Credit analyst jobs in Lemon Grove, CA - 27 jobs

A leading financial institution is seeking a Private Banker in San Diego, California, to manage client relationships and provide tailored investment and financial advice. Candidates should have over six years of experience in Private Banking or Financial Services and hold a Bachelor's Degree along with necessary licenses. The position involves acquiring new clients and advising on wealth management strategies for a diverse client base. The ideal candidate will have strong business acumen and a proactive approach to client service. #J-18808-Ljbffr

Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital (Up to $5M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people first culture, with highly motivated and results-oriented professionals, to push the limits of what's possible while creating value for all of our partners. As a Credit Analyst II, you will work closely with experienced credit analysts and underwriters, gaining practical knowledge in financial analysis, risk assessment, and credit decision-making. This role is designed to sharpen your knowledge of assessing the creditworthiness of businesses seeking loans. You will: * Analyze financial statements, tax returns, and other financial documents to evaluate the creditworthiness of commercial loan applicants. * Assess the financial health of businesses by analyzing key financial metrics, such as liquidity, profitability, and leverage. * Prepare credit reports summarizing findings and underwriting recommendations for commercial loan decisions. * Collaborate with colleagues to communicate underwriting decisions to loan applicants and address inquiries or provide information. * Make underwriting recommendations based on established criteria and policies. * Assess the impact of the guarantor on the company's ability to service debt. * Performs other duties as assigned. You have: * At least 3 years of experience in underwriting or credit analysis, with 2-3 years industry experience being highly desirable. * A bachelor's degree in a relevant field such as business, finance, accounting, economics or similar. * A solid understanding of GAAP accounting principles and the ability to dissect financial statements and business bank statements. * Profound knowledge of the U.S. small business lending landscape, including insights into various industry risk segments. * Exceptional organizational, communication, and time management skills. * Proficiency in all Microsoft Office products, G-Suite, and the capability to swiftly learn new programs and CRM systems. * Superior critical thinking, mathematical, and analytical skills. * The capacity to make complex decisions under pressure in a fast-paced setting. We offer: * Comprehensive medical, vision and dental benefits that give you peace of mind. * Flexible Spending Accounts (FSA) that let you use pre-tax dollars to cover healthcare expenses. * A fantastic 401K with matching contributions that helps you plan for retirement and build wealth over time. * Generous sick, vacation, and holiday benefits that give you the time and flexibility you need to enjoy life. * A gym membership contribution that supports your well-being, and helps you stay energized and focused. * An internal referral program that rewards you for bringing talented people to the team. * Company events that foster a positive and inclusive culture, and create opportunities to bond and grow with your colleagues. $36.06 - $45.67 an hour A reasonable estimate of the salary range for this role is $36.06 to $45.67 per year. In order to provide a competitive compensation package, Mulligan Funding takes into account a variety of factors including but not limited to market compensation data, relevant experience, skills, education, and certifications. Mulligan Funding is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability or veteran status. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive. As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards. We are looking for a Credit Analyst to join our Business Lending Services (BLS) team in San Diego, CA. CB&T's Business Lending Services (BLS) team provides both loan underwriting and portfolio management support for our Core Branch Banking network focused on the Middle Market business banking segment. BLS embodies CB&T's Vision, Mission, and Values by providing localized support and the ability to work as a larger team to successfully provide a high level of customer experience. BLS is located across three offices throughout the state and multiple teams that consist of Portfolio Managers, Credit Advisors and Credit Analysts at all experience levels. We offer opportunities for learning and career development, exposure to various commercial loan products, and understanding the entire loan facilitation process. Essential Functions: * Conducts credit investigations and analyzes credit information pertaining to loans. * Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches. * Analyzes financial statements and related material. * Analyzes financial conditions and trends. * Reviews and reports non-compliance with loan covenants. * Determines cash flow using appropriate spreading application. * Prepares summaries, presents facts, and offers opinions concerning creditworthiness. * Provides credit information and references for customers, loan officers, or other agencies as requested. * May provide rates and loan information to clients. * Ensures that all credit files include proper documentation including current financial statements, agency reports, etc. * Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed. * Writes credit memorandums. * Accompanies lenders on business calls. * Conducts industry research. * Assists with special projects as assigned. Qualifications: * Requires a Bachelor's degree in Accounting or Finance and 2+ years of credit analysis experience, lending/credit procedures and process or other directly related experience. A combination of education and experience may meet requirements. * Working knowledge of financial and spread analysis and credit/lending procedures for moderately complex loans. * Working knowledge of commercial credit principles, theories, concepts, and techniques. * Ability to work with lending officers and staff. * Solid analysis, research and communication skills, both verbal and written. * Must be detail oriented. * Ability to meet deadlines and make sound decisions regarding loans. * Solid PC skills required. * Working knowledge of spreading/cash flow application is a plus. Benefits: * Medical, Dental and Vision Insurance - START DAY ONE! * Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance * Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts * Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays * 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience * Mental health benefits, including coaching and therapy sessions * Tuition Reimbursement for qualifying employees * Employee Ambassador preferred banking products This position is eligible to earn a base salary in the range of $29 - $38 hourly depending on job-related factors such as level of experience.

ABOUT THE BRAND: Callaway Golf is the leading manufacturer of premium golf clubs, balls, performance gear and accessories worldwide. Through an unwavering commitment to innovation, we push the limits of performance and create demonstrably superior products designed to make every golfer a better golfer. Our company is a blend of experience and diverse backgrounds, and together we look to move the game forward, and we want top-notch people to join us in that mission! By joining Callaway Golf, you also join part of the portfolio of brands within Topgolf Callaway Brands, an unrivaled tech-enabled Modern Golf and active lifestyle company delivering leading golf equipment, apparel, and entertainment, with a portfolio of global brands including Topgolf, Callaway Golf, TravisMathew, Toptracer, Odyssey, OGIO, and World Golf Tour (“WGT”). “Modern Golf” is the dynamic and inclusive ecosystem that includes both on-course and off-course golf. For more information, please visit ************************************* JOB OVERVIEW The Associate Credit Analyst is responsible for opening new customer accounts as well as providing reporting and analysis to the Credit department at Callaway Golf. This involves collecting credit applications and associated documentation for new account set ups as well as periodic reviews. A successful candidate will be comfortable interacting with internal/external customers as well as financial institutions. This position reports back to the management on all financial responsibilities/tasks. ROLES AND RESPONSIBILITIES Conduct thorough investigations into credit and financial information to assess customer eligibility for credit terms. Review accuracy and verify completeness of required documentation from customers seeking credit terms Gathers trade and financial data utilized for the extension of credit lines and annual reviews. Provides analysis and recommendations on trade and financial data. Analyze customer credit information and provide recommendations on credit limits and risk exposure for existing customers Assist in the research and analysis of complex ownership issues. Communicates with financial institutions, sales representatives, and customers. Handles new account set up process within SAP. Maintains credit files in the document management system. Maintains and processes customer master file changes. Review and process customer master file changes, ensuring compliance with company policies. Manages E-document processes and reporting. Create and update various reports as requested by management. Maintain customer principal master spreadsheet. Follows Global and Local Credit policies and maintains controls documented through the Sarbanes-Oxley process. Assist with sales tax compliance and participate in corporate projects and process improvement initiatives.. Support corporate projects and initiatives. Assists with gathering financial data. Provide analysis and insight on credit information based upon risk verses the impact to sales. Create and provide insight on various credit metrics for different roles within the credit department. Facilitate projects to improve processes and meet business needs. Manage the collection agency placement and reporting. Assist in developing Company credit risk policies and procedures. Report on large and/or long-term payment plans. TECHNICAL COMPETENCIES (Knowledge, Skills & Abilities) Ability to understand and analyze financial statements. Basic understanding of financial reporting. Excellent verbal and written communication skills. Strong organizational skills and ability to multi-task well. Detail oriented. Ability to work independently and as a team player. Ability to work well with all levels of the organization in fast paced, dynamic environment. Ability to navigate through ambiguity, collaborate successfully with others on a cross-functional basis, coordinate multiple project assignments simultaneously in a deadline-driven environment, accepting ownership and accountability of the process and deliver on commitments. Proficiency in Working knowledge of Excel, Word, PowerPoint. Knowledge of SAP a plus Professionalism and high level of discretion are required. EDUCATION AND EXPERIENCE A bachelor's degree in business, Accounting, Finance, Economics, or related degree preferred. Minimum 1-year related experience. Basic working knowledge of U.S. Generally Accepted Accounting Principles (GAAP). DE&I and EEOC: Inclusion & Diversity: As a purpose-led, performance driven company, we strive to foster a culture of belonging based on respect, connection, openness and authenticity. We are committed to building and maintaining a workplace that celebrates the diversity of our associates, supporting them to bring their authentic selves to work every day. If your experience is close to what we're looking for, please consider applying. Experience comes in many forms, skills are transferable, and passion goes a long way. We know that diverse backgrounds and experiences make for the best problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply. We look forward to learning more about you. ARE YOU READY TO MAKE THE TURN? APPLY TODAY! 23.32 - 29.14 - 34.95 USD Hourly

ABOUT THE BRAND: Callaway Golf is the leading manufacturer of premium golf clubs, balls, performance gear and accessories worldwide. Through an unwavering commitment to innovation, we push the limits of performance and create demonstrably superior products designed to make every golfer a better golfer. Our company is a blend of experience and diverse backgrounds, and together we look to move the game forward, and we want top-notch people to join us in that mission! By joining Callaway Golf, you also join part of the portfolio of brands within Topgolf Callaway Brands, an unrivaled tech-enabled Modern Golf and active lifestyle company delivering leading golf equipment, apparel, and entertainment, with a portfolio of global brands including Topgolf, Callaway Golf, TravisMathew, Toptracer, Odyssey, OGIO, and World Golf Tour ("WGT"). "Modern Golf" is the dynamic and inclusive ecosystem that includes both on-course and off-course golf. For more information, please visit ************************************* JOB OVERVIEW The Associate Credit Analyst is responsible for opening new customer accounts as well as providing reporting and analysis to the Credit department at Callaway Golf. This involves collecting credit applications and associated documentation for new account set ups as well as periodic reviews. A successful candidate will be comfortable interacting with internal/external customers as well as financial institutions. This position reports back to the management on all financial responsibilities/tasks. ROLES AND RESPONSIBILITIES * Conduct thorough investigations into credit and financial information to assess customer eligibility for credit terms. * Review accuracy and verify completeness of required documentation from customers seeking credit terms * Gathers trade and financial data utilized for the extension of credit lines and annual reviews. * Provides analysis and recommendations on trade and financial data. * Analyze customer credit information and provide recommendations on credit limits and risk exposure for existing customers * Assist in the research and analysis of complex ownership issues. * Communicates with financial institutions, sales representatives, and customers. * Handles new account set up process within SAP. * Maintains credit files in the document management system. * Maintains and processes customer master file changes. Review and process customer master file changes, ensuring compliance with company policies. * Manages E-document processes and reporting. * Create and update various reports as requested by management. * Maintain customer principal master spreadsheet. * Follows Global and Local Credit policies and maintains controls documented through the Sarbanes-Oxley process. * Assist with sales tax compliance and participate in corporate projects and process improvement initiatives.. * Support corporate projects and initiatives. * Assists with gathering financial data. * Provide analysis and insight on credit information based upon risk verses the impact to sales. * Create and provide insight on various credit metrics for different roles within the credit department. * Facilitate projects to improve processes and meet business needs. * Manage the collection agency placement and reporting. * Assist in developing Company credit risk policies and procedures. * Report on large and/or long-term payment plans. TECHNICAL COMPETENCIES (Knowledge, Skills & Abilities) * Ability to understand and analyze financial statements. * Basic understanding of financial reporting. * Excellent verbal and written communication skills. * Strong organizational skills and ability to multi-task well. * Detail oriented. * Ability to work independently and as a team player. * Ability to work well with all levels of the organization in fast paced, dynamic environment. * Ability to navigate through ambiguity, collaborate successfully with others on a cross-functional basis, coordinate multiple project assignments simultaneously in a deadline-driven environment, accepting ownership and accountability of the process and deliver on commitments. * Proficiency in Working knowledge of Excel, Word, PowerPoint. * Knowledge of SAP a plus * Professionalism and high level of discretion are required. EDUCATION AND EXPERIENCE * A bachelor's degree in business, Accounting, Finance, Economics, or related degree preferred. * Minimum 1-year related experience. * Basic working knowledge of U.S. Generally Accepted Accounting Principles (GAAP). DE&I and EEOC: Inclusion & Diversity: As a purpose-led, performance driven company, we strive to foster a culture of belonging based on respect, connection, openness and authenticity. We are committed to building and maintaining a workplace that celebrates the diversity of our associates, supporting them to bring their authentic selves to work every day. If your experience is close to what we're looking for, please consider applying. Experience comes in many forms, skills are transferable, and passion goes a long way. We know that diverse backgrounds and experiences make for the best problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply. We look forward to learning more about you. ARE YOU READY TO MAKE THE TURN? APPLY TODAY! 23.32 - 29.14 - 34.95 USD Hourly

The Private Bank Senior Credit Officer is responsible for overseeing the credit approval process, assessing credit risk, and ensuring the bank's lending practices align with regulatory standards and internal policies. This role plays a critical part in maintaining a high-quality credit portfolio across private banking clients, including high-net-worth individuals, family offices, and select corporate entities, where you will work autonomously and will be recognized as a subject matter expert. Primary Responsibilities will be to: + Evaluate and approve credit proposals, including credit products offered by the Private Bank in the Consumer and Commercial product lines to support Private Banking relationships (verticals, Consumer / Mortgage/HELOC/Custom unsecured HNW / SBL Commercial : C&I/ CRE / Multi Family/ Non for Profit / PE/VC/Manco, following the client approach connecting credit offerings across the Private Bank vertical engaging in opportunities and mitigating credit risk) + Conduct in-depth second line credit risk analysis review of clients' financial profiles, collateral, and market conditions + Provide independent risk assessments and recommendations for larger or more complex transactions + Monitor and manage the performance and quality of the credit portfolio, identifying early warning signs of deterioration + Establish and maintain credit risk frameworks, policies, and guidelines tailored to high-net-worth (HNW) and ultra-high-net-worth (UHNW) clients + Develop, maintain, and update credit policies and procedures to ensure compliance with regulatory requirements and risk appetite + Collaborate with relationship managers, portfolio managers underwriting teams and legal teams to structure appropriate credit solutions + Provide coaching, guidance, and training + Meet with clients, engage in site visits + Participate in internal and external audits and regulatory reviews and remediation plans + Contribute to risk modeling, and portfolio analytics initiatives as necessary + Liaison to CFG partners for appropriate resourcing and identification of client opportunities to best serve the client, and Citizens organization + Prepare periodic reports for senior management on credit exposures, portfolio quality, and risk trends While our preference is to have someone in our Los Angeles office - we are open to individuals who can work in either of our Newport or San Diego locations as well. Experience and Skills: + 10 or more years of experience in credit with exposure to Private Banking preferable + Strong understanding of private banking products and credit structures + In-depth knowledge of regulatory requirements + Excellent communication, analytical, decision-making, and interpersonal skills + Proven ability to assess complex credit transactions and lead credit discussions Hours & Work Schedule + Hours per Week: 40 + Work Schedule: Monday through Friday Pay Transparency The salary range for this position is $225,000- $275,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit *************************************** Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. 01/30/2026

Responsive recruiter Replies within 24 hours Role OverviewCore Services Group is seeking a mid-career Surface Warfare professional to support Commander, Naval Surface and Mine Warfighting Development Center (SMWDC) as a Capability, Assessment, Experimentation, and Future Requirements Analyst. In this role, you will help shape the future of the Surface Force by analyzing current and future naval capabilities needed by the next generation of Surface Warriors. You will develop strategic documentation and assessments to guide Navy acquisition, shape operational planning, and inform experimentation initiatives for Surface Force. Key Responsibilities:• Conduct capability assessments and gap analyses for surface warfare systems• Develop Project Objective Memorandum budget/funding issue papers, dual-use studies, and Concept of Operations documents that provide a cogent rationale for OPNAV senior leaders to determine allocation of funds. • Support Navy acquisition community and Program Objective Memorandum process activities• Create technical documentation including doctrine and tactics, techniques, and procedures• Participate in experimentation planning and future requirements development• Collaborate with acquisition professionals and operational communities• Prepare strategic assessments and recommendations for senior leadership Required Qualifications:• Current SECRET Security Clearance• 10+ years experience as a Qualified Surface Warfare Officer• 5+ years experience in technical writing, Project Objective Memorandum issue papers, dual-use studies, Concept of Operations, Concept of Employment, or similar documents• 3+ years experience in acquisition community or with Government's Program Objective Memorandum process• 3+ years proficiency with Adobe Acrobat and Microsoft Office Suite Applications (PowerPoint, Excel, Word, Teams, Outlook, SharePoint)• 3+ years experience in technical writing, developing doctrine or tactics, techniques, and procedures Preferred Qualifications:• Weapons Tactics Instructor qualification (Anti-Air Warfare, Anti-Submarine Warfare/Surface Warfare, Integrated Air and Missile Defense)• Aviation Officer Qualification acceptable Compensation: $100,000.00 - $135,000.00 per year Overview A Service Disabled Veteran Owned Small Business, Core Services Group was founded in response to an emergent need for robust analytical evaluation of Navy tactical airborne electronic countermeasures systems. Core Services Group combines Naval and Joint Operational Expertise with the rigorous systems engineering methodologies of the Naval Aviation, Nuclear Power and Operational Evaluation communities to deliver quality and extremely cost effective analytical solutions to the Fleet and Systems Commands. Website ********************************* Industry Defense and Space Manufacturing Company size 11-50 employees Includes members with current employer listed as Core Services Group, Inc., including part-time roles. Headquarters Virginia Beach, VA Founded 2009 Specialties Systems Engineering, Program Management, Operational test and evaluation design and analysis, Operational Support, Readiness Analysis & Reporting, and Doctrine Development

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive. As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards. We are looking for a **Credit Analyst** to join our **Business Lending Services (BLS) team** in **San Diego, CA** . CB&T's Business Lending Services (BLS) team provides both loan underwriting and portfolio management support for our Core Branch Banking network focused on the Middle Market business banking segment. BLS embodies CB&T's Vision, Mission, and Values by providing localized support and the ability to work as a larger team to successfully provide a high level of customer experience. BLS is located across three offices throughout the state and multiple teams that consist of Portfolio Managers, Credit Advisors and Credit Analysts at all experience levels. We offer opportunities for learning and career development, exposure to various commercial loan products, and understanding the entire loan facilitation process. **Essential Functions:** + Conducts credit investigations and analyzes credit information pertaining to loans. + Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches. + Analyzes financial statements and related material. + Analyzes financial conditions and trends. + Reviews and reports non-compliance with loan covenants. + Determines cash flow using appropriate spreading application. + Prepares summaries, presents facts, and offers opinions concerning creditworthiness. + Provides credit information and references for customers, loan officers, or other agencies as requested. + May provide rates and loan information to clients. + Ensures that all credit files include proper documentation including current financial statements, agency reports, etc. + Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed. + Writes credit memorandums. + Accompanies lenders on business calls. + Conducts industry research. + Assists with special projects as assigned. **Qualifications:** + Requires a Bachelor's degree in Accounting or Finance and 2+ years of credit analysis experience, lending/credit procedures and process or other directly related experience. A combination of education and experience may meet requirements. + Working knowledge of financial and spread analysis and credit/lending procedures for moderately complex loans. + Working knowledge of commercial credit principles, theories, concepts, and techniques. + Ability to work with lending officers and staff. + Solid analysis, research and communication skills, both verbal and written. + Must be detail oriented. + Ability to meet deadlines and make sound decisions regarding loans. + Solid PC skills required. + Working knowledge of spreading/cash flow application is a plus. **Benefits:** + Medical, Dental and Vision Insurance - START DAY ONE! + Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance + Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts + Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience + Mental health benefits, including coaching and therapy sessions + Tuition Reimbursement for qualifying employees + Employee Ambassador preferred banking products This position is eligible to earn a base salary in the range of $29 - $38 hourly depending on job-related factors such as level of experience. **Req ID:** 068708 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.

is based onsite in our San Diego, CA office. Mainstay Medical Mainstay Medical is a medical device company focused on marketing an innovative implantable neurostimulation system, ReActiv8 , for people with disabling chronic mechanical Low Back Pain. The company is headquartered in Dublin, Ireland, with subsidiaries operating in the United States, Australia, the United Kingdom, and Germany. The Role: The Senior Commercial Analyst will play a key role in leading the design, governance, and expansion of reporting ecosystems that serve as the single source of truth across all commercial functions-including Sales, Commercial Operations, Sales Training, Patient Access, Prior Authorization, Reimbursement, and Marketing. Position Responsibilities: Enterprise Reporting & Data Strategy Serve as the central authority for Commercial reporting across the organization. Define, standardize, and maintain KPIs across Sales, Patient Access, Reimbursement, Marketing, and related functions. Architect and execute dashboards, scorecards, and executive-level reports in collaboration with cross-functional stakeholders. Lead the transformation from manual reporting to automated, scalable, self-service analytics platforms (e.g., Power BI, Salesforce). Strategic Insights & Commercial Analytics Partner with Senior Leadership to deliver actionable insights that inform resource allocation, investment planning, and field execution. Conduct advanced analysis of claims, utilization, and access-related data to guide reimbursement strategy and global commercial effectiveness. Deliver business case evaluations for organizational investments, territory alignments, and headcount optimization. Qualifications: Bachelor's degree in Business, Analytics, Economics, Engineering, or related field. 6-10 years of experience in commercial analytics, business intelligence, or strategy- preferably in healthcare, pharma, life sciences, or payer/provider sectors. Demonstrated success leading cross-functional reporting or analytics teams or managing enterprise-level analytics projects. Experience interpreting claims and CMS datasets (highly desirable). Expert in data visualization tools - Power BI and Excel Experience with Salesforce, ERPs, data lakes/warehouses. (highly desirable) Strong understanding of commercial functions: sales planning, field performance, access & reimbursement, and patient journey analytics. The salary range for this position is $130,000 to $160,000/year; however, base pay offered will take into account a range of factors, including job-related knowledge, skills, and experience. The total compensation package includes a range of medical, dental, vision, financial, and other benefits, as well as equity. Mainstay Medical is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to gender, race, color, religious creed, national origin, age, sexual orientation, gender identity, physical or mental disability, and/or protected veteran status. Mainstay Medical participates in E-Verify.

Job Title: 2026 Commercial Banking Development Program - Credit Analyst - San Diego, CA - Juris Banking What you'll do: As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports. Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries. Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research. Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans. Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations. What you'll need: Completion of an Accounting course. Bachelor's degree or equivalent experience required. GPA of 3.0 or higher is required. Strong analytical, conceptual, communication, leadership, and organizational skills. An interest in working in Commercial Banking. Ability to self-motivate and work productively without supervision. Entry level speaking and writing communications skills. Compensation: Hourly range for new hires is generally $33.40 for San Diego, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation

At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers' expectations while making a real impact for our company through our shared purpose. When you join our company, we want you to feel valued, supported and proud to work here. That's why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers. About GEICO The Government Employees Insurance Company (GEICO) is a private American auto insurance company with headquarters in Chevy Chase, Maryland. GEICO is a wholly owned subsidiary of Berkshire Hathaway and is the third largest auto insurer in the United States. In 2023, GEICO earned premiums worth over $40 billion U.S. dollars. GEICO is going through a massive digital transformation to re-platform the Insurance industry, removing friction across Customers, Partners, Marketplace, Segments, Channels, and Experiences as we grow our reach and market share. About The Role GEICO is hiring a Innovation Analyst to join their Claims Innovation team. As an Innovation Analyst, you will support GEICO's Claims Innovation team in identifying, analyzing, and implementing opportunities to improve processes and technology. This role partners with cross-functional teams to deliver innovative solutions that enhance efficiency, accuracy, and customer experience. Responsibilities: * Evaluate and analyze existing claims processes, data, and performance metrics to identify areas of opportunity for efficiency, effectiveness, or accuracy * Gather and analyze data to provide insights into claims processes and performance metrics * Support the development of actionable strategies and assist in implementing process and technology enhancements. * Assist the Director, Claims Innovation in establishing priorities, goals, and objectives * Collaborate with Operations, Product, AI/ML, and Engineering teams to define and prioritize requirements. * Prepare reports and presentations summarizing findings, recommendations, and project progress. * Contribute to and/or lead pilot programs, POC's, or A/B testing and reporting on performance and progress * Participate in innovation workshops, ideation sessions, and design sprints. * Monitor project risks, benefits, and performance metrics; escalate issues as needed. * Stay informed on industry trends, emerging technologies, and best practices. About You Skills & experiences: * 3+ years of experience in business process optimization, business analysis, consulting, innovation, or process engineering. * Leadership experience in P&C insurance claims * Bachelor's degree in Business, Finance, Economics, Statistics, or related field. * Knowledge of innovation methodologies, processes, and principles * Strong analytical skills and ability to interpret data for decision-making. * Effective communicator with strong collaboration skills. * Demonstrated ability to adapt and learn in a fast-paced environment. * Commitment to diversity, equity, and inclusion. Leadership qualities: * Leads from the front and isn't shy about using their voice * Ability to lead and influence with empathy and humility * Ability to navigate and lead through complexity * Curiosity, critical thinking skills; a lifelong learner who sees situations through multiple lenses * Exceptional character and an ability to instill confidence and build trust. Someone who possesses high emotional intelligence, and is an attentive, empathetic listener Location: Remote, or available office #LI-HB1 Annual Salary $82,000.00 - $172,200.00 The above annual salary range is a general guideline. Multiple factors are taken into consideration to arrive at the final hourly rate/ annual salary to be offered to the selected candidate. Factors include, but are not limited to, the scope and responsibilities of the role, the selected candidate's work experience, education and training, the work location as well as market and business considerations. At this time, GEICO will not sponsor a new applicant for employment authorization for this position. The GEICO Pledge: Great Company: At GEICO, we help our customers through life's twists and turns. Our mission is to protect people when they need it most and we're constantly evolving to stay ahead of their needs. We're an iconic brand that thrives on innovation, exceeding our customers' expectations and enabling our collective success. From day one, you'll take on exciting challenges that help you grow and collaborate with dynamic teams who want to make a positive impact on people's lives. Great Careers: We offer a career where you can learn, grow, and thrive through personalized development programs, created with your career - and your potential - in mind. You'll have access to industry leading training, certification assistance, career mentorship and coaching with supportive leaders at all levels. Great Culture: We foster an inclusive culture of shared success, rooted in integrity, a bias for action and a winning mindset. Grounded by our core values, we have an an established culture of caring, inclusion, and belonging, that values different perspectives. Our teams are led by dynamic, multi-faceted teams led by supportive leaders, driven by performance excellence and unified under a shared purpose. As part of our culture, we also offer employee engagement and recognition programs that reward the positive impact our work makes on the lives of our customers. Great Rewards: We offer compensation and benefits built to enhance your physical well-being, mental and emotional health and financial future. * Comprehensive Total Rewards program that offers personalized coverage tailor-made for you and your family's overall well-being. * Financial benefits including market-competitive compensation; a 401K savings plan vested from day one that offers a 6% match; performance and recognition-based incentives; and tuition assistance. * Access to additional benefits like mental healthcare as well as fertility and adoption assistance. * Supports flexibility- We provide workplace flexibility as well as our GEICO Flex program, which offers the ability to work from anywhere in the US for up to four weeks per year. The equal employment opportunity policy of the GEICO Companies provides for a fair and equal employment opportunity for all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability or genetic information, in compliance with applicable federal, state and local law. GEICO hires and promotes individuals solely on the basis of their qualifications for the job to be filled. GEICO reasonably accommodates qualified individuals with disabilities to enable them to receive equal employment opportunity and/or perform the essential functions of the job, unless the accommodation would impose an undue hardship to the Company. This applies to all applicants and associates. GEICO also provides a work environment in which each associate is able to be productive and work to the best of their ability. We do not condone or tolerate an atmosphere of intimidation or harassment. We expect and require the cooperation of all associates in maintaining an atmosphere free from discrimination and harassment with mutual respect by and for all associates and applicants.

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Support Commercial Credit Transformation programs - including operating model and technology implementations . + Design next generation experiences and platforms for commercial lending clients. + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Become a trusted advisor for C-suite clients looking to solve critical business problem. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader. + + Travel, as required, up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending + A Bachelor's degree Bonus Points if you have: + Extensive transformation strategy or operating model design experience in commercial banking. + Launched new product offerings in the banking industry. + Demonstrated experience developing and managing relationships with senior client executives. + Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. + nCino or Salesforce certification(s) + Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + French language skills + An advanced degree or financial industry certification + Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (******************************************************************************************************************************************** Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities Assists, educates, and trains clients on conducting simple transactions through self-service technologies Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Required Qualifications: Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client Collaborates effectively to get things done, building and nurturing strong relationships Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives Confident in identifying solutions for helping new and existing clients based on their needs Strong written and verbal communications skills Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances Applies strong critical thinking and problem-solving skills to meet clients' needs Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance Desired Qualifications: Associate's Degree or Bachelor's Degree in business, finance or a related field Experience working in a financial center where goals were met or exceeded Retail and/or sales experience in a salary plus incentive environment Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded Experience with financial information, spreadsheets and financial skills Knowledge of banking products and services Strong computer skills including Microsoft applications and previous experience utilizing laptop technology Skills: Active Listening Business Acumen Customer and Client Focus Oral Communications Problem Solving Account Management Client Experience Branding Client Management Client Solutions Advisory Relationship Building Business Development Pipeline Management Prospecting Referral Identification Referral Management Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent The following laws or regulations restrict or prohibit the hiring of individuals with certain specified criminal history for the position: FDIC/loan Originator Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - CA - La Jolla - 8813 Villa La Jolla Dr - LA JOLLA VILLAGE SQUARE BC (CA0214) Pay and benefits information Pay range$25.00 - $31.37 hourly pay, offers to be determined based on experience, education and skill set.Formulaic incentive eligible This role is eligible to participate in a formulaic incentive plan. Employees are eligible for incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee's performance against defined metrics.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

The Credit Lounge Representative guides customers smoothly through the credit application process, educates customers on credit in general and Curacao services and benefits, in particular and helps the customer to navigate and address any credit account issues they may have. This position is the frequently the first and main customer contact in-store and plays a key role in providing an unforgettable experience to both new and existing customers. ESSENTIAL FUNCTIONS: Greet and guide customers through the credit application process in the credit lounge, troubleshooting as necessary, whether customers use conduct an application through the credit kiosk, the credit tablet or using the paper application. Work with customers to identify and take action on problems with their accounts, keeping the customer informed and engaged throughout the process. Educate customers on how credit works, how the different types of credit accounts at Curacao function and which types of behaviors and choices can help to hurt or harm their own credit score. Help the customer to determine which of the Curacao accounts best fits their habits and needs. Maintain a strong understanding of Curacao credit products and services (accounts, insurance, paperless enrollment, etc.) and be prepared to explain their features and benefits to customers. Take ownership of the look and feel of the Credit Lounge, keeping the area clean, ensuring the furniture and installations are in good working order and reporting any major issues to the Credit Assistant Store Manager. Monitor the performance of credit application and account management systems and promptly report any issues through appropriate channels. Stay informed of and comply closely to internal credit policies and procedures to ensure company compliance with state and federal laws governing consumer credit and protect sensitive customer information. Greet customers with a warm smile and friendly greeting whenever they walk within ten feet of you. Be responsive and take ownership of any customer issues in collaboration with your manager. Pitch in with any other tasks your manager may request your help with as part of basic store operations. Demonstrate a Customer Centric attitude by always greeting and serving customers in an engaging and friendly manner and going above and beyond to understand each customer and solve for each one's unique need. Always strive to Be Your Best by continually working to improve your knowledge of the latest trends in your department and taking pride in your work. Be Accountable for your actions by ensuring that you finish to completion any task you take on with integrity and transparency. Embrace the concept One Team - Family at Curacao by helping out your teammates across the store and the company whenever you can. BASIC QUALIFICATIONS High School Diploma or GED English Fluency Spanish Proficiency Friendly, outgoing personality Good listener Patient Comfortable with basic arithmetic Proficient typing skills and able to handle office equipment Page Break PHYSICAL DEMANDS GENERAL LIFT / CARRY PUSH / PULL Stand C Reach above shoulder O 10 lbs or less O 12 lbs or less O Walk C Climb O 11 - 20 lbs O 13 - 25 lbs O Sit C Crawl O 21 - 51 lbs O 26 - 40 lbs N Handling F Squat or kneel O 51 - 100 lbs N 40 - 100 lbs N Reach Outward F Bend O Over 100 lbs N N (not applicable) = Activity is not applicable to this occupation. O (Occasionally) = Occupation requires this activity up to 33% of the time (0 - 2.5+ hrs/day) F (Frequently) = Occupation requires this activity from 33% - 66% of the time (2.5 - 5.5+ hrs/day) C (Constantly) = Occupation requires this activity more than 66% of the time (5.5+ hrs/day)

Job Description Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital (Up to $5M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people first culture, with highly motivated and results-oriented professionals, to push the limits of what's possible while creating value for all of our partners. As a Credit Analyst II , you will work closely with experienced credit analysts and underwriters, gaining practical knowledge in financial analysis, risk assessment, and credit decision-making. This role is designed to sharpen your knowledge of assessing the creditworthiness of businesses seeking loans. You will: Analyze financial statements, tax returns, and other financial documents to evaluate the creditworthiness of commercial loan applicants. Assess the financial health of businesses by analyzing key financial metrics, such as liquidity, profitability, and leverage. Prepare credit reports summarizing findings and underwriting recommendations for commercial loan decisions. Collaborate with colleagues to communicate underwriting decisions to loan applicants and address inquiries or provide information. Make underwriting recommendations based on established criteria and policies. Assess the impact of the guarantor on the company's ability to service debt. Performs other duties as assigned. You have: At least 3 years of experience in underwriting or credit analysis, with 2-3 years industry experience being highly desirable. A bachelor's degree in a relevant field such as business, finance, accounting, economics or similar. A solid understanding of GAAP accounting principles and the ability to dissect financial statements and business bank statements. Profound knowledge of the U.S. small business lending landscape, including insights into various industry risk segments. Exceptional organizational, communication, and time management skills. Proficiency in all Microsoft Office products, G-Suite, and the capability to swiftly learn new programs and CRM systems. Superior critical thinking, mathematical, and analytical skills. The capacity to make complex decisions under pressure in a fast-paced setting. We offer: Comprehensive medical, vision and dental benefits that give you peace of mind. Flexible Spending Accounts (FSA) that let you use pre-tax dollars to cover healthcare expenses. A fantastic 401K with matching contributions that helps you plan for retirement and build wealth over time. Generous sick, vacation, and holiday benefits that give you the time and flexibility you need to enjoy life. A gym membership contribution that supports your well-being, and helps you stay energized and focused. An internal referral program that rewards you for bringing talented people to the team. Company events that foster a positive and inclusive culture, and create opportunities to bond and grow with your colleagues. A reasonable estimate of the salary range for this role is $36.06 to $45.67 per hour. In order to provide a competitive compensation package, Mulligan Funding takes into account a variety of factors including but not limited to market compensation data, relevant experience, skills, education, and certifications.Mulligan Funding is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability or veteran status. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Job Title: 2026 Commercial Banking Development Program - Credit Analyst - San Diego, CA - Juris Banking What you'll do: As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports. * Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries. * Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research. * Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans. * Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations. What you'll need: * Completion of an Accounting course. * Bachelor's degree or equivalent experience required. * GPA of 3.0 or higher is required. * Strong analytical, conceptual, communication, leadership, and organizational skills. * An interest in working in Commercial Banking. * Ability to self-motivate and work productively without supervision. * Entry level speaking and writing communications skills. Compensation: Hourly range for new hires is generally $33.40 for San Diego, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Support Commercial Credit Transformation programs - including operating model and technology implementations . * Design next generation experiences and platforms for commercial lending clients. * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Become a trusted advisor for C-suite clients looking to solve critical business problem. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader. * * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending * A Bachelor's degree Bonus Points if you have: * Extensive transformation strategy or operating model design experience in commercial banking. * Launched new product offerings in the banking industry. * Demonstrated experience developing and managing relationships with senior client executives. * Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. * nCino or Salesforce certification(s) * Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * French language skills * An advanced degree or financial industry certification * Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Locations

The Credit Lounge Representative guides customers smoothly through the credit application process, educates customers on credit in general and Curacao services and benefits, in particular and helps the customer to navigate and address any credit account issues they may have. This position is the frequently the first and main customer contact in-store and plays a key role in providing an unforgettable experience to both new and existing customers. ESSENTIAL FUNCTIONS: Greet and guide customers through the credit application process in the credit lounge, troubleshooting as necessary, whether customers use conduct an application through the credit kiosk, the credit tablet or using the paper application. Work with customers to identify and take action on problems with their accounts, keeping the customer informed and engaged throughout the process. Educate customers on how credit works, how the different types of credit accounts at Curacao function and which types of behaviors and choices can help to hurt or harm their own credit score. Help the customer to determine which of the Curacao accounts best fits their habits and needs. Maintain a strong understanding of Curacao credit products and services (accounts, insurance, paperless enrollment, etc.) and be prepared to explain their features and benefits to customers. Take ownership of the look and feel of the Credit Lounge, keeping the area clean, ensuring the furniture and installations are in good working order and reporting any major issues to the Credit Assistant Store Manager. Monitor the performance of credit application and account management systems and promptly report any issues through appropriate channels. Stay informed of and comply closely to internal credit policies and procedures to ensure company compliance with state and federal laws governing consumer credit and protect sensitive customer information. Greet customers with a warm smile and friendly greeting whenever they walk within ten feet of you. Be responsive and take ownership of any customer issues in collaboration with your manager. Pitch in with any other tasks your manager may request your help with as part of basic store operations. Demonstrate a Customer Centric attitude by always greeting and serving customers in an engaging and friendly manner and going above and beyond to understand each customer and solve for each one's unique need. Always strive to Be Your Best by continually working to improve your knowledge of the latest trends in your department and taking pride in your work. Be Accountable for your actions by ensuring that you finish to completion any task you take on with integrity and transparency. Embrace the concept One Team - Family at Curacao by helping out your teammates across the store and the company whenever you can. BASIC QUALIFICATIONS High School Diploma or GED English Fluency Spanish Proficiency Friendly, outgoing personality Good listener Patient Comfortable with basic arithmetic Proficient typing skills and able to handle office equipment Page Break PHYSICAL DEMANDS GENERAL LIFT / CARRY PUSH / PULL Stand C Reach above shoulder O 10 lbs or less O 12 lbs or less O Walk C Climb O 11 - 20 lbs O 13 - 25 lbs O Sit C Crawl O 21 - 51 lbs O 26 - 40 lbs N Handling F Squat or kneel O 51 - 100 lbs N 40 - 100 lbs N Reach Outward F Bend O Over 100 lbs N N (not applicable) = Activity is not applicable to this occupation. O (Occasionally) = Occupation requires this activity up to 33% of the time (0 - 2.5+ hrs/day) F (Frequently) = Occupation requires this activity from 33% - 66% of the time (2.5 - 5.5+ hrs/day) C (Constantly) = Occupation requires this activity more than 66% of the time (5.5+ hrs/day)

Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital (Up to $5M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people first culture, with highly motivated and results-oriented professionals, to push the limits of what's possible while creating value for all of our partners. As a Credit Analyst II , you will work closely with experienced credit analysts and underwriters, gaining practical knowledge in financial analysis, risk assessment, and credit decision-making. This role is designed to sharpen your knowledge of assessing the creditworthiness of businesses seeking loans. You will: Analyze financial statements, tax returns, and other financial documents to evaluate the creditworthiness of commercial loan applicants. Assess the financial health of businesses by analyzing key financial metrics, such as liquidity, profitability, and leverage. Prepare credit reports summarizing findings and underwriting recommendations for commercial loan decisions. Collaborate with colleagues to communicate underwriting decisions to loan applicants and address inquiries or provide information. Make underwriting recommendations based on established criteria and policies. Assess the impact of the guarantor on the company's ability to service debt. Performs other duties as assigned. You have: At least 3 years of experience in underwriting or credit analysis, with 2-3 years industry experience being highly desirable. A bachelor's degree in a relevant field such as business, finance, accounting, economics or similar. A solid understanding of GAAP accounting principles and the ability to dissect financial statements and business bank statements. Profound knowledge of the U.S. small business lending landscape, including insights into various industry risk segments. Exceptional organizational, communication, and time management skills. Proficiency in all Microsoft Office products, G-Suite, and the capability to swiftly learn new programs and CRM systems. Superior critical thinking, mathematical, and analytical skills. The capacity to make complex decisions under pressure in a fast-paced setting. We offer: Comprehensive medical, vision and dental benefits that give you peace of mind. Flexible Spending Accounts (FSA) that let you use pre-tax dollars to cover healthcare expenses. A fantastic 401K with matching contributions that helps you plan for retirement and build wealth over time. Generous sick, vacation, and holiday benefits that give you the time and flexibility you need to enjoy life. A gym membership contribution that supports your well-being, and helps you stay energized and focused. An internal referral program that rewards you for bringing talented people to the team. Company events that foster a positive and inclusive culture, and create opportunities to bond and grow with your colleagues. Mulligan Funding is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability or veteran status.