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Underwriting account representative vs personal lines underwriter

The differences between underwriting account representatives and personal lines underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, a personal lines underwriter has an average salary of $69,706, which is higher than the $47,475 average annual salary of an underwriting account representative.

The top three skills for an underwriting account representative include customer service, insurance coverage and market trends. The most important skills for a personal lines underwriter are insurance policies, underwriting decisions, and loss ratio.

Underwriting account representative vs personal lines underwriter overview

Underwriting Account RepresentativePersonal Lines Underwriter
Yearly salary$47,475$69,706
Hourly rate$22.82$33.51
Growth rate-4%-4%
Number of jobs59,81919,754
Job satisfaction--
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 64%
Average age4444
Years of experience--

Underwriting account representative vs personal lines underwriter salary

Underwriting account representatives and personal lines underwriters have different pay scales, as shown below.

Underwriting Account RepresentativePersonal Lines Underwriter
Average salary$47,475$69,706
Salary rangeBetween $34,000 And $65,000Between $43,000 And $111,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Capital Group
Best paying industry-Insurance

Differences between underwriting account representative and personal lines underwriter education

There are a few differences between an underwriting account representative and a personal lines underwriter in terms of educational background:

Underwriting Account RepresentativePersonal Lines Underwriter
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 64%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Underwriting account representative vs personal lines underwriter demographics

Here are the differences between underwriting account representatives' and personal lines underwriters' demographics:

Underwriting Account RepresentativePersonal Lines Underwriter
Average age4444
Gender ratioMale, 37.7% Female, 62.3%Male, 43.1% Female, 56.9%
Race ratioBlack or African American, 7.8% Unknown, 2.5% Hispanic or Latino, 10.1% Asian, 5.8% White, 73.4% American Indian and Alaska Native, 0.4%Black or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.8% Asian, 5.7% White, 72.5% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between underwriting account representative and personal lines underwriter duties and responsibilities

Underwriting account representative example responsibilities.

  • Assist underwriters in expediting new business, processing endorsements and/or modifying existing policies while achieving broker relationships.
  • Verify medicaid waive eligibility for non-emergency transportation.
  • Train hundreds of union members throughout Louisiana using PowerPoint presentations on how to become politically involve and mobilize.

Personal lines underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Underwriting account representative vs personal lines underwriter skills

Common underwriting account representative skills
  • Customer Service, 27%
  • Insurance Coverage, 26%
  • Market Trends, 11%
  • Underwriting Guidelines, 9%
  • Credit Card Payments, 7%
  • Insurance Products, 7%
Common personal lines underwriter skills
  • Insurance Policies, 12%
  • Underwriting Decisions, 9%
  • Loss Ratio, 9%
  • Strong Analytical, 6%
  • Inspection Reports, 5%
  • Renewal Retention, 5%

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