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Mortgage counselor vs mortgage consultant

The differences between mortgage counselors and mortgage consultants can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 1-2 years to become a mortgage counselor, becoming a mortgage consultant takes usually requires 4-6 years. Additionally, a mortgage consultant has an average salary of $38,934, which is higher than the $36,967 average annual salary of a mortgage counselor.

The top three skills for a mortgage counselor include mortgage loans, customer service and foreclosure. The most important skills for a mortgage consultant are customer service, origination, and NMLS.

Mortgage counselor vs mortgage consultant overview

Mortgage CounselorMortgage Consultant
Yearly salary$36,967$38,934
Hourly rate$17.77$18.72
Growth rate-8%4%
Number of jobs30,69424,057
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 67%
Average age4545
Years of experience26

Mortgage counselor vs mortgage consultant salary

Mortgage counselors and mortgage consultants have different pay scales, as shown below.

Mortgage CounselorMortgage Consultant
Average salary$36,967$38,934
Salary rangeBetween $28,000 And $47,000Between $23,000 And $63,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Centennial Bank
Best paying industry-Finance

Differences between mortgage counselor and mortgage consultant education

There are a few differences between a mortgage counselor and a mortgage consultant in terms of educational background:

Mortgage CounselorMortgage Consultant
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeStanford UniversityUniversity of Pennsylvania

Mortgage counselor vs mortgage consultant demographics

Here are the differences between mortgage counselors' and mortgage consultants' demographics:

Mortgage CounselorMortgage Consultant
Average age4545
Gender ratioMale, 41.3% Female, 58.7%Male, 58.2% Female, 41.8%
Race ratioBlack or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 5.9% White, 63.6% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 62.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between mortgage counselor and mortgage consultant duties and responsibilities

Mortgage counselor example responsibilities.

  • Manage internal team SharePoint and document repository.
  • Assist customers on various savings and checking account transactions; balance ATM.
  • Process negotiable items balance cash vault, teller cash drawer and the automated teller machine (ATM) daily.
  • Develop effective partnerships with non-profit organizations and community developments to improve origination of affordable housing loans for first time home buyers.
  • Process retirement accounts and IRAS.
  • Counsele prospective customers on retirement options and open new IRAs.
  • Show more

Mortgage consultant example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Manage a multifacete commercial real estate investment firm.
  • Well verse in FHA, VA, USDA loan programs and government regulations.
  • Originate secondary market mortgage loans, including FHA, VA, USDA, and conventional products.
  • Originate loans using conforming and non-conforming standards set forth by bank policy as well as FNMA, FHA, and VA.
  • Upgrade software and immediate access to FNMA automate underwriting allow a quicker response for customer approval.
  • Show more

Mortgage counselor vs mortgage consultant skills

Common mortgage counselor skills
  • Mortgage Loans, 12%
  • Customer Service, 12%
  • Foreclosure, 10%
  • Outbound Calls, 8%
  • FHA, 5%
  • Va, 5%
Common mortgage consultant skills
  • Customer Service, 22%
  • Origination, 10%
  • NMLS, 8%
  • Financial Services, 7%
  • Loan Products, 5%
  • Bank Products, 4%

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