How to hire an insurance examiner

How to hire an insurance examiner, step by step

Here's a step-by-step insurance examiner hiring guide:

• Step 1: Identify your hiring needs
• Step 2: Create an ideal candidate profile
• Step 3: Make a budget
• Step 4: Write an insurance examiner job description
• Step 5: Post your job
• Step 6: Interview candidates
• Step 7: Send a job offer and onboard your new insurance examiner
• Step 8: Go through the hiring process checklist

What does an insurance examiner do?

Post an insurance examiner job for free, promote it for a fee

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1. Identify your hiring needs

   Before you post your insurance examiner job, you should take the time to determine what type of worker your business needs. While certain jobs definitely require a full-time employee, it's sometimes better to find an insurance examiner for hire on a part-time basis or as a contractor.

   Determine employee vs contractor status

   Is the person you're thinking of hiring a US citizen or green card holder?

   Yes

   No

   You should also consider the ideal background you'd like them an insurance examiner to have before you start to hire. For example, what industry or field would you like them to have experience in, what level of seniority or education does the job require, and how much it'll cost to hire an insurance examiner that fits the bill.

   Here's a comparison of insurance examiner salaries for various roles:

   Type of Insurance Examiner	Description	Hourly rate
   Insurance Examiner	Claims adjusters, appraisers, examiners, and investigators evaluate insurance claims. They decide whether an insurance company must pay a claim, and if so, how much... Show more	$16-36
   Property Claims Adjuster	Property Claims Adjusters are individuals who evaluate the insurance claims of their clients. They specialize in the appraisal of property-related insurance claims such as damages or other concerns... Show more	$18-35
   Property Adjuster	Typically working for insurance companies, a property adjuster specializes in inspecting property damages to assess and determine a company's financial obligations. Their responsibilities revolve around reaching out to clients through calls and correspondence, arranging appointments, gathering and verifying data, and traveling to different locations to meet with clients... Show more	$18-36

   Show more

2. Create an ideal candidate profile

   Common skills:

   • EKG
   • Financial Statements
   • Blood Pressure
   • Health History
   • Vital Signs
   • Naic
   • Medical History
   • Market Conduct
   • State Laws
   • Venipuncture
   • Phlebotomy
   • Unemployment Claims
   • Drawing Blood
   • Physical Exams

   Check all skills

   Responsibilities:

   • Manage operating procedure and accounting systems for payroll, operating expenses, supplies and inventory management and commercial accounts.
   • Court / arbitration / litigation appearances.
   • Review the subpoenas records in court house.
   • Used audit software utilize at insure's site, with PAAS and GAAP.
   • Draw blood from veins by vacuum tube, syringe, or butterfly venipuncture methods.
   • Perform insurance exams in client's homes which including history and physicals and phlebotomy.

   More insurance examiner duties

3. Make a budget

   Including a salary range in your insurance examiner job description is a great way to entice the best and brightest candidates. An insurance examiner salary can vary based on several factors:

   • Location. For example, insurance examiners' average salary in wyoming is 43% less than in rhode island.
   • Seniority. Entry-level insurance examiners earn 55% less than senior-level insurance examiners.
   • Certifications. An insurance examiner with a few certifications under their belt will likely demand a higher salary.
   • Company. Working for a prestigious company or an exciting start-up can make a huge difference in an insurance examiner's salary.

   Average insurance examiner salary

   $50,967yearly

   $24.50 hourly rate

   ---

   Entry-level insurance examiner salary

   $34,000 yearly salary

   Updated December 13, 2025

   Average insurance examiner salary by state

   Rank	State	Avg. salary	Hourly rate
   1	Connecticut	$64,865	$31
   2	Virginia	$64,182	$31
   3	New York	$63,047	$30
   4	Nevada	$55,744	$27
   5	Ohio	$52,527	$25
   6	Illinois	$51,532	$25
   7	North Carolina	$51,306	$25
   8	Georgia	$45,365	$22
   9	Iowa	$44,091	$21
   10	Nebraska	$42,194	$20
   11	Florida	$41,965	$20
   12	Colorado	$41,310	$20

   Average insurance examiner salary by company

   Company

   Rank	Company	Average salary	Hourly rate	Job openings
   1	RSM US	$104,655	$50.31	8
   2	Smithsonian Institution	$65,901	$31.68
   3	State of Connecticut	$55,290	$26.58
   4	A&V	$53,450	$25.70	2
   5	GEICO	$50,398	$24.23	43
   6	APPS NW	$49,085	$23.60
   7	Wisconsin	$49,079	$23.60
   8	The State of Oregon	$48,161	$23.15
   9	Iowa Department of Transportation	$46,207	$22.21
   10	State Of Illinois - Illinois Student Assistance Commission	$44,695	$21.49	4
   11	State Bar of Michigan	$44,469	$21.38	4
   12	My Florida Regional Mls	$43,798	$21.06
   13	State of Nevada Employees' Association Inc	$43,241	$20.79	21
   14	State of West Virginia	$42,292	$20.33	2
   15	Maine	$41,342	$19.88	3
   16	NC.gov	$39,722	$19.10	6
   17	State of Ohio	$37,013	$17.79	5
   18	State Of Florida	$36,007	$17.31	6
   19	Florida Department of Transportation	$35,408	$17.02
   20	Florida Dept. of Health	$35,043	$16.85

4. Writing an insurance examiner job description

   A job description for an insurance examiner role includes a summary of the job's main responsibilities, required skills, and preferred background experience. Including a salary range can also go a long way in attracting more candidates to apply, and showing the first name of the hiring manager can also make applicants more comfortable. As an example, here's an insurance examiner job description:

   Insurance examiner job description example

   Minimum Qualifications Reachable on the Employee Insurance Examiner 1 eligible list OR eligible for a 70.1 transfer
   OR 55 b/c eligible - must meet the follow
   
   Either 1. three years of business or human resources office experience in one or more of the following: accounts payable, accounts receivable, processing claims and/or bookkeeping; processing personnel, benefits and/or time and attendance transactions.
   
   Or 2. thirty college semester credit hours AND two years of business or human resources office experience in one or more of the following: accounts payable, accounts receivable, processing claims and/or bookkeeping; processing personnel, benefits and/or time and attendance transactions.
   
   Or 3. sixty college semester credit hours AND one year of business or human resources office experience in one or more of the following: accounts payable, accounts receivable, processing claims and/or bookkeeping; processing personnel, benefits and/or time and attendance transactions.
   
   Duties Description The incumbent will be located in the Program Administration Unit (PAU) and will be responsible for the following duties:
   
   * Processing transactions in the New York Benefits Eligibility and Accounting System (NYBEAS); assisting Health Benefits Administrators (HBAs) with completing enrollment transactions and making corrections to enrollment data.
   * Reviewing and sorting correspondence received from enrollees and agency HBAs and processing correspondence as per the rules and regulations of the New York State Health Insurance Program (NYSHIP).
   * Handling calls from HBAs, enrollees, or other applicable parties in State agencies or NYSHIP participating employers by providing general and specific NYSHIP program, enrollment and eligibility information.
   * Explaining and interpreting applicable rules, regulations, policies and/or procedures to HBAs, enrollees, or other applicable parties in State agencies or NYSHIP participating public employers via telephone or through written correspondence.
   * Reconciling accounts which includes, but is not limited to, processing transactions, sending bills, and resolving discrepancies between the payroll and enrollment systems.
   
   Additional Comments NOTE ON TELECOMMUTING: DCS employees may be approved for a maximum of 50% telecommuting, however, they are required to apply and obtain approval through management in accordance with DCS Telecommuting Program Guidelines.

   Copy this example

   

5. Post your job

   To find the right insurance examiner for your business, consider trying out a few different recruiting strategies:

   • Consider internal talent. One of the most important sources of talent for any company is its existing workforce.
   • Ask for referrals. Reach out to friends, family members, and current employees and ask if they know or have worked with insurance examiners they would recommend.
   • Recruit at local colleges. Attend job fairs at local colleges to recruit insurance examiners who meet your education requirements.
   • Social media platforms. LinkedIn, Facebook and Twitter now have more than 3.5 billion users, and you can use social media to reach potential job candidates.

   Post your job online:

   • Post your insurance examiner job on Zippia to find and recruit insurance examiner candidates who meet your exact specifications.
   • Use field-specific websites.
   • Post a job on free websites.

6. Interview candidates

   Recruiting insurance examiners requires you to bring your A-game to the interview process. The first interview should introduce the company and the role to the candidate as much as they present their background experience and reasons for applying for the job. During later interviews, you can go into more detail about the technical details of the job and ask behavioral questions to gauge how they'd fit into your current company culture.

   Remember to include a few questions that allow candidates to expand on their strengths in their own words. Asking about their unique skills might reveal things you'd miss otherwise. At this point, good candidates can move on to the technical interview.

   The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

7. Send a job offer and onboard your new insurance examiner

   Once you've selected the best insurance examiner candidate for the job, it's time to write an offer letter. In addition to salary, this letter should include details about the benefits and perks you offer the candidate. Ensuring that your offer is competitive is essential, as qualified candidates may be considering other job opportunities. The candidate may wish to negotiate the terms of the offer, and you should be open to discussion. After you reach an agreement, the final step is formalizing the agreement with a contract.

   It's also important to follow up with applicants who do not get the job with an email letting them know that the position is filled.

   To prepare for the new insurance examiner first day, you should share an onboarding schedule with them that covers their first period on the job. You should also quickly complete any necessary paperwork, such as employee action forms and onboarding documents like I-9, benefits enrollment, and federal and state tax forms. Finally, Human Resources must ensure a new employee file is created for internal record keeping.

8. Go through the hiring process checklist

   • Determine employee type (full-time, part-time, contractor, etc.)
   • Submit a job requisition form to the HR department
   • Define job responsibilities and requirements
   • Establish budget and timeline
   • Determine hiring decision makers for the role
   • Write job description
   • Post job on job boards, company website, etc.
   • Promote the job internally
   • Process applications through applicant tracking system
   • Review resumes and cover letters
   • Shortlist candidates for screening
   • Hold phone/virtual interview screening with first round of candidates
   • Conduct in-person interviews with top candidates from first round
   • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
   • Conduct background checks on top candidates
   • Check references of top candidates
   • Consult with HR and hiring decision makers on job offer specifics
   • Extend offer to top candidate(s)
   • Receive formal job offer acceptance and signed employment contract
   • Inform other candidates that the position has been filled
   • Set and communicate onboarding schedule to new hire(s)
   • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)

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How much does it cost to hire an insurance examiner?