Northfield Bank is a full service bank with 38 branch locations throughout New Jersey; and Staten Island and Brooklyn, New York. With a history dating back to 1887, our growth continues through expansion of our presence in local communities and in our Product and Service offerings. Over 300 employees with diverse backgrounds and cultures have come together to make Northfield Bank what it is today. The Bank believes in providing all employees with the opportunity to reach their career potential and encourages advancement within the organization. For more information, please visit *******************
Job Title: SBA LoanSpecialist
Job Location: Rahway, NJ
Job Status: Full-Time
Job Summary
Primarily will be responsible for supporting and coordinating all aspects of commercial and real estate loan closings and loan portfolio management. Daily responsibilities will include but not limited to supporting Relationship Managers, Portfolio Managers and Team Leaders for loans within the portfolio and new loan originations through loan inputs, payment processing, reviewing, scanning, and uploading flies at closing, maintaining loan pipeline and files, etc.
Responsibilities Include:
Process all new loan request (i.e. credit reports, flood searches, OFAC, Lexis-Nexis, tax searches, Relationship work ups, 4506T, UCC searches, municipal searches, collateral searches, other property searches and any additional reports related to loan requests)
Enter loans into origination system
Organizes, scans, and maintains all Loan files for Dept. throughout life of loan
Contacts applicants to request any required outstanding documentation
Orders all appraisals, environmental and engineer reports and monitors progress until completion
Tracks all fees and good faith deposits collected
Prepares documentation required to obtain commitment letters from Closing Dept., reviews commitments for accuracy, and monitors all stages until loan closes
Coordinates closings with the attorneys and prepares final Bank paperwork for loan origination
Verify that loan is input into Bank core processing system correctly
Maintains all construction files and monitors builders risk insurance, permits and title continuations
Orders all site inspections
Prepare and submit invoices for processing
Prepares all documentation for construction advances and line of credit advances and paydowns
Assists Portfolio Manager with all Department Internal Reports including but not limited to past due reports, monthly loan trial balance, new loans closed, pay offs and deposit reports
Follow-up with borrowers on post-closing loan undertakings and escrows
Handles and services customers with any telephone inquiries regarding new and existing accounts (ACH payments, wire transfers, deposit and loan balances, releases, payoff letters, tax issues, insurance, etc.)
Adheres to Bank policies and procedures
Perform other duties as assigned
Senior:
An individual may be hired as or promoted to a Senior level based on their level of experience and expertise in the job responsibilities at the discretion of the hiring manager, executive sponsor and/or HR.
(Senior) SBA LoanSpecialist
Job Summary:
Primarily will be responsible for supporting and coordinating all aspects of SBA loan servicing. Daily responsibilities will include but not limited to the oversight and review of SBA loans, input or callback of loan servicing activities such as payment processing, reviewing, scanning, and uploading flies at closing, maintaining loan pipeline, reviewing and obtaining expired insurance, preparing files that have been paid in full, etc.
Responsibilities Include:
Process Loan payoffs and complete tasks on related checklists including but not limited to collateral release, member communication, and servicing
Review various loan reports and related documentation on a daily, weekly, and monthly basis to ensure accuracy of information recorded in the core lending system.
Responsible for accurate report retention
Prepare loan documentation for audits, regulatory and other loan reviews
Review, scan, and upload files at closing
Maintain E-Tran procedures, perform service requests, and obtain authorizations
Prepare files that have been paid in full
Adheres to Bank policies and procedures
Perform other duties as assigned
Senior:
An individual may be hired as or promoted to a Senior level based on their level of experience and expertise in the job responsibilities at the discretion of the hiring manager, executive sponsor and/or HR.
Core Competencies :
Productivity - Generates high levels of output. Consistently meets workload demands. Consistently meets deadlines. Efficient at multi-tasking and demonstrates organization skills. Strives for results and efficiency.
Analytical Skills - Ability to take large volumes of data and then analyze trends and produce a result. Ability to breakdown complex problems into simpler, more manageable components. Ability to gather all information necessary to solve a problem, recognize underlying issues based on data and trends, and organize all relevant information to provide insight and ideas on how to draw appropriate conclusions that will help the solve problem.
Accuracy - Ensures that work is complete and without error. Verifies information.
Interpersonal Skills - Demonstrates behavior in alignment with our Code of Conduct. Possesses a positive attitude and enthusiasm towards customer interactions, job duties and work performance. Is approachable, warm, friendly and open-minded. Is capable of adjusting communication style to effectively interact with both internal and external client.
Preferred:
Professionalism - Sets a good example in every aspect of work performance including behavior, appearance and communications. Interacts with colleagues and customers in a courteous and respectful manner. Possesses high ethical standards and maintains confidentiality when needed. Exhibits a positive professional impression through appropriate business attire in compliance with the company dress code. Demonstrates ability to withstand pressure and to remain calm in crisis situations.
Job Requirements :
3-5 years experience in SBA lending or related fields
Excellent written and oral communications skills
Ability to manage priorities and workflow
Versatility, flexibility, and a willingness to work within constantly changing priorities
Proficiency in Microsoft Office Suite
Strong interpersonal skills
Good judgement with the ability to make timely and sound decisions
Ability to effectively present information and respond to questions
**Northfield Bank is an Equal Employment Opportunity Employer M/F/Disability/Protected Veteran**
$50k-85k yearly est. Auto-Apply 60d+ ago
Looking for a job?
Let Zippia find it for you.
Specialized Support, Financial Aid Loan Specialist
Bucks County Community College 4.0
Loan specialist job in Newtown, PA
It's great to work at a place where people are truly committed to serving our students! We're committed to bringing passion and energy to our College. Visit our Life Page on LinkedIn to explore our dynamic campus culture, hear from current employees, and discover what makes Bucks County Community College a great place to work!
The Financial Aid LoanSpecialist is responsible for administering the Federal Direct Student Loan Programs, PLUS Loans, and Private/Alternative loans. This role also handles enrollment verification forms, student loan deferments, and provides high-volume assistance to students and parents. The position requires strong analytical skills to resolve application issues, as well as a thorough understanding of federal regulations and tax filing guidelines. Additional responsibilities include performing file verification and processing an assigned portion of student files (R-T). The role involves daily customer service through phone, email, and front-counter interactions with students, parents, and the general public.
Primary Responsibilities
* Perform verification of student financial aid files (R-T letters), including reviewing FAFSA data, tax return documentation, and verification worksheet information. Identify and resolve discrepancies and request additional information when necessary.
* Provide customer service by answering phone inquiries and responding to student and parent questions via email.
* Review of reports with SIS system such as Default/C-Code list, overpayment report, disbursement failures, etc. to resolve issues or flag for further review by supervisor.
* Alternative/private loan processing by reviewing reports to ELM and SIS System, flagging pending disbursement issues, confirming enrollment and cost of attendance, and requesting refunds from accounting when required to ensure funds are returned to proper accounts.
Other Duties and Responsibilities
* Receive and process school loan deferment requests, submitting information to the National Student Loan Clearinghouse on a bi-weekly basis and resolving any related student issues.
* Manage Exit Counseling process in the SIS System for students who have ceased enrollment or dropped below half-time of their loan repayment obligations.
* Review loan adjustment reports regularly to identify requests for processing or follow-up with students for additional information.
* Resolve loan disbursement failures to ensure timely and accurate crediting of funds to student accounts.
* Send enrollment verification instructions to confirm half-time attendance for students whose lenders require confirmation prior to loan disbursement.
* Review PLUS Loan applications to resolve discrepancies and collect missing documentation.
* Conduct outreach to students who have not accepted or declined loan offers or who have outstanding action items in the SIS system.
Minimum Qualifications
* Associate degree or high school diploma with 1-3 years of related work experience.
* Experience in Accounting or Bookkeeping preferred.
* Knowledge of Workday is a plus. Proficiency in Microsoft Office or other software programs.
* Strong written and verbal communication skills.
* Ability to handle confidential matters in a highly professional manner.
* Detail orientated and must be able to work independently with minimal supervision.
Hourly Range: $22.3787 - $23.9452 (commensurate with experience).
Application
Apply online at: ****************************************
Your application must include:
* A letter of application addressing your interest and qualifications for this position.
* Resume or CV.
* A list of five professional references (references will not be contacted without prior permission).
Deadline
Applications will be accepted until the position is filled.
Benefits
Bucks County Community College offers an exceptional benefits package that includes medical, dental, vision, prescription plans, 403B pension plan, life insurance, short & long-term disability, generous paid time off, tuition waivers, tuition assistance, wellness center, cafeteria, and free parking on a beautiful Bucks County campus.
We are proud to be an organization that embraces the value of bringing diverse, talented, and committed people together. The fastest way to breakthrough innovation is when diverse ideas come together in an inclusive environment. We encourage our colleagues to respectfully challenge one another's thinking and approach problems collectively. We are an equal opportunity employer, committed to fostering an inclusive and diverse workplace.
Please Note: At this time, the College does not provide work visa sponsorships. To be considered for employment at Bucks County Community College, applicants must be permitted to legally work in the United States without employer sponsorship. Bucks County Community College participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
$22.4-24 hourly 50d ago
Home Loan Specialist I
Solomonedwards 4.5
Loan specialist job in Trenton, NJ
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home LoanSpecialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Commercial Loan Specialist - Edison
Unity Bank 4.3
Loan specialist job in Edison, NJ
The Commercial LoanSpecialist is a key support function to the commercial lending team. She/he assists with various commercial loan servicing activities, including but not limited to on-boarding of new and existing customer information, direct follow up with customers for required information, assist lending team with meeting reporting deadlines, database management, site visits and preliminary underwriting and customer interaction and correspondence.
Essential Functions
Address overdrawn accounts situations
Order credit reports on borrowers from Experian as needed.
Perform site visits of customers place of business
Assist team with prep of credit memos with the loan officers for various purposes, including renewals, commitment extensions and loan revisions.
Process servicing requests for existing loan customers, such as statement requests and copies of other documents.
Monitor and report on assigned loan portfolio activity to bank management as requested.
Follow up with borrowers to obtain financial information or documentation
Follow up with borrowers to obtain open items to facilitate the loan closing process.
Obtain environmental report bids and engage vendors
Coordinate with borrowers and branch staff to open required deposit accounts before closing.
Communicate with people outside the organization on a regular basis including borrowers, brokers, and accountants.
Analyze personal credit data and personal financial statements to assist in the completion of Letters of Interest and commercial credit underwriting
Assist with commercial loan/payment collections
Begin the Loan Proposal write up and input as much information as possible, including existing deposit and loan balances, property info, code page info, etc.
Attend loan closing if the loan officer is unavailable, depending on level of experience
Upload all documents and correspondence to Abrigo (financials, LPs, memos)
Move loans to closing once signed commitment letter and fees are received
Assist Portfolio Management with obtaining required financials and related information to complete Annual Reviews
Job Requirements and Qualifications
Job requires strict attention to detail and thoroughness in the completion of job duties.
Job requires analysis of financial information with oversight by a manager
Education and Experience
Associates Degree preferred or related field or equivalent experience
Three years + working at a Commercial Bank or Credit Union
Knowledge of SBA lending programs preferred, but not required
Licenses and Certifications
N/A
Knowledge, Skills, and Abilities
Ability to work independently with limited supervision
Ability to work in a structured environment with established procedures
Professional behavior mandatory at all times
Customer service oriented
Good organizational skills and ability to multi-task
Ability to effectively communicate with other bank departments
Excellent reading comprehension
Knowledge of administrative and clerical procedures and systems such as word processing, managing data, files, and records, designing forms, and other office procedures.
Excellent computer skills in a Microsoft Windows environment including proficiency in Word
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.
Ability to speak and write clearly to effectively convey information so that others understand and as appropriate for the needs of the audience.
Ability to apply common sense understanding to carry out written and oral instructions.
Physical Requirements
Ability to sit for long periods of time up to 75% of work hours.
Ability to use hands to grasp, handle or feel.
Ability use computer keyboard and system to enter data and process information.
Ability to talk, hear, and see.
Ability to use telephone to communicate with customers and employees.
Ability to drive for site visits of customers
Use office equipment such as teller scanner, personal computer, telephone, mobile device, copier, fax machine, adding machine, etc.
Working Conditions
Moderate sound as in business office with office machines, computers, and people traffic.
Open floor work environment.
Compliance
It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations.
All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability.
This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment.
This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload.
Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States.
Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans
provided the individual is able to perform the essential functions of the job
, unless such accommodation would impose an undue hardship upon Unity Bank.
A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.
$32k-38k yearly est. 60d+ ago
Loan Officer
Caliver Beach Mortgage
Loan specialist job in Lakewood, NJ
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$42k-66k yearly est. 60d+ ago
Junior Loan Officer
Financial Freedom Mortgage 4.6
Loan specialist job in Evesham, NJ
Financial Freedom Mortgage based in Marlton, NJ is looking for qualified Junior Loan Officers. Within this role, you will be our customer's first contact so you must make a great initial impression. You will explain our process to potential borrowers and how they may qualify to work with us. When they are ready, you will take down their information, answer any questions they may have, and deliver excellent customer service. Once the potential borrower's information has been taken and put into an application, a licensed Loan Officer will take over the call to close the deal.
Duties:
- Make 200-300 outbound calls per day
-Deliver prepared questions, reading from scripts that describe our financial services
-Overcome any objections from homeowners to obtain any necessary information for loan application
-Input customer details on paper application, internal computer system, and automated phone system
-Verify customer information is correct on all forms
-Contribute to team effort by accomplishing daily and weekly performance objectives
Qualifications
-Positive attitude and lots of energy
-Experience in sales or call center environment preferred, such as previous financial services or banking
-Highly effective communication skills
-Ability to handle rejection and turn "No" into "Yes"
-Strong work ethic with desire to overachieve
Additional Information
All your information will be kept confidential according to EEO guidelines.
$30k-47k yearly est. 60d+ ago
Loan Processor III
Provident Bank 4.7
Loan specialist job in Woodbridge, NJ
How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience.
POSITION OVERVIEW:
As a Loan Processor III at Provident Bank, you will be responsible for all daily functions associated with processing a consumer/residential loan application.
KEY RESPONSIBILITIES:
Ensures accuracy by reviewing and analyzing all aspects of the mortgage credit package including but not limited to accuracy of file input, timely delivery of required application disclosures, asset documentation, income calculations and income documentation including personal and corporate tax returns, credit report/credit documentation and appraisal review. Solid knowledge of TRID, RESPA, FHLMC, and HMDA.
Heavy interaction with a high-level of customer service and communication with vendors, internal customers, and external customers Contact borrower relating to document needs, status updates, and escalation of issues to ensure the needs of our borrowers are met with a high degree of satisfaction
Work as a team with sales, underwriting, closing, funding, and management to ensure assigned loans are being processed on time within compliance of corporate policies, agency, and all state and federal laws Perform various tasks as requested by management.
Performs other duties and responsibilities as assigned by management
MINIMUM QUALIFICATIONS:
High school diploma or GED
5 or more years of related experience
Knowledge of automated residential/consumer loan process
Excellent organizational skills.
Strong interpersonal and communication skills, both oral and written, with a customer centric approach. Demonstrates courtesy, professionalism, and ability to engage effectively with clients and colleagues.
General knowledge of regulatory requirements for residential/consumer loan originations
Computer Literacy: Windows/Excel/Encompass (Loan Origination System)
Understanding of Freddie Mac guidelines
Ability to analyze personal and business tax returns
Ability to work in a fast paced, high-volume environment.
Knowledge of loan processing and closing processes and qualifications for credit worthiness.
Required to register with the NMLS prior to being allowed to take mortgage loan applications, negotiate or extend terms of a mortgage or other loan secured by a residence.
Licensing Requirement (SAFE Act)
This position requires registration with the Nationwide Multistate Licensing System and Registry (NMLS) in compliance with the SAFE Act. Candidates must be eligible to register and maintain active status upon hire.
WORKING CONDITIONS
Work is mainly performed in a normal office environment. Noise levels usually are moderate.
Prolonged sitting
Lifting from 5 to 10 lbs. (printer paper, storage boxes)
Occasional bending or overhead lifting (storing files or boxes)
The hazards are mainly those present in a normal office setting.
This may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.
Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.
Pay Details:
$22.26- $27.79 hourly
Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.
This role is incentive eligible based upon company, business, and/or individual goal achievement and performance.
Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.
$22.3-27.8 hourly 60d+ ago
Loan Officers - Northeast Region
Emm Loans LLC
Loan specialist job in Brick, NJ
Referral Loan Officer - Northeast | EMM Loans LLC
EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Northeast teams! Work alongside a strong, experienced leader and learn from the best in the business.
In this role, you'll market and originate residential mortgage loans, build relationships with individuals and professional organizations, and guide clients through the entire mortgage process-from application to closing. You'll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness.
This is an outside sales role with commission-only pay and no leads provided. If you're motivated, driven, and love helping people, this is your opportunity to thrive!
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!
Active NMLS Licensing
A contagiously positive attitude and LOTS of energy
Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM Loans participates in E-Verify
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
$42k-66k yearly est. Auto-Apply 60d+ ago
Loan Officers - Northeast Region
EMM Loans LLC
Loan specialist job in Brick, NJ
Job Description
Referral Loan Officer - Northeast | EMM Loans LLC
EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Northeast teams! Work alongside a strong, experienced leader and learn from the best in the business.
In this role, you'll market and originate residential mortgage loans, build relationships with individuals and professional organizations, and guide clients through the entire mortgage process-from application to closing. You'll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness.
This is an outside sales role with commission-only pay and no leads provided. If you're motivated, driven, and love helping people, this is your opportunity to thrive!
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!
Active NMLS Licensing
A contagiously positive attitude and LOTS of energy
Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM Loans participates in E-Verify
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
$42k-66k yearly est. 3d ago
Mortgage Loan Officer
Angott Search Group
Loan specialist job in Mount Laurel, NJ
Angott Search Group is proud to partner with a nationally recognized mortgage lender headquartered in Mount Laurel, New Jersey, in the search for an experienced Mortgage Loan Officer.
This is an excellent opportunity for a motivated, sales-driven professional to build lasting referral relationships and help clients achieve their homeownership goals. The ideal candidate will be a licensed Mortgage Loan Originator (MLO) with strong communication skills and a proven ability to generate business through external partnerships.
Key Responsibilities:
Develop and maintain relationships with Realtors, builders, and referral partners
Prospect and pre-qualify borrowers, advising on suitable loan products
Guide clients through the mortgage process from application to closing
Ensure compliance with lending regulations and company policies
Represent the organization at open houses, closings, and local networking events
Qualifications:
Active Mortgage Loan Originator (MLO) license required
Thorough knowledge of FNMA, FHLMC, FHA, VA, and other mortgage programs
Proven success in outside sales and relationship management
Excellent communication and analytical skills
Willingness to travel up to 80%
$41k-66k yearly est. 60d+ ago
Call Center Loan Officer
National Mortgage Staffing 3.9
Loan specialist job in Mount Laurel, NJ
Internal Call Center Loan Officer - Multiple Locations (TX, FL, NJ)
Our client is seeking experienced and entry-level Internal Call Center Loan Officers to join a growing, high-volume lending team. These roles offer the stability of a national mortgage company combined with strong earning potential through a tiered commission structure.
Ideal candidates are licensed, driven, and comfortable working in a fast-paced, dialer-based environment managing inbound and outbound leads.
Key Responsibilities
Manage incoming and outbound calls from lead sources such as LendingTree.
Educate and prequalify borrowers for HELOCs, refinances, and cash-out products.
Structure and present loan options that meet customer needs and comply with company guidelines.
Maintain consistent contact and follow-up with clients throughout the loan process.
Achieve monthly production and quality goals.
Maintain accurate documentation and CRM notes on all interactions.
Qualifications
Active NMLS license (state required).
Comfortable working with dialer systems and high-volume outbound leads.
Experience with HELOC and cash-out refinance loans preferred.
Ability to thrive in a structured, metrics-driven sales environment.
For less experienced LOs (1-3 years): on-site role required.
For experienced LOs (4+ years): hybrid or remote may be considered.
Must reside within commuting distance of one of the call centers in DFW, Jacksonville, or Mount Laurel.
Compensation & Schedule
Hourly: $18/hr + commission (retroactive tiers):
• 1-2 loans: 40 bps
• 3-6 loans: 60 bps
• 7+ loans: 75 bps
Average Annual Income: $110,000
Top Performers: $225,000-$250,000
Schedule: 9:00 a.m.-6:00 p.m. or 11:00 a.m.-8:00 p.m.
Weekends: Voluntary unless production targets are not met
Employment Type: W-2 with full benefits
National Mortgage Staffing does not determine the salary, requirements, or qualifications for this position. All criteria are set by our client and must be followed exactly.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
$34k-55k yearly est. 2d ago
Community Mortgage Loan Officer
TD Bank 4.5
Loan specialist job in New Brunswick, NJ
Hours: 40 Pay Details: $28.85 - $33.65 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
The Community Mortgage Loan Officer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers.
Depth & Scope:
* Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products
* Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities
* Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities
* Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons
* Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales
* Sells other Company products and services as appropriate
* Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers
* Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed
* Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed
* Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines
* Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing
* Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products
* Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services
* Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area
Education & Experience:
* Bachelor's degree or progressive work experience in addition to experience below
* 3+ years related experience required
* Growing network of outside contacts to generate quality referral business
* Self-directed, ability to plan own activities to achieve sales goals
* Excellent time management skills
* PC skills, including knowledge of mortgage origination and automated underwriting systems
* Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
* Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
* Demonstrated sales ability
* In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
* Growing network of outside contacts to generate referral flow
* Minimum target annual loan originations of 48 LMI/multicultural units
OCC Language:
* This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
* Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
* Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
* Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
$28.9-33.7 hourly Auto-Apply 23d ago
Loaner Car Coordinator
Lithia & Driveway
Loan specialist job in Freehold, NJ
Dealership:L0410 BMW of FreeholdBMW of Freehold
Now Hiring- Loaner Desk Agents!
BMW of Freehold is seeking a talented and motivated Loaner Desk Coordinator who wants to grow their career with the best in the business! If you are personable, motivated, have a great attitude and are looking for a great opportunity to advance your career, we want to talk to you!
Pay Rate: $17
.
What will I be doing?
Assure proper and thorough check in/check out of loaner vehicles upon client departure/return.
Assess loaners for excessive mileage, damage, fuel level and overall cleanliness.
Remind clients to remove all personal belongings including, garage door openers, etc.
Assure loaner check in/check out process is operating with maximum efficiency with a consistent flow throughout the service drive.
Assist Loaner Agent in the preparation of new loaner vehicle units and the retirement of expired units.
Who are we looking for?
Automotive Customer Service Experience,
Preferred
Customer-focused, energetic, and self-motivated
Outstanding follow up
Ability to convert internet leads to appointment/sales
Team player is a must
Strong communication skills -verbal and written
Excellent computer skills including CRM proficiency
Highly organized with attention to detail
We offer best in class industry benefits:
Competitive pay
Medical, Dental and Vision Plans
Paid Holidays & PTO
Short and Long-Term Disability
Paid Life Insurance
401(k) Retirement Plan
Employee Stock Purchase Plan
Lithia Learning Center
Vehicle Purchase Discounts
Wellness Programs
High School graduate or equivalent, 18 years or older required. We are a drug free workplace. We are committed to equal employment opportunity (regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status). We also consider qualified applicants regardless of criminal histories, consistent with legal requirements.
The hourly wage for this position is $17.00 with additional bonuses based on individual appointments shown/sold and manufacturer approvability. Actual pay offered may vary depending on skills, experience, job-related knowledge, and location.
Information about LITHIA's comprehensive benefits can be reviewed on our careers site at ******************************
$17 hourly Auto-Apply 15d ago
Loan Officer - Purchase, Direct Lending Sales
Onity External
Loan specialist job in Mount Laurel, NJ
Licensed Purchase Loan Officer - Consumer Direct
As a Purchase Loan Officer at PHH Mortgage, you will be responsible for inbound and outbound calls to existing portfolio customers, offering a range of mortgage products to help them achieve their homeownership goals. This role requires you to build strong relationships with homeowners while meeting individual sales targets, company retention goals, and most importantly, delivering excellent customer service.
At PHH Mortgage, we offer a dynamic, fast-paced environment with a supportive company culture and a large portfolio to back you. Join us to help homeowners achieve their dreams and grow your career!
Who are we looking for?
Experienced Loan Officers with NMLS Licenses (including UST component)
Motivated individuals with a sales-driven mindset, capable of thriving in a call center environment
Customer-focused professionals who enjoy building relationships and guiding homeowners through the purchase process
What we offer our Licensed Loan Officers:
Competitive base salary paid bi-weekly, plus overtime opportunities
Monthly commission structure
Quarterly incentives for top producers
Comprehensive benefits package (health, life, dental, vision, 401k, PTO)
Training support to set you up for success
Access to warm inbound and outbound leads from our extensive portfolio
Key Responsibilities:
Handle inbound and outbound leads from existing clients to help them secure a purchase mortgage
Qualify borrowers for purchase loans using automated underwriting systems (DU/LP)
Provide mortgage options in a single call, assisting clients in choosing the best loan for their needs
Engage and collaborate with real estate agents (both network and non-network), including conducting welcome callas and proactive outreach to build and maintain strong referral relationships.
Gather necessary documentation and submit completed mortgage applications for processing
Set clear expectations with clients from the start of the transaction and provide ongoing communication throughout
Ensure compliance with all regulatory mortgage guidelines and company policies
Collaborate with internal operations to maintain clean files and ensure smooth loan closings
Enter and manage transactions in PHH Mortgage's lead management system
Provide exceptional customer service to all borrowers, ensuring a positive experience throughout the loan process
Balance your day between managing inbound leads and following up with clients in your sales pipeline to meet performance standards
Attend training, sales meetings, and other company events as required
Stay current with mortgage industry trends and complete required internal training
Qualifications:
High School Diploma, GED, or military experience equivalent
Minimum of 1 year of Encompass experience required
Preferred 2 years of Loan Officer experience, particularly in a call center or phone-based sales role
Ability to obtain required licensing and continuing education in multiple states (company-sponsored)
Maintain all necessary federal and state licensing annually (including background and credit checks)
Strong customer service skills, with the ability to address client concerns effectively
Professional communication skills
Proficient in Microsoft Office, particularly Word, Excel, and Outlook
Must be able to work a shift schedule that includes one evening shift per week and one Saturday per month (4-hour shift, paid overtime)
Salary & Benefits:
The expected salary range for this position is $42,000 per year, plus commission and a one time Sign on Bonus!
Additional incentives and bonuses available for high-performing individuals
Join us and help homeowners achieve their dreams while growing your career in a rewarding and supportive environment!
#PHH #Loanofficer #remotejobs
$42k yearly Auto-Apply 43d ago
Loan Officer - Purchase, Direct Lending Sales
Onity
Loan specialist job in Mount Laurel, NJ
Licensed Purchase Loan Officer - Consumer Direct
As a Purchase Loan Officer at PHH Mortgage, you will be responsible for inbound and outbound calls to existing portfolio customers, offering a range of mortgage products to help them achieve their homeownership goals. This role requires you to build strong relationships with homeowners while meeting individual sales targets, company retention goals, and most importantly, delivering excellent customer service.
At PHH Mortgage, we offer a dynamic, fast-paced environment with a supportive company culture and a large portfolio to back you. Join us to help homeowners achieve their dreams and grow your career!
Who are we looking for?
Experienced Loan Officers with NMLS Licenses (including UST component)
Motivated individuals with a sales-driven mindset, capable of thriving in a call center environment
Customer-focused professionals who enjoy building relationships and guiding homeowners through the purchase process
What we offer our Licensed Loan Officers:
Competitive base salary paid bi-weekly, plus overtime opportunities
Monthly commission structure
Quarterly incentives for top producers
Comprehensive benefits package (health, life, dental, vision, 401k, PTO)
Training support to set you up for success
Access to warm inbound and outbound leads from our extensive portfolio
Key Responsibilities:
Handle inbound and outbound leads from existing clients to help them secure a purchase mortgage
Qualify borrowers for purchase loans using automated underwriting systems (DU/LP)
Provide mortgage options in a single call, assisting clients in choosing the best loan for their needs
Engage and collaborate with real estate agents (both network and non-network), including conducting welcome callas and proactive outreach to build and maintain strong referral relationships.
Gather necessary documentation and submit completed mortgage applications for processing
Set clear expectations with clients from the start of the transaction and provide ongoing communication throughout
Ensure compliance with all regulatory mortgage guidelines and company policies
Collaborate with internal operations to maintain clean files and ensure smooth loan closings
Enter and manage transactions in PHH Mortgage's lead management system
Provide exceptional customer service to all borrowers, ensuring a positive experience throughout the loan process
Balance your day between managing inbound leads and following up with clients in your sales pipeline to meet performance standards
Attend training, sales meetings, and other company events as required
Stay current with mortgage industry trends and complete required internal training
Qualifications:
High School Diploma, GED, or military experience equivalent
Minimum of 1 year of Encompass experience required
Preferred 2 years of Loan Officer experience, particularly in a call center or phone-based sales role
Ability to obtain required licensing and continuing education in multiple states (company-sponsored)
Maintain all necessary federal and state licensing annually (including background and credit checks)
Strong customer service skills, with the ability to address client concerns effectively
Professional communication skills
Proficient in Microsoft Office, particularly Word, Excel, and Outlook
Must be able to work a shift schedule that includes one evening shift per week and one Saturday per month (4-hour shift, paid overtime)
Salary & Benefits:
The expected salary range for this position is $42,000 per year, plus commission and a one time Sign on Bonus!
Additional incentives and bonuses available for high-performing individuals
Join us and help homeowners achieve their dreams while growing your career in a rewarding and supportive environment!
#PHH #Loanofficer #remotejobs
$42k yearly Auto-Apply 43d ago
Mortgage Loan Officer- East Coast US
TDI 4.1
Loan specialist job in Mount Laurel, NJ
Hours:
40
Pay Details:
$11.54 - $15.50 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission.
Depth & Scope:
Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources
Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
Guides Customers through the mortgage application process
Explains information required and other aspects of the loan process to Customers
Ensures applications are completed accurately and contain required information and supporting documentation
Manages Customers expectations regarding processing times and closing dates
Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines
Generates referrals for mortgage sales opportunities and sales of other Company business line products
Develops plan to achieve sales goals with assistance from sales management
Enters information into mortgage loan system so that loans will appear accurately in the pipeline
Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes
Sends application and other required information to underwriting area
Underwrites loans using point-of-sale underwriting systems within scope of authority
Communicates loan decisions directly to Customers and explains any additional information needed
Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing
Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned
Attends closings as needed
Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations
Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products
Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops
Recommends changes to products, programs and/or pricing
Ensures TD Bank maintains successful audits and exams within all areas
Deals with complex mortgage needs
Education & Experience:
Bachelors degree or progressive work experience in addition to experience below
2+ Years of mortgage origination experience
Proven Sales ability
Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines
Maintains the highest level of sales ability and negotiation skills
Self-directed, ability to plan own activities to achieve sales goals
Strong time management skills
Excellent communication skills, both verbal and written
PC skills, including ability to learn mortgage origination and automated underwriting systems
OCC Language:
This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel - Occasional
International Travel - Never
Performing sedentary work - Continuous
Performing multiple tasks - Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds - Occasional
Sitting - Continuous
Standing - Occasional
Walking - Occasional
Moving safely in confined spaces - Occasional
Lifting/Carrying (under 25 lbs.) - Occasional
Lifting/Carrying (over 25 lbs.) - Never
Squatting - Occasional
Bending - Occasional
Kneeling - Never
Crawling - Never
Climbing - Never
Reaching overhead - Never
Reaching forward - Occasional
Pushing - Never
Pulling - Never
Twisting - Never
Concentrating for long periods of time - Continuous
Applying common sense to deal with problems involving standardized situations - Continuous
Reading, writing and comprehending instructions - Continuous
Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
$11.5-15.5 hourly Auto-Apply 23d ago
Mortgage Loan Officer
Spring Eq, LLC 4.5
Loan specialist job in Mount Laurel, NJ
Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit *****************
At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to
Be kind and treat all people - teammates, customers, and vendors - with respect and consideration
Be adaptable and embrace change
Be accountable and take responsibility and deliver the effort to fully complete the task
Be better and strive for continuous improvement in ourselves, our team, and the company for our customers
Be part of the solution and solve problems, find the answers, and collaborate
Work hard, have fun, and get things done
Spring EQ is seeking a Mortgage Loan Officer to join our growing organization. The Mortgage Loan Officer will play a key role in developing and identifying prospective customers through company generated inbound leads. A strong candidate will have a proven track record of success in mortgage loan sales and thrive in a growing, fast-paced environment. They will be driven, passionate and flourish in a sales role that is exciting and dynamic. Candidates for this position will receive excellent training and coaching while being able to produce and earn a generous living on an aggressive compensation plan. Spring EQ is willing to invest its time and resources to train & license the right individual.
Responsibilities
Customer Service - This position will be dedicated to delivering best in class customer service in an inside sales environment
They will conduct customer needs analysis to learn customers' goals and set expectations for loan process
Build Relationships - This position will create relationships with prospects and customers to establish trust and encourage referral business
They will conduct thorough follow up to all prospective clients
Production - This position will close sales and advise customer of next steps
They will identify prospective customers through company generated inbound leads
Ongoing Education - This position will complete ongoing education for licensing
Additional ad-hoc duties will be completed as assigned
Qualifications
The Basics:
Bachelor's Degree or equivalent experience preferred
2+ years of mortgage or home equity loan officer experience required
Must hold multi-state licenses in good standing
Proven track record of success in sales
Bilingual is a plus
Excellent communication, interpersonal and organizational skills.
Self-starter mentality with the ability to solve open ended business challenges
Enthusiastically contribution to a culture of innovation and continuous improvement
The ideal candidate will have a demonstrated track record of meeting/exceeding goals as an individual contributor
We worked hard to stay updated with the industry technology, therefore we need our employees to be able to learn new computer systems quickly
Time is money - At Spring EQ we recognize the importance of working with a sense of urgency. Ideal candidates will possess the ability to thrive in a fast-paced, team oriented environment
Spring EQ values personal excellence, integrity and accountability - we need candidates who demonstrate these qualities in their everyday lives
Compensation:
$18.03/hour plus commission.
Benefits
401k Company Match
Annual Charitable Matching Gift Program
Commuter Benefits
Company Holidays
Credit Union Membership
Dental Insurance
Dependent Care Plan
Disability Insurance
Employee Assistance Program
Life Insurance
Medical Insurance
Paid Time Off Plan
Vision Insurance
Weekly Non-Management Dinner Benefit
Applicants must be authorized to work for ANY employer in the U.S. and will not require sponsorship now or in the future.
Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact ***********************
$18 hourly Auto-Apply 23d ago
Home Loan Specialist II
Solomonedwards 4.5
Loan specialist job in Trenton, NJ
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home LoanSpecialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141859
### Place of Work
On-site
### Requisition ID
141859
### Application Email
****************************
$20-24 hourly Easy Apply 60d+ ago
Loan Officer
Caliver Beach Mortgage
Loan specialist job in Woodbridge, NJ
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$42k-66k yearly est. 60d+ ago
Community Mortgage Loan Officer
TD Bank 4.5
Loan specialist job in New Brunswick, NJ
West Palm Beach, Florida, United States of America **Hours:** 40 **Pay Details:** $28.85 - $33.65 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Personal & Commercial Banking
**Job Description:**
The Community Mortgage Loan Officer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers.
**Depth & Scope:**
+ Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products
+ Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities
+ Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities
+ Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons
+ Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales
+ Sells other Company products and services as appropriate
+ Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers
+ Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed
+ Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed
+ Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines
+ Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing
+ Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products
+ Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services
+ Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area
**Education & Experience:**
+ Bachelor's degree or progressive work experience in addition to experience below
+ 3+ years related experience required
+ Growing network of outside contacts to generate quality referral business
+ Self-directed, ability to plan own activities to achieve sales goals
+ Excellent time management skills
+ PC skills, including knowledge of mortgage origination and automated underwriting systems
+ Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
+ Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
+ Demonstrated sales ability
+ In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
+ Growing network of outside contacts to generate referral flow
+ Minimum target annual loan originations of 48 LMI/multicultural units
**OCC Language:**
+ This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
+ Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
+ Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
+ Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
How much does a loan specialist earn in Lakewood, NJ?
The average loan specialist in Lakewood, NJ earns between $25,000 and $95,000 annually. This compares to the national average loan specialist range of $26,000 to $68,000.