Underwriting account representative vs underwriter

The differences between underwriting account representatives and underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, an underwriter has an average salary of $61,751, which is higher than the $47,475 average annual salary of an underwriting account representative.

The top three skills for an underwriting account representative include customer service, insurance coverage and market trends. The most important skills for an underwriter are customer service, investor guidelines, and mortgage loans.

Underwriting account representative vs underwriter overview

	Underwriting Account Representative	Underwriter
Yearly salary	$47,475	$61,751
Hourly rate	$22.82	$29.69
Growth rate	-4%	-4%
Number of jobs	59,819	8,510
Job satisfaction	-	3
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 66%
Average age	44	44
Years of experience	-	-

Underwriting account representative vs underwriter salary

Underwriting account representatives and underwriters have different pay scales, as shown below.

	Underwriting Account Representative	Underwriter
Average salary	$47,475	$61,751
Salary range	Between $34,000 And $65,000	Between $39,000 And $96,000
Highest paying City	-	Boston, MA
Highest paying state	-	Massachusetts
Best paying company	-	Google
Best paying industry	-	Manufacturing

Differences between underwriting account representative and underwriter education

There are a few differences between an underwriting account representative and an underwriter in terms of educational background:

	Underwriting Account Representative	Underwriter
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 66%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Underwriting account representative vs underwriter demographics

Here are the differences between underwriting account representatives' and underwriters' demographics:

	Underwriting Account Representative	Underwriter
Average age	44	44
Gender ratio	Male, 37.7% Female, 62.3%	Male, 38.4% Female, 61.6%
Race ratio	Black or African American, 7.8% Unknown, 2.5% Hispanic or Latino, 10.1% Asian, 5.8% White, 73.4% American Indian and Alaska Native, 0.4%	Black or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.6% Asian, 5.6% White, 72.7% American Indian and Alaska Native, 0.4%
LGBT Percentage	9%	9%

Differences between underwriting account representative and underwriter duties and responsibilities

Underwriting account representative example responsibilities.

Assist underwriters in expediting new business, processing endorsements and/or modifying existing policies while achieving broker relationships.
Verify medicaid waive eligibility for non-emergency transportation.
Train hundreds of union members throughout Louisiana using PowerPoint presentations on how to become politically involve and mobilize.

Underwriter example responsibilities.

Attain Jr. underwriter status and AUS underwriting authority.
Manage AUS findings and analyze approvals and results accordingly.
Complete initial review of appraisals, borrower credit documents, and DU/LP findings according to Fannie Mae and investor guidelines.
Research and develop SBA program.
Work on project putting together HPR policy.
Resolve issues preventing final disposition of REO properties.

Underwriting account representative vs underwriter skills

Common underwriting account representative skills

Customer Service, 27%
Insurance Coverage, 26%
Market Trends, 11%
Underwriting Guidelines, 9%
Credit Card Payments, 7%
Insurance Products, 7%

Common underwriter skills

Customer Service, 11%
Investor Guidelines, 6%
Mortgage Loans, 5%
Underwriting Guidelines, 5%
Financial Statements, 4%
FHA, 3%

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Underwriting Account Representative
Underwriting Account Representative vs Underwriter

Updated January 8, 2025

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