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These Are The 10 Most Affordable Places to Live In South Carolina

By John McLean
Apr. 6, 2016
Last Modified and Fact Checked on: Jan. 26, 2026

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As we navigate through 2026, the cost of living remains a pressing concern for many. While inflation has influenced prices nationwide, there are still affordable places where your hard-earned money can stretch further. In South Carolina, the cost of living varies greatly from one town to another, and understanding these differences can help you make informed decisions about where to live.

Whether you’re relocating for work, seeking a family-friendly environment, or simply looking to save, knowing which cities offer the best value is crucial. Zippia has analyzed various factors to identify the top locations in South Carolina that allow you to maintain a healthy budget while enjoying a good quality of life.

After careful analysis, we’ve compiled a list of cities in South Carolina where your dollar can go further, making your weekly expenses more manageable compared to other areas in the Palmetto State.

  1. Parker
  2. Chester
  3. Homeland Park
  4. Gaffney
  5. Lake City
  6. Abbeville
  7. Bennettsville
  8. Union
  9. Laurens
  10. Cheraw

How We Determined the Most Affordable Places to Live in the Palmetto State

To identify the most affordable cities in South Carolina, we considered several key factors, including median household income and average home prices. These elements significantly impact an individual’s financial situation and overall quality of life.

Additionally, we factored in essential living expenses that everyone must manage, which include:

  • Housing
  • Food
  • Gas
  • Insurance
  • Utilities
  • Transportation

By comparing the costs associated with these necessities across different locations in South Carolina, we can pinpoint which cities provide the best value. AreaVibes offers comprehensive data, including cost of living scores, which we utilized in our analysis.

The resulting “Cost of Living Index” normalizes to 100, representing the average across the United States. We ranked South Carolina’s 93 largest cities based on this index, median household income, and average home price. Each city received a score from 1 to 93 (with any ties awarded to the larger city), where 1 represents the most affordable option.

Continue reading for a deeper look at the top ten most affordable cities, or scroll to the end for a complete ranking of all places in South Carolina. Notably, Batesburg-Leesville ranked 11th overall, just missing our top ten.

1. Parker

Source: Wikipedia

Population: 11,965
Cost of Living Score: 82

2. Chester

Chester - Most Affordable South Carolina

Source: Wikipedia

Population: 5,622
Cost of Living Score: 82

3. Homeland Park

Population: 6,311
Cost of Living Score: 78

4. Gaffney

Gaffney - Most Affordable South Carolina

Source: Wikipedia

Population: 12,473
Cost of Living Score: 82

5. Lake City

Lake City - Most Affordable South Carolina

Source: Wikipedia

Population: 6,691
Cost of Living Score: 82

6. Abbeville

Abbeville - Most Affordable South Carolina

Source: Wikipedia

Population: 5,259
Cost of Living Score: 85

7. Bennettsville

Bennettsville - Most Affordable South Carolina

Source: Wikipedia

Population: 9,088
Cost of Living Score: 85

8. Union

Union - Most Affordable South Carolina

Source: Wikipedia

Population: 8,362
Cost of Living Score: 84

9. Laurens

Laurens - Most Affordable South Carolina

Source: Wikipedia

Population: 9,151
Cost of Living Score: 85

10. Cheraw

Cheraw - Most Affordable South Carolina

Source: Wikipedia

Population: 5,835
Cost of Living Score: 86

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Author

John McLean

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