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Commercial lines manager vs personal lines underwriter

The differences between commercial lines managers and personal lines underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, a commercial lines manager has an average salary of $77,562, which is higher than the $69,706 average annual salary of a personal lines underwriter.

The top three skills for a commercial lines manager include risk management, insurance policies and insurance products. The most important skills for a personal lines underwriter are insurance policies, underwriting decisions, and loss ratio.

Commercial lines manager vs personal lines underwriter overview

Commercial Lines ManagerPersonal Lines Underwriter
Yearly salary$77,562$69,706
Hourly rate$37.29$33.51
Growth rate-4%-4%
Number of jobs35,16019,754
Job satisfaction--
Most common degreeBachelor's Degree, 63%Bachelor's Degree, 64%
Average age4444
Years of experience--

Commercial lines manager vs personal lines underwriter salary

Commercial lines managers and personal lines underwriters have different pay scales, as shown below.

Commercial Lines ManagerPersonal Lines Underwriter
Average salary$77,562$69,706
Salary rangeBetween $56,000 And $107,000Between $43,000 And $111,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Capital Group
Best paying industry-Insurance

Differences between commercial lines manager and personal lines underwriter education

There are a few differences between a commercial lines manager and a personal lines underwriter in terms of educational background:

Commercial Lines ManagerPersonal Lines Underwriter
Most common degreeBachelor's Degree, 63%Bachelor's Degree, 64%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Commercial lines manager vs personal lines underwriter demographics

Here are the differences between commercial lines managers' and personal lines underwriters' demographics:

Commercial Lines ManagerPersonal Lines Underwriter
Average age4444
Gender ratioMale, 40.1% Female, 59.9%Male, 43.1% Female, 56.9%
Race ratioBlack or African American, 8.5% Unknown, 2.5% Hispanic or Latino, 9.9% Asian, 5.7% White, 72.9% American Indian and Alaska Native, 0.4%Black or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.8% Asian, 5.7% White, 72.5% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between commercial lines manager and personal lines underwriter duties and responsibilities

Commercial lines manager example responsibilities.

  • Analyze and manage export-import logistics for select Chilean products import to Spain.
  • Develop and execute marketing plan to drive new business, including in-person visits, telemarketing and distribution of marketing materials.
  • Process personal lines renewals or remarket as necessary.

Personal lines underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Commercial lines manager vs personal lines underwriter skills

Common commercial lines manager skills
  • Risk Management, 13%
  • Insurance Policies, 8%
  • Insurance Products, 8%
  • Insurance Carriers, 8%
  • Workers Compensation, 8%
  • Commercial Property, 7%
Common personal lines underwriter skills
  • Insurance Policies, 12%
  • Underwriting Decisions, 9%
  • Loss Ratio, 9%
  • Strong Analytical, 6%
  • Inspection Reports, 5%
  • Renewal Retention, 5%

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