Loan specialist jobs in San Diego, CA - 36 jobs

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Loan Specialist

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Junior Loan Officer

Member Loan Specialist I,II
Cal Coast Credit Union 4.1
Loan specialist job in San Diego, CA
This position is accountable for providing exceptional service in a call center environment with a focus on cross-selling loans, financial products and services. DIMENSIONS Service Goals: Meet/exceed a 4.00 overall service rating, as per established service standards. Sales Expectations: Meet/exceed established monthly/annual sales goals Consumer loan annual funding goal: 120 Real estate loan annual funding goal: 36 New member annual goal: 120 Consumer loan protection products: 33% loan penetration Additional referral requirements: auto buying services, investment products, and credit union promotional products and services Additional sales requirements: online banking, digital services, e-statements, bill pay, and direct deposit Member Support: Approximately 200,000 credit union members Supervisory responsibilities This position reports directly to the Member Service Center Assistant Manager or Member Service Center Supervisor. No employees report directly to this position. NATURE & SCOPE Member Loan Specialist I Cross-selling credit union products and services : Recommends products or services that meet the member's needs, such as savings accounts, checking accounts, or investment options. This includes gathering information, processing membership applications, and ensuring compliance with regulations. Advises members with new account and loan inquiries : Answers questions about consumer accounts and deposit and loan products, to include the products terms, and conditions. Cross-sells and originates Consumer Loans applications: Gathers member information for Consumer Loan applications, explaining the features and benefits of different loan types, to help members understand their financial options. Follow policies and procedures: Adheres to regulations, complying with internal policies, and maintaining a high level of ethical conduct. Knowledge of Credit Union products and services: Maintains up to date knowledge of credit union products and services. Strong organizational and time management skills: Manages multiple tasks and meets deadlines, while ensuring member applications are processed accurately and efficiently. Strong self-motivation and goal-oriented mindset: Has the ability to meet and exceed monthly sales goals and demonstrates the ability to work independently to drive results that meet member needs. Provides exceptional member service: Provides friendly and helpful member experience, listening to member needs, and resolving issues in a timely and effective manner. Serves as a backup to Member Service Representatives : Supports all levels of service in the call center phone queues, to include online banking and card-related calls. Must maintain as California Endorsee Number: in compliance with the California Department of Insurance to quote and cross-sell vehicle protection products. Performs other relevant and related duties as required . Member Loan Specialist II (Must be competent at the level of a Member Loan Specialist I), in addition: Assist members with Real Estate loans: Stays knowledgeable of real estate loan products. Provides rate quotes that match member needs with the correct Real Estate loan product. Originates Real Estate loans applications: Gathers appropriate information needed for a real estate application and sets the expectations of the loan process. Must maintain registration as Mortgage Loan Originator (MLO): in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and regularly provide this unique MLO registration number to all consumers as part of their daily work in mortgage lending. Education, skills, & abilities The Eight Superpowers Provides leadership through modeling of behaviors and bringing forward new ideas and new ways of doing things. Demonstrates empathy, self-reflection, and adjustment of own behaviors, showing effective emotional intelligence. Practices active listening in communications with others, giving someone full attention and listening to understand, not just respond. Demonstrates grit, persisting in application of knowledge, skills, and behaviors to achieve goals and address obstacles. Models intrinsic motivation; is self-driven to meet or exceed objectives, timelines, and quality measures while building and sustaining effective relationships. Applies creative problem-solving to provide clarity, handle resources under one's control, and address stressful situations; finds ways to meet individual, team, and member goals, by navigating through barriers. Shares a diverse set of perspectives, work and life experiences, as well as religious and cultural differences. Actively seeks out differences in values, ideas, and priorities. Respects and value the differences of others, including but not limited to: national origin, language, race, color, disability, ethnicity, gender, age, religion, sexual orientation, gender identity, socioeconomic status, veteran status, and family structures. Believes a diverse workplace is essential to the company's success. Values and shows appreciating for the unique qualities and experiences of each person-inclusion; appreciates and effectively utilizes the talents and skills of others to achieve objectives; is open to the perspective of others; and encourages collaboration, flexibility and fairness. Makes each employee feel valued and supported for their unique qualities. Other Education, Skills, and Abilities A high school diploma or equivalent is required. Member Loan Specialist I : 2 years' experience in a financial institution or other related field, to include consumer loan experience, and proven successful performance in sales and service. Member Loan Specialist II: 3 years' experience in a financial institution (with 1 of the 3 years as a Member Loan Specialist I) or other related field, to include real estate loan experience, and proven successful performance in sales and service. Previous experience in a call-center preferred. Excellent communication skills; sound judgment, and attention to detail. Ability to work in a fast-paced call center environment. Previous experience with Microsoft Windows applications is preferred. Must be available to work flexible call center hours. Candidates should demonstrate punctuality, the ability to follow supervisory instructions, effective teamwork skills, and a clear understanding of company policies and procedures. Major Accountabilities Ensure sales and service goals are met. Present a friendly, outgoing and positive demeanor. Process new accounts and/or loans accurately and completely. Complies with all other policies and procedures. PHYSICAL REQUIREMENTS Excellent ability to communicate, both verbally and in writing; ability to tolerate periods of continuous sitting and/or standing. ENVIRONMENTAL CONDITIONS Work is primarily performed within a cubicle office setting. Subject to standard background noise found in a call center environment. May work remotely. Note: Staff is expected to perform various tasks, projects and administrative duties as assigned. Management reserves the right to assign or change duties and tasks to this position at their discretion. Salary Range (Hourly) - Member Loan Specialist l: $22.6756 - $28.3445 Member Loan Specialist ll: $25.2199 - $31.5249
$35k-46k yearly est. Auto-Apply 60d+ ago

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SBA Loan Closing Specialist I
Columbia Banking System, Inc. 4.5
Loan specialist job in San Diego, CA
About the Role: In this role, you will process and fund bank approved SBA 7(a), USDA, 504 and other government guaranteed loans as assigned by the SBA Closing Director. Work with borrowers, production staff and third parties to ensure timely and accurate loan closings. Collect and review documentation, perform borrower, entity, and loan related searches, perfect loan collateral, and ensure proper documentation of loans as specified and approved by the Bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other Government Guaranteed Loan Programs. * Identify and collect documentation in support of and as specified within the banks' loan approval. Plan tasks and workflows to meet closing deadlines. * Order Flood certifications, IRS Verifications, Site Visit reports CAVIRs, OFACS, UCC Searches and other reports as required. Review insurance documents to ensure proper type and coverage for each transaction. * Verify and determine the amount and source of borrower injection funds. * Review Purchase and Sale Agreements, Real Estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements. * Prepare lenders instructions and coordinate loan closings with escrow and title companies. * Perform loan related searches on individuals, entities, and collateral. * Responsible for accurate ordering and generation of Laser Pro and SBA documents. * Coordinate closings between borrowers, Bank Associates, Certified Development Companies, and escrow/title companies as necessary. Facilitate loan funding and the subsequent follow up for all post-closing documentation items. * Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. * Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. * Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description. * May be asked to coach, mentor, or train others within the team. * Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. * Takes personal initiative and is a positive example for others to emulate. * Embraces our vision to become "Business Bank of Choice" * May perform other duties as assigned About You: * H.S. Diploma/GED * 4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience, required. * Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements. * Ability to comply with bank policy and procedures. * Experience working with SBA production staff and underwriters. * Ability to actively manage 3-5 loan files on an on-going basis, with adherence to bank established Closing Service Level Agreements. * Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi-task. * Knowledge of personal computer and related software packages, including but not limited to, MS Office Word, Excel, and Outlook, and other business machines standard in the industry. * Ability to work under pressure and organize own work with guidance from Supervisor. Job Location(s): Ability to work fully onsite at posted location(s). The pay range for this role is $28.00 - $40.00. The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process. Primary Location: Ability to work fully onsite at posted location(s). 3111 Camino Del Rio North Suite 200 San Diego CA 92108 Our Benefits: We are proud to offer a competitive total rewards package including base wages and comprehensive benefits. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. Our Commitment to Diversity: Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: http://******************** To Staffing and Recruiting Agencies: Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.
$28-40 hourly Auto-Apply 7d ago
Junior Mortgage Loan Officer
Seller Door Real Estate and Finance
Loan specialist job in San Diego, CA
Job Description Junior Loan Officer Opportunity Our lending team is growing, and we are looking for a motivated Junior Loan Officer who wants to learn the business the right way while earning rewarding commissions. This is a strong starting point for someone who wants hands on experience supporting senior loan officers, learning how loan files are built, and developing the skills needed to confidently originate loans over time. First year earning potential when hitting goals: $100,000+ Previous mortgage or lending experience is helpful but not required. What matters most is a willingness to learn, strong communication skills, and the ability to stay organized while mastering loan products, systems, and compliance. Candidates must be open to obtaining an NMLS license as part of their professional growth. This path works well for someone who enjoys working with people, keeps pace in a fast moving environment, and wants a clear long term future in the lending industry. Added Value - Direct mentorship from experienced loan professionals - CRM tools and marketing support to stay organized - Structured training on loan programs and compliance - Supportive team culture focused on development and accountability - Rewarding commissions tied to performance and qualified referrals If you are ready to learn the lending business, grow your skills, and build a long term career with the right support around you, respond to this ad and connect with our team. Compensation: $100,000 at plan commissions Responsibilities: Generate new business opportunities, get referrals, monitor sales pipeline, and meet sales expectations Assemble financial information to assist with loan applications, prepare loan files, and assess applicants' financial situation and eligibility Collaborate with the mortgage lender or mortgage banker, underwriter, loan processor, senior MLO / mortgage loan originator, and realtors on behalf of the applicant as needed to make sure the loan transaction goes through successfully Communicate with the senior mortgage loan officer/ MLO to make a recommendation of which mortgage loan products are best suited depending on applicant's financial status Consult with potential loan applicants - answer questions and provide additional information about home loan products to create personal relationships Qualifications: Excellent sales, relationship, communications and MS Office skills are vital Knowledge of guidelines for loan programs and various types of loans such as FHA, commercial loans, VA, etc is an asset, but not required Possess the intention to complete a training program to obtain NMLS/ MLO/ state license Past experience with credit unions, lending institutions, real estate, financial services, or related fields is a bonus, but not required Some college (Bachelor's) is preferred, but a high school diploma or equivalent is required LMNS license required Commission opportunity About Company At Seller Door Real Estate & Finance Inc., we bring real estate and lending together under one roof to give agents a powerful advantage. Our brokerage was built to provide 100% of the tools, training, and compensation agents deserve. With hands-on mentorship, proven systems, and leadership that cares about your success, we help professionals grow stronger businesses with clarity and confidence. We believe every agent should confidently answer “yes” to some of the most important questions in their career: Am I getting the mentorship and support I need? Do I have proven systems to grow consistently? Am I rewarded fairly for my results? Do I get offered stock options or an equity share plan as an agent? Do I get custom marketing support or do you have to do it on my own? At Seller Door, the answer is always yes. Our collaborative culture empowers agents to guide clients from pre-qualification to closing with excellence while building long-term success.
$100k yearly 8d ago
Loan Officer
CDC Small Business Finance 4.1
Loan specialist job in San Diego, CA
Job Description About the Organization The Momentus Capital branded family of organizations - which includes Capital Impact Partners and CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve. We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions. Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents - and our country - thrive. Position Summary The Loan Officer is responsible for developing loan prospects within a defined market for a variety of loan programs. The ideal candidate will generate a productive business referral network of banks and support organizations, establish themselves as a resource for small business and economic development industry professionals and create a steady pipeline of leads for loan pre-qualification. Compensation will include a base salary with incentive payouts based on delivery of pre-qualified loans to the loan production team and ultimate loan funding generated from the pipeline. Essential Responsibilities Effective community outreach is vital at the outset to ensure success in this role. Proactively engage with centers of influence (COIs), such as banks, non-bank lenders, small business support organizations, networking groups, government agencies, and other key stakeholders, to establish meaningful connections and create opportunities to serve entrepreneurs seeking credit. Develop invitation opportunities for speaking engagements to groups or individuals that will yield loan leads and expand the loan referral network within the assigned territory. Represent CDC at business and industry events. Review basic financial data (tax returns and financial statements) to pre-qualify and analyze loan applications for eligibility and credit worthiness using CDC credit guidelines and spreadsheet tools. Requirements Bachelor's degree in business, marketing, economics or finance related field from a recognized college or university - or - equivalent qualifying experience in sales. Minimum 1-2 years of sales experience, preferably in finance products or services. General knowledge of commercial or small business credit, preferably in a mission based or SBA loan department. Market connections and network of business contacts. Working knowledge of Microsoft office. Excellent sales techniques and presentation skills with an ability to educate key audiences on a variety of lending programs and advantages to working with CDC. Proven track record of prospecting new businesses and developing referral networks. Possession of a valid Driver's License. Spanish language proficiency a plus Benefits The base salary range for this position is $74,828- $80,000 and includes monthly and quarterly commissions which are a significant portion of total compensation. his is a remote role with a primary focus on the San Diego market. Candidates must be located in the San Diego metropolitan area All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas.
$74.8k-80k yearly 16d ago
Loan Officer
JBA International 4.1
Loan specialist job in San Diego, CA
Responsibilities Essential Job Functions: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Responsibilities: Verifies, compiles, and inputs application information for mortgage loans. Discuss and advise the client of their home loan options. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. Informs supervisor of discrepancies in title or survey. Performs other related duties as assigned. Current, valid NMLS license or appointment in good standing. Qualifications Must have applicable state licensing. Two to five years' experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). Skills: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. Ability to handle detailed assignments and maintain confidentiality. Excellent communication and interpersonal skills. Organizational skills necessary to prioritize workload and delegate responsibility. Travel: May be required.
$35k-52k yearly est. 60d+ ago
Loan Processor
Crosscountry Mortgage 4.1
Loan specialist job in San Diego, CA
Job Description We are only considering candidates who are actively processing mortgage loans today within a retail mortgage bank. Please do not apply if you are not currently in a processing role. We're looking for an experienced and highly organized Loan Processor to join our team at CrossCountry Mortgage. This role is perfect for someone with strong attention to detail, deep mortgage knowledge, and a passion for delivering an exceptional borrower experience. You'll be at the center of the loan process, driving files forward, coordinating with multiple parties, and ensuring smooth closings. Compensation: $70,000 - $95,000 Responsibilities: Own loan files from submission through funding with precision and urgency Review, request, and process borrower documentation and loan conditions Ensure all files meet company, agency, and investor guidelines Communicate proactively with borrowers, loan officers, underwriters, escrow and title teams, and real estate agents Maintain complete and accurate notes in Encompass and CRM systems such as Salesforce Keep the pipeline organized and moving by following up early and often Identify potential issues and escalate appropriately to ensure smooth closings Qualifications: Must possess excellent written and verbal communication skills FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required Superb analytical skills, time management skills, and attention to detail A minimum of 4 years of current mortgage loan processing experience and actively processing today Recent experience in retail mortgage processing Strong proficiency in Encompass Excellent understanding of FHA, VA, Conventional, and investor guidelines Experience managing high-volume purchase pipelines Outstanding written and verbal communication skills Strong organizational skills and attention to detail Proficiency with Microsoft Word and Excel A solutions-first mindset with the ability to problem-solve and prioritize About Company At CrossCountry Mortgage, you are joining a community of high performers who support each other, grow together, and win together. We value individuals who are hungry to grow, humble in their approach, and smart in how they work. We believe in teamwork, high standards, and a positive culture that still knows how to have fun. If you are an experienced processor looking for a high-performing, collaborative, and growth-focused team, we would love to connect.
$70k-95k yearly 3d ago
Retail Loan Processor (San Diego, CA)
Lendsure Mortgage Corp 3.5
Loan specialist job in San Diego, CA
Job Description Annual Salary $75k-$90k including monthly bonuses Join the dynamic team at LendSure Mortgage Corp as a Full-Time Retail Loan Processor in San Diego, CA. This is an exciting opportunity to leverage your expertise in a collaborative, customer-focused environment that values innovation and excellence. With a competitive pay range of $75k-$90k, including monthly bonuses, your hard work will be rewarded as you help clients achieve their dreams of home ownership. By working onsite, you will engage closely with your colleagues in a fun and forward-thinking workplace. Your role will directly impact client satisfaction and drive our mission of problem-solving in the real estate industry. You will have benefits such as Medical, Dental, Vision, 401(k), Life Insurance and a Competitive Salary. If you have 4 years of experience and a passion for making a difference, seize this chance to elevate your career! Make a difference as a Retail Loan Processor As a Full-Time Retail Loan Processor at LendSure Mortgage Corp, you will manage a pipeline of leads, transforming potential into reality for borrowers navigating the loan process. Your role will involve directly guiding clients through each step, ensuring they feel supported and informed as they make critical financial decisions. This hands-on position will allow you to utilize your problem-solving skills and customer-focused mindset to foster lasting relationships and deliver exceptional service. In this fast-paced environment, your expertise will contribute to a seamless experience, empowering clients to achieve their homeownership dreams with confidence. Are you a good fit for this Retail Loan Processor job? To thrive as a Full-Time Retail Loan Processor at LendSure Mortgage Corp, you will need a strong foundation in mortgage lending, particularly with non-QM mortgage loans. Extensive knowledge of underwriting guidelines and compliance regulations is essential, ensuring that you navigate the loan process seamlessly and adhere to industry standards. Proficiency with relevant software and tools will enhance your efficiency as you manage your pipeline of leads. In addition, strong communication skills, attention to detail, and a customer-focused approach are crucial. Your ability to solve problems and think critically will help you address borrower inquiries and challenges effectively, providing a top-notch experience as clients embark on their journey toward homeownership. Knowledge and skills required for the position are: Directly communicate with borrowers to collect necessary documentation, explain loan terms, and ensure a smooth loan process. Serve as the primary point of contact for borrowers, loan officers, and third parties, providing proactive updates and addressing inquiries efficiently. Process and prepare Non-QM residential mortgage loans for funding with accuracy and attention to detail. Review and verify loan documentation for compliance, investor guidelines, and regulatory requirements. Ensure clear and effective communication with all stakeholders, including underwriters, closing attorneys, escrow officers, and funding departments. Educate borrowers on loan terms, conditions, and next steps, ensuring a transparent and seamless lending experience. Manage a pipeline of 20-30 loans, ensuring timely completion of processing milestones and closing deadlines. Order and review third-party documentation (title, appraisal, insurance, etc.) for accuracy and compliance. Track loan progress, proactively resolving any potential issues to prevent delays. Identify and resolve borrower concerns while providing a high level of customer service and professionalism. Work closely with underwriting, funding, and senior management teams to optimize loan closing ratios. High school diploma or equivalent required; college degree preferred. Minimum 4 years of mortgage loan processing experience, preferably with Non-QM loans. Extensive knowledge of mortgage lending, underwriting guidelines, and compliance regulations. Strong understanding of loan structuring, Non-QM investor requirements, and credit risk assessment. Ability to manage a high-volume loan pipeline while maintaining exceptional attention to detail. Superior customer service skills with the ability to build rapport and maintain relationships with borrowers and partners. Exceptional verbal and written communication skills, ensuring clear, concise, and professional interactions. Problem-solving mindset with a proactive, self-motivated approach to workflow and task completion. Proficiency in loan processing software, including, Salesforce, and Microsoft Office (preferred). Join us! If you believe that this position matches your requirements, applying for it is a breeze. Best of luck! This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
$75k-90k yearly 28d ago
Loan Officer II
Wheelhouse Credit Union
Loan specialist job in San Diego, CA
Job DescriptionDescription: Within established guidelines and procedures, perform work requiring the use of judgment and discretion in making credit decisions for members seeking a variety of loans. Responsible for reviewing loan applications, interviewing loan applicants and obtaining other documentation to determine credit worthiness of applicant and disposition of loan. Prepare appropriate documentation and related forms for submittal to the Lending Manager. Develop information and stipulations to process loan applications such as verification of income and credit reports. Employees assigned to this level will underwrite a variety of loans with considerable independence. Act as a resource for dealer and staff questions regarding the Credit Union's loan programs. Within established guidelines and procedures, perform work requiring the use of judgment and discretion in making credit decisions for consumer (direct/indirect) and real estate loans. Review all applications to insure completeness and accuracy of information. Inform branch personnel, members and/or dealers of loan requirements and matters affecting the granting of loans. Set stipulations for loan applications accordingly to achieve sound lending decision. Inform management of the progress and performance of dealer partners. Prepare monthly production reports and provide information to manager. Provide recommendations, written or verbal, to the Lending Manager and/or the Credit Manager with regards to credit applications outside individual underwriting authority. Assist branch personnel in facilitating the closing and disbursement of loans insuring that guidelines and stipulations are met. Remain current on lending regulations and guidelines. Complete reports as requested by management. Maintain effective working relationship with staff. Register with the Nationwide Mortgage Licensing System and Registry (NMLS). Will be required to undergo a background check. Registration with the NMLS to be maintained on an annual basis. All other duties assigned. Requirements: 1. High school diploma or equivalent. 2. Minimum of two years of underwriting experience or having the equivalent experience by completing all of the following: · Three years of loan interviewing experience. · Two years of loan processing experience with consumer loans. · Minimum of six months of hands on underwriting experience. · Completion of an industry recognized loan underwriting course, minimum of 20 hours. 3. Strong organization, communication (written and verbal) and analytical skills with the ability to explain underwriting requirements in a clear and concise manner. 4. Strong knowledge of laws, regulations, policies and procedures as they pertain to lending. 5. Proficiency with ten key adding machine, calculator and Microsoft Office products. 6. Working knowledge of computers and ability to learn new systems. 7. Knowledge and understanding of the mission and vision of the Credit Union. Strictly adhere to the Credit Union's policy of confidentiality, security, professional conduct and dress. 8. Excellent collaborative skills and the ability to develop and maintain positive working relationships are essential.
$37k-56k yearly est. 16d ago
Loan Officer Assistant Admin
Prospect Mortgage
Loan specialist job in San Diego, CA
LOAN OFFICER ASSISTANT CAREER OPPORTUNITY SALARY + COMMISSION Established in 2006, Prospect Mortgage specializes in acquiring mid-sized residential lenders, providing them with capital, cost-efficiencies, and increased resources while maintaining a decentralized, entrepreneurial business model. We've created a team-oriented, energetic, and upbeat culture with a focus on success. Prospect is backed by Sterling Partners, a multibillion-dollar private equity fund based in Chicago and Baltimore. Qualifications We Are Seeking to Join Our Team! * Energetic and Goal-Oriented Loan Officer Assistant *Willingness to learn and adapt to changing market * True Sense of Customer Service and Integrity * 2+ Years Loan Officer Assistant, Title, Escrow or Real Estate Sales Experience *2 + Years College Education Preferred but not required * NMLS Licensed Preferred but not required Qualifications Required: * Computer Proficiency * Great Multi-Tasking Skills *Ability to meet deadlines * Money and Customer Service Oriented Individuals * Effective Phone/Communication Skills Prospect Mortgage Offers you: *Salary + commission * Comprehensive Benefit Package: Health, Dental, Vision, Life, 401K, PTO, Floating Holidays * In-House Operational Support * New Hire and Ongoing Training Classes: Product Knowledge, Mortgage Software Programs, Sales * Career Advancement Opportunities * Manager That Will Work With You to Help You Win If this sounds like the right mix of challenge and opportunity for you, and you meet the minimum qualifications, we want to hear from you! Who We Are When others see nothing but a downturn in the mortgage industry, Prospect sees opportunity. We understand how to grow for long-term results. We recognize individual companies that have the talent and tools for success. With fresh capital, cost-efficient scale, and decades of mortgage know-how, we are building a network of excellence coast-to-coast that combines the perfect blend of centralized strength and localized entrepreneurialism and leadership. With about 2000 employees, Prospect Mortgage is one of the larger companies in the portfolio of Sterling Partners, a private equity firm with a history of generating extraordinary returns for investors. With nearly $4 billion of capital under management, Sterling's investment strategy is to invest from $5 million to more than $150 million of equity in each company with which we partner. They invest in industries with positive, long-term trends and bring their experience, expertise, and network in driving value to portfolio companies.
$37k-56k yearly est. 60d+ ago
San Diego Regional Loan Officer
Caliver Beach Mortgage
Loan specialist job in San Diego, CA
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$37k-56k yearly est. 60d+ ago
Loan Officer
Griffin Funding
Loan specialist job in San Diego, CA
Griffin Funding is a consumer direct mortgage company, meaning our Loan Officers work directly with clients who have already expressed interest in financing or refinancing a home. We invest heavily in marketing and technology to deliver high-intent first-party inbound opportunities to our sales team. Rather than building a book of business from scratch, Loan Officers focus on responding quickly, consulting effectively, and converting engaged prospects into closed loans. Loan Officers are backed by a dedicated operations and underwriting team that handles conditions and loan progression, so you're not stuck chasing paperwork or managing underwriters. This lets you spend your time where it matters most: working with clients and closing deals. This model allows our Loan Officers to: Spend more time advising clients and less time prospecting Work a consistent pipeline of inbound and outbound opportunities Rely on proven systems and support to drive steady deal flow Build momentum quickly in a structured, lead-supported environment What You'll Do Engage with inbound inquiries and outbound leads to connect with prospective clients Follow up diligently with leads via phone, voicemail, text, and email Consult with clients to understand their financial situation, motivations, and loan needs Recommend appropriate loan products and guide clients through the origination process Build trust and long-term relationships through clear communication and follow-through Maintain accurate records and activity within our CRM systems Compensation Hourly, full-time position (40 hours per week) Paid at applicable state and city minimum wage Hourly compensation is structured as a draw against commissions Draw is calculated per pay period and does not roll over Commissions are paid once earned commissions exceed the hourly draw Performance & Growth 90-day probationary period with regular check-ins and coaching Ongoing performance reviews to support development and success Clear expectations around standards, consistency, professionalism, and client conversion Onboarding & Training Structured onboarding during your first month Required completion of Griffin Funding University (GFU), including a final assessment Leads & Tools Access to company-provided Google SEO and PPC leads Leads are managed through HubSpot Strong internal systems designed to support fast follow-up and conversion Transition to SR LO Consistent demonstration of exceeding funding standards will warrant a review for promotion to Sr. Loan Officer. Promotion is at the sole discretion of the VP of Lending. Leads for SR LO Eligible for Past Clients who are not in the book of a Loan Officer who is currently with the company in any capacity. Eligible for Chili Piper appointments and direct transfers from ISAs. When there are separate ring groups; first ring group for inbounds. Expected to demonstrate a high level of understanding of all investors and loan products, and assist the team by leading by example and sharing guidance based on experience. Job requirements Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. NMLS #1120111 VA Approved Lender ID: ********** FHA Non-Supervised Lender No.: 01472-0000-3 All done! Your application has been successfully submitted! Other jobs
$37k-56k yearly est. 60d+ ago
Loan Officer - San Diego, CA
Veterans United Home Loans 4.7
Loan specialist job in San Diego, CA
ABOUT YOU: You are passionate about helping Veterans. You enjoy building rapport and relationships with many different types of individuals and groups. You take initiative and have a competitive drive. You are known for being self-motivated. You learn quickly and thoroughly while continually adapting to changing conditions. You are results oriented and have a sense of urgency. You have excellent written and interpersonal communication skills. ABOUT THE ROLE & JOB REQUIREMENTS: As a Loan Officer at Veterans United, you enhance the lives of your borrowers by delivering unprecedented customer service. Your day will largely be filled with working with borrowers to determine their homebuying needs and working with the rest of the loan team to provide a smooth loan experience to your customers. Job duties may include, but are not limited to: Communicate loan status regularly with clients, responding promptly to inquiries and concerns via email and phone. Analyze borrowers' information to determine feasibility of pre-approving and obtaining a loan. Manage internal efforts to ensure a timely process and resolve application issues. Interview borrowers and obtain and/or verify information and documentation. Manage social media presence. Educate borrowers on loan process and product/service alternatives. Remain knowledgeable on company and industry guidelines and processes. Analyze and manage numbers to increase and ensure efficiencies and meet company goals. ABOUT US: We're all about helping Veterans and military families become homeowners. In two short decades, we closed over 500,000 VA Loans and became the #1 VA lender for homebuyers in the nation. But to us, success isn't measured in numbers. Our success is measured in living our values every day: Be Passionate and Have Fun, Deliver Results with Integrity and Enhance Lives Every Day. We always strive to provide friendly service to military homebuyers and their families. And we always seek to lift up people and communities across the country. At VU, we don't require a specific degree or experience. We have found that individuals from various backgrounds can be successful in our roles. Some of our most successful employees came from these backgrounds: Fitness/Sports: Coaches, Trainers, Former Athletes, Team Players! Sales: Retail, Auto, Phone, Sales Support, Brand Representatives Hospitality: Servers, Event Services Education: Teachers, Higher Education, Admissions Public Service: City Employees, Government Work, Law Enforcement, First Responders The base pay range for this position is $13.00 to $20.00 per hour, but keep in mind that this is a commissioned role. Commissions will be based on the volume (dollar amount) of loans closed. We estimate that this position has an annual gross income potential of between $90,000.00 and $225,000.00, taking into account base pay, commissions, deductions, and bonuses. Of course, pay will vary and may be above or below the potential range based on various factors, such as experience and performance. Veterans United provides a variety of benefits to employees, including health and dental insurance coverage, paid sick leave, an employee wellness program, 401(k) matching, and paid holidays. Interested? Apply Today! Learn more about us on Glassdoor and our career site at vu.com/careers Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information.
$41k-54k yearly est. Auto-Apply 11d ago
Commercial Loan Specialist
Banner Bank 4.7
Loan specialist job in Carlsbad, CA
Job DescriptionMore than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year. With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations. As a Commercial Loan Specialist, you will provide support to commercial lending staff in commercial branches or banking centers. Process loan closings, attain loan perfection, and service loan customers. In this role you'll have the opportunity to: Prepare all loan request documents. Gather customer income and net worth information. Answer customer questions. Responsible for ordering external agency reports such as titles, insurance, etc. Prepare commitment letters. Arrange for payoff of property liens. Coordinate loan closings and prepare disbursement checks. Responsible for verifying loan system accuracy for boarded loans. Responsible for ensuring each loan file meets bank and regulatory requirements. Responsible for making advances and payments on commercial lines. Balance commercial loan suspense accounts monthly. Responsible for complying with policies, procedures, security requirements, and government regulations. Education & Certifications H.S. Diploma: required (an equivalent combination of education and experience may be considered) Experience 0 to 2 years of commercial loan support experience required Knowledge, Skills and Abilities Demonstrate ability to independently produce accurate work in a deadline driven environment. Possess strong analytical skills with the ability to identify document errors or variances and make corrections. Ability to deliver professional, responsive customer service. Knowledge of accounting principles. Proficient in Word, Excel, and commercial loan systems. Knowledge of state and regulatory requirements pertaining to commercial loans. Travel 0% Compensation & Benefits Targeted starting compensation range is based on location and experience: $27.09 - $31.87 Incentive and commission compensation may be awarded for eligible roles Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays 401k (up to 4% match with immediate vesting) Tuition reimbursement Read more about these and additional benefits at: Employee Benefits \u007C Banner Bank Please take time to review Banner Bank's Consent & Privacy notice before applying. Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status. Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
$35k-42k yearly est. 15d ago
Member Loan Specialist I,II
California Coast Credit 3.8
Loan specialist job in San Diego, CA
This position is accountable for providing exceptional service in a call center environment with a focus on cross-selling loans, financial products and services. DIMENSIONS Service Goals: Meet/exceed a 4.00 overall service rating, as per established service standards. Sales Expectations: Meet/exceed established monthly/annual sales goals Consumer loan annual funding goal: 120 Real estate loan annual funding goal: 36 New member annual goal: 120 Consumer loan protection products: 33% loan penetration Additional referral requirements: auto buying services, investment products, and credit union promotional products and services Additional sales requirements: online banking, digital services, e-statements, bill pay, and direct deposit Member Support: Approximately 200,000 credit union members Supervisory responsibilities This position reports directly to the Member Service Center Assistant Manager or Member Service Center Supervisor. No employees report directly to this position. NATURE & SCOPE Member Loan Specialist I Cross-selling credit union products and services : Recommends products or services that meet the member's needs, such as savings accounts, checking accounts, or investment options. This includes gathering information, processing membership applications, and ensuring compliance with regulations. Advises members with new account and loan inquiries : Answers questions about consumer accounts and deposit and loan products, to include the products terms, and conditions. Cross-sells and originates Consumer Loans applications: Gathers member information for Consumer Loan applications, explaining the features and benefits of different loan types, to help members understand their financial options. Follow policies and procedures: Adheres to regulations, complying with internal policies, and maintaining a high level of ethical conduct. Knowledge of Credit Union products and services: Maintains up to date knowledge of credit union products and services. Strong organizational and time management skills: Manages multiple tasks and meets deadlines, while ensuring member applications are processed accurately and efficiently. Strong self-motivation and goal-oriented mindset: Has the ability to meet and exceed monthly sales goals and demonstrates the ability to work independently to drive results that meet member needs. Provides exceptional member service: Provides friendly and helpful member experience, listening to member needs, and resolving issues in a timely and effective manner. Serves as a backup to Member Service Representatives : Supports all levels of service in the call center phone queues, to include online banking and card-related calls. Must maintain as California Endorsee Number: in compliance with the California Department of Insurance to quote and cross-sell vehicle protection products. Performs other relevant and related duties as required . Member Loan Specialist II (Must be competent at the level of a Member Loan Specialist I), in addition: Assist members with Real Estate loans: Stays knowledgeable of real estate loan products. Provides rate quotes that match member needs with the correct Real Estate loan product. Originates Real Estate loans applications: Gathers appropriate information needed for a real estate application and sets the expectations of the loan process. Must maintain registration as Mortgage Loan Originator (MLO): in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and regularly provide this unique MLO registration number to all consumers as part of their daily work in mortgage lending. Education, skills, & abilities The Eight Superpowers Provides leadership through modeling of behaviors and bringing forward new ideas and new ways of doing things. Demonstrates empathy, self-reflection, and adjustment of own behaviors, showing effective emotional intelligence. Practices active listening in communications with others, giving someone full attention and listening to understand, not just respond. Demonstrates grit, persisting in application of knowledge, skills, and behaviors to achieve goals and address obstacles. Models intrinsic motivation; is self-driven to meet or exceed objectives, timelines, and quality measures while building and sustaining effective relationships. Applies creative problem-solving to provide clarity, handle resources under one's control, and address stressful situations; finds ways to meet individual, team, and member goals, by navigating through barriers. Shares a diverse set of perspectives, work and life experiences, as well as religious and cultural differences. Actively seeks out differences in values, ideas, and priorities. Respects and value the differences of others, including but not limited to: national origin, language, race, color, disability, ethnicity, gender, age, religion, sexual orientation, gender identity, socioeconomic status, veteran status, and family structures. Believes a diverse workplace is essential to the company's success. Values and shows appreciating for the unique qualities and experiences of each person-inclusion; appreciates and effectively utilizes the talents and skills of others to achieve objectives; is open to the perspective of others; and encourages collaboration, flexibility and fairness. Makes each employee feel valued and supported for their unique qualities. Other Education, Skills, and Abilities A high school diploma or equivalent is required. Member Loan Specialist I : 2 years' experience in a financial institution or other related field, to include consumer loan experience, and proven successful performance in sales and service. Member Loan Specialist II: 3 years' experience in a financial institution (with 1 of the 3 years as a Member Loan Specialist I) or other related field, to include real estate loan experience, and proven successful performance in sales and service. Previous experience in a call-center preferred. Excellent communication skills; sound judgment, and attention to detail. Ability to work in a fast-paced call center environment. Previous experience with Microsoft Windows applications is preferred. Must be available to work flexible call center hours. Candidates should demonstrate punctuality, the ability to follow supervisory instructions, effective teamwork skills, and a clear understanding of company policies and procedures. Major Accountabilities Ensure sales and service goals are met. Present a friendly, outgoing and positive demeanor. Process new accounts and/or loans accurately and completely. Complies with all other policies and procedures. PHYSICAL REQUIREMENTS Excellent ability to communicate, both verbally and in writing; ability to tolerate periods of continuous sitting and/or standing. ENVIRONMENTAL CONDITIONS Work is primarily performed within a cubicle office setting. Subject to standard background noise found in a call center environment. May work remotely. Note: Staff is expected to perform various tasks, projects and administrative duties as assigned. Management reserves the right to assign or change duties and tasks to this position at their discretion. Salary Range (Hourly) - Member Loan Specialist l: $22.6756 - $28.3445 Member Loan Specialist ll: $25.2199 - $31.5249
$42k-58k yearly est. Auto-Apply 60d+ ago
Consumer Loan Processor (Onsite )
Frontwave Credit Union 4.1
Loan specialist job in Oceanside, CA
The Consumer loan processor is responsible for the processing of all Consumer Loan product applications in compliance with applicable rules, regulations, laws and guidelines. Provide members applying for Consumer Loans with detailed guidance on product, pricing and the loan process from application to close. If you have experience in a financial institution processing consumer loan applications, this job may be for you! About Frontwave Credit Union: Frontwave Credit Union is a member-owned not-for-profit financial institution serving San Diego, Riverside, San Bernardino and Imperial counties. Founded in 1952, we have grown to 18 branches with 125,000 members and manage over 1.8 billion in assets. At Frontwave Credit Union, we are focused on creating consumer solutions to provide our members and the communities we serve with products and services that enhance the quality of life for our members through exceptional service and the progressive application of technology. What's In It For You: Competitive pay, 401k matching, mortgage and auto discounts. 9-27 days of PTO per year (based on tenure) and 10 paid holidays. Affordable medical, dental, vision health plans, and Flexible Spending Account. Employee Assistance Program with a variety of services. Career development, training, and coaching, mentoring; tuition reimbursement up to $4,000/year. Culture of excellence and continuous improvement. We strive to be the best place you've ever worked! Responsibilities Essential Duties and Responsibilities: Includes the following non-inclusive list. Other duties may be assigned. All duties are to be performed in compliance with applicable laws, regulations as well as Credit Union policies and procedures. Promptly respond to all digital loan applications, determine eligibility for memberships, process members' requests working with appropriate personnel in order to satisfactorily service the digital request and complete the loan process within established service level. Act as the main point of contact throughout the loan process, ensuring excellent levels of service by providing guidance on process, product and pricing in a detailed and comprehensive manner. Provide excellent service to members (external and internal) by completing the loan process timely, efficiently and with minimal errors. Update the LOS with loan status notes according to department KPIs. Ensures accuracy in loan application, verification of income and other documents or stipulations required for funding or as required by contract. May conduct follow up contact with member for additional information. Communicate underwriting recommendation to members according to established service level agreement and workflow process. Contribute with development, testing, documenting and training on new workflows and procedures. Assist team members and other departments with lending guidelines, process workflows and loan documentation questions. Qualifications Education and/or Experience: High School Diploma or equivalent. Minimum of two years of financial industry experience with one years of lending experience. Knowledge, Skills and Abilities: Basic computer skills with general knowledge of Microsoft Office applications. Knowledge of California and out of state DMV Policy and Procedures. Knowledge of basic consumer lending processes Knowledge of After Market Products and ability to cross sell other products and services offered by credit union Salary Range: $24.46/hr-$36.69/hr Service Excellence Standards When joining Frontwave Credit Union, you can expect to be a part of a workforce committed to the following Service Excellence standards: • We see it. We own it. We get it done. • We ignite positive experiences. • We do things right every time. • We are collaborators - united, cohesive and engaged • We innovate and evolve. • We create memorable experiences for life. • We starts with me.
$24.5-36.7 hourly Auto-Apply 7d ago
SBA Loan Closing Specialist I
Columbia Bank 4.5
Loan specialist job in San Diego, CA
**About the Role:** In this role, you will process and fund bank approved SBA 7(a), USDA, 504 and other government guaranteed loans as assigned by the SBA Closing Director. Work with borrowers, production staff and third parties to ensure timely and accurate loan closings. Collect and review documentation, perform borrower, entity, and loan related searches, perfect loan collateral, and ensure proper documentation of loans as specified and approved by the Bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other Government Guaranteed Loan Programs. + Identify and collect documentation in support of and as specified within the banks' loan approval. Plan tasks and workflows to meet closing deadlines. + Order Flood certifications, IRS Verifications, Site Visit reports CAVIRs, OFACS, UCC Searches and other reports as required. Review insurance documents to ensure proper type and coverage for each transaction. + Verify and determine the amount and source of borrower injection funds. + Review Purchase and Sale Agreements, Real Estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements. + Prepare lenders instructions and coordinate loan closings with escrow and title companies. + Perform loan related searches on individuals, entities, and collateral. + Responsible for accurate ordering and generation of Laser Pro and SBA documents. + Coordinate closings between borrowers, Bank Associates, Certified Development Companies, and escrow/title companies as necessary. Facilitate loan funding and the subsequent follow up for all post-closing documentation items. + Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. + Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. + Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description. + May be asked to coach, mentor, or train others within the team. + Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. + Takes personal initiative and is a positive example for others to emulate. + Embraces our vision to become "Business Bank of Choice" + May perform other duties as assigned **About** **You:** + H.S. Diploma/GED + 4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience, required. + Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements. + Ability to comply with bank policy and procedures. + Experience working with SBA production staff and underwriters. + Ability to actively manage 3-5 loan files on an on-going basis, with adherence to bank established Closing Service Level Agreements. + Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi-task. + Knowledge of personal computer and related software packages, including but not limited to, MS Office Word, Excel, and Outlook, and other business machines standard in the industry. + Ability to work under pressure and organize own work with guidance from Supervisor. **Job Location(s):** Ability to work fully onsite at posted location(s). The pay range for this role is $28.00 - $40.00. The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process. **Primary Location:** Ability to work fully onsite at posted location(s). 3111 Camino Del Rio North Suite 200 San Diego CA 92108 **Our Benefits:** We are proud to offer a competitive total rewards package including base wages and comprehensive benefits. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. **Our Commitment to Diversity:** Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: http://******************** **To Staffing and Recruiting Agencies:** Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.
$28-40 hourly 28d ago
Loan Officer
CDC Small Business Finance 4.1
Loan specialist job in San Diego, CA
About the Organization The Momentus Capital branded family of organizations - which includes Capital Impact Partners and CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve. We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions. Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents - and our country - thrive. Position Summary The Loan Officer is responsible for developing loan prospects within a defined market for a variety of loan programs. The ideal candidate will generate a productive business referral network of banks and support organizations, establish themselves as a resource for small business and economic development industry professionals and create a steady pipeline of leads for loan pre-qualification. Compensation will include a base salary with incentive payouts based on delivery of pre-qualified loans to the loan production team and ultimate loan funding generated from the pipeline. Essential Responsibilities Effective community outreach is vital at the outset to ensure success in this role. Proactively engage with centers of influence (COIs), such as banks, non-bank lenders, small business support organizations, networking groups, government agencies, and other key stakeholders, to establish meaningful connections and create opportunities to serve entrepreneurs seeking credit. Develop invitation opportunities for speaking engagements to groups or individuals that will yield loan leads and expand the loan referral network within the assigned territory. Represent CDC at business and industry events. Review basic financial data (tax returns and financial statements) to pre-qualify and analyze loan applications for eligibility and credit worthiness using CDC credit guidelines and spreadsheet tools. Requirements Bachelor's degree in business, marketing, economics or finance related field from a recognized college or university - or - equivalent qualifying experience in sales. Minimum 1-2 years of sales experience, preferably in finance products or services. General knowledge of commercial or small business credit, preferably in a mission based or SBA loan department. Market connections and network of business contacts. Working knowledge of Microsoft office. Excellent sales techniques and presentation skills with an ability to educate key audiences on a variety of lending programs and advantages to working with CDC. Proven track record of prospecting new businesses and developing referral networks. Possession of a valid Driver's License. Spanish language proficiency a plus Benefits The base salary range for this position is $74,828- $80,000 and includes monthly and quarterly commissions which are a significant portion of total compensation. his is a remote role with a primary focus on the San Diego market. Candidates must be located in the San Diego metropolitan area All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas.
$74.8k-80k yearly Auto-Apply 45d ago
Junior Loan Officer
Crosscountry Mortgage 4.1
Loan specialist job in San Diego, CA
Job Description As a Junior Loan Officer within our team, you won't merely be assisting other loan officers; you'll be equipped with the tools and guidance to chart your own course to success as a Loan Officer. This isn't just a job opportunity; it's a gateway to significant growth and a route to triumph. Collaborate with seasoned professionals, absorbing their expertise and effective strategies, even in a challenging market. But here's the key: we're not just aiming for you to learn; we want you to thrive. We're seeking someone with a spark, ready to pursue their career goals while contributing to a shared mission. It's all about synergy - your growth propels ours. If you're eager to establish and grow your career within the first 12 months and are driven to leave your mark, you're the talent we're looking for. Connect with our systems, marketing, and product offerings, meticulously crafted for swift growth and efficiency. Let's elevate your potential into tangible successes. Reports to: Branch Manager Employment Status: Full-time Job Summary: Entry Level Position! Sense of Urgency (being proactive vs. reactive) High-Level Communication Skills Team Player and coachable individual Organized and Task-oriented Speaks with Clients, building rapport Collects and reviews Documents for their Home Loan Review the loan Application for the application Submitting for Pre-Approval and collecting all Pre-Approval Critical Conditions Manages Accurate Data within CRM Works with Loan Officers, Realtors, and Clients to ensure a smooth Loan Process from the Start Compensation: $59,000 - $70,000 yearly Responsibilities: Non-Essential Job Functions: Participates in and leads proactive team efforts to achieve departmental and company goals. Adopts CrossCountry values in personal work behaviors, decision-making, contributions, and interpersonal interactions. Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance and value "can-do" people, accountability, diversity and inclusion, flexibility, continuous improvement, collaboration, creativity, and fun. Performs other duties as assigned. This job is creative, fast, fun, and can serve many different Departments! Qualifications: Required Knowledge and Skills: Microsoft Word, Excel, and PowerPoint Knowledge. Willingness to gain NMLS License. Organization Skills. About Company At CrossCountry Mortgage, you are joining a community of high performers who support each other, grow together, and win together. We value individuals who are hungry to grow, humble in their approach, and smart in how they work. We believe in teamwork, high standards, and a positive culture that still knows how to have fun. If you are an experienced processor looking for a high-performing, collaborative, and growth-focused team, we would love to connect.
$59k-70k yearly 6d ago
Loan Officer II
Wheelhouse Credit Union
Loan specialist job in San Diego, CA
Full-time Description Within established guidelines and procedures, perform work requiring the use of judgment and discretion in making credit decisions for members seeking a variety of loans. Responsible for reviewing loan applications, interviewing loan applicants and obtaining other documentation to determine credit worthiness of applicant and disposition of loan. Prepare appropriate documentation and related forms for submittal to the Lending Manager. Develop information and stipulations to process loan applications such as verification of income and credit reports. Employees assigned to this level will underwrite a variety of loans with considerable independence. Act as a resource for dealer and staff questions regarding the Credit Union's loan programs. Within established guidelines and procedures, perform work requiring the use of judgment and discretion in making credit decisions for consumer (direct/indirect) and real estate loans. Review all applications to insure completeness and accuracy of information. Inform branch personnel, members and/or dealers of loan requirements and matters affecting the granting of loans. Set stipulations for loan applications accordingly to achieve sound lending decision. Inform management of the progress and performance of dealer partners. Prepare monthly production reports and provide information to manager. Provide recommendations, written or verbal, to the Lending Manager and/or the Credit Manager with regards to credit applications outside individual underwriting authority. Assist branch personnel in facilitating the closing and disbursement of loans insuring that guidelines and stipulations are met. Remain current on lending regulations and guidelines. Complete reports as requested by management. Maintain effective working relationship with staff. Register with the Nationwide Mortgage Licensing System and Registry (NMLS). Will be required to undergo a background check. Registration with the NMLS to be maintained on an annual basis. All other duties assigned. Requirements 1. High school diploma or equivalent. 2. Minimum of two years of underwriting experience or having the equivalent experience by completing all of the following: · Three years of loan interviewing experience. · Two years of loan processing experience with consumer loans. · Minimum of six months of hands on underwriting experience. · Completion of an industry recognized loan underwriting course, minimum of 20 hours. 3. Strong organization, communication (written and verbal) and analytical skills with the ability to explain underwriting requirements in a clear and concise manner. 4. Strong knowledge of laws, regulations, policies and procedures as they pertain to lending. 5. Proficiency with ten key adding machine, calculator and Microsoft Office products. 6. Working knowledge of computers and ability to learn new systems. 7. Knowledge and understanding of the mission and vision of the Credit Union. Strictly adhere to the Credit Union's policy of confidentiality, security, professional conduct and dress. 8. Excellent collaborative skills and the ability to develop and maintain positive working relationships are essential. Salary Description $22.96 - $28.71
$37k-56k yearly est. 13d ago
Loan Officer
Seller Door Real Estate and Finance
Loan specialist job in San Diego, CA
Job Description Loan Officer Opportunity This opportunity is designed for a motivated Loan Officer who wants to learn to grow inside a dual platform environment where real estate and lending work together to support clients and expand production while earning rewarding commissions. At Seller Door Real Estate and Finance, you will work closely with agents who actively collaborate, co market, and create qualified introductions that help you build steady momentum. You will gain access to an integrated system that connects lending and real estate, allowing you to strengthen relationships, improve conversion, and increase visibility within a collaborative ecosystem. The focus is on aligned partnerships, early client engagement, and consistent communication that supports long term growth. As a Loan Officer, you will guide clients through pre approvals, financing options, and the full loan process with professionalism and clarity. You will also learn to position yourself as a trusted lending partner within a referral driven real estate pipeline designed to support sustainable success. First year earning potential when hitting goals: $140,000+ Added Value - Daily collaboration with real estate agents for shared client opportunities - Integrated systems that support conversion and follow through - Marketing support including co branded assets and client events - Access to referral pipelines from active real estate teams - Professional development and mentorship inside a combined platform - Supportive culture centered on accountability, production, and results If you are ready to learn to grow in this niche and want to see what is possible, respond to this ad and connect with our team. Compensation: $140,000 at plan commissions Responsibilities: Assist borrowers in selecting loan programs that best fit their financial goals and needs Manage a large pipeline of loans to ensure your production meets our requirements Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions Prospect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, bank colleagues, and the community at large Qualifications: Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise preferred Requires compliance with lending regulations and bank underwriting guidelines and lending policies Multiple years of real estate, mortgage origination, or lending required Bachelor's degree from a four year college or university required in banking, business, real estate, or a related field Current NMLS State License or Federal NMLS Registration NMLS license required If you do not have a license, we can help you obtain a license About Company At Seller Door Real Estate & Finance Inc., we bring real estate and lending together under one roof to give agents a powerful advantage. Our brokerage was built to provide 100% of the tools, training, and compensation agents deserve. With hands-on mentorship, proven systems, and leadership that cares about your success, we help professionals grow stronger businesses with clarity and confidence. We believe every agent should confidently answer “yes” to some of the most important questions in their career: Am I getting the mentorship and support I need? Do I have proven systems to grow consistently? Am I rewarded fairly for my results? Do I get offered stock options or an equity share plan as an agent? Do I get custom marketing support or do you have to do it on my own? At Seller Door, the answer is always yes. Our collaborative culture empowers agents to guide clients from pre-qualification to closing with excellence while building long-term success.
$37k-56k yearly est. 12d ago

Learn more about loan specialist jobs

How much does a loan specialist earn in San Diego, CA?

The average loan specialist in San Diego, CA earns between $20,000 and $75,000 annually. This compares to the national average loan specialist range of $26,000 to $68,000.

Average loan specialist salary in San Diego, CA

$39,000

$20,00010%

$39,000Median

$75,00090%

What are the biggest employers of Loan Specialists in San Diego, CA?

The biggest employers of Loan Specialists in San Diego, CA are:

Banner Bank
Columbia Bank
California Coast University
Cal Coast Financial

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Loan specialist jobs in San Diego, CA - 36 jobs

Member Loan Specialist I,II

SBA Loan Closing Specialist I

Junior Mortgage Loan Officer

Loan Officer

Loan Officer

Loan Processor

Retail Loan Processor (San Diego, CA)

Loan Officer II

Loan Officer Assistant Admin

San Diego Regional Loan Officer

Loan Officer

Loan Officer - San Diego, CA

Commercial Loan Specialist

Member Loan Specialist I,II

Consumer Loan Processor (Onsite )

SBA Loan Closing Specialist I

Loan Officer

Junior Loan Officer

Loan Officer II

Loan Officer

Learn more about loan specialist jobs

How much does a loan specialist earn in San Diego, CA?

What are the biggest employers of Loan Specialists in San Diego, CA?