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Loan counselor vs mortgage loan counselor

The differences between loan counselors and mortgage loan counselors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 1-2 years to become both a loan counselor and a mortgage loan counselor. Additionally, a loan counselor has an average salary of $49,002, which is higher than the $45,635 average annual salary of a mortgage loan counselor.

The top three skills for a loan counselor include phone calls, payment arrangements and federal regulations. The most important skills for a mortgage loan counselor are customer service, FHA, and loan process.

Loan counselor vs mortgage loan counselor overview

Loan CounselorMortgage Loan Counselor
Yearly salary$49,002$45,635
Hourly rate$23.56$21.94
Growth rate4%-3%
Number of jobs35,92538,488
Job satisfaction--
Most common degreeBachelor's Degree, 49%Bachelor's Degree, 54%
Average age4545
Years of experience22

Loan counselor vs mortgage loan counselor salary

Loan counselors and mortgage loan counselors have different pay scales, as shown below.

Loan CounselorMortgage Loan Counselor
Average salary$49,002$45,635
Salary rangeBetween $37,000 And $63,000Between $35,000 And $57,000
Highest paying CityNew York, NY-
Highest paying stateNew York-
Best paying companyMortgage Inv. Group-
Best paying industryFinance-

Differences between loan counselor and mortgage loan counselor education

There are a few differences between a loan counselor and a mortgage loan counselor in terms of educational background:

Loan CounselorMortgage Loan Counselor
Most common degreeBachelor's Degree, 49%Bachelor's Degree, 54%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Loan counselor vs mortgage loan counselor demographics

Here are the differences between loan counselors' and mortgage loan counselors' demographics:

Loan CounselorMortgage Loan Counselor
Average age4545
Gender ratioMale, 37.1% Female, 62.9%Male, 39.6% Female, 60.4%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan counselor and mortgage loan counselor duties and responsibilities

Loan counselor example responsibilities.

  • Manage portfolio of GSE assets that are actively pursuing liquidation or retention options to cure default.
  • Experience in SBA underwriting that has produce SBA loan approval.
  • Perform account reviews to ensure associates perform logical progressions of collection efforts and maintain FDCPA guidelines.
  • Provide early delinquency counseling to CalHFA customers who have conventional or FHA type of loans.
  • Exercise servicing standards put in place by the FHA, VA, USDA and other private labels.
  • Resolve accounts using effective negotiating tools and appropriate system documentation in accordance with FDCPA and company's guidelines.
  • Show more

Mortgage loan counselor example responsibilities.

  • Innovate technical solutions, including development of complex macros within MSP, to automate work and reduce manual processes
  • Develop effective partnerships with non-profit organizations and community developments to improve origination of affordable housing loans for first time home buyers.
  • Help customers to bring their accounts current through negotiation and listening skills and programs that are available through Drivetime for assistance.

Loan counselor vs mortgage loan counselor skills

Common loan counselor skills
  • Phone Calls, 14%
  • Payment Arrangements, 12%
  • Federal Regulations, 8%
  • Outbound Collection Calls, 6%
  • Inbound Calls, 6%
  • FDCPA, 4%
Common mortgage loan counselor skills
  • Customer Service, 19%
  • FHA, 11%
  • Loan Process, 9%
  • Outbound Calls, 9%
  • Payment Arrangements, 8%
  • Loan Modifications, 4%

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