Credit analyst jobs in Newport, KY - 37 jobs

MyUSA Credit Union is an over $350 million-dollar, member-owned financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. We are seeking candidates for a full-time, onsite Credit Risk Analyst at our corporate location in Middletown, Ohio. Our Credit Risk Analyst assists the Lending Manager in developing strategies to maximize lending production while mitigating risk. They perform credit and risk analysis to assess opportunities to increase direct lending, analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of risk. Responsibilities include: Compiles Loss Scenario Analysis to increase and maximize lending production. Explore, recommend, and implement non-credit bureau-based lending criteria and practice, including AI tools. Assist Lending Manager with development of analytics to maximize ROI of our lending initiatives. Develops internal expertise on pre-approval criteria as a credit union core competency. Develops routine reporting and analysis on industry-wide lending plans and initiatives for MyUSA. Ensure compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices. Qualifications include: Strong organizational and analytical skills Excellent verbal and written communication skills Working knowledge of various lending platforms Strong knowledge of financial institution lending strategies, and credit score models Strong Microsoft Office abilities to include Excel, Word and PowerPoint Bachelor's degree in business or finance related field, or equivalent through a combination of experience and training Experience in lending and underwriting preferred MyUSA Credit Union is an equal opportunity employer. Job Type: Full-time, Salary exempt Benefits: 401(k) Matching Generous Paid Time Off Company paid Life, AD&D and Disability Insurance Credit Union membership Health, Dental, & Vision insurance Employee Assistance Program Flexible Spending Account Health Savings Account Tuition assistance Referral program Physical setting: On-site, office environment Schedule: Day shift operational hours

The Credit Analyst is a key contributor to the underwriting process for Merchants National Bank's commercial loan portfolio. This role plays a vital part in the Bank's overall risk management strategy by compiling, analyzing, and interpreting financial information on both new and existing commercial borrowers. The Credit Analyst provides essential support to loan officers, management, and third-party professionals, ensuring timely, accurate, and comprehensive credit evaluations that inform sound lending decisions. Key Responsibilities: Compile detailed credit analyses for new and existing commercial loan relationships. Accurately input financial data into analysis systems and ensure correct computations, formulas, and presentation within credit write-ups. Monitor credit analysis benchmarks and ensure timely completion of assigned tasks. Maintain up-to-date notes, statuses, and results for all loans in the credit analysis pipeline. Ensure all financial documentation is properly imported and tracked within internal financial logs. Collaborate regularly with loan officers to gather and incorporate comprehensive information into credit assessments. Identify gaps or inconsistencies in analysis and seek clarification or peer guidance when needed. Apply sound knowledge of financial statements, tax returns, and equipment lists appropriate to the complexity of the credit request. Share insights and collaborate with peers on unique or complex loan scenarios. Adhere to MNB's commercial underwriting policies and procedures; cite and address any deviations within analysis documentation. Highlight key risk factors and underwriting conditions that must be addressed throughout loan processing and closing. Conduct annual credit reviews on assigned relationships to ensure continued creditworthiness. Participate in Loan Committee meetings as needed, including preparing and submitting accurate meeting minutes. Review commercial appraisals and complete appraisal review checklists within established timelines; escalate any concerns or risk elements. Contribute to the development and continuous improvement of credit analysis procedures. Qualifications: High school diploma or equivalent required; Associate or Bachelor's degree in Business, Finance, or related field preferred. 1-3 years of experience in credit analysis, commercial lending, or a related financial role preferred. Strong understanding of financial statements and commercial credit principles. High attention to detail with strong analytical and organizational skills. Effective communication and interpersonal abilities. Proficient in Microsoft Office Suite, especially Excel; experience with credit analysis software preferred. Ability to manage multiple tasks in a deadline-driven environment. Commitment to maintaining confidentiality and professionalism.

Job DescriptionThe Credit Analyst is responsible for analyzing and underwriting complex commercial credit requests, including commercial and industrial (C&I) and commercial real estate (CRE) loans. This role evaluates borrower financial performance, creditworthiness, and collateral to assess risk and support sound lending decisions. The Credit Analyst prepares thorough credit analysis and documentation, supports ongoing portfolio monitoring, and works closely with lenders, Loan Servicing, and bank leadership. By delivering timely, accurate, and well-supported credit recommendations, this position plays a key role in maintaining the quality, profitability, and safety of the bank's loan portfolio. Minimum Qualifications Bachelor's degree in finance, accounting, business, or related field preferred. 3-5 years of experience in commercial credit analysis and loan underwriting within a financial institution, or equivalent experience in loan review, auditing, or financial analysis. Strong understanding of C&I and CRE credit structures, cash flow analysis, and collateral evaluation. Proficiency in Microsoft Office products, including Excel and Word. Familiarity with banking regulations, credit policy, and internal risk rating systems preferred. Key Responsibilities Underwrite complex C&I and CRE credit requests presented by lenders. Analyze borrower financial statements, cash flow, credit history, and collateral to determine credit risk and repayment capacity. Examine, evaluate, and recommend appropriate risk ratings and loan decisions based on analysis. Prepare Deal Concept Memos, underwriting narratives, and Term Sheets or Commitment Letters (with lender assistance). Notify Loan Servicing when loan requests have been decisioned to facilitate documentation and booking. Perform annual reviews and ongoing monitoring for complex commercial loan relationships. Maintain and monitor borrowing base certificates for C&I lines of credit secured by accounts receivable and/or inventory. Work directly with lenders and borrowers to obtain current financial statements, borrowing base reports, and required documentation. Assist the Director of Lending with portfolio analysis and stress testing of the commercial loan portfolio. Ensure timely completion of underwriting packages in accordance with internal policies and regulatory expectations. Support training and mentoring of lending and credit staff related to underwriting standards, credit analysis, and risk management. Participate in process improvement initiatives to enhance credit quality, efficiency, and consistency. Perform other duties as assigned. Competencies Strong analytical and critical-thinking skills with the ability to synthesize complex financial information. Sound judgment and attention to detail in evaluating credit risk. Ability to identify issues, develop alternatives, and recommend appropriate solutions. Effective written and verbal communication skills. Strong organizational skills with the ability to manage multiple priorities and meet deadlines. Adaptability in a dynamic banking environment with competing demands. Collaborative team player who works effectively with lenders, Loan Servicing, and leadership. Business-oriented mindset with an understanding of profitability, market conditions, and strategic goals. General Requirements Must be able to lift and carry up to 10 pounds. Some travel to branch or offsite locations may be required. Ability to sit, stand, and operate a computer for extended periods of time. Must comply with all bank policies, procedures, and regulatory requirements. Maintain a professional appearance and demeanor. Demonstrate confidentiality, integrity, and sound judgment in all interactions. Must be able to work evenings and weekends as business needs dictate. COMPANY OVERVIEW At First National Bank (FNB), we're more than just a place to work-we're a locally-owned community bank deeply invested in the success of our neighbors. Headquartered in Williamson, WV, we blend the tradition of a Hometown Community Bank with the convenience of modern services to help our clients take control of their finances. If you're passionate about making a real impact, we invite you to build your career with us. BENEFIT PROGRAM Featured benefits for full-time team members include: Health, dental, and vision insurance Life and disability insurance Critical illness, accident, and hospital indemnity insurance Pet insurance and pet discount program 401(k) plan Generous paid time off policy Generous holiday schedule Equal Opportunity Employment We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, the organizations comply with applicable state and local laws governing nondiscrimination in employment in every location in which it has operations. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, and compensation. Powered by JazzHR 31IM0oWNxs

Element has an opportunity for a new Commercial Credit Analyst to join our team in Cincinnati. This is a great opportunity to join one of the fastest growing companies in the Testing, Inspection and Certification sector (TIC). In this role, you will report to the Credit Manager and will be responsible for the primary support of the customer onboarding process. You will work with Element Labs and customers to set up new accounts and communicate with internal and external customers effectively; ensuring that all Element policies are being adhered to during the onboarding process. If you are passionate about delivering a best-in-class experience through effective collaboration, this role is for you. Hybrid role: 3 days in office + 2 days remote (after completion of training) Responsibilities Work with Element Labs and Credit team to ensure each piece of our journey meets customer expectations Conduct calls to ensure that customers are supported during our onboarding process Issue and adapt welcome packs to all customers Being the first point of contact within the Credit team for customer onboarding queries Manage the transition of the customer to the Credit team after onboarding Setup of new accounts across multiple platforms and continual customer master data management Conduct credit checks with credit reference agencies and continual credit monitoring Assist in developing measurements to help understand the impact of successful onboarding Skills / Qualifications Essential skills and experience: Experience in multi-site / location customer or credit support Proficiency with accounting software systems Effective prioritization skills, and the ability to influence and direct operations Demonstrated problem resolution skills Excellent analytical skills and working knowledge of cash collection and credit risk processes Excellent interpersonal skills, ability to function as part of a team Ability to remain calm when faced with deadlines and multiple priorities Must be able to work in the office 3 days a week Desired skills and experience: Experience of reading and giving recommendations based on credit reports Microsoft D365 experience #LI-TK1 Company Overview Element is one of the fastest growing testing, inspection and certification businesses in the world. Globally we have more than 9,000 brilliant minds operating from 270 sites across 30 countries. Together we share an ambitious purpose to ‘Make tomorrow safer than today'. When failure in use is not an option, we help customers make certain that their products, materials, processes and services are safe, compliant and fit for purpose. From early R&D, through complex regulatory approvals and into production, our global laboratory network of scientists, engineers, and technologists support customers to achieve assurance over product quality, sustainable outcomes, and market access. While we are proud of our global reach, working at Element feels like being part of a smaller company. We empower you to take charge of your career, and reward excellence and integrity with growth and development. Industries across the world depend on our care, attention to detail and the absolute accuracy of our work. The role we have to play in creating a safer world is much bigger than our organization. Diversity Statement At Element, we always take pride in putting our people first. We are an equal opportunity employer that recognizes diversity and inclusion as fundamental to our Vision of becoming “the world's most trusted testing partner”. All suitably qualified candidates will receive consideration for employment on the basis of objective work related criteria and without regard for the following: age, disability, ethnic origin, gender, marital status, race, religion, responsibility of dependents, sexual orientation, or gender identity or other characteristics in accordance with the applicable governing laws or other characteristics in accordance with the applicable governing laws. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c) “If you need an accommodation filling out an application, or applying to a job, please email ***********************”

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Support Commercial Credit Transformation programs - including operating model and technology implementations . + Design next generation experiences and platforms for commercial lending clients. + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Become a trusted advisor for C-suite clients looking to solve critical business problem. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader. + + Travel, as required, up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending + A Bachelor's degree Bonus Points if you have: + Extensive transformation strategy or operating model design experience in commercial banking. + Launched new product offerings in the banking industry. + Demonstrated experience developing and managing relationships with senior client executives. + Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. + nCino or Salesforce certification(s) + Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + French language skills + An advanced degree or financial industry certification + Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (******************************************************************************************************************************************** Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

Collabera is ranked amongst the top 10 Information Technology (IT) staffing firms in the U.S., with more than $550 million in sales revenue and a global presence that represents approximately 12,000+ professionals across North America (U.S., Canada), Asia Pacific (India, Philippines, Singapore, Malaysia) and the United Kingdom. We support our clients with a strong recruitment model and a sincere commitment to their success, which is why more than 75% of our clients rank us amongst their top three staffing suppliers. Not only are we committed to meeting and exceeding our customer's needs, but also are committed to our employees' satisfaction as well. We believe our employees are the cornerstone of our success and we make every effort to ensure their satisfaction throughout their tenure with Collabera. As a result of these efforts, we have been recognized by Staffing Industry Analysts (SIA) as the “Best Staffing Firm to Work For” for five consecutive years since 2012. Collabera has over 40 offices across the globe with a presence in seven countries and provides staff augmentation, managed services and direct placement services to global 2000 corporations. For consultants and employees, Collabera offers an enriching experience that promotes career growth and lifelong learning. Visit ***************** to learn more about our latest job openings. Awards and Recognitions --Staffing Industry Analysts: Best Staffing Firm to Work For (2016, 2015, 2014, 2013, 2012) --Staffing Industry Analysts: Largest U.S. Staffing Firms (2016, 2015, 2014, 2013) --Staffing Industry Analysts: Largest Minority Owned IT Staffing Firm in the US. Job Description GENERAL FUNCTION: The AR Analyst will support to the Accounts Receivable Team by focusing primarily on analytics, testing, reporting, and data validation. In addition, the resource may occasionally be asked to processes payments, billings, cash apply/collections. Ideal candidates will have previous experience in AR/Collections and/or Billing and MUST have experience with SAP. MAJOR DUTIES & RESPONSIBILITIES: · Efficiently and accurately process specific payment/billing/related jobs · Consistently achieves key internals with respect to production, cycle time, and quality · Participates on simple payment/billing/cash apply/collection project initiatives, including rework efforts. · Effectively researches and resolves payment/billing/cash apply/collection issues on behalf of customers Assists with root cause analysis of payment/billing/cash apply/collection issues to resolve thoroughly and completely for clients · Understands and quickly rationalizes processing changes resulting from new plans, benefit designs Drive client satisfaction · Works with supervisor and co-workers to provide strong customer service and communication with key customer interfaces that include EyeMed Account Managers, Operations, Information Systems, Client Representatives and EyeMed leadership team · Drives Key Performance Indications · Consistently meets or exceeds agreed upon performance standards in both productivity and accuracy. · Proactively works with supervisor to develop self-remediation plan when standards are not being met. · Effective in meeting goals and deadlines. · Establishes and communicates clear priorities that support meeting goals and deadlines. · Prioritizes schedule and makes adjustments as changes in priorities occur. · Proactively informs supervisor of progress towards goals/deadlines and changes priorities. · Works constructively under pressure; responds resourcefully to change and ambiguity; maintains a calm, confident and constructive outlook despite difficulty, frustrations or ambiguity. Qualifications · KNOWLEDGE AND SKILLS: · Analytical, forward thinking, problem solver · Attention to detail · Understanding of financial and analytical concepts · Data entry and claims processing knowledge · STRONG PC skills, specifically Excel and Access · Understands third party benefits and administration · Strong customer service focus · · Ability to work well under pressure and multi-task · SAP EXPERIENCE IS REQUIRED!! · EDUCATION: High School mandatory, College degree preferred Client is looking for someone who has: · Previous experience with accounting and/or accounts receivable (AR) · Advanced Microsoft Office including Excel · Fundamental SAP experience preferred Additional Information All your information will be kept confidential according to EEO guidelines.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a successful Credit Analyst II will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst II is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Credit Analyst II will attend and support Portfolio Reviews as needed. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed * Use critical thinking to identify and draft documentation * Responsible for regularly completing indicative credit information into Banking Systems with little to no errors * Responsible for preparing risk-rating scorecard and tickler event analysis and determining actions based on results working in collaboration with PM's * Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations * Identify and determine monitoring analysis activities required * Verify covenants and define updates needed on ticklers * Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action * Responsible for assessing covenant compliance reporting and identifying issues * Review covenant compliance certificates to understand performance and determine actions * Update financial covenants and calculations as needed * Run Probability of Default (PD) model with oversight * Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team * Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight * Prepares ALSR reports with oversight * Responsible for running risk and projection models with oversight assumptions provided * Responsible for completing underwriting process with limited oversight * Create and complete a CAM with little to no errors * Review and re-write renewals for deals of limited complexity * Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings * Support Portfolio Managers and special projects * Takes appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary. * May assist with training of new employees. * May work on special projects as assigned by management. SUPERVISORY RESPONSIBILITIES: None MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: * Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting) * 2+ years of Commercial Banking experience. * Sound Financial and risk analysis understanding, including the ability to develop financial models * Extensive Knowledge of banking products and services * Knowledge of corporate business structure and legal documents * General knowledge of U.S. government and regulation * Knowledge of the local or regional market preferred, but not required * Proficiency in internal banking applications * Strong verbal and written communication skills * Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks * Proficient in all Microsoft Office software WORKING CONDITIONS: * Normal office environment with little exposure to dust, noise, temperature and the like * Minimal travel required At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits. Benefits: Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter. Compensation: The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Credit Analyst II - Metals, Materials, and Construction Total Base Pay Range 53,400.00 - 109,500.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Commercial Analyst Our people are the heart of our business. As the world's largest provider of thermal processing services, Bodycote employs thousands of highly skilled staff around the globe, including some of the best engineers, scientists, and technicians in the industry. Come join our team! Due to the nature of our business and a heavy industrial market, Bodycote deems this position to be safety-sensitive. Summary: Based in Hebron, KY, the Commercial Analyst has the responsibility for preparing quotations for the division's plants. The position works closely with commercial management, sales, customer service, operations management, and others as needed to prepare quotations that are accurate, professional, and meet customer expectations. Essential Job Functions (Duties and Responsibilities): The primary duties consist of, but are not limited t,o the following. Review all Sales Force submittals for Surface Tech quotations, ensuring all information has been provided. Build skeletal RFQs for all Surface Tech quotations within 48-72 hours of receiving the RFQ. Maintain all submitted information to ensure quotations are as accurate as possible. Develop and distribute reports as determined by the Commercial Manager. Assist with quote revisions as assigned by the Commercial Manager. Process existing production work to evaluate standard efficiency. Using a standardized operating system (Epicor) to make corrections to existing BOM details through process review. Must have the ability to report for work on time, follow directions, interact effectively with co-workers, and understand and follow rules and procedures. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position must satisfy ITAR compliance requirements; therefore, candidates must be U.S. Citizens or Permanent Resident cardholders. 4-year college degree and or equivalent manufacturing experience. Minimum 1 - 3 years of quoting experience. Must be capable of interpreting blueprints and specifications. Demonstrate the ability for attention to detail and accuracy of work. Proficiency in oral and written communication for interfacing with top management levels, various plant personnel, and the sales team. Requires computer experience, specifically with Microsoft Office programs. Epicor program experience preferred. Must possess a high degree of understanding of basic math and algebraic functions. Must demonstrate the ability to read, write, and communicate in the English language. Physical & Mental Demands: The following physical and mental demands consist of, but are not limited to, the following. Must be able to work in a sitting position for extended periods of time (at desk, while driving, and/or on airplane travel) in an office/industrial environment. Manual dexterity to perform data entry functions. Ability to bend, pull, stoop, and reach to perform functions. Ability to lift 25-30 lbs. May be exposed to heat, fumes, noise, and humidity, etc. Must have the cognitive and mental capacity to perform essential job functions. Must be able to communicate effectively orally and in writing. Visual acuity to read documents, computer screens, files, etc. Ability to hear in person and via phone. The statements herein are intended to describe the general nature and levels of the work performed by employees, but are not a complete list of responsibilities, duties, and skills required of personnel so classified. Furthermore, the job description does not constitute a written or implied contract for employment. Bodycote reserves the right to revise or change job duties and responsibilities as the need arises. Bodycote is an Equal Opportunity Employer and does not discriminate against current and prospective employees based on race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age for individuals over forty years of age, military and veteran status, sexual orientation, or any other basis protected by applicable federal, state and local laws.

The Sr. Middle Market Banker is responsible for serving as a trusted business advisor to clients and providing a full breadth of banking solutions to meeting their financial objectives and needs while establishing a network of referral sources and Centers of Influence with regular calling efforts to generate new business opportunities. The Sr. Middle Market Banker is also responsible for managing a portfolio of relationships, ensuring an exceptional client experience, while appropriately managing risk, credit quality, servicing, etc. in accordance with Northwest standards and in partnership with a portfolio management team. Essential Functions Develop and expand existing commercial banking relationships Prospect actively and successfully bring in new relationships to Northwest Engage with the various product partners on a regular basis to discuss cross-selling opportunities and referrals to expand and deepen client relationships Meet or exceed budgeted goals Actively participate in community and professional networking events Develop meaningful “Centers of Influence” relationships Establish and maintain an ongoing prospect list, and a set calling and meeting schedule for prospects, existing clients, and COIs Encourage existing clients to provide ongoing referrals for all types of products and services, and clients and their employees to maintain their personal banking at Northwest Manage a commercial loan portfolio of both credit and non-credit clients Make loan presentations and recommendations to Credit, team leaders, and senior line of business managers as required Partner with credit and portfolio management to ensure annual reviews and line of credit renewals are completed on a timely basis Ensure non-credit clients have appropriate treasury management and other related commercial services, and risk ratings are appropriate As required, collect on delinquent accounts Analyze financial statements and related credit material to stay apprised of client performance and assess risk on a continuous basis in conjunction with Portfolio Management Complete loan closings in partnership with Portfolio Management & the Loan Closers Ensure all credit files include current financial statements, agency reports, etc. in partnership with Portfolio Management Participate in continued sales, product and credit training Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education and Experience preferred Bachelor's Degree Business, Accounting, Finance, Economics, or Marketing 6 - 8 years of account relationship management experience 6 - 8 years of experience consistently delivering strong sales performance Comprehensive knowledge and understanding of C & I lending, loan servicing, and credit and non-credit products Strong negotiating skills in terms, loan structure, and pricing Knowledge and understanding of risk management Excellent verbal, written, and interpersonal communication skills Ability to multitask and effectively prioritize responsibilities #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

A leading consumer goods company is seeking a hybrid Payment Services and Accounts Receivable Analyst. The successful candidate will manage cash applications and deductions for assigned A/R accounts. Responsibilities include processing manual credit card payments, reconciling daily payment batches, and investigating discrepancies. Additionally, the analyst will handle daily cash applications, process customer deductions, and prepare various reports for customer collections and credit management. We are a company committed to creating inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity employer that believes everyone matters. Qualified candidates will receive consideration for employment opportunities without regard to race, religion, sex, age, marital status, national origin, sexual orientation, citizenship status, disability, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to Human Resources Request Form (****************************************** Og4IQS1J6dRiMo) . The EEOC "Know Your Rights" Poster is available here (*********************************************************************************************** . To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: *************************************************** . Skills and Requirements 2 + years of Accounts Receivable experience Payment or Credit Card Processing Bachelors Degree in Accounting, Finance, or Business-related field

Credit and Collections Specialist Senior Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. A proud member of the Elevance Health family of companies, Paragon Healthcare brings over 20 years in providing life-saving and life-giving infusible and injectable drug therapies through our specialty pharmacies, our infusion centers, and the home setting. The Credit and Collections Specialist Senior is responsible for complex collection activities related to past due health insurance premiums and/or past due health insurance claims. How You Will Make an Impact Primary duties may include, but are not limited to: * Follows established guidelines, contacts group for the purpose of collecting past due insurance premiums and/or past due health insurance claims. * Researches validity of past due and/or disputed debt. * Generates demand letters. * Prepares reports reflecting status of credit and collection activities for management review. Minimum Requirements: Requires a H.S. diploma or equivalent and a minimum of 2 years of commercial debt collection experience; or any combination of education and experience, which would provide an equivalent background. Job Level: Non-Management Non-Exempt Workshift: Job Family: AFA > Financial Operations Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Location: Mason, OH Employment Type: 1st Shift, Full-time, temp-to-hire Job Brief Kable Workforce Solutions is hiring a Credit and Collections Specialist for our client. This job is responsible for managing high-volume credit release requests and collecting outstanding accounts receivable balances while maintaining strong customer relationships. This role oversees the Credit Box inbox, reviews orders on credit hold, evaluates credit-related issues, and performs customer-focused collections on overdue accounts.What's a Typical Day Like? Monitor and manage the Credit Box inbox throughout the day (100+ requests daily), reviewing orders and deliveries requiring credit approval and taking timely action to release, escalate, or hold orders based on credit status. Monitor aging reports to identify delinquent accounts and prioritize collection activities based on risk, account status, and upcoming order needs. Provide required coverage from 9:00 a.m. to 6:00 p.m., with consistent availability during the critical 4:00-6:00 p.m. window for time-sensitive shipment releases. Monitor the auto-release report and notify customers whose orders released with outstanding past-due balances so issues can be resolved before they cause future credit limit or hard-block delays. Contact customers via phone and email to resolve overdue accounts, using a customer-centric, relationship-focused approach to secure payment commitments. Research and resolve billing discrepancies, disputed charges, or account issues by consulting AR and collaborating with Sales, Customer Service, Billing, Credit, and Shipping. Exercise sound judgment when evaluating credit-related decisions, including scenarios where standard procedures may not fully apply. Maintain accurate and up-to-date documentation of all credit decisions, customer interactions, and collection efforts within SAP. Follow established credit and collection policies while identifying exceptions that require escalation or additional review. Establish and manage payment arrangements, ensuring follow-up and on-time resolution. Recommend accounts for further action (credit hold continuation, legal collections, adjustments, or write-off review) when warranted. Support month-end activities by assisting with account reconciliations and reviewing outstanding balances. Provide excellent customer service while maintaining firm expectations regarding payment and credit compliance. What Are the Requirements of the Job? Strong communication skills with the ability to manage difficult conversations professionally. Ability to make sound decisions quickly in a fast-paced, high-volume environment. High attention to detail, accuracy, and follow-through in credit decision-making and documentation. Strong problem-solving skills with the ability to quickly assess and resolve credit, order, or payment issues. Excellent organizational skills, especially when managing high-volume inbox activity and multiple competing priorities. Credit experience is a MUST High school diploma or equivalent; Associate or bachelor's degree in business, Accounting, or Finance preferred. 2+ years of experience in collections, accounts receivable, credit, or a related finance discipline. Proficiency with Microsoft Office (Excel, Outlook, Word). Ability to work in fast-paced environment. Ability to move or lift up to 50+ lbs. Ability to reach, grasp, hold, push, pull, bend, twist, squat, climb, kneel. Ability to utilize hand/eye coordination. Capability to stand for prolonged periods of time Why Choose Kable Workforce Solutions? Weekly Pay Exclusive Access Opportunities to V.I.P. Vault Day 1 Benefits Various Bonus Opportunities Eligibility for Employee of the Month Rewards How to Apply And Next Steps? Please submit your resume in our application by clicking “apply now.” We look forward to reviewing your application and you will hear from us within 1 business day.About Kable Workforce Solutions For over 50 years, Kable Workforce Solutions has been connecting skilled professionals with leading employers across the region. We're dedicated to helping people build lasting careers and helping companies grow through quality, integrity, and partnership.We believe in people first - empowering individuals to succeed and celebrating the work that drives our communities forward.Kable Workforce Solutions is proud to be an equal opportunity employer. We welcome and value diversity and are committed to creating an inclusive workplace where everyone can thrive. Read our full diversity statement here.This job description is not intended to be all-inclusive, and the employee will also perform other reasonably related business duties as assigned by the immediate supervisor and other management as required.#MBS4901

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities Assists, educates, and trains clients on conducting simple transactions through self-service technologies Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Skills: Active Listening Business Acumen Customer and Client Focus Oral Communications Problem Solving Account Management Client Experience Branding Client Management Client Solutions Advisory Relationship Building Business Development Pipeline Management Prospecting Referral Identification Referral Management Required Qualifications: Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client Collaborates effectively to get things done, building and nurturing strong relationships Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives Confident in identifying solutions for helping new and existing clients based on their needs Strong written and verbal communications skills Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances Applies strong critical thinking and problem-solving skills to meet clients' needs Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance Desired Qualifications: Associate's Degree or Bachelor's Degree in business, finance or a related field Experience working in a financial center where goals were met or exceeded Retail and/or sales experience in a salary plus incentive environment Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded Experience with financial information, spreadsheets and financial skills Knowledge of banking products and services Strong computer skills including Microsoft applications and previous experience utilizing laptop technology Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

The Credit Manager is responsible for coordinating all commercial loan and deposit activity in accordance to WPCU policies and procedures, while adhering to state and federal regulations. Manage the day-to-day activities of the Member Business Support Coordinators, Small Business Analysts, Treasury Specialists and Credit Analysts. Ensure assigned business units are operating efficiently and reliably, are in compliance with applicable laws, regulations, and rules, have appropriate operating controls to mitigate risk, and are performing at a high level. (45%) Review and approve credit analyses and assign risk grades. Perform analyses on complex credit request. Provide training and guidance to all departments. Oversight and management related to Small Business loan applications. Oversight and management related to Treasury activities.. Manage ACH exposure. Analyze and underwrite credits as needed. (10%) Assist Member Business Services VP in executing Business Tactics. (10%) Assist Relationship Managers as needed (10%) Facilitator between credit analysts and loan officers. Enforce credit policy. Discusses loan structure with loan officer to minimize risk. Prepare and develop various reports as required by management to assist in the overall management of MBS's. (5%) Develop written policy documentation. (5%) Initiate process improvement and quality reviews to simplify and improve productivity. (5%) Assist Member Business Services VP in satisfying regulatory requirements as provided by state and federal authorities. (5%) Assist Member Business Services VP in ensuring that WPCU adheres to the policies and procedures approved by our board of directors. (5%) Required Skills The Credit Manager possesses the following knowledge and skills: A Bachelor's degree in Finance, Accounting or Business-related field and/or a minimum of 10 years of experience as a credit analyst and/or portfolio manager. Previous experience leading a team in a project management, supervisory or team leads Capacity. Proven ability to learn complex or sophisticated concepts and apply the appropriately is required. Understanding the Credit Union movement, the “WPCU difference”, as well as knowledge of WPCU products and services and the ability to understand and effectively communicate these differences is preferred. Demonstrated ability to learn and utilize the necessary software to complete job functions. Working knowledge of income statements, balance sheet and other corporate financial documents is required. Working knowledge of SBA lending programs including SBA 7(a), SBA 504, and SBA Express.

Job Title - Accounts Receivable Credit Analyst General Responsibilities: The AR, Collections and Claims Analyst is responsible for processing customer payments, applying cash and creating deductions. The Analyst is also responsible to retrieve back up documentation, validate customer claims and issue credit to offset the deduction. Examples of Typical Activities: Access vendor portals to obtain payment remittance and deduction details Pay invoices and create appropriate deductions Reconcile customer accounts Run deduction reports Determine types of claims and pull appropriate documentation Make copies of the shipping documentation in a shortage situation Pull documentation for penalty situation Validate claims, or create charge back to the customer Obtain routing guides for shortages, penalties, allowances, advertising, freight, pricing, etc. Communicate repetitive charge backs to appropriate department Applied advanced Excel functions to enhance the accuracy and efficiency of claims processing. Required Experience A minimum of 2-3 years of experience in Accounts Receivable and Credit Collections HS Diploma Required Technical Competencies Excellent Verbal and Written Communication Skills Computer Skills (Excel, Word, ability to navigate the internet) Required Behavioral Competencies Adaptability - Maintaining effectiveness when experiencing major changes in work tasks or the work environment; adjusting effectively to work within new work structures, processes, requirements, or cultures. Builds Strategic Working Relationships - Developing and using collaborative relationships to facilitate the accomplishment of work goals. Decision Making - Identifying and understanding issues, problems, and opportunities; comparing data from different sources to draw conclusions; using effective approaches for choosing a course of action or developing appropriate solutions; taking action that is consistent with available facts, constraints, and probable consequences. Initiates Action - Taking prompt action to accomplish objectives; taking action to achieve goals beyond what is required; being proactive. Manages Work - Effectively managing one's time and resources to ensure that work is completed efficiently. Work Standards - Setting high standards of performance for self and others; assuming responsibility and accountability for successfully completing assignments or tasks; self-imposing standards of excellence rather than having standards imposed. EEO-M/F/DISABLED/VETS

The Credit Analyst is responsible for analyzing and underwriting complex commercial credit requests, including commercial and industrial (C&I) and commercial real estate (CRE) loans. This role evaluates borrower financial performance, creditworthiness, and collateral to assess risk and support sound lending decisions. The Credit Analyst prepares thorough credit analysis and documentation, supports ongoing portfolio monitoring, and works closely with lenders, Loan Servicing, and bank leadership. By delivering timely, accurate, and well-supported credit recommendations, this position plays a key role in maintaining the quality, profitability, and safety of the bank's loan portfolio. Minimum Qualifications Bachelor's degree in finance, accounting, business, or related field preferred. 3-5 years of experience in commercial credit analysis and loan underwriting within a financial institution, or equivalent experience in loan review, auditing, or financial analysis. Strong understanding of C&I and CRE credit structures, cash flow analysis, and collateral evaluation. Proficiency in Microsoft Office products, including Excel and Word. Familiarity with banking regulations, credit policy, and internal risk rating systems preferred. Key Responsibilities Underwrite complex C&I and CRE credit requests presented by lenders. Analyze borrower financial statements, cash flow, credit history, and collateral to determine credit risk and repayment capacity. Examine, evaluate, and recommend appropriate risk ratings and loan decisions based on analysis. Prepare Deal Concept Memos, underwriting narratives, and Term Sheets or Commitment Letters (with lender assistance). Notify Loan Servicing when loan requests have been decisioned to facilitate documentation and booking. Perform annual reviews and ongoing monitoring for complex commercial loan relationships. Maintain and monitor borrowing base certificates for C&I lines of credit secured by accounts receivable and/or inventory. Work directly with lenders and borrowers to obtain current financial statements, borrowing base reports, and required documentation. Assist the Director of Lending with portfolio analysis and stress testing of the commercial loan portfolio. Ensure timely completion of underwriting packages in accordance with internal policies and regulatory expectations. Support training and mentoring of lending and credit staff related to underwriting standards, credit analysis, and risk management. Participate in process improvement initiatives to enhance credit quality, efficiency, and consistency. Perform other duties as assigned. Competencies Strong analytical and critical-thinking skills with the ability to synthesize complex financial information. Sound judgment and attention to detail in evaluating credit risk. Ability to identify issues, develop alternatives, and recommend appropriate solutions. Effective written and verbal communication skills. Strong organizational skills with the ability to manage multiple priorities and meet deadlines. Adaptability in a dynamic banking environment with competing demands. Collaborative team player who works effectively with lenders, Loan Servicing, and leadership. Business-oriented mindset with an understanding of profitability, market conditions, and strategic goals. General Requirements Must be able to lift and carry up to 10 pounds. Some travel to branch or offsite locations may be required. Ability to sit, stand, and operate a computer for extended periods of time. Must comply with all bank policies, procedures, and regulatory requirements. Maintain a professional appearance and demeanor. Demonstrate confidentiality, integrity, and sound judgment in all interactions. Must be able to work evenings and weekends as business needs dictate. COMPANY OVERVIEW At First National Bank (FNB), we're more than just a place to work-we're a locally-owned community bank deeply invested in the success of our neighbors. Headquartered in Williamson, WV, we blend the tradition of a Hometown Community Bank with the convenience of modern services to help our clients take control of their finances. If you're passionate about making a real impact, we invite you to build your career with us. BENEFIT PROGRAM Featured benefits for full-time team members include: Health, dental, and vision insurance Life and disability insurance Critical illness, accident, and hospital indemnity insurance Pet insurance and pet discount program 401(k) plan Generous paid time off policy Generous holiday schedule Equal Opportunity Employment We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, the organizations comply with applicable state and local laws governing nondiscrimination in employment in every location in which it has operations. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, and compensation.

Our Commercial Excellence Analyst are critical enablers of sales success across the Business Unit. Acting as strategic partners to the Sales Director and wider commercial team, they bring data to life, embed best practice, and drive a culture of continuous improvement. This role champions Element's commercial tools and processes - from CRM and PowerBI to account planning and pipeline management - helping sales teams work smarter, not harder. They lead the charge on commercial reporting, campaign monitoring, and sales performance tracking, ensuring teams stay focused on the right actions to deliver growth. More than just process experts, our Commercial Excellence Managers are coaches, collaborators, and catalysts for change - making sure our commercial excellence principles are lived every day. Responsibilities Sales Enablement & Commercial Process • Roll out global and regional commercial initiatives, adapting for business unit priorities • Drive adoption of CRM, PowerBI, pricing tools, and commercial best practices • Act as the business unit's CRM and PowerBI Champion - providing training, guidance, and feedback • Create and maintain a commercial operating rhythm that drives focus, accountability, and performance • Support onboarding of new commercial team members with training on tools, processes, and expectations Data, Reporting & Insight • Build and maintain dashboards, performance trackers, and commercial scorecards using PowerBI and CRM • Monitor KPIs and campaign outcomes, identifying performance gaps and recommending corrective actions • Prepare monthly commercial business review reports and brief the Sales Director on key insights • Lead regular pipeline reviews with Sales leadership, ensuring data integrity and sales momentum • Use data to inform commercial strategy, territory planning, and account prioritization Strategy, Planning & Execution • Support the Sales Director in developing the annual commercial plan and go-to-market strategy • Collaborate with Finance and Operations to support margin management and pricing execution • Contribute to market analysis, growth initiatives, and commercial investment proposals • Coordinate key account planning efforts, ensuring alignment with Element's commercial strategy Team Coaching & Cross-Functional Collaboration • Work directly with the sales team to embed commercial tools and mindsets in their daily workflow • Provide coaching to improve sales team effectiveness and adoption of commercial systems • Liaise with Marketing to align campaign activities and track lead progression • Serve as the BU's voice to central Commercial Excellence and IT on CRM and reporting system development Skills / Qualifications Education & Experience • Proven ability to analyze and interpret commercial data to drive actionable insight • Experience in sales, sales operations, or commercial support functions • Advanced skills in Microsoft Office Suite; strong Excel and PowerPoint essential • CRM proficiency (Microsoft Dynamics preferred); experience with PowerBI highly desirable • Experience managing or coaching commercial teams is an advantage Skills & Attributes for Success • Commercially curious, with a strong drive to improve processes and outcomes • Excellent interpersonal and communication skills; able to coach and influence others • Organized and disciplined, with strong time management and attention to detail • Able to manage multiple priorities and meet deadlines in a fast-paced environment • Data-driven decision maker with strong business acumen Company Overview Element is one of the fastest growing testing, inspection and certification businesses in the world. Globally we have more than 9,000 brilliant minds operating from 270 sites across 30 countries. Together we share an ambitious purpose to ‘Make tomorrow safer than today'. When failure in use is not an option, we help customers make certain that their products, materials, processes and services are safe, compliant and fit for purpose. From early R&D, through complex regulatory approvals and into production, our global laboratory network of scientists, engineers, and technologists support customers to achieve assurance over product quality, sustainable outcomes, and market access. While we are proud of our global reach, working at Element feels like being part of a smaller company. We empower you to take charge of your career, and reward excellence and integrity with growth and development. Industries across the world depend on our care, attention to detail and the absolute accuracy of our work. The role we have to play in creating a safer world is much bigger than our organization. Diversity Statement At Element, we always take pride in putting our people first. We are an equal opportunity employer that recognizes diversity and inclusion as fundamental to our Vision of becoming “the world's most trusted testing partner”. All suitably qualified candidates will receive consideration for employment on the basis of objective work related criteria and without regard for the following: age, disability, ethnic origin, gender, marital status, race, religion, responsibility of dependents, sexual orientation, or gender identity or other characteristics in accordance with the applicable governing laws or other characteristics in accordance with the applicable governing laws. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c) “If you need an accommodation filling out an application, or applying to a job, please email ***********************”

**Credit and Collections Specialist Senior** **Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. A proud member of the Elevance Health family of companies, Paragon Healthcare brings over 20 years in providing life-saving and life-giving infusible and injectable drug therapies through our specialty pharmacies, our infusion centers, and the home setting. The **Credit and Collections Specialist Senior** is responsible for complex collection activities related to past due health insurance premiums and/or past due health insurance claims. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Follows established guidelines, contacts group for the purpose of collecting past due insurance premiums and/or past due health insurance claims. + Researches validity of past due and/or disputed debt. + Generates demand letters. + Prepares reports reflecting status of credit and collection activities for management review. **Minimum Requirements:** Requires a H.S. diploma or equivalent and a minimum of 2 years of commercial debt collection experience; or any combination of education and experience, which would provide an equivalent background. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Job Title - Accounts Receivable Credit Analyst General Responsibilities: The AR, Collections and Claims Analyst is responsible for processing customer payments, applying cash and creating deductions. The Analyst is also responsible to retrieve back up documentation, validate customer claims and issue credit to offset the deduction. Examples of Typical Activities: * Access vendor portals to obtain payment remittance and deduction details * Pay invoices and create appropriate deductions * Reconcile customer accounts * Run deduction reports * Determine types of claims and pull appropriate documentation * Make copies of the shipping documentation in a shortage situation * Pull documentation for penalty situation * Validate claims, or create charge back to the customer * Obtain routing guides for shortages, penalties, allowances, advertising, freight, pricing, etc. * Communicate repetitive charge backs to appropriate department * Applied advanced Excel functions to enhance the accuracy and efficiency of claims processing. Required Experience A minimum of 2-3 years of experience in Accounts Receivable and Credit Collections HS Diploma Required Technical Competencies * Excellent Verbal and Written Communication Skills * Computer Skills (Excel, Word, ability to navigate the internet) Required Behavioral Competencies * Adaptability - Maintaining effectiveness when experiencing major changes in work tasks or the work environment; adjusting effectively to work within new work structures, processes, requirements, or cultures. * Builds Strategic Working Relationships - Developing and using collaborative relationships to facilitate the accomplishment of work goals. * Decision Making - Identifying and understanding issues, problems, and opportunities; comparing data from different sources to draw conclusions; using effective approaches for choosing a course of action or developing appropriate solutions; taking action that is consistent with available facts, constraints, and probable consequences. * Initiates Action - Taking prompt action to accomplish objectives; taking action to achieve goals beyond what is required; being proactive. * Manages Work - Effectively managing one's time and resources to ensure that work is completed efficiently. * Work Standards - Setting high standards of performance for self and others; assuming responsibility and accountability for successfully completing assignments or tasks; self-imposing standards of excellence rather than having standards imposed. EEO-M/F/DISABLED/VETS