation and scheduling systems Medium-sized, distributed campus environment with fiber-optic infrastructure Multiple building environments, each operating as an isolated network within a single domain Exposure to log collection, remote troubleshooting, and system monitoring across both IT and OT systems Education & Required Experience Associate's or Bachelor's degree in business, technology, or a related field preferred 3-5 years of experience in IT security or cybersecurity Experience with SIEM platforms, IDS, and IPS technologies Experience working with logs, network packets, and security event data Basic scripting skills (Python, PowerShell, Bash) Experience with vulnerability management and testing Experience with network packet analysis Experience with log analysis and log management Experience with cloud security management interfaces Experience with enterprise authentication systems (e.g., Active Directory, IAM platforms) Incident handling and response experience preferred Working knowledge of: Core cybersecurity concepts (CIA triad, encryption, risk management) Networking protocols and traffic flow Cybersecurity threats, vulnerabilities, and threat hunting Cybersecurity laws and regulations Familiarity with security frameworks such as NIST and MITRE ATT&CK preferred Understanding of differences between IT and OT network environments Experience working on project teams; project management exposure preferred Intermediate understanding of threat intelligence research and methodologies Familiarity with adversarial TTPs

Title: Land Analyst Duration: Richmond, TX 77407 Duration: Permanent/Direct Hire Salary: $70,000-$80,000 Bonus Eligible: Yes Must Haves: Associates Degree or Bachelor's Degree 1+ years of industry experience doing land acquisition or entitlements or development Strong communication Proficient in Excel (Pivot Tables, Vlookups, etc.) Strong financial terminology (Cash flow, Balance sheets) Plusses: Experience as a financial analyst, data analyst, accounting analyst Day to Day: Develop relationships with landowners, developers, and market influencers. Prepare and present land acquisition packages for review and approval. Conduct financial market analysis to support acquisition decisions. Pull and evaluate market data to identify trends and opportunities. Utilize advanced Excel and computer skills for data modeling and reporting. Schedule and manage submission of required documents for contracts. Ensure compliance with deadlines and project timelines. Coordinate with internal teams and external stakeholders to keep projects on track.

Product Analyst US Power Houston / Hybrid (1 day a week min, more if preferred) NB - Please only apply to this job if you have knowledge and genuine interest in the energy and financial sector. A strong understanding of US power market fundamentals is mandatory. The client and bigger picture Our client is a world leader in global energy and environmental intelligence, providing a high-quality platform that generates actionable insights for financial institutions. The business fuses and creates data sets derived from satellite imagery and multiple sources to help clients anticipate market moves in a volatile market. The US represents a major growth opportunity, and the business is strategically focused on serving hedge funds and commodity traders. With electricity becoming the "new oil," this role offers a chance to be instrumental in capturing market value and building the US growth engine. You will join a dynamic local team, work under the leadership of the US Senior Product Manager and work with a highly skilled global product and analyst team. About you With 3+ years of relevant industry experience, you are seeking a role that is highly client and market-facing. You may currently be working at a data provider, utility company, or trading house. You are attracted to a fast-moving, scale-up environment where self-starters thrive. You are quantitatively inclined and comfortable with data analysis (strong Excel, or some SQL or Python is a bonus). Your background must include a strong understanding of US power market fundamentals, specifically regarding supply and demand, grid interconnection, and capacity forecasts. An interest in how products are built and developed is essential. Role and Responsibilities This role will see you partner closely with the commercial and product teams, acting as an expert voice so the business can drive revenue growth and position the platform as the go-to data partner for US power market players. Act as a thought partner to clients and prospects, helping them connect insights to market moves and investment opportunities in the power sector. Work hand-in-hand with the sales team to showcase data value through impactful content, demos of the platform, and discussions. Analyze trends across US power markets-specifically solar, battery storage, and data canters-using the platform's unique geospatial and AI data. Act as the voice of the market internally, gathering customer feedback to suggest new features and prioritize the product roadmap. Produce compelling content, including market commentary and reports, that showcases the product's edge and drives market engagement.

: RREAF Holdings LLC (“RREAF”) is a privately held, vertically integrated commercial real estate company based in Dallas, Texas, with roots that go back 37 years in the industry. RREAF focuses its portfolio of commercial real estate projects and development under five main divisions catering primarily to middle America with its programmatic value-add multifamily acquisitions, opportunistic hospitality and resort acquisitions, core ground-up development, large and highly amenitized master planned developments, acquisition / re- development of RV Resort Communities, Student Housing, and its ground-up extended stay hospitality development division. RREAF and its subsidiary companies employ over 450 people directly and many thousand indirectly, mainly across the Sun Belt region, handling a wide range of commercial real estate investment matters, including in-house underwriting, due diligence, capital markets, acquisition, asset management, property management, construction management, project development, accounting, and legal support. RREAF and its debt and equity partners have built a diversified portfolio in its core competencies in excess of $4.5 billion in assets under management, across 16 states. RREAF's “opportunistic” beach-front hospitality and resort redevelopment platform was launched in 2012, with a focus on acquiring and operating hotel assets in strong beach front markets in the Southern Gulf Coast regions of Florida and along the Southern Atlantic Coast. Since then, RREAF has created its own “flagged brand” of “Beachside Resorts,” which has strategically expanded its reach locations in Panama City Beach, Pensacola Beach, and Cocoa Beach markets in Florida, while continuing it search for other targeted assets along the Southern Atlantic Coast. Position Overview: RREAF Holdings is seeking a Hospitality Analyst to support its Hospitality division through Excel-based financial modeling, reporting, and analysis. This role focuses on analyzing property-level financial data, maintaining underwriting and waterfall models, and incorporating monthly operating results into financial management workbooks used by Asset Managers to track performance and evaluate exit scenarios. The Analyst will assist with underwriting for development, acquisition, and recapitalization efforts, as well as support operational reporting, annual budgeting, and quarterly investor reporting. Responsibilities also include maintaining departmental trackers and databases that feed Power BI dashboards, ensuring data accuracy and consistency. A strong foundation in commercial real estate investment concepts is required. Key Responsibilities: Produce and maintain analytics supporting the daily Asset Management function of the Hospitality division. Produce and maintain disposition waterfalls for properties or portfolios with the ability to run multiple exit or refinancing scenarios for C-Suite and Asset Management. Update data in financial management workbooks on a monthly basis to provide advisory and in-depth analysis to Hospitality Asset Managers regarding any abnormalities from prior months as well as discrepancies from proforma numbers and budgets. 2Build new financial management workbooks as new assets are acquired or constructed. Assist Hospitality team with investor reporting. Perform ad hoc modeling tasks including underwriting new acquisitions and ground- up development, asset valuation creating financial workbooks and trackers, etc. Experience: 2-3 years of relevant work experience in finance and/or real estate is required Bachelor's degree in finance, accounting, or commercial real estate required Strong understanding of real estate finance concepts, including IRR, equity multiple, and return waterfalls Prior experience in the hospitality industry strongly preferred Proficiency in Microsoft Excel Attention to detail and a strong desire to produce high quality work product Ability to manage multiple tasks at one time, and still provide accurate computations and neat work product Strong problem-solving and analytical skills Effective oral and written communication skills

Water Utility Financial Analyst/Consultant NewGen Strategies & Solutions is a management consulting firm with offices nationwide. We specialize in three core practices, Energy, Water, and Solid Waste, providing strategic insight and practical solutions to help our clients achieve their goals. Our vision is to be the consulting company that makes a difference for our clients, our employees, and our communities. Guided by our core values, make an impact, foster innovation, expect quality, cultivate community, and be a trusted advisor, we are committed to excellence in everything we do. At NewGen, our employees are our greatest asset, and every team member-at every level-has a voice. The Financial Analyst/Consultant role in the Water Practice is an entry-level position with opportunity for advancement. We're looking for SOLVERS-people who approach challenges with curiosity and enjoy solving complex problems, much like tackling puzzles. In this role, you'll work directly with industry experts to build your skills while supporting water utility clients across the country. Key Roles Develop financial models in Microsoft Excel to help utilities forecast their costs, revenues, and performance indicators Analyze large data sets (including financial, demographic, and billing/consumption data) to inform the development of financial models Create understandable data visualizations using charts and user-friendly dashboards Clearly communicate results to clients in written reports and PowerPoint presentations Carry out quantitative and qualitative research (e.g., benchmarking utility bills) to inform decision making Develop subject matter expertise in water infrastructure while also providing analytical support to colleagues in our energy and solid waste practices Required Qualifications Undergraduate degree or higher in Finance, Economics, Accounting, Business Administration, Data Analytics, or another quantitative field 1 to 3 years of experience in a finance- or data-related role Strong working knowledge of Microsoft Excel Familiarity with fundamental financial concepts (such as inflation, depreciation, discount rates, operating costs, capital planning, debt service coverage, etc.) Basic knowledge of Microsoft Word and PowerPoint Preferred Qualifications Experience with advanced Excel features such as VBA, Power Query, Power Pivot, and Power BI Experience in the utilities industry Knowledge of programming languages for data analysis, such as Python, R, or SQL Qualities At NewGen, we're looking for SOLVERS, people who approach challenges with curiosity and thrive on solving complex problems. A SOLVER is: Structured - organized, methodical, and grounded in sound reasoning Ownership-driven - takes initiative and accountability for outcomes Logical - approaches problems with clear, evidence-based thinking Versatile - adapts quickly to changing needs, roles, and client priorities Elevating - lifts others through collaboration and positive influence Resourceful - finds creative, effective solutions even with limited information Additional qualities include: Passion for and proficiency in Microsoft Excel (you will spend most of your day in spreadsheets!) Exceptional attention to detail Excellent written and verbal communication skills Highly organized, with the ability to self-manage multiple priorities and deadlines Ability to transform, combine, analyze, and summarize large (and often messy) data sets What We Offer Join our team of experts dedicated to making a positive impact on our clients' water consumption and costs. We offer a competitive compensation package, benefits, and opportunities for professional growth in a supportive and collaborative work environment. Base compensation of $65,000 - $75,000. The range provided is NewGen's reasonable estimate of the base compensation for these roles. The actual amount may be higher or lower, based on non-discriminatory factors such as location, experience, knowledge, skills, and abilities. Annual bonuses of 8%, contingent on personal and company performance 401K plan with matching contributions Medical and dental insurance Paid vacations and holidays Paid maternity and paternity leave Meaningful opportunity for career progression within the organization Flexible work schedules (while being mindful of client deadlines) Ongoing training Office snacks and occasional group lunches and team-building activities Additional Information Location: Richardson, TX. In-person with the option to work from home two days per week. Employee Type: Full-time. Exempt. Some overtime and travel will be required. Legally Authorized to Work in United States: To qualify, applicants must be legally authorized to work in the United States, and should not require, now or in the future, sponsorship for employment visa status. NewGen is an equal opportunity employer and complies with all federal, state, and local fair employment practices laws. NewGen strictly prohibits and does not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, gender identity, sexual orientation, marital status, sex (including pregnancy), age, disability, past, current, or prospective service in the uniformed services, or any other characteristic protected under applicable federal, state, or local law.

The Credit Monitoring Analyst II supports the commercial credit monitoring and portfolio management for the Bank through the review and analysis of borrower and guarantor financial information, testing of financial covenants, and post-closing loan review to ensure alignment between loan approval, documentation, and tracking system. Duties & Responsibilities * Maintain in-depth knowledge of Credit Monitoring and industry best practices. * Review financial spreads, financial indicator covenants, borrowing base reviews, post-closing reviews and other assigned job functions, for accuracy and completeness. * Provide input and recommendations on new and existing workflow processes, policies, and procedures involving the Credit Monitoring Team. * Work independently the majority of the time and complete work with little supervision. * Serve as Credit Monitoring subject matter expert and on the Bank's financial tracking system (nCino) to include any upgrades, training, or new resources. * Provide accurate and consistent loan portfolio management and monitoring of our commercial loan portfolio. * Make independent recommendations regarding credit risk supported by comprehensive ongoing risk analysis. * Analyze Borrowing Base Certificates, accounts receivable aging, inventory listings, liquidity, and collateral positions. * Review financial reporting to ensure accuracy and maintain internal tracking for all commercial clients. * Mentorship of less experienced Credit Monitoring Analysts. * Comply with all credit administration policies and procedures. * Prepare ad hoc reports as requested. * Complete Moody's Credit Modules, as assigned. * Maintain the highest level of confidentiality of all information. * Provide extraordinary service while complying with all Bank policies and procedures. * Adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices. * Reliable and predictable attendance; both onsite and remote. Education & Experience Knowledge of: * Strong oral, written and interpersonal communication skills * Intermediate understanding of credit analysis and financial statements. * Full understanding of balance sheets, income statements and cash flow statements * Full understanding of loan and collateral documents, including attorney prepared documentation * Strong problem solving and analytical skills Ability to: * Read and comprehends credit write-ups and loan documentation * Prioritize workflow, multi-task and work independently * Perform duties under frequent time pressures with high degree of accuracy and attention to detail Education and Training: * Requires bachelor's degree in Finance, accounting or business * Minimum 2 years of experience with credit loan documents and credit monitoring experience in the financial services industry. * Experience in nCino and Jack Henry preferred, but not required Requires knowledge of Microsoft Office Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $68,000.00 - 75,000.00 /year) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

Tolleson Private Bank is seeking a motivated Summer Intern to join our Bank Division for Summer 2026. This role is designed to provide broad exposure to the operations of a private bank, with a focus on supporting the Credit Team and gaining hands-on experience across multiple banking functions. The intern will contribute to meaningful projects that directly impact our clients and business. Key Responsibilities: Assist the Credit Team with back-office tasks, including financial statement spreads, annual credit reviews, and portfolio monitoring Support documentation and data management for loan files and client records Participate in cross-functional projects to gain exposure to areas such as lending, operations, compliance, and client service Shadow team members to learn about TPB's approach to serving clients and managing risk Prepare reports and presentations for internal meetings Contribute to process improvement initiatives and special projects as assigned Learning Objectives: Develop a foundational understanding of private banking operations and credit analysis Gain insight into how TPB delivers exceptional client service Build professional skills in teamwork, communication, and problem-solving Experience the collaborative culture of Tolleson Private Bank Qualifications: Must be an active Sophomore or Junior college student working towards a Bachelor's degree in Finance, Accounting, Business, Economics, or related field Graduation date on or before May 2028 Minimum GPA of 3.3 (overall) Strong analytical and organizational skills Excellent written and verbal communication Proficiency in Microsoft Office (Excel, Word, PowerPoint) Interest in private banking, credit, and client service Ability to work independently and as part of a team Must consent to and have favorable consumer report and background check NO AGENCIES PLEASE No calls or agencies please. Any Employment Agency, person or entity that submits an unsolicited resume to this site does so with the understanding that the applicant's resume will become property of Tolleson Wealth Management and that Tolleson Wealth Management will have the right to hire that applicant at its discretion and without any fee owed to the submitting Employment Agency, person or entity. Employment Agencies that have entered into agreements with Tolleson Wealth Management must submit applicants in accordance with the terms of the applicable agreements in order to be eligible for payment of placement fees. Tolleson Wealth Management is an Equal Opportunity Employer

Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us. Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals by performing the following duties. Word Essential Duties and Responsibilities include the following. Conduct thorough analysis of financial statements and assessment of credit requests on complex commercial credit relationships of $2,500,000 and greater. Keep up to date with the company's lending protocols. Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision and a working knowledge of accounting principles and financial techniques. Research skills Strong problem-solving, mathematical and analytical skills Excellent written and verbal communication skills Ability to maintain confidentiality Proficiency with computers and computer software, like programs that aid in statistical and financial calculations Proficiency with financial reports and statements Strong attention to detail and ability to notice discrepancies in data Impeccable understanding of financial statements, ratios, and concepts The ideal candidate should be self-motivated, be a team player and have a strong work ethic. Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater. Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater. Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed. Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed. Identifies policy, collateral, and missing document exceptions. Identifies strengths and weaknesses of the relationship. Researches and summarizes industry information for potential and existing customers. Runs credit bureaus and background checks for potential and existing commercial customers and guarantors to evaluate for potential credit worthiness and/or fraud. Spreads financial statements and tax returns for potential and existing commercial customers and guarantors. Supervisory Responsibilities This job has no supervisory responsibilities. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year college or university, Accounting or Finance degree preferred; minimum of three or more years of credit analysis experience; or equivalent combination of education and experience. Compliance Requirements Responsible for compliance under the requirements of the BSA, AML, OFAC and CIP related policies as well as adherence to the bank's procedures to fulfill the requirements of the regulations. Must report any unusual or suspicious activity involving customers or fellow employees to the BSA Department. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee is frequently required to walk and use hands to finger, handle, or feel. The employee is occasionally required to stand; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. This reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion. Word Compensation Details We believe in competitive compensation. The minimum average base pay for this position based on market is: $70,686.00 Word The minimum base pay could be increased based on factors such as skills, education, or experience. The base pay listed does not include incentives, bonuses, or benefits. We also offer a generous benefits package (more information on benefits can be found here). Word Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights

Infrastructure Credit Analyst II - (WMBJP00002581) Houston, TX Experience level: Mid-senior Experience required: 6 Years Education level: Bachelors degree Job function: Accounting/Auditing Industry: Oil & Energy Total position: 1 Relocation assistance: No Visa sponsorship eligibility: No Client is open to Tulsa, OK location as well, if the candidate is very STRONG for infrastructure role Recruiter Note Looking for someone with experience in: Gathering and processing Storage Pipeline activity TOOLS: Paragon, Experion, S&PIq, Moodies Power BI is a strong preferred, would make the candidate stand out Job Summary The Credit Analyst II is responsible for daily operations, applicable projects, employee training, and reporting of the credit department which includes: new counterparty setups, credit limits on counterparties, contract reviews, customer inquiries, mentoring of teammates and monitoring of credit exposures. This role requires attention to detail and a strong understanding of accounting and finance principals. The ability to thrive in a team environment is a key to success! Your work will challenge you, and with our Core Values to guide you, youll quickly learn and grow with us. Responsibilities/Expectations: Coordinates review of credit terms within counterparty agreements and provides recommendations Issues letters of credit and guarantees according to company guidelines Develops positive relationships with internal/external counterparties Makes decisions regarding credit limits and resolves sophisticated credit problems within company guidelines May mentor others Produces reports on credit activities/operations on a daily, weekly, monthly, quarterly and annual basis Other duties as assigned Education/Years of Experience: Required: Bachelors degree business, finance or accounting and minimum of three (3) years working in an accounting/finance environment Preferred: A minimum of five (5) years oil and gas experience in an accounting/finance area Other Requirements: Demonstrates excellent organizational/interpersonal skills and safety as the utmost priority Proficiency in Microsoft Office Applications and PC skills Detailed understanding of finance and accounting principals, financial documents and ratio analysis

Experience Level: Mid-Senior Education Level: Bachelor's Degree Job Function: Accounting / Auditing Industry: Oil & EnergyVisa Sponsorship Eligibility: No The Infrastructure Credit Analyst II is responsible for the daily operations, projects, employee training, and reporting of the credit department, including new counterparty setups, credit limits, contract reviews, customer inquiries, mentoring teammates, and monitoring credit exposures. This role requires attention to detail and a strong understanding of accounting and finance principles. The ability to thrive in a team environment is essential. Key Responsibilities Coordinate review of credit terms within counterparty agreements and provide recommendations. Issue letters of credit and guarantees according to company guidelines. Develop and maintain positive relationships with internal and external counterparties. Make decisions regarding credit limits and resolve complex credit problems within company guidelines. Mentor junior team members. Produce reports on credit activities/operations on a daily, weekly, monthly, quarterly, and annual basis. Other duties as assigned. Required Qualifications Bachelor's degree in Business, Finance, or Accounting. Minimum of 6 years of experience in accounting/finance; preferably 5+ years in oil and gas or infrastructure-related finance. Demonstrated excellent organizational and interpersonal skills. Strong understanding of finance and accounting principles, financial documents, and ratio analysis. Proficiency in Microsoft Office applications and general PC skills. Preferred Skills & Tools Experience with storage, pipeline, and infrastructure activities. Familiarity with tools such as Paragon, Experion, S&PIq, and Moodies. Power BI proficiency is strongly preferred.

Credit Analyst II Summary: Prepares written in-depth credit analysis for Commercial and Industrial and Commercial Real Estate loans by underwriting the basics of commercial credit worthiness and identifying and analyzing sources of payment. Job Functions: Interprets financial data, financial condition and level of risk related to various types of borrowing entities and individuals including financial statement analysis, collateral evaluations, trend analysis ratio and industry analysis. Creates cash flow schedules based on personal and business tax returns and/or financial statements. Reviews and spreads financial statements and prepares comprehensive financial analysis on the creditworthiness of the borrower. Creates Pro-Forma analysis to assess the company's/individual's ability to repay current and proposal debt obligations based on the perceived level of risk determined in the analysis. Makes recommendations on approval or declination of loan requests. Provides commercial loan officers with a loan policy resource. Review appraisals and environmental reports. Support the loan approval process through credit authorization preparation and distribution. Provide documentation of committee approvals and requirements. May perform other tasks and assist in projects as needed. Position Requirements: Bachelor's Degree in Business, Finance, Accounting or related discipline. Formal Bank Commercial Credit training or equivalent classes offered by third party providers (RMA, ABA, banking assns, etc.). 3+ years banking/credit experience with 2+ years credit analysis experience in commercial banking. Lending background preferred. Knowledgeable of computer systems including word processing, databases, and Excel. Experience with credit analysis software. Knowledgeable in financial institution operating policies and procedures and banking regulations state and federal. Key Qualifications: Demonstrated skill in analysis of business and individual financial statements, tax returns, and cash flows. Understanding of commercial real estate project analysis, real estate appraisal reviews and property environmental evaluation reviews. Working knowledge of all applicable Bank products and services. Excellent problem-solving skills and good process-facilitating. Detail oriented, good organizational, interpersonal, communications and writing skills.

At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Credit Analyst is responsible for determining the creditworthiness of potential clients based on financial statements, borrowing history and market conditions. The analyst uses tools such as financial models, credit reports and key ratios to prepare appraisals which are provided for purposes of loan review and approval as well as to determine terms of the loan. The incumbent will: Conduct financial analysis and underwriting of credit for new loan requests and loan maturities Contact Loan Officers to request necessary financial information for analysis such as balance sheets, tax returns and financial statements Determine the strength and/or weakness of the client's credit to determine the terms of the loan Run reports that show past or current maturities and request necessary information Occasionally prepare underwriting/credit memos after collecting all financial information and circulating memos for approvals from the appropriate parties Generate/compile various monthly reports including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries and internal credit administration reporting Generate/compile the board report and other various ad hoc reports as requested Track borrowing base and marketable securities Maintain and update nCino system Respond to subpoenas dealing with credit information Order appraisals, conduct appraisal reviews and serve as liaison for appraisal vendors Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned MINIMUM QUALIFICATIONS Bachelor's degree in Finance, Accounting or a related field Minimum two (2) years' experience in financial analysis, banking or a related field Excellent written and verbal communication skills Experience using Microsoft Outlook, Word and Excel Experience in a position requiring attention to detail and data analysis Excellent organizational skills and ability to multi-task Ability to work independently with little supervision Working knowledge of collateral instruments (i.e. letter of credit, UCC filings, and personal/corporate guarantees) RMA and/or Moody training is a plus PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: Sustained standing and sitting Frequent use of PC, including typing or sustained attention to monitor Occasional lifting of basic office files or equipment up to 20 lbs Normal office environment with comfortable internal temperatures and low level noise EOE/AA

Join Triumph! At Triumph, our vision is a world where freight transactions are accurate and seamless on the most modern and secure freight transaction network. That's why we're looking for passionate, innovative, solutions-oriented people to join our team. We thrive on providing exceptional customer service and we look for team members with an entrepreneurial spirit and a passion to build successful partnerships with our clients. Because at the end of the day our goal is to help our partners businesses run better. Position Summary: The Senior Credit Analyst is responsible for effectively and efficiently granting and maintaining credit limits, overseeing account debtor profiles, and managing credit limit expirations in addition to responding to client credit requests. In addition to daily responsibilities, the Senior Credit Analyst assists management in spreading financials, preparing written credit proposals, and presenting analysis to various credit committees. The Senior Credit Analyst reports to and works closely with the VP-C to ensure compliance and protect the company against loss. The Senior Credit Analyst is expected to stay informed on industry trends as it relates to concentration in the portfolio and debtor risk. ESSENTIAL DUTIES & RESPONSIBILITIES Evaluate the credit worthiness of current and prospective commercial account debtors through the review of financial statements, use of mercantile credit reports, public information databases, internal payment history and any other information that could serve as a basis for establishing a reasonable credit limit. Assist management in the preparation of written credit proposals and presentations to various credit committees. Prepare written analysis of current and prospective credit exposures. Assist in maintaining and reviewing current information for account debtors as per company policy. Stay informed on industry trends as it relates to concentration in the portfolio and debtor risk. Review credit alerts to be sure the company's risk is manageable. Provide assistance to external and internal customers through phone and email. Maintain communication with Account Resolutions, Sales, Underwriting, and Operations departments to minimize credit losses. Review debtors for prospective clients and communicate with the Sales staff through Salesforce. Trains, mentors, and assist management in developing new team members on the credit team. Work with management to determine and communicate potential business needs that require IT support. Work with management to review credit losses and explore potential changes in credit standards or processes. Other duties, as assigned. EXPERIENCE & EDUCATION Bachelor's degree in business, finance, or related field is required. Master's degree in accounting or finance is preferred, but not required. A minimum of three (3) to five (5) years of experience in credit analysis and risk management. Widespread knowledge of the transportation and/or logistics factoring industry is strongly preferred. Extensive understanding of financial statements (analytics and trends) is a must. SKILLS & ABILITIES REQUIRED Ability to read, interpret, and analyze financial statements. Must have a deep understanding of spreading financial statements. Problem solving and decision-making skills are essential. Initiative and ability to work independently and as part of the team. Strong work ethic and organizational skills. Must be proficient in Microsoft Word and Excel. Ability to handle multiple tasks while maintaining attention to detail. Strong professional communication skills. Well organized, resourceful, and planful; effective and efficient at organizing multiple resources to get things done. Ability to comfortably work through conflict without hesitation and make challenging decisions WORK ENVIRONMENT The work environment characteristics described here may be encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Moderate noise (i.e. business office with computers, phone, and printers, light traffic). Ability to work in a confined area. Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary. While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone. Specific vision abilities are required by this job due to computer work. Light to moderate lifting is required. Regular, predictable attendance is required. Triumph Business Capital, Triumph Bancorp, Inc. and its subsidiaries reserve the right to modify this at any time, with or without notice. This in no way implies that these are the only duties, to be performed by the employee occupying this position. This job description is not an employment contract, implied or otherwise. Equal Employment Opportunity Statement: Triumph Business Capital and Triumph Bancorp, Inc. and its subsidiaries, provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, or status as a covered veteran in accordance with applicable federal, state and local laws. We offer Medical, Dental, Vision, Paid Time Off, 401k and much more. Go on. Do it. Apply Today!

Join Our Team! We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United. The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for credit by using historical financial analysis and cash flow projections. MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS) * Analyzes all relevant loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions, and First United's files. * Prepares thorough and concise memo's, spread sheets, reports, summaries and opinions for Loan Officers on new, renewal and existing loans within established deadlines. * Effectively manages the bank's exposure to identified risks, and recommends appropriate structure for transaction in accordance with First United's credit policy. * Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on customer accounts, and notifies Loan Officers of any potential problems in a timely manner. * Establishes, reviews and updates new and existing loan files for the Bank on a regular basis. * Provides technical advice and assistance to Loan Officers. * Performs credit inquiries. ADDITIONAL DUTIES AND RESONSIBILITIES * Effectively communicates with Loan Officers and Bank Management in a clear, accurate, and concise manner. * Generates solutions to problems and suggests alternative solutions when necessary. * Contributes to Bank-wide projects while following specific and detailed instructions in a timely manner. * Typically focuses on memos for relationships ranging from $500,000 to $2,000,000. * Creates and maintains solid working relationship with Loan Officers and other team members. * Ability to adhere to all company policies, core values and procedures. * Genuine interest in learning and working in the banking profession. * Dresses professionally. * Other duties as assigned. EMPLOYEE SPECIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and Work Experience * Bachelor's degree in Finance, Accounting or related field. * Minimum of 1- 4 years banking industry experience. * Six months experience with credit systems. * Knowledge of accounting sufficient to understand and analyze the relationships between the different financial statements, in order to produce a written analysis. Technical/Functional Competencies * Strong financial analytical abilities, with knowledge of financial ratios. * Strong Excel skills. * Good interpersonal, technical, problem solving, and written communication skills needed for preparation of credit memos and analysis of financial statements. * Demonstrates initiative, judgment/discernment and self motivation to work with minimal supervision. * Demonstrates resourcefulness and concern for quality by understanding systems and processes and suggesting changes when necessary to increase overall efficiency. * Demonstrates dependability through good attendance and adherence to time lines and schedules. NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization. All Locations: Frisco-Preston Road If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at ********************** for assistance. First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.

Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: We are seeking a highly skilled Analyst - Credit Operations & Services to join our team. This role monitors and coordinates the flow of information and documentation related to participation loans, ensuring accuracy, completeness, and compliance across all required processes. The analyst interprets and applies monitoring requirements for individual loans and supports compliance and documentation standards for syndicated credit facilities. Working under limited supervision, the analyst exercises sound independent judgment and know when escalation is appropriate, offering well-reasoned recommendations when issues arise. This role functions as a key contributor within a collaborative team environment, supporting colleagues and maintaining strong communication channels across the organization. The analyst follows established processes and procedures to maintain compliance with internal controls while ensuring timely, efficient handling of credit operations activities. The ideal candidate will be detail-oriented, proactive, and comfortable navigating complex credit documentation and workflow requirements. Day-to Day-Duties and Responsibilities: Collect and organize post-close loan documents for review, analysis and interpretation to input pertinent compliance, covenants or financial ration data into the data tracking system and make determinations on sufficiency when received to confirm regulatory compliance. Reviews loan agreements, credit documents, and amendments to identify and extract covenant and compliance requirements, ensuring accurate updates to covenant tracking systems to reflect current obligations and risk indicators and store in Client files for regulatory and audit requirements. Uses sound judgment to assess covenants and risk indicators and determine when further review or escalation is warranted. Monitors Shared Sites and the Compliance Inbox to review incoming legal and compliance-related documents, ensuring timely tracking and verification of adherence to covenants, legal agreements, and annual review requirements. Use independent judgment to ascertain if documents meet Credit and Compliance requirements. Responsible for identifying and communicating deficiencies, due and overdue items-including failed financial ratios-to Credit and Lending Officers, and exercising discretion to escalate issues when appropriate, along with recommended actions. Reviews loan records for compliance to ensure that all information and documents are received. Identifies overdue items and exercises judgment in determining appropriate follow-up actions or escalation. Creates, reviews and distributes compliance reports weekly, monthly and as requested. Research and requests items from, Credit Office or Lending Officer to clear overdue items. Distribute legal documents to sub-participants in a timely fashion. Create and manage portals for Associates where FCBT is lead and update relevant legal and credit documents on to site for proper dissemination. Support team members to collect and organize loan closing information for review and analysis to input pertinent loan data into a Loan Deal Sheet. Examine the loan deal sheet for accuracy and completeness. Assists in the electronic documentation delivery process for internal and external audits. Prepare documents and correspondence for reports as required. Reviews credit desk analysis forms for upcoming legal amendments, and waiver notifications. Completes special projects as assigned. Including testing new Systems of work or requesting enhancements or propose changes to procedures to better align with Business needs and compliance monitoring requirements. Skills & Requirements: Knowledge of various types of credit offerings and the procedures required for administration of related loans. Knowledge of loan administration practices, including legal document review, credit monitoring and related documentation. General knowledge of accounting/financial systems. Professional and courteous oral and written communication are required. Problem solving skills and proficiency in organizing and prioritizing work are also required. Intermediate skill level in Microsoft Office applications. Ability to communicate effectively, handle multiple concurrent tasks and learn new applications quickly. The incumbent should have a sound understanding of credit and legal terminology and work well under pressure. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Bachelor's degree in business, Finance or a related field and two (2) years to (3) years of relevant work experience, preferably in credit administration and loan transaction processing. Experience in credit monitoring, Proven ability to critically analyze documents, problem solving skills, and follow internal controls. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Hybrid

: For over 75 years, Puffer-Sweiven has set the standard in equipment and services for process control, automation, safety, and reliability. We help process-intensive facilities run more efficiently and safely by delivering quality products, technical support, and knowledgeable staff to implement the needed process solutions - with the goal of exceeding customer expectations. Our dedication brings the most advanced products and services to our customers throughout the Central and Gulf Coast regions of Texas. Specialties: As an Emerson Impact Partner, we offer a broad base of superior solutions including the top product lines for a given application. Our specialties at Puffer-Sweiven include: Process Control & Safety Systems Control Valves & Regulators Isolation Valves & Actuation Oil & Gas Automation Reliability Solutions & Services Pressure Management Specialty Pumps & Rotating Equipment Instrumentation Maintenance & Repair Services Duties and Responsibilities: Perform collection calls to customers along with follow up emails for past due balances in a professional manner. Continuously build and maintain positive relationships with assigned customers. Build relationships with sales through hosting monthly meetings with assigned sales teams to discuss collections efforts and accounts of concern. Research and identify issues attributing to account delinquency and resolve them by working with the Customer. Enlist the efforts of Sales Team and Credit Manager, when necessary to accelerate the collection process. Maintain and update customer information, including contact names, emails, and phone numbers in an organized manner. Monitor and lead efforts to resolve and reduce customer disputes. Responsible for maintaining detailed records in the tracking system of any problems, solutions and/or explanations for any delinquent payments. Responds to Customer requests for copies of credit memos, vouchers, invoices, and statements. Cross trains on other functions within the Department to act as backup as needed. Performs related duties as required. QUALIFICATIONS Education / Education / Knowledge / Skills: High school diploma required. Associate or bachelor's degree preferred. A minimum of 1-2- years prior experience with credit & collections or in a related area. Must have a good working knowledge of MS Word and MS Excel. Experience with pivot tables, in Excel are required. Experience working with collection software ( i.e. Getpaid , High Radius ). Knowledge of ERP systems ( i.e Oracle ) and Portal Platforms (Smart, Ariba etc ). Ability to write correspondence. Effectively communicate with internal and external customers. Able to interact within a team environment, and towards external customers. Maintain a positive and professional image. Must be self-motivated and be able to work independently.

PlainsCapital Bank is seeking to hire a Credit Analyst II. The Credit Analyst II provides full service to Commercial Loan Officers statewide, through analyzing basic commercial loan requests, identifying strengths and weaknesses, providing recommendations, and noting any deviations from the Commercial Loan Policy as appropriate. Also provides loan monitoring services to the Lending Staff. Must be eligible to work in the U.S. without sponsorship now or in the future. Must be able to report to our PlainsCapital Branch located at 3707 Camp Bowie Blvd, Suite 220, Ft. Worth, TX 76107, without the need for relocation assistance. Bachelor's degree in Business or related field required. Accounting or Finance degree strongly preferred. 2 to 4 years of experience in credit analysis required, preferably in commercial loans. Excellent verbal, written and interpersonal communication skills. Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems. Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment. Must be self-motivated with strong initiative, accountability, and attention to detail. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Analyzes financial statements (including performance ratios) of all levels of quality to develop initial assessment by identifying strengths and weaknesses as pertaining to borrower's historical operating performance. Prepares written analyses which include: Credit investigation of the borrower and guarantors; Economic and market conditions as they relate to the company, industry, and market area; In-depth historical financial analysis, including communicating with the borrower's accountant to gain a better understanding of the company's accounting practices; In-depth projection financial analysis, including the performance of “what if” scenarios that test the reasonableness of the projections; In-depth analysis of the secondary sources of repayment such as collateral; In-depth analysis of a guarantor's financial position. Identifies borrower's strengths and weaknesses. Collects and maintains industry data; researches industry specific information from outside sources, including conversations with the borrower, industry publications, references from other banks, credit agencies, as well as accessing information through the internet. Attends Management Loan Committee, Board Committees, as appropriate, to be available to answer questions regarding credit analysis as necessary; often presents the loan request to the committee. Participates in customer meetings as requested by officers (may require travel at times). Performs real estate appraisal reviews for lenders in all regions. Performs vehicle floor plan inspections and reports finding to lending management. Processes and establishes accountability pertaining to Commercial Loan Agreement requirements/covenants. Monitors periodic inspections pertaining to real estate construction projects - loan advances versus project completion.

The J.R. Simplot Company is a diverse, privately held global food and agriculture company headquartered in Boise, Idaho. We are a true farm-to-table company with an integrated portfolio including food processing and food brands, phosphate mining, fertilizer manufacturing, farming, ranching and cattle production, and other enterprises related to agriculture. Summary Under the guidance of the Area Financial Services Manager (AFSM), this position plays a vital role in partnering with both sales teams and location personnel. Working closely with the AFSM, the Credit Analyst helps manage customer financial services, accounts receivable, and overall credit risk exposure. In addition, this role provides essential clerical and administrative support to ensure the credit team operates efficiently and effectively. This role is based in College Station, onsite M-F. Key Responsibilities Administer and enforce the company's credit policy, ensuring compliance across sales and operations department. Evaluates and approves credit lines for new and existing customers within established approval limits, adhering to departmental guidelines, procedures, and policies. Provides recommendations to the AFSM for accounts exceeding the approval authority. Utilize spreadsheets and financial software tools to analyze data and support decision-making. Assists with internal research and analysis, provides statistical reports, and verifies information. Complete annual reviews on assigned portfolio to ensure compliance with departmental policies Responds to queries and questions based on the analysis and interpretation of accounting information. Perform clerical and administrative tasks, including maintaining records and supporting the credit team's operations. Evaluates status of selected Accounts Receivable collections, then works with customers to facilitate payments and reconcile any differences or conflicts. Typical Education High school diploma or general education degree (GED) Relevant Experience Excellent customer service and communication skills Proficient in Microsoft Excel and other office suite programs Demonstrated experience in collecting, processing and analyzing data objectively, while inpreting data and applying problem solving skills Maintain confidentiality of sensitive information Experience in credit administration, ledning, Agriculture and/or finance highly preferred Required Certifications Other Information Handle customer and internal relations diplomatically and firmly when required. Ability to assess problems and situations, exercise independent judgment, and reach logical and sound decisions. Possess strong interpersonal relationship, communication and negotiation skills. Conduct business affairs with uncompromising honesty. Job Requisition ID: 24870 Travel Required: Up to 25% Location(s): SGS Retail Brazos - College Station Country: United States **The J.R. Simplot Company is proud to be an Equal Opportunity Employer and will consider all qualified applicants for employment without regard to race, color, religion, national origin, ancestry, age, sex, gender, gender identity, gender expression, genetic information, physical or mental disability, medical condition, sexual orientation, military or veteran status, marital status, or any other protected status. **

**Location:** On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. **Duties and Responsibilities:** + Work directly with PM, RM and clients to address needs efficiently and accurately + Spread financial statements + Provide advanced analysis in assessing and evaluating current and new business opportunities + Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. + Project manage complex credit requests and analyses and see them through to completion + Identify emerging industry trends and proactively monitor the risk in the current book of business + Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval **Knowledge and Skills:** + Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information + Microsoft Office: Strong excel and presentation building skills + Ability to manage multiple projects, while maintaining high attention to detail + Self-starter attitude + Flexibility and proven ability to diagnose and resolve issues + Intellectually curious, ability to think outside the box, assertive + Hard working, smart, creative, analytical, driven, exceptionally organized + Strong communication skills and results driven + Ability to work and excel in a team environment **Education:** + Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. + Exceptional educational background required + CFA or CPA candidates preferred **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.