Loan specialist jobs in Frederick, MD

Job Description Home Loan Specialist - Warm Leads Provided - EmpowerHome Mortgage EmpowerHome Mortgage | Remote Flexibility Are you a licensed Mortgage Loan Officer ready to grow your production without chasing cold leads? EmpowerHome Mortgage is looking for motivated, relationship-focused Loan Officers who want consistent warm leads, industry-leading support, and the opportunity to build a high-volume business. As the exclusive mortgage partner of EmpowerHome Team-a nationally ranked real estate team-our Loan Officers receive a steady flow of warm, pre-qualified buyer leads every week. No cold calling. No lead buying. Just real homebuyers ready to move forward. If you're driven, client-focused, and ready for a scalable career path, this is the opportunity. What We Offer Warm, pre-qualified buyer leads provided directly from EmpowerHome's top real estate agents Remote flexibility with proven systems, CRM, and technology to streamline your pipeline Operations, processing, and marketing support, so you can focus on clients-not paperwork A collaborative, growth-oriented team culture Competitive commission plan with six-figure income potential A trusted brand with strong agent partnerships and repeat referral business Compensation: $100,000+ commission potential at plan, with upside earning potential. Compensation: $100,000+ at plan commission Responsibilities: Evaluate and pre-qualify loan applicants by reviewing financials, credit reports, and documentation Advise clients on mortgage products, loan programs, and financing options Guide borrowers through every step of the loan process, ensuring a smooth and transparent experience Maintain compliance with all mortgage lending regulations and internal policies Build relationships with real estate agents, builders, and referral partners to increase loan volume Qualifications: Active NMLS License (required) Proven success as a Loan Officer, Mortgage Loan Originator, or similar lending role Strong communication, customer service, and relationship-building skills Self-motivated and organized, with the ability to manage a high-quality pipeline Passion for helping families achieve homeownership and advancing your mortgage career About Company Why EmpowerHome Mortgage? Exclusive partnership with a top-ranked real estate team Ranked #8 Real Estate Team in the Nation by RealTrends (Sales Volume) #1 Female-Led Real Estate Team in the United States Mission-driven culture focused on client care, performance, and professional growth How to Apply Submit your resume today. Qualified candidates will be contacted for next steps.

We are seeking a hard-working, positive individual to join the continuously growing team. If you are seeking a company that cares about team members and clients, we want to talk to you!Responsibilities Complete and process all applications for business submitted by agents Ensure accuracy of information provided and all forms needed are included when forwarded to the insurance/security agencies. Submit all completed in good order applications and forms to the proper agencies. Follow-up on pending applications with various insurance/security agencies and transfer companies to keep the application process moving forward. Research and analyze application issues and provide problem resolution Answer agents requests and respond to their needs in a timely manner Additional duties and responsibilities as required by management Requirements Bachelor's degree required Excellent customer service skills Strong organization skills, attention to detail, and ability to multi-task Strong oral and written communication skills At least 2 years of customer experience, preferred Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred

Join our dedicated team as a Loan Processor/Closer, where your expertise in real estate loan documentation and closing coordination will help support agriculture and rural communities. Horizon Farm Credit is actively seeking one Loan Processor/Closer to join our Loan Operations team. Qualified candidates may work in our Denton, MD, Mechanicsburg, PA, Westminster, MD, Reedsville, PA or Chambersburg, PA branch locations. This position is eligible for a hybrid work schedule after 6 months of successful employment. Our ideal candidate is a detail-oriented, organized professional with experience preparing legal loan documents and closing real estate-secured loans. Posting Description: You'll be responsible for preparing and reviewing loan documentation, coordinating closings, disbursing funds, and ensuring all legal and compliance standards are met. This position focuses heavily on real estate-secured loans, including both in-house and attorney closings, and requires a strong understanding of lien documentation, collateral verification, and loan system accuracy. Join us and make a meaningful impact by supporting the financial needs of our agricultural communities! Areas of responsibility include: Process closing documents, close, fund, and book all new loans and servicing actions according to applicable processing procedures and practices; including: Prepare commitment, notes, lien Instruments, and other general loan documents that represent what is outlined in the stamped credit package. Accurate data entry of PD/LGD/Collateral Values and other data to result in a loan booking that represents what is outlined in the stamped credit package. Prior to loan closing, confirm loan conditions outlined in the stamped credit package are met and filed. Consult and confirm with Loan Officers, Underwriters, and other involved parties (management, attorneys, etc.) to confirm loan actions are completed accurately. Confirm collateral is properly identified and secured with the loan documents; which includes quality review of signatures, dates, and initials, and completing necessary follow-up to have errors or omissions corrected accurately and timely. Review of new or existing collateral documents to ensure and/or verify correct lien position. Communicate with loan staff to confirm the accuracy of lien documents and address any discrepancies. Complete accurate checks and other accounting-related forms for proper funding. File all related documents timely, accurately, and consistently to ensure easy reference in the future by all staff. Quality checking all of your work to ensure compliance and accuracy; maintaining satisfactory audit and QC review results. Meet the target turnaround processing timelines and properly document the system to ensure transparent communication for Sales, Loan Operations, and future audit needs. Education Associate or bachelor's degree or equivalent experience in Accounting, Business, or a related field. Experience Generally, minimum of 3-8 years of experience in loan processing, banking, finance, or legal documentation. Prior experience with real estate loan closings and document preparation is strongly preferred. Requirements Possess strong written and verbal communication skills, quality and solution-focused. Detail-oriented, independent judgment skills, and strong organizational skills. Adaptable and flexible to a changing work environment. Demonstrate a willingness to be collaborative and the ability to develop and work well in a team atmosphere. Ability to work independently with general supervision and proven self-starter. Knowledge of computer software applications, which may include but are not limited to: Adobe, MS Excel, MS Word, CRM, SharePoint, AgDocs, Accounting systems/mainframe/front end, Credit Delivery or other document generation software, report generation, vendor ordering software, and collateral database tracking. Expected to consistently exhibit values of ACRES as represented in HFC's Core Values. Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the association and borrower. Prolonged periods sitting at a desk and working on a computer. Regular, predictable, and reliable attendance is required. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender and financial services provider, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: Medical insurance with dental and vision care options 401(k) with significant employer matching Paid time off, holidays, and volunteer time to support work/life balance Tuition reimbursement and training opportunities Student loan reimbursement Leadership and career development opportunities Paid maternity and bonding leave Paid short-term disability Fun and inclusive work environment Salary Range: $41,500 - $55,000, depending on experience. Opportunity to earn additional annual bonus incentive. Equal Opportunity Employer including veterans and individuals with disabilities.

Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties Look for referral opportunities within the company (insurance, deposits, etc.). Other duties as assigned. Skills/Abilities Requires strong networking and interpersonal skills. Financial/quantitative skills. Attention to detail. Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience Must be registered with NMLS Federal Registry. Minimum of two years residential mortgage lending experience. A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status

Salary is depending on experience. If you have a passion for business, customer service and growth this is the perfect opportunity for you! Lots of growth opportunities within the company! Responsibilities- Maintain strong communication and customer service to homebuyers, branch personnel and divisions within the company- Manage multiple loan files- Collect and record customer information in a timely manner- Ensure accuracy and completeness of each loan file- Coordinate closing tasks- Follow-up on submitted and pending loans Requirements- Bachelors Degree- Excellent communication and customer service skills- Hard-working and detail-oriented$55,000 - $60,000 a year

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Job Tasks and Responsibilities: As a loan originator, Employee shall have responsibility for collecting and analyzing customers' income, assets, investments and debts; determining which financial products best meet customer needs and financial circumstances; advising customers regarding advantages and disadvantages of different financial products; and marketing and promoting qualifying residential mortgage loans in accordance with MMC's policies and procedures as in effect from time to time, and in accordance with Employee's terms of compensation set forth in Exhibit A as updated or revised at MMC's discretion from time to time. Employee shall achieve satisfactory production standards as updated or amended at MMC's sole discretion from time to time. Employee shall adhere to MMC's policies and procedures regarding fees chargeable on all loans originated. Employee shall perform all duties incidental to the successful operation of the Business and such other duties as specified by MMC from time to time. Employee shall obtain and process loan applications and oversee the completion of all documentation and fulfillment of all closing conditions for each loan Employee originates. Employee will be responsible for communicating initial loan commitment terms to potential customers. Employee represents possession of the necessary skills and proficiency to market, promote, and prepare applications for loans secured by real estate. Employee shall devote Employee's best efforts, attention, knowledge and talent to discharging those duties and responsibilities faithfully, conscientiously and diligently as may be assigned by MMC, together with such other duties as are generally commensurate with the role of a loan originator. Employee shall devote Employee's full time, ability, and attention to MMC's Business during the term of this Agreement. Employee will be responsible for developing and carrying out personal marketing strategies, developing a high level of customer satisfaction, and following all MMC policies and procedures, including but not limited to those set forth in any and all of MMC's policy and procedure manuals, guides, handbooks, bulletins and other circulated materials, in written or electronic form, and relating to the Business of MMC and employment of Employee(collectively, the "Policies"). Employee acknowledges receipt of the Policies in existence as of the date of this Agreement, and covenants to review such Policies and as supplemented or updated. Employee shall cooperate with and assist MMC in assembling all documents necessary for marketability of residential mortgage loans, including the sale or assignment of such loans. Knowledge of FNMA/FHLMC,FHA,VA and VHDA underwriting guidelines Required Knowledge, Skills and Abilities: Strong organizational and time management skills Ability to multitask in a fast-paced environment Excellent verbal and written communication skills Customer service oriented Understanding of Residential Lending regulatory requirements Experience with Encompass360 Educational and Experience Requirements: Bachelor's degree in Finance or Business is preferred Certification(s) from the Mortgage Bankers Association preferred but not required At least two- three years of Mortgage Lending experience

Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Principal Duties Sell loan products offered by NewRez. Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors, and other potential referral sources to develop borrower leads. Engage in marketing and promotional activities in support of your own sales. Meet monthly minimum personal production goals (3 units) Take mortgage loan applications and prepare effective loan proposals: Determine a consumer's needs and offer the appropriate product. Originate loans for appropriate amounts, rates, and terms that comply with NewRez's program guidelines. Provide consumers with a superior level of customer service: Quickly and accurately answer all customer inquiries in a professional manner. Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate. Provide assistance to applicants and solve all problems that may arise between application and settlement. Stay informed of developing trends in the mortgage industry. Attend/assist with scheduled meetings, training sessions and courses Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection

About Us: SkyPoint Federal Credit Union is a community-based financial institution, located in Montgomery County, Maryland, SkyPoint serves our members in the greater Washington D.C. metro region with a wide array of financial services, supported by technology, and offers great value, affordable fees, and rates through our member-owned structure. The only designated Community Development Financial Institution (CDFI) credit union in Montgomery County, SkyPoint helps our members and the community gain access to the financial services needed to prosper. Through our inclusive, expert, and compassionate team, we focus on removing banking complexities, and building empowering relationships with our members to help them achieve their financial goals with simple and accessible banking solutions. Role Overview: The Loan Processor gathers documentation, obtains credit reports, verifies income and employment, and ensures all requirements are met to complete loan applications. This role involves explaining loan options, processing applications, disbursing approved loans, and cross-selling credit union products and services. Key Responsibilities Interview loan applicants (in person, phone or email) and gather complete credit application information. Explain loan options, rates, terms, and collateral requirements; provide credit education. Process new loan applications, organize loan packages, and ensure all documentation is complete for decision-making. Order credit reports, verify information, and maintain accurate member files. Disburse approved loans and complete Home Equity settlements in compliance with policies. Respond to member inquiries and resolve lending issues professionally. Provide phone coverage for the department queue and process lien releases, payoffs, and other member requests. Qualifications High school diploma or equivalent required; college-level courses in accounting or credit analysis preferred. 2-4 years of experience in consumer lending, credit cards, or mortgage processing. Knowledge of lending policies, procedures, and regulations. Proficiency in Microsoft Office and internet applications. Strong communication, analytical, organizational, and problem-solving skills. Ability to manage multiple priorities and maintain attention to detail. Service-oriented mindset and ability to work in a branch and office environment. Physical Requirements Ability to lift up to 25 pounds occasionally. Standing, walking, bending, and stooping as needed. Prolonged periods of sitting and computer work. Hours: SkyPoint FCU is open M-F 9am-5pm Working Hours: Monday-Friday 8:45am-5:15pm Based upon business needs, this position may require working at or transferring permanently to neighboring branches within a reasonable commuting distance. Benefits: Holidays: Eleven (11) paid per year Leave: You will earn Paid Time Off and Personal, Sick and disability leave. Annual leave is accrued at 4.6 hours per pay period (15 days per year). Two personal days are earned per year. Sick leave is accrued at 4.62 hours per pay period with a maximum accrual per year of 120 hours. Insurances: Employees are offered medical, prescription, dental, vision and disability insurance. The credit union pays a portion of the monthly premium, and the employee pays a portion. Available providers and costs will be discussed during orientation. All insurance except disability is effective the first of the month following date of hire. Life Insurance: All full-time employees are required to have Group Term Life (GTL) insurance equal to 1x's their basic annual earnings, up to $200,000. Active employees over age 65, their coverage is reduced to 65% of the pre-65 face value. This policy is County paid 80%, and employee paid 20%. Additional coverage can be purchased. Information will be available during orientation. 401(a)/Deferred Compensation: You will be eligible to participate in the SkyPoint FCU Retirement 401A plan after 6 months of employment. Information about retirement options will be presented during orientation.

Requirements Closing Preparation Review approved loan files in LOS (Calyx Path/Encompass) to verify completeness and accuracy. Confirm all underwriting and compliance conditions are satisfied prior to document generation. Prepare and validate Closing Disclosures (CDs), loan documents, and settlement statements. Ensure loan data integrity across all systems in mortgage lending such as Calyx, Encompass, FICS, and Keystone Coordination with Settlement Agents Communicate with title companies, attorneys, and settlement agents to confirm closings details Balance CDs and verify closing fees and charges align with investor and regulatory standards. Confirm and validate wire instructions and manage delivery of closing packages securely. Funding Authorization & Quality Control Verify all closing conditions have been satisfied and supporting documentation is complete prior to funding. Accurately calculate funding amounts, authorize wire disbursements through Keystone, and confirm receipt of executed closing packages. Review signed closing packages for completeness and compliance prior to post-closing submission. Compliance & Training Maintain compliance with TRID, RESPA, TILA, Reg Z, Reg B, and investor guidelines. Ensure accurate disclosures, calculations, and documentation for FHA, VA, HELOC, and DPA loans. Support internal audit and quality control reviews by providing complete and accurate closing files. Identify opportunities for process improvements to enhance operational efficiency and member experience. Education: High school diploma required; Associate degree preferred. Experience: Minimum 2+ years of mortgage closing/funding experience, including FHA, VA, HELOC, and DPA programs. Technical Skills: Proficiency with Calyx Path, Encompass, Keystone, and FICS preferred. Knowledge: Strong understanding of TRID, RESPA, TILA, Reg Z, Reg B, and investor requirements. Attributes: Exceptional attention to detail, organization, and the ability to manage multiple closings under tight deadlines. Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including: Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan) Fully funded deductible (HMO Plan) 401k employer matching contribution Income protection with life insurance, short and long-term disability Paid time off, holiday leave & birthday leave Educational assistance Commuter benefits program and more! The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job. Pay: $49, 700 - $62, 000 annually depending on experience and qualifications. *Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer *EOE/AA/DISABILITY/VETERAN

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Bilingual Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg.B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices received, and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and help supervise new loan processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. * Available to work varying hours and overtime if needed. Qualifications and Skills: * Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish. * High School Diploma or equivalent is required. * Minimum of 5 years' residential mortgage processing experience. * Experience with Encompass. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Knowledge of DU, LP, Microsoft Office & Windows. * Excellent math and analytical skills. * Excellent communication skills. * Excellent prioritization and time management skills. Pay Range: * Hourly Rate: $15.00-20.00. * Eligible for monthly bonus incentive. * The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

The Post-Closing Loan Documentation Specialist III, Team Lead/Bank Officer, is a critical position in the post-closing department and will require a comprehensive understanding of post-closing commercial lending processes and procedures. Eligible candidates should possess direct training and experience with complex commercial loan structures, commercial loan documentation, financial reporting, covenant exception tracking, collateral lien perfection and releasing with knowledge of county recording requirements, chain of title and county/state database research. Successful candidates will also have previous experience training, coaching or supervising. In this role you will: * Process and record full and partial collateral lien releases performing an extensive collateral review using Banks systems and county/state databases to avoid cross-collateralization prior to collateral release of the Deed of Trust, Uniform Commercial Codes (UCC), life insurance assignments, CD, vehicle title liens, secured assets, etc. * Independently review and monitor loans including viewing the approval and loans terms; creating, updating and validating ongoing/life of loan exception tracking requirements or other conditions of approval; reviewing documentation to ensure the collateral is perfected. * Review original executed loan documentation ensuring orderly, safe and secure control over original Notes and Guaranty records. Creates tracking exceptions for original loan documentation deficiencies in the Bank's CERIS tracking system and notifies the Lending and/or Closing teams accordingly. meticulous imaging and indexing of executed loan documentation in FDM. * Provide advanced assistance to team members with post-closing loan review, exception tracking, ServiceDesk management, original loan document review, collateral lien perfection, insurance tracking, and other post-closing responsibilities. * Train and coach team members. Assist with the implementation of new or updated policies and procedures providing guidance and support for effective adoption and compliance. * Utilizes Bank systems to complete comprehensive assessments and/or extensive research of complex loan structures and customer relationships to resolve discrepancies related to covenant and financial exception tracking, cross-collateralization, loan documentation, etc. * Process original, continuation and termination Uniform Commercial Codes (UCC) filings including generate exception tracking reports on a bi-weekly/monthly basis. * Generate exception reporting related to administrative, financial, covenant, and insurance requirements using internal and external systems. * Engage with team members, Bank personnel, settlement agents, insurance companies, and vendors to clarify requirements, obtain necessary documentation, and resolve complex issues. Maintain effective communication to address high-level discrepancies and ensure compliance. * Coordinate preliminary audit reviews for internal/external audits and exams. Conduct detailed pre-audit reviews of approval requirements, imaged loan documentation, loan operating systems, exception tracking, collateral, insurance, etc., identifying and addressing complex documentation exceptions and loan discrepancies. Coordinate with responsible parties to resolve complex issues. * Complete ongoing courses to maintain required compliance knowledge. Pursues training opportunities by participating in webinars and courses to enhance knowledge and expertise in areas applicable to role and responsibilities. * May be cross trained to assume additional functions in other areas of the Bank or share knowledge with colleagues to promote team development. Requirements * High School Diploma or equivalent. * 5 - 8 years of direct experience in commercial loan post-closing, including loan documentation review, recurring exception tracking, lien perfection, and collateral release; or a combination of relevant experience in both commercial and consumer lending that demonstrates proficiency with these core functions. * Experience working in a dynamic, fast-paced environment with the ability to manage multiple tasks efficiently. * Demonstrated ability to exercise independent judgment, apply analytical thinking, and handle complex issues to develop effective solutions. * Exceptional communication; comfortable with extensive dialogue and explanation, both written and verbal. * Strong computer proficiency with the ability to learn and adapt to new systems, databases, and technologies. * Advanced administrative and organizational skills with strong attention to detail. * Self-starter who excels at mastering new processes and tools. * Positive attitude with a strong customer service focus. John Marshall Bank is an Equal Opportunity Employer At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes: * Medical * Dental * 401K Retirement Plan w/ an Employer Match (4% match on 5% contributions - this is highly competitive compared to other organizations) * Vision * Employee Assistance Program * Flexible Spending * Transit Reimbursement * Dependent Day Care * Long Term Care * Paid Time Off * Life and Disability Coverage At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position.

Come join our amazing team and work in our Owings Mills, MD Office! Our Consumer Direct Mortgage Loan Officer advises customers of all their mortgage options. Responsible for guiding our customers through the mortgage process whether purchasing a new home or refinancing their current home. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The base pay is $15.00/hr. plus monthly commission (no draw). What you'll do: Prospect, connect, and build rapport with customers by making outbound calls to company-sourced leads and taking inbound calls from customer inquiries, Customer Service agent transfers, and third party transfers. Guide customers to the best mortgage products available by listening to the customer needs, answering questions, and collecting all documents necessary to close a mortgage loan. Follow up with customers to ensure we are providing a high level of best-in-class service. Adhere to all phone, email and SMS disclosure requirements when interacting with customers. Partner with all respective business partners to ensure an expedient and seamless process of file flow. Maintain resilience, determination, and adaptability to the changes in the mortgage industry and our customers' needs. Maintain adherence to all applicable laws and regulations regarding mortgage lending. Perform other duties as assigned What you'll need: Knowledge of FHA, FNMA, FHLMC, VA, and USDA products. Knowledge of purchase and refinance transactions. Knowledge of Carrington's underwriting guidelines and investor requirements or ability to learn quickly. Knowledge of Carrington's loan origination system or ability to learn quickly. Industry specific software knowledge preferred, i.e. Lead management systems (Leads 360), DU, LP, Appraisal Management Software. Proficient at or capable of learning all mortgage origination software and technologies. Passionate about serving current Carrington Mortgage customers. Excellent communication, listening and interpersonal skills. Strong attention to detail. Our Company: Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What is the value proposition to joining the team? Full array of mortgage programs. Paperless loan file flow and process. Aggressive Marketing support including brochures, social media, and CRM. Aggressive underwriting: we manual underwrite over 80% of our files Warm exclusive leads Ability to originate nationally Competitive compensation plan, including a base plus commission. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!). Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. #LI-CF1

Prince George's Community Federal Credit Union is seeking an experience professional with experience processing home equity loan applications to serve as our Home Equity Loan Specialist. This role provides members with information on credit union Home Equity products and services; receives, processes, and closes all Home Equity loan applications in a timely manner; and services the existing Home Equity loan accounts. DUTIES AND RESPONSIBILITIES: * Handles all Home Equity Fixed and Lines of Credit requests made by phone, in person, etc., and completes the application process for underwriting * Coordinates and prepares pre-closing and closing documentation; performs all system file maintenance and disburses funds; and scans all loan documentations * Prepares all closing documents, HUDI sheet, and Deeds of Trust; completes the MD intake sheet; orders flood certifications; calculates all recordation and transfer taxes for each county and each dollar amount issued * Closes home equity loans with the member(s) * Handles all subordination requirements & agreements & collects fees * Completes certificates of satisfaction for land records/Clerk of Court * Orders and reviews title report prior to closing to ensure there are no liens, judgments, etc. * Orders property appraisals after HELOC and/or 2nd trust processing and preliminary review from underwriter * Prepares complete packet for the title company to send to the Clerk of Court * Ensures all necessary title and Deed of Trust documents are completed and recorded properly within regulatory timeframe * Record all HMDA tracking on all required loans; completes annual HMDA report * Reviews HELOC advances to ensure proper rate and payments * Handles loan payoffs; reviews loan payoff reports, weekly or bi-weekly, and conduct follow-up calls to members to initiate car/HELOC refinances * Maintains loan documentation in members file, ensuring all policies and procedures of the Credit Union are followed; updates loan records as required; audits files to insure that all required documents are present and accounted for; and assists with filing and portfolio review * Provides back office loan support, such as filing, etc. * When necessary, Operates as back-up Loan Servicing Specialist on an as needed basis; including filing of Gap claims, life and/or disability claims, Debt protection, State National CPI, and death accounts * Maintains a high level of knowledge and procedural expertise in all Credit Union loan products and services * Assist in underwriting duties for non-home equity loans when needed * Perform other lending and administrative duties as assigned by the Chief Lending Officer This is a full-time position (Monday thru Friday) and the ideal candidate will have the flexibility to work occasional community events (once or twice a year), must consistently uphold the mission, vision, and core values of the credit union, and possesses the ability to cope in a team focused, fast-paced sales and service culture. Requirements * High School Diploma, required; a Bachelor's degree preferred * Minimum of two years' Home Equity and lending experience required * Two years' demonstrated sales experience preferred * Requires basic knowledge of Microsoft Word and Excel

Job DescriptionWe are seeking a hard-working, positive individual to join the continuously growing team. If you are seeking a company that cares about team members and clients, we want to talk to you!Responsibilities Complete and process all applications for business submitted by agents Ensure accuracy of information provided and all forms needed are included when forwarded to the insurance/security agencies. Submit all completed in good order applications and forms to the proper agencies. Follow-up on pending applications with various insurance/security agencies and transfer companies to keep the application process moving forward. Research and analyze application issues and provide problem resolution Answer agents requests and respond to their needs in a timely manner Additional duties and responsibilities as required by management Requirements Bachelor's degree required Excellent customer service skills Strong organization skills, attention to detail, and ability to multi-task Strong oral and written communication skills At least 2 years of customer experience, preferred Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred

Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties Look for referral opportunities within the company (insurance, deposits, etc.). Other duties as assigned. Skills/Abilities Requires strong networking and interpersonal skills. Financial/quantitative skills. Attention to detail. Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience Must be registered with NMLS Federal Registry. Minimum of two years residential mortgage lending experience. A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status

Join our dedicated team as a Loan Processor/Closer, where your expertise in real estate loan documentation and closing coordination will help support agriculture and rural communities. Horizon Farm Credit is actively seeking one Loan Processor/Closer to join our Loan Operations team. Qualified candidates may work in our Denton, MD, Mechanicsburg, PA, Westminster, MD, Reedsville, PA or Chambersburg, PA branch locations. This position is eligible for a hybrid work schedule after 6 months of successful employment. Our ideal candidate is a detail-oriented, organized professional with experience preparing legal loan documents and closing real estate-secured loans. Posting Description: You'll be responsible for preparing and reviewing loan documentation, coordinating closings, disbursing funds, and ensuring all legal and compliance standards are met. This position focuses heavily on real estate-secured loans, including both in-house and attorney closings, and requires a strong understanding of lien documentation, collateral verification, and loan system accuracy. Join us and make a meaningful impact by supporting the financial needs of our agricultural communities! Areas of responsibility include: Process closing documents, close, fund, and book all new loans and servicing actions according to applicable processing procedures and practices; including: Prepare commitment, notes, lien Instruments, and other general loan documents that represent what is outlined in the stamped credit package. Accurate data entry of PD/LGD/Collateral Values and other data to result in a loan booking that represents what is outlined in the stamped credit package. Prior to loan closing, confirm loan conditions outlined in the stamped credit package are met and filed. Consult and confirm with Loan Officers, Underwriters, and other involved parties (management, attorneys, etc.) to confirm loan actions are completed accurately. Confirm collateral is properly identified and secured with the loan documents; which includes quality review of signatures, dates, and initials, and completing necessary follow-up to have errors or omissions corrected accurately and timely. Review of new or existing collateral documents to ensure and/or verify correct lien position. Communicate with loan staff to confirm the accuracy of lien documents and address any discrepancies. Complete accurate checks and other accounting-related forms for proper funding. File all related documents timely, accurately, and consistently to ensure easy reference in the future by all staff. Quality checking all of your work to ensure compliance and accuracy; maintaining satisfactory audit and QC review results. Meet the target turnaround processing timelines and properly document the system to ensure transparent communication for Sales, Loan Operations, and future audit needs. Education Associate or bachelor's degree or equivalent experience in Accounting, Business, or a related field. Experience Generally, minimum of 3-8 years of experience in loan processing, banking, finance, or legal documentation. Prior experience with real estate loan closings and document preparation is strongly preferred. Requirements Possess strong written and verbal communication skills, quality and solution-focused. Detail-oriented, independent judgment skills, and strong organizational skills. Adaptable and flexible to a changing work environment. Demonstrate a willingness to be collaborative and the ability to develop and work well in a team atmosphere. Ability to work independently with general supervision and proven self-starter. Knowledge of computer software applications, which may include but are not limited to: Adobe, MS Excel, MS Word, CRM, SharePoint, AgDocs, Accounting systems/mainframe/front end, Credit Delivery or other document generation software, report generation, vendor ordering software, and collateral database tracking. Expected to consistently exhibit values of ACRES as represented in HFC's Core Values. Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the association and borrower. Prolonged periods sitting at a desk and working on a computer. Regular, predictable, and reliable attendance is required. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender and financial services provider, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: Medical insurance with dental and vision care options 401(k) with significant employer matching Paid time off, holidays, and volunteer time to support work/life balance Tuition reimbursement and training opportunities Student loan reimbursement Leadership and career development opportunities Paid maternity and bonding leave Paid short-term disability Fun and inclusive work environment Salary Range: $41,500 - $55,000, depending on experience. Opportunity to earn additional annual bonus incentive. Equal Opportunity Employer including veterans and individuals with disabilities.

Job Title: Entry-Level Loan ProcessorLocation: Walkersville MDEmployment Type: Full-Time Job Summary:We are seeking a motivated and detail-oriented Entry-Level Loan Processor to join our dynamic team. This position is ideal for individuals looking to start their career in the financial services industry and gain hands-on experience in loan processing. The successful candidate will assist in the preparation, documentation, and review of loan applications to ensure timely and accurate processing. Training will be provided. Key Responsibilities: Application Review: Assist in the initial review of loan applications to ensure completeness and accuracy of required information and documentation.Document Verification: Verify applicant information by contacting appropriate sources to validate employment, income, assets, and other pertinent details.Data Entry: Accurately input and update loan application data into the company's loan processing system.Customer Interaction: Communicate with applicants to request additional information or documentation as needed. Provide updates on application status.Compliance Adherence: Ensure all loan processing activities comply with regulatory requirements, company policies, and procedures.File Preparation: Prepare loan files for underwriting by compiling and organizing all required documents.Coordination: Coordinate with loan officers, underwriters, and other team members to facilitate efficient loan processing and approvals.Problem Resolution: Identify and resolve issues that may cause delays in the loan processing timeline.Quality Control: Conduct quality control checks to ensure the accuracy and completeness of loan files before submission.Reporting: Generate and review reports on loan application statuses and processing timelines.Qualifications:Education: High school diploma or equivalent required; Associate's or Bachelor's degree in finance, business, or a related field is preferred.Experience: Previous experience in a customer service or administrative role is beneficial but not required. Training will be provided.Skills:Excellent attention to detail and organizational skills.Strong communication and interpersonal skills.Proficiency in Microsoft Office Suite (Word, Excel, Outlook).Ability to multitask and prioritize work in a fast-paced environment.Basic knowledge of loan processing and financial services is a plus.Other Requirements:Ability to pass a background check.Willingness to learn and adapt to new tasks and responsibilities.Working Conditions:Environment: Office setting with standard working hours. Some overtime may be required based on workload.Physical Demands: Sitting for extended periods, occasional lifting of up to 20 pounds, and frequent use of computer and telephone.Benefits:Competitive salary with opportunities for performance-based bonuses.Comprehensive health, dental, and vision insurance plans.Retirement savings plan with company matching.Paid time off, including holidays and vacation.Training and professional development opportunities.$50,000 - $60,000 a year

IS HYBRID. Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions. Join Lafayette Federal Credit Union, a proud recipient of USA Today's Top Workplaces of 2024 and 2025 award! Welcome to Lafayette Federal Credit Union Careers! Our organization is growing, and we are seeking top-notch individuals to provide support to our members. Our employees are a critical component in in our endeavor to be the premier financial partner for every one of our members. Do you have experience with the maintenance of severely delinquent accounts? Do you have experience reviewing the members overall financial condition and compensating factors? If so, then Lafayette Federal may have the perfect opportunity for you! We are currently seeking a Loss Mitigation Specialist to join our dynamic team! About us: Our Difference: What makes Lafayette Federal cutting-edge ? Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! We have been recognized nationally by (1) Newsweek's America's Best Bank's list, (2) we've received a 5-star rating from Bauer financial, and (3) we've also ranked #12 in S&P Global' s Top Performing Credit Union's in 2022 for the second year in a row! Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community. Our Opportunities: Professional development, training, and certification is a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry. About the role: We are seeking a smart, organized, and resourceful professional to assist the Asset Recovery department with the overall maintenance of severely delinquent accounts to include reviewing and recommending loans for extension and/or workouts. In addition, this position is responsible for reviewing the members overall financial condition and compensating factors as well as serve as a back up to the Mortgage, Bankruptcy and Charge Off Specialists. Requirements A day in the life of a Loss Mitigation Specialist will include: Responsible for reviewing and preparing all files for the Loss Mitigation Committee. This process includes an in-depth analysis of the Member's relationship with the credit union and the financial risk with all parties involved. Responsible for monitoring all accounts under an approved modification or workout to ensure the borrower is complying with agreed upon action steps. Review all third-party debt management cases. Responsible for all follow up calls and memos with respect to financial needs cases. Ensures quality control by reviewing such items as vendor invoices, recovery, SCRA and EOscar reports. Serves as a back up to the Bankruptcy Specialist by maintaining bankrupt accounts. Our ideal candidate will: Provide all members with professional support, accurate information, and friendly service. Ensure all data entry for loans are made with minimal, non-recurring errors. Adhere to Lafayette Federal's Service Standards Policy. Maintain confidentiality at all times. Maintain a dependable record of attendance and timeliness. Ensure that consumer and mortgage collection queues are followed. Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including: Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan) Fully funded deductible (HMO Plan) 401k employer matching contribution Income protection with life insurance, short and long-term disability Paid time off, holiday leave & birthday leave Educational assistance Commuter benefits program and more! Pay: $52,621 - $57,849 annually depending on experience and qualifications. The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job. *Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer *EOE/AA/DISABILITY/VETERAN Salary Description $52,621 - $57,849 depending on experience