How to hire a title closer

How to hire a title closer, step by step

Here's a step-by-step title closer hiring guide:

• Step 1: Identify your hiring needs
• Step 2: Create an ideal candidate profile
• Step 3: Make a budget
• Step 4: Write a title closer job description
• Step 5: Post your job
• Step 6: Interview candidates
• Step 7: Send a job offer and onboard your new title closer
• Step 8: Go through the hiring process checklist

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1. Identify your hiring needs

   Before you post your title closer job, you should take the time to determine what type of worker your business needs. While certain jobs definitely require a full-time employee, it's sometimes better to find a title closer for hire on a part-time basis or as a contractor.

   Determine employee vs contractor status

   Is the person you're thinking of hiring a US citizen or green card holder?

   Yes

   No

   You should also consider the ideal background you'd like them a title closer to have before you start to hire. For example, what industry or field would you like them to have experience in, what level of seniority or education does the job require, and how much it'll cost to hire a title closer that fits the bill.

   The following list breaks down different types of title closers and their corresponding salaries.

   Type of Title Closer	Description	Hourly rate
   Title Closer		$16-32
   Escrow Officer	Escrow officers, commonly known as loan officers, are responsible for real estate processing and finalizing deals. They ensure all documents are authentic and prepared, property titles are clear, and financial obligations have been thoroughly met by the buyer and seller... Show more	$17-33
   Loan Closer	A loan closer is primarily in charge of handling and closing loan documentation, ensuring accuracy and smooth transactions. A loan closer's responsibilities revolve around liaising with clients to guarantee that they adhere to every term in the contract, preparing necessary reports and documents, monitoring payment progress, and ensuring that they have a deep understanding of the obligations under the contract... Show more	$14-24

   Show more

2. Create an ideal candidate profile

   Common skills:

   • Escrow
   • Notary
   • Real Estate Closings
   • Loan Payoffs
   • Review Title
   • Estoppel
   • Real Estate Transactions
   • HUD-1
   • REO
   • Mortgage Brokers
   • Title Searches
   • Title Issues
   • Loan Closings
   • HOA

   Check all skills

   Responsibilities:

   • Manage the ordering of homeowner's association estoppel letters for payoffs; as well as surveys and clear lien searches.
   • Work with clients and lenders to clear title defects
   • Obtain clearance and approval from lenders.
   • Submit requests for additional information regarding each transaction (HOA, payoffs, etc . )
   • Order mortgage-payoffs, HOA, surveys, and final utility bills for the purchased properties.
   • Establish effective systems for preparing HUD-1 statements, closing statements and typing legal documents, contracts, deeds and affidavits.

   More title closer duties

3. Make a budget

   Including a salary range in your title closer job description is one of the best ways to attract top talent. A title closer can vary based on:

   • Location. For example, title closers' average salary in indiana is 37% less than in hawaii.
   • Seniority. Entry-level title closers 49% less than senior-level title closers.
   • Certifications. A title closer with certifications usually earns a higher salary.
   • Company. Working for an established firm or a new start-up company can make a big difference in a title closer's salary.

   Average title closer salary

   $49,428yearly

   $23.76 hourly rate

   ---

   Entry-level title closer salary

   $35,000 yearly salary

   Updated December 15, 2025

   Average title closer salary by state

   Rank	State	Avg. salary	Hourly rate
   1	Ohio	$54,918	$26
   2	New Jersey	$54,182	$26
   3	California	$53,784	$26
   4	Texas	$50,221	$24
   5	Arkansas	$48,746	$23
   6	Florida	$47,581	$23
   7	Minnesota	$43,378	$21
   8	Michigan	$42,980	$21
   9	Illinois	$42,219	$20
   10	District of Columbia	$42,168	$20

   Average title closer salary by company

   Company

   Rank	Company	Average salary	Hourly rate	Job openings
   1	Cambria	$60,225	$28.95
   2	GPAC	$60,160	$28.92
   3	M/I Homes	$52,919	$25.44	4
   4	First Horizon Bank	$50,955	$24.50
   5	Finance of America	$48,652	$23.39
   6	eTitle Agency	$48,609	$23.37
   7	Robert Half	$48,299	$23.22	8
   8	Travel and Transport	$48,020	$23.09	14
   9	THE RIGHT STAFF	$46,196	$22.21

4. Writing a title closer job description

   A good title closer job description should include a few things:

   • Summary of the role
   • List of responsibilities
   • Required skills and experience

   Including a salary range and the first name of the hiring manager is also appreciated by candidates. Here's an example of a title closer job description:

   Title closer job description example

   SUMMARYCoordinates real estate closing transactions.
   
   ESSENTIAL DUTIES AND RESPONSIBILITIES• Receives and deposits escrow monies in established accounts and disburses funds from each account• Reviews closing documents, including, but not limited to real estate contracts, lender closing instructions, and title insurance commitments, to determine accuracy of information and need for additional documents• Contacts courthouse personnel, buyer, and seller, and other real estate personnel to obtain additional information• Calculates pro-rated balances on mortgages, taxes and hazard insurance premiums as of closing date and records balances on closing statement form to provide a financial accounting of the real estate transaction.• Reviews contract between buyer and seller • Compiles figures to determine closing cost of final transaction, including loan, title, appraisal, and other fees included in sale of property• Schedules appointments to complete closing process and to answer any questions regarding procedures• Presides over closings and obtains and notarizes signatures to facilitate the closing of the transaction• Reviews documents to determine that they have been executed according to company policy and applicable regulations and are capable of being recorded• Disburses completed documents to concerned parties to effect transfer of property ownership• Complete documents necessary to facilitate the closing of the transaction• May prepare work assignments and complete closing work schedules to maintain efficient work flow• May compile statistical reports and keep daily log on closing activities• Performs all other duties as assigned
   
   SUPERVISORY RESPONSIBILITIES1. No supervisory responsibilities
   
   QUALIFICATIONSTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
   
   1. High school diploma or GED and 3-5 years of experience or equivalent combination of education and experience
   
   COMPUTER AND OFFICE EQUIPMENT SKILLS
   
   1. Microsoft Office suite
   
   Benefit Highlights
   
   Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
   
   About UsFirst Horizon Corp. (NYSE: FHN), with $89.1 billion in assets as of December 31, 2021, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, mortgage, and title insurance services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.
   
   Follow UsFacebook -- facebook.com/FirstHorizonBankTwitter -- twitter.com/FirstHorizonBnkLinkedIn -- linkedin.com/company/first-horizon-bank Instagram -- instagram.com/first_horizonYouTube -- youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209_-Q

   Copy this example

   

5. Post your job

   To find the right title closer for your business, consider trying out a few different recruiting strategies:

   • Consider internal talent. One of the most important sources of talent for any company is its existing workforce.
   • Ask for referrals. Reach out to friends, family members, and current employees and ask if they know or have worked with title closers they would recommend.
   • Recruit at local colleges. Attend job fairs at local colleges to recruit title closers who meet your education requirements.
   • Social media platforms. LinkedIn, Facebook and Twitter now have more than 3.5 billion users, and you can use social media to reach potential job candidates.

   Post your job online:

   • Post your title closer job on Zippia to find and recruit title closer candidates who meet your exact specifications.
   • Use field-specific websites.
   • Post a job on free websites.

6. Interview candidates

   During your first interview to recruit title closers, engage with candidates to learn about their interest in the role and experience in the field. During the following interview, you'll be able to go into more detail about the company, the position, and the responsibilities.

   It's also good to ask about candidates' unique skills and talents to see if they match your ideal candidate profile. If you think a candidate is good enough for the next step, you can move on to the technical interview.

   The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

7. Send a job offer and onboard your new title closer

   Once you've found the title closer candidate you'd like to hire, it's time to write an offer letter. This should include an explicit job offer that includes the salary and the details of any other perks. Qualified candidates might be looking at multiple positions, so your offer must be competitive if you like the candidate. Also, be prepared for a negotiation stage, as candidates may way want to tweak the details of your initial offer. Once you've settled on these details, you can draft a contract to formalize your agreement.

   It's also important to follow up with applicants who do not get the job with an email letting them know that the position is filled.

   Once that's done, you can draft an onboarding schedule for the new title closer. Human Resources should complete Employee Action Forms and ensure that onboarding paperwork is completed, including I-9s, benefits enrollment, federal and state tax forms, etc. They should also ensure that new employee files are created for internal recordkeeping.

8. Go through the hiring process checklist

   • Determine employee type (full-time, part-time, contractor, etc.)
   • Submit a job requisition form to the HR department
   • Define job responsibilities and requirements
   • Establish budget and timeline
   • Determine hiring decision makers for the role
   • Write job description
   • Post job on job boards, company website, etc.
   • Promote the job internally
   • Process applications through applicant tracking system
   • Review resumes and cover letters
   • Shortlist candidates for screening
   • Hold phone/virtual interview screening with first round of candidates
   • Conduct in-person interviews with top candidates from first round
   • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
   • Conduct background checks on top candidates
   • Check references of top candidates
   • Consult with HR and hiring decision makers on job offer specifics
   • Extend offer to top candidate(s)
   • Receive formal job offer acceptance and signed employment contract
   • Inform other candidates that the position has been filled
   • Set and communicate onboarding schedule to new hire(s)
   • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)

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