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Commercial lines manager vs underwriting specialist

The differences between commercial lines managers and underwriting specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, a commercial lines manager has an average salary of $77,562, which is higher than the $63,325 average annual salary of an underwriting specialist.

The top three skills for a commercial lines manager include risk management, insurance policies and insurance products. The most important skills for an underwriting specialist are customer service, underwriting guidelines, and financial statements.

Commercial lines manager vs underwriting specialist overview

Commercial Lines ManagerUnderwriting Specialist
Yearly salary$77,562$63,325
Hourly rate$37.29$30.44
Growth rate-4%-4%
Number of jobs35,16025,164
Job satisfaction--
Most common degreeBachelor's Degree, 63%Bachelor's Degree, 73%
Average age4444
Years of experience--

Commercial lines manager vs underwriting specialist salary

Commercial lines managers and underwriting specialists have different pay scales, as shown below.

Commercial Lines ManagerUnderwriting Specialist
Average salary$77,562$63,325
Salary rangeBetween $56,000 And $107,000Between $39,000 And $101,000
Highest paying City-Boston, MA
Highest paying state-Massachusetts
Best paying company-AIG
Best paying industry-Finance

Differences between commercial lines manager and underwriting specialist education

There are a few differences between a commercial lines manager and an underwriting specialist in terms of educational background:

Commercial Lines ManagerUnderwriting Specialist
Most common degreeBachelor's Degree, 63%Bachelor's Degree, 73%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Commercial lines manager vs underwriting specialist demographics

Here are the differences between commercial lines managers' and underwriting specialists' demographics:

Commercial Lines ManagerUnderwriting Specialist
Average age4444
Gender ratioMale, 40.1% Female, 59.9%Male, 39.0% Female, 61.0%
Race ratioBlack or African American, 8.5% Unknown, 2.5% Hispanic or Latino, 9.9% Asian, 5.7% White, 72.9% American Indian and Alaska Native, 0.4%Black or African American, 8.9% Unknown, 2.5% Hispanic or Latino, 10.0% Asian, 5.8% White, 72.4% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between commercial lines manager and underwriting specialist duties and responsibilities

Commercial lines manager example responsibilities.

  • Analyze and manage export-import logistics for select Chilean products import to Spain.
  • Develop and execute marketing plan to drive new business, including in-person visits, telemarketing and distribution of marketing materials.
  • Process personal lines renewals or remarket as necessary.

Underwriting specialist example responsibilities.

  • Risk assessment to achieve profitability on assign book of business through renewal calculations and RFP responses.
  • Manage the execution of underwriting, portfolio analysis and account- base decision making in accordance with establish guidelines and processes.
  • Work closely with post-closing on VA deficiency response and actions, in addition to HUD & FNMA.
  • Analyze risk and apply underwriting guidelines to decision loan applications and grow profitable loan portfolio.
  • Underwrite PPO, EPO, HMO, POS and other health benefits.
  • Mentore, and utilize strong negotiation skills working with diverse group of associates.
  • Show more

Commercial lines manager vs underwriting specialist skills

Common commercial lines manager skills
  • Risk Management, 13%
  • Insurance Policies, 8%
  • Insurance Products, 8%
  • Insurance Carriers, 8%
  • Workers Compensation, 8%
  • Commercial Property, 7%
Common underwriting specialist skills
  • Customer Service, 18%
  • Underwriting Guidelines, 9%
  • Financial Statements, 6%
  • Underwriting Process, 5%
  • Life Insurance, 5%
  • Loss Control, 4%

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