Credit investigator vs credit reporter

The differences between credit investigators and credit reporters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 3-6 months to become both a credit investigator and a credit reporter. Additionally, a credit reporter has an average salary of $43,430, which is higher than the $34,703 average annual salary of a credit investigator.

The top three skills for a credit investigator include financial statements, loan applications and credit bureau reports. The most important skills for a credit reporter are credit bureaus, business credit reports, and customer service.

Credit investigator vs credit reporter overview

	Credit Investigator	Credit Reporter
Yearly salary	$34,703	$43,430
Hourly rate	$16.68	$20.88
Growth rate	-3%	-3%
Number of jobs	9,442	6,790
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 57%	Bachelor's Degree, 37%
Average age	44	44
Years of experience	6	6

Credit investigator vs credit reporter salary

Credit investigators and credit reporters have different pay scales, as shown below.

	Credit Investigator	Credit Reporter
Average salary	$34,703	$43,430
Salary range	Between $27,000 And $43,000	Between $28,000 And $65,000
Highest paying City	-	-
Highest paying state	-	-
Best paying company	-	-
Best paying industry	-	-

Differences between credit investigator and credit reporter education

There are a few differences between a credit investigator and a credit reporter in terms of educational background:

	Credit Investigator	Credit Reporter
Most common degree	Bachelor's Degree, 57%	Bachelor's Degree, 37%
Most common major	Business	Business
Most common college	Stanford University	University of Pennsylvania

Credit investigator vs credit reporter demographics

Here are the differences between credit investigators' and credit reporters' demographics:

	Credit Investigator	Credit Reporter
Average age	44	44
Gender ratio	Male, 28.5% Female, 71.5%	Male, 20.4% Female, 79.6%
Race ratio	Black or African American, 10.5% Unknown, 3.9% Hispanic or Latino, 17.1% Asian, 3.9% White, 64.0% American Indian and Alaska Native, 0.6%	Black or African American, 11.4% Unknown, 3.7% Hispanic or Latino, 17.2% Asian, 3.9% White, 63.3% American Indian and Alaska Native, 0.5%
LGBT Percentage	9%	9%

Differences between credit investigator and credit reporter duties and responsibilities

Credit investigator example responsibilities.

Manage accounting operations, accounting close, account reporting and reconciliations.
Utilize credit reports such as Experian, Transunion Equitifax.
Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.
Provide direct service with customers to process loan modifications, typically under SBA regulations.

Credit reporter example responsibilities.

Manage accounting operations, accounting close, account reporting and reconciliations.
Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.
Provide direct service with customers to process loan modifications, typically under SBA regulations.

Credit investigator vs credit reporter skills

Common credit investigator skills

Financial Statements, 15%
Loan Applications, 10%
Credit Bureau Reports, 7%
Credit Applications, 7%
Credit Investigations, 6%
Credit Worthiness, 5%

Common credit reporter skills

Credit Bureaus, 31%
Business Credit Reports, 30%
Customer Service, 16%
Credit History, 16%
Outbound Calls, 6%