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What is an insurance service representative and how to become one

Updated January 8, 2025
4 min read

An insurance service representative works for an insurance company to assist customers. They serve as the main point of contact, responding to inquiries and resolving issues related to policies, claims, and coverage. Insurance service representatives also process policy changes, renewals, and cancellations and ensure compliance. Their role requires excellent communication skills, attention to detail, and understanding of insurance products and services. Overall, they aim to provide exceptional customer service and build relationships with clients.

ScoreInsurance Service RepresentativeUS Average
Salary
3.2

Avg. Salary $40,960

Avg. Salary $59,228

Stability level
6.8

Growth rate 6%

Growth rate 0.3%

Diversity
5.6
Race

American Indian and Alaska Native 0.15%

Asian 4.91%

Black or African American 9.41%

Hispanic or Latino 16.13%

Unknown 3.56%

White 65.85%

Gender

female 74.36%

male 25.64%

Age - 46
Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 46
Stress level
6.8

Stress level is high

7.1 - high

Complexity level
8.9

Complexity level is advanced

7 - challenging

Work life balance
6.1

Work life balance is fair

6.4 - fair

What are the pros and cons of being an insurance service representative?

Pros

  • Job stability and security

  • Opportunities for advancement within the insurance industry

  • Good salary and benefits

  • Chance to work independently or as part of a team

  • Potential for flexible scheduling or remote work options

Cons

  • High-pressure work environment with strict deadlines and quotas

  • Long hours, including evenings and weekends

  • Sitting for extended periods of time at a desk or computer

  • Limited opportunities for creativity or innovation in the job

  • Limited career opportunities outside of the insurance industry

Insurance service representative career paths

Key steps to become an insurance service representative

  1. Explore insurance service representative education requirements

    Most common insurance service representative degrees

    Bachelor's

    43.3 %

    Associate

    24.7 %

    High School Diploma

    20.2 %
  2. Start to develop specific insurance service representative skills

    SkillsPercentages
    Customer Service26.75%
    Data Entry11.44%
    Life Insurance7.32%
    Insurance Products6.78%
    Inbound Calls5.02%
  3. Complete relevant insurance service representative training and internships

    Accountants spend an average of 6-12 months on post-employment, on-the-job training. New insurance service representatives learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as an insurance service representative based on U.S. Bureau of Labor Statistics data and data from real insurance service representative resumes.
  4. Obtain the necessary licensing

    Becoming an licensed insurance service representative usually doesn't require a college degree. However, you need to pass an exam to become a licensed insurance service representative in most of states. 38 states require insurance service representatives to have license for their work. You can see the list of states below.
    StateEducationExamLicense url
    Alabama--Licensed Insurance Producer
    ArkansasDegree requiredState exam requiredInsurance Sales Producer (Agent)
    ColoradoSpecific course requiredState exam requiredInsurance Agent
    ConnecticutSpecific course requiredState exam requiredProducer License, Individual
    Delaware-State exam requiredInsurance Agent
  5. Research insurance service representative duties and responsibilities

    • Cold-Cal to generate leads for individual life and disability insurance and annuities.
    • General resource to partnership on property and casualty matters, insurance policy contract review allowing partners to successfully negotiate litigation matters.
    • Prepare and defend numerous cases from inception to trial, settlement, arbitration, mediation and declaratory judgments.
    • Litigate heavy personal injury caseload from initial filing through trial or arbitration.
  6. Prepare your insurance service representative resume

    When your background is strong enough, you can start writing your insurance service representative resume.

    You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on an insurance service representative resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.

    Choose from 10+ customizable insurance service representative resume templates

    Build a professional insurance service representative resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your insurance service representative resume.
    Insurance Service Representative Resume
    Insurance Service Representative Resume
    Insurance Service Representative Resume
    Insurance Service Representative Resume
    Insurance Service Representative Resume
    Insurance Service Representative Resume
    Insurance Service Representative Resume
    Insurance Service Representative Resume
    Insurance Service Representative Resume
  7. Apply for insurance service representative jobs

    Now it's time to start searching for an insurance service representative job. Consider the tips below for a successful job search:

    1. Browse job boards for relevant postings
    2. Consult your professional network
    3. Reach out to companies you're interested in working for directly
    4. Watch out for job scams

How did you land your first insurance service representative job

Zippi

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Average insurance service representative salary

The average insurance service representative salary in the United States is $40,960 per year or $20 per hour. Insurance service representative salaries range between $30,000 and $55,000 per year.

Average insurance service representative salary
$40,960 Yearly
$19.69 hourly

What am I worth?

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How do insurance service representatives rate their job?

-/5

5 stars

4 stars

3 stars

2 stars

1 star

Insurance service representative reviews

profile
A zippia user wrote a review on Aug 2019
Pros

I like building relations with other companies, keeping customers satisfied and growing in all areas,


profile
A zippia user wrote a review on Jul 2019
Cons

Non caring employer's , standing on my feet all day, working weekends, low pay


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A zippia user wrote a review on May 2019
Cons

I don't like when the insurance companies give hard time and deny the claims even if it is a payable code.


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Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.