Commercial lines manager vs underwriter

The differences between commercial lines managers and underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, a commercial lines manager has an average salary of $77,562, which is higher than the $61,751 average annual salary of an underwriter.

The top three skills for a commercial lines manager include risk management, insurance policies and insurance products. The most important skills for an underwriter are customer service, investor guidelines, and mortgage loans.

Commercial lines manager vs underwriter overview

	Commercial Lines Manager	Underwriter
Yearly salary	$77,562	$61,751
Hourly rate	$37.29	$29.69
Growth rate	-4%	-4%
Number of jobs	35,160	8,510
Job satisfaction	-	3
Most common degree	Bachelor's Degree, 63%	Bachelor's Degree, 66%
Average age	44	44
Years of experience	-	-

Commercial lines manager vs underwriter salary

Commercial lines managers and underwriters have different pay scales, as shown below.

	Commercial Lines Manager	Underwriter
Average salary	$77,562	$61,751
Salary range	Between $56,000 And $107,000	Between $39,000 And $96,000
Highest paying City	-	Boston, MA
Highest paying state	-	Massachusetts
Best paying company	-	Google
Best paying industry	-	Manufacturing

Differences between commercial lines manager and underwriter education

There are a few differences between a commercial lines manager and an underwriter in terms of educational background:

	Commercial Lines Manager	Underwriter
Most common degree	Bachelor's Degree, 63%	Bachelor's Degree, 66%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Commercial lines manager vs underwriter demographics

Here are the differences between commercial lines managers' and underwriters' demographics:

	Commercial Lines Manager	Underwriter
Average age	44	44
Gender ratio	Male, 40.1% Female, 59.9%	Male, 38.4% Female, 61.6%
Race ratio	Black or African American, 8.5% Unknown, 2.5% Hispanic or Latino, 9.9% Asian, 5.7% White, 72.9% American Indian and Alaska Native, 0.4%	Black or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.6% Asian, 5.6% White, 72.7% American Indian and Alaska Native, 0.4%
LGBT Percentage	9%	9%

Differences between commercial lines manager and underwriter duties and responsibilities

Commercial lines manager example responsibilities.

Analyze and manage export-import logistics for select Chilean products import to Spain.
Develop and execute marketing plan to drive new business, including in-person visits, telemarketing and distribution of marketing materials.
Process personal lines renewals or remarket as necessary.

Underwriter example responsibilities.

Attain Jr. underwriter status and AUS underwriting authority.
Manage AUS findings and analyze approvals and results accordingly.
Complete initial review of appraisals, borrower credit documents, and DU/LP findings according to Fannie Mae and investor guidelines.
Research and develop SBA program.
Work on project putting together HPR policy.
Resolve issues preventing final disposition of REO properties.

Commercial lines manager vs underwriter skills

Common commercial lines manager skills

Risk Management, 13%
Insurance Policies, 8%
Insurance Products, 8%
Insurance Carriers, 8%
Workers Compensation, 8%
Commercial Property, 7%

Common underwriter skills

Customer Service, 11%
Investor Guidelines, 6%
Mortgage Loans, 5%
Underwriting Guidelines, 5%
Financial Statements, 4%
FHA, 3%