Credit investigator vs commercial credit reviewer

The differences between credit investigators and commercial credit reviewers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 3-6 months to become both a credit investigator and a commercial credit reviewer. Additionally, a commercial credit reviewer has an average salary of $66,126, which is higher than the $34,703 average annual salary of a credit investigator.

The top three skills for a credit investigator include financial statements, loan applications and credit bureau reports. The most important skills for a commercial credit reviewer are capital markets, financial statements, and credit policy.

Credit investigator vs commercial credit reviewer overview

	Credit Investigator	Commercial Credit Reviewer
Yearly salary	$34,703	$66,126
Hourly rate	$16.68	$31.79
Growth rate	-3%	-3%
Number of jobs	9,442	32,691
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 57%	Bachelor's Degree, 64%
Average age	44	44
Years of experience	6	6

Credit investigator vs commercial credit reviewer salary

Credit investigators and commercial credit reviewers have different pay scales, as shown below.

	Credit Investigator	Commercial Credit Reviewer
Average salary	$34,703	$66,126
Salary range	Between $27,000 And $43,000	Between $39,000 And $109,000
Highest paying City	-	-
Highest paying state	-	-
Best paying company	-	-
Best paying industry	-	-

Differences between credit investigator and commercial credit reviewer education

There are a few differences between a credit investigator and a commercial credit reviewer in terms of educational background:

	Credit Investigator	Commercial Credit Reviewer
Most common degree	Bachelor's Degree, 57%	Bachelor's Degree, 64%
Most common major	Business	Business
Most common college	Stanford University	University of Pennsylvania

Credit investigator vs commercial credit reviewer demographics

Here are the differences between credit investigators' and commercial credit reviewers' demographics:

	Credit Investigator	Commercial Credit Reviewer
Average age	44	44
Gender ratio	Male, 28.5% Female, 71.5%	Male, 40.4% Female, 59.6%
Race ratio	Black or African American, 10.5% Unknown, 3.9% Hispanic or Latino, 17.1% Asian, 3.9% White, 64.0% American Indian and Alaska Native, 0.6%	Black or African American, 9.1% Unknown, 3.9% Hispanic or Latino, 17.9% Asian, 4.0% White, 64.5% American Indian and Alaska Native, 0.6%
LGBT Percentage	9%	9%

Differences between credit investigator and commercial credit reviewer duties and responsibilities

Credit investigator example responsibilities.

Manage accounting operations, accounting close, account reporting and reconciliations.
Utilize credit reports such as Experian, Transunion Equitifax.
Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.
Provide direct service with customers to process loan modifications, typically under SBA regulations.

Commercial credit reviewer example responsibilities.

Manage a team to help facilitate efficient loan origination, underwriting and closing.
Participate in meetings with inter agencies and other entities as appropriate to facilitate and enhance the Medicaid eligibility determination process.
Participate in structuring terms and reviewing legal documents for derivative transactions, letters of credit, and liquidity facilities.

Credit investigator vs commercial credit reviewer skills

Common credit investigator skills

Financial Statements, 15%
Loan Applications, 10%
Credit Bureau Reports, 7%
Credit Applications, 7%
Credit Investigations, 6%
Credit Worthiness, 5%

Common commercial credit reviewer skills

Capital Markets, 37%
Financial Statements, 34%
Credit Policy, 9%
Financial Data, 7%
Financial Performance, 7%
Credit Approval, 3%

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Credit Investigator
Credit Investigator vs Commercial Credit Reviewer

Updated January 8, 2025

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