Credit investigator vs credit checker

The differences between credit investigators and credit checkers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 3-6 months to become both a credit investigator and a credit checker. Additionally, a credit checker has an average salary of $73,074, which is higher than the $34,703 average annual salary of a credit investigator.

The top three skills for a credit investigator include financial statements, loan applications and credit bureau reports. The most important skills for a credit checker are data entry, credit checks, and .

Credit investigator vs credit checker overview

	Credit Investigator	Credit Checker
Yearly salary	$34,703	$73,074
Hourly rate	$16.68	$35.13
Growth rate	-3%	-3%
Number of jobs	9,442	11,860
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 57%	Bachelor's Degree, 45%
Average age	44	44
Years of experience	6	6

Credit investigator vs credit checker salary

Credit investigators and credit checkers have different pay scales, as shown below.

	Credit Investigator	Credit Checker
Average salary	$34,703	$73,074
Salary range	Between $27,000 And $43,000	Between $42,000 And $124,000
Highest paying City	-	Philadelphia, PA
Highest paying state	-	Virginia
Best paying company	-	Lehigh Valley Health Network
Best paying industry	-	-

Differences between credit investigator and credit checker education

There are a few differences between a credit investigator and a credit checker in terms of educational background:

	Credit Investigator	Credit Checker
Most common degree	Bachelor's Degree, 57%	Bachelor's Degree, 45%
Most common major	Business	Business
Most common college	Stanford University	University of Pennsylvania

Credit investigator vs credit checker demographics

Here are the differences between credit investigators' and credit checkers' demographics:

	Credit Investigator	Credit Checker
Average age	44	44
Gender ratio	Male, 28.5% Female, 71.5%	Male, 46.4% Female, 53.6%
Race ratio	Black or African American, 10.5% Unknown, 3.9% Hispanic or Latino, 17.1% Asian, 3.9% White, 64.0% American Indian and Alaska Native, 0.6%	Black or African American, 7.5% Unknown, 3.7% Hispanic or Latino, 12.7% Asian, 3.1% White, 72.5% American Indian and Alaska Native, 0.5%
LGBT Percentage	9%	9%

Differences between credit investigator and credit checker duties and responsibilities

Credit investigator example responsibilities.

Manage accounting operations, accounting close, account reporting and reconciliations.
Utilize credit reports such as Experian, Transunion Equitifax.
Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.
Provide direct service with customers to process loan modifications, typically under SBA regulations.

Credit checker example responsibilities.

Manage accounting operations, accounting close, account reporting and reconciliations.
Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.
Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.

Credit investigator vs credit checker skills

Common credit investigator skills

Financial Statements, 15%
Loan Applications, 10%
Credit Bureau Reports, 7%
Credit Applications, 7%
Credit Investigations, 6%
Credit Worthiness, 5%

Common credit checker skills

Data Entry, 52%
Credit Checks, 48%

Credit Investigator vs. similar jobs

Credit Investigator related careers

Credit Investigator related jobs

What similar roles do

Updated January 8, 2025

Browse office and administrative jobs