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Real estate loan officer skills for your resume and career
15 real estate loan officer skills for your resume and career
1. Real Estate Loans
- Analyzed two complex substandard commercial real estate loans totaling $74.0 million for presentation to Special Assets Committee for approval.
- Assumed responsibility for a $30 million portfolio of partially substandard credits including commercial, consumer & real estate loans.
2. Mortgage Loans
- Originated, negotiated, underwrote and closed permanent commercial real estate mortgage loans on domestic and international properties.
- Originate mortgage loans that meet banks requirements, regulatory requirements and investor requirements.
3. Business Development
Business development is the ideas or initiatives that work to make business work better. Selling, advertising, product development, supply chain management, and vendor management are only a few of the divisions involved with it. There is still a lot of networking, negotiating, forming alliances, and trying to save money. The goals set for business development guide and coordinate with all of these various operations and sectors.
- Perform sales and account management functions including market planning and new business development between mortgage loan officer and banking center personnel.
- Acquired and serviced commercial/business loans, commercial real estate loans and bank services in accordance with individually established business development goals.
4. Escrow
An escrow refers to a third party who holds in their custody money or asset on behalf of other parties involved in a business transaction. Every month a lender deposits an escrow amount of the mortgage into another party's account and handles the insurance premiums plus the estate taxes.
- Coordinated and arranged appointments and escrow signings.
- Processed monthly PMI payments, the monthly escrow analysis, member requests, and the monthly ACH and Biweekly payment rejections.
5. Financial Products
Financial products refer to instruments through which an individual can invest, borrow or save money. Such devices include credit cards, shares, deposits, bonds, and loans.
- Focus on cross-selling real estate and consumer loans, financial products and services.
- Identified opportunities for cross-selling financial products and services.
6. Financial Statements
A financial statement is a report of an individual or a company that includes all the information about the declared assets, the use of money, income, and also the contribution of shareholders over a certain period.
- Determined eligibility of loan applicants, reviewed financial statements, supervised the loan process, and administered loan closings.
- Reviewed loan requests, analyzed borrower and property financial statements.
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Financial Institutions come in all sizes, forms, and are meant for all sorts of purposes. Some only keep money, some only trade it, some focus on extending loans, some work with only other financial corporations or regular business and companies, and some are built to be useful and multi-purpose. A central bank, for example, is a banking institution meant to keep an eye on other banks and ensure that no laws or rules are broken or bent.
- Work closely with Financial Institutions generating and processing daily reports.
- Interact with other financial institutions to share information on loan transactions.
8. Loan Products
- Interview and assist members and potential members in selecting the appropriate real estate loan products to meet their specific financial needs.
- Provide leadership and training for branch team members on all corporate policies and real estate loan products.
9. Loan Programs
- Provide potential borrowers with a cost/benefit analysis of qualified loan programs.
- Used my mortgage industry experience to generate loan programs summaries with rates and ensuring that these programs fit client's profile.
10. Origination
- Work with Residential Loan customer from origination through loan closing.
- Volunteered for residential construction-to-permanent loan origination training.
11. Loan Process
- Gathered and organized documentation required by bank for loan processing.
- Meet with clients, potential clients to intake loan information, process needed paperwork, and complete loan process to funding.
12. Business Relationships
- Established secondary market department, portfolio loans and construction products through business relationships with investors.
- Developed and maintained business relationships with real estate professionals.
13. Cross-Selling
- Maximized work with bank business partners to capitalize on cross-selling opportunities.
- Marketed banking services to individuals, as well as to small businesses and corporations through networking and cross-selling.
14. Bank Products
Those products which a bank offers to its customers are called bank products. There a variety of services that a bank offers to attract customers. Some of the banking products/ services are: giving loans, overdrafts, check payments, exchange of foreign currency, consultancy services credit, debit and ATM cards, home and online banking.
- Generated new business by introducing bank products and recommended best options that met needs of consumer.
- Cross sell all bank products in order to strengthen the overall customer relationship
15. Loan Committee
- Presented recommendations to Loan Committee.
- Prepared loan reports for Senior Loan Committee and Board of Directors.
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What skills help Real Estate Loan Officers find jobs?
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What skills stand out on real estate loan officer resumes?
Lecturer, Georgia State University
What soft skills should all real estate loan officers possess?
Dr. Bert Greenwalt
Professor of Agricultural Economics, Arkansas State University
-Ability to explain complex concepts
What hard/technical skills are most important for real estate loan officers?
Dr. Bert Greenwalt
Professor of Agricultural Economics, Arkansas State University
-Critical thinking skills
-Understanding of farm business management and finance
What type of skills will young real estate loan officers need?
Program Director and Associate Professor, University of Alaska Anchorage
In addition to emotional intelligence, two hard skills that will benefit young graduates are financial and technical competencies. The ability to comprehend the big picture of their role, expressed in dollars and graphs, will enable them to more effectively communicate with supervisors and correlate their daily activities with the mission and objectives of the organization. Being able to identify trends, variances, correlations, and causations in the spreadsheets will make their work as practitioners more effective and signal to their supervisors the higher level of thinking required for promotions in this industry. Technical competency will also continue to play a critical role in moving forward. Communication and financial skills are often expressed through the use of technical tools, including spreadsheets, virtual communication apps, presentation and design software, and property management and marketing solutions. Graduates with a strong grasp of technology and an ability to quickly learn new systems will be better able to demonstrate and communicate their value in a professional way.
List of real estate loan officer skills to add to your resume

The most important skills for a real estate loan officer resume and required skills for a real estate loan officer to have include:
- Real Estate Loans
- Mortgage Loans
- Business Development
- Escrow
- Financial Products
- Financial Statements
- Financial Institutions
- Loan Products
- Loan Programs
- Origination
- Loan Process
- Business Relationships
- Cross-Selling
- Bank Products
- Loan Committee
- Loan Packages
- Loan Underwriting
- Loan Volume
- FHA
- Estate Loan Applications
- Commercial Loans
- Portfolio Loans
- Loan Request
- Credit Reports
- FNMA
- Real Estate Portfolio
- Construction Loans
- Consumer Loans
- Bank Guidelines
- Purchase Agreements
- Bank Policies
- Commercial Property
- Loan Closings
- Open Houses
- Property Management
- Notary
- Financial Services
- Property Evaluations
- Real Estate Transactions
- FDIC
- Tax Returns
- USDA
- MLS
- SBA
- LTV
- Referral Business
- Estate Sales
- Residential Properties
- HUD
Updated January 8, 2025