Loan specialist jobs in Orangevale, CA - 80 jobs

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Loan Specialist I or Loan Specialist II to join our California Lending and Insurance department in Yuba City. This full-time position reports to the Director, Operations and is accountable for in office credit-related processing, loan file management, accounting and customer account maintenance. Compensation Information The base salary range for this position in Yuba City, California is: Level I: Typical starting range: $44,200 - $57,500 Full base salary range: $44,200 - $64,200 Annual performance-based incentive target is 6% of base. Level II: Typical starting range: $48,400 - $64,500 Full base salary range: $48,400 - $72,600 Annual performance-based incentive target is 6% of base. Job Requirements Support lending staff in the management of customer relationships by processing transactions, resolving account/customer issues, and providing administrative support. Support lenders and customers in their credit requests by completing loan packages, maintaining accurate loan file documentation, preparing reports and ordering loan and lease documents. Support loan accounting function for the branch including wire transfers, automatic clearing house (ACH) payments, and data tracking. Provide support to meet customer needs and enhance the customer experience. Manage information flow among loan officers, credit analysts, documentation staff, accounting staff, appraisal teams, title companies, and customers. Complete accurate and compliant work, with attention to numbers, calculations, details, and deadlines. Maintain a notary public license. Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls. Other duties as assigned. Minimum Requirements Generally, requires one or more years of related customer service or financial support experience. Ability to input and maintain accurate data across multiple systems while ensuring data integrity and compliance. Solid interpersonal, collaboration, communication, team building, problem solving, analytical, organizational and time management skills. Build relationships with customers (via in person, inbound/outbound calls) and branch staff (via open communication, collaboration and teamwork). Proven ability to organize and prioritize work to meet deadlines. Solid computer skills including MS Office applications. Ability to work with a high degree of accuracy with frequent customer contact via mail, email, phone, and walk-ins. Ability to read, write and present general business information. Preferred Requirements Agricultural background and/or general knowledge of agricultural practices. Benefits Offered by AgWest Medical, dental, and vision insurance Basic term life and AD&D insurance (fully paid for by the company) Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer 401(k) plan (6% match plus 3% employer contribution) Employee Assistance Program Wellness Program Jeans are welcome at work every day at AgWest! *Vacation accrual rates increase with tenure. Details about insurance and retirement benefits are available at: ************************************************* #LI-Onsite Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and benefits information is accurate as of the posting date. AgWest reserves the right to adjust compensation for all positions and modify or discontinue benefits programs at its sole discretion, subject to applicable law. Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law. When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and, communicate with them. To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied. You will be presented with a voluntary self-identification form as part of this application; we wanted you to know why we collect this information and what we do with it. Please be aware that this information is kept separate from your application, and not utilized in the selection process. For more information about the information AgWest Farm Credit collects, please see the AgWest Farm Credit California Privacy Policy.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Moorpark, CA Pasadena, CA Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-26. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141860 ### Place of Work On-site ### Requisition ID 141860 ### Application Email ****************************

TITLE: BUSINESS ACCOUNT AND LOAN SERVICING SR SPECIALISTSTATUS: NON-EXEMPTREPORT TO: SUP - BUSINESS ACCOUNT AND LOAN SERVICING DEPARTMENT: BUSINESS MEMBER SUPPORTJOB CODE: 11636 PAY RANGE: $30.31 - $35.00 HOURLY GENERAL DESCRIPTION: This position assists the Business Account and Loan Servicing Supervisor with directing and overseeing the department's daily workflows. Perform duties to support advanced operational functions for the servicing and maintenance of business accounts and loan products. Communicate through phone or email with members, staff, vendors, and third parties to provide assistance on complex business accounts and loan servicing issues. Coordinates and/or participates in projects for systems, procedures, and process enhancements. Provide support to assigned team as needed. This position will help support the compliance reviews indirectly and directly as needed. Participates in the planning, organizing, directing, and monitoring of all the business activities in the department's oversight. Partner with other business areas in support of servicing our members. Provides support in leadership and continually demonstrates initiative through the development and implementation of projects designed to increase department efficiency and enhance individual proficiencies. Provides management with recommendations to improve efficiency and maintain effective policies and procedures. TASKS, DUTIES, FUNCTIONS: Participate in planning, organizing, directing, and monitoring business activities in Business Account and Loan servicing. As necessary, document activities, follow-up and resolve problem solutions. Engage in conversations centered around business member's needs, specifically focusing on credit, deposit, and servings process needs of the member assist in growing their business. Oversee and process complex requests submitted through the Business Account and Loan Servicing Queues, email inboxes and faxes. Responsible for ensuring service excellence to all credit union staff, external business partners, and members of the Golden 1 Credit Union by continually reinforcing our Mission, Vision, and Core Values. Monitor queue news and ensure all workflows are in SLA. Expedite service requests as needed. Be a subject matter expert for the loan servicing system regarding fee management and system settings, credit bureau reporting and adherence to all regulatory requirements. Monitor Business Loan portfolio including rates, and applicable system tables, to ensure periodic rate changes take effect according to prescribed timelines, in alignment with member loan documentation and in response to direction from leadership. Assist with the Developing, testing, implementation, and document effective process controls to ensure that all processes are in compliance with regulatory requirements and working as intended.\ Identifying opportunities to promote additional banking services. Promote and support the member experience within a Digital platform. Monitor, periodically evaluate, and report risk associated with the Loan portfolio as it relates to corporate credit union risk controls, and department standards. Ensure effective cross-collaboration and teamwork with all internal and external stakeholders by proactively developing and nurturing mutually beneficial partnerships. Responsible for production and service- related goals by driving service production, managing the pipeline, eliminating bottlenecks, and ensuring optimal service levels and member experience at all times. Monitor General Ledger accounts associated with department tasks, including the review and prudent use of Member Accommodation. Key tasks including auditing and first line quality control on loan products and changes made by the team, and in partnership with our internal QC team. Create and maintain production reports and send required reporting to appropriate parties daily, weekly, and monthly. Meet production deadlines daily while cognizant with quality and quantity in a fast-paced environment. Support quality control and risk assessments Coach and train employees along with evaluating department needs. Assist with performance appraisals for staff. Promote employee engagement and develop action plans to keep employees engaged throughout the year. Foster a positive and engaging work environment. Provide leadership to team members by promoting skill development, coaching for improvement and growth, inspiring through your words and actions, and maintaining positive employee morale. Embrace Golden 1's mission, vision, and core values and weave into team and individual discussions. Focus on the Member's experience as it relates to the servicing of their loan and/or account and look to develop new processes, and/or enhancements that progress the level of service. Establish processes that effectively monitor the service provided and implement improvements as necessary. Assisting with all escalated deposit account and loan servicing issues and maintaining exception approval authority limits. Identify, investigate, and resolve member and employee concerns in a timely manner. Communicate and interact with other Golden 1 departments and branches to assist with error resolution and information exchange. Work with Information Technology (IT) staff and system vendors on system issues/concerns to ensure maximum operational effectiveness. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including UDAP, BSA, AML. TILA, Establish and maintain control activities that mitigate risks consistent with the Credit Union's risk appetite and ensure operational integrity and compliance with applicable regulations. Review and submit appropriate legal filings, as well as necessary follow-up, including both internal and external attorney engagement as necessary. Support projects. Research and analyze data, prepare reports for leadership. Assist with the monitoring and reporting of the member Data Changes are completed monthly per policy. Review the Data Change training module and update as necessary on an annual basis. Organize, prioritize, and perform multiple tasks simultaneously while being detailed oriented. Maintain an in-depth knowledge of Golden 1 operational policies and procedures. Perform other duties as assigned. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASK: Must possess sufficient manual dexterity to skillfully operate a computer terminal and other standard office equipment. Demonstrate attention to detail. Strong interpersonal, written, and verbal communication skills. Advanced skills in Microsoft Word and Excel. Experience with databases. ORGANIZATIONAL CONTACTS & RELATIONSHIPS: INTERNAL: All levels of management and staff. EXTERNAL: Vendors, suppliers, contractors, and consultants. QUALIFICATIONS: EDUCATION: Bachelor's degree in business or a related field preferred. Directly related experience may be considered in lieu of education. EXPERIENCE: five years of progressive Business Account and Loan Serving experience within a financial institution preferred. Five years of progressive Leadership experience. At least one year experience in planning, developing, and coordinating projects is desired. KNOWLEDGE / SKILLS: Excellent oral and written communication skills. Strong PC skills and advanced knowledge of Microsoft Office (Excel, Word, Outlook). Extensive knowledge on verifying the business's organizational documents, including articles of incorporation, partnership agreements, or other relevant documents based on the business structure. Excellent PC skills, with the ability to learn and train in new software. Excellent interpersonal skills with the ability to present a professional image to management, staff, and outside contacts. Solid understanding of Commercial Loan Products; including Construction and Commercial Loan servicing required. Familiarity of business products, services and compliance requirements required. Excellent organizational, time management and communication (verbal and written) skills. Ability to work independently and as a team member, while using discretion in decision making and sound judgment in problem solving. Ability to manage multiple tasks and demands, to work independently and as a team member, and to meet deadlines and effectively adjust to changing priorities. Excellent analytical, organizational skills and attention to detail. Ability to calculate figures and amounts. Deescalating skills Understand the use of the automated loan origination system. Operate on standard Microsoft programs and other computer operations. Ability to effectively communicate policy/procedures to staff to assist the manager with training. Excellent loan serving experience with the knowledge of VOD, letter of credit, multi-phased construction, borrowing based lending, and multiple collateral properties. Full-time hours required, with additional hours as necessary including weekends. Preferred Basic knowledge of the following systems: Microsoft Office (Word, Excel and Outlook), eFunds, Verafin, Q2, DNA, OFAC, EnAct, ServiceNow, ECM, Fiserv, SpendTrack, Interaction Desktop, Quavo, Docusign, Datasafe, NitroPro, SharePoint PHYSICAL REQUIREMENTS: Prolonged sitting throughout the workday with occasional mobility required. Corrected vision within the normal range. Hearing within normal range. A device to enhance hearing will be provided if needed. Ability to lift 50 lbs. as may be required. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. LICENSES / CERTIFICATIONS: NONE #LI-Hybrid THIS PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE'S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME. REV. 01/28/2025

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The role of the Mortgage Loan Officer is to serve as a trusted financial consultant, engaging existing customers in our $700B+ serviced portfolio via phone to help them achieve their current and future home financing goals. The average estimated salary plus incentives for this position is $184,500 to $249,000 with uncapped potential earnings. This position is designed for licensed professionals who excel at building relationships and providing clear, ethical guidance. You will be provided a steady flow of high-quality, warm inbound leads primarily from our existing Pennymac customer base with no cold calling or self sourced lead generation. You will utilize a cutting-edge loan origination system to serve customers with efficiency and speed and drive your business forward. As a Mortgage Loan Officer, your primary focus is to improve the customer's financial situation through expert advice and product solutions: Serve as a trusted advisor: Build rapport, evaluate customer needs and take a consultative approach toward customizing the best solution to improve their overall financial situation while leveraging our large suite of first and second mortgage products. Provide tailored solutions: Recommend the loan solutions that best improve the customer's overall financial position and clearly explain how our competitive offer meets their specific needs. Guide customers through the application process: Assist applicants through the entire application process, disclosure review, secure pricing and submit the loan to operations. Pipeline Management: Manage pipeline activities efficiently while meeting production goals and maintaining strict adherence to all compliance requirements and lending regulations. Service Excellence: As a representative of one of the largest residential mortgage lenders in the U. S. , maintain a "Best in Class" experience to every caller, reflecting the organization's culture and values. What Makes This Role Different New Hire Training: A robust 6-week training program, including taking sales calls for the final 3 weeks allowing for a quick ramp up to building a pipeline and earnings. Warm Leads: A high volume of high-quality, inbound leads primarily from existing Pennymac customers Cutting Edge Origination System: Designed for speed and efficiency, empowers our loan officers and simplifies the end to end process. Highly competitive products and rates: Access to a full suite of first and second mortgage products with highly competitive mortgage rates to provide the best solutions for each customer. Career Trajectory: Substantial career growth and development opportunities within a large, well-rounded organization (Retail, Correspondent, Wholesale and Servicing). Join a purpose-driven team. Transform the future of homeownership - and your career! What You'll Bring Minimum of 1 year of origination and lending experience Active UST License required Exceptional interpersonal, written, and verbal communication skills Proven ability to multitask and thrive in a fast-paced environment while navigating multiple systems and software platforms Strong sense of responsibility, organization, and follow-through Meticulous attention to detail with the ability to work independently Excellent critical thinking, problem-solving, and sound judgment skills Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: ********************* page. link/benefits For residents with state required benefit information, additional information can be found at: ************ pennymac. com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $50,000 - $250,000 Work Model OFFICE

Schedule: Mon-Fri 8:30am -5pm Compensation: $31.25 hourly Temporary The HMDA (Home Mortgage Disclosure ACT) / ECOA (Equal Credit Opportunity Act) Specialist will ensure compliance with HMDA and ECOA by processing timely denials and reviewing files to ensure all files contain the information required for HMDA reporting requirements. The Specialist will perform their job duties according to the policies and procedures created by the Company. The Specialist will work closely with sales, processing, compliance and underwriting. Essential Job Duties & Responsibilities: Review loan files to ensure HMDA (Home Mortgage Disclosure ACT) data is collected and reported correctly. Perform periodic reviews of HMDA (Home Mortgage Disclosure ACT) information and assist with the annual HMDA reporting process as requested. Process Adverse Action Notices on files where a denial has been requested. Review loan files to ensure all required documents exist and notes exist in file if needed. Update loan system when an adverse action is taken to ensure the action taken and action taken dates are accurate. Ensure record retention requirements are met according to the company's policies and procedures. Required Skills, Knowledge & Abilities: Minimum 3 years of experience in Compliance or Retail Mortgage Industry required High School Diploma or GED Required Working Knowledge of loan processed, and procedures required Working knowledge of loan product qualification requirements preferred Willing to learn and apply basic federal, state, regulatory laws, regulations, statutes relevant to the mortgage industry Strong work Ethic Precise attention to detail Able to communicate effectively Experience with Encompass is helpful but not required Must be a team player with the ability to work independently Excellent critical thinking and problem solving Planning, organization, and decision-making skills Experience in Excel and Word To be considered for this position apply now at starhr.com About Star Staffing: A women-powered workforce solutions and staffing company serving Northern California and The Central Valley. We offer local expertise and service and provide a wide range of positions and industries.

Responsibilities Essential Job Functions: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Responsibilities: Verifies, compiles, and inputs application information for mortgage loans. Discuss and advise the client of their home loan options. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. Informs supervisor of discrepancies in title or survey. Performs other related duties as assigned. Current, valid NMLS license or appointment in good standing. Qualifications Must have applicable state licensing. Two to five years' experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). Skills: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. Ability to handle detailed assignments and maintain confidentiality. Excellent communication and interpersonal skills. Organizational skills necessary to prioritize workload and delegate responsibility. Travel: May be required.

Direct Loan Processor Specialist I The Direct Loan Processor Specialist I provides prompt, efficient, and accurate assistance from the application stage through the funding process for consumer loans. This role manages high volumes of inbound and outbound calls, supports branch and member services with complex loans, and ensures compliance with state and federal regulations. Responsibilities Interpret and adhere to state and federal compliance laws, including anti-money laundering regulations. Manage a high volume of loan-related calls and applications efficiently. Prepare and audit loan documents with strict accuracy and compliance. Collaborate with multiple departments throughout the loan application process. Identify and mitigate potential fraud and suspicious activities. Conduct member interviews and perform financial analyses to meet loan requirements. Maintain effective communication with members and stakeholders to ensure exceptional customer service. Requirements Experience working in a busy call center environment with high call and loan processing volumes. Strong multitasking abilities with acute attention to detail and accuracy. Exceptional verbal and written communication skills. Proficiency in Microsoft Office applications and familiarity with lending policies. Ability to work under pressure while managing multiple responsibilities simultaneously. Physical capability to sit for extended periods, occasional mobility throughout the department, and lift up to 15 lbs. Skill Deep understanding of compliance regulations and lending procedures. Effective customer service and problem-solving skills. Excellent organizational, communication, and collaborative skills. Critical thinking with a proactive, can-do attitude. Summary Qualification High school diploma or equivalent required;some college preferred. Minimum of 3 years' experience in a fast-paced call center or similar environment handling high call and loan processing volumes. Wollborg Michelson Recruiting is an Equal Opportunity Employer and prohibits discrimination of any kind. We ensure job offers are made based of one s employment experience, skills, and qualifications, regardless of race, gender, ethnic origin, or any other classification protected by law. All applicants must furnish proper identification to prove their legal right to work in the US upon a job offer. We participate in E-Verify to confirm one s right to work in the US. Wollborg Michelson Recruiting does not provide sponsorship for an employment-based visa status.

The ideal candidate is passionate about delivering superior service to our members. The Financial Services Representative is responsible for interviewing members to identify products and services that best fit their financial needs. The Account Administration/Loan Processor uses their knowledge of Credit Union products and services, including deposits, IRAs, Trust Accounts, and consumer loans, to provide excellent service to our members. Also acts as a liaison to our core sponsor to increase membership and engagement in the Credit Union. Responsibilities Demonstrate our Core Values and First-Class Service Standards in all aspects of the job. Open new membership accounts, trust accounts and enhance the membership with supporting products and services that are convenient and gives peace of mind. Provide applicable disclosures for new accounts and lending products Determine collateral needs and payment plans for members applying for loans. Review credit report upon account opening to verify identity and look for additional cross-sell opportunities Interviewing, processing and disbursing consumer loan requests. Verify debts and estimate monthly payment for any outstanding debts not listed and add them to the debts on application. Calculate debt to income ratios. Cross-sell additional member loan benefits such as MBI, GAP and Debt Protection. Obtain a copy of members' auto insurance policies and verify if the deductibles are within credit union policy and that the credit union is listed as lien holder Explain reasons for denial and explore options for members when loans are denied Process and order VISA Credit Cards Open IRAs and Share Certificates Identify problems, research and analyze issues from different perspectives Timely and correct processing of loan and DMV files. Ensure that collateralized loans have the appropriate title work, documentation and fees so that a completed title is received within 90 days of funding Follow Credit Union safety and security procedures Maintain knowledge on all state and federal regulations related to lending and branch operations Maintain a professional and courteous demeanor with all people, including fellow employees, members, management staff, board, supervisory members and outside vendors Assist other members and employees by answering questions, solving problems and helping complex work related matters Assist with business development activities when warranted including New Employee Orientation and site visits. Meet or exceed goals on their scorecard Call members or send correspondence to create business and increase lending pipeline Complete projects in a timely manner Process IRA reports and RMDs in an efficient and timely manner Act as the liaison between the credit union and employee groups to develop new membership opportunities. Conduct presentations and seminars to our employee group and their employees. Prepares visitation schedule and prepares weekly call reports. Perform outbound calls to secure visits at post office locations. Perform outbound calls to cross-sell products and services to new and existing members. Develops new member relationships by attending postal employee meetings and events. Actively participate in all sales and service activities, goals and responsibilities as requested. Communicate regularly and effectively with management to ensure corporate goals are met. Participates in the development and execution of business development plans. Generate awareness that drives brand loyalty. Keep abreast of industry trends, competition, and new opportunities. Perform other duties as assigned Requirements Minimum of 2 years' experience in a Credit Union or, financial institution performing similar job duties is preferred. Excellent verbal and written communication skills, including writing business correspondence. Excellent interpersonal skills Ability to work 32+ hours a week, Monday through Friday Hold Notary appointment Strong problem-solving skills and possess the ability to make sound judgment decisions. Goal driven and able to meet or exceed established cross-sell goals Must be proficient in job related technology applications including the Credit Union's operating system and lending system. Proficient in Microsoft Applications (Word, Excel, PowerPoint, Outlook). Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals. Ability to work independently or within a team to accomplish goals and objectives. Ability to provide attention to detail with accurate and consistent results. Must be able to effectively handle multiple, simultaneous and changing priorities. Must be able to operate office/branch equipment including telephone, copier, scanner, cash recycler, and ATM. Working knowledge of operational regulations, laws, and principles Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger including frequent keyboarding for periods of time, handle or feel; reach with hands and arms, climb or balance, stoop, kneel, crouch, crawl; talk and hear and taste or smell. The employee must occasionally lift and/or move up to 10 pounds. Vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.

GoodLeap is a technology company delivering best-in-class financing and software products for sustainable solutions, from solar panels and batteries to energy-efficient HVAC, heat pumps, roofing, windows, and more. Over 1 million homeowners have benefited from our simple, fast, and frictionless technology that makes the adoption of these products more affordable, accessible, and easier to understand. Thousands of professionals deploying home efficiency and solar solutions rely on GoodLeap's proprietary, AI-powered applications and developer tools to drive more transparent customer communication, deeper business intelligence, and streamlined payment and operations. Our platform has led to more than $27 billion in financing for sustainable solutions since 2018. GoodLeap is also proud to support our award-winning nonprofit, GivePower, which is building and deploying life-saving water and clean electricity systems, changing the lives of more than 1.6 million people across Africa, Asia, and South America. This position is the first step into becoming a licensed loan officer in a direct-to-consumer sales environment with an exclusive, high converting lead source. You will provide sales support to our top loan officers while learning about different mortgage products, qualifying customers, and providing excellent customer service. You will also be taking live calls and gathering pertinent information prior to transferring them to the sales floor. Essential Job Duties & Responsibilities: * Review mortgage applications taken by licensed loan officers; assist in collecting, uploading, and labeling documents within our Loan Origination system. Order disclosures, prepare income calculations, run automated underwriting, prepare, and scrub files prior to submitting to underwriting. * Troubleshoot loan files. Become an expert in loan programs and qualifications. * Take inbound live transfer calls / make outbound phone calls and gather the necessary information and commitment to transfer them to our sales floor. Provide excellent customer service to GoodLeap customers. * Attend daily training in preparation for your promotion into sales or take NMLS test. Required Skills, Knowledge & Abilities: * 1-2 years top sales experience in a professional environment OR college degree * Ability to learn quickly * High energy * Detail-oriented * Excellent communication skills * Collaborative personality * Ability to work in fast-paced, high-volume environment * High School Diploma or GED required Compensation: $24.04/hr + potential bonus opportunities Additional Information Regarding Job Duties and s: Job duties include additional responsibilities as assigned by one's supervisor or other managers related to the position/department. This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. The Company reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. The Company shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law. If you are an extraordinary professional who thrives in a collaborative work culture and values a rewarding career, then we want to work with you! Apply today! We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality. Job Responsibilities: * Establish a presence for CCM, including but not limited to, converting incoming leads. * Analyze current rates and programs to provide accurate and timely information to borrowers. * Negotiate terms and conditions with borrowers. * Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone. * Manage personal pipeline to ensure service standards and financial goals are met. * Learn various borrowing programs and processes and stay current with changes and new products. * Learn and utilize various in-house technical systems and programs. * Evaluate credit requests and determine trends in a given marketplace. * Comply with all applicable federal and state compliance guidelines relative to the position. * Available to work varying hours and overtime if needed. Qualifications and Skills: * Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment. * Experience collecting and analyzing borrower income and negotiating skills. * Experience proactively soliciting new business. * Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems. * Experience converting leads and in-bound calls, preferred. * NMLS License under the terms of the S.A.F.E. Act of 2008 ("SAFE Act") *, a plus. * State License under the terms of the SAFE Act*, a plus. * Excellent analytical skills. * Excellent communication and collaboration skills. * Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook) This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * This position is compensated through commission earnings. * The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** The Healthcare Loan Closer is a lending support role working directly with loans, customer accounts, inquiries, and items directly related to client satisfaction with the U.S. Bank relationship while working under the direction of Healthcare Relationship Managers and the Healthcare Business Development Officer. Responsibilities include: + Support sales teams in executing a One Bank strategy and growing market share. + Retain and deepen client relationships by providing exceptional client experience and support that is knowledgeable, timely and professional. **Basic Qualifications** - Bachelor's degree, or equivalent work experience - Typically, seven or more years of job-related experience **Preferred Skills/Experience** - Experience working with closing commercial loans for the healthcare industry - Considerable knowledge of departmental and bank products and services - Proven customer service and problem resolution skills - Proficient computer navigation skills using a variety of software packages including nCino, Salesforce, and Microsoft Office applications - Effective interpersonal, verbal and written communication skills **The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.** If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $28.27 - $37.69 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**

CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world. We serve agriculture customers and consumers across the United States and around the world. Most of our employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture. **Summary** **CHS** has an exciting opportunity on our go-to-market team. We are looking for a **Senior Grain Originator** to work with producers in the **greater St. Louis, MO** area. You will work extensively with producers in procuring grain and setting up marketing programs. You must be able to make decisions and work independently, be detail oriented with excellent communication skills, both verbal and written. This opportunity has growth potential and offers mobility within CHS. This role will involve a mixture of on-farm visits and remote office work. The successful candidate must be located in **Southeast Missouri** or **Southern Illinois** to effectively serve the region. **Responsibilities** + Working independently, make professional contact with country elevators and farmer producers, and serve as the face of CHS to customers. Update them on market trends, current quotes, and agriculture business overall. + Work to grow CHS business with new customers and in new regions. + Build and maintain long-term relationships with key accounts. Apply in-depth knowledge and insights into customer's goals, in order to target complex procurement tactics. + Procure CHS products from producers and elevators based on overall strategy. Make timing and quantity buying decisions. Report hedges, purchasing/sale of contracts quickly and accurately. Communicate bid changes and closing bids to customers. + Respond to customer complaints, questions and requests in a timely manner. + Interpret industry reports and understand changes and trends. + Plan, develop, and implement complex purchasing strategies and tactics, in accordance with CHS policies and guidelines. + Gather information regarding market players and communicate to appropriate stakeholders. + Collaborate internally (i.e. merchandisers, hedge desk and accountants) to exchange information as needed. + Manage customer shipments in conjunction with CHS capacity. + Execute CHS logistics strategy around the physical movement of goods. Book truck rates on FOB purchases. + Demonstrate effective cross-selling success achieving progressive customer share of wallet for multiple product lines. + Apply CHS sales cycle leading to specific targeted results; provide consulting services to build on core selling skills. + Perform other responsibilities as needed or assigned. **Minimum Qualifications (required)** + High School diploma or GED + 4+ years of experience in Supply Chain and Procurement and/or Commodities **Additional Qualifications** + Ability to build and maintain strong business relationships + Excellent customer service skills including negotiation and conflict management + Excellent communication skills, both verbal and written; comfortable asking questions and sharing information + Strong critical thinking and decision making skills + Ability to work with a high level of accuracy and attention to detail + In-depth knowledge of available trucking and rail operations, including their rates and limits, cash and futures markets and hedging strategy + In-depth knowledge of importance and impact of logistics impact on customer business + Bachelor's degree preferred in Business, Economics, Manufacturing, Logistics, Operations Management, Supply Chain Management, Statistics or related field + Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse. CHS offers a competitive total rewards package. Compensation includes base wage and, depending upon position, may include other earnings such as bonus, incentives and commissions. Actual pay offered will vary based on multiple factors which may include, without limitation, experience, education, training, specialized skills and certifications, minimum wage/salary requirements under local law. Benefits include medical, dental, vision, wellness programs, life insurance, health and dependent care spending accounts, paid time off, 401(k), pension, profit sharing, short- and long-term disability, tuition reimbursement and adoption assistance, subject to the eligibility requirements for each benefit plan. CHS is an Equal Opportunity Employer/Veterans/Disability. _Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not ask for confidential information over the phone or in an email, or request money from a candidate involved in an offer process. If you have questions regarding an employment opportunity, please reach out to_ _*********************_ _; to verify that the communication is from CHS._

Job Title: Loan Officer Primary Job: The mortgage advisor is responsible for generating new business, qualifying customers and owning the customer experience from start to finish. Essential Duties and Responsibilities: Origination of new business on a regular basis, including taking complete applications and qualifying customers. Provide consultations and education on the mortgage transaction, teaching about what to expect, setting the timelines and expectations. Qualify borrowers; pull credit; run AUS; price loans; collect documentation; follow-through with client and loan until closing; and own the client experience to ensure expectations are met and customers are happy. Set fees and order disclosures - follow up to ensure proper documentation is appropriately signed/acknowledged by Borrowers Work with processor for pipeline management, alignment and collecting missing or additional documentation/information as requested. Price & Lock the Loan Keep Encompass records updated and accurate at all times Lead Person on transaction, including all communication to team members and interested parties Ability to develop and maintain a personal business plan which includes all aspects of loan originations from customer service, maintaining and building relationships, networking, marketing/prospecting, knowledge of products and the industry, etc. Desired Qualifications/Requirements: Post-high school degree in business, finance, marketing, other related fields or work equivalent; Associates degree at minimum required Previous work experience as a loan officer (or equivalent) required, with proven ability to achieve sales goals Effective sales and marketing skills, including ability to generate new business through networking and referral partners and other referral sources Ability to deal honestly and ethically with clients, employees and business partners to achieve desired goals Strong understanding of loan guidelines, as well as all federal and state regulations Must have an active NMLS Mortgage Originator License Commitment to company values, policies and procedures Excellent interpersonal communication skills Customer Service - the ability to provide and maintain effective and positive communication Adaptability - an ability to quickly learn new or different techniques, products and computer programs Problem Solving - an ability to effectively analyze and resolve problems at a functional level This person must live our culture every day! (Respect, Transparency, Scrappy) Other duties as assigned Embrace APMC Culture: APMCares- Our charitable entity As we grow and our reputation spreads, we know there are opportunities to make more significant contributions to the communities in our footprint. APMCares was created to serve and support APM families in need and the causes we care about. Office of Diversity Increase APM's workforce diversity Increase the diversity of the communities we serve ‘American Pacific Mortgage Corporation is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.' Live in our values everyday- Respect~ Transparency~ Scrappy!

We are recruiting a Direct Loan Processor to join our highly reputable client at their corporate office in Sacramento. The Direct Loan Processor is responsible for the fulfillment operations of new consumer loan applications through the direct lending channels. The ideal candidate will have previous banking/financial institution experience and prior consumer loan processing experience. This is a six-month contract opportunity with the potential to be hired full-time! Pay: $22.00/Hour (DOE) PRIMARY RESPONSIBILITIES: Conduct member interviews and gather information to satisfy loan conditions. Audit various operational documents, including executed loan documents, and reports to ensure proper procedural compliance, accuracy, and authenticity. Maintain a thorough understanding of state and federal laws and regulations. Meet performance standards comparable to grade level in funded loan and/or e-mail volume, and phone efficiency in a fast-paced environment. Perform support functions such as e-mail correspondence, consumer loan fulfillment, audit, call escalations, or other. Results oriented including a willingness to take on any task required to meet or exceed team goals and objectives. Perform financial analysis of personal and corporate tax returns and applicable schedules, 4506T forms, W-2s, and pay stubs. Ability to identify potential fraud, suspicious activity, and identity theft. Perform other tasks as assigned. SKILLS AND QUALIFICATIONS: High school diploma or equivalent required. 2 years of experience in customer service or transaction processing preferred; background in call center or consumer lending environments is a strong plus. Excellent oral and written communication skills. Ability to multi-task. Possess and use sound judgment. High attention to detail and accuracy. Working knowledge and ability to use Microsoft Office software or other standard office equipment. Ability to work independently and in a fast-paced environment.

Temp We are recruiting a Direct Loan Processor to join our highly reputable client at their corporate office in Sacramento. The Direct Loan Processor is responsible for the fulfillment operations of new consumer loan applications through the direct lending channels. The ideal candidate will have previous banking/financial institution experience and prior consumer loan processing experience. This is a six-month contract opportunity with the potential to be hired full-time! Pay: $22.00/Hour (DOE) PRIMARY RESPONSIBILITIES: Conduct member interviews and gather information to satisfy loan conditions. Audit various operational documents, including executed loan documents, and reports to ensure proper procedural compliance, accuracy, and authenticity. Maintain a thorough understanding of state and federal laws and regulations. Meet performance standards comparable to grade level in funded loan and/or e-mail volume, and phone efficiency in a fast-paced environment. Perform support functions such as e-mail correspondence, consumer loan fulfillment, audit, call escalations, or other. Results oriented including a willingness to take on any task required to meet or exceed team goals and objectives. Perform financial analysis of personal and corporate tax returns and applicable schedules, 4506T forms, W-2s, and pay stubs. Ability to identify potential fraud, suspicious activity, and identity theft. Perform other tasks as assigned. SKILLS AND QUALIFICATIONS: High school diploma or equivalent required. 2 years of experience in customer service or transaction processing preferred; background in call center or consumer lending environments is a strong plus. Excellent oral and written communication skills. Ability to multi-task. Possess and use sound judgment. High attention to detail and accuracy. Working knowledge and ability to use Microsoft Office software or other standard office equipment. Ability to work independently and in a fast-paced environment.

Job Description Join the #ChampionofLoans Team: Loan Officer Opportunity - Spanish-Speaking Preferred Are you ready to become a champion in the mortgage industry? PRMG Mortgage is seeking a highly motivated and dynamic Loan Officer to join our award-winning #ChampionofLoans Team! At PRMG, we're not just another lender; we're a company Built By Originators For Originators , dedicated to serving our community with unparalleled excellence. Our customers agree: "PRMG made my home-buying experience smooth and stress-free. The team was professional, responsive, and truly cared about my needs." - 5-star Google review "The #ChampionofLoans Team went above and beyond. They found me the best rate and guided me through every step. Highly recommend!" - 5-star review on Experience.com Why Join PRMG? Great earning potential with our competitive commission structure Opportunity to earn $250,000+ annually Comprehensive benefits package for full-time employees Be part of the #ChampionofLoans Team, known for excellence in Sacramento. Voted Best Mortgage Company by the community in Sacramento for 2024 & 2023 Cutting-edge technology and marketing support Ongoing professional development and training Work with a rapidly growing company voted one of the Best Companies to Work for five years running Compensation: $250,000+ commission based only Responsibilities: The Role: As a Loan Officer with our team, you'll be at the forefront of our customer-centric approach. You'll guide clients through the mortgage process, leveraging your expertise to match them with the best financing options. This is your chance to make a real difference in our community and build lasting relationships. Key Responsibilities: Maintain a robust pipeline, funding at least two loans per month Expertly navigate the loan origination process from application to closing Provide strategic advice on home loan options tailored to each client's needs Ensure compliance with underwriting standards and regulatory requirements Collaborate with our #ChampionofLoans Team to deliver seamless customer experiences Qualifications: What We're Looking For: Spanish-speaking is preferred Active NMLS License (or in the process of obtaining one) DFPI endorsement (or willingness to achieve) Minimum 2 years of mortgage lending or related experience Strong communication skills and customer service orientation Ability to manage multiple priorities with meticulous attention to detail Proficiency in industry-standard software and the Microsoft Office suite About Company PRMG Mortgage Sacramento: Where Champions Are Made! Join us in our mission to provide affordable home financing with a level of professionalism and service unsurpassed in the lending industry. Be part of a team that's making homeownership dreams come true in Sacramento, one loan at a time. Ready to Become a Champion? If you're passionate about mortgage lending and eager to join a dynamic team in Sacramento, we want to hear from you! Apply now and discover why the #ChampionsofLoans Team in Sacramento has been consistently recognized as a top workplace and why our customers rave about our service.

Description Schedule: Monday - Friday, 40 hours/week, Hybrid: Tuesdays/Thursdays on-site. Candidates must live within a reasonable commuting distance of the communities served by Travis Credit Union, which include the following counties: Alameda, Colusa, Contra Costa, Merced, Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus, and Yolo. For hybrid and remote roles, candidates are still required to reside within a commutable distance of our corporate headquarters in Vacaville, California. We are unable to sponsor or assume sponsorship of employment visas for this position. Candidates must have current authorization to work in the U.S. (no sponsorship available). Summary: Travis Credit Union's (TCU) Mortgage Loan Officers educate and sell prospective mortgage applicants on the best home loan for their financial situation, in compliance with all Credit Union and regulatory guidelines. TCU's Mortgage Loan Officers understand the value of providing excellent personalized member service by building and maintaining positive relationships with members and internal/external business partners through all delivery channels. Profile: Responsible for all online, digital mortgage loan applications. Responsible for monitoring the digital queue to support members. Builds relationships and captures new loan growth via outbound calls by connecting with people and building trust. Ensures all documentation in loan files is consistent with input data in all data systems utilized. Determines methods and procedures on new assignments and may coordinate activities of other personnel. Sells and originates mortgage loans within the guidelines of TCU policy, procedures and government regulations, and ensures all disclosures are sent within regulations and that required documents are accurate. Pre-qualifies members in identifying portfolio and Fannie Mae underwriting guidelines and programs, FHA and VA requirements and available down payment assistance programs. Quotes and explains rates and terms; educates prospective applicants of the best home loan for them. Pre-qualifies members for conventional and government mortgages, second mortgages, and our various down-payment assistance programs. Renegotiates loan terms due to changes from initial loan application. Tracks pipeline to ensure loans are being processed according to established priorities. Acts as the main contact with members during the application process. Provides regular status reports to members to maintain good communication. Works with the operations staff to ensure on-time closings. Professionally represents TCU within the communities we serve and develops relationships in a manner that will enhance the overall branding and loan growth of the credit union. Understands and maintains current working knowledge of TCU products/services, policies and procedures, and real estate lending regulations through internal communications, training and attendance at meetings, seminars and workshops. Actively participates and supports TCU's Sales and Service culture by offering other TCU products/services based on the needs of the member. Delivers quality member service at all times. Achieves maximum loan volume, ensuring the member receives the best available product to meet their needs, while maintaining portfolio quality standards. Builds and maintains relationships with local realtors as a source of future business. Stays abreast of state and federal laws and regulations including RESPA, HPML, HOEPA, HCML, ATR/QM, bank secrecy and anti-money laundering laws appropriate to the position. Skills: In-depth knowledge of real estate industry lending criteria (FNMA, FHLMC, FHA/VA), and federal and state regulations. Professional verbal and written communication skills Detail-oriented. \Work independently and self-motivate to achieve goals with minimal supervision. Proven business development and/or sales skills. Sound understanding of TCU's Real Estate loan programs. Ability to successfully tailor communications according to the audience. Proven account management skills with the ability to create, maintain and enhance business relationships. Ability to prepare and effectively facilitate presentations. Ability to interact with diverse groups of people including business community members, potential borrowers and referral agents in a professional and diplomatic manner. Proven ability to meet sales objectives, recognize customer needs and match them to loan products. Proficient in MS Office products (Word, Excel, Outlook). Experience with industry- related software programs. Flexible in working hours. Reporting and Experience: Reports directly to Manager, Mortgage Originations. High school diploma or equivalent. AA degree in Business or related field preferred. Minimum 3 years mortgage origination experience, including selling and processing 1st mortgage Conventional, FHA and 2nd mortgage loan originations in a mortgage-banking environment. Previous credit analyst experience preferred. Compensation: Digital Mortgage Loan Officer: Grade 11 $27.96 - $34.53/hour. Our compensation philosophy considers various factors, including the scope and responsibilities of the position, as well as a candidate's experience, education/training, and key skills. Benefits: At Travis Credit Union, we prioritize the well‑being of our employees and their families by providing a comprehensive Total Rewards program that supports their health, welfare, and financial security. In turn, this enables our employees to focus on delivering exceptional service to our members and meeting the goals of the credit union.Eligible employees enjoy a robust benefits package, which includes: Competitive medical, dental, and vision insurance Mental health and wellness programs Employee performance incentive plan Merit-based salary increases 401(k) program with immediately vested employer match Generous holiday and vacation policies Exclusive TCU perks such as employee loan and credit card discounts Travis Credit Union is an Affirmative Action Employer. EOE / Individuals with Disabilities / Veteran Status

Job DescriptionMore than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year. With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations. This role will encompass hybrid activity combining mortgage production mortgage and community outreach. The position will support the local area mortgage production team in CRA specific market outreach as well as community education opportunities targeted specifically to low to moderate income borrowers and areas. Work in collaboration with industry (realtors and builders) and non-industry (local area employers and non-profits) groups via marketing activities and bank approved Marketing Opportunities.In this role you'll have the opportunity to: Designs market outreach (Land Trust, Housing Finance Agencies (HFA)) ready programs, education, activities. Manage and develop ongoing community campaigns with realtors, builders, financial planners and other mortgage finance related Centers of Influence (COIs) for homebuyer education opportunities and product training. Focus for market outreach will be identified low to moderate income areas and/or intended to reach 1st Time Homebuyers. Maintains a pipeline of CRA and non-CRA business, including but not limited to AMP Mortgage transactions, state housing along with local area down payment assistance programs while continuing to serve all bank clients and other community members with all Banner Bank mortgage products. Develops a business plan to include the implementation of a series of campaigns for prospects, current clients, past clients and lead lists as available. Identify new opportunities for community campaign engagement. Analyzes reports on pipeline management for upstream reporting on compliance issues with local area lenders to track the results from targeted CRA activity. Reporting will include (but will not be limited to) specific lenders targets low to moderate income borrower and community outreach, production and impact. Identify support needs to include management of vendor lead distribution, independent research of competitive conditions in markets related to price, service and programs (focus on CRA development specifically targeting low to moderate income potential borrowers and communities) and in the creation of ongoing training. Assist in branch support for product questions, cross training programs, CRM and pipeline management as well as on-boarding support for new mortgage lenders with the specific goal of meeting and exceeding market penetration in low to moderate income communities. Responsible for promoting home ownership through community outreach efforts, specifically in the communities around the designated branch location. Demonstrates inclusive marketing efforts to develop new leads, loans and bank relationships. Conduct first time home buyer classes at or in close proximity to the branch, host booths at non-profit community events, etc. Responsible for Achieving lending origination goals in minority/diverse regions. Organize outreach to organizations representing the ethnic makeup of the greater market area the assigned office is serving in order to promote lending capabilities and understand the market needs. Working with the compliance department in similar fashion to benchmark CRA performance goals. Education & Certifications High School Diploma required Ability to obtain NMLS registration required Experience 6 or more years of mortgage industry experience including basic understanding of programs, terminology, market conditions (including impact with changing economic realities), Loan Origination Software (LOS) and the impact of CRA programs and their requirements Knowledge, Skills and Abilities Ability to develop and manage file quality. Ability to communicate and train employees in client service, sales and operations with product knowledge targeted to low to moderate income communities. Ability to solve client services issues as well as mortgage specific analytical problems as they relate to job duties and the intended low to moderate income communities. Demonstrate basic knowledge of retail product philosophy, policy, procedures, documentation and systems as they relate to mortgage finance. Demonstrate ability to create strong relationships using interpersonal skills and communication. Knowledge of mathematical, problem solving and negotiation skills. Travel Up to 40% Compensation & Benefits Monthly base salary of $3,800 plus commissions Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life Paid vacation time, sick time and 11 company paid holidays 401k (with up to 4% match) Tuition reimbursement Get more information at: Employee Benefits \u007C Banner Bank Please take time to review Banner Bank's Consent & Privacy notice before applying. Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status. Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

Loan Officer (Field) We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. A Career that Empowers You to Build Your Future As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations. Conduct regular “First Time Homebuyer Seminars” in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings. Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process. Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue. Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs. Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses. Your Toolbox Bilingual in English and Punjabi highly preferred Highschool Diploma or Equivalent Four-year college degree (preferred) Minimum of 3 years of Loan Originating experience Valid driver's license and dependable mode of transportation NMLS License & specific State license or be (willing to get within 30 days of employment) Fluent in Spanish -Speaking and Writing (preferred) Self-starter and able to work independently Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities A genuine passion for delivering exceptional experiences to customers Proficient in using standard office software (e.g., Microsoft Office Suite) Proficient in using mortgage industry software and tools #IND-LFS #CB #LI-AL1 This information is intended to be a general overview and may be modified by the company due to factors affecting the business. General Overview of Compensation & Benefits: This position may be eligible for bonuses. This position may be eligible for commissions. This position will be eligible for the described benefits listed in the above section in accordance with Company Policy. This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.