Credit analyst jobs in Edgewater, NJ

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch's Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch's ERGs are available to connect employees with others within the organization to offer professional and personal support. With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey. US Corporates - Credit Analyst, Director - Retail & Consumer Fitch's North American Corporates Group is seeking Director for coverage of the Retail and Consumer sector, either in our New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset. What We Offer: * An opportunity to be a lead coverage analyst at a global rating agency. * A team-oriented work environment. * Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We'll Count on You To: * Perform analysis of key quantitative and qualitative factors influencing the credit quality of companies in the Retail & Consumer sectors; * Develop and maintain comprehensive financial models; * Conduct meetings with Retail & Consumer industry management teams; * Present analysis of companies to internal credit rating committees; * Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports; * Write timely and effective research on topical issues * Participate in the evaluation of other credits within Corporates, as well as other related credit groups; * Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc. * Mentor junior members of the Retail & Consumer sector. * The role may include managerial responsibilities. What You Need to Have: * Bachelor's degree at minimum, MBA or other advanced degree a plus; * CFA/CPA preferred; * 8+ years relevant experience, which must include some coverage or knowledge of the Retail & Consumer sectors; * Capital markets and/or credit analysis experience a plus; * Employee management experience a plus; * Expertise in Excel and Word; * Strong analytical, quantitative, and organizational skills; * Excellent written and verbal communication skills; * Ability to shift fluidly between multiple projects as priorities change; * Ability to excel in a team oriented environment. What Would Make You Stand Out: * A deep understanding of and a keen interest in Retail & Consumer * A professional background in capital markets and/or credit analysis and well-developed financial statement analysis skills; * Experience in interpreting complex legal documents such as bank agreements and bond indentures; * A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization. Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: ******************** | ********************** | ********************* Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK & CHICAGO ROLES ONLY: Expected base pay rates for the role will be between $140,000 and $180,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-HYBRID Nearest Major Market: Manhattan Nearest Secondary Market: New York City

Group Description: Evercore's Private Capital Advisory (PCA) team is a leading global secondaries market advisor, focusing on providing strategic advisory services to financial sponsors across a variety of portfolio and fund management objectives, advising limited partners on liquidity solutions for their private asset portfolios, and employing various forms of structured ABS technologies to create innovative capital and liquidity solutions for private markets issuers and investors. What is the position? PCA is seeking to hire a highly motivated Analyst to join its team, with a focus on GP-led private credit transactions. The ideal candidate is intelligent and mature, has experience in investment banking or investing (ideally credit or secondary focused), the desire and flexibility to work in an entrepreneurial environment and the ability to learn on the job. The ideal candidate must demonstrate the ability to work on several projects concurrently and possess the desire to learn and work hard. Specific Qualifications: * 1-2 years of investment banking or investing experience (ideally restructuring or secondary focused, credit experience a plus) * Bachelor's degree in Finance, Accounting, or a related discipline strongly preferred * Proficiency in Microsoft Excel with strong financial modeling skills * Superior analytical skills and demonstrated excellence in academic coursework * Exceptional verbal and written communication skills, with the ability to present complex information clearly * Strong interpersonal skills and ability to articulate ideas * Demonstrated strong work ethic, self-motivation, and ability to thrive in a fast-paced, team-oriented environment * Energetic, results-driven, and intellectually curious individual who takes initiative and ownership of responsibilities Expected Base Salary Range: $120,000-$140,000 In addition to a competitive base salary, employees may be eligible to receive a discretionary bonus delivered in the form of cash and/or deferred equity. Evercore also offers a variety of benefits and programs, subject to eligibility. These include, but are not limited to: * Medical, prescription, dental, and vision insurance, including healthcare savings and reimbursements accounts * 401(k) Retirement Plan * Life and disability insurance, including additional voluntary financial protection insurance * Well-being resources and programs, including mental health and mindfulness programs, digital wellness platforms, well-being events, and targeted on-site health services * Family-building and family-support benefits * Paid parental, caregiver, marriage and bereavement leave * Commuter benefits, health club membership discounts, and other corporate discounts * Paid holidays, vacation days, personal days, sick days, and volunteer opportunities About Evercore: Evercore (NYSE: EVR) is a premier global independent investment banking advisory firm. We are dedicated to helping our clients achieve superior results through trusted independent and innovative advice on matters of strategic significance to boards of directors, management teams, and shareholders - including mergers and acquisitions, shareholder advisory, restructurings, and capital structure. Evercore also assists clients in raising public, private capital, delivers equity research, equity sales and agency trading execution, in addition to providing wealth and investment management services to high-net-worth individuals. Founded in 1995, the Firm is headquartered in New York and maintains offices and affiliate offices in major financial centers in North America, Europe, the Middle East, and Asia. For more information, please visit ***************** Inclusion and Equal Opportunity Employment: Evercore is an equal employment opportunity employer and does not discriminate against individuals because of actual or perceived race, color, creed, religion, sex, pregnancy, national origin or ancestry, mental or physical disability, age, veteran status, military status, citizenship status, sexual orientation, gender identity or expression, genetic information, or immigration or citizenship status, or any other characteristic protected by applicable law (referred to as "protected status"), in accordance with applicable federal, state and local laws.

Apply now Work Type: Office Working Employment Type: Permanent Job Description: Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered's risk appetite against market and economic conditions across the different markets and asset classes. About our Banking and Coverage team Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory. About Corporate & Investment Banking (CIB) For more than 170 years we've support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world's fastest-growing economies and most active trade corridors. Key Responsibilities * 3 to 5 years of experience Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness. * Provide insightful, succinct and timely client portfolio credit analysis. * Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events. * Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters. * Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants. * Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations. * Provide credit analysis with consideration for market dynamics and client industry, including: * Industry risks and client competitive positioning within the industry. * Client funding strategy, financial policies, treasury activities, including hedging, and cash management. * Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability. * Reputational risk profile, including climate and sustainability risks Skills and Experience * Risk management lifecycle. * Financial forecasting and modelling. * Financial and quantitative skills. * Client due diligence. * Using client behaviours and preferences to evolve products and services. * Product knowledge for Markets, Transaction Banking and Corporate Finance. * Knowledge of the financial services' regulatory environment. * Data analysis and visualisation. * Ability to work under pressure, in a dynamic environment. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term Expected annual base pay range for the role is 120,000 USD to 150,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ****************** What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance * * * * *

The Letter of Credit Associate is responsible for the timely and accurate execution of various activities related to letters of credit. This includes providing business coverage during the "TradeGO" migration project, which is scheduled for implementation in Q4 2025. The Associate will issue import documentary and standby letters of credit, as well as process amendments. Additionally, they will advise and confirm export documentary and standby letters of credit and execute payments associated with these instruments. The role also involves conducting relevant controls for transaction processing, which includes compliance checks and obtaining necessary approvals from the Middle and Front Offices, when applicable. Furthermore, the Associate will perform cash reconciliation, invoice clients and apply received fees accordingly, and provide daily updates to clients regarding letters of credit activities. It is essential for the Associate to deliver accurate results in a fast-paced environment, often under time constraints. Essential Duties and Responsibilities Process all transactions in a timely manner. Deliver high-quality service to customers in accordance with agreements, ensuring adherence to all processes, policies, and controls. Understand and apply legal and regulatory requirements, including anti-boycott regulations, OFAC, AML, and red flag indicators. Conduct daily reconciliation of all USD and foreign currency activities. Maintain strong working relationships with the Middle and Front Offices, Compliance, Finance, and other stakeholders. Review and respond to all email inquiries promptly. Natixis is an equal opportunity employer, committed to a workplace free of discrimination. Natixis will not tolerate any form of discrimination based on age, color, mental or physical handicap or disability, pregnancy, marital status, sexual orientation, national origin, alienage, ancestry or citizenship status, race, religion, sex (including sex stereotyping, gender identity, gender expression or transgender status), veteran status, creed, genetic information or carrier status, or any other protected characteristic as established by law. Respect for all means that we deal with each person as an individual and not as a member of any group. All qualified applicants will receive consideration for employment. Management is expected to provide leadership in supporting the firms EEO program by taking steps to promote EEO in all facets of employment including recruitment, hiring, retention, promotion, performance assessment, and career-development opportunities. The salary range for this position will be between $110,000 - 145,000. Natixis is required by law to include a reasonable estimate of the compensation range for this role. Actual base salary will vary and will be based on several factors including, but not limited to, relevant experience, education, skills set, applicable licensure and certifications, and other business and organizational needs. Base salary is only one component of our total rewards package. Natixis also offers a generous benefits package, and you may be eligible for a discretionary incentive award depending on company and individual performance.

Job Description Private Credit Analyst Department: Abacus Finance Reports To: Managing Director Employment Status: Full-Time, Exempt (Hybrid in office) Founded in 2011, Abacus Finance is a leading private credit fund, focused on senior debt financing to private equity-backed operating company investments. Since Abacus's inception, it has invested nearly $4 billion across 115+ platforms, and is currently managing ~$1.4BN across multiple vehicles. The firm targets private debt financing opportunities of up to $60 million and finances companies with EBITDA between $2 million and $15 million. The analyst will assist with structuring and executing senior debt financing transactions for lower-middle market sponsor led LBOs, acquisitions financings and recapitalizations. Key responsibilities include: Develop initial screening materials, draft term sheet proposals, perform extensive underwriting due diligence, prepare and seek formal loan approval and assist in closing of transactions Prepare comprehensive loan package including write-up of issuer and transaction financial analysis, industry and market trend analysis, financial modeling, and presentation of the potential investment to the investment committee Manage assigned portfolio investments to monitor account performance monitor/report on assigned portfolio and ensure compliance with covenants and other loan documents Create presentations for both internal and external use as well as other special strategy related projects that may arise Assist in external fundraising efforts, third party investor reporting, and ad-hoc requests Qualifications: Bachelor's degree Superior academic record and job performance 1-3 years professional experience in banking, private credit and/or private equity Formal credit training and experience working in small deal teams (2-3 deal team members) preferred but not required Excellent excel and modelling skills Strong written and verbal presentation skills Ability to work collaboratively and think independently Immediate hire Willingness to travel Compensation: Base pay of $135,000 - $145,000 plus annual bonus, profit sharing, pension plan, health benefits, ability to invest in future funds, and 401K. New York pay range$135,000-$145,000 USD

Job DescriptionChilton Trust is an independent, privately owned, wealth management company providing wealth management services and investment solutions to high-net-worth individuals, families, foundations, endowments, and institutions. Chilton Trust is built on the deep investment culture and rigorous standards of performance excellence which have been the hallmark of its affiliate, Chilton Investment Company, which was founded three decades ago by Richard Lockwood Chilton, Jr. Chilton Trust offers a full suite of individually customized services including access to internal equity and fixed income management, best-in-class external traditional and alternative managers, standalone national trust company capabilities, fiduciary, consolidated wealth reporting, comprehensive family office services and transactional planning. The firm's emphasis on relationship management is vital and built upon integrity, confidentiality, high quality service and customization to meet the evolving needs and complexities that often exist with clients. Chilton Trust has more than $8B in assets under management with over 250 family relationships and offices in Charlotte, Charlottesville, Connecticut, Delaware, Naples, New York and Palm Beach. Position Description The Junior Credit Analyst will be part of a larger Fixed Income team with responsibilities including, but not limited to, the following: Conduct fundamental credit analysis of both municipal issuers and Investment grade corporate issuers using self-created dynamic modeling tools that can respond to both credit and macro driven events. Assign & maintain internal credit ratings and monitor issuer fundamentals, ratings changes, and macroeconomic trends. Assign periodic industry/sector outlooks to both municipal and corporate sectors. Conduct portfolio analysis for prospective and current clients. Work closely with portfolio managers, effectively communicating credit risk assessments and analysis to support the portfolio manager's investment decisions. Providing on-going surveillance of credit exposure, staying abreast of all issuer updates, and relying relevant information to the team. Partner with Firm's Economist, wealth and client advisors to support new business efforts and maintain strong client relationships. Help to ensure portfolios adhere to internal investment guidelines, client mandates, and applicable regulatory frameworks. Work closely with compliance, operations, and legal teams to support best practices and operational efficiency. Qualifications Bachelor's degree in Finance, Economics, Accounting, or a related field; advanced degree (MBA, MPA) or CFA designation a plus. 4-7 years of experience in credit analysis preferably with a Credit Rating Agency or with a wealth management, investment advisory, insurance company or in asset management Solid understanding of credit with a flexibility to work either on investment grade corporates or on high quality municipals. Ability to work independently and collaboratively in a client-centric, performance-driven culture. Excellent analytical, communication and presentation skills. Strong technology skills, including experience in FactSet, Bloomberg and Excel. Experience with Addepar is a plus. Chilton seeks candidates who have outstanding analytical skills coupled with strong organizational and communication skills. Applicants should be pro-active, motivated, passionate, and work well in a team environment. We pride ourselves on building a team of professionals working toward a common goal in a collaborative fashion. We offer a competitive and comprehensive compensation and benefits package that is based on, among other things, your overall performance and contributions to the firm. The salary range for this job is $125,000 to $145,000. Base salaries are determined based on a wide variety of factors including but not limited to years of relevant experience, education and other qualifying factors like additional accreditations. Base salary does not include others forms of compensation and benefits including medical and dental coverage, disability and life insurance, 401(k) plan (and company match on contributions made) and accrued paid time (which may vary based on role and tenure). Powered by JazzHR mHUeQTRCxM

The Letter of Credit Associate is responsible for the timely and accurate execution of various activities related to letters of credit. This includes providing business coverage during the "TradeGO" migration project, which is scheduled for implementation in Q4 2025. The Associate will issue import documentary and standby letters of credit, as well as process amendments. Additionally, they will advise and confirm export documentary and standby letters of credit and execute payments associated with these instruments. The role also involves conducting relevant controls for transaction processing, which includes compliance checks and obtaining necessary approvals from the Middle and Front Offices, when applicable. Furthermore, the Associate will perform cash reconciliation, invoice clients and apply received fees accordingly, and provide daily updates to clients regarding letters of credit activities. It is essential for the Associate to deliver accurate results in a fast-paced environment, often under time constraints. Essential Duties and Responsibilities Process all transactions in a timely manner. Deliver high-quality service to customers in accordance with agreements, ensuring adherence to all processes, policies, and controls. Understand and apply legal and regulatory requirements, including anti-boycott regulations, OFAC, AML, and red flag indicators. Conduct daily reconciliation of all USD and foreign currency activities. Maintain strong working relationships with the Middle and Front Offices, Compliance, Finance, and other stakeholders. Review and respond to all email inquiries promptly. Natixis is an equal opportunity employer, committed to a workplace free of discrimination. Natixis will not tolerate any form of discrimination based on age, color, mental or physical handicap or disability, pregnancy, marital status, sexual orientation, national origin, alienage, ancestry or citizenship status, race, religion, sex (including sex stereotyping, gender identity, gender expression or transgender status), veteran status, creed, genetic information or carrier status, or any other protected characteristic as established by law. Respect for all means that we deal with each person as an individual and not as a member of any group. All qualified applicants will receive consideration for employment. Management is expected to provide leadership in supporting the firms EEO program by taking steps to promote EEO in all facets of employment including recruitment, hiring, retention, promotion, performance assessment, and career-development opportunities. The salary range for this position will be between $110,000 - 145,000. Natixis is required by law to include a reasonable estimate of the compensation range for this role. Actual base salary will vary and will be based on several factors including, but not limited to, relevant experience, education, skills set, applicable licensure and certifications, and other business and organizational needs. Base salary is only one component of our total rewards package. Natixis also offers a generous benefits package, and you may be eligible for a discretionary incentive award depending on company and individual performance.

Profile: Primary activities will include, but not be limited to, research of potential investments across leverage finance (Broadly Syndicated Loans and High Yield bonds): * Act as the credit research analyst responsible for credit investments in one or more sectors; * Develop investment frameworks for relevant industries and the analysis of issuers; * Provide fundamental credit research analysis of cash flow, credit metrics, financial performance, and comparative assessment of market value within sectors. * Identify trends and changes in competitive positions within industries; * Develop models for analysis, including sensitivity analyses to assess pro-forma and projected financial performance. Incorporate the firm's ESG framework in the analysis; * Monitoring of news and industry developments in the credit markets.

The Credit Analyst processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The analyst reviews the application for indications of fraud and perform necessary research to conduct background check. S/he interacts with customers in a timely manner to gather necessary information required to process the application. Up on approval, the analyst updates the customer profile, enter credit limits in to the system and informs the applicant the result of their application. In conjunction with the team, s/he manages department phone queue line, mailbox, requests from Sales, A/R etc. Additionally, the Analyst monitors customer's accounts on an annual basis and produces reports as needed. Essential Responsibilities: Processing business credit applications for credit terms account. Investigating and assessing credit worthiness of applicants. Setting up open accounts with a credit limit and entering pertinent verified information on the account profile. Assisting and communicating with Sales, Marketing, A/R, financial institutions and businesses on ongoing daily issues, requests. Performing periodical review through scoring or requesting updated credit information on existing active accounts with high activity/volume. Specific Knowledge, Skills and Abilities: Effective problem solving & analytical skills Excellent written and oral communication skills. Excellent organizational skills and attention to detail.

About Us Sunstone Credit is a financial technology company working to help businesses take control of their energy costs, adapt to the energy transition, and reduce their carbon footprint. In recent years, over half of all new electricity-generating capacity was solar and increasingly businesses are looking to add energy storage systems and other energy efficient technologies. Sunstone Credit exists to serve this significantly underserved segment by offering financing solutions that democratize access to renewable energy solutions. With unique capital and proprietary technology, Sunstone provides simple and efficient financing that installers and developers use to help businesses acquire and deploy their renewable energy systems. We partner with best-in-class renewable energy installers across the country and help them grow and develop new customers and markets. By providing renewable energy loans to businesses, we help these companies control their energy costs, reduce their carbon footprint and ensure our entire economy is benefiting from clean, distributed electricity generation. About You You are a smart, accomplished, hard-working professional who is passionate about having an impact and building an innovative business You are analytically minded and detail-oriented You have excellent written and interpersonal communication skills and enjoy working in a collaborative team environment You have a four-year college / university degree in business, accounting, finance, or other related discipline Renewable energy experience is not required About the Role Sunstone is seeking a Credit Analyst to join our team. As a Credit Analyst you will be responsible for evaluating renewable energy finance opportunities for commercial borrowers. The analysis will include a quantitative and qualitative assessment of the borrower as well as the renewable energy benefits of the solar system. Your evaluation will be detailed oriented, evidence based, and well documented. As a Credit Analyst, you will need excellent written, interpersonal, and Excel based analytical skills. You will work very closely with our customers who are both the owners and installers of solar projects. As part of a startup, you will not work in a silo. You will go above and beyond your job description to help us meet our goals and you will have the opportunity to improve our processes, develop our standards, and collaborate on the development of our tech platform. Key Responsibilities Financial Analysis: Assess the stability and predictability of the borrower's revenue and cash flow and the borrower's financial condition Credit Risk Assessment: Complete scenario analysis and debt capacity analysis to determine a probability of default, loss given default, and overall credit risk of the loan opportunity Energy Analysis: Determine the economic benefit of the solar project, including the long-term utility cost savings. This analysis requires research and a thorough understanding of state specific solar incentives and utility regulations Borrower Due Diligence: Assess non-financial customer information and third-party reports to assess other risk factors, including legal and regulatory risks Market and Industry Analysis: Analyze market conditions, industry trends, and economic factors that could impact the borrower's ability to repay Special Projects: Design, test, and implement process improvements and new products to aid in the development and growth of our platform Why Sunstone At Sunstone you will be part of a growing pioneer in climate tech and your work will have a positive impact on our world. You will be part of building a transformational business and work in a vibrant and fast paced start up culture. We operate in a hybrid work environment with regular in-person interaction in our brand-new office in the Flatiron District in Manhattan. All Sunstone employees earn equity in the company in the form of stock options. We offer competitive pay as well as excellent benefits, including medical, dental and vision coverage. *If you have read and understood the above, please include "Sunstone Credit Analyst" in red on the top right of your resume*

About The Role: Parker's mission is simple but ambitious: to increase the number of financially independent people. We believe the best way to achieve this is by giving independent business owners the financial tools they need to scale profitably. Our core product combines a virtual corporate card with dynamic spending limits and profitability-focused software tooling-empowering eCommerce merchants to grow faster while staying in control of their margins. We've raised over $180M in equity and debt from world-class investors, including Valar Ventures, Y Combinator, SVB, and notable founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), Paul Graham (Y Combinator), and Robert Leshner (Compound). We're a Series B fintech scaling rapidly, with strong product-market fit and accelerating demand. We're now scaling our credit operations and looking for a sharp, thoughtful, and experienced Credit Analyst Manager to help us evaluate business creditworthiness and support disciplined portfolio growth. As a Credit Analyst Manager at Parker, you'll lead and evolve Parker's underwriting operations. You'll own credit policy, streamline processes, and help us strike the right balance between risk and growth. If you're passionate about credit risk, data-driven decisioning, and enabling customers through smarter finance - this role is for you. What You'll Do: Lead the credit analyst team for new and existing applicants across Parker's corporate card and lending products. Refine and maintain credit policies, approval thresholds, and risk segmentation logic. Analyze financials, bank data, and alternative data sources to assess creditworthiness. Work closely with Risk, Data, and Product teams to improve automation and develop scoring models. Support Sales and Success teams with responsive, well-informed credit decisions. Monitor portfolio performance and adjust underwriting strategies accordingly. Help build a scalable, high-performing underwriting team over time. What We're Looking For: 10+ years of experience in underwriting, credit risk, or lending - ideally with SMBs, eCommerce, or card-based products Background in fintech, payments or embedded credit products Strong analytical mindset with experience evaluating financial statements and cash flow. Familiarity with underwriting automation tools and workflows Excellent communication skills and a collaborative, low-ego approach Experience in high-growth startups or fintech environments is a plus Nice to Have: Experience with transaction-level data underwriting (e.g. Plaid, Open Banking) Exposure to capital markets or structured finance Experience with tools like Plaid, Alloy, and Ocrolus Why Parker: Work with a high-caliber team that values ownership and transparency. Help shape foundational infrastructure at a fast-growing fintech startup. Competitive comp and meaningful equity

Obra Capital is seeking an Analyst, Credit Operations to join our Operations team in our New York office. Reporting to our Head of Operations, the purpose of this role is to help support our growing credit business and expansion into CLO management. The individual will be responsible for, but not limited to, all facets of the operations process related to structured credit, CLO, asset based finance and special situations businesses. This role will engage with investment professionals (including portfolio managers and traders), our infrastructure teams, (including accounting, finance, tax, compliance, legal) and third-party service providers in managing and controlling the daily portfolio activities for our investment products. The ideal candidate understands the securities trade life cycle, and has experience with private debt, structured credit, CLOs, fixed income, and credit derivative assets. Responsibilities Support all operational functions that support portfolio management and trading across the firm's credit businesses Assist in the onboarding of operational infrastructure and processes Interact and liaise with internal teams, 3rd party service providers (including portfolio & order management systems, and data & service providers), and counterparties to oversee the full life cycle of private debt, structured credit, and fixed income assets. Review and support the daily, monthly and quarterly valuation and reconciliation process Participate in the firm's cash management & treasury functions, supporting liquidity and collateral management practices Prepare portfolio and manager-level reports; analyze portfolio results including holdings, returns, leverage, exposures, etc. Execute department procedures and controls to ensure adherence to department quality and precision standards Qualifications Bachelor's degree required, Accounting or Finance preferred 1-3+ years relevant operations experience in the investment management space Experience with structured credit, CLOs, private credit, fixed income, trade life cycle, settlement, and administration processes preferred Experience working with portfolio and order management systems- Enfusion experience, a plus Experience working with Microsoft Office applications, particularly Microsoft Excel Familiarity with the financial industry and Bloomberg is advantageous In accordance with New York State pay transparency laws the salary range for candidates is $80,000 to $100,000 per year.

• Obtain and analyze credit data and financial statements of new and existing customers to determine credit worthiness, rate credit risk and recommend the level of credit extension. • Determine the necessity of corporate guarantees and letters of credit • Monitor the Accounts Receivable portfolio to identify cash flow opportunities and overdue balances and contact the outstanding customers to pursue payment. • Evaluate credit profiles to identify changes in financial and payment trends, communicate findings to credit management and recommend corrective action • Contribute to the preparation of management financial reporting for use in credit evaluations Qualifications • Bachelors Degree • 3-5 years experience in commercial credit. • Strong financial statement analytical skills • Manufacturing experience • High level of proficiency in Excel and SAP Additional Information $65K plus bonus

This role is located in New York City and will require a hybrid work schedule of at least 2 days in office per week. This role is for Assistant Vice President level candidates. About the Bank Sumitomo Mitsui Trust Bank, Limited was established through the merger of The Sumitomo Trust and Banking Co., Ltd with Chuo Mitsui Trust and Banking, Ltd. on April 1, 2012. We are one of the largest asset managers in Asia and number one among Japanese financial institutions by AUM, with approximately $850 Billion USD in AUM. The Bank provides an assortment of financial solutions and manages a broad spectrum of financial products across its global branches.Department Overview The Americas Division (“AD”) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (“SMTBNY”) to perform corporate functions and supervise U.S. entities. Established under the AD are the “Global Banking Unit (“GBU”), Americas Division” and “Global Markets Unit (“GMU”), Americas Division” which performs business functions. The Specialty Finance Department (“SFD”) is responsible for originating, booking and monitoring credit facilities for both bilateral and syndicated loan transactions. SFD focuses on building and monitoring portfolio assets in 3 main product areas: Project Finance, Trade and Commodity Finance, Aviation, and Real Estate. Your Role Overview: The Associate will join the Aviation Finance Team which arranges financing transactions for airlines and lessors based in the Americas. The Associate will assist with all aspects of building and managing the aviation investment portfolio, with a particular focus on underwriting new investments and performing due diligence. In addition, the Associate will be responsible for monitoring, analyzing, and reporting on existing investments. Prior aviation experience is preferred, ideally covering airlines or lessors from a credit perspective. Your Duties and Responsibilities Reviews potential assets in aviation and prepares credit applications and makes investment recommendations. Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management. Monitors assigned assets/products/industries to maintain credit quality through asset/product/industry appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity. Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities. Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated. May conduct business development activities. May conduct or support deal structuring activities. Performs other duties and responsibilities as assigned by management. Your Qualifications: Bachelor's degree in Finance or Economics or equivalent with 2+ years related experience. Good knowledge of finance and basic accounting. Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies. Basic knowledge of corporate finance transaction. Basic knowledge of loan markets. Proficient in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access) and some modeling capabilities. Excellent oral and written communication skills. Why you should join SuMi Trust:SuMi Trust embraces flexible ways of working when the business and role permits. We provide employees with a hybrid working model, allowing for in-office work and work from home. Our diverse and inclusive environment along with our global presence enables us to collaborate and communicate to meet our business needs. We believe that efficient teams need truth, loyalty, and a strong sense of purpose to balance risk and their targets. We make sustainable business decisions to improve our society and the world. We believe that each person brings a unique value that drives the business though their creativity and passion. The Employee Benefits package includes: Paid Time Off, medical, HSA, vision, dental, FSA, 401(k), profit sharing, legal plan, cancer indemnity plan, disability insurance, life insurance, employee assistance program, commuter benefits, business travel accident, paid volunteer day, paid memberships, paid seminars, and tuition assistance. We offer many socialization opportunities for wellness, financial wellbeing, runs/walks, team building, happy hours, and activities to support the Sustainable Developmental Goals. Check out our LinkedIn for our employee experience: *************************************** We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. SuMi Trust provides reasonable accommodations for employees and applicants with disabilities consistent with applicable law. If you need a reasonable accommodation during the application

Job DescriptionBenefits: 401(k) 401(k) matching Bonus based on performance Company parties Dental insurance Health insurance Paid time off Training & development Vision insurance Job Title: Credit Analyst Location: New York City, NY (In-Office) Salary Range: $60,000 $80,000, plus commission About LoanBud LoanBud is a rapidly expanding fintech focused on supporting small businesses through innovative financing solutions. Our mission is to empower small-business owners by providing streamlined access to capital through SBA and other small-business loans. We foster a culture of growth, teamwork, and dedication to the entrepreneurial spirit. Position Overview Were hiring a Credit Analyst to evaluate and prequalify SBA 7(a) transactions, compile complete lender-ready packages, and submit files for underwriting. You will analyze cash flow, build DSCR calculations, collect and track documents, and collaborate with buyers, sellers, brokers, and lenders to move deals efficiently from inquiry to approval. Prior M&A or business-brokerage experience is a plus. Key Responsibilities Deal Screening and Prequalification: Review listings and buyer scenarios for SBA 7(a) eligibility; assess structure, DSCR, working capital, and debt capacity; flag issues and propose mitigants. Credit Analysis: Build pro forma P&Ls, cash-flow statements, debt schedules, and sensitivity cases; evaluate add-backs, owner compensation, and collateral; summarize strengths, risks, and conditions. Packaging and Submission: Assemble complete loan packages and lender forms; draft concise credit write-ups; submit to lenders and manage follow-ups through screening and underwriting. Document Collection: Own checklists and timelines for financials, tax returns, bank statements, personal financial statements, purchase agreements, and related materials; drive stakeholder responses. Stakeholder Coordination: Communicate with internal teams, buyers, sellers, and brokers; schedule calls; track milestones; keep CRM/LOS records current and accurate. Process Improvement: Standardize templates and Excel tools; suggest automation to speed analysis and packaging. Requirements Bachelors degree in Finance, Accounting, Economics, or related field (or equivalent experience). 13+ years in credit analysis, underwriting support, corporate finance, investment banking, or business brokerage; SBA 7(a) exposure preferred. Strong cash-flow analysis skills with command of DSCR and debt-capacity concepts. High proficiency in Excel (financial modeling, pivot tables, lookups) and comfort working with PDFs and statements. Clear written and verbal communication; highly organized, detail-oriented, and deadline-driven. Nice to have: prior M&A or quality-of-earnings experience; familiarity with tax returns and common add-backs. Location The position is office-based in New York City, supporting our collaborative and interactive company culture. Compensation & Benefits Compensation: Base salary $60k $80k plus commission. Comprehensive health, dental, and vision insurance. Generous paid time off to support worklife balance. Competitive 401(k) plan with substantial company matching. Application Process Interested candidates are invited to submit a detailed rsum and a compelling cover letter that explains their suitability for the role and their motivation to join LoanBud. LoanBud is dedicated to creating a diverse and inclusive work environment. We are an equalopportunity employer and welcome applications from all qualified candidates. Be Part of Our Growth Story Join LoanBud and help more entrepreneurs close on great businesses. Your analysis will directly accelerate approvals and unlock capital for small-business owners nationwideapply today and help shape the future of how small businesses access SBA financing.

About Us Bogota Savings Bank has been a community-anchored financial institution since 1893. Originally established as Bogota Savings and Loan, we converted to a State Mutual Savings Bank in 1996 and later merged with Gibraltar Bank in 2021, expanding our footprint into Essex and Morris counties. We believe banking should be personal, local, and reliable. Our mission is to provide excellent customer service, affordable and efficient banking solutions, and superior product offerings to our customers across New Jersey. Whether it's through our full-service branches, surcharge-free ATM network, or modern digital banking tools, we serve our communities with integrity, care, and responsiveness. About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective borrowers. Reporting to the Chief Lending Officer, you will ensure that credit decisions are informed, compliant, and aligned with the Bank's standards. This role provides an opportunity to interact with commercial real estate clients as a secondary point of contact, contributing directly to sound lending practices and strong client relationships. Requirements Key Responsibilities * Gather, analyze, and interpret credit information, leases, real estate appraisals, and investigative reports to assess creditworthiness of borrowers. * Prepare comprehensive credit analysis packages and loan requests for review by the Internal Loan Committee. * Review and monitor Commercial Real Estate Loan documentation at inception and throughout the loan lifecycle, including annual reviews. * Assign and update credit risk ratings, ensuring timely tracking of reports, appraisals, and financial statements. * Draft correspondence with clients to request financial information and support loan processing. * Enter loan details into departmental systems, preparing recommendations for term sheets and loan offerings. * Maintain compliance with all lending policies, regulatory requirements, and the Bank Secrecy Act/CIP procedures. About the Candidate You are detail-oriented, analytical, and highly organized. You enjoy working with financial data and take pride in accuracy and thoroughness. You balance technical expertise with strong communication skills, building trust with colleagues and clients alike. You thrive in a structured environment, adhering to regulatory standards while contributing to a client-focused lending process. Knowledge, Skills and Experience * Associate's degree or equivalent; bachelor's degree in finance, accounting, or related field preferred. * Minimum of 2 years of banking experience with formal credit training. * Strong knowledge of Microsoft Excel and Word; familiarity with lending software systems preferred. * Excellent written and verbal communication skills. * Ability to interpret financial statements, credit reports, and appraisal documentation. * Strong organizational and time management skills with attention to detail. Core Competencies Manages Complexity - You make sense of complex and sometimes contradictory information, applying structured analysis to support sound credit decisions. Financial Acumen - You use financial data and indicators to inform lending recommendations and ensure alignment with business goals. Customer Focus - You build and maintain strong client relationships while delivering solutions that meet client and organizational needs. Ensures Accountability - You take ownership of your work, ensuring accuracy, compliance, and timely completion of credit analyses. Collaborates - You work effectively across teams, supporting colleagues and contributing to shared success.

Job Description Circet USA is the leading provider of Network Services in North America, and we're looking for talented professionals to join our team. We specialize in engineering and construction services delivering comprehensive solutions across Inside Plant, Outside Plant, and Wireless networks to meet the evolving infrastructure needs of our customers. With nearly 50 years of industry experience, we work with major telecom service providers, MSOs, cloud service providers, and utilities. At Circet USA, you'll have the opportunity to make an impact by helping to create customized solutions that address our clients' unique challenges. If you're passionate about innovation and thrive in a dynamic environment, we'd love to hear from you. Circet USA's benefits package includes the following: Medical, Dental, and Vision insurance Digital Health & Wellness Support Critical Illness, Accident, & Hospital Insurance Short-term & Long-term disability Group term & Voluntary life insurance Flexible Spending and Health Savings Accounts Paid Time Off & 401K Company Discount Website Responsibilities We are seeking a highly skilled and experienced Credit Analyst to fulfill a staff augmentation role with Circet USA's customer. The position's primary functions include but are not limited to performing detailed reviews and risk analysis on an ascribed portion of portfolio of accounts in order to assess commercial credit risk as well as assign, maintain, or adjust credit limits. For accounts that do not qualify for an open line of credit, the role will require collaboration with team leads to discuss the possibility of alternative hedging (Letter of Credit, Flooring, Factoring, PUT Contracts, etc.). The position holder will be responsible for continuous monitoring of their account portfolio insuring that credit limits are sufficient and alerting team leads as to financial downturns and, with guidance, potentially suggesting credit actions or other risk mitigating solutions. The position will also be responsible for the initial risk analysis and set up of new accounts working with various external teams to ensure appropriate documents are collected and accurate. ESSENTIAL DUTIES & RESPONSIBILITIES include the following. Other duties may be assigned: Manage the commercial credit risk for an assigned portfolio of accounts applying credit practices and procedures (portfolio will typically contain lower risk accounts with modest credit limits) Perform detailed reviews and risk analysis on an ascribed portion of portfolio of accounts in order to assess commercial credit risk as well as assign, maintain, or adjust credit limits. Plans and schedules credit review and risk analysis for assigned portfolio of accounts Uses credit risk analysis skills and business acumen along with available risk assessment tools and third party data to analyze new account requests for open lines of credit as assigned; interfaces with team leads for guidance when encountering unique credit situations during this process Obtain all necessary information to properly risk assess including assigning a risk category from our Financial Health Indicator, perform robust financial review and submission through appropriate channels for activation of credit line and assignment of account number in SAP Reviews and analyzes assembled reports, scorecard data, financial statements and supplementary information such as bank and trade references as well as payment history data to arrive at sound financial decisions intended to support sales while protecting assets Recommends individual credit lines or, for unqualified accounts, works with team leads to assess the viability of other hedging options, or courses of action and again with guidance from team leads facilitates the implementation of credit line or other approved solution for challenging risks Personally handles non routine credit inquires and correspondence as it relates to their portfolio involving team leads for guidance to potential challenges based on those inquiries Defers team leads for advice on particularly complex problems and cases requiring interpretation of policy decision Monitors monthly lines of credit for customers in assigned portfolio of accounts to ensure that balances are within approved limits Assist team leads or Sr. Analysts in support, when requested, to the following: Service Division, Content & Services, Harmon, Dacor, Neurologica, etc. in all aspects of risk assessment of Accounts Receivable and also provide assistance with regard to credit processes and risk mitigation tools and services as well as hedging options. This could include reports from third party services or just general procedure and practices along with requests for standard templates or forms and overall credit opinions. In the Company of team leads may be asked to represent the Company at creditors' meetings trade shows bankruptcy proceedings or other related events Prepare and submit departmental reports from simple inter-department reports, to more complex companywide reports.(may include but not limited to) Quarterly report, Monthly report, Watch list report, Z-Credit AR Forecast report, any ad-hoc reporting that may be required, etc. Will be required to be part of customer visits as needed to obtain financials or assess overall business operations and status of assigned accounts (team leads will accompany as necessary) Qualifications Bachelor's degree with focus on accounting or finance. Proficient in Windows, Excel, Word, PowerPoint. Understanding the business and market trends which impact our accounts. Strong analytical skills, the ability to analyze and also interpret the meanings in written and verbal form. Approximately 3-5 years commercial credit experience performing complex financial statement analysis, as well as handling spreadsheets and reporting tools used to conduct successful analysis. An understanding of risk/reward analysis and credit mitigation documents. Familiar with SA Strong Financial Analysis and risk assessment skills Understanding of insurance and various other hedging options Solid communication and negotiation skills Considers a wide range of alternatives prior to making a decision Takes initiative as problems & opportunities arise; seizing opportunities early Effectively recognizes emergencies & crisis's and brings them to attention of team leads Actively develops a climate of teamwork & cooperation when working with peers Ability to communicate with people at different organizational levels Follows up on tasks & assignments to ensure successful completion on assigned dates Circet USA is an Equal Opportunity Employer - Veteran/Disabled. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status or other characteristics protected by law.

When you join Kyocera Document Solutions America, Inc. you are joining an organization that is deeply rooted in the Philosophy of “doing what is right as a human being”. Through this Philosophy, our employees are passionate about providing best in class customer service through efficiency, accountability and a sense of urgency all while putting knowledge to work to drive change. In addition, we're a Great Place to Work… and we really mean it! Kyocera Document Solutions America, Inc. was officially certified a Great Place to Work since 2022. An organization earns this distinction when its employees have expressed their trust the people they work for, have pride in what they do and enjoy the people they work with. As a Credit Analyst, you will handle at least 80 to 100 dealer accounts, in aggregate, for both regions. On a daily basis, you will manage the order releases for all dealer orders on their regional order Queue. You will ensure that all orders for creditworthy accounts are promptly released and advise the dealers of any credit or collection issue. You will also need to secure approvals from the Third-Party companies for inventory finance orders and review all documentation for split funding orders. The chance to do something meaningful, to challenge yourself, to be a part of change in an industry, to influence change doesn't come around every day. Responsibilities + Manage the order releases for all dealer orders on their assigned order queue. + Ensure that all conforming orders for creditworthy accounts are promptly released. + Advise dealers of any credit or collection issues and the requirements for resolution. + Secure approvals from third-party finance companies for inventory finance orders. + Review all documentation for lease split funding orders. + Monitor the accounts that are delinquent by regularly reviewing the aging information. + Initiate collection efforts by phone or email to secure payment. + When discrepancies arise, assist the dealers in resolving the identified issues. + Work with Customer Service, Sales administration, and Regional Sales staff in an advocacy role. + Coordinate with Accounts Receivable staff to ensure prompt and correct cash applications, account reconciliation, and invoice payment variances. + Continuously review CWO reports, at least daily, to ensure CWO invoices are paid within policy. Continuously review third-party unpaid reports, at least daily, to ensure these invoices are paid within 30 days of the invoice date. + Effectively negotiate payment plans with dealers and act to ensure adherence to the plans. + Prepare legal referrals for past-due accounts as needed. + Ensure that updated dealer financial statements are received in a timely manner and reviewed on as annual basis, or more frequently as needed. + Assist the National Credit Manager by analyzing all types of customer financial statements including compilations, reviews, audits, tax filings, etc. + Perform financial ratio analysis on the balance sheets income statements and statements of cash flow to measure the financial condition of the dealer base through liquidity, solvency, efficiency, and cash flow statement analysis. + After completion of analysis, prepare a formal written credit narrative explaining the risk profile and then make quantitative recommendations to the National Credit Manager. + Cross train with other regional credit analysts regarding areas of responsibilities. + Provide monthly reports to Corporate Credit Management such as: regional delinquency performance, daily sales Outstanding (DSO), and past due analysis. Qualifications + Bachelor's degree in a business-related field. + Five or more years' experience in Commercial Credit Management. + Possess strong interpersonal and negotiation skills. + Industry experience is a significant plus. + Experience with a major ERP (Oracle, SAP, JD Edwards, etc.) + Proficient with Microsoft Office Suite, particularly Excel and Word. + Must be a strong team player. + Must be able to work overtime particularly during the end of the month. The typical pay range for this role is $71,000 -$88,000. This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography, and other relevant factors. We offer a comprehensive benefits package designed to support our employees' well-being which includes: + Medical, dental and vision plans + 401(k) retirement plan with Company match + Life insurance and disability coverage + Paid time off and holidays + Paid parental leave + Employee Assistance Program + Volunteer Time Off + Professional development course reimbursement Note This is a general description of the duties and responsibilities most frequently required of this position. The company may from time to time request that the incumbent perform other related tasks and assume reasonable responsibilities that have not been specifically included in this description. Kyocera Document Solutions America, Inc is a group company of Kyocera Document Solutions Inc., a global leading provider of total document solutions based in Osaka, Japan. The company's portfolio includes reliable and eco-friendly MFPs and printers, as well as business applications and consultative services which enable customers to optimize and manage their document workflow, reaching new heights of efficiency. With professional expertise and a culture of empathetic partnership, the objective of the company is to help organizations put knowledge to work to drive change. Kyocera is looking for enthusiastic and innovative people to help our customers run their businesses more efficiently and more profitably. We offer a generous benefits package including medical, dental and vision plans, a 401k match, flexible spending, disability and life insurance, plus paid time off and holidays. KYOCERA Document Solutions America, Inc. is an Equal Opportunity Employer, a VEVRRA Federal Contractor, and complies with all applicable federal, state, and local laws regarding nondiscrimination. Kyocera provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, or protected veteran status. Qualified minorities, women, protected veterans and/or individuals with disabilities are encouraged to apply.

About Us Sunstone Credit is a financial technology company working to help businesses take control of their energy costs, adapt to the energy transition, and reduce their carbon footprint. In recent years, over half of all new electricity-generating capacity was solar and increasingly businesses are looking to add energy storage systems and other energy efficient technologies. Sunstone Credit exists to serve this significantly underserved segment by offering financing solutions that democratize access to renewable energy solutions. With unique capital and proprietary technology, Sunstone provides simple and efficient financing that installers and developers use to help businesses acquire and deploy their renewable energy systems. We partner with best-in-class renewable energy installers across the country and help them grow and develop new customers and markets. By providing renewable energy loans to businesses, we help these companies control their energy costs, reduce their carbon footprint and ensure our entire economy is benefiting from clean, distributed electricity generation. About You You are a smart, accomplished, hard-working professional who is passionate about having an impact and building an innovative business You are analytically minded and detail-oriented You have excellent written and interpersonal communication skills and enjoy working in a collaborative team environment You have a four-year college / university degree in business, accounting, finance, or other related discipline Renewable energy experience is not required About the Role Sunstone is seeking a Credit Analyst to join our team. As a Credit Analyst you will be responsible for evaluating renewable energy finance opportunities for commercial borrowers. The analysis will include a quantitative and qualitative assessment of the borrower as well as the renewable energy benefits of the solar system. Your evaluation will be detailed oriented, evidence based, and well documented. As a Credit Analyst, you will need excellent written, interpersonal, and Excel based analytical skills. You will work very closely with our customers who are both the owners and installers of solar projects. As part of a startup, you will not work in a silo. You will go above and beyond your job description to help us meet our goals and you will have the opportunity to improve our processes, develop our standards, and collaborate on the development of our tech platform. Key Responsibilities Financial Analysis: Assess the stability and predictability of the borrower's revenue and cash flow and the borrower's financial condition Credit Risk Assessment: Complete scenario analysis and debt capacity analysis to determine a probability of default, loss given default, and overall credit risk of the loan opportunity Energy Analysis: Determine the economic benefit of the solar project, including the long-term utility cost savings. This analysis requires research and a thorough understanding of state specific solar incentives and utility regulations Borrower Due Diligence: Assess non-financial customer information and third-party reports to assess other risk factors, including legal and regulatory risks Market and Industry Analysis: Analyze market conditions, industry trends, and economic factors that could impact the borrower's ability to repay Special Projects: Design, test, and implement process improvements and new products to aid in the development and growth of our platform Why Sunstone At Sunstone you will be part of a growing pioneer in climate tech and your work will have a positive impact on our world. You will be part of building a transformational business and work in a vibrant and fast paced start up culture. We operate in a hybrid work environment with regular in-person interaction in our brand-new office in the Flatiron District in Manhattan. All Sunstone employees earn equity in the company in the form of stock options. We offer competitive pay as well as excellent benefits, including medical, dental and vision coverage. *If you have read and understood the above, please include "Sunstone Credit Analyst" in red on the top right of your resume* Powered by JazzHR tq Ro58lxhC