Home Equity Loan Specialist
Loan specialist job in Beltsville, MD
Full-time Description
Prince George's Community Federal Credit Union is seeking an experience professional with experience processing home equity loan applications to serve as our Home Equity Loan Specialist. This role provides members with information on credit union Home Equity products and services; receives, processes, and closes all Home Equity loan applications in a timely manner; and services the existing Home Equity loan accounts.
DUTIES AND RESPONSIBILITIES:
Handles all Home Equity Fixed and Lines of Credit requests made by phone, in person, etc., and completes the application process for underwriting
Coordinates and prepares pre-closing and closing documentation; performs all system file maintenance and disburses funds; and scans all loan documentations
Prepares all closing documents, HUDI sheet, and Deeds of Trust; completes the MD intake sheet; orders flood certifications; calculates all recordation and transfer taxes for each county and each dollar amount issued
Closes home equity loans with the member(s)
Handles all subordination requirements & agreements & collects fees
Completes certificates of satisfaction for land records/Clerk of Court
Orders and reviews title report prior to closing to ensure there are no liens, judgments, etc.
Orders property appraisals after HELOC and/or 2nd trust processing and preliminary review from underwriter
Prepares complete packet for the title company to send to the Clerk of Court
Ensures all necessary title and Deed of Trust documents are completed and recorded properly within regulatory timeframe
Record all HMDA tracking on all required loans; completes annual HMDA report
Reviews HELOC advances to ensure proper rate and payments
Handles loan payoffs; reviews loan payoff reports, weekly or bi-weekly, and conduct follow-up calls to members to initiate car/HELOC refinances
Maintains loan documentation in members file, ensuring all policies and procedures of the Credit Union are followed; updates loan records as required; audits files to insure that all required documents are present and accounted for; and assists with filing and portfolio review
Provides back office loan support, such as filing, etc.
When necessary, Operates as back-up Loan Servicing Specialist on an as needed basis; including filing of Gap claims, life and/or disability claims, Debt protection, State National CPI, and death accounts
Maintains a high level of knowledge and procedural expertise in all Credit Union loan products and services
Assist in underwriting duties for non-home equity loans when needed
Perform other lending and administrative duties as assigned by the Chief Lending Officer
This is a full-time position (Monday thru Friday) and the ideal candidate will have the flexibility to work occasional community events (once or twice a year), must consistently uphold the mission, vision, and core values of the credit union, and possesses the ability to cope in a team focused, fast-paced sales and service culture.
Requirements
High School Diploma, required; a Bachelor's degree preferred
Minimum of two years' Home Equity and lending experience required
Two years' demonstrated sales experience preferred
Requires basic knowledge of Microsoft Word and Excel
Member Resolution Specialist
Loan specialist job in Linthicum, MD
Job DescriptionThis person will need to reside within commuting distance to our Linthicum, MD headquarters.Who we are:At SECU, we put our employees first, recognizing that their well-being and professional development are vital to our success. By fostering a supportive and empowering work environment, our employees are committed to helping members achieve long-term financial security. They are also inspired to give back to the communities we serve by volunteering and spreading kindness, which reflects our core values and who we are as an organization.Every employee at SECU contributes to our members' financial well-being, and we'll always do what's right for our members, employees, and communities.Feel good about what you do. Belong to a place where you matter and can make a difference.What you will do:The Member Resolution Specialist is a subject matter expert responsible for addressing member and employee concerns to bring about favorable outcomes while maintaining the highest level of member service and professionalism. They will provide operational support to various departments across SECU, with a focus on our Retail network, and successfully resolving situations escalated to Operations. They will utilize their member service skills, knowledge, experience, and judgment to respond to daily inquiries, conduct research, analyze information, deliver positive outcomes, and identify and report trends.They will act independently to make time-sensitive decisions while balancing our Member and Employee Satisfaction goals with operational guidelines/regulations. They will educate, train, and coach staff.This position requires providing the highest level of service to employees and members, collaboration, clear communication, and continual follow-up to meet service expectations. They will build strong partnerships with all SECU staff and our consortium departments.The Member Resolution Specialist adheres to regulations and organizational policies, maintaining awareness and knowledge required to perform the duties of the position, including all aspects of the Bank Secrecy Act and related regulations, such as OFAC, and the USA Patriot Act, Fair Lending and Information Security.A day in your life might include:Deposit Operations & Compliance• Educates staff on SECU products and services. Shares knowledge with Retail and across the credit union.• Monitors email requests from all locations within SECU. Responds to inquiries within department SLA.• Educates and coaches staff as needed and meets department SLAs for responses.• Acquires and maintains strong knowledge of all deposit-related regulations and State and Federal laws and ensures SECU and staff compliance.• Continually acquires and maintains knowledge to be a subject matter expert for all branch deposit related functions, policies and procedures and systems including our core system.Member Experience & Issue Resolution• Enhances the member experience by ensuring that issues/complaints are managed efficiently and effectively.• Manages and de-escalates situations with dissatisfied members to prevent further escalation.• Ensure all members receive quality service and that issues are resolved in a timely manner, utilizing knowledge to explore all possible options and providing the best experience for our members.• For escalated complaints and sensitive issues, completes thorough research, responds, resolves, and records the member issue in partnership with various areas, focusing on successful resolutions, and mitigating risks to SECU.• Identifies root causes for any member or staff friction, proposes solutions, and collaborates with others to resolve as needed.• Assists with various tasks to support all departmental and organizational business priorities.Exception Processing & Process Improvement• Processes transactions that exceed the branch authorities. Provide approval of transactions, such as wires, over the FCM and AFCM limits.• Completes exception transactions, such as deposit rate changes and calculates and posts approved interest adjustments, as necessary to update or correct accounts or transactions.• Reviews various quality control reports and corrects errors or coaches staff on corrections.• Identifies trends in member issues and provides feedback to the appropriate areas to help improve processes or services.Additional Responsibilities may include:• Independently conducts annual Operational Reviews of SECU branches to ensure the staff follow all required policies and procedures. A written report of the review is shared with Retail leadership, and Retail will collaborate with us on action plans to address issues.• Conducts periodic quality control reviews to address errors proactively, coordinates corrections and provides coaching if needed.What we need from you:• Develop and maintain a strong knowledge of all our various systems including but not limited to core processing, IRA and CRM.• Detailed knowledge of all Operations policy and procedures along with understanding of the functions of the various departments across SECU.• Proficiency in the Microsoft suite including Outlook, Word and Excel.• Exceptional problem-solving and analytical skills along with solid analytical and critical thinking skills.• Superior verbal and written communication skills.• Ability to manage multiple tasks and prioritize effectively• Excellent interpersonal skills with a member-focused mindset.• Attention to details is essential.• Strong collaboration and negotiation skills.• Ability to work independently and part of a team.• Strong time management skills and ability to meet deadlines/SLAs.• Capacity to handle high-pressure situations and sensitive member interactions.Education Requirements• B. A. or B.S. Degree in a related field (finance, business management, logistics, or process management) or a combination of education and experience that provides the necessary skills and knowledge to perform the essential job functions satisfactorily.Experience Requirements• 3-5 years of progressively responsible related work experience in banking/credit union processing, operations, or consumer service is required.• Some management experience preferred. Ability to effectively have coaching conversations with leaders throughout the organization.• Financial Institution experience required, preferably in a branch environment.Physical Requirements - Please add additional physical requirements to list provided below, if applicable.• Must be able to remain in a stationary position, often standing or sitting for prolonged periods• Must be able to lift up to 25 pounds• Must be able to commute to financial centers as necessary. Additionally, able to commute to SECU Headquarters in Linthicum, Maryland, as needed for onsite meeting attendance, completion of tasks, and training• This position may require work on weekends, evenings, and holidays as necessary.Compensation Information: Offers will be commensurate with experience and education.
The budgeted range for this position is $61,500 - $80,000
Other Compensation Includes:
Annual corporate-wide incentives
We provide comprehensive benefits, with a focus on total well-being:
Medical, vision, dental benefits
401k plan with company matching
Generous sick, vacation and personal leave
And more...2025SECUBenefitsGuide.pdf
SECU is committed to fostering a diverse, equitable, and inclusive workforce where all individuals are valued and respected. We take pride in providing equal opportunities for all qualified applicants regardless of race, ethnicity, national origin, gender, sexual orientation, gender identity or expression, religion, military or veteran status, or any other characteristics protected by law.
Commercial Loan Review Specialist
Loan specialist job in Baltimore, MD
Job DescriptionBenefits:
Company paid Life, STD, and LTD
401(k)
401(k) matching
Health insurance
We are seeking a Commercial Loan Review Specialist to join our team! As a Commercial Loan Review Specialist on our team, your responsibilities will include evaluating creditworthiness, assessing risk, and supporting commercial lending decisions through in-depth financial analysis and reporting. This role works closely with the Vice President and other stakeholders to ensure sound credit practices and compliance with internal policies and external regulations. The ideal candidate will bring strong analytical expertise, attention to detail, and a proactive approach to relationship management and risk assessment.
Responsibilities
Oversee multiple client portfolios to determine creditworthiness and risks associated with them
Evaluate the financial health and creditworthiness of individuals and businesses seeking commercial mortgages and other credit products
Analyze tax returns, financial statements, cash flow projections, and personal financials to assess repayment ability.
Develop and maintain detailed loan write-ups and credit memos for new applications, renewals, and annual reviews
Meet with clients to build and strengthen relationships
Qualifications
25 years of experience in commercial credit analysis, lending, or financial underwriting
Strong understanding of financial statements, credit scoring models, and commercial loan structures
Strong organizational skills and excellent attention to detail
Excellent written and verbal communication skills, including the ability to prepare clear, concise credit summaries
Comfortable working both independently and as part of a collaborative team
Proficiency with Microsoft Excel and credit analysis or core banking systems
Previous experience in a financial institution desired
Home Loan Specialist I
Loan specialist job in Annapolis, MD
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
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Easy ApplyLoan Service Representative
Loan specialist job in Washington, DC
Primary Function Promotes the credit union's loan products and services to potential and existing members. Receives and initiates calls to assist members regarding borrowing needs and options. Ensures conditions for pre and post loan closings are cleared. Perfects liens on collateral, insurance placement and documentation. Performs VISA credit card file maintenance. Provides the highest level of quality
member service.
Major Duties and Responsibilities
Communicates promotional information about loan products to members and answers inquiries from members concerning loan services.
Assists members in completion of consumer, credit card and mortgage loan applications.
Performs loan disbursals, in-person or electronically, complying with all approval criteria.
When disbursing funds, makes sure the member is familiar with all the terms, conditions, and collateral held on the note and disclosure.
Performs all administrative duties associated with the VISA credit card program, establishing accounts, and performing account maintenance.
Gathers, compiles, and prepares loan documents, liens, files, reports, and/or other legal matters relating to loans.
Maintains and updates the security interest and insurance of all vehicle loans, title tracking, ensuring accurate and complete record retention. Release liens at the request and, on approval of the lending team.
Maintains member loan files.
Represents the credit union in a courteous and professional manner. Provides prompt, efficient, and accurate service to members. Maintains member confidentiality.
Performs other duties as assigned.
Skills, Knowledge, and Experience
One to two years' experience in lending in a credit union or other financial institution preferred. Knowledge of lending principles and procedures, loan services, and credit union philosophy ideal. A2-year college degree or completion of specialized course study/certification in business and/or financial services. Well-developed communication and analytical skills required.
Knowledge of Microsoft office products preferred: MS. Word, Excel, PowerPoint, Outlook and Teams.
Proficiency in Spanish preferred.
Disclaimer
This position description is not a complete statement of all duties and responsibilities comprising the
position. It contains only the facts necessary to evaluate the position on a fair basis.
Entry Level Mortgage Loan Processor (Recent Graduates Encouraged to Apply)
Loan specialist job in Beltsville, MD
Salary is depending on experience. If you have a passion for business, customer service and growth this is the perfect opportunity for you! Lots of growth opportunities within the company! Responsibilities- Maintain strong communication and customer service to homebuyers, branch personnel and divisions within the company- Manage multiple loan files- Collect and record customer information in a timely manner- Ensure accuracy and completeness of each loan file- Coordinate closing tasks- Follow-up on submitted and pending loans
Requirements- Bachelors Degree- Excellent communication and customer service skills- Hard-working and detail-oriented$55,000 - $60,000 a year
Auto-ApplyWholesale Mortgage Closer
Loan specialist job in Baltimore, MD
Who We Are: Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We're expanding rapidly and looking for a detail-oriented Loan Account Manager to join our team and support our mission of delivering speed, service, and reliability-
where brokers win.
Our Company's Core Values
Integrity
Accountable & Dependable
Team Centric
System & Process Oriented
Service Ethic
Organized Efficiency - Risk Management & Compliance
Your Impact:
Protects the company from costly funding errors
Ensures loans fund on time, preserving broker & borrower experience
Enhances internal operational efficiency
In This Role You Will:
Ensure closing packages are returned timely
Review executed loans documents for accuracy and completeness.
Balance final figures with title and resolve discrepancies timely and accurately
Prepare and order wire timely and accurately
Work with corporate wire department to ensure accurate and timely issuance of wires
Provide required documentation to corporate wire department and warehouse bank.
Ensure loans are funded timely.
Respond timely and accurately to general funding inquiries.
Maintain set service levels.
Requirements:
Minimum 3-5 years of mortgage funding experience.
Experience reviewing executed loan documents, non-QM experience a plus
Experience with disbursement of loan proceeds and wire preparation
Familiarity with federal and state mortgage regulations, including TRID.
Familiarity with LOS platforms such as Encompass
Excellent organizational skills, analytical thinking, and attention to detail.
Ability to communicate findings professionally and clearly in written responses.
Comfortable working in a fast-paced, deadline-driven environment.
Benefits:
Health insurance
Dental insurance
Vision insurance
401(k)
401(k) matching
Paid time off
While At Dominion You Will Enjoy
Company outings & social events
Virtual events
Companywide competitions and raffles
Personal financial workshops
Orioles season tickets
Auto-ApplyLoan Processor
Loan specialist job in Westminster, MD
Join our dedicated team as a Loan Processor/Closer, where your expertise in real estate loan documentation and closing coordination will help support agriculture and rural communities.
Horizon Farm Credit is actively seeking one Loan Processor/Closer to join our Loan Operations team. Qualified candidates may work in our Denton, MD, Mechanicsburg, PA, Westminster, MD, Reedsville, PA or Chambersburg, PA branch locations. This position is eligible for a hybrid work schedule after 6 months of successful employment. Our ideal candidate is a detail-oriented, organized professional with experience preparing legal loan documents and closing real estate-secured loans.
Posting Description: You'll be responsible for preparing and reviewing loan documentation, coordinating closings, disbursing funds, and ensuring all legal and compliance standards are met. This position focuses heavily on real estate-secured loans, including both in-house and attorney closings, and requires a strong understanding of lien documentation, collateral verification, and loan system accuracy. Join us and make a meaningful impact by supporting the financial needs of our agricultural communities!
Areas of responsibility include:
Process closing documents, close, fund, and book all new loans and servicing actions according to applicable processing procedures and practices; including:
Prepare commitment, notes, lien Instruments, and other general loan documents that represent what is outlined in the stamped credit package.
Accurate data entry of PD/LGD/Collateral Values and other data to result in a loan booking that represents what is outlined in the stamped credit package.
Prior to loan closing, confirm loan conditions outlined in the stamped credit package are met and filed.
Consult and confirm with Loan Officers, Underwriters, and other involved parties (management, attorneys, etc.) to confirm loan actions are completed accurately.
Confirm collateral is properly identified and secured with the loan documents; which includes quality review of signatures, dates, and initials, and completing necessary follow-up to have errors or omissions corrected accurately and timely.
Review of new or existing collateral documents to ensure and/or verify correct lien position. Communicate with loan staff to confirm the accuracy of lien documents and address any discrepancies.
Complete accurate checks and other accounting-related forms for proper funding.
File all related documents timely, accurately, and consistently to ensure easy reference in the future by all staff.
Quality checking all of your work to ensure compliance and accuracy; maintaining satisfactory audit and QC review results.
Meet the target turnaround processing timelines and properly document the system to ensure transparent communication for Sales, Loan Operations, and future audit needs.
Education
Associate or bachelor's degree or equivalent experience in Accounting, Business, or a related field.
Experience
Generally, minimum of 3-8 years of experience in loan processing, banking, finance, or legal documentation.
Prior experience with real estate loan closings and document preparation is strongly preferred.
Requirements
Possess strong written and verbal communication skills, quality and solution-focused.
Detail-oriented, independent judgment skills, and strong organizational skills.
Adaptable and flexible to a changing work environment.
Demonstrate a willingness to be collaborative and the ability to develop and work well in a team atmosphere.
Ability to work independently with general supervision and proven self-starter.
Knowledge of computer software applications, which may include but are not limited to: Adobe, MS Excel, MS Word, CRM, SharePoint, AgDocs, Accounting systems/mainframe/front end, Credit Delivery or other document generation software, report generation, vendor ordering software, and collateral database tracking.
Expected to consistently exhibit values of ACRES as represented in HFC's Core Values.
Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the association and borrower.
Prolonged periods sitting at a desk and working on a computer.
Regular, predictable, and reliable attendance is required.
Who are we?
Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender and financial services provider, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities.
What can we offer you?
We offer competitive compensation and benefits packages for full-time employees including:
Medical insurance with dental and vision care options
401(k) with significant employer matching
Paid time off, holidays, and volunteer time to support work/life balance
Tuition reimbursement and training opportunities
Student loan reimbursement
Leadership and career development opportunities
Paid maternity and bonding leave
Paid short-term disability
Fun and inclusive work environment
Salary Range: $41,500 - $55,000, depending on experience. Opportunity to earn additional annual bonus incentive.
Equal Opportunity Employer including veterans and individuals with disabilities.
Auto-ApplyWashington DC Regional Loan Officer
Loan specialist job in Washington, DC
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Loan Officer II
Loan specialist job in Annapolis, MD
To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence.
Ability to work effectively and efficiently with automated systems
Experience in the mortgage lending industry
Working knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs
Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations
Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks
Advanced skill in comprehending, analyzing, applying and communicating complex written legal documents
Advanced skill speaking and/or presenting in front of groups in a professional setting
Advanced word processing and spreadsheet software skills
Desired Qualification(s)
Advanced knowledge of Navy Federal Mortgage Production and/or Servicing Systems
Hours: Monday - Friday, 8:30AM - 5:00PM
Location: 180 Admiral Cochrane Dr Suite 215 Annapolis MD 21401
Analyze referred loans for areas of concern and determine proper course of action (e.g. obtain explanations for derogatory credit)
Determine and advise members on approved loan conditions and documentation requirements
Ensure progress and inclusion of required mortgage processing information (e.g. verifications of employment, assets, income and liabilities; appraisal reports, Navy Federal and investor requirements, etc.)
Maintain contact with the member, Realtor and/or seller during the entire loan process Monitor mortgage loan process and ensure compliance with Federal laws, as well as, Navy Federal, NCUA and secondary market practices, guidelines and regulations
Remain available to members and/or their real estate agents during scheduled evening hours after assigned work days and during scheduled hours on assigned days off (e.g. weekends)
Request and obtain documentation needed and forward to Mortgage Processor Respond to inquiries about mortgage applications, processing status, problems and concerns
Seek and leverage opportunities to conduct outside marketing and promotional activities to members and potential members through financial presentations, local events and realtor/trade shows and events
Take first mortgage loan applications via face-to-face interview, mail and telephone
Resolve or arrange for resolution of operational/processing issues, inquiries and complaints
Respond to inquiries and resolve any issues concerning the processing of applications
Review application for completeness, data integrity and accuracy; determine if additional information and/or supporting documentation is required
Perform other duties as assigned
Auto-ApplyBilingual Loan Processor (On-Site)
Loan specialist job in Rockville, MD
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Bilingual Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
* Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting.
* Assemble the complete loan package in proper order for underwriting.
* Verify all required documentation (pre-underwrite) in the file.
* Complete the required loan checklist.
* Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting.
* Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
* Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg.B, etc.) and prepare required disclosures.
* Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
* Verify that vendor orders are complete, invoices received, and in the applicant's E-file.
* Manage pipeline by completing and submitting reports within allotted turn-around times.
* Assist set-up of loans.
* Document all communication related to the loan application in the conversation log.
* Train and help supervise new loan processors and other processing personnel.
* Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish.
* High School Diploma or equivalent is required.
* Minimum of 5 years' residential mortgage processing experience.
* Experience with Encompass.
* Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
* Knowledge of DU, LP, Microsoft Office & Windows.
* Excellent math and analytical skills.
* Excellent communication skills.
* Excellent prioritization and time management skills.
Pay Range:
* Hourly Rate: $15.00-20.00.
* Eligible for monthly bonus incentive.
* The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Loan Processor
Loan specialist job in Germantown, MD
About Us:
SkyPoint Federal Credit Union is a community-based financial institution, located in Montgomery County, Maryland, SkyPoint serves our members in the greater Washington D.C. metro region with a wide array of financial services, supported by technology, and offers great value, affordable fees, and rates through our member-owned structure.
The only designated Community Development Financial Institution (CDFI) credit union in Montgomery County, SkyPoint helps our members and the community gain access to the financial services needed to prosper. Through our inclusive, expert, and compassionate team, we focus on removing banking complexities, and building empowering relationships with our members to help them achieve their financial goals with simple and accessible banking solutions.
Role Overview:
The Loan Processor gathers documentation, obtains credit reports, verifies income and employment, and ensures all requirements are met to complete loan applications. This role involves explaining loan options, processing applications, disbursing approved loans, and cross-selling credit union products and services.
Key Responsibilities
Interview loan applicants (in person, phone or email) and gather complete credit application information.
Explain loan options, rates, terms, and collateral requirements; provide credit education.
Process new loan applications, organize loan packages, and ensure all documentation is complete for decision-making.
Order credit reports, verify information, and maintain accurate member files.
Disburse approved loans and complete Home Equity settlements in compliance with policies.
Respond to member inquiries and resolve lending issues professionally.
Provide phone coverage for the department queue and process lien releases, payoffs, and other member requests.
Qualifications
High school diploma or equivalent required; college-level courses in accounting or credit analysis preferred.
2-4 years of experience in consumer lending, credit cards, or mortgage processing.
Knowledge of lending policies, procedures, and regulations.
Proficiency in Microsoft Office and internet applications.
Strong communication, analytical, organizational, and problem-solving skills.
Ability to manage multiple priorities and maintain attention to detail.
Service-oriented mindset and ability to work in a branch and office environment.
Physical Requirements
Ability to lift up to 25 pounds occasionally.
Standing, walking, bending, and stooping as needed.
Prolonged periods of sitting and computer work.
Hours:
SkyPoint FCU is open M-F 9am-5pm
Working Hours: Monday-Friday 8:45am-5:15pm
Based upon business needs, this position may require working at or transferring permanently to neighboring branches within a reasonable commuting distance.
Benefits:
Holidays:
Eleven (11) paid per year
Leave:
You will earn Paid Time Off and Personal, Sick and disability leave. Annual leave is accrued at 4.6 hours per pay period (15 days per year). Two personal days are earned per year. Sick leave is accrued at 4.62 hours per pay period with a maximum accrual per year of 120 hours.
Insurances:
Employees are offered medical, prescription, dental, vision and disability insurance. The credit union pays a portion of the monthly premium, and the employee pays a portion. Available providers and costs will be discussed during orientation. All insurance except disability is effective the first of the month following date of hire.
Life Insurance:
All full-time employees are required to have Group Term Life (GTL) insurance equal to 1x's their basic annual earnings, up to $200,000. Active employees over age 65, their coverage is reduced to 65% of the pre-65 face value. This policy is County paid 80%, and employee paid 20%. Additional coverage can be purchased. Information will be available during orientation.
401(a)/Deferred Compensation:
You will be eligible to participate in the SkyPoint FCU Retirement 401A plan after 6 months of employment. Information about retirement options will be presented during orientation.
Post-Closing Loan Documentation Specialist, Team Lead
Loan specialist job in Reston, VA
The Post-Closing Loan Documentation Specialist III, Team Lead/Bank Officer, is a critical position in the post-closing department and will require a comprehensive understanding of post-closing commercial lending processes and procedures. Eligible candidates should possess direct training and experience with complex commercial loan structures, commercial loan documentation, financial reporting, covenant exception tracking, collateral lien perfection and releasing with knowledge of county recording requirements, chain of title and county/state database research. Successful candidates will also have previous experience training, coaching or supervising.
In this role you will:
* Process and record full and partial collateral lien releases performing an extensive collateral review using Banks systems and county/state databases to avoid cross-collateralization prior to collateral release of the Deed of Trust, Uniform Commercial Codes (UCC), life insurance assignments, CD, vehicle title liens, secured assets, etc.
* Independently review and monitor loans including viewing the approval and loans terms; creating, updating and validating ongoing/life of loan exception tracking requirements or other conditions of approval; reviewing documentation to ensure the collateral is perfected.
* Review original executed loan documentation ensuring orderly, safe and secure control over original Notes and Guaranty records. Creates tracking exceptions for original loan documentation deficiencies in the Bank's CERIS tracking system and notifies the Lending and/or Closing teams accordingly. meticulous imaging and indexing of executed loan documentation in FDM.
* Provide advanced assistance to team members with post-closing loan review, exception tracking, ServiceDesk management, original loan document review, collateral lien perfection, insurance tracking, and other post-closing responsibilities.
* Train and coach team members. Assist with the implementation of new or updated policies and procedures providing guidance and support for effective adoption and compliance.
* Utilizes Bank systems to complete comprehensive assessments and/or extensive research of complex loan structures and customer relationships to resolve discrepancies related to covenant and financial exception tracking, cross-collateralization, loan documentation, etc.
* Process original, continuation and termination Uniform Commercial Codes (UCC) filings including generate exception tracking reports on a bi-weekly/monthly basis.
* Generate exception reporting related to administrative, financial, covenant, and insurance requirements using internal and external systems.
* Engage with team members, Bank personnel, settlement agents, insurance companies, and vendors to clarify requirements, obtain necessary documentation, and resolve complex issues. Maintain effective communication to address high-level discrepancies and ensure compliance.
* Coordinate preliminary audit reviews for internal/external audits and exams. Conduct detailed pre-audit reviews of approval requirements, imaged loan documentation, loan operating systems, exception tracking, collateral, insurance, etc., identifying and addressing complex documentation exceptions and loan discrepancies. Coordinate with responsible parties to resolve complex issues.
* Complete ongoing courses to maintain required compliance knowledge. Pursues training opportunities by participating in webinars and courses to enhance knowledge and expertise in areas applicable to role and responsibilities.
* May be cross trained to assume additional functions in other areas of the Bank or share knowledge with colleagues to promote team development.
Requirements
* High School Diploma or equivalent.
* 5 - 8 years of direct experience in commercial loan post-closing, including loan documentation review, recurring exception tracking, lien perfection, and collateral release; or a combination of relevant experience in both commercial and consumer lending that demonstrates proficiency with these core functions.
* Experience working in a dynamic, fast-paced environment with the ability to manage multiple tasks efficiently.
* Demonstrated ability to exercise independent judgment, apply analytical thinking, and handle complex issues to develop effective solutions.
* Exceptional communication; comfortable with extensive dialogue and explanation, both written and verbal.
* Strong computer proficiency with the ability to learn and adapt to new systems, databases, and technologies.
* Advanced administrative and organizational skills with strong attention to detail.
* Self-starter who excels at mastering new processes and tools.
* Positive attitude with a strong customer service focus.
John Marshall Bank is an Equal Opportunity Employer
At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes:
* Medical
* Dental
* 401K Retirement Plan w/ an Employer Match (4% match on 5% contributions - this is highly competitive compared to other organizations)
* Vision
* Employee Assistance Program
* Flexible Spending
* Transit Reimbursement
* Dependent Day Care
* Long Term Care
* Paid Time Off
* Life and Disability Coverage
At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position.
Loss Mitigation Specialist
Loan specialist job in Rockville, MD
IS HYBRID.
Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions.
Join Lafayette Federal Credit Union, a proud recipient of USA Today's Top Workplaces of 2024 and 2025 award!
Welcome to Lafayette Federal Credit Union Careers! Our organization is growing, and we are seeking top-notch individuals to provide support to our members. Our employees are a critical component in in our endeavor to be the premier financial partner for every one of our members.
Do you have experience with the maintenance of severely delinquent accounts?
Do you have experience reviewing the members overall financial condition and compensating factors?
If so, then Lafayette Federal may have the perfect opportunity for you! We are currently seeking a Loss Mitigation Specialist to join our dynamic team!
About us:
Our Difference:
What makes Lafayette Federal cutting-edge
? Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! We have been recognized nationally by (1) Newsweek's America's Best Bank's list, (2) we've received a 5-star rating from Bauer financial, and (3) we've also ranked #12 in S&P Global' s Top Performing Credit Union's in 2022 for the second year in a row!
Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community.
Our Opportunities: Professional development, training, and certification is a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry.
About the role:
We are seeking a smart, organized, and resourceful professional to assist the Asset Recovery department with the overall maintenance of severely delinquent accounts to include reviewing and recommending loans for extension and/or workouts. In addition, this position is responsible for reviewing the members overall financial condition and compensating factors as well as serve as a back up to the Mortgage, Bankruptcy and Charge Off Specialists.
Requirements
A day in the life of a Loss Mitigation Specialist will include:
Responsible for reviewing and preparing all files for the Loss Mitigation Committee. This process includes an in-depth analysis of the Member's relationship with the credit union and the financial risk with all parties involved.
Responsible for monitoring all accounts under an approved modification or workout to ensure the borrower is complying with agreed upon action steps.
Review all third-party debt management cases.
Responsible for all follow up calls and memos with respect to financial needs cases.
Ensures quality control by reviewing such items as vendor invoices, recovery, SCRA and EOscar reports.
Serves as a back up to the Bankruptcy Specialist by maintaining bankrupt accounts.
Our ideal candidate will:
Provide all members with professional support, accurate information, and friendly service.
Ensure all data entry for loans are made with minimal, non-recurring errors.
Adhere to Lafayette Federal's Service Standards Policy.
Maintain confidentiality at all times.
Maintain a dependable record of attendance and timeliness.
Ensure that consumer and mortgage collection queues are followed.
Top benefits or perks:
Joining Lafayette Federal comes with perks to support you in your personal and professional journey.
We provide employees with a generous benefits package including:
Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
Fully funded deductible (HMO Plan)
401k employer matching contribution
Income protection with life insurance, short and long-term disability
Paid time off, holiday leave & birthday leave
Educational assistance
Commuter benefits program and more!
Pay: $52,621 - $57,849 annually depending on experience and qualifications.
The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job.
*Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer
*EOE/AA/DISABILITY/VETERAN
Salary Description $52,621 - $57,849 depending on experience
Mortgage Loan Officer, Consumer Direct
Loan specialist job in Owings Mills, MD
Come join our amazing team and work in our Owings Mills, MD Office!
Our Consumer Direct Mortgage Loan Officer advises customers of all their mortgage options. Responsible for guiding our customers through the mortgage process whether purchasing a new home or refinancing their current home. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The base pay is $15.00/hr. plus monthly commission (no draw).
What you'll do:
Prospect, connect, and build rapport with customers by making outbound calls to company-sourced leads and taking inbound calls from customer inquiries, Customer Service agent transfers, and third party transfers.
Guide customers to the best mortgage products available by listening to the customer needs, answering questions, and collecting all documents necessary to close a mortgage loan.
Follow up with customers to ensure we are providing a high level of best-in-class service.
Adhere to all phone, email and SMS disclosure requirements when interacting with customers.
Partner with all respective business partners to ensure an expedient and seamless process of file flow.
Maintain resilience, determination, and adaptability to the changes in the mortgage industry and our customers' needs.
Maintain adherence to all applicable laws and regulations regarding mortgage lending.
Perform other duties as assigned
What you'll need:
Knowledge of FHA, FNMA, FHLMC, VA, and USDA products.
Knowledge of purchase and refinance transactions.
Knowledge of Carrington's underwriting guidelines and investor requirements or ability to learn quickly.
Knowledge of Carrington's loan origination system or ability to learn quickly.
Industry specific software knowledge preferred, i.e. Lead management systems (Leads 360), DU, LP, Appraisal Management Software.
Proficient at or capable of learning all mortgage origination software and technologies.
Passionate about serving current Carrington Mortgage customers.
Excellent communication, listening and interpersonal skills.
Strong attention to detail.
Our Company:
Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: ***************************
What is the value proposition to joining the team?
Full array of mortgage programs.
Paperless loan file flow and process.
Aggressive Marketing support including brochures, social media, and CRM.
Aggressive underwriting: we manual underwrite over 80% of our files
Warm exclusive leads
Ability to originate nationally
Competitive compensation plan, including a base plus commission.
What We Offer:
Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
Customized training programs to help you advance your career.
Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!).
Educational Reimbursement.
Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
#LI-CF1
Auto-ApplyMortgage Loan Officer
Loan specialist job in Alexandria, VA
It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Origination Requirements
* Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers.
* Develop new business from personal and nontraditional resources.
* Work independently.
* Complete 1003 Residential Loan Application.
* Collect all data and documents necessary to process the application. Assign loan number.
* In-put or upload application information into Loan Origination System, Encompass.
* Submit to Desktop Underwriter, Loan Prospector or other decision engine.
* Issue initial disclosures accurately and in a timely manner.
* Follow up on conditions necessary to close or decline loan as requested.
* Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations.
* Monitor lock expiration dates for closing and delivery.
Other Banking Requirements
* Call on Burke & Herbert Bank branches in assigned territory.
* Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources.
* In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products.
* Collect fees in accordance with Burke & Herbert Bank standards.
* Participate, as requested, in opportunities to promote the Burke & Herbert Bank.
* Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures.
Closed Loan Requirements
* Expected minimum closed loan volume of $1,000,000 per month after 60 days.
Skills/Abilities
* A Mortgage Loan Officer must be able to communicate and work well with the public.
* Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application.
* Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer.
* Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines.
* Must be extremely detailed oriented to insure accuracy of data supporting loan files.
* Data integrity must never be compromised.
* Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business.
* Work to ensure timely loan closings.
* High Level of experience with FHA - VA - USDA and VHDA.
Education and Experience
* College degree preferred.
* At least 1 year of mortgage loan sales and an active NMLS number
* Origination and sales experience.
* Encompass experience preferred.
This position is classified as Exempt under the Fair Labor Standard Act. Mortgage Loan Officers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based.
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment
This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary.
Travel
Travel may be required for this position.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Mortgage Specialist
Loan specialist job in Bel Air, MD
The
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Difference
Auto-ApplyMortgage Specialist
Loan specialist job in Bel Air, MD
The
Freedom
Federal
Credit
Union
Difference
Auto-ApplyHOME EQUITY LOAN SPECIALIST
Loan specialist job in Calverton, MD
Prince George's Community Federal Credit Union is seeking an experience professional with experience processing home equity loan applications to serve as our Home Equity Loan Specialist. This role provides members with information on credit union Home Equity products and services; receives, processes, and closes all Home Equity loan applications in a timely manner; and services the existing Home Equity loan accounts.
DUTIES AND RESPONSIBILITIES:
* Handles all Home Equity Fixed and Lines of Credit requests made by phone, in person, etc., and completes the application process for underwriting
* Coordinates and prepares pre-closing and closing documentation; performs all system file maintenance and disburses funds; and scans all loan documentations
* Prepares all closing documents, HUDI sheet, and Deeds of Trust; completes the MD intake sheet; orders flood certifications; calculates all recordation and transfer taxes for each county and each dollar amount issued
* Closes home equity loans with the member(s)
* Handles all subordination requirements & agreements & collects fees
* Completes certificates of satisfaction for land records/Clerk of Court
* Orders and reviews title report prior to closing to ensure there are no liens, judgments, etc.
* Orders property appraisals after HELOC and/or 2nd trust processing and preliminary review from underwriter
* Prepares complete packet for the title company to send to the Clerk of Court
* Ensures all necessary title and Deed of Trust documents are completed and recorded properly within regulatory timeframe
* Record all HMDA tracking on all required loans; completes annual HMDA report
* Reviews HELOC advances to ensure proper rate and payments
* Handles loan payoffs; reviews loan payoff reports, weekly or bi-weekly, and conduct follow-up calls to members to initiate car/HELOC refinances
* Maintains loan documentation in members file, ensuring all policies and procedures of the Credit Union are followed; updates loan records as required; audits files to insure that all required documents are present and accounted for; and assists with filing and portfolio review
* Provides back office loan support, such as filing, etc.
* When necessary, Operates as back-up Loan Servicing Specialist on an as needed basis; including filing of Gap claims, life and/or disability claims, Debt protection, State National CPI, and death accounts
* Maintains a high level of knowledge and procedural expertise in all Credit Union loan products and services
* Assist in underwriting duties for non-home equity loans when needed
* Perform other lending and administrative duties as assigned by the Chief Lending Officer
This is a full-time position (Monday thru Friday) and the ideal candidate will have the flexibility to work occasional community events (once or twice a year), must consistently uphold the mission, vision, and core values of the credit union, and possesses the ability to cope in a team focused, fast-paced sales and service culture.
Requirements
* High School Diploma, required; a Bachelor's degree preferred
* Minimum of two years' Home Equity and lending experience required
* Two years' demonstrated sales experience preferred
* Requires basic knowledge of Microsoft Word and Excel
Home Loan Specialist II
Loan specialist job in Annapolis, MD
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
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