Loan specialist jobs in Colonie, NY - 27 jobs

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************

At Citizens, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. Citizens is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented CRA Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Primary responsibilities include + Maintain 55% of your overall business as CRA eligible and create 8 preapprovals/prequals per month. + Conduct 12 homebuyer seminars per year in designated MSA's and report out on referrals from those organizations; the PSM should attend 6 seminars a year with CRA LO. + Conduct and participate in mortgage lunch and learn. 1 per month. + Work with Low and Moderate income (LMI) branches in their MSA to educate on CRA mortgage products to generate referrals ( if you are assigned branches). + Work closely with the Community Development Market manager in your market to participate in CRA related events (Housing Fairs, etc). + Volunteer to be on a Board or committee of a not for profit. + Schedule on call days with Community Development Market managers (CDMMs) 1 per quarter. Qualifications, Education, Certifications and/or Other Professional Credentials + BA/BS degree or equivalent experience in residential mortgage sales preferred. + Three plus years of retail residential mortgage sales experience. + Documented residential mortgage loan volume in the past 12 months of $12 million (minimum). + Established relationships with local referral networks. + Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. + Strong computer skills and experience utilizing laptop technology. + Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the pre-employment screening checks and obtaining a unique identifier from the NMLS. Hours & Work Schedule + Hours per Week: 40 + Work Schedule: Monday through Friday Pay Transparency Commissioned based. Individuals in this role have historically earned between $100,000.00 - $250,000.00 per year, based on performance and productivity against commission plan parameters. A component of that compensation includes salary ranging between $45,000.00 - $55,000.00 per year. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** . Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. 01/31/2026

If you are ready to join a company that truly cares about its employees, our members, and our community then you have come to the right place! Summary of Role: Assist the department in daily loan application review; loan approvals/ denials utilizing multiple software platforms while multi-tasking between projects assigned. Directly responsible for individual oversight and department growth potential of Dealer Channel Lending areas. The ideal candidate will possess excellent technology skills, a creative and open-minded approach to lending while possessing the acumen needed to adhere to company and department policy and lending procedures. Essential Job Functions/Responsibilities: Coordinate with the Consumer Loan Manager the implementation of Dealer Channel Auto Account efforts in terms of sales channels, loan approvals, opportunities for growth and complete, compliant and accurate documentation and approvals, while overseeing daily loan applications and approvals, using proven knowledge of loan underwriting alongside company policy and set procedures and price decisions Provide courteous, professional support to members and dealerships in person and by telephone Receive and research member and dealer inquiries, complaints and requests regarding accounts, projects, rates and services/products offered. Responsible for following-up on member and dealer inquiries and research to assure satisfactory completion, while looking for all opportunities to cross-sell Broadview products and services as they relate to the organization sales goals and environment Maintain working relations with members and dealers and offer alternatives to problems Remains current on department and organization changes in policies, procedures and product offerings Identify training needs both individually and department -wide and reports them to management Maintain the completion of accurate paperwork and is responsible for its submission to appropriate departments as required by policy and procedures Assist management, co-workers, other departments, and other credit union personnel as needed, providing essential levels of teamwork, while meeting and frequently exceeding team expectations Utilize and understand all third-party vendor tools and software and their applications on duties and responsibilities Communicate effectively with members, co-workers and management. Maintain confidentiality of all member, employee and credit union policy and loan information Develop and maintain a professional image and accepts and understands the corporate philosophy required both in the community and in work environment per company standards and guidelines Represent the Credit Union in public relations, especially with dealerships, as required Other duties as needed Minimum Job Qualifications: Associates degree in Business or related field Minimum three (3) years lending experience or equivalent combination of education and experience in a lending environment Consumer loan underwriting experience preferred Starting Compensation: $22.62-$27.15/hr., plus a competitive benefits package Bilingual individuals who are fluent in a second language in addition to English are highly encouraged to apply. We are an equal opportunity employer. We do not discriminate on the basis of race, creed, color, national origin, religion, sex, age, veteran status, disability, genetic information, gender identity, or any other protected class. Broadview FCU is committed to ensuring individuals with disabilities and/or those who have special needs participate in the workforce and are afforded equal opportunity to apply and compete for jobs. If you would like to contact us regarding the accessibility of our Website or need assistance completing the application process, please contact us at **********************************

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Specialist This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of functions in the Loan Services area including filing, updating systems, assembling documents and reports, and providing customers with accurate, timely information. Work closely with Loan Services Associate and unit to assess needs, complete projects, and perform tasks in support of the efficient and effective servicing of loans. This position is in office and sits at our Main Office in Glens Falls, NY. Essential Job Functions: > Support and assist team members; work closely with management and unit to assess needs and determine level of assistance > Perform various job duties and coordinate work tasks to ensure the efficient and effective servicing of loans > Work on projects as needed to support department and Company goals > Assist with problem resolution for both internal and external customer situations. Includes: identifying the problem, researching facts and solution options, and communicating resolution to reduce repeat situations, improving efficiency, and increasing customer satisfaction > Assist with creating and updating procedures for job duties > Other duties as assigned What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications: > High school degree or equivalent experience required > 2 years of experience required in banking or lending; experience in Loan Services preferred Skills/Knowledge: > Ability to work independently and cooperatively with a team > Strong organizational skills with ability to handle multiple priorities and meet strict deadlines > Strong communication and customer service skills; comfortable interacting with customers, co-workers, and management > Proficient with Microsoft Office Suite including: Word, Excel, and Outlook Physical Demands > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our employment decisions are made without regard for: race, color, religion, national origin or ethnic origin, gender (including pregnancy), sexual orientation, gender identity or expression, age, disability, veteran status, or any other characteristic protected by law. As a multi-bank holding company, Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $19.00 - $23.00 an hour commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus program, subject to individual and company performance. L1-st1

Job Description The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Specialist This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of functions in the Loan Services area including filing, updating systems, assembling documents and reports, and providing customers with accurate, timely information. Work closely with Loan Services Associate and unit to assess needs, complete projects, and perform tasks in support of the efficient and effective servicing of loans. This position is in office and sits at our Main Office in Glens Falls, NY. Essential Job Functions: > Support and assist team members; work closely with management and unit to assess needs and determine level of assistance > Perform various job duties and coordinate work tasks to ensure the efficient and effective servicing of loans > Work on projects as needed to support department and Company goals > Assist with problem resolution for both internal and external customer situations. Includes: identifying the problem, researching facts and solution options, and communicating resolution to reduce repeat situations, improving efficiency, and increasing customer satisfaction > Assist with creating and updating procedures for job duties > Other duties as assigned What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications: > High school degree or equivalent experience required > 2 years of experience required in banking or lending; experience in Loan Services preferred Skills/Knowledge: > Ability to work independently and cooperatively with a team > Strong organizational skills with ability to handle multiple priorities and meet strict deadlines > Strong communication and customer service skills; comfortable interacting with customers, co-workers, and management > Proficient with Microsoft Office Suite including: Word, Excel, and Outlook Physical Demands > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our employment decisions are made without regard for: race, color, religion, national origin or ethnic origin, gender (including pregnancy), sexual orientation, gender identity or expression, age, disability, veteran status, or any other characteristic protected by law. As a multi-bank holding company, Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $19.00 - $23.00 an hour commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus program, subject to individual and company performance. L1-st1

New York, NY (Hybrid) Salary Range: $75,000 - $95,000 The Loan Servicer II, Commercial & Industrial (C&I), is responsible for efficiently managing loan servicing tasks within Apple Bank's C&I portfolio. Key duties include booking new loans in the Bank's loan servicing system, processing payments in accordance with loan documentation, and diligently monitoring critical loan data to ensure accuracy and completeness. Additionally, this role provides necessary information to regulators, auditors (internal & external), and senior management, while upholding strict adherence to all internal loan servicing policies and procedures by the team. ESSENTIAL DUTIES & RESPONSIBILITIES Manage daily processing activities for the C & I loan portfolio, ensuring all deadlines are consistently met with efficiency. Audit new loans to verify data entry in the McCracken loan servicing system aligns with official documentation. Review rate change reports to confirm receipt of interest rate resets from loan agents. Monitor loan commitments to ensure the database accurately reflects current borrowings and available funds. Examine system interest adjustments to validate accuracy of loan-level interest receivables. Observe key general ledger clearing accounts daily. Prepare management reports, including commitments, loan activity, delinquency, and yield metrics for the receivable portfolio. Track delinquencies each day and promptly report overdue loans to management. Provide requested information to internal and external regulators and auditors. Develop and revise procedures for new and existing tasks as necessary. Test upgrades to the McCracken system and run diagnostic reports to identify potential data anomalies. Communicate with loan agents to collect interest rate, payment, and delinquency details. Perform additional duties as assigned. SKILLS, EDUCATION, & EXPERIENCE Bachelor's degree is required. 4 + years of experience servicing Commercial & Industrial (C&I) loans. Demonstrated expertise in a range of commercial and industrial loan products, such as sovereign guaranteed loans, revolving credit facilities, pre-export financing (PDP) facilities, term loans, loan participations, and receivables financing. Experience with McCracken and IBS loan servicing systems is advantageous. Advanced analytical capabilities are essential. Exceptional verbal and written communication skills, as well as strong interpersonal abilities. Proven expertise in Microsoft Excel and MS Office Suite Products. Must demonstrate initiative in following up with clients regarding complaints, inquiries, or requests. Meticulous attention to detail coupled with robust organizational skills. Visa sponsorship not available. We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.

Performs all required functions as they relate to real estate loan processing, as described in duties and responsibilities. This includes managing a pending real estate loan application queue, following up with members on gathering needed information and recommending the best option to meet the member needs with the goal of approving and scheduling a closing in a timely manner. Duties & Responsibilities Process Consumer residential real estate loans, such as Home Equity LOC's & Easy Street Mortgages. Working closely with Consumer Underwriting and the Home Equity Coordinator to accurately document the important details of the loan. Review appraisals, consumer credit reports, flood certifications, title/stub searches & documentation received. Make detailed comments and present findings to Consumer Underwriting. Processes all consumer and real estate loan-closing documents, which include affidavits and payoffs. Once loan is approved, prepare commitment package. Utilize skills, knowledge and experience to best meet member needs to communicate, document and make recommendations. Maintain knowledge of credit union products and services. Organize and prioritize responsibilities as they relate to job functions. All other duties that may be assigned. Requirements Three to five years of similar or related experience in Real Estate Loan Processing. Strong organizational skills. Ability to work with members and staff tactfully and professionally, both in person and on the phone. Have general computer knowledge Excel and Word in order to create documents, letters, spreadsheets and templates. Interpersonal skills and ability to communicate clearly while handling multiple priorities. Work Schedule: Monday - Friday. 8:15am - 5:00pm, Rotating Saturdays Work Location: Fully On-Site Salary Description $20.00 - $20.50/hr

We are an employee and customer focused savings bank and are looking for an energetic full time Commercial and Consumer Loan Coordinator. We offer an environment of excellence where teamwork and accountability are a must! in our Loan Operations department in our Operations Center in Adams. If you have a TRUE passion for delivering exceptional customer service - If you have a high attention detail - If you like having multiple projects going at the same time - If you are a dynamic team player - If this describes you, we know that you will be surrounded by people who are passionate about what they do, committed to excellence, and know how to have fun doing their work. Please take a look at the job description below and if you are interested, please apply! Job Purpose: Actively participate in and foster the ACB Culture of excellence while supporting the Bank's strategic initiatives. Provide superior loan processing and servicing support to the Commercial Lending Department and coordinate the effective operations of the Consumer Loan functions. Uphold ACB's well established policy and operating procedures to maintain the ACB's loan portfolio and service to all loan customers. Consistently and effectively manage behavior within ACB's established customer service standards and core values while adhering to all established Bank Policy and procedures. Critical Drivers: ü Efficiency in HMDA reporting of commercial loans ü Accurate and timely processing of lending documentation for commercial loans and consumer loans ü Underwrite consumer loans and small business loans up to $75,000 ü Enter loan data into the various systems for commercial loans ü Ensure all internal and external customers' needs are met ________________________________________________________________________________________________________________ Duties and Precise Tasks: Commit to and live by a no excuses environment whereby all employees are held 100% accountable for behaviors, actions, performance & attitudes. Adhere to all ACB policies and procedures. Prepares custom reports using Excel, Access and Crystal Reports. Manages and submission of compliance reports including HMDA, 1071 small business loan, dwelling secured loans, and other specific loan required reporting for the commercial loan department. Performs reviews of commercial real estate appraisals. Prepare and review commercial loan closing packages before loan closings. Act as liaison with borrower's counsel for commercial loan closing, funding, and preparation for loan closings. Perform consumer loan processing functions including, but not limited to, data entry, filing, document preparation, funding, and quality assurance. Coordinate all consumer loan request packages from all branch locations and ACB website. Underwrite and approve consumer loans and small business loans within lending authority granted. Ensure vehicle titles, UCC's and other collateral are properly filed. Prepares and submits Loan Officer Committee packages for weekly meetings Provides support for audit preparation. Performs loan processor duties as needed. Complies with all Bank policies and procedures. Complies with Federal and State regulations. Adhere to telephone and communication standards when interacting with customers/employees. Perform additional duties as requested. Human Relations/Emotional/Mental Demands: Contact with existing/potential customers and employees through telephones, correspondence or personally interact with in all areas. Confidentiality of potential and existing client and employee information requires professionalism, discretion, and diplomacy. Knowledge, Skills and Abilities: Minimum of high school diploma; prefer associate's degree in finance Knowledge of banking regulations, laws and the Bank's policies and procedures Knowledge of commercial lending operations Consumer loan underwriting experience Knowledge of computer software, hardware, word processing and spreadsheets Must possess the ability to read, write and speak fluently in the English language, organization and customer service skills with both internal and external customers Mathematical skills Excellent organizational and follow-up skills Ability to: work in a fast-paced environment work well under pressure handle conflict resolutions in a professional manner handle highly confidential information process transactions with a high degree of accuracy interact with public Working conditions: Time spent: in an office, banking environment out of branch/office Physical Demands: Employee will have the following physical demands: required to sit & stand and move throughout the location/branch occasionally required to climb & stoop: reach with hands & arms: use hand to finger objects & control occasionally lift & move up to 25 pounds data entry skills/typing utilize computer systems Vision abilities required: close, distance & peripheral Reading of written, printed or computer screen data Able to transport self, in a timely manner, to and from meetings, conferences & events

EEO Statement: We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law. Job Title: Commercial Loans Coordinator Reports to: Vice President of Commercial Loans FLSA Status: Non-Exempt Salary Grade: NE12 Supervisory Responsibility: No SUMMARY: Under the direct supervision of the Commercial Loans Manager and Senior Officers, this position provides administrative support for the Commercial Loans Department. In addition to typing, filing, scheduling, performs duties such as coordination with outside vendors, monitors email communications, and works on special projects. The Commercial Loans Coordinator will review and track each commercial loans application to ensure adherence to the current Commercial Loans Lending policies and to comply with all appropriate regulations. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned by supervisor and/or Trustco Bank's Board of Directors. * Maintain, copy, and distribute reports for officers daily and weekly to track delinquency, timing exceptions and maturity reports. * Prepare production reports including coordinating the gathering of accurate information from loan officers in a timely fashion. * Review customer files to determine what financial or other information is needed and/or required and prepare necessary correspondence to customers requesting such. This also includes directly reaching out to the customer via telephone and/or in person to collect such information. Work as liaison to other departments to ensure all departments are in receipt of needed information and vice versa. * Review customer files to determine compliance to timing standards, as well as review CRA and HMDA information for adherence to regulatory standards. Work directly with Loan Officers to correct or obtain sufficient information to maintain fully compliant loan files. * Maintain accurate logs for reporting directly to the Vice President on a weekly/monthly basis regarding Problem Loan Actions Plans having been completed, tracking violations and subsequent enforcement of Loan Covenants, receipt of updated financial information vs. what is "stale", forced placed insurance and any other items needed for review. * Assist Commercial Loan Officers by providing administrative support as assigned for all aspects of the commercial lending program involving file maintenance and subsequent servicing. * Daily and weekly filing as needed and provide support to other departments that request commercial loan files and document/track the files when they are signed out. * Serve as a secondary contact point for present and potential customers. Coordinate correspondence and follow up activities, both verbal and written, between clients and loan officers. * Order supplies weekly as needed for the Loan Officers, as well as facilitate any e-tickets needed for Maintenance and PC issues, or follow up via telephone for escalated issues. REQUIRED EDUCATION/EXPERIENCE: * High School Diploma or equivalent education or experience. * Effective verbal and written communication skills. * Well organized with the ability to manage multiple tasks and work to time sensitive deadlines. * Ability to work well independently and in groups. * Working knowledge with Microsoft Office Programs; Excel and Word. PREFERRED EDUCATION/EXPERIENCE: * A bachelor's degree in a business related field. POSITION TYPE/EXPECTED HOURS: This is a full time position. Office hours Monday - Friday 8:30am - 5:00pm. Evening and weekend work may be required as job duties demand. TRAVEL: Travel using personal vehicle, occasional overnight travel. Valid driver's license required. LANGUAGE SKILLS: Must be able to speak, read, write, and understand the primary language(s) used in the workplace; bilingual skills a plus. Ability to read, analyze, and interpret general business information, including but not limited to company policies and procedures. Ability to effectively present information and respond to questions from groups of managers and customers. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * This is largely sedentary role, requiring use of typical office equipment such as a computer, laptop and phone. * Ability to communicate both in person and/or by telephone. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. For the most part, ambient room temperatures, lighting and traditional equipment as found in a typical office/retail environment. OTHER DUTIES: Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. EQUAL EMPLOYMENT OPPORTUNITY STATEMENT: Trustco Bank is an equal opportunity employer. It is the policy of Trustco Bank to afford equal employment opportunities to all qualified persons without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability or protected veteran status. This includes, but is not limited to, the following: * Hiring, placement, upgrading, transfer, demotion or promotion * Recruitment, advertising or solicitation for employment * Treatment during employment * Rates of pay or other forms of compensation * Selection for training, including apprenticeship * Layoff or termination It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.

Mortgage Closer - Long-Term Temp (1 Year) Full-Time | Monday-Friday, 8:00 AM-4:30 PM $20-$24/hr DOE | Weekly Pay | PTO & Health Insurance (after 3 months through MOLARI!) Join a well-established local Credit Union as a Mortgage Closer in a long-term (1-year) temporary placement! This is a great opportunity to build your mortgage experience, support a highly reputable lending team, and enjoy consistent weekday hours. About the Role The Mortgage Closer supports the Mortgage Closing Supervisor and ensures a smooth, accurate, and compliant closing process for members. You'll coordinate closing schedules, prepare and review documentation, and work closely with internal teams to deliver exceptional member service. What You'll Do Coordinate mortgage & home equity loan closings, including scheduling, document prep, and funding. Verify accuracy and completeness of all closing documents and ensure federal/state compliance. Communicate effectively across teams to support a positive, collaborative workflow. Provide outstanding member service in accordance with Credit Union policies. Represent the Credit Union in the community when possible; occasional overtime/Saturdays may be required. What You Bring High school diploma or equivalent. 1-2+ years mortgage/closing or related experience preferred. Strong attention to detail, organization, and communication skills. Proficiency with Microsoft Office and general office software systems. Customer-service driven and adaptable. Why Work Through MOLARI? Weekly pay Health insurance & PTO eligibility after 3 months Support from a local, dedicated staffing team

If you are ready to join a company that truly cares about its employees, our members, and our community then you have come to the right place! Summary of Role: Assist the department in daily loan application review; loan approvals/ denials utilizing multiple software platforms while multi-tasking between projects assigned. Directly responsible for individual oversight and department growth potential of Dealer Channel Lending areas. The ideal candidate will possess excellent technology skills, a creative and open-minded approach to lending while possessing the acumen needed to adhere to company and department policy and lending procedures. Essential Job Functions/Responsibilities: * Coordinate with the Consumer Loan Manager the implementation of Dealer Channel Auto Account efforts in terms of sales channels, loan approvals, opportunities for growth and complete, compliant and accurate documentation and approvals, while overseeing daily loan applications and approvals, using proven knowledge of loan underwriting alongside company policy and set procedures and price decisions * Provide courteous, professional support to members and dealerships in person and by telephone * Receive and research member and dealer inquiries, complaints and requests regarding accounts, projects, rates and services/products offered. Responsible for following-up on member and dealer inquiries and research to assure satisfactory completion, while looking for all opportunities to cross-sell Broadview products and services as they relate to the organization sales goals and environment * Maintain working relations with members and dealers and offer alternatives to problems * Remains current on department and organization changes in policies, procedures and product offerings * Identify training needs both individually and department -wide and reports them to management * Maintain the completion of accurate paperwork and is responsible for its submission to appropriate departments as required by policy and procedures * Assist management, co-workers, other departments, and other credit union personnel as needed, providing essential levels of teamwork, while meeting and frequently exceeding team expectations * Utilize and understand all third-party vendor tools and software and their applications on duties and responsibilities * Communicate effectively with members, co-workers and management. * Maintain confidentiality of all member, employee and credit union policy and loan information * Develop and maintain a professional image and accepts and understands the corporate philosophy required both in the community and in work environment per company standards and guidelines * Represent the Credit Union in public relations, especially with dealerships, as required * Other duties as needed Minimum Job Qualifications: * Associates degree in Business or related field * Minimum three (3) years lending experience or equivalent combination of education and experience in a lending environment * Consumer loan underwriting experience preferred Starting Compensation: $22.62-$27.15/hr., plus a competitive benefits package Bilingual individuals who are fluent in a second language in addition to English are highly encouraged to apply. We are an equal opportunity employer. We do not discriminate on the basis of race, creed, color, national origin, religion, sex, age, veteran status, disability, genetic information, gender identity, or any other protected class. Broadview FCU is committed to ensuring individuals with disabilities and/or those who have special needs participate in the workforce and are afforded equal opportunity to apply and compete for jobs. If you would like to contact us regarding the accessibility of our Website or need assistance completing the application process, please contact us at **********************************

Full-time Description Performs all required functions as they relate to real estate loan processing, as described in duties and responsibilities. This includes managing a pending real estate loan application queue, following up with members on gathering needed information and recommending the best option to meet the member needs with the goal of approving and scheduling a closing in a timely manner. Duties & Responsibilities Process Consumer residential real estate loans, such as Home Equity LOC's & Easy Street Mortgages. Working closely with Consumer Underwriting and the Home Equity Coordinator to accurately document the important details of the loan. Review appraisals, consumer credit reports, flood certifications, title/stub searches & documentation received. Make detailed comments and present findings to Consumer Underwriting. Processes all consumer and real estate loan-closing documents, which include affidavits and payoffs. Once loan is approved, prepare commitment package. Utilize skills, knowledge and experience to best meet member needs to communicate, document and make recommendations. Maintain knowledge of credit union products and services. Organize and prioritize responsibilities as they relate to job functions. All other duties that may be assigned. Requirements Three to five years of similar or related experience in Real Estate Loan Processing. Strong organizational skills. Ability to work with members and staff tactfully and professionally, both in person and on the phone. Have general computer knowledge Excel and Word in order to create documents, letters, spreadsheets and templates. Interpersonal skills and ability to communicate clearly while handling multiple priorities. Work Schedule: Monday - Friday. 8:15am - 5:00pm, Rotating Saturdays Work Location: Fully On-Site Salary Description $20.00 - $20.50/hr

Hours: 40 Pay Details: $28.85 - $33.65 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Community Mortgage Loan Officer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers. Depth & Scope: * Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products * Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities * Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities * Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons * Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales * Sells other Company products and services as appropriate * Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers * Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed * Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed * Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines * Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing * Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products * Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services * Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area Education & Experience: * Bachelor's degree or progressive work experience in addition to experience below * 3+ years related experience required * Growing network of outside contacts to generate quality referral business * Self-directed, ability to plan own activities to achieve sales goals * Excellent time management skills * PC skills, including knowledge of mortgage origination and automated underwriting systems * Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry) * Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education * Demonstrated sales ability * In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines * Growing network of outside contacts to generate referral flow * Minimum target annual loan originations of 48 LMI/multicultural units OCC Language: * This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 * Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 * Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 * Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

*** This is where your organization can create a consistent intro to all of your jobs, creating consistency in voice and messaging across all job posts *** C'est ici que votre organisation peut créer une introduction cohérente à tous vos emplois, en créant une cohérence dans la voix et la messagerie dans tous les postes. About AgWest Farm Credit AgWest Farm Credit is a cooperative lender with deep roots in the rural communities we serve. We provide reliable, consistent credit and financial services to farmers, ranchers, agribusinesses, and rural homeowners across the Northwest and beyond. Our mission is to support agriculture and rural communities with dependable financial solutions tailored to their needs. Job Summary As a Loan Officer at AgWest Farm Credit, you will play a vital role in fostering relationships with agricultural producers and rural customers. You will be responsible for developing and managing a portfolio of loans, evaluating creditworthiness, structuring financial packages, and supporting the long-term success of your clients and the cooperative. Key Responsibilities Develop and maintain strong customer relationships with farmers, ranchers, and rural clients in your assigned territory. Analyze financial statements, cash flows, collateral, and credit history to assess risk and determine creditworthiness. Structure, underwrite, and present loan packages that meet client needs and comply with internal lending policies and regulatory standards. Monitor existing loans for risk, compliance, and performance; proactively identify and address potential issues. Collaborate with internal teams including credit analysts, appraisers, and crop insurance specialists to deliver holistic financial solutions. Identify new business opportunities and contribute to portfolio growth through community involvement and client outreach. Ensure accurate documentation and compliance with all AgWest and regulatory lending requirements. Maintain current knowledge of agricultural industries, regional economic trends, and market conditions. Qualifications Bachelor's degree in Agriculture, Finance, Business, Economics, or related field (Master's degree preferred). 2+ years of experience in lending, banking, or agriculture-related financial services. Strong knowledge of agricultural operations, commodity markets, and rural business dynamics. Excellent financial analysis, credit evaluation, and decision-making skills. High level of integrity, professionalism, and relationship-building ability. Proficiency in Microsoft Office and loan origination systems. Willingness to travel within the assigned region and engage with customers on-site. Preferred Attributes Experience working directly with agricultural clients or in a rural lending environment. Knowledge of cooperative lending principles and familiarity with Farm Credit System practices. Certification in credit analysis or ag lending (e.g., ABA Agricultural Lending Institute) is a plus. What We Offer Competitive compensation and performance-based incentives Comprehensive benefits package (medical, dental, vision, 401k match, paid time off) Opportunities for professional development and career advancement A mission-driven workplace with a strong sense of community and service Example corp has taken great measures to make sure that every employee is compensated fairly and therefore, pay transparency even before we receive your application is important to us. We've consulted 3 different data sources to triangulate a range commiserate with location and experience. New York pay band$80,000-$100,000 USD *** Similar to the introduction that can precede all job descriptions, an outro can also be formatted for consistency on all posts *** Semblable à l'introduction qui peut précéder toutes les descriptions de poste, une outro peut également être formatée pour la cohérence sur tous les messages

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Specialist This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of functions in the Loan Services area including filing, updating systems, assembling documents and reports, and providing customers with accurate, timely information. Work closely with Loan Services Associate and unit to assess needs, complete projects, and perform tasks in support of the efficient and effective servicing of loans. This position is in office and sits at our Main Office in Glens Falls, NY. Essential Job Functions: > Support and assist team members; work closely with management and unit to assess needs and determine level of assistance > Perform various job duties and coordinate work tasks to ensure the efficient and effective servicing of loans > Work on projects as needed to support department and Company goals > Assist with problem resolution for both internal and external customer situations. Includes: identifying the problem, researching facts and solution options, and communicating resolution to reduce repeat situations, improving efficiency, and increasing customer satisfaction > Assist with creating and updating procedures for job duties > Other duties as assigned What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications: > High school degree or equivalent experience required > 2 years of experience required in banking or lending; experience in Loan Services preferred Skills/Knowledge: > Ability to work independently and cooperatively with a team > Strong organizational skills with ability to handle multiple priorities and meet strict deadlines > Strong communication and customer service skills; comfortable interacting with customers, co-workers, and management > Proficient with Microsoft Office Suite including: Word, Excel, and Outlook Physical Demands > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our employment decisions are made without regard for: race, color, religion, national origin or ethnic origin, gender (including pregnancy), sexual orientation, gender identity or expression, age, disability, veteran status, or any other characteristic protected by law. As a multi-bank holding company, Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $19.00 - $23.00 an hour commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus program, subject to individual and company performance. L1-st1

Demonstrates a highly motivated, positive, outgoing personality with a strong emphasis on sales and results orientation to ensure the credit union maximizes lending and sales opportunities with members who apply for credit. Consistently demonstrates the ability to think independently, outside the box, by effectively responding to each individual member's unique situation. Possess a thorough knowledge of the lending process from application to closing. Demonstrates a commitment to exceptional member service and teamwork. Is fully knowledgeable of all credit union products and services and is able to confidently offer appropriate solutions to fit member need. Duties & Responsibilities Uses strong interpersonal skills and influence to consistently achieve sales goals. Overcomes objections with persuasion and determination. Confidently presents appropriate solutions to fit members' needs. Maximizes opportunities to sell credit union products and services to benefit the member and enhance quality and depth of member relationship. Is keenly aware of personal, team, departmental and credit union wide goals and prioritizes work to achieve funding of goals. Demonstrates the ability to excel in a fast paced environment and meets goals and deadlines. Demonstrates persistence and overcomes obstacles to maintain above average closing ratios. Demonstrates an unsurpassed commitment to exceptional member service that ensures a great experience with each encounter. Effectively responds to the needs and concerns of members; often going beyond the initial need or expressed concern. Follows up to make sure the member's expectations have been met or exceeded. Clearly Explains recommendations, products and services in ways members can easily understand. Demonstrates patience, respect and professionalism with members. Actively and consistently seeks qualified opportunities to increase loan volume and residual product penetration. Actively supports member education events and seminars. Responsible for providing timely and accurate information and responses to decisions to internal and external members. Accurately and efficiently performs transactions and responds to member requests. Builds rapport with fellow team members and credit union staff. Shares personal expertise with peers. Fosters a spirit of cooperation to ensure the success of the team. Actively participates in and completes all ongoing required loan and sales training. Perform other duties as may be assigned. Requirements A minimum of two years consumer lending experience preferred. One year of experience in a sales environment. Must have or gain thorough knowledge of credit union's lending policies and procedures, products and services, laws and regulations. Excellent sales, interpersonal, oral and written communication skills required. Strong organizational skills. Ability to maintain a high level of confidentiality. Fluent in MS Excel and Word. Become fully familiar with and clearly communicate underwriting philosophies, lending decisions (approved, denied or conditioned), approval stipulations, loan products and services, credit bureau reports and scores, credit histories, applicable Federal regulations, Guaranteed Asset Protection (GAP), Credit Life and Disability insurance, loan and deposit rates, lending policies and procedures and automated underwriting process. Work Schedule: Mon. - Fri. 8:00am - 5:00pm or 9:00am - 6:00pm, Sat. 9:00am - 1:00pm (Sat - Typically on a once-a-month rotation per Loan Expert) Work Location: Fully On-Site Salary Description Rate of pay - $18.83/hr + department's monthly incentive program

Full-time Description Demonstrates a highly motivated, positive, outgoing personality with a strong emphasis on sales and results orientation to ensure the credit union maximizes lending and sales opportunities with members who apply for credit. Consistently demonstrates the ability to think independently, outside the box, by effectively responding to each individual member's unique situation. Possess a thorough knowledge of the lending process from application to closing. Demonstrates a commitment to exceptional member service and teamwork. Is fully knowledgeable of all credit union products and services and is able to confidently offer appropriate solutions to fit member need. Duties & Responsibilities Uses strong interpersonal skills and influence to consistently achieve sales goals. Overcomes objections with persuasion and determination. Confidently presents appropriate solutions to fit members' needs. Maximizes opportunities to sell credit union products and services to benefit the member and enhance quality and depth of member relationship. Is keenly aware of personal, team, departmental and credit union wide goals and prioritizes work to achieve funding of goals. Demonstrates the ability to excel in a fast paced environment and meets goals and deadlines. Demonstrates persistence and overcomes obstacles to maintain above average closing ratios. Demonstrates an unsurpassed commitment to exceptional member service that ensures a great experience with each encounter. Effectively responds to the needs and concerns of members; often going beyond the initial need or expressed concern. Follows up to make sure the member's expectations have been met or exceeded. Clearly Explains recommendations, products and services in ways members can easily understand. Demonstrates patience, respect and professionalism with members. Actively and consistently seeks qualified opportunities to increase loan volume and residual product penetration. Actively supports member education events and seminars. Responsible for providing timely and accurate information and responses to decisions to internal and external members. Accurately and efficiently performs transactions and responds to member requests. Builds rapport with fellow team members and credit union staff. Shares personal expertise with peers. Fosters a spirit of cooperation to ensure the success of the team. Actively participates in and completes all ongoing required loan and sales training. Perform other duties as may be assigned. Requirements A minimum of two years consumer lending experience preferred. One year of experience in a sales environment. Must have or gain thorough knowledge of credit union's lending policies and procedures, products and services, laws and regulations. Excellent sales, interpersonal, oral and written communication skills required. Strong organizational skills. Ability to maintain a high level of confidentiality. Fluent in MS Excel and Word. Become fully familiar with and clearly communicate underwriting philosophies, lending decisions (approved, denied or conditioned), approval stipulations, loan products and services, credit bureau reports and scores, credit histories, applicable Federal regulations, Guaranteed Asset Protection (GAP), Credit Life and Disability insurance, loan and deposit rates, lending policies and procedures and automated underwriting process. Work Schedule: Mon. - Fri. 8:00am - 5:00pm or 9:00am - 6:00pm, Sat. 9:00am - 1:00pm (Sat - Typically on a once-a-month rotation per Loan Expert) Work Location: Fully On-Site Salary Description Rate of pay - $18.83/hr + department's monthly incentive program

West Palm Beach, Florida, United States of America **Hours:** 40 **Pay Details:** $28.85 - $33.65 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Personal & Commercial Banking **Job Description:** The Community Mortgage Loan Officer identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies that serves as a recurring source of referrals of new mortgage lending opportunities with an emphasis on the Community Reinvestment Act (CRA), Low-and Moderate-Income (LMI), Multicultural and First Time Homebuyer customer segments. The individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful mortgage lending solutions and guidance to low-and moderate-income, Multicultural and First Time Homebuyers. **Depth & Scope:** + Takes residential mortgage loan applications and communicates underwriting decisions, including offers and/or counter offers of residential mortgage products + Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers through effective selling of the Bank's products and programs; Researches organizations and agencies within assigned geographic area which are focused on providing services to low and moderate income persons and communities + Establishes through direct outreach efforts, relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations to generate and increase CRA mortgage opportunities + Represents the bank in community-based meetings and initiatives such as housing seminars, financial literacy programs, affordable housing conferences, etc., which have the primary focus of providing services to low-and moderate-income persons + Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs; Communicates terms and conditions of loans and finalizes sales + Sells other Company products and services as appropriate + Guides customers through the mortgage application process; Explains information required and delivers required disclosures and other information to customers; Ensures applications are completed accurately and contain required information and supporting documentation; Manages expectations regarding processing times and closing dates together with customers + Communicates regularly with customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned; Coordinates any additional information requests, clarifications and other problem solving as needed so that process remains on schedule; Attends closings as needed + Informs management of progress relative to goals on a regular basis and asks for assistance as needed to finalize sales, for training and for other issues as needed + Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines + Communicates loan decisions directly to customers, explains any additional information needed and submits application materials and other required information to processing area to clear any conditions to finalize the loan commitment and prepare for closing + Maintains current information on the trends and developments in the local real estate market, as well as policies, procedures, rules and regulations related to retail mortgage products + Maintains growing network of outside referral sources in assigned territory, such as real estate brokers, builders, attorneys, accountants, financial planners and other business professionals; Continues researching market, identifying individuals and organizations likely to produce referrals and developing relationships to increase the referral flow; Ensures referral sources have current information on mortgage products and services + Enters information into mortgage loan system so that loans will appear accurately in the pipeline; Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes; Sends application and other required information to underwriting area **Education & Experience:** + Bachelor's degree or progressive work experience in addition to experience below + 3+ years related experience required + Growing network of outside contacts to generate quality referral business + Self-directed, ability to plan own activities to achieve sales goals + Excellent time management skills + PC skills, including knowledge of mortgage origination and automated underwriting systems + Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry) + Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education + Demonstrated sales ability + In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines + Growing network of outside contacts to generate referral flow + Minimum target annual loan originations of 48 LMI/multicultural units **OCC Language:** + This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 + Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.