Loan Servicing and Collateral Specialist
Loan specialist job in Covington, LA
RESOURCE BANK
Loan Servicing and Collateral Specialist
This position reports to the Loan Administration Manager and is responsible for performing duties too varied and diverse to be classified in any specific office clerical occupation. Position may require learning new systems as entry level support, answering phones, filing and copying, and various loan maintenance.
Essential Functions:
Operate office equipment such as fax machines, copiers, and phone systems, and use computers for spreadsheet, word processing, database management, and other applications.
Create and/or modify memos, spreadsheets, policy or procedure documentation, or similar.
Scans all Loan Documentation within the electronic imaging system.
Assist with workflow of department.
Review various daily reports.
Coordinate the receipt and approval of departmental bills and submit to Accounting Department in timely manner.
Handles all of the Paid files.
Research and prepare collateral release such as Mortgage Cancellations, UCC Terminations, Auto Titles, Life Insurance Policies.
Prepare and track all Mortgage Re-Inscriptions.
Prepare and balance the Letters of Credits.
Make copies of correspondence and other printed material.
Manage departmental files.
Answer telephones and give information to callers, take messages, or transfer calls to appropriate individuals.
Learn to operate new office technologies as they are developed and implemented.
Set up and maintain paper and electronic filing systems for records, correspondence, and other material.
Uses independent judgment and decision making in carrying out the essential functions of the position.
Conduct UCC Continuations.
All other duties as assigned.
Skills:
Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
Speaking - Talking to others to convey information effectively. English and Spanish speaking skills preferred.
Writing - Communicating effectively in writing as appropriate for the needs of the audience.
Social Perceptiveness - Being aware of others' reactions and understanding why they react as they do.
Mathematics - Using mathematics to solve problems.
Microsoft - Proficient in Excel and Word
Attributes:
Oral Comprehension - The ability to listen to and understand information and ideas presented through spoken words and sentences.
Oral Expression - The ability to communicate information and ideas in speaking so others will understand.
Speech Recognition - The ability to identify and understand the speech of another person.
Speech Clarity - The ability to speak clearly so others can understand you.
Near Vision - The ability to see details at close range (within a few feet of the observer).
Written Comprehension - The ability to read and understand information and ideas presented in writing.
Experience and Education:
High School Diploma (or GED or High School Equivalence Certificate) required; Minimum 1 year of work experience required.
Resource Bank strives to be the employer of choice - EEO\Minority\Female\Vets\Disabled
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Loan Workout Specialist 4
Loan specialist job in New Orleans, LA
Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account.
JOB FUNCTION / SUMMARY:
Loan Workout Specialists monitor delinquent commercial and/or consumer loans and advise, restructure/rehabilitate, collect, recover, convert and/or liquidate assets (usually adversely classified) assigned by management to limit losses.
ESSENTIAL DUTIES & RESPONSIBILITIES:
Monitors the commercial delinquencies weekly and in conjunction with management
Works closely with officials of lending and borrowing institutions to review and restructure credit and repayment terms and to better secure collateral, attain an equity position, or otherwise establish recourse to other borrower assets
Successfully manages multiple complicated and complex troubled credits/relationships.
Develops and implements strategies to recover principal from borrowers whose non-performing loans have been charged off
Reviews files assigned and develops a plan of action according to Bank and external policy/procedure and regulations.
Communicates and coordinates with legal counsel both in-house and outside all legal activity associated with an assigned file.
Reviews and evaluates appraisals (real estate or movables) as well as environmental reports relative to assigned accounts.
Collects and incorporates all pertinent information for assembly into the department's working and bank files.
Drafts, updates, and presents watch list reports for review to watch loan and selected asset review committees.
Initiates and participates in meetings with clients and many times their advisors, counselors, attorneys and CPA's to address problems and develop solutions.
Coordinates and facilitates interactions between various departments.
Advises and assists loan officers and department managers with account deterioration and changes to approved plans of action.
Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act.
SUPERVISORY RESPONSIBILITIES:
None.
MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:
Bachelor's degree preferably in Business Administration, Finance, or Accounting
6 years of relevant experience in credit and/or collections required
Knowledge of sound credit, underwriting, and collateral recovery methods and procedures
Knowledge of tax, legal, and Bank credit/loan policy
Thorough understanding of the legal system relating to loan collections
Ability to prevent losses and to turn around non-performing credits
Ability to understand large and complex loans
1+ years of supervisory experience preferred.
An equivalent amount of related training, education and experience may be considered
ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:
Ability to travel if required to perform the essential job functions
Ability to work under stress and meet deadlines
Ability to operate related equipment to perform the essential job functions
Ability to read and interpret a document if required to perform the essential job functions
Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.
Auto-ApplyNew Orleans Regional Loan Officer
Loan specialist job in New Orleans, LA
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Loan (Outtake) & Mortgage Processor
Loan specialist job in New Orleans, LA
At RiverLand Federal Credit Union we believe you shouldn't have to choose between a fulfilling career and your personal passions. Whether you're into painting, volunteering, or just enjoying time with family we've built a workplace that gives you time and support to do it all.
Why You'll Love Working Here:
100% Employer paid coverage - medical, dental, vision, and long-term disability from your date of hire .
Employer HSA Contributions.
24 paid days off (increases with tenure), plus 10 paid holidays.
Paid time off for emergency office closures- including inclement weather.
Generous retirement benefits.
And more……
If you're looking for a place where your career can thrive and your hobbies can flourish, we'd love to hear from you. Apply today and discover the balance you've been looking for.
Loan (Outtake) & Mortgage Processor
Riverland Federal Credit Union is seeking a Loan (Outtake) & Mortgage Processor to join our Member Services team. The ideal candidate will have exemplary organizational, problem-solving, communication, and customer service skills. Our standard member service hours are Monday - Friday from 9:00 am to 4:00 pm, the actual hours worked in this position will vary based on business needs; but is typically a standard 40-hour work week, and may include occasional work after hours, as needed.
The Loan (Outtake) & Mortgage Processor is responsible for accurately and efficiently process loan applications and disperse funds. Accurately examine applications, documents, and process prior to funding. Assist Mortgage Processor in preparing loan applications, maintaining loan documentation and correspondence for residential loans. Communicates with mortgage service providers, and processes and disburses HELOC loans. Maintains a thorough knowledge of credit union loan guidelines.
Essential Functions and Responsibilities:
Outtake & HELOC Loan Disbursement:
Review loan applications for accuracy and completeness prior to disbursement.
Process approved Heloc applications in accordance with departmental procedures.
Run OFAC checks on all loan disbursements. Process and disburse loan funds in accordance with internal procedures.
Prepare closing documents accurately and coordinate closing appointments with title company, member, and in-house notary.
Order new Mastercards as requested.
Handle purchases and claims for third-party products such as GAP, MRC, and LDP.
Cross sell credit union products and services when appropriate.
Member Services:
Maintain and respond to help tickets related to loan adjustments, including payment corrections, interest/fee refunds, and due date changes.
Monitor and respond to inquiries and loan processor email accounts, department voicemail, and credit union chat, and answer incoming phone calls.
Compliance & Quality Control:
Notify Supervisor of any discrepancies found in title or survey documents.
Report any suspicious activity or potential loan fraud to management
Required to complete annual in-services to include critically identified areas: BSA, Compliance, Security and Workplace Conduct.
Follows Credit Union's policies and procedures at all times and perform all other duties as assigned.
Education and Experience:
Minimum 1-3 years of similar or related experience.
High school education or GED
Previous experience in a credit union is a plus.
Other:
Must be legally authorized to work in the US.
Must be willing to submit to and pass a criminal background check.
Must be willing to submit to and pass a credit check.
Must be bondable.
Due to the high volume of resumes received, a personal response regarding your application status is not available. Candidates will be contacted via email if you are selected for an interview.
Riverland is an Equal Employment Opportunity Employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age, or disability. We assure you that your opportunity for employment with this Credit Union depends solely on your qualifications.
Auto-ApplyLoan (Outtake) & Mortgage Processor
Loan specialist job in New Orleans, LA
At RiverLand Federal Credit Union we believe you shouldn't have to choose between a fulfilling career and your personal passions. Whether you're into painting, volunteering, or just enjoying time with family we've built a workplace that gives you time and support to do it all.
Why You'll Love Working Here:
100% Employer paid coverage - medical, dental, vision, and long-term disability from your date of hire.
Employer HSA Contributions.
24 paid days off (increases with tenure), plus 10 paid holidays.
Paid time off for emergency office closures- including inclement weather.
Generous retirement benefits.
And more……
If you're looking for a place where your career can thrive and your hobbies can flourish, we'd love to hear from you. Apply today and discover the balance you've been looking for.
Loan (Outtake) & Mortgage Processor
Riverland Federal Credit Union is seeking a Loan (Outtake) & Mortgage Processor to join our Member Services team. The ideal candidate will have exemplary organizational, problem-solving, communication, and customer service skills. Our standard member service hours are Monday - Friday from 9:00 am to 4:00 pm, the actual hours worked in this position will vary based on business needs; but is typically a standard 40-hour work week, and may include occasional work after hours, as needed.
The Loan (Outtake) & Mortgage Processor is responsible for accurately and efficiently process loan applications and disperse funds. Accurately examine applications, documents, and process prior to funding. Assist Mortgage Processor in preparing loan applications, maintaining loan documentation and correspondence for residential loans. Communicates with mortgage service providers, and processes and disburses HELOC loans. Maintains a thorough knowledge of credit union loan guidelines.
Essential Functions and Responsibilities:
Outtake & HELOC Loan Disbursement:
Review loan applications for accuracy and completeness prior to disbursement.
Process approved Heloc applications in accordance with departmental procedures.
Run OFAC checks on all loan disbursements. Process and disburse loan funds in accordance with internal procedures.
Prepare closing documents accurately and coordinate closing appointments with title company, member, and in-house notary.
Order new Mastercards as requested.
Handle purchases and claims for third-party products such as GAP, MRC, and LDP.
Cross sell credit union products and services when appropriate.
Member Services:
Maintain and respond to help tickets related to loan adjustments, including payment corrections, interest/fee refunds, and due date changes.
Monitor and respond to inquiries and loan processor email accounts, department voicemail, and credit union chat, and answer incoming phone calls.
Compliance & Quality Control:
Notify Supervisor of any discrepancies found in title or survey documents.
Report any suspicious activity or potential loan fraud to management
Required to complete annual in-services to include critically identified areas: BSA, Compliance, Security and Workplace Conduct.
Follows Credit Union's policies and procedures at all times and perform all other duties as assigned.
Education and Experience:
Minimum 1-3 years of similar or related experience.
High school education or GED
Previous experience in a credit union is a plus.
Other:
Must be legally authorized to work in the US.
Must be willing to submit to and pass a criminal background check.
Must be willing to submit to and pass a credit check.
Must be bondable.
Due to the high volume of resumes received, a personal response regarding your application status is not available. Candidates will be contacted via email if you are selected for an interview.
Riverland is an Equal Employment Opportunity Employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age, or disability. We assure you that your opportunity for employment with this Credit Union depends solely on your qualifications.
Auto-ApplyCommercial Loan Administrator III
Loan specialist job in Metairie, LA
The Commercial Loan Administrator III supports Bankers and the Lending Department in processing loan applications, preparing documentation, and maintaining effective communication with clients and internal/external stakeholders. This role is responsible for ensuring the accuracy and uniformity of all legal and loan documents and minimizes the risk of loss to the Bank. The Commercial Loan Administrator II ensures that all loans are closed and maintained in accordance with state and federal regulations and adheres to Bank policies and guidelines.
Specific Job Functions
Provide support to the Bankers and staff including updating loan data and assembling proper documentation for client loans.
Serve as an ongoing point of contact for clients.
Process loan applications including interacting with the client to gather information and signatures.
Gather information for loan processing including credit reports, tax filings, business entity searches, lien searches and title work.
Ensure the completeness and accuracy of loan files including proper documentation, valuations, and other relevant data.
Assemble and verify accuracy of loan documentation.
Fund loans and process payments and draws.
Provide customer service by answering phone and written inquiries regarding loan information.
Actively refer leads on loans, brokerage, and other services to appropriate specialist.
Participate and complete Sales, Service, Compliance and Product training.
Represent the bank in community affairs or civic organizations.
Responsible for managing loan closing process from approval to booking.
Assist in the timely obtaining of all tracked/required information required from clients and regularly review documents exception reports to ensure timely elimination of items.
Minimum Job Requirements
High School diploma or equivalent is required.
Associate degree is preferred.
4 - 6 years of commercial, business or small business loan experience required.
Must have advanced knowledge of loan documentation and operation.
Must have good interpersonal and communication skills.
Must have working knowledge of computer skills to include Microsoft Suite.
Must have good organization and time management skills.
Must have a good understanding of banking products and services.
Equal Opportunity Employer/Veterans/Disabled
Auto-ApplyMortgage Servicing Specialist
Loan specialist job in Metairie, LA
At OnPath Credit Union, we share a passion for delivering exceptional service. Your primary role will involve building relationships with our members, offering personalized solutions and identifying opportunities to help them achieve financial success. If you thrive in an environment with team members who truly enjoy what they do and you are sales driven and motivated to succeed, then OnPath is the place for you! Voted eleven years in a row as one of the Top 40 Places to Work by the Times Picayune, we offer:
Competitive Compensation
Impressive Benefits Package including Medical, Dental, Life Insurance, and 401(K) Plan
Paid Vacation, Wellness, Sick Time, and more!
Interested? Become part of the OnPath team that believes exceptional service defines the core of who we are. We are looking for a Mortgage Servicing Specialist to join our team! The salary range for this position is $20.14 to $25.17 per hour based on skills and experience. This position is classified as On-site. SCOPE: As a dedicated member of the OnPath FCU team, this role performs a variety of tasks that in partnership with the surrounding departments, provides cost effective financial services for the benefit of our members who are our primary focus. Our core values are what make us E.P.I.I.C. We are Empathetic to the vast situations and needs of our members and to each other. We are Passionate about the financial growth and success of our members. We are Innovative in our ideas and goals to remain at the top of our class in financial services. Our Integrity is not an option. We require our employees to be honest and have strong moral principles. We are Committed to our promise to be the best financial advocates for our members and the communities we serve. PRIMARY FUNCTIONS: The Mortgage Servicing Specialist is responsible for performing the day-to-day servicing activities for the mortgage loan portfolio. This includes payment processing, escrow management, payoff requests, loan maintenance, and member inquiries. The specialist ensures all servicing actions are handled accurately, timely, and in compliance with credit union, investor, and regulatory requirements. This position requires strong attention to detail, excellent member service skills, and the ability to navigate and maintain data integrity within the Symitar core processing system. Major Duties and Responsibilities: Loan Servicing Operations
Perform account research, adjustments, and maintenance as needed to ensure data accuracy.
Reconcile general ledger accounts related to mortgage servicing.
Prepare and process payoff quotes, lien releases, and mortgage satisfactions.
Review new loans and modifications within Symitar and related systems.
Complete escrow disbursements for taxes, insurance, and PMI; monitor for shortages and overages.
Review insurance renewals and track flood/hazard coverage compliance.
Process and input principal reduction payments accurately within the Symitar system, ensuring proper application to member accounts.
Coordinate and communicate with third-party partners and internal departments to facilitate Construction Loan Draw requests, verifying required documentation and disbursement accuracy
Respond to member inquiries via phone, email, and written correspondence regarding mortgage payments, escrow accounts, and general servicing questions.
Provide professional, courteous, and accurate information to members, ensuring issues are resolved promptly.
Escalate complex servicing matters to the Servicing Supervisor as needed.
System & Reporting
Utilize Symitar for account research, servicing activity tracking, and report generation.
Identify and report system or data discrepancies to the Supervisor for correction.
Support departmental process improvements and technology updates.
Compliance & Quality Control
Maintain accurate documentation and follow established servicing policies and procedures.
Assist with periodic audits, investor reviews, and regulatory examinations.
Experience:
Minimum 2-4 years of mortgage servicing experience in a financial institution or mortgage company.
Strong working knowledge of Symitar or other core processing systems required.
Familiarity with secondary market or investor servicing preferred.
Education/Certifications/Licenses:
High school diploma or equivalent required; associate or bachelor's degree preferred.
Interpersonal Skills
Courtesy and tact are essential elements of the job. Work involves personal contact with customers and others inside and outside the organization, generally regarding fairly routine matters for the purposes of giving and obtaining information or instructions, updating or referring. Communications generally require shorter and not in-depth discussions.
Other Skills
In-depth understanding of mortgage payment processing, escrow analysis, and payoff procedures.
Knowledge of applicable federal and state servicing regulations.
Strong attention to detail and ability to meet deadlines.
Excellent written and verbal communication skills.
Proficiency in Microsoft Office (Excel, Word, Outlook).
Ability to work collaboratively in a fast-paced, member-focused environment.
ADA Physical Requirements Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters. Disclaimers Nothing in this position description is an implied contract for employment. The position description is intended to be an accurate account of the essential functions. The functions are not all encompassing and are subject to change at any time by management. The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. OnPath FCU is an EOE/M/F/Disability/Veteran
Mortgage Loan Officer
Loan specialist job in Covington, LA
Serving Others. Enriching Lives.
Our member-centric approach empowers our team members to build lasting relationships with the businesses, families, and communities we serve, leading to opportunities and bright futures for our dedicated mortgage professionals.
We value and respect the impact our colleagues make every day both inside and outside our organization. We encourage professional and personal development and embrace a culture that celebrates and promotes the diverse talents, backgrounds, and perspectives of our colleagues and members.
Join us at TowneBank Mortgage!
About Us:
Inspired by our hometown roots, TowneBank Mortgage is committed to providing our borrowers with a personalized mortgage experience. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage provides the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Essential Responsibilities:
This position is primarily responsible for originating Mortgage loans in compliance with company and regulatory policy.
Provides service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval.
Completes application and gathers supporting documentation.
Reviews and completes regulatory disclosures with customer.
Maintains existing and generates new sources of referral business.
Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer.
Collects required application fees.
Inputs application data into Loan Origination Software (LOS).
Utilizes automated underwriting systems (AUS) to obtain credit recommendations.
Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties.
Communicates with all parties in a professional and courteous manner.
Manages your pipeline of loans to verify accuracy of the current loan status.
Acknowledges and abides by TowneBank Mortgage Policies and Procedures.
Mentors other Loan Officers.
Relays to Senior Management any industry changes or trends that may be of interest to them.
Participates in TowneBank, TowneBank Mortgage, and area association events.
If in one of our joint ventures, actively participates in all aspects of the Real Estate Office sales meetings and office functions.
Prepares Mortgage Minutes for presentation at each sales meeting.
Provides on-going training for the real estate agents (lunch and learns).
Works closely with the Broker/Sales Manager
Attends Loan Officer Meetings.
Represents the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.
Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA).
Other duties as assigned.
Skills & Experience You'll Need:
We seek a candidate with an active NMLS#. We also seek the following:
Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans
Has a proven sales record based on closed loan production
Currently possess sources of referral business for purchase transactions
Has a High School Diploma or equivalent
Has an awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines
High degree of personal integrity
Self-motivated
Strong interpersonal skills
Attention to detail
Bonus Points If You Have:
Working knowledge of Microsoft Office products
Working knowledge of Encompass origination software
What We Offer:
When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel.
Competitive benefits
Resources needed to succeed
Advanced technology
Innovative marketing
Excellence in operations
Physical Requirements:
Express or exchange ideas by means of the spoken word via email and verbally.
Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time.
Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation.
Not substantially exposed to adverse environmental conditions.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities.
#mortgage
#tbm
Mortgage Loan Officer - Louisiana
Loan specialist job in New Orleans, LA
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
**Job Description:**
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
**Primary Responsibilities**
+ Completes mortgage applications for submission to the loan processing and underwriting departments
+ Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
+ Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
+ Structures loan to comply with acceptable lending practices and Federal regulations
+ Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
+ Answers customer calls and walk- in customers to discuss various loan products and qualification information
+ Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
+ Cross-sells other bank products and services
+ Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
+ May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate's location, performance, and production.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information.
**Requirements**
+ High School Diploma or GED
+ One (1) year of mortgage lending experience with proven mortgage production
+ Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
**Preferences**
+ Bachelor's degree
+ Prior Mortgage Loan Officer experience
**Skills and Competencies**
+ Good organizational skills
+ Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
+ Knowledgeable on agency and investor regulations and guidelines
+ Must be able to build and maintain internal and external relationships to deliver high levels of service
+ Must be able to multi-task competing priorities and meet tight deadlines
+ Proficient in Microsoft Office products
+ Sales acumen
+ Strong written and verbal communication skills
+ **Positions may be available in other cities within Louisiana**
**Preferred** **:**
+ **Mortgage Loan Officers with a minimum of 1M per month average proven production volume**
+ **Current mortgage origination experience**
**Position Type**
Full time
**Incentive Pay Plans:**
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
**Position Type**
Full time
**Benefits Information**
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
+ Paid Vacation/Sick Time
+ 401K with Company Match
+ Medical, Dental and Vision Benefits
+ Disability Benefits
+ Health Savings Account
+ Flexible Spending Account
+ Life Insurance
+ Parental Leave
+ Employee Assistance Program
+ Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
*************************************************************
**Location Details**
New Orleans Main Poydras Street
**Location:**
New Orleans, Louisiana
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Mortgage Loan Processor
Loan specialist job in Metairie, LA
The Mortgage Processor Role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills. Candidates must also have the ability to self-manage a pipeline of 25-35 loans at all times.
**Essential Duties and Responsibilities** :
- Ability to self-manage a pipeline of 25-35 loans on a daily/weekly basis.
- Ability to calculate complex income streams and assist in restructuring of loan files.
- Maintain daily workflow prioritization to ensure closing dates are met.
- Adhere to published SLAs to promote effective pipeline management.
- Order all required verifications and documentation as required by product guidelines and underwriting.
- Analyze and ensure all documentation received are accurate and meets product guidelines and underwriting conditions.
- Responsible for monitoring rate locks and initiating any Change of Circumstances for re-disclosure requirements.
- Ensure follow-up to all Pre-Funding and Post-Closing Audits as requested.
- Provide excellent customer service to both internal and external clients.
- Communicate effectively with all parties to the transaction to keep them informed of file status.
- Mentor and provide assistance to Mortgage Processors I and II.
- All other duties as assigned
**Qualifications** :
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required.
- High school Diploma or General education degree with a minimum of five years of Mortgage Loan Processing experience.
- Ability to effectively use various computer software applications.
- Ability to embrace and adopt all Technology as set forth by the line(s) of businesses.
- Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing.
- Basic accounting and mathematical skills.
- Ability to effectively Multitask.
- Work successfully in a fast-paced working environment and meet critical deadlines.
- Delivers excellent verbal customer service.
- Demonstrates Leadership
- Excellent interpersonal skills/Champions Teamwork
- Goal and success oriented.
- Self-Starter
- Highly organized, proven track record of successfully managing Time and Pipeline execution.
- A "sales" mindset
- Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs).
- Focus on Quality and Understanding of Regulation/Compliance requirements.
- Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful.
- Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines.
- Commitment to a positive customer experience (internal and external).
**NMLS Language**
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
**About Us**
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
**Benefit Highlights**
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
**Follow Us**
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.
Sr. Consumer Loan Specialist - Sales Customer Service
Loan specialist job in Covington, LA
Overview & Responsibilities Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on! This position earns a competitive salary of $36,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long-term disability. If this sounds like the right opportunity in the financial services industry for you, apply today!
As a Sr. Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. You will also assist the Branch Manager with daily operational tasks and set and be a role model to other team members. The successful candidate will posses a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills.
ABOUT REPUBLIC FINANCE
We have helped our customers meet their personal finance goals for more than 70 years by providing a variety of consumer loans, flexible lending options, and incomparable customer service. We are proud to serve over 300,000 customers in more than 250 communities throughout the US and we continue to expand into new states each year! Our Core Values are at the heart of everything we do with a focus on Our Team, Our Customers, and Our Performance. With a commitment to our customers, we identify lending options that fit each of their unique needs. Not only are we dedicated to serving our customers, but we are also dedicated to giving back to our community. Company-wide, we hold annual fundraisers for the Juvenile Diabetes Research Foundation (JDRF) and the American Cancer Society, among other philanthropic efforts.
Our growing company offers a bright future for our employees. We work to provide many growth opportunities for all of our team members. Our supportive culture is one where we all work together to continuously improve and reach our goals. We show our appreciation for our employees with by offering great benefits and competitive pay and rewarding performance!
Job responsibilities are as follows:
* Actively seeks opportunities to originate new loan business with new and existing customers.
* Evaluates customer needs to recommend the best consumer loan and voluntary product solutions.
* Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants.
* Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing.
* Take ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans.
* Closes loans, assembles loan folders, and breaks down files.
* Consistently meets or exceeds loan goals.
* Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio.
* Applies analytical skills to quickly and efficiently resolve any customer issues.
* Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance.
* Processes insurance claims, follow-ups and payments daily and maintains insurance log.
* Provides excellent customer care through daily transactions, customer inquiries and problem resolution.
* Adheres to corporate, legal, and regulatory policies, guidelines, and requirements regarding compliance.
* Answers incoming phone calls; checks branch's voicemail.
* Assists Branch Manager with miscellaneous operational tasks such as daily initialization, preparing daily deposit and importing live checks.
Requirements
* High school diploma or equivalent.
* Minimum of 2 years of experience in a goal oriented, incentive based sales role.
* 1+ years of experience in the consumer finance industry preferred.
* Professional demeanor, positive attitude, strong communication and customer relations skills
* Ability to work well independently, as well as a dedicated team member.
* Ability to work in a fast-paced environment and successfully navigate priorities.
* Proficiency with Windows and Microsoft Office Suite
* Valid driver's license, reliable transportation, and auto insurance
* Willingness to comply with our company policy regarding employment credit check, background checks and drug screening
* Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state's department of insurance.
Benefits
We offer a competitive compensation and benefits package including:
* Health, Dental, & Vision Insurance
* 15 days of Paid Time Off (PTO) to start + 1 additional personal day
* 401k + employer match
* Company provided Life Insurance & Long Term Disability
* Employee Assistance Program - Confidential mental health support
Additional benefits with Republic Finance include:
* Employee of the Month Program
* Philanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer Society
* Professional offices with a friendly team environment
* Monthly incentive bonus pay
* Internal promotions
Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.
Auto-ApplyLoan Officer Floater (Covington, LA)
Loan specialist job in Covington, LA
The Loan Officer Floater is a front-line role, responsible for delivering outstanding service and support to members through the processing of all consumer loan products offered, including credit cards, and the opening of new accounts. This position requires strong sales skills to identify members' needs and cross-sell appropriate products and services. The Loan Officer Floater will float to various branches and may fulfill the role of a Loan Officer or Member Experience Representative. Our Loan Officer Floater must embody Pelican's Core Values and provide excellent service in all that they do.
A Day in the Life of a Loan of FICER Floater INCLUDES:
Processing and evaluating loan applications with a high degree of accuracy and regulatory compliance, identifying red flags, and conducting thorough reviews to mitigate risks and fraud.
Opening and closing personal and business accounts to fully support members' needs.
Issuing and servicing new credit cards for all members.
Delivering excellent member service in person, over the phone, in writing, and/or via all other communication channels.
Cross-selling credit union products and services through proactive outbound calls and in-person conversations in a manner that meets or exceeds assigned sales and performance goals.
Serving in Member Experience Representative or Loan Officer capacity for assigned branch.
Performing other job-related duties as assigned.
lOAN oFFICER Floater Skills and qualifications include:
Minimum of two (2) years of financial institution experience to include teller, contact center, lending, or loan processing duties.
Must have a strong background in sales.
Must be eligible to be licensed to sell all necessary insurance products.
A high school education or GED.
Strong problem-solving, attention to detail, and member service skills.
Reliable transportation is required due to the travel requirement.
Other things you may want to know about this position:
Work Schedule
Monday - Friday
8:30 am - 5:30 pm
Travel time may extend beyond normal business hours.
Travel
Travel is necessary for this position and mileage reimbursement is available for those who qualify.
Work Site Location
This position will be based at our Covington branch at 100 Cherokee Rose Ln, Covington, LA 70433, and may be scheduled in advance to work at the following locations:
Slidell
Houma
Hammond
While this position is primarily assigned to the listed region, in high-need situations, you may be asked to travel to other Pelican branch locations across Louisiana to support business needs.
Why should you join the pelican team?
Since 1956, Pelican Credit Union has been providing financial services to individuals and their families throughout the state of Louisiana. We've since grown into the largest state-chartered credit union in Louisiana now serving over 68,000 members nationwide. Because of our continued growth, Pelican Credit Union is searching for new team members that embrace our Core Values and have a desire to positively contribute to our culture.
Our culture is grounded in faith, and we strive to live the golden rule of 'love thy neighbor'. We are dedicated to creating, promoting, and nurturing a safe and inclusive work environment, and we expect the same from each of our employees. We value diverse talents and welcome individuals with unique backgrounds, working styles, and skillsets. We believe that our differences make us a better team by allowing us to make better decisions, be more innovative, and better serve our members and communities.
Our full-time employees enjoy amazing benefits including:
Medical, Dental, and Vision Insurances with generous employer premium contributions
Health Savings Account with employer contributions for eligible employees
Employer-Paid Group Life Insurance
Voluntary Dependent Life Insurance
Paid Vacation & Sick Leave
15 Paid Holidays, including a Cultural Floating Holiday
401K Plan with a 5% discretionary profit share contribution, plus a dollar-for-dollar match of up to 5%
Paid Time Off to volunteer with approved non-profits and charities
Pelican Credit Union is an Equal Opportunity Employer. All Credit Union campuses are tobacco and vape-free.
Commercial Loan Administrator III
Loan specialist job in Metairie, LA
The Commercial Loan Administrator III supports Bankers and the Lending Department in processing loan applications, preparing documentation, and maintaining effective communication with clients and internal/external stakeholders. This role is responsible for ensuring the accuracy and uniformity of all legal and loan documents and minimizes the risk of loss to the Bank. The Commercial Loan Administrator II ensures that all loans are closed and maintained in accordance with state and federal regulations and adheres to Bank policies and guidelines.
Specific Job Functions
Provide support to the Bankers and staff including updating loan data and assembling proper documentation for client loans.
Serve as an ongoing point of contact for clients.
Process loan applications including interacting with the client to gather information and signatures.
Gather information for loan processing including credit reports, tax filings, business entity searches, lien searches and title work.
Ensure the completeness and accuracy of loan files including proper documentation, valuations, and other relevant data.
Assemble and verify accuracy of loan documentation.
Fund loans and process payments and draws.
Provide customer service by answering phone and written inquiries regarding loan information.
Actively refer leads on loans, brokerage, and other services to appropriate specialist.
Participate and complete Sales, Service, Compliance and Product training.
Represent the bank in community affairs or civic organizations.
Responsible for managing loan closing process from approval to booking.
Assist in the timely obtaining of all tracked/required information required from clients and regularly review documents exception reports to ensure timely elimination of items.
Minimum Job Requirements
High School diploma or equivalent is required.
Associate degree is preferred.
4 - 6 years of commercial, business or small business loan experience required.
Must have advanced knowledge of loan documentation and operation.
Must have good interpersonal and communication skills.
Must have working knowledge of computer skills to include Microsoft Suite.
Must have good organization and time management skills.
Must have a good understanding of banking products and services.
Equal Opportunity Employer/Veterans/Disabled
Auto-ApplyLoan Officer
Loan specialist job in Metairie, LA
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Senior Mortgage Loan Processor- Bilingual (English/Spanish)
Loan specialist job in Covington, LA
Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account.
Job Function / Summary
Verifies that the information received is accurate and acceptable. Requires a basic knowledge of mortgage documents, review underwriting conditions, acquire required documentation, and is responsible for the final presentation of the loan package to an underwriter for the final decision by performing the following duties.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Reviews and inputs incoming documents (i.e. VOE, VOD, credit, etc.) into Mortgage Loan Operating System (LOS)
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment.
Reruns Automated Underwriting System (AUS) to ensure same automated decision is applicable
Recommends that loan not meeting standards be denied
Calls specified companies to obtain property abstract, survey, and appraisal if needed
Determines if appraisal is to be ordered and what type
Reviews appraisal for errors and meets underwriting criteria and notifies lender of any discrepancies
Informs supervisor of discrepancies in title or survey
Assembles file in electronic imaging system and reviews for completeness and accuracy
Notes the estimated closing date and type of transaction
Reads notepad for pertinent information not obvious in file, identifies missing items and notifies appropriate party
Orders updates to credit report
Requests needed documentation not previously requested
Reconciles LOS and AUS
Gathers all required documentation prior to closing and resubmits for final approval
Submits mortgage loan application file for underwriting approval
Orders flood determination
Types and mails approval and denial letters to applicants
Confirms closing date and location of closing
Sends out construction package if necessary to branch lenders
Prepares closing sheet and sends file to closing department for settlement
Notates denial or withdrawal status in LOS and prints appropriate package
Submits denied files to underwriting for review and signatures
Reconciles fees to determine if funds are missing
Records data on status of loans, including number of new applications and loans approved, canceled, or denied
Supervisory Responsibilities
This job has no supervisory responsibilities.
Minimum Required Education and/or Experience:
Required: High school diploma or general education degree (GED) and four to six years related experience and/or training; or equivalent combination of education and experience
Preferred: Bachelor's degree and four to six years related experience and/or training
Experience Preferred: Four to six years of mortgage lending or similar finacial experience and/or education.
Certificates, Licenses, Registrations
No specific requirements are needed to satisfactorily perform this job.
ESSENTIAL MENTAL & PHYSICAL REQUIRMENTS:
Ability to work under stress and meet deadlines
Ability to operate related equipment to perform the essential job functions
Ability to read and interpret a document if required to perform the essential job functions
Ability to travel if required to perform the essential job functions
Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
DISCLAIMER
This is only valid as of the date it was revised. Please contact the HR Compensation Department to obtain the latest version. Information contained herein should be treated as confidential to Hancock Holding Company.
NOTHING IN THIS JOB DESCRIPTION RESTRICTS MANAGEMENT'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBLITIES TO THE JOB AT ANY TIME
Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.
Auto-ApplyMortgage Loan Officer - Louisiana
Loan specialist job in New Orleans, LA
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description:
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
Structures loan to comply with acceptable lending practices and Federal regulations
Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
Answers customer calls and walk- in customers to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross-sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate's location, performance, and production.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information.
Requirements
High School Diploma or GED
One (1) year of mortgage lending experience with proven mortgage production
Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
Preferences
Bachelor's degree
Prior Mortgage Loan Officer experience
Skills and Competencies
Good organizational skills
Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
Knowledgeable on agency and investor regulations and guidelines
Must be able to build and maintain internal and external relationships to deliver high levels of service
Must be able to multi-task competing priorities and meet tight deadlines
Proficient in Microsoft Office products
Sales acumen
Strong written and verbal communication skills
Positions may be available in other cities within Louisiana
Preferred:
Mortgage Loan Officers with a minimum of 1M per month average proven production volume
Current mortgage origination experience
Position Type
Full time
Incentive Pay Plans:
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Position Type
Full time
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
*************************************************************
Location DetailsNew Orleans Main Poydras StreetLocation:New Orleans, Louisiana
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Auto-ApplyMortgage Loan Processor
Loan specialist job in Metairie, LA
The Mortgage Processor Role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills. Candidates must also have the ability to self-manage a pipeline of 25-35 loans at all times.
Essential Duties and Responsibilities:
* Ability to self-manage a pipeline of 25-35 loans on a daily/weekly basis.
* Ability to calculate complex income streams and assist in restructuring of loan files.
* Maintain daily workflow prioritization to ensure closing dates are met.
* Adhere to published SLAs to promote effective pipeline management.
* Order all required verifications and documentation as required by product guidelines and underwriting.
* Analyze and ensure all documentation received are accurate and meets product guidelines and underwriting conditions.
* Responsible for monitoring rate locks and initiating any Change of Circumstances for re-disclosure requirements.
* Ensure follow-up to all Pre-Funding and Post-Closing Audits as requested.
* Provide excellent customer service to both internal and external clients.
* Communicate effectively with all parties to the transaction to keep them informed of file status.
* Mentor and provide assistance to Mortgage Processors I and II.
* All other duties as assigned
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required.
* High school Diploma or General education degree with a minimum of five years of Mortgage Loan Processing experience.
* Ability to effectively use various computer software applications.
* Ability to embrace and adopt all Technology as set forth by the line(s) of businesses.
* Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing.
* Basic accounting and mathematical skills.
* Ability to effectively Multitask.
* Work successfully in a fast-paced working environment and meet critical deadlines.
* Delivers excellent verbal customer service.
* Demonstrates Leadership
* Excellent interpersonal skills/Champions Teamwork
* Goal and success oriented.
* Self-Starter
* Highly organized, proven track record of successfully managing Time and Pipeline execution.
* A "sales" mindset
* Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs).
* Focus on Quality and Understanding of Regulation/Compliance requirements.
* Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful.
* Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines.
* Commitment to a positive customer experience (internal and external).
NMLS Language
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
* Medical with wellness incentives, dental, and vision
* HSA with company match
* Maternity and parental leave
* Tuition reimbursement
* Mentor program
* 401(k) with 6% match
* More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
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Loan Officer
Loan specialist job in Kenner, LA
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Loan Processor
Loan specialist job in Metairie, LA
The Mortgage Processor Role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills. Candidates must also have the ability to self-manage a pipeline of 25-35 loans at all times.
Essential Duties and Responsibilities:
* Ability to self-manage a pipeline of 25-35 loans on a daily/weekly basis.
* Ability to calculate complex income streams and assist in restructuring of loan files.
* Maintain daily workflow prioritization to ensure closing dates are met.
* Adhere to published SLAs to promote effective pipeline management.
* Order all required verifications and documentation as required by product guidelines and underwriting.
* Analyze and ensure all documentation received are accurate and meets product guidelines and underwriting conditions.
* Responsible for monitoring rate locks and initiating any Change of Circumstances for re-disclosure requirements.
* Ensure follow-up to all Pre-Funding and Post-Closing Audits as requested.
* Provide excellent customer service to both internal and external clients.
* Communicate effectively with all parties to the transaction to keep them informed of file status.
* Mentor and provide assistance to Mortgage Processors I and II.
* All other duties as assigned
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required.
* High school Diploma or General education degree with a minimum of five years of Mortgage Loan Processing experience.
* Ability to effectively use various computer software applications.
* Ability to embrace and adopt all Technology as set forth by the line(s) of businesses.
* Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing.
* Basic accounting and mathematical skills.
* Ability to effectively Multitask.
* Work successfully in a fast-paced working environment and meet critical deadlines.
* Delivers excellent verbal customer service.
* Demonstrates Leadership
* Excellent interpersonal skills/Champions Teamwork
* Goal and success oriented.
* Self-Starter
* Highly organized, proven track record of successfully managing Time and Pipeline execution.
* A "sales" mindset
* Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs).
* Focus on Quality and Understanding of Regulation/Compliance requirements.
* Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful.
* Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines.
* Commitment to a positive customer experience (internal and external).
NMLS Language
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
* Medical with wellness incentives, dental, and vision
* HSA with company match
* Maternity and parental leave
* Tuition reimbursement
* Mentor program
* 401(k) with 6% match
* More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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Mortgage Loan Processor
Loan specialist job in Metairie, LA
The Mortgage Processor Role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills. Candidates must also have the ability to self-manage a pipeline of 25-35 loans at all times.
**Essential Duties and Responsibilities** :
- Ability to self-manage a pipeline of 25-35 loans on a daily/weekly basis.
- Ability to calculate complex income streams and assist in restructuring of loan files.
- Maintain daily workflow prioritization to ensure closing dates are met.
- Adhere to published SLAs to promote effective pipeline management.
- Order all required verifications and documentation as required by product guidelines and underwriting.
- Analyze and ensure all documentation received are accurate and meets product guidelines and underwriting conditions.
- Responsible for monitoring rate locks and initiating any Change of Circumstances for re-disclosure requirements.
- Ensure follow-up to all Pre-Funding and Post-Closing Audits as requested.
- Provide excellent customer service to both internal and external clients.
- Communicate effectively with all parties to the transaction to keep them informed of file status.
- Mentor and provide assistance to Mortgage Processors I and II.
- All other duties as assigned
**Qualifications** :
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required.
- High school Diploma or General education degree with a minimum of five years of Mortgage Loan Processing experience.
- Ability to effectively use various computer software applications.
- Ability to embrace and adopt all Technology as set forth by the line(s) of businesses.
- Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing.
- Basic accounting and mathematical skills.
- Ability to effectively Multitask.
- Work successfully in a fast-paced working environment and meet critical deadlines.
- Delivers excellent verbal customer service.
- Demonstrates Leadership
- Excellent interpersonal skills/Champions Teamwork
- Goal and success oriented.
- Self-Starter
- Highly organized, proven track record of successfully managing Time and Pipeline execution.
- A "sales" mindset
- Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs).
- Focus on Quality and Understanding of Regulation/Compliance requirements.
- Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful.
- Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines.
- Commitment to a positive customer experience (internal and external).
**NMLS Language**
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
**About Us**
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
**Benefit Highlights**
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
**Follow Us**
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.