Research Summary. In 2026, the landscape of employment continues to evolve, particularly for roles such as collections representatives. According to research conducted by the Zippia data science team, we have identified the following details regarding the salary of collections representatives by state in the United States:
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California remains at the forefront with the highest collections representative salary at $43,132.
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Delaware continues to offer the lowest collections representative salary at $24,818.
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The national average salary for collections representatives is now $34,015.
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The national hourly pay for collections representatives is approximately $16.35.
For more specifics, you can refer to the specific methodology.
Background
Salary continues to be a primary factor for job seekers. In surveys across various demographics, compensation remains the most crucial aspect of potential employment for many individuals. Thus, understanding how much collections representatives earn in different regions is essential.
While individual circumstances can vary, we have robust data regarding average salaries for collections representatives by state, categorized by seniority level. While local salaries may fluctuate slightly from state averages, these figures provide a useful benchmark for salary expectations.
As previously noted, California leads the way in terms of salary for collections representatives.
Here’s a snapshot of the top ten states for collections representative salaries as of 2026:
Let’s delve into the complete ranking of salaries across all states.
Highest-Paid Collections Representatives By State
| Rank | State | Average Collections Representative Salary | 10th Percentile | 90th Percentile |
|---|---|---|---|---|
| 1 | California | $43,132 | $33,000 | $54,000 |
| 2 | Hawaii | $41,298 | $36,000 | $47,000 |
| 3 | Alaska | $40,773 | $35,000 | $46,000 |
| 4 | Washington | $39,473 | $31,000 | $48,000 |
| 5 | Colorado | $37,809 | $30,000 | $47,000 |
| 6 | Oregon | $37,766 | $30,000 | $47,000 |
| 7 | Arizona | $35,308 | $27,000 | $44,000 |
| 8 | Missouri | $34,570 | $27,000 | $43,000 |
| 9 | Utah | $34,394 | $27,000 | $43,000 |
| 10 | Connecticut | $34,269 | $25,000 | $46,000 |
| 11 | Mississippi | $34,174 | $26,000 | $43,000 |
| 12 | Nevada | $33,904 | $26,000 | $42,000 |
| 13 | Wyoming | $33,643 | $26,000 | $41,000 |
| 14 | Massachusetts | $33,314 | $24,000 | $45,000 |
| 15 | Texas | $32,996 | $25,000 | $42,000 |
| 16 | Minnesota | $32,883 | $26,000 | $41,000 |
| 17 | Michigan | $32,846 | $25,000 | $42,000 |
| 18 | North Dakota | $32,805 | $26,000 | $40,000 |
| 19 | New Mexico | $32,042 | $25,000 | $40,000 |
| 20 | New York | $31,905 | $23,000 | $42,000 |
| 21 | Idaho | $31,825 | $25,000 | $39,000 |
| 22 | Georgia | $31,814 | $24,000 | $40,000 |
| 23 | Montana | $31,605 | $25,000 | $39,000 |
| 24 | Illinois | $31,020 | $24,000 | $39,000 |
| 25 | Florida | $30,860 | $23,000 | $41,000 |
| 26 | Alabama | $30,809 | $24,000 | $39,000 |
| 27 | New Jersey | $30,806 | $23,000 | $41,000 |
| 28 | Kansas | $30,704 | $24,000 | $38,000 |
| 29 | Maryland | $30,480 | $23,000 | $39,000 |
| 30 | Wisconsin | $30,044 | $23,000 | $38,000 |
| 31 | South Dakota | $29,994 | $24,000 | $37,000 |
| 32 | Rhode Island | $29,853 | $21,000 | $40,000 |
| 33 | Louisiana | $29,639 | $22,000 | $38,000 |
| 34 | Tennessee | $29,495 | $23,000 | $37,000 |
| 35 | Vermont | $29,274 | $22,000 | $38,000 |
| 36 | Indiana | $28,749 | $22,000 | $36,000 |
| 37 | Oklahoma | $28,380 | $22,000 | $35,000 |
| 38 | New Hampshire | $28,347 | $21,000 | $38,000 |
| 39 | Iowa | $28,182 | $22,000 | $35,000 |
| 40 | Nebraska | $28,044 | $22,000 | $35,000 |
| 41 | Virginia | $27,980 | $21,000 | $36,000 |
| 42 | Ohio | $27,956 | $21,000 | $35,000 |
| 43 | Kentucky | $27,931 | $21,000 | $35,000 |
| 44 | Maine | $27,585 | $21,000 | $35,000 |
| 45 | Arkansas | $27,417 | $21,000 | $34,000 |
| 46 | South Carolina | $27,352 | $21,000 | $35,000 |
| 47 | Pennsylvania | $26,936 | $20,000 | $35,000 |
| 48 | North Carolina | $26,727 | $20,000 | $34,000 |
| 49 | West Virginia | $24,884 | $19,000 | $31,000 |
| 50 | Delaware | $24,818 | $18,000 | $32,000 |
Methodology: Collections Representative Salary By State
To comprehensively understand collections representative salaries by state, Zippia has compiled data from a variety of sources, including the Bureau of Labor Statistics (BLS), Federal Labor Commission (FLC), and Office of Personnel Management (OPM). This data is supplemented with actual salaries listed in job postings. Finally, our data science team calculates a weighted average to determine the average pay for collections representatives by state.
We ranked every state based on the average annual salary data for collections representatives, identifying the state with the highest salary as the leader in this sector.
Collections Representative Salary By State FAQs
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What is the highest-paid state for collections representatives?
The highest-paid state for collections representatives is California, with an average salary of $43,132 per year.
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What city pays collections representatives the most?
San Ramon, CA offers the highest average salary for collections representatives at $43,249 per year.
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What is the worst state for collections representatives?
The lowest-paying state for collections representatives is Delaware, with an average salary of $24,818 per year.
Author
Chris Kolmar is a co-founder of Zippia and the editor-in-chief of the Zippia career advice blog. He has hired over 50 people in his career, been hired five times, and wants to help you land your next job. His research has been featured on the New York Times, Thrillist, VOX, The Atlantic, and a host of local news. More recently, he's been quoted on USA Today, BusinessInsider, and CNBC.
