Consumer Loan Specialist - Sales Customer Service
Loan servicing specialist job in Tallmadge, OH
Overview & Responsibilities Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on! This position earns a competitive salary of $32,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long-term disability. If this sounds like the right opportunity in the financial services industry for you, apply today!
As a Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. The successful candidate will posses a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills.
ABOUT REPUBLIC FINANCE
We have helped our customers meet their personal finance goals for more than 70 years by providing a variety of consumer loans, flexible lending options, and incomparable customer service. We are proud to serve over 300,000 customers in more than 250 communities throughout the US, and we continue to expand into new states each year! Our Core Values are at the heart of everything we do with a focus on Our Team, Our Customers, and Our Performance. With a commitment to our customers, we identify lending options that fit each of their unique needs. Not only are we dedicated to serving our customers, but we are also dedicated to giving back to our communities. Company-wide, we participate in various philanthropic efforts such as volunteer opportunities, food drives and back to school drives as well as an annual fund raiser for St. Jude Children's Research Hospital.
Our growing company offers a bright future for our employees. We work to provide a clear career path and many growth opportunities for all of our team members. Our supportive culture is one where we all work together to continuously improve and reach our goals. We show our appreciation for our employees by offering great benefits and competitive pay and by rewarding performance.
Job responsibilities are as follows:
* Actively seeks opportunities to originate new loan business with new and existing customers.
* Evaluates customer needs to recommend the best consumer loan and voluntary product solutions.
* Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants.
* Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing.
* Takes ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans.
* Closes loans, assembles loan folders, and breaks down files as well as other miscellaneous tasks.
* Consistently meets or exceeds loan goals.
* Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio.
* Applies analytical skills to quickly and efficiently resolve any customer issues.
* Processes insurance claims, follow-ups and payments daily and maintains insurance log.
* Provides excellent customer care through daily transactions, customer inquiries and problem resolution.
* Answers incoming phone calls; checks branch's voicemail.
* Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance.
Requirements
* High school diploma or equivalent.
* Minimum of 1 year of sales experience (i.e., retail sales, goal-oriented or incentive based).
* Professional demeanor, positive attitude, strong communication and customer relations skills are a must.
* Ability to work in a high-performing, fast-paced, goal-oriented, team environment.
* Ability to successfully navigate priorities while paying close attention to details.
* Basic computer skills and familiarity with Windows & Microsoft Office.
* Ability to meet our acceptable standards for criminal background history, credit history and pass a pre-employment drug screen.
* Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state's department of insurance.
Benefits
We offer a competitive compensation and benefits package including:
* Health, Dental, & Vision Insurance
* 15 days of Paid Time Off (PTO) to start + 1 additional personal day
* 401k + employer match
* Company provided Life Insurance & Long Term Disability
* Employee Assistance Program - Confidential mental health support
Additional benefits with Republic Finance include:
* Access to LinkedIn Learning's library of 10,000+ professional development courses
* Employee of the Month Program
* Philanthropic support for multiple charities including an annual drive for St. Jude Children's Research Hospital
* Professional offices with a friendly team environment
* Monthly incentive bonus pay
* Internal promotions
Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.
Auto-ApplyCRA Loan Specialist
Loan servicing specialist job in Akron, OH
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for branch offices and outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Focuses on selling CRA products and services, targeting low to moderate-income individuals and areas, as well as non-profit organizations. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts).
+ Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
+ Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
+ Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
+ Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans.
+ Follow defined protocol for escalation of exceptions.
+ Take applicant applications by completing Fannie Mae form 1003 on the laptop.
+ Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS.
+ Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
+ Manage pipeline for all originated loans through closing and complete required management reports.
+ Communicate with applicants and/or referral sources by providing timely updates and progress reports.
+ Maintain high levels of customer service while managing each applicant*s and support staff*s expectations.
+ Attend and participate in all Consumer Lending meetings as required by management.
+ This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).
MINIMUM KNOWLEDGE AND SKILLS REQUIRED:
+ High school diploma or equivalent mandatory. Four-year college degree preferred.
+ Knowledge of conventional and/or government lending guidelines.
+ Knowledge of residential mortgage processing, underwriting, and closing procedures.
+ Knowledge of federal lending regulations governing real estate lending.
+ Must have at least two years of mortgage lending experience.
+ Must have an established book of local referral sources.
+ Must have at least $1 million in monthly mortgage sales.
+ Demonstrated organizational skills.
+ Strong written and verbal communications skills.
+ Demonstrated teamwork and customer service skills.
+ Proven computer skills.
+ Basic sales technique skills.
+ Strong desire to excel in a competitive environment.
+ This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
#LI - TM1
CRA Loan Specialist
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Akron, Ohio 44303
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Strongsville - Apparel Processor
Loan servicing specialist job in Strongsville, OH
Join us in making a meaningful impact in our community while fostering a positive and innovative work environment!
We are hiring full-time retail associates to sort, hang, and tag quality apparel and domestic donations, ensuring quality standards for soft-line departments. You will uphold customer service standards by greeting and thanking customers and donors, according to agency policies and procedures.
Key Responsibilities:
Stay knowledgeable of brand names, current and vintage items, fashion trends, and price points for apparel and domestic categories.
Sorts apparel into salable and salvage categories. Provides quality assurance by checking for tears, stains, wetness, smell, soiled, broken zippers, and missing buttons. Items must be flaw-free.
Hangs and tags quality donations quickly, according to agency standards, while meeting or exceeding individual production targets.
Always maintain the processing area in a neat and clean condition. The station should always be ready for the next shift.
Embodies DGR MODE Guiding Principles.
Other duties as assigned.
At Goodwill, we are committed to serving our community by delivering high-quality goods, fostering a supportive environment, and maintaining an inclusive and equitable workplace. Our mission is to act as stewards of donations and the environment while celebrating success and adapting to change.
Some of the great perks of working at Goodwill:
Bonus incentive plan
Generous paid time off
Retirement planning with company match
Employee Assistance Program
Employee discount
Employees who work full-time are also eligible for:
Medical, dental, & vision benefits at a fraction of the premium cost
Short-term and long-term disability insurance at no cost
Life insurance at no cost
Paid holidays
Goodwill is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.
Background check required.
Commercial /SBA Loan Specialist
Loan servicing specialist job in Brooklyn, OH
**Job Title : Commercial Loan Specialist (Comm Client Services - SBA)** **Duration: 6 months contract (with possible extension)** **Hours M-F 8am - 5pm ET. Once a month, a late shift of 11:00am-7:30pm is required.**
**Training: 100% on-site for the first 6 weeks Possibly could be Hybrid afterwards**
**Top Things Looking for in Candidate**
+ _Bachelor's degree in finance, business, or a related field._
+ _Experience in commercial lending, preferably with a focus on SBA loans._
+ _Knowledge of SBA loan programs, including 7(a) and 504._
+ _Strong interpersonal skills and ability to build rapport with clients._
+ _Detail-oriented and organized._
+ _Ensure compliance with SBA regulations and internal policies._
**Job Description:**
**Position Summary**
The Lead Specialist, an integral part of a high-performing team, is responsible for commercial client support functions through telephone or written requests, the timely processing of commercial monetary transactions, and scheduled and non-scheduled loan maintenance. Our team is dedicated to supporting the growth and servicing of the commercial portfolio, while providing stellar customer service to internal and external customers alike. Under some supervision, the Lead Specialist is primarily focused on execution of basic to moderate processing work following defined procedures with some expansion to complex issues based on development. The Lead Specialist is also responsible for moderate operational and/or administrative work requiring occasional decision-making and will escalate issues as needed. Individuals in this position should have a basic to moderate understanding of commercial loans and commercial loan servicing.
**Overview of Primary Functions**
+ Administers moderate procedures, analysis, tasks and reporting for filing, recording, processing, servicing, recording, and/or organization of documentation associated with a product or process ·
+ Reviews and ensures proper documentation or procedures are used for complex activities and also checks the work of less experienced employees
+ Identifies and resolves moderate issues by following established guidelines. Refers more complex problems to Senior Specialist or supervisor.
+ May provide service in relation billing inquiries, service requests, suggestions and complaints from customers
+ Uses independent thought to recommend and implement programs to solve complex issues, contributes to work flow or process change and redesign, and forms a strong understanding of the specific product or process
+ Research requests to a logical conclusion and execute remedial action. Communicate to the requester the results of research and resolution of the problem effectively and timely.
+ Other duties as assigned, including performance of special tasks and follow up for accurate and timely completion of transactions
**Day-to-Day Tasks Include**
+ Perform accurate and timely monetary processing as indicated. This includes the processing of Dollar Transaction Forms and Loan Initial Funding Requests via the Centralized Funding process
+ Balance general ledger entries via Automated Posting Application (APA) to minimize account outages and work with the Accounting department to correct discrepancies in a timely manner.
+ Post DDA entries via APA to Hogan system, send out cashier checks and process outgoing wires as needed based on service requests
+ Process requests received via departmental Quest, databases and internal proprietary system including Fee Waiver requests and changes to indicative account information. This would also include transactions such as reapplication of payments, research of missing or misapplied payments, and producing payment history statements
+ Perform maintenance transactions on CLS including, but not limited to, setting up borrowing base ticklers, Advance Paydown ticklers and other monetary and indicative system changes.
+ Careful and timely review and action of various reports to alleviate potential customer impact issues and to ensure system integrity
**Education, Experience, & Differentiating Skills:**
+ High School Diploma or equivalent work experience required. Bachelors degree in Finance or Accounting preferred
+ 2+ years of experience and a strong knowledge of commercial loan servicing
+ Demonstrates solid understanding of accounting principles
+ Familiarity with systems such as CLS/CL3 and LoanIQ (Experience not mandatory)
+ Proven excellent verbal/written communication and interpersonal skills
+ Excellent judgement and decision making skills, demonstrated leadership skills
+ Strong analytical, research, and problem resolution skills
+ Comfortable navigating multiple computer systems and applications to utilize resources to draw conclusions & solve complex challenges
+ Moderate knowledge of banking policies, procedures, government regulations
+ Ability to perform complex scheduled and non-scheduled maintenance functions
+ Excellent internal and external customer service skills and proven ability to diffuse difficult customer situations independently
**About US Tech Solutions:**
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit *********************** (********************************** .
US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Registration/Disclosure Processor
Loan servicing specialist job in Independence, OH
The Registration/Disclosure Desk Processor is responsible to monitor the overall registration/disclosure process from start to finish, while also providing accurate and appropriate disclosures to customers within the allotted amount of time while ensuring Northwest policies and procedures and Regulatory requirements are met.
Essential Functions
* Ensure compliance with Northwest policies and procedures, Federal/State regulations, Government Sponsored Entities (GSEs), Agencies (FHA; VA; USDA), third party investors, and vendors
* Maximize all technology tools available
* Ensure total data/document integrity
* Monitor Optimal Blue or Pricing Automation for lock requests
* Confirm or Send eConsent for all registered loans once loan is available for disclosure
* Monitor Encompass pipelines for all mortgage channels for timely disclosure preparation and delivery to borrowers, and to ensure compliance and avoid monetary implications
* Ensure delivery of disclosures for those borrowers who do not agree to electronically receive loan documents; using mail service approved by Northwest to ensure delivery within the required timeframe
* Retrieve documents once eConsent/eDisclosures have been electronically signed and returned, as applicable
* Order flood zone determinations and deliver required disclosures as needed.
* Process change of circumstance requests and re-disclosures
* Input NCDD information and upload forms, as applicable
* Avoid departmental non-payroll costs by disclosing accurate costs on all Loan Estimates
* Recommend improvements to procedures, and service/delivery enhancements
* Monitor GFE and APR Variances pipeline and work with team to avoid unnecessary costs
* Submit appraisals to underwriting for review and deliver to borrower(s), as applicable
* Ensure compliance with Northwest's policies and procedures, and Federal/State regulations
* Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
* Work as part of a team
* Work with on-site equipment
Qualifications
* High School Diploma or equivalent required
* Associate's or Bachelor's Degree preferred
* 2 - 6 years experience in the Mortgage Industry or Real Estate field preferred
* 2 - 6 years customer service experience and administrative experience preferred
* Knowledge of Regulatory Guidelines, proven organizational skills and a team player
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Auto-ApplyCommercial Loan Documentation Specialist
Loan servicing specialist job in Canfield, OH
SUMMARY: To assist in all phases of the Commercial Loan Department, to include support for all Commercial Lenders, Special Accounts Manager, Portfolio Managers and branches.
ESSENTIAL DUTIES and RESPONSIBILITIES
Prepare and input commercial loan documents to include commercial C&I loans, commercial real estate, construction loans, ABC lines of credits, standby letters of credits, modifications and renewals to represent the structure of the approval.
Review loan documents for accuracy and compliance of bank policies in order to meet all lien perfection requirements, policy requirements, financial and non financial conditions and any regulatory requirements pertaining to the loan.
Review all outside supporting documentation including but not limited to Articles of Incorporation, By Laws, Trust Agreements, Operating Agreements, Searches, Appraisals, Insurance Policies and Flood Certifications to ensure compliance with loan approval.
Research governmental and public records to assess borrowing entity, guidelines for lien perfection, purchase money notifications and authorizations of signers associated with LLC, LLP and Trust.
Review executed loan documents for accuracy, forward documents for recording, follow-up for filing information and prepare disbursements.
Accurately record and file liens, titles and UCC Statements
Accurately process paid-off commercial loans, release appropriate liens and disburse final documents to the clients
Organize loan files; make required copies and forward file to Loan Servicing for set-up on the core system.
Request files from the vault in order to process loan documents.
Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations.
Complete other duties as assigned
Regular, predictable attendance is an essential requirement of this position
EDUCATION and/or EXPERIENCE:
High School diploma or General Education Degree (GED)
Minimum of three (3) years commercial loan related experience; title company experience preferred
Knowledge of loan documentation systems (e.g. Laser Pro) a plus
Ability to prioritize and multi task
Strong attention to detail and effective time management are required
Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
Ability to clearly and effectively communicate both verbally and in writing
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
Processor
Loan servicing specialist job in Independence, OH
Nations Lending Corporation™ is one of the fastest-growing mortgage lenders in the US. We're headquartered in the Cleveland, Ohio area and licensed to lend in all 50 states. With more than 90 branches, we employ more than 1,000 talented people.
We empower our employees to pursue their career goals by supporting their unique and creative ideas while making our mission of "home loans. made human.™" an integral part of our company culture. We want you to Join The Nation!
The Processor will verify and process information for mortgage loan approval by reviewing a loan application file and submitting the completed file for settlement.
Essential Functions:
Verifies, compiles, and types application information for mortgage loans: Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment.
Recommends that loans not meeting standards be denied.
Calls or writes credit bureau and employer to verify accuracy of information.
Prepares loan application forms, using computer.
Calls specified companies to obtain property abstract, survey, and appraisal.
Informs supervisor of discrepancies in title or survey.
Submits mortgage loan application file for underwriting approval.
Types and mails approval and denial letters to applicants.
Submits approved mortgage loan file to mortgage loan closer for settlement.
Records data on status of loans, including number of new applications and loans approved, canceled, or denied, using computer.
Qualifications and Education Requirements:
High school diploma required.
Basic PC knowledge and skills, basic math ability, basic accounting and bookkeeping skills.
Must be detail oriented and possess solid organizational and time management skills.
Must be able to work independently and handle multiple priorities under pressure of deadline and time restraints.
Promotes teamwork within the department and other departments
Preferred Skills:
Ability to execute in a fast paced, high demand, environment while balancing multiple priorities.
Ability to work flexible hours - some nights and weekend hours are required.
Nations Lending expressly prohibits any form of discrimination or unlawful harassment based on race, color, religion, gender, national origin, age, genetic information, disability, veteran status, sex (including marital status, family status, pregnancy, sexual orientation, gender identity or gender expression). Improper interference with the ability of Nations Lending employees to perform their expected job duties is absolutely not tolerated. Nations Lending expressly prohibits any form of retaliation against individuals who raise any concerns regarding equal employment opportunities with the Company.
Auto-ApplyMortgage Loan Administrator - Chapel Hill Branch (Cuyahoga Falls, OH)
Loan servicing specialist job in Cuyahoga Falls, OH
Third Federal is a leading lender of conventional home mortgages lending in 27 states, plus the District of Columbia, with retail branch offices in Ohio and Florida. Our mission is to help people achieve the dream of home ownership and financial security while creating value for our customers, our communities, our associates, and our stockholders. Our value system of love (concern for others), trust, respect, a commitment to excellence, and fun is at the heart of our commitment to our mission, and just as importantly, to our company culture. Through this, we help people find the loan or savings product that makes sense for them.
At Third Federal, you will find strength and stability in your career. In our nearly 90-year history, we have never had layoffs, and have one of the lowest annual turnover rates at 6% (versus an industry average of nearly 19%). We have been certified as a 'Great Place to Work' multiple times in the last decade alone, and have been recognized with several additional workplace awards and recognitions. Because Third Federal associates are the foundation of our success, we take a genuine interest in each of them - from their professional development to their health and wellness.
Role Summary
We are looking for an experienced loan administrator to join our team at our Chapel Hill Branch (490 Howe Avenue, Cuyahoga Falls, OH 44221). Our ideal candidate thrives in a team environment and has a passion for helping people. This is a full time, onsite position. Success in this role is not measured with high-pressure sales goals or quotas. Instead, we focus on creating meaningful connections and handling each customer like a valued member of our family. Our ideal candidate will thrive in a collaborative, team-based environment and embody our values of love, trust, respect, commitment to excellence, and fun. We provide a comprehensive training program to set you up for success from the very beginning.
Responsibilities
* Take equity line/loan and/or mortgage applications
* Carry a pipeline of loans application through closing
* Open depository accounts (checkings, savings, certificate of deposit, IRAs)
* Assist customers with banking transactions on the platform, in the teller area, and/or over the phone
* Ability to work in all areas of the branch
Requirements
* High school graduate or equivalent
* 2 years of recent experience managing a pipeline of equity and/or mortgage loans
* Outstanding customer service skills
* Professional grammar and demeanor
* Positive, proactive, and friendly interpersonal skills
* Retail bank teller experience preferred
Third Federal Perks & Benefits
* Competitive compensation packages
* Medical, dental, vision, and more
* 401k match
* 11 Bank Holidays + vacation/sick time
* Stock Ownership Allocation
* Exceptional culture and value system
* Strong work/life balance
* Growth opportunities
* Mortgage Discount Program
* Education Reimbursement Program
Our anticipated pay range for this position is $20.00 - $26.00 per hour. At Third Federal, we're committed to transparency throughout the hiring process. The pay range listed is based on relevant market data, role responsibilities, and skills required for the position. Individual pay will be thoughtfully determined by a candidate's qualifications, experience, and other relevant factors.
Third Federal is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, religion, sex, national origin, gender identification or sexual orientation, disability, protected veteran status or any other classification protected under law.
Loan Documentation Specialist
Loan servicing specialist job in Millersburg, OH
The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.T his is a full-time, on-site position at our Operations Center, located in Millersburg, Ohio or at a Banking Center, once successfully trained. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
Summary: Documentation and compiling of loan closing packages and to perform a variety of administrative, secretarial, and clerical duties.
Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Loan Documentation and Processing
Create loan documents for mortgage, consumer, or commercial requests
Prepare denial documents for commercial loan applications
Produce supporting documents such as modification agreements, change in terms agreements, and checks
Maintain a working knowledge of regulatory requirements surrounding loan documentation.
Prepare accurate disclosures as required.
File Review and Quality Control
Read, interpret, and apply information from loan applications and documents
Verify loan files and supporting documentation for completeness and accuracy
Review of loan documents for quality and regulatory compliance
Establish or assist in maintaining accurate loan files
Administrative and Technical Support
Disburse construction loan lien waivers, checks, or line of credit advances
Handle confidential departmental records
Serve as administrator or backup for loan-related software or third-party programs as assigned
Assist with departmental projects and initiatives
Contribute to creating and updating written policies and procedures
Communication and Organizational Alignment
Communicate clearly and effectively, both verbally and in writing
Demonstrate commitment to CSB's vision, mission, and core values
Education: A high school diploma or General Education Degree (GED) is required. A minimum of one year of related work experience; or equivalent combination of education and experience.
Summary of Employee Benefits:
Competitive base wage
Incentive compensation and profit sharing
Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply)
Paid time off for vacation, illness, bereavement, and jury duty
401(k) with an employer match and on-site advisers
Employee Assistant Program (EAP) with free access to mental health resources
Comprehensive wellness program with financial incentives to promote a healthy lifestyle
Training and professional development opportunities to help you reach your long-term goals
Paid holidays available immediately upon hire
Volunteerism opportunities to give back to our local communities
The Commercial & Savings Bank is an Equal Opportunity Employer.
Auto-ApplyLoan Documentation Specialist
Loan servicing specialist job in Millersburg, OH
The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.T his is a full-time, on-site position at our Operations Center, located in Millersburg, Ohio or at a Banking Center, once successfully trained. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
Summary: Documentation and compiling of loan closing packages and to perform a variety of administrative, secretarial, and clerical duties.
Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Loan Documentation and Processing
Create loan documents for mortgage, consumer, or commercial requests
Prepare denial documents for commercial loan applications
Produce supporting documents such as modification agreements, change in terms agreements, and checks
Maintain a working knowledge of regulatory requirements surrounding loan documentation.
Prepare accurate disclosures as required.
File Review and Quality Control
Read, interpret, and apply information from loan applications and documents
Verify loan files and supporting documentation for completeness and accuracy
Review of loan documents for quality and regulatory compliance
Establish or assist in maintaining accurate loan files
Administrative and Technical Support
Disburse construction loan lien waivers, checks, or line of credit advances
Handle confidential departmental records
Serve as administrator or backup for loan-related software or third-party programs as assigned
Assist with departmental projects and initiatives
Contribute to creating and updating written policies and procedures
Communication and Organizational Alignment
Communicate clearly and effectively, both verbally and in writing
Demonstrate commitment to CSB's vision, mission, and core values
Education: A high school diploma or General Education Degree (GED) is required. A minimum of one year of related work experience; or equivalent combination of education and experience.
Summary of Employee Benefits:
Competitive base wage
Incentive compensation and profit sharing
Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply)
Paid time off for vacation, illness, bereavement, and jury duty
401(k) with an employer match and on-site advisers
Employee Assistant Program (EAP) with free access to mental health resources
Comprehensive wellness program with financial incentives to promote a healthy lifestyle
Training and professional development opportunities to help you reach your long-term goals
Paid holidays available immediately upon hire
Volunteerism opportunities to give back to our local communities
The Commercial & Savings Bank is an Equal Opportunity Employer.
Auto-ApplyCommercial Loan Processor
Loan servicing specialist job in Canfield, OH
Welcome to Main Street Bank! We are seeking a highly organized, detail-oriented, and communication adept Commercial Loan Documentation Specialist to join our Loan Production Office in Canfield, OH. Main Street Bank offers competitive pay, generous time off, amazing teammates, and the security and pride of working for a growing community bank. Looking to be a part of a true local bank - with deep roots and an unwavering commitment to serving local communities, customers, and businesses? Then this might be the right opportunity to join us! A full job description is below! Apply today - and let's start the conversation!
Position Summary:
The Commercial Loan Processor is responsible for managing and preparing all required documentation related to commercial loan transactions. This role ensures that loan files are complete, accurate, and compliant with internal policies and regulatory requirements. The Documentation Specialist works closely with loan originators, underwriters, and processing teams to facilitate smooth loan closings and to support the overall commercial lending process.
Essential Duties and Responsibilities:
Document Preparation & Review
* Prepare, review, and organize all documentation for commercial loan transactions, including loan agreements, collateral documents, and closing statements.
* Verify that all required documents are complete, accurate, and meet investor guidelines and regulatory standards.
* Ensure timely collection of documents from borrowers, legal counsel, and third-party vendors.
Compliance & Quality Assurance
* Ensure that all commercial loan documentation adheres to internal policies, industry standards, and regulatory requirements.
* Conduct regular quality checks on loan files to identify and correct discrepancies.
* Maintain up-to-date knowledge of legal and regulatory changes affecting commercial loan documentation and update processes accordingly.
Collaboration & Communication
* Work closely with loan originators, underwriters, processors, and legal teams to gather necessary documentation and resolve issues.
* Serve as a liaison between internal stakeholders and external parties (e.g., attorneys, title companies, appraisers) to ensure smooth documentation flow.
* Provide clear communication and updates on documentation status to management and team members.
Recordkeeping & Reporting
* Organize and maintain electronic and physical files for all commercial loan transactions, ensuring secure and easily retrievable records.
* Prepare regular reports on documentation progress, quality, and compliance metrics for senior management review.
* Assist in audits and regulatory examinations by providing accurate and comprehensive documentation records.
Process Improvement
* Identify opportunities to streamline documentation processes and improve turnaround times.
* Assist in the development and implementation of best practices, standard operating procedures, and technology solutions to enhance efficiency.
* Participate in ongoing training and professional development to stay current with industry trends and regulatory requirements.
Supervisory Responsibilities:
☐ Yes ☒ No
Work Experience Qualifications:
Minimum of 3 years of experience in commercial loan documentation, loan processing, or a similar role within a banking or financial services environment. Experience working with commercial loan products, legal documentation, and regulatory compliance is highly desirable.
Preferred Skills and Qualifications:
* Strong attention to detail and excellent organizational skills.
* In-depth understanding of commercial lending documentation requirements, including legal and regulatory standards.
* Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams.
* Proficiency in Microsoft Office Suite and familiarity with loan processing and document management software.
* Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
* Demonstrated problem-solving skills and the ability to work independently.
Education Requirements:
Associate's or bachelor's degree in business, finance, legal studies, or a related field is preferred.
Licensing or Certification Requirements:
NMLS preferred.
Work Environment / Physical Demands:
Being able to sit or stand for long periods of time and being able to effectively communicate with others. Reasonable accommodations can be made if needed.
Mortgage Post Closer
Loan servicing specialist job in Minerva, OH
The post closer is responsible to accurately prepare loans for delivery to investors and/or servicers, track and clear file exceptions, and ensure that all loans are closed in conformance with underwriting/ compliance guidelines.
Review signed documents for errors
Upload and break out documents in Loan Origination System (LOS) and assigning conditions
Register MERS and/or MI and paying FHA/VA fee
Ship collateral to investors
Create and upload shipping packages to investors for secondary market loans
Create and upload shipping packages to EFolder for portfolio loans
Register tax service for portfolio loans and creating physical folder
Send payments to appraisers
Process application deposits
Send funding wires
Handle all post-closing investor conditions required to purchase note
Transfer MERS and MI when secondary market loan is purchased
Send goodbye, insurance and/or property tax letters
Handle follow up and collection of recorded mortgages and final title policies for all loan types within 120 days of closing
Monitor tracking reports for funding and suspense items and escalate where needed
Provide excellent customer service to both internal and external customers
Requirements
· Well developed communication skills
· Strong attention to detail
· Reading and proofreading skills
· Excellent time management and organization skills
· Able to exercise appropriate judgment and seek/involve management when necessary
· Ability to accept management instruction and execute tasks while under pressure
· Strong customer service orientation
· Proficient computer skills with an emphasis on Microsoft Office Suite
· Experience working in a team-oriented, collaborative environment
Loan Processor
Loan servicing specialist job in Uniontown, OH
Job Title: Mortgage Loan Processor
United Trust Bank is committed to taking care of our customers financial needs and providing solutions that are tailored to those needs. We are devoted to exceptional service helping our neighbors, local community, and those nationwide. UTB has a wonderful opportunity for highly motivated and skilled individuals to join our mortgage team. Additional information about United Trust Bank may be found at ************************
We have an immediate need for a Mortgage Loan Processor. This role does not require previous mortgage experience and is a full-time with benefits role.
What's in it for you?:
Competitive compensation package with industry leading commission rates
Benefits include:
Medical, Dental, Vision, Life, long and short term disability insurance
401k Match
Basic Function:
The Mortgage Loan Processor is responsible for proactively managing a pipeline of loan submissions to underwriting on behalf of the retail branches of the Mortgage Division. This includes working with Sales Managers and Loan Processors to facilitate the approval and closing of quality loans.
Hourly rate $19.00 - $21.00 additional amount per loan (hourly + commission/bonus).
Position is Hybrid/remote - office location, Uniontown, Ohio
Activities Required:
Act as liaison between Branch personnel and Underwriting Department.
Manage pipeline of conventional, government and/or portfolio loans.
Maintain knowledge of UTB and Investor product guidelines.
Ensure all loan submissions are in compliance with state and federal regulations. Report any non-compliant loan submissions to the Director of Operations.
Handles escalated problems and issues requiring a senior level knowledge of residential mortgage loan processing.
Takes on a senior role for the Branch processing team and assists in training for new hires.
Actively participate in ongoing efforts to continually improve customer service for internal and external customers.
Maintain knowledge of UTB's policies and procedures.
Key Responsibilities:
Assist Branch personnel with questions concerning the processing and submission of loan files.
Ensure all loans submitted to Underwriting are complete and documentation in file is consistent.
Validate automated underwriting decision.
Serve as an intermediary for loan issues with Loan Originators, Processors and Underwriting.
Evaluate loan documentation and clear conditions as per delegated authority
Immediately forward all Critical conditions to Underwriter upon receipt (i.e. Appraisal, Title, Income Docs, etc.).
Maintain high level of customer service by being proactive in communicating with the processors and loan originators.
Other duties as requested by Director of Operations.
Employee is responsible for complying with the Bank's BSA/AML and OFAC Compliance and Consumer Compliance policies and procedures relevant to their responsibilities. If the employee is not certain of what the specific instance calls for, the employee will consult the respective policy and will contact their manager, BSA Officer and/or the Corporate Compliance Officer with additional questions.
Key Performance Factors:
Close a minimum of 50 loans per month.
Required Experience /Knowledge/Education/Training:
Knowledge of FNMA, FHA, & VA underwriting guidelines.
Knowledge of processing and underwriting procedures.
Computer proficiency in MS Office and desktop applications.
Minimum of 3 years of mortgage processing in a in a fast-paced retail or wholesale environment.
Must have proven experience in a fast-paced, service-oriented mortgage banking environment.
Essential Traits:
Demonstrated teamwork, customer service and follow-up skills.
Ability to multi-task and operate in a high-volume, fast-paced environment.
Strong written and verbal communication skills.
Demonstrated organizational skills.
United Trust Bank is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will be considered for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status or marital status. We are an E-Verify employer.
Auto-ApplyPost Closer
Loan servicing specialist job in Strongsville, OH
Job Details Strongsville OH - Strongsville, OH Full Time Post ClosingDescription
The post closer is responsible to accurately prepare loans for delivery to investors and/or servicers, track and clear file exceptions, and ensure that all loans are closed in conformance with underwriting/ compliance guidelines.
At UHM, we understand diversity comes in many different forms. It's our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!
DUTIES & RESPONSIBILITIES
Timely upload of closing packages for audit and review by Investor for purchase
Review all mortgage loans for compliance by following QC checklist
Work with investors, UHM Partners, and title companies to obtain documentation required for loan purchase
Following up on document requests made or investor suspense requests to achieve loan purchase
Monitor tracking reports for funding and suspense items and escalate where needed
Provide excellent customer service to both internal and external customers
Keep up on post purchase and final doc requests
Qualifications
EDUCATION & EXPERIENCE
High school diploma or equivalent
At least 1 year of office experience a plus
SKILLS REQUIRED
Experience with FHA, VA, USDA, conventional and Investor programs
Ability to work effectively in a team, as well as independently
Detail- oriented and thorough
Excellent time management skills
Strong written and verbal communication skills
Desire to work in a fast-paced environment
Proficient in Microsoft Office and Excel
This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Jr. Loan Officer
Loan servicing specialist job in Broadview Heights, OH
Get paid commissions while you learn! Inside Loan Agents receive 100% inbound calls from NAF generated leads, the same leads as the Sr LO's. We also supply the best ongoing training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including:
Industry leading Comp Plan with super low online rates and fees.
1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you.
The latest and greatest CRM and LOS systems.
NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone
Texting ability from our CRM, as well as mass voice mails to reach a group.
We service our own loans, your picture and contact info stay on their mortgage coupon.
All your funded clients are yours to keep, you get the refinances and referrals for higher comp
Location: Broadview Heights, OH
Salary: $15/hr + bps + full time benefits including 401k, paid holidays, and paid vacation
Responsibilities
Duties and Responsibilities:
Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
Perform lock extensions, pipeline management, appraisal orders among other daily duties
Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
Accept multiple live, qualified inbound leads daily.
Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
Collect and analyze customers documentation for submission to underwriters for pre-qualification of purchase clients
Structure and price loans accurately.
Other duties may be assigned.
Qualifications
Desired Competencies:
Some experience and current product knowledge of FHA, VA, Conventional and other loan programs.
Demonstrate working knowledge and skills to learn federal and state guidelines, rules and regulations such as TRID.
Excellent written and oral communication skills.
Desired Education/Experience:
Current working knowledge of mortgage loan process.
0-2 years' experience as a Loan Processor, Jr. Processor, Loan Setup Clerk, Loan Officer Assistant, Sales, or equivalent. Proficient with Encompass, or other paperless mortgage loan origination systems.
NMLS licensing preferred, but not required in some branches.
High School Diploma or equivalent.
Other Duties: This job may require frequent sitting or standing for long periods of time. This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]
#LI-DS1
Auto-ApplyCRA Loan Specialist
Loan servicing specialist job in Akron, OH
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Performs a wide range of duties relating to the origination of residential 1st mortgage loans for branch offices and outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Focuses on selling CRA products and services, targeting low to moderate-income individuals and areas, as well as non-profit organizations. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts).
Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans.
Follow defined protocol for escalation of exceptions.
Take applicant applications by completing Fannie Mae form 1003 on the laptop.
Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS.
Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
Manage pipeline for all originated loans through closing and complete required management reports.
Communicate with applicants and/or referral sources by providing timely updates and progress reports.
Maintain high levels of customer service while managing each applicant*s and support staff*s expectations.
Attend and participate in all Consumer Lending meetings as required by management.
This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).
MINIMUM KNOWLEDGE AND SKILLS REQUIRED:
High school diploma or equivalent mandatory. Four-year college degree preferred.
Knowledge of conventional and/or government lending guidelines.
Knowledge of residential mortgage processing, underwriting, and closing procedures.
Knowledge of federal lending regulations governing real estate lending.
Must have at least two years of mortgage lending experience.
Must have an established book of local referral sources.
Must have at least $1 million in monthly mortgage sales.
Demonstrated organizational skills.
Strong written and verbal communications skills.
Demonstrated teamwork and customer service skills.
Proven computer skills.
Basic sales technique skills.
Strong desire to excel in a competitive environment.
This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
#LI - TM1
CRA Loan Specialist
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Akron, Ohio 44303
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Auto-ApplySnow - Apparel Processor
Loan servicing specialist job in Brook Park, OH
Join Goodwill in making a meaningful impact in Brook Park, Ohio!
At Goodwill, we are dedicated to serving our community by providing high-quality goods, cultivating a supportive environment, and promoting an inclusive and equitable workplace. Our mission is to act as stewards of donations and the environment while celebrating success and adapting to change.
We are hiring retail associates to sort, hang, and tag quality apparel and domestic donations, ensuring quality standards for soft-line departments. You will uphold customer service standards by greeting and thanking customers and donors in accordance with agency policies and procedures.
Key Responsibilities:
Stay knowledgeable of brand names, current and vintage items, fashion trends, and price points for apparel and domestic categories.
Sorts apparel into salable and salvage categories. Provides quality assurance by checking for tears, stains, wetness, smell, soiled, broken zippers, and missing buttons. Items must be flaw-free.
Hangs and tags quality donations quickly, according to agency standards, while meeting or exceeding individual production targets.
Always maintain the processing area in a neat and clean condition. The station should always be ready for the next shift.
Embodies DGR MODE Guiding Principles.
Other duties as assigned.
At Goodwill, we are committed to serving our community by delivering high-quality goods, fostering a supportive environment, and maintaining an inclusive and equitable workplace. Our mission is to act as stewards of donations and the environment while celebrating success and adapting to change.
Some of the great perks of working at Goodwill:
Bonus incentive plan
Generous paid time off
Retirement planning with company match
Employee Assistance Program
Employee discount
Employees who work full-time are also eligible for:
Medical, dental, & vision benefits at a fraction of the premium cost
Short-term and long-term disability insurance at no cost
Life insurance at no cost
Paid holidays
Goodwill is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.
Background check required.
Commercial / SBA Loan Specialist
Loan servicing specialist job in Brooklyn, OH
The Lead Specialist, an integral part of a high-performing team, is responsible for commercial client support functions through telephone or written requests, the timely processing of commercial monetary transactions, and scheduled and non-scheduled loan maintenance. Our team is dedicated to supporting the growth and servicing of the commercial portfolio, while providing stellar customer service to internal and external customers alike. Under some supervision, the Lead Specialist is primarily focused on execution of basic to moderate processing work following defined procedures with some expansion to complex issues based on development. The Lead Specialist is also responsible for moderate operational and/or administrative work requiring occasional decision-making and will escalate issues as needed. Individuals in this position should have a basic to moderate understanding of commercial loans and commercial loan servicing.
**Overview of Primary Functions**
+ Administers moderate procedures, analysis, tasks and reporting for filing, recording, processing, servicing, recording, and/or organization of documentation associated with a product or process ·
+ Reviews and ensures proper documentation or procedures are used for complex activities and also checks the work of less experienced employees
+ Identifies and resolves moderate issues by following established guidelines. Refers more complex problems to Senior Specialist or supervisor.
+ May provide service in relation billing inquiries, service requests, suggestions and complaints from customers
+ Uses independent thought to recommend and implement programs to solve complex issues, contributes to work flow or process change and redesign, and forms a strong understanding of the specific product or process
+ Research requests to a logical conclusion and execute remedial action. Communicate to the requester the results of research and resolution of the problem effectively and timely.
+ Other duties as assigned, including performance of special tasks and follow up for accurate and timely completion of transactions
**Day-to-Day Tasks Include**
+ Perform accurate and timely monetary processing as indicated. This includes the processing of Dollar Transaction Forms and Loan Initial Funding Requests via the Centralized Funding process
+ Balance general ledger entries via Automated Posting Application (APA) to minimize account outages and work with the Accounting department to correct discrepancies in a timely manner.
+ Post DDA entries via APA to Hogan system, send out cashier checks and process outgoing wires as needed based on service requests
+ Process requests received via departmental Quest, databases and internal proprietary system including Fee Waiver requests and changes to indicative account information. This would also include transactions such as reapplication of payments, research of missing or misapplied payments, and producing payment history statements
+ Perform maintenance transactions on CLS including, but not limited to, setting up borrowing base ticklers, Advance Paydown ticklers and other monetary and indicative system changes.
+ Careful and timely review and action of various reports to alleviate potential customer impact issues and to ensure system integrity
**Education, Experience, & Differentiating Skills:**
+ High School Diploma or equivalent work experience required. Bachelors degree in Finance or Accounting preferred
+ 2+ years of experience and a strong knowledge of commercial loan servicing
+ Demonstrates solid understanding of accounting principles
+ Familiarity with systems such as CLS/CL3 and LoanIQ (Experience not mandatory)
+ Proven excellent verbal/written communication and interpersonal skills
+ Excellent judgement and decision making skills, demonstrated leadership skills
+ Strong analytical, research, and problem resolution skills
+ Comfortable navigating multiple computer systems and applications to utilize resources to draw conclusions & solve complex challenges
+ Moderate knowledge of banking policies, procedures, government regulations
+ Ability to perform complex scheduled and non-scheduled maintenance functions
+ Excellent internal and external customer service skills and proven ability to diffuse difficult customer situations independently
**Top Things looking for In Candidate**
+ Reconcile General Ledgers · Research credits and debits · Ability to research GL outages in commercial loan systems · Accounting Degree · Proficient in Microsoft Excel · Previous commercial loan services experience · Self-starter · Work with limited supervision
**About US Tech Solutions:**
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit *********************** (********************************** .
US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Mortgage Post Closer
Loan servicing specialist job in Minerva, OH
The post closer is responsible to accurately prepare loans for delivery to investors and/or servicers, track and clear file exceptions, and ensure that all loans are closed in conformance with underwriting/ compliance guidelines. * Review signed documents for errors
* Upload and break out documents in Loan Origination System (LOS) and assigning conditions
* Register MERS and/or MI and paying FHA/VA fee
* Ship collateral to investors
* Create and upload shipping packages to investors for secondary market loans
* Create and upload shipping packages to EFolder for portfolio loans
* Register tax service for portfolio loans and creating physical folder
* Send payments to appraisers
* Process application deposits
* Send funding wires
* Handle all post-closing investor conditions required to purchase note
* Transfer MERS and MI when secondary market loan is purchased
* Send goodbye, insurance and/or property tax letters
* Handle follow up and collection of recorded mortgages and final title policies for all loan types within 120 days of closing
* Monitor tracking reports for funding and suspense items and escalate where needed
* Provide excellent customer service to both internal and external customers
Requirements
* Well developed communication skills
* Strong attention to detail
* Reading and proofreading skills
* Excellent time management and organization skills
* Able to exercise appropriate judgment and seek/involve management when necessary
* Ability to accept management instruction and execute tasks while under pressure
* Strong customer service orientation
* Proficient computer skills with an emphasis on Microsoft Office Suite
* Experience working in a team-oriented, collaborative environment
Mortgage Loan Administrator - Twinsburg, OH Branch
Loan servicing specialist job in Twinsburg, OH
Third Federal is a leading lender of conventional home mortgages lending in 27 states, plus the District of Columbia, with retail branch offices in Ohio and Florida. Our mission is to help people achieve the dream of home ownership and financial security while creating value for our customers, our communities, our associates, and our stockholders. Our value system of love (concern for others), trust, respect, a commitment to excellence, and fun is at the heart of our commitment to our mission, and just as importantly, to our company culture. Through this, we help people find the loan or savings product that makes sense for them.
At Third Federal, you will find strength and stability in your career. In our nearly 90-year history, we have never had layoffs, and have one of the lowest annual turnover rates at 6% (versus an industry average of nearly 19%). We have been certified as a 'Great Place to Work' multiple times in the last decade alone, and have been recognized with several additional workplace awards and recognitions. Because Third Federal associates are the foundation of our success, we take a genuine interest in each of them - from their professional development to their health and wellness.
Role Summary
We are looking for an experienced loan administrator to join our team at our Twinsburg, OH Branch (9057 Darrow Road, Twinsburg, OH 44087). Our ideal candidate thrives in a team environment and has a passion for helping people. This is a full time, onsite position. Success in this role is not measured with high-pressure sales goals or quotas. Instead, we focus on creating meaningful connections and handling each customer like a valued member of our family. Our ideal candidate will thrive in a collaborative, team-based environment and embody our values of love, trust, respect, commitment to excellence, and fun. We provide a comprehensive training program to set you up for success from the very beginning.
Responsibilities
* Take equity line/loan and/or mortgage applications
* Carry a pipeline of loans application through closing
* Open depository accounts (checkings, savings, certificate of deposit, IRAs)
* Assist customers with banking transactions on the platform, in the teller area, and/or over the phone
* Ability to work in all areas of the branch
Requirements
* High school graduate or equivalent
* 2 years of recent experience managing a pipeline of equity and/or mortgage loans
* Outstanding customer service skills
* Professional grammar and demeanor
* Positive, proactive, and friendly interpersonal skills
* Retail bank teller experience preferred
Third Federal Perks & Benefits
* Competitive compensation packages
* Medical, dental, vision, and more
* 401k match
* 11 Bank Holidays + vacation/sick time
* Stock Ownership Allocation
* Exceptional culture and value system
* Strong work/life balance
* Growth opportunities
* Mortgage Discount Program
* Education Reimbursement Program
Our anticipated pay range for this position is $20.00 - $26.00 per hour. At Third Federal, we're committed to transparency throughout the hiring process. The pay range listed is based on relevant market data, role responsibilities, and skills required for the position. Individual pay will be thoughtfully determined by a candidate's qualifications, experience, and other relevant factors.
Third Federal is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, religion, sex, national origin, gender identification or sexual orientation, disability, protected veteran status or any other classification protected under law.