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Loan specialist jobs in Montgomery, AL - 342 jobs

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Loan Specialist
Loan Officer
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  • Loan Officer - 008838 & 008839

    University of South Alabama 4.5company rating

    Loan specialist job in Mobile, AL

    Information Position Number 008838 & 008839 Position Title Loan Officer - 008838 & 008839 Division Finance and Administration Department 170000 - Office of VP Fin and Administration Minimum Qualifications High school diploma or equivalent and four years of directly related experience. An equivalent combination of education and experience may be considered. Preferred Qualifications Job Description Summary The University of South Alabama's Credit Union is seeking to hire a Loan Officer. Interested candidates should apply to be considered. Essential Functions These are the job duties required of the position. Essential Functions * Assumes responsibility for processing loan requests and making sound judgement on granting loans to members, within the limits of established policies, legal requirements, and delegated authority. * Prepares loan documents, disburses loans, and files/maintains loan information as needed. * Denies loans that do not meet loan approval policies and mails the appropriate notices. * Processes automobile and boat titles and submits them to the State of Alabama. * Maintains current titles and UCC-1s on existing loans. * Monitors collateral protection insurance on secured loans. * Processes collection actions on past-due loans, VISAs, and overdrawn share accounts. * Documents all in-house collection activity. * Determines if a collection account is place with a collection agency, repossession agency, or attorney as needed. * Regular and prompt attendance. * Ability to work schedule as defined and overtime hours as required. * Related duties as required. Posting Information Number of Vacancies 1 Position End Date (if temporary) Job Open Date 10/03/2025 Job Close Date Open Until Filled Yes Special Instructions to Applicants Working Days Monday - Friday Working Hours 8:00 a.m. - 5:00 p.m. Job Location Main Campus Full-time or Part-Time Full Time Regular or Temporary Regular
    $33k-44k yearly est. 57d ago
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  • Loan Closing Specialist

    SWBC 3.0company rating

    Loan specialist job in New Site, AL

    We are excited to welcome you and your team to SWBC Mortgage! Please complete the following steps to begin the on-boarding process. Please submit an application by clicking the apply button. You may apply using your LinkedIn profile or submit the information manually. Once your application is received, your background check and drug screen process will begin. Please look out for a separate email from Career Builder Employment Screening (“CBES”) with this information. If you have any questions or issues regarding the application or background check process, please contact either of the following: Steven Strawn, Director Human Resources **************** Erica Arzu, HR Generalist ************** ADDITIONAL INFORMATION SWBC is a Substance-Free Workplace and requires pre-employment drug testing. Please note, SWBC does not hire tobacco users as allowed by law.
    $29k-60k yearly est. Auto-Apply 60d+ ago
  • Loan Specialist II - Due Diligence

    Servisfirst Bank 4.0company rating

    Loan specialist job in Birmingham, AL

    Job Description At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist II - Due Diligence is responsible for assembling loan documentation for commercial and consumer loans in accordance with regulatory requirements and Bank policy. Loan packages must be prepared accurately and forwarded for further processing in a timely manner in order to ensure quality service and minimize inconvenience to the customer. Because of market volatility and spikes in loan volume, the Loan Specialist II must be able to work under deadline pressure while still ensuring accuracy. The incumbent will: Review submitted pre-closing nCino Doc Prep Memo or nCino Credit Memo and documentation to ensure all documents necessary to process the loan have been received and address all outstanding exceptions Review and clear existing collateral exceptions on renewal loans prior to moving to Doc Prep Ensure all loan requests include proper approval to include aggregate debt, floors and fee waiver approvals Review in-house loan documentation for commercial, consumer and real estate loans in accordance with Bank policy and regulatory requirements, within 12 hours of receipt of completed supporting documentation package, to include complex loans Utilize external websites and vendors to acquire information to complete required information for loan packages Ensure all internal systems (nCino, Footprints, etc.) are updated in a timely manner Upon satisfactory documentation completion of loan package, submit to Doc Prep for review Train new hires and cross train all existing employees Maintain process manual on shared drive and compose procedures for any new processes Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned. MINIMUM QUALIFICATIONS High school diploma or equivalent Three (3) or more years of related experience Extensive commercial and consumer loan documentation experience to include knowledge of collateral perfection and related regulations Excellent understanding of credit administration procedures as demonstrated in previous position gathering and assembling loan documents Experience working with no supervision while performing duties Excellent organizational and time management skills, as demonstrated by experience meeting deadlines Experience working with Microsoft Word and Excel PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: Sitting at a desk or workstation for long periods of time. Occasionally lifting and/or moving materials that weigh 1 to 25 pounds. Frequently typing using a keyboard and/or calculator. Normal office environment with constant comfortable temperatures and exposure to low noise level (e.g., faxes, phones, printers, etc.). EOE/AA
    $27k-63k yearly est. 6d ago
  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan specialist job in Montgomery, AL

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141859 ### Place of Work On-site ### Requisition ID 141859 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Loan Originator NE, Montgomery, AL

    Primelending 4.4company rating

    Loan specialist job in Montgomery, AL

    Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.
    $23k-39k yearly est. Auto-Apply 60d+ ago
  • Loan Specialist - 310

    Sun Loan 3.5company rating

    Loan specialist job in Gadsden, AL

    As a Loan Specialist, this position supports the branch manager in maintaining a profitable and well-managed office by ensuring efficient administration and compliance in loan processing. This role includes accurately processing loan applications, assembling and verifying loan documents, and handling all paperwork to maintain regulatory compliance. By diligently following organizational and regulatory guidelines, the Loan Specialist helps mitigate risk and avoid potential losses. Responsibilities also include contacting customers regarding payment arrangements, facilitating loan extensions and modifications, and handling pay schedules as needed. In the manager's absence, this role oversees office operations to maintain continuity and productivity. Job duties include: Attempts to persuade customers to pay the amount due or arrange for payment via phone, or mail. Identifies solutions for customers to refinance accounts and bring accounts current. Properly closes loans by ensuring all loan requirements are explained. Execute collection calls on overdue accounts. Uses company provided location services to locate past due customers. Ensures accurate and timely processing of applications by regularly reviewing pending applications and contacting prospective customers. Ensures continual account growth by selling loans to former and prospective customers. Sells ancillary products including taxes, referrals and car club (where applicable). Maintains all necessary forms and loan documents for accounts in accordance with company guidelines, federal and state law. Prepares copies of financial and legal documents as requested. Ensures accurate and timely processing of loans by providing accurate computer input and keeping customer information up to date. Enters payments into loan management software. Accommodates for payment extensions and properly maintains collection notes on account screens. Requirements: 1 year Customer Service experience in any field 6 months Collections experience, a plus High School/GED preferred Proficiency in operating systems (e.g., Windows, mac OS, Linux) and common software applications (e.g., Microsoft Office Suite, Google Workspace), with experience in software installation, configuration, and troubleshooting. Demonstrates a positive attitude, strong work ethic, and a collaborative approach, contributing to a respectful and productive work environment. Excels in building and maintaining strong customer relationships, demonstrating excellent communication, active listening, and persuasive sales techniques to drive customer satisfaction and business growth. Strong organizational skills, with the ability to manage multiple tasks efficiently, prioritize responsibilities, and meet deadlines while maintaining attention to detail. Proficient in basic math skills, including addition, subtraction, multiplication, and division, with the ability to apply these skills to analyze data and perform calculations accurately.
    $22k-51k yearly est. 6d ago
  • Mortgage Loan Officer

    Marion Community Bank 4.1company rating

    Loan specialist job in Montgomery, AL

    About us: Through unmatched service and innovative solutions, Marion Community Bank helps make financial success achievable for all customers. For over 90 years, we have been a cornerstone of financial trust and service in the communities we serve. The bank is currently seeking a Mortgage Loan Officer to join our team! This is a full-time, in-office position based at our Montgomery branch location. The position generally follows a standard schedule of Monday through Thursday, 8:00 AM to 4:30 PM and Friday, 8:00 AM to 5:00 PM; hours may vary based on business needs. Key responsibilities include: Leadership: Proactively seek opportunities for personal and professional development. Be growth minded. Enthusiastically support bank initiatives. Reinforce company-wide communication. Develop and maintain supportive relationships with branch and interdepartmental teammates. Sales & Service: Deliver unmatched service by consistently executing the MCB PROMISE. Handle customer requests responsively and with a sense of urgency. Know the features and benefits of all bank products and services. Identify cross selling opportunities. Job Functions: Set, plan, and execute weekly sales calls on centers of influence (realtors, attorneys, financial advisors, builders, previous customers, etc). Actively network in the community to build relationships that lead to referrals. Visit all branches regularly. Keep branch staff informed about mortgage products and regularly solicit referrals. Assist the Marketing Officer in advertising the bank's mortgage offerings on social media. Develop an intimate knowledge of all mortgage loan products, both portfolio and secondary. Assist customers in identifying proper residential mortgage loan products. Guide clients through the application process from pre-qualification to closing Understand and communicate loan pricing Process all in-house TRID loans. Assist loan officers with the construction draw process. Work with outside vendors to coordinate closings. Complete all assigned training by required deadlines. Other duties as assigned. Qualifications: Minimum of 2-5 years of experience in mortgage lending, banking, or financial services, with a proven record of loan origination success. Strong knowledge of mortgage loan products, underwriting guidelines, and regulatory requirements (TRID, RESPA, HMDA, etc.). Demonstrated ability to develop and maintain productive referral relationships with realtors, builders, attorneys, and other community partners. Ability to work independently, manage time effectively, and meet production goals. Community-minded, with a genuine interest in supporting local relationships and representing the bank's values. Bachelor's degree in Business, Finance, or a related field preferred (or equivalent combination of education and experience). Qualifications Benefits: Marion Community Bank offers a competitive benefits package, including health, dental, vision and life insurance, a flexible spending account (FSA), and a 401(k)-retirement plan with company match. We are committed to supporting the well-being and financial security of our team members. Marion Community Bank is an Equal Opportunity Employer. We are committed to building a diverse and inclusive team and consider all qualified applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, genetic information, or any other legally protected status in accordance with applicable laws. Employment offers may be contingent upon successful completion of a background check. Marion Community Bank participates in E-Verify to confirm the employment eligibility of all newly hired employees. If you require assistance or accommodation during the application or interview process due to a disability, please contact us directly, and we will make every effort to accommodate your needs.
    $32k-47k yearly est. 17d ago
  • Consumer Loan Specialist - Sales Customer Service

    Republic Financial 3.4company rating

    Loan specialist job in Montgomery, AL

    Overview & Responsibilities Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on! This position earns a competitive salary of $32,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long-term disability. If this sounds like the right opportunity in the financial services industry for you, apply today! As a Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. The successful candidate will posses a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills. ABOUT REPUBLIC FINANCE We have helped our customers meet their personal finance goals for more than 70 years by providing a variety of consumer loans, flexible lending options, and incomparable customer service. We are proud to serve over 300,000 customers in more than 250 communities throughout the US, and we continue to expand into new states each year! Our Core Values are at the heart of everything we do with a focus on Our Team, Our Customers, and Our Performance. With a commitment to our customers, we identify lending options that fit each of their unique needs. Not only are we dedicated to serving our customers, but we are also dedicated to giving back to our communities. Company-wide, we participate in various philanthropic efforts such as volunteer opportunities, food drives and back to school drives as well as an annual fund raiser for St. Jude Children's Research Hospital. Our growing company offers a bright future for our employees. We work to provide a clear career path and many growth opportunities for all of our team members. Our supportive culture is one where we all work together to continuously improve and reach our goals. We show our appreciation for our employees by offering great benefits and competitive pay and by rewarding performance. Job responsibilities are as follows: * Actively seeks opportunities to originate new loan business with new and existing customers. * Evaluates customer needs to recommend the best consumer loan and voluntary product solutions. * Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants. * Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing. * Takes ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans. * Closes loans, assembles loan folders, and breaks down files as well as other miscellaneous tasks. * Consistently meets or exceeds loan goals. * Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio. * Applies analytical skills to quickly and efficiently resolve any customer issues. * Processes insurance claims, follow-ups and payments daily and maintains insurance log. * Provides excellent customer care through daily transactions, customer inquiries and problem resolution. * Answers incoming phone calls; checks branch's voicemail. * Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance. Requirements * High school diploma or equivalent. * Minimum of 1 year of sales experience (i.e., retail sales, goal-oriented or incentive based). * Professional demeanor, positive attitude, strong communication and customer relations skills are a must. * Ability to work in a high-performing, fast-paced, goal-oriented, team environment. * Ability to successfully navigate priorities while paying close attention to details. * Basic computer skills and familiarity with Windows & Microsoft Office. * Ability to meet our acceptable standards for criminal background history, credit history and pass a pre-employment drug screen. * Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state's department of insurance. Benefits We offer a competitive compensation and benefits package including: * Health, Dental, & Vision Insurance * 15 days of Paid Time Off (PTO) to start + 1 additional personal day * 401k + employer match * Company provided Life Insurance & Long Term Disability * Employee Assistance Program - Confidential mental health support Additional benefits with Republic Finance include: * Access to LinkedIn Learning's library of 10,000+ professional development courses * Employee of the Month Program * Philanthropic support for multiple charities including an annual drive for St. Jude Children's Research Hospital * Professional offices with a friendly team environment * Monthly incentive bonus pay * Internal promotions Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.
    $32k yearly Auto-Apply 14d ago
  • Mortgage Lending Officer

    River Bank & Trust 4.2company rating

    Loan specialist job in Montgomery, AL

    Mortgage Lending Officer RB&T Mission Statement: As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals. River Bank & Trust is looking for a Mortgage Lending Officer (MLO) who is prepared to make a difference in the lives of our customers, by providing unmatched knowledge and hospitality. This is achieved not only through the bank's commitment to support your success, but also through your community involvement/relationships, ability to uncover the customer's needs, recommend the best mortgage product, and help the customer throughout each step of the process to get the loan closed promptly. Essential Duties and Responsibilities: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The essential functions include, but are not limited to the following: - Interview customers to determine their mortgage needs - Responsible for collecting financial information & evaluating creditworthiness and eligibility to obtain a mortgage loan - Guide the customer through their options and throughout the process - Prepare and submit mortgage loan applications - Ensure data are in line with national and local financial guidelines - Keep the customer informed throughout each step of the process - Help resolve problems/conflict with applications - Ensure compliance with privacy laws and confidentiality throughout the process - Build and maintain customer relationships, internal referral network, and community involvement Minimum Qualifications: - High School diploma or equivalent - At least (2) years' experience in related or equivalent mortgage banking - Knowledge & understanding of real estate lending criteria, compliance, federal/state regulations, loan origination and servicing software Skills, Abilities & Expectations: - Be familiar with and follow policy and procedures, and support Management's decisions and goals in a positive, professional manner. - Stay abreast of regulatory requirements and complete annual compliance training applicable to the position - Assuring customer service is top priority whether internally or externally; treating customers and employees professionally, with courtesy and respect - Ability to work in a fast-paced team environment, handle multiple tasks, and prioritize work - Detail oriented and organized Mortgage Loan Originator Job Description - Ability to analyze financial information - Excellent interpersonal and communication skills - Integrity, discretion, and respect for confidential information are absolutely essential - Willingness to adapt to change - Work within a variety of different software and web applications - Able to prioritize duties and effectively manage time - Analytical and problem-solving skills - Attend work on a regular basis, on time, and withstand varying degrees of stress - Excellent interpersonal and communication skills - Maintaining a professional, business-like appearance and demeanor - Proficiency in Microsoft Office products to include: Word, Excel, and Outlook Physical Demands: The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit; talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk; reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special vision requirements include close, distant, and peripheral vision; depth perception; and the ability to adjust focus. The noise level in the work environment is usually moderate. The work environment and physical demands are those of a standard retail branch setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. Disclaimer: The above information has been designed to indicate the general nature and level of work performed within this job. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to the job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of stress. This position description describes the minimum selection requirements to qualify for the position. Promotion and other employment decisions are based on employer needs, being in good standing, fully competent performance, and other non-discriminatory subjects.
    $24k-37k yearly est. 26d ago
  • Home Loan Processor

    Certis Title & Escrow 3.6company rating

    Loan specialist job in Prattville, AL

    Job DescriptionAre you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you're interested in a dynamic position on a well-established and successful lending team, look no further; apply now!Compensation: $20 - $25 hourly Responsibilities: Interview prospective loan applicants and assist them in finding the best loan products for their needs Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files Adhere to all lending and regulatory guidelines and policies while preparing the loan file Serve as a liaison between borrowers, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to support loan approval Prepare and submit detailed loan packages to the lender underwriting department for approval or denial Client intake & front desk: answer calls/emails, greet visitors, verify IDs, notarize as needed, and route inquiries to the right team member File setup & documentation: open new orders in settlement software, collect buyer/seller/lender data, request payoffs/HOA info, and organize all supporting documents Scheduling & coordination: manage the closing calendar, confirm dates/times, coordinate with agents, lenders, and attorneys, and send confirmations/reminders Earnest money & funds handling: receive and log EMD, issue receipts, ensure timely deposits, and reconcile with accounting Office operations & compliance: maintain supplies and closing-room readiness, provide proactive status updates, track SLAs, and uphold ALTA Best Practices and privacy protocols Qualifications: FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required Must have excellent written and verbal communication skills Accounting, finance, or business Associate's degree preferred - High school diploma or GED required Minimum of 2+ years loan processing experience required Superb analytical skills, time management skills, and attention to detail 2+ years in loan processing, mortgage ops, escrow/closing assistant, or title front-office role with measurable pipeline ownership Proven conditions management task lists, follow-ups, and due dates. Strong document literacy: closing packages, payoffs, CDs, prelim/HUD, title commitments, tax reports. Tech-comfortable: LOS/settlement software, Microsoft 365/Google Suite Professional communication phone, email, and in-person with a calm, solutions-first style. Reliable transportation for bank runs/courthouse drop-offs between Prattville/Montgomery as needed. About Company At our title company, we do commercial and residential closings. Clients are our top priority.
    $20-25 hourly 10d ago
  • Mortgage Loan Officer

    Bryant Bank 4.1company rating

    Loan specialist job in Hoover, AL

    The Mortgage Loan Officer is responsible for helping customers achieve their homeownership and financial goals by providing expert guidance throughout the mortgage lending process. This role will independently originate, evaluate, and manage mortgage loan applications in accordance with bank policies, investor requirements, and federal regulations. The ideal candidate brings extensive industry experience, a proven production history, and strong referral relationships. Essential Duties and Responsibilities: Independently originate and evaluate mortgage loans in compliance with bank guidelines, underwriting standards, and secondary market requirements. Manage a high-volume pipeline while meeting multiple and sometimes competing deadlines. Maintain strong working knowledge of compliance requirements, including ATR/QM and TRID. Proactively develop new business through existing customers, referral partners, and community relationships. Maintain and grow a high-quality, self-sourced portfolio of mortgage production. Performs other related duties as assigned Qualifications Knowledge/Skills/Abilities: Ability to build, grow, and sustain long-term business relationships with realtors, builders, financial advisors, and customers. Excellent verbal and written communication skills with the ability to provide clear guidance to borrowers. Advanced knowledge of residential mortgage products, including Conventional, FHA, and VA loans. Strong understanding of mortgage industry regulations, underwriting requirements, secondary market standards, and investor guidelines. Highly organized with the ability to prioritize tasks, manage multiple deadlines, and work independently in a fast-paced environment. Strong sales skills with the ability to generate, nurture, and convert leads. Competencies: Accountability: Willing to claim ownership for results of actions that were executed personally; Meets personal and organizational obligations associated with serving customers and utilizing resources; Performs duties and position without requiring guidance. Collaboration: Cooperates with others to establish priorities and develop work plans; Cooperates with team members to complete tasks assigned to the team; Consistently contributes to group discussions and shares information. Customer Service: Establishes cooperative working relationships with others internal and external to the organization; Resolves fairly complex or non-routine problems, questions, or complaints; directs the most complex problems, questions, or complaints to the appropriate person; Effectively handles situations with moderate degree of tension, conflict and/or distress. Decision-Making: Exercises good judgment in situations when data is limited and the solution may be unclear; Makes appropriate decisions in given time restraints; Demonstrates the ability to weigh factors and perceive impacts and implications of personal decisions in situations. Organizational Awareness: Understands the mission and functions of the organization; Demonstrates in-depth knowledge of organizational policies, procedures, rules, regulations impacting the organization, and guidelines; Educates others on organizational programs and policies; Aware of the key stakeholders, decision-makers, and power dynamics within the organization. Self-Management: Sets goals and priorities for own work consistent with goals of the organization and accommodates unforeseen workload; Applies effort and persistence toward the achievement of goals; Willingly accepts new or additional responsibilities. Education and Experience: Bachelor's degree and substantial experience in mortgage lending or an equivalent combination of education and experience. Minimum 5-7 years of experience in mortgage loan origination or mortgage banking required. Prior experience in a bank environment or with portfolio lending is a plus. Certifications/Licenses: Must be registered, or eligible for registration upon hire, with the Nationwide Mortgage Licensing System (NMLS).
    $36k-46k yearly est. 15d ago
  • Loan Officer

    Farm Credit Services of America 4.7company rating

    Loan specialist job in Northport, AL

    The Loan Officer is responsible for marketing, new loan growth and the extension of sound constructive credit to borrowers and prospective borrowers. RESPONSIBILITIES/DUTIES include, but are not limited to: Actively marketing for new loan customers Securing, processing and approving a wide variety of land and agriculturally related loan transactions Supervising and servicing an existing loan portfolio Attending various farm and farm-related meetings sponsored by First South Farm Credit and other organizations Promoting good customer relations Performing additional duties, as required, to meet business requirements Meeting the requirement of daily attendance on the job for a full, continuous 8-hour shift REQUIRED EXPERIENCE Bachelor's Degree in Business, Economics, Finance or Agriculture discipline or equivalent education/experience is required. Must possess strong analysis, judgment and communication skills (both oral and written). Excellent problem solving and teamwork skills required, including ability to be assertive and decisive in making sound business decisions. PREFERRED EXPERIENCE Prefer experience in management of an agricultural production loan portfolio or related practical experience, including Farm Credit experience. DETAILS Salary will be commensurate with experience and performance. NOTE: Travel is required for this position.
    $33k-48k yearly est. Auto-Apply 5d ago
  • Junior Loan Officer

    Newrez LLC

    Loan specialist job in Dothan, AL

    is for ONWARD HOME MORTGAGE, one of the Family of Companies of Newrez LLC. Sell loan products offered by NewRez Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads. Engage in marketing and promotional activities in support of your own sales. Meet monthly minimum personal production goals (3 units) Take mortgage loan applications and prepare effective loan proposals: Determine a consumer's needs and offer the appropriate product Originate loans for appropriate amounts, rates, and terms that comply with NewRez's program guidelines Provide consumers with a superior level of customer service: Quickly and accurately answer all customer inquiries in a professional manner. Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate. Provide assistance to applicants and solve all problems that may arise between application and settlement Stay informed of developing trends in the mortgage industry Attend/assist with scheduled meetings, training sessions and courses Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct. Qualifications: Education and Experience Requirements Must qualify for and obtain state licensure in the states where NewRez does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check Minimum successful 1 year mortgage loan origination experience 2-year college degree preferred (or equivalent experience) Proven sales skills and leadership abilities Company Perks: • 15 Paid Time Off (PTO) days and 18 after 1st anniversary! • 9 Paid Holidays • Casual Workplace • Employee Engagement Activities Company Benefits: • Medical (including Health Savings Account & Flexible Savings Account) • Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan • Performance-based Incentives • Pet Insurance • Advancement Opportunities Newrez NOW: • Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more • 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice • Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee • Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection
    $29k-40k yearly est. Auto-Apply 13d ago
  • Junior Loan Officer

    Newrez

    Loan specialist job in Dothan, AL

    is for ONWARD HOME MORTGAGE, one of the Family of Companies of Newrez LLC. Sell loan products offered by NewRez Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads. Engage in marketing and promotional activities in support of your own sales. Meet monthly minimum personal production goals (3 units) Take mortgage loan applications and prepare effective loan proposals: Determine a consumer's needs and offer the appropriate product Originate loans for appropriate amounts, rates, and terms that comply with NewRez's program guidelines Provide consumers with a superior level of customer service: Quickly and accurately answer all customer inquiries in a professional manner. Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate. Provide assistance to applicants and solve all problems that may arise between application and settlement Stay informed of developing trends in the mortgage industry Attend/assist with scheduled meetings, training sessions and courses Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct. Qualifications: Education and Experience Requirements Must qualify for and obtain state licensure in the states where NewRez does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check Minimum successful 1 year mortgage loan origination experience 2-year college degree preferred (or equivalent experience) Proven sales skills and leadership abilities Company Perks: * 15 Paid Time Off (PTO) days and 18 after 1st anniversary! * 9 Paid Holidays * Casual Workplace * Employee Engagement Activities Company Benefits: * Medical (including Health Savings Account & Flexible Savings Account) * Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan * Performance-based Incentives * Pet Insurance * Advancement Opportunities Newrez NOW: * Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more * 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice * Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee * Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection
    $29k-40k yearly est. Auto-Apply 12d ago
  • Loan Officer

    Jefferson Credit Union 3.6company rating

    Loan specialist job in Birmingham, AL

    Job DescriptionSalary: The Loan Officer is responsible for underwriting quality consumer loans in compliance with applicable laws, regulations, and credit union policies. This role includes providing accurate and timely responses to members regarding loan decisions, as well as gathering necessary documentation to ensure complete loan packages. The Loan Officer is expected to generate quality loans that meet the needs of both the credit union and its members. In addition to lending responsibilities, this position plays a key role in delivering exceptional member service. The Loan Officer promotes credit union products and services while ensuring all interactions are handled in a friendly, timely, and professional manner. Responsibilities Lending & Underwriting Interview members, provide guidance on consumer lending options, and complete accurate loan applications. Analyze loan applications, credit reports, collateral, financial statements, and supporting documents to make sound and consistent lending decisions within assigned authority. Calculate debt-to-income ratios, assess collateral valuation, and determine overall loan quality. Administer loan documentation and creditworthiness reviews to ensure timely and compliant loan closings. Manage indirect lending activities by analyzing applications submitted through dealerships, funding approved loans, and reaching out to members directly to resolve questions or documentation issues. Communicate and troubleshoot issues within the indirect lending platform to ensure smooth processing and member satisfaction. Collaborate with management to strengthen dealer relationships and increase participation in the credit unions indirect lending program. Identify and pursue opportunities for cross-selling additional credit union loan products and services. Compliance & Risk Management Stay current with lending and collection regulations, ensuring all activities comply with applicable laws and credit union policies. Maintain working knowledge of regulations including Reg B, Reg Z, Reg CC, the Fair Credit Reporting Act, the Bank Secrecy Act, the Patriot Act, Anti-Money Laundering requirements, and SAFE Act guidelines. Uphold all Jefferson Credit Union policies and procedures while safeguarding member and credit union interests. All other duties as assigned by management. Required Qualifications High school diploma or equivalent; associate or bachelors degree in Finance, Business, or related field preferred. 13 years of experience in consumer lending, underwriting, or related financial services. Working knowledge of loan origination systems, credit analysis, and indirect lending processes. Familiarity with compliance and regulatory standards including Reg B, Reg Z, FCRA, BSA/AML, and SAFE Act. Strong financial analysis skills with ability to calculate debt-to-income ratios and assess collateral values. Excellent communication and interpersonal skills with a professional, member-focused approach. Proficiency with Microsoft Office and ability to learn new software quickly. Highly organized and detail-oriented, able to manage multiple applications and deadlines. Preferred Qualifications Bachelors degree in Finance, Business Administration, or related field. 3+ years of experience in a credit union or community banking environment. Experience with indirect lending platforms and direct communication with dealerships. Established understanding of risk-based lending and consumer loan portfolio management. Demonstrated success in cross-selling financial products and services.
    $35k-47k yearly est. 14d ago
  • Mortgage Loan Processor

    Hope CU

    Loan specialist job in Birmingham, AL

    HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; leverages resources; and engages in advocacy that strengthens the financial health of people in under-resourced Deep South communities. Since 1994, these efforts have benefited more than three million people in Alabama, Arkansas, Louisiana, Mississippi and Tennessee, and influenced billions in persistent poverty communities across the nation. Learn more at *********************** Title: Mortgage Loan Processor Department: Mortgage Processing Reports To: AVP Mortgage Processing Manager Supervises: N/A Job Classification: Full-time, Non-Exempt Location: Birmingham, AL (Hybrid) Job Summary The Mortgage Loan Processor is responsible for processing loan files by verifying the information the applicants supply on the application, documenting it in accordance with the terms and conditions of the loan approval, and providing the information necessary for the closing of the mortgage loan. This involves the verifying of the applicant's income, assets, liabilities and collateral value. It may also involve gathering additional documentation required to qualify applicant for various grant programs. Primary and Essential Functions Review the file received from the loan officer for necessary documentation and disclosures Collecting and verifying the necessary information and documents for a loan application, such as income verification, bank statements, tax returns, appraisal, etc. Thorough knowledge and understanding of agency (Fannie Mae, Freddie Mac) and portfolio guidelines. Knowledge of federal and state mortgage lending regulations. Review the file input in mortgage software and any grant-specific software. Ability to adhere to tight deadlines and work effectively under pressure. Follow-up on any documentation that has not been received, including ordering the appraisal, FHA/VA case numbers, and alternative documentation if required, etc. Follow-up on any grant-specific documentation that is needed. Order Credit Alert Interactive Voice Response System (CAIVRS), check Limited Denial of Participation (LDP)/General Services Administration (GSA) exclusionary lists. Evaluate documentation received for correctness and completeness. Prepare and submit all loan files to the loan underwriter for a credit decision. Complete information necessary for the closing of the loan by making sure the closing date is on the shared calendar, flood certifications are in the file, and evidence of all insurances (HOI, wind/hail, flood, etc.). Checking all insurance policies for adherence to product guidelines. Follow up on any additional requirements or conditions requested by the loan underwriter. Provide excellent internal and external customer service. Create strong and lasting relationships with clients and referral partners. Ability to work collaboratively and as a liaison for the loan officer, underwriter, closer, settlement agent, and real estate agent (if applicable) on all loan files. Perform general administrative duties such as attending meetings, report production, etc. Complete all tracking data of the loan file in the mortgage loan software. Communicate effectively with the loan officer throughout the loan cycle to ensure closing deadlines are met. Work with other departments as needed on projects related to the mission of HOPE. Regulatory Compliance Requirements Must comply with registration requirements with National Mortgage Licensing System (NMLS) Must comply with provisions of the Bank Secrecy Act (BSA). Must comply with the provisions of the Privacy of Consumer Financial Information regulations. Must comply with the provisions of the Right to Financial Privacy Act. Must comply with the provisions of the Equal Credit Opportunity Act (Regulation B). Must comply with the provisions of the Fair Credit Practice Rule. Must comply with the provisions of the Fair Credit Reporting Act. Must comply with the provisions of the Fair Housing Act. Must comply with the provisions of the Flood Disaster Protection Act. Must comply with the provisions of the Home Mortgage Disclosure Act (Regulation C). Must comply with the provisions of the Homeowners Protection Act. Must comply with the provisions of the National Flood Insurance Act. Must comply with the provisions of the Real Estate Settlement Procedures Act (Regulation X). Must comply with the provisions of the Servicemembers' Civil Relief Act. Must comply with the provisions of the Truth in Lending Act (Regulation Z). Must comply with the provisions of the Mortgage Disclosure Information Act. Must comply with the provisions of Appraisal Independence Interim Final Rule Must comply with the Interagency Appraisal and Evaluation Guidelines Must comply with the Dodd-Frank Act Must comply with the Consumer Financial Protection Bureau Accountability for Business Results Timeliness and quality of the loan process Loan closing cycle time Timeliness of grant funding Specified Authority Level Run Desktop Underwriter VA/FHA Connection Approve HUD-1 Form for grant closings Approve loans for grant compliance according to program guidelines Qualifications A minimum of three years of recent experience in residential mortgage loan processing Preferred Demonstrated strength in the ability to manage multiple projects at once while maintaining appropriate attention to details A bachelor's degree in finance or a relevant field is preferred. Competencies/Skills Excellent Customer Service, written and verbal communications skills Keen analytical skills Working knowledge of word processor, spreadsheet, other PC applications, or mainframe applications to produce non-standard, creative products Ability to read and interpret documents, write routine reports and correspondence Ability to compute rate, ratio, percent, and interpret data Ability to effectively use DU/Total Scorecard & GUS Ability to apply commonsense understanding to carry out detailed but uninvolved written or oral instructions Ability to deal with problems involving a few concrete variables in standardized situations Knowledge of regulations and requirements of investors, federal regulations and compliance in mortgage lending Work Environment: Employee spends the majority of time in an office environment, generally accessible to the public, customers, and potential customers Noise level in the work environment is usually moderate Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Hybrid work option is available Physical Demands: Employee is regularly required to sit, stand, and walk. Employee will use hands to finger, handle, or feel, reach with hands and arms, and talk or hear. Employee must regularly lift and move up to 10 pounds and frequently lift and/or move up to 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Comprehensive Benefits Package: Paid Vacation and Sick Time 11 Paid Holidays 401(k) with Company Match Medical, Dental, and Vision Benefits Flexible Spending Account (FSA) Disability Benefits Life Insurance, Critical Illness, Accident Employee Assistance Program (EAP) Tuition Reimbursement, Professional Development Hope Enterprise Corporation does not participate in or engage in any form of visa sponsorship, including employment-based visa applications or extensions (e.g., H-1B, TN, O-1, OPT, STEM OPT, etc.). Candidates must be legally authorized to work in the United States at the time of application and throughout the duration of employment. We are an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
    $36k-50k yearly est. 6d ago
  • Mortgage Loan Processor

    Amfirst Career

    Loan specialist job in Birmingham, AL

    Essential Functions & Responsibilities: Process files from opening through closing of each loan. Take ownership of loan files once received from mortgage loan officer. Be primary contact for all parties involved in the process of the mortgage loan. Assemble all loan documents necessary to meet the underwriting guidelines for the particular loan program in process. Obtain the necessary documents from the customer to meet Automated Underwriting System Findings. Review all documents for accuracy and completeness and determine the documentation necessary to be included in the mortgage loan file while maintaining compliance of necessary loan documentation. Analyze borrower(s) Federal Tax returns (if applicable) to determine qualifying income. Complete FNMA Form 1084 Self Employed Cash Flow Analysis for loan files with tax returns. Responsible for ordering appraisals-title and hazard insurance and tracking order status. Responsible for conferring with borrowers concerning questions, procedures, necessary information and forms completion, and loan status while communicating in writing and verbally with various parties to the mortgage loan process Performs other job related duties as assigned. Performance Measurements: Meet or exceed department goals that are created in conjunction with corporate goals. To ensure all files are in compliance with federal regulations and Credit Union Policy. To ensure timely supply of requested documentation to members. Report regularly to leadership on the status of all leads and loans being worked. Knowledge and Skills: Experience: One year to three years of similar or related experience. Education: (1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g., information technology certifications in lieu of a degree). Interpersonal Skills: Work involves extensive personal contact with others and is of a personal or sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. Physical Requirements: Light lifting required. Work Environment: Prompt regular attendance at the assigned workplace is required.
    $36k-50k yearly est. 14d ago
  • Mortgage Loan Processor

    First Horizon 3.9company rating

    Loan specialist job in Birmingham, AL

    The Mortgage Processor Role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills. Candidates must also have the ability to self-manage a pipeline of 25-35 loans at all times. Essential Duties and Responsibilities: • Ability to self-manage a pipeline of 25-35 loans on a daily/weekly basis. • Ability to calculate complex income streams and assist in restructuring of loan files. • Maintain daily workflow prioritization to ensure closing dates are met. • Adhere to published SLAs to promote effective pipeline management. • Order all required verifications and documentation as required by product guidelines and underwriting. • Analyze and ensure all documentation received are accurate and meets product guidelines and underwriting conditions. • Responsible for monitoring rate locks and initiating any Change of Circumstances for re-disclosure requirements. • Ensure follow-up to all Pre-Funding and Post-Closing Audits as requested. • Provide excellent customer service to both internal and external clients. • Communicate effectively with all parties to the transaction to keep them informed of file status. • Mentor and provide assistance to Mortgage Processors I and II. • All other duties as assigned Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. • High school Diploma or General education degree with a minimum of five years of Mortgage Loan Processing experience. • Ability to effectively use various computer software applications. • Ability to embrace and adopt all Technology as set forth by the line(s) of businesses. • Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing. • Basic accounting and mathematical skills. • Ability to effectively Multitask. • Work successfully in a fast-paced working environment and meet critical deadlines. • Delivers excellent verbal customer service. • Demonstrates Leadership • Excellent interpersonal skills/Champions Teamwork • Goal and success oriented. • Self-Starter • Highly organized, proven track record of successfully managing Time and Pipeline execution. • A “sales” mindset • Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs). • Focus on Quality and Understanding of Regulation/Compliance requirements. • Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful. • Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines. • Commitment to a positive customer experience (internal and external). NMLS Language As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
    $32k-41k yearly est. 33d ago
  • Mortgage Loan Processor

    Local Bank 4.1company rating

    Loan specialist job in Tuscaloosa, AL

    Job DescriptionDescription: The Mortgage Loan Processor is responsible for managing the loan file from the time of application through final approval. This role requires attention to detail, strong organizational skills, and the ability to communicate effectively with borrowers, loan officers, underwriters, and third-party vendors to ensure loans are processed accurately and efficiently while meeting all regulatory and compliance requirements. Key Responsibilities: Review mortgage loan applications for completeness and accuracy. Gather and verify required documentation from borrowers, including income, assets, liabilities, and credit information. Order and track third-party services such as appraisals, title work, and verifications of employment. Maintain regular communication with borrowers, loan officers, underwriters, and other parties to provide status updates and request additional information when needed. Review credit reports, income documentation, and asset statements to ensure compliance with lending guidelines. Prepare and submit complete loan packages to underwriting for approval. Monitor loan pipeline to ensure timely processing and adherence to deadlines. Ensure all documentation complies with federal, state, and investor regulations, as well as company policies. Address any underwriting conditions in a timely manner by working with the borrower and loan officer. Coordinate loan closings with all involved parties, ensuring a smooth and efficient process. Maintain accurate and organized records in the loan origination system. All other related duties as assigned. Requirements: Qualifications: High school diploma or equivalent required; Associate's or Bachelor's degree in finance, business, or a related field preferred. Minimum of 2 years' experience in mortgage loan processing, lending, or a related financial services role preferred. Strong understanding of mortgage loan products, guidelines, and compliance regulations. Proficient with mortgage loan origination systems (LOS) and Microsoft Office Suite. Exceptional organizational skills with the ability to manage multiple files and deadlines simultaneously. Strong verbal and written communication skills. Detail-oriented with a commitment to accuracy and quality. Ability to work independently as well as collaboratively in a fast-paced environment. Work Environment: Standard office environment with occasional remote work as approved. May require extended hours to meet deadlines. Physical Requirements: Prolonged periods of sitting at a desk and working on a computer. Ability to lift up to 15 pounds occasionally.
    $36k-49k yearly est. 15d ago
  • Commercial Loan Document Prep Specialist

    Firstbank 4.6company rating

    Loan specialist job in Anniston, AL

    Description Summary: Supports all financial centers and underwriting groups by preparing loan documentation to be used for new loan granting and loan servicing. Arranges for the remote printing of documentation to the designated site. Assists lender with questions regarding loan origination documentation.Essential Duties and Responsibilities: Reviews lender requests for new loan documentation for all Consumer or Commercial Loans offered by FirstBank. Independently determines the appropriated documents for that loan type and accurately inputs into loan software system the information required by compliance and legal regulations/guidelines. Verifies that the approval and terms are correct. Verifies Flood Certification and Appraisal addresses are correct Understands the need to meet customer and lender requirements for the time frame within which the documents need to be prepared and delivered for closing. Arranges for the remote printing of completed documents to the site designated by the lender Is prepared to rapidly revise documents if needed to reflect new information requested by the lender Accepts telephone calls and email from lenders and any other loan related information the lender may request Prepares UCC Amendments/Continuations and Subordination Agreements Understands and comply with bank policy, laws, regulations as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity. Qualifications: Education and/or Experience: Demonstrated ability to learn complex information rapidly, i.e., loan compliance regulations and documentation requirements Documentation Preparation experience is a plus Proficient in Microsoft Office Suite, Outlook and other similar applications Demonstrated working knowledge of loan documentation and document retention Demonstrated commitment to accuracy and attention to detail. Good organizational skills FirstBank does not accept unsolicited resumes from agencies and staffing firms. Recruitment agencies and consultants may not submit resumes directly to managers. FirstBank will not pay fees to any third-party agency or company that does not have a signed agreement as an approved vendor. FirstBank in an Equal Opportunity Employer, including disability.
    $32k-37k yearly est. Auto-Apply 51d ago

Learn more about loan specialist jobs

How much does a loan specialist earn in Montgomery, AL?

The average loan specialist in Montgomery, AL earns between $15,000 and $86,000 annually. This compares to the national average loan specialist range of $26,000 to $68,000.

Average loan specialist salary in Montgomery, AL

$37,000

What are the biggest employers of Loan Specialists in Montgomery, AL?

The biggest employers of Loan Specialists in Montgomery, AL are:
  1. SolomonEdwards
  2. CarringtonRES
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