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Junior processor skills for your resume and career

Updated January 8, 2025

3 min read

Below we've compiled a list of the most critical junior processor skills. We ranked the top skills for junior processors based on the percentage of resumes they appeared on. For example, 10.0% of junior processor resumes contained mortgage loans as a skill. Continue reading to find out what skills a junior processor needs to be successful in the workplace.

15 junior processor skills for your resume and career

1. Mortgage Loans

Here's how junior processors use mortgage loans:

Processed transactions and documents required to successfully close mortgage loans
Mortgage loan PreQualification, Review applications, and verified all information meet HUD guidelines.

2. Loan Applications

A loan application is a form of request presented by a person to a financial institution for the approval of a loan. This application form carries detailed information regarding the petitioner's identification information, financial competence, and sources of income that indicate whether he can return the loan back or not.

Here's how junior processors use loan applications:

Audit the loan applications for completeness and ensure necessary documentation is attached before preparation of file to underwriting.
Submit loan applications and clear underwriting conditional approval stipulations.

3. Appraisal Orders

Here's how junior processors use appraisal orders:

Prepared and submitted appraisal orders, titles and flood certifications.
Handled invoices for appraisal orders.

4. FHA

The Federal Housing Administration (FHA) stands for a government agency in the United States that offers housing insurance to FHA-approved lenders who follow certain conditions.

Here's how junior processors use fha:

Handled FHA, Conventional, VA, Bond and Rural files for the branch which included meticulous preparations.
Helped originate over 600 + Home Mortgage (FHA & HELOC) and Consumer loans per month.

5. Va

Virtual assistants are the professionals who provide assistance for businesses virtually from remote areas. These individuals are hired by online businesses to perform management and administrative tasks of the company such as marketing, bookkeeping, and many other services. with virtual assistants, businesses can exist and work virtually without any need for a physical office.

Here's how junior processors use va:

Processed routine to moderately complex conventional or VA mortgage loans according to product guidelines through validation of credit and collateral documentation.
Received and reviewed Conventional and Veteran Administration (VA) loan applications for completeness via an Automated Underwriting System.

6. Title Insurance

Here's how junior processors use title insurance:

Collect documents, order appraisals, order title insurance, and upload documents into our system.
Ordered credit reports, appraisals, title insurance, and second mortgage subordination agreements.

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7. Customer Service

Customer service is the process of offering assistance to all the current and potential customers -- answering questions, fixing problems, and providing excellent service. The main goal of customer service is to build a strong relationship with the customers so that they keep coming back for more business.

Here's how junior processors use customer service:

Provided second to none customer service and conflict resolution to external mortgage office customers.
Experience with Encompass 360, Microsoft Word, Microsoft Office, Microsoft Excel, Windows, Customer Service, Quality Assurance.

8. Credit Reports

Credit reports are statements that carry information about your credit affairs and current credit situation like loan payment history and credit accounts status. A credit report acts as history because it contains the record from the day you opened the account till your account balance. Potential lenders and creditors make use of credit reports and decide whether to offer you credit or not and under what conditions.

Here's how junior processors use credit reports:

Consolidate fees, order credit reports, upload tax assessments, mail denial notices, lock rates to Cadence system.
Set up files, verify employment, order credit reports, answer phones, handle mail and all correspondents.

9. JR

JR -- short for junior -- denotes the son of a person who's still alive and has the same name. It's used after a man's name to differentiate him from an older family member with the same name.

Here's how junior processors use jr:

Started as Jr Loan Officer.
Served as a Jr Processor-completing pre underwriting checklist.

10. Escrow

An escrow refers to a third party who holds in their custody money or asset on behalf of other parties involved in a business transaction. Every month a lender deposits an escrow amount of the mortgage into another party's account and handles the insurance premiums plus the estate taxes.

Here's how junior processors use escrow:

Coordinated with title escrow and appraisal management companies and ensured timely delivery.
Opened new escrow and loan files for new accounts, completing all tasks and procedures required for opening such accounts.

11. Origination

Here's how junior processors use origination:

Input new loan file on to the Calyx Point loan origination software.
Field third party inquiries and outward interrogatives throughout loan origination to closing.

12. Loan Process

Here's how junior processors use loan process:

Process mortgage documents to ensure smooth loan process * Maintain and organize office procedures * Orders supplies for daily operations.
Trained in loan processing, using programs like Calyx Point, Byte Pro, Excel and Word Pro.

13. Tax Transcripts

Here's how junior processors use tax transcripts:

Request Tax Transcripts from the IRS, follow up and review to make sure all data necessary was provided.
Order all tax transcripts via Data Verify.

14. Conventional Loans

Here's how junior processors use conventional loans:

Set up and processed FHA/VA/Conventional loans Maintained an average of 30 funded loans per month out of a pipeline of 50
Forwarded all conventional loans through the lenders online connections and communicated with the underwriters to clear conditions.

15. Loan Approval

Here's how junior processors use loan approval:

Opened orders and assisted processor with requirements needed for loan approval.
Printed and mailed Conditional Loan Approval and Notice of Incompleteness Letters.

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What skills help Junior Processors find jobs?

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List of junior processor skills to add to your resume

The most important skills for a junior processor resume and required skills for a junior processor to have include:

Mortgage Loans
Loan Applications
Appraisal Orders
FHA
Va
Title Insurance
Customer Service
Credit Reports
JR
Escrow
Origination
Loan Process
Tax Transcripts
Conventional Loans

Loan Approval
Investor Guidelines
VOE
Credit Supplements
RESPA
SR
HOA
HOI
Flood Certificates
Insurance Policies
IRS
Automated Underwriting
Loan Packages
HUD-1

Tax Returns
Calyx
Administrative Tasks
Bank Statements
HMDA
Title Commitments
DU
Property Appraisals
Calyx Point
Title Reports
USPS
Commercial Loans
Underwriting Guidelines

Updated January 8, 2025

Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Updated January 8, 2025

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