Property Underwriter remote jobs

Established in 1993, CIBA Insurance Services offers a unique insurance program that has become the benchmark for providing commercial property owners and managers with broad commercial coverage for property and liability risk protection. We are dedicated to providing our customers with unsurpassed service in underwriting, claims management, risk management, and providing innovative solutions to complex insurance needs. Summary: The Underwriter is primarily responsible for risk selection, analysis, documentation, pricing and sales of commercial property and liability new business, as being responsible for renewal retention and ongoing management of existing portfolio. Key Job Objectives Manage book of business by evaluating submissions, making decisions consistent with guidelines in a timely manner Maintain complete and well-organized electronic underwriting files according to guidelines Maintaining a good relationship with assigned brokers by responding promptly to requests and clearly communicating underwriting decisions Review and evaluate upcoming renewals in a thorough and timely manner, ensuring that nonrenewal notices and renewal quotes are issued accurately and timely Ongoing management of existing portfolio Effectively supervise Underwriting Assistant(s) Qualifications: High School diploma or equivalent, bachelor's degree preferred P&C license Five or more years of related experience and working knowledge of commercial property/casualty coverages and services, including technical principles of rating and pricing commercial lines business based upon individual risk criteria to promote underwriting profitability Proficient computer skills, including Intermediate Microsoft Office Suite skills with strong Excel and Adobe knowledge, and database rating Ability to build and maintain strong internal and external business relationships Negotiation and sales skills with the ability to deliver a challenging message Strong written and oral communication skills Excellent organizational and time management skills Analytical and critical problem-solving skills Attention to detail Self-motivated with a strong work ethic BENEFITS OFFERED: HEALTH CIBA offers a comprehensive benefits package to its employees including medical, dental, vision, and life insurance. We also offer a flexible spending account (FSA) to help our employees save on healthcare expenses. RETIREMENT We offer a 401(k) plan with a Roth option and employer-matching contributions to assist employees with retirement planning. PAID TIME OFF We offer paid meal breaks, paid holidays, vacation, and sick time. We also offer bereavement leave to support our employees during difficult times and paid volunteer time. CAREER DEVELOPMENT Our training, licensing, and tuition reimbursement programs help our employees grow in their careers. Our flexible work schedules, including telecommuting, allow our employees to balance their work and personal lives. COMPANY CULTURE We have a positive team culture and offer an employee referral program, company-wide employee recognition program, and anniversary recognition program to show our appreciation for our employees' hard work and dedication. We also host various employee events throughout the year to foster a sense of community and fun in the workplace. Paid volunteer time is offered to support our employees' dedication to helping their local communities. We thank all applicants for their interest in this position; however, only those selected for an interview will be contacted. This organization participates in E-Verify.

The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: Please review the following job description: Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established procedures. Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Companies. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Meet or exceed production goals as assigned by Management. 2. Underwrite new and renewal business. 3. Supervise a multi-person team ensuring all pertinent information is communicated. 4. Develop and maintain excellent relationships with clients. 5. Market all Company products and services to clients. 6. Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business. 7. Approve and disapprove endorsement requests according to internal and Company guidelines. 8. Monitor accounts to ensure compliance with the firm's policies and procedures. 9. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success. 10. Review and handle policy servicing requests (endorsement, audits, Company requests, Certificates, Premium Finance Notices and Cancellations, etc.) appropriately. 11. Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions. 12. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits - both internal and external 13. Maintain necessary licenses to produce business. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. College degree or appropriate insurance designation required 2. Three years of experience in production and marketing of new accounts 3. Must be licensed in corresponding areas of insurance 4. Must be able to understand and analyze necessary components of insurance policies 5. Ability to understand the client's needs and have knowledge of the risk profiles associated 6. Recognize new trends and developments in the insurance industry and be able to incorporate into strategies 7. Must have knowledge of commercial multi-line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an excellent working relationship with agencies 10. Provide necessary instruction to underwriting support staff 11. Exercise discretion in making decisions 12. Leadership and team playing skills 13. Maintain current knowledge of the insurance industry 14. Good written and verbal skills 15. Maintain travel schedule depending on the needs of clients, Agents, and new business 16. Ability to work extended hours when necessary General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Job Description At Brewster-Allen-Wichert Inc., we are seeking a dedicated Commercial Lines Acount manager to join our team in West Islip, New York. As a reputable company with a strong emphasis on client satisfaction and community presence, we offer a hybrid remote work environment, combining the flexibility of remote work with the vibrant culture of our local office. In this role, you will be a pivotal part of our customer service team, providing support and solutions to our commercial clients. Your day-to-day responsibilities will include managing client accounts, assisting with policy modifications, and ensuring that all client interactions reflect our company's values of professionalism and integrity. We are looking for someone who is motivated, communicative, and eager to grow within the company. This is more than just a job; it is an opportunity to be part of a team that values positivity and collaboration. If you are passionate about customer service and ready to make a difference, Brewster-Allen-Wichert Inc. invites you to apply today! Benefits Annual Base Salary + Bonus Opportunities Health Insurance Life Insurance Paid Holidays Bonus Opportunities Mon-Fri Work Schedule Holidays Off 401K Plan Professional Work Environment Hands on Training Mon-Fri Schedule Disability Insurance Retirement Plan Evenings Off Paid Time Off (PTO) Responsibilities Client Interaction: Serve as the primary point of contact for commercial line clients to address their queries and deliver outstanding customer service. Policy Management: Assist clients in managing their insurance policies by processing endorsements, audits, and renewals accurately and efficiently. Problem Resolution: Investigate and resolve client issues with a positive attitude and a strong commitment to maintaining customer satisfaction. Documentation: Maintain organized documentation of customer interactions and transactions to ensure efficient follow-up and reference. Relationship Building: Cultivate and maintain strong relationships with clients and underwriters to facilitate smooth operations and client satisfaction. Continuing Education: Engage in ongoing learning opportunities to remain knowledgeable about the latest industry trends and product offerings. Requirements Experience: Minimum of 2 years in a customer service role, preferably within commercial lines insurance. Licensing: New York State Property & Casualty Broker's License is preferred. Communication Skills: Excellent verbal and written communication skills are essential. Tech-Savvy: Proficiency in Microsoft Office Suite and experience with insurance-focused CRM software. Organizational Skills: Strong ability to manage multiple clients and tasks effectively. Customer Focus: A strong dedication to providing exceptional customer service. Problem Solving: Ability to assess client needs and offer appropriate solutions. Team Player: Capable of collaborating within a team environment while also working independently as needed.

With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients. The Opportunity: The Conventional Underwriter will evaluate and analyze residential loan applications in line with investor, agency, and internal standards. Scrutinize loan documentation for accuracy and completeness to ensure compliance with eligibility criteria, thereby reducing the potential for risk or loss for the company. Must also collaborate effectively with wholesale brokers, Account Executives, and Operations personnel. All while delivering exceptional customer service through clear communication and close attention to detail. This is a Full-Time/Remote opportunity offering competitive pay ranging from $77,000 to $92,000 annually plus bonus. Key Responsibilities: Conduct a meticulous and precise examination of all loan documents, including the AUS decision report, credit report, various income sources including complex personal and business tax returns, assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, and checks for red flags and potential fraud. Enter data into DU/LP systems and execute the final AUS assessment. Uphold the quality and production benchmarks established by management. Review underwriter files and resolve conditions on loans with exceptional attention to detail and an urgent approach for the benefit of our customers. Accurately input loan data and decisions into the current operating system. Scrutinize transaction matrices and both internal and investor overlays to guarantee adherence to investor guidelines. Implement and uphold fraud detection methods. Solicit additional information/documentation as needed and identify risk factors that may undermine the overall quality of the loan file. Assist in resolving any pre-funding or post-purchase loan discrepancies by collaborating with the post-closing department to address any unresolved conditions or issues. Communicate loan decisions clearly, either verbally or via email, in a professional and constructive manner to foster strong working relationships with coworkers and customers. Maintain regular communication with brokers and sales personnel to ensure prompt responses to inquiries while exemplifying exceptional customer service skills. Requirements Candidate should possess recent underwriting experience with a variety of Conventional loan products for at least 2 years and should be up-to-date with all the latest guidelines, policies, and procedures. The ability to juggle multiple tasks in a dynamic, fast-paced environment while ensuring the highest quality standards is essential. In-depth understanding of all FNMA/FHLMC and investor guidelines is required. Exceptional attention to detail, strong organizational skills, and excellent communication abilities are crucial. Outstanding verbal and written communication skills are necessary to articulate complex issues clearly and gather insights from a diverse audience. Benefits Comprehensive Health Care Plan (including Medical, Dental, & Vision) Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment) Generous Paid Time Off (for Vacation & Holidays) Secure Retirement Plan plus matching (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Access to Wellness Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

Job Description As the Sr. Underwriter, Religious Organizations - Group Affiliated Programs, you will be responsible for managing a book of program business for profitability and growth, including responsibility for advising other underwriters and support staff on technical systems, processes and procedures and consulting at the highest level of technical underwriting authority. You will fully review both new and/or renewal program business, assess risk of coverage, prepare quotes and respond to coverage questions, within the assigned authority level. You will also review and approve underwriting decisions for lower authority level underwriters and prepare recommendations for review with the Underwriting Leader if policy is outside prescribed authority limits. To be successful in this position, you will need to build successful relationships with agents to drive increased, positive business flow and work under limited supervision and exercise significant independent judgement in performing work. Responsibilities: Analyzes exposures and determines acceptable risks for complex niche business to determine coverage and premium that is both adequate and competitive in the marketplace. Often handles or provides support to a more complex state, risk, regulatory environment, and CAT exposure. Takes a tactical approach to underwriting in order to achieve desired profitability and growth of book of business within established goals and business metrics. Exercises judgment and latitude based on industry experience in order to evaluate risk and make or recommend decisions as part of the overall department strategy. Analyzes inspection reports, location, risk, and financial reports to accept or reject new and renewal business in property and casualty lines. Manages risk portfolio to ensure the assigned book of business is tracking with established goals and key business metrics. Reviews and approves underwriting decisions for lower authority levels. Works collaboratively with Underwriting Assistants on accounts and agency relationships within assigned underwriting territory. May provide work direction to lower authority level underwriters and underwriter assistants. Provide backup support for the Underwriting Leader in their absence or during times of increased work load. Builds successful relationships with agents to drive increased, positive business flow. Takes initiative and seeks out new business opportunities. Communicates with Loss Control and Risk Management for inspections. Assist in training and mentoring lower level underwriters. Qualifications: High School diploma, or equivalent. Bachelor's degree in business administration, finance or related field of study preferred. Chartered Property Casualty Underwriter (CPCU), Insurance Institute of America (IIA) or other related industry designation desired. Five years of progressively responsible experience in commercial underwriting, including three years in a property and casualty insurance company. Experience in writing Religious Organizations and Program Business preferred. Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry. An ability to consistently apply advanced underwriting concepts and practices within the P&C underwriting field. Adept at applying negotiating skills, reasonableness and exercising sound judgment in analysis and decision-making processes. Ability to convey clear & concise information to others utilizing excellent verbal and written communication skills. Advanced analytical, problem-solving and decision-making skills. Strong customer service orientation. Advanced knowledge of Microsoft products including a strong foundation in Excel for the purpose of strategic analysis. Strong attention to numeric and other details. Strong customer service orientation. Organizational skills and ability to manage large work volume and meet tight deadlines. Compensation: $58,800-$90,000 commensurate with experience, plus bonus eligibility $64,800-$95,000 commensurate with experience in CA, CT, MA, NJ, NY, and PA, plus bonus eligibility Benefits: We are proud to offer a robust benefits suite that includes: Competitive base salary plus incentive plans for eligible team members 401(K) retirement plan that includes a company match of up to 6% of your eligible salary Free basic life and AD&D, long-term disability and short-term disability insurance Medical, dental and vision plans to meet your unique healthcare needs Wellness incentives Generous time off program that includes personal, holiday and volunteer paid time off Flexible work schedules and hybrid/remote options for eligible positions Educational assistance #TMG

Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging. Join us at enterprisecommunity.org Working at Enterprise At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey. Enterprise offers career opportunities in our offices across the country with an exceptional benefits package. Summary Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required. Job Description Responsibilities: Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment. Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities. Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist. Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management. Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business). Participate in and contribute to group meetings and discussions. Performs other duties as assigned. Qualifications: Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred. 3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs Extensive knowledge of LIHTC and strong financial analysis skill is required. Experience in closing real estate transactions highly preferred. Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines. Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus. Strong writing /editing skills needed to produce correspondence and reports. Demonstrated verbal communication and interpersonal skills to represent company to all parties. Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations. Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines. Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills. Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member. Ability to maintain big picture focus while attending to detailed work and providing thorough documentation. Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines. Ability to work evening and weekend hours during peak periods. Total Rewards at Enterprise: You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing. Enterprise offers a comprehensive total rewards package for you and your family. The base salary for this role is $116,000 to $130,000, depending on level of skills and experience. The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs. At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others. #LI-JW1 #ID

Job DescriptionDescription: Futuristic Underwriters is an MGA that was launched to deliver innovative P&C insurance products to the marketplace. We are an affiliate of a financially sound and well-established organization that provides robust services and support. Our strategy is to leverage technology as a tool to optimize distribution, underwriting, service, and claims handling. We are looking for top talent to join us in building new products by harnessing the power of innovative approaches. We offer the opportunity to be on the ground floor of building a book of business with the innovation and flexibility of an MGA, supported by the resources of an established carrier - including insurance companies, operational support teams, claims, actuarial services, and more. We offer the following: Ground-floor participation in building a book of business, defining a dynamic culture, establishing our underwriting style, and influencing new capability prioritization. Competitive salary and incentive structure. Full benefits package including medical, dental, vision, disability, and life coverage. 401(k) with up to 4% match after 90 days of employment. The Program We are launching a commercial property and casualty program to underwrite small and middle-market businesses on an admitted and E&S basis, offering General Liability, Automobile, Property, Umbrella, and other supporting coverages nationwide. Coverages can be written monoline or as a package. Initially, we will be pursuing risks in the construction, service, and retail sectors, with planned expansions over time. What makes us unique: Distribute directly to retail agents with support from a national sales team. Ability to combine E&S and admitted products in a single quote. Vast cross-sell opportunities with other Futuristic programs. Strong balance between growth and loss performance. Dedication to fully utilizing technology, data, software development, and automation to create an optimized underwriting experience. The Role A Commercial Underwriter will be an integral part of the Commercial P&C team, reporting to the Commercial Underwriting Leader. This position will be 100% remote in the United States. This position will underwrite all coverages and classes we offer on both an admitted and non-admitted basis. This position will work closely with our appointed agents to underwrite new business, larger renewals, and highly technical transactions. Performance will be primarily measured by profitability, growth, and agency management. A Commercial Underwriter will have an array of resources to be successful and able to focus on the key tasks that deliver results. A team of underwriting assistants in a service center will handle most post bind transactions. The national sales team will appoint new agents, source new business submissions, and provide insights during the agency review process. Our technology roadmap will deliver an optimized underwriting process and minimize manual entry through automation and integration. Our proprietary software platform houses rating, issuance, documentation, and workflow in a single place to simplify the underwriting process. Come join our newly forming team to have a major impact on our culture, defining our underwriting style, and influence prioritization of our roll out strategy! Our Structure We will have a team of underwriters responsible for new business, renewals, and highly technical transactions. Underwriters will be supported by a team of underwriting assistants responsible for post bind service transactions. We have a proprietary all-in-one software platform to optimize the underwriting process for rating, issuance, documentation, and workflow. A national sales team will appoint new agents, source new business, and provide insights during the agency review process. Our structure will evolve over time as additional products go live, incorporating differentiation based on account size, complexity, and agency type. Requirements: We are seeking candidates for multiple roles, requiring approximately 5 to 20+ years of multi-line commercial underwriting experience. Titles will be commensurate with experience and future expectations. Advanced knowledge of technical underwriting, form language, and the competitive landscape. Ability to take a consultative approach with agents to differentiate ourselves on new business, renewals, services, and establish strong relationships. Committed advocate for exceptional customer experience. Possesses a proactive and hands-on approach, ready to tackle challenges with determination and resourcefulness.

Ck Specialty Insurance Associates is a rapidly growing, independently owned wholesale insurance brokerage committed to providing innovative and customized insurance solutions to retail agents and brokers across the country. Founded with a strong entrepreneurial spirit, Ck Specialty was built on the foundation of speed, service, and partnership with our retail agents. Traits that remain at the core of everything we do. Since our inception in 1998, we have grown into a respected name in the Excess & Surplus (E&S) marketplace. We focus on a wide range of commercial and personal lines, offering access to top-rated carriers and niche products that meet the unique needs of today's insurance buyers. At Ck Specialty, we operate with a 120% mentality; always going above and beyond in how we serve our clients, partners, and each other. We value precision, reliability, organization, and speed, which is why our team lives by the acronym PROS. We're a company for self-starters, problem-solvers, and professionals who want to be part of something fast-moving and impactful. Why Join CK Specialty? Supportive, high-energy team culture Room for growth and career development in a fast-scaling company Strong leadership that invests in training and development A voice at the table - your ideas matter here Whether you're new to the insurance industry or bringing years of experience, Ck Specialty is a place where your contributions can make a real difference. We're proud of our track record, but even more excited about what's ahead. What You'll be Doing Ck Specialty is a managing general agent and surplus lines broker specializing in hard-to-insure businesses and homes. We are a fast-growing organization seeking a licensed, sales-driven Production Underwriter/Broker to join our expanding team. This position is ideal for licensed insurance producers looking to build a highly profitable book of business with uncapped earning potential. The role offers the financial independence and flexibility to work from anywhere while gaining access to top-tier carriers and exclusive markets. If you excel in business development, relationship management, and revenue growth, we encourage you to apply. Please note: This role is for individuals who have managed a production role with marketing and relationship building responsibilities. This is not a desk underwriter role. Key Responsibilities Sales & Business Development Identify and develop new business opportunities through networking, referrals, and client outreach. Establish and maintain strong relationships with retail agents and carrier partners. Actively cross-sell and upsell insurance products to maximize revenue potential. Underwriting & Risk Analysis Analyze, underwrite, and price risks of varying complexity, ensuring profitability and compliance. Provide competitive terms and creative coverage solutions tailored to client needs. Negotiate terms, conditions, and pricing with carriers to secure optimal coverage for clients. Client & Account Management Maintain and grow a profitable book of business by building lasting client relationships. Respond promptly to customer needs, resolving issues efficiently and professionally. Market & Industry Engagement Stay informed on market trends, industry regulations, and emerging risk solutions. Leverage industry insights and underwriting expertise to advise clients on the best coverage options. … and above all.. have fun while creating a career that will keeping rewarding you over and over! Requirements Required: Active Property & Casualty (P&C) Insurance License. Prior experience in insurance production, underwriting, and/or brokering (excess & surplus lines preferred). Proven track record of sales success, meeting or exceeding revenue targets. Strong analytical and decision-making skills to assess and price risks effectively. Excellent relationship-building and negotiation abilities. Self-motivated with a 120% mentality to grow and maintain a profitable book of business. Strong organizational and time-management skills. High school diploma required. Preferred: Existing book of business or strong industry connections. Experience working in a remote and autonomous environment. Benefits Benefits & Growth Opportunities Fully Remote Position - Flexible work environment. Career Growth - Opportunities for career advancement in a rapidly growing industry. Comprehensive Benefits Package, including: 401(k) Retirement Plan. Health, Dental, and Vision Insurance. Paid Time Off (PTO) and Parental Leave. Tuition Reimbursement for continued education. Disability Insurance for financial security. Work in a Fast-Growing Industry - Be part of an organization focused on innovation and efficiency. Salary and Bonus determined on existing experience and relationship with clients. Why Join Us? At Ck Specialty, we are more than just a workplace-we are a collaborative and growth-driven team. This role offers an exciting opportunity to be part of a company that values innovation, flexibility, and excellence in service. If you are looking for a challenging and rewarding career in underwriting and brokering, we invite you to apply and grow with us!

The salary range for this job posting is $97,153.00 - $194,990.00 annually + bonus + benefits. Pay Type: Salary The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process. Encova Insurance has an immediate opening for Production Underwriter, Package Lines for Georgia for accounts over $35k in premium. This is a remote position for candidates in GA who will travel throughout the state and visit agencies in order to develop new and existing relationships. A company vehicle will be provided. We may hire a senior level depending on candidate qualifications and the posting is inclusive of the non-senior and senior-level full range. The position will report to a Regional Vice President, Commercial Lines. Are you a Referral? If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team. Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin. JOB OBJECTIVE: Represent Encova Insurance and functions as the agency manager for assigned agents with a primary focus on commercial lines (e.g., worker's compensation and/or package lines). Responsible for achieving established premium growth and profitability objectives by reviewing risks, determining acceptability, and successfully writing profitable new business and retaining profitable renewal accounts. Focused on taking action to achieve results that positively impact growth and profitability while ensuring excellent customer service and timely responsiveness to assigned agencies for their commercial lines accounts. ESSENTIAL FUNCTIONS: 1. As agency manager, this role is the liaison between Encova and its appointed agency force. Duties include; o Develop and maintain agency relationships through regular visits with agency leadership and production staff, encompassing: Agency growth and profitability with Encova. Agency progress towards Encova profit share program and Leaders' Conference participation. Encova updates and organizational changes. o Facilitate growth between all Encova profit centers and assigned agencies. 2. Coordinate agency training when needed and assist agencies with the tools needed to build sustainable, long-term profitable growth with Encova across all profit centers. 3. Gather competitive intelligence. 4. Stay abreast of current insurance laws and regulations. 5. Prospect and qualify new agents for potential appointments. 6. Submit written reports as required. 7. Attend industry events. 8. Determine the acceptability, quality, pricing, profitability and opportunity for new and renewal business. 9. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO and industry rules, policies, procedures, guidelines, etc. 10. Identify, create and initiate new business opportunities within current book of business and assigned agencies. 11. Gather and analyze information necessary to make an accurate evaluation of risk. 12. Determine appropriate pricing based on risk exposures, risk quality, loss potential and coverage provided. 13. Utilize available resources including company underwriting guidelines, business unit strategies, and consultation with others to ensure adequate understanding of risk exposures. 14. Prepare and participate in proposals to producers. Negotiate terms and conditions. 15. Ensure the proper issuance of policies, certificates, filings and notifications. 16. Effectively utilize rules and guidance to ensure proper policy construction. 17. Seek the guidance of management on risks exceeding assigned authority levels. 18. Identify underwriting issues; recommend and develop plans for problem resolution and implement them where appropriate. 19. Manage existing and prospective accounts by actively participating in account renewals, new business presentations and discussion with agents. 20. Participate in monitoring and analyzing performance of assigned agents; initiate actions and recognize consequences of alternative actions. 21. Account management including coordination of service delivery of various disciplines within the team: claim review, safety and loss services, customized reporting, etc. 22. Conduct/coordinate sales and training sessions and orientation of new products, programs, and systems for assigned agents. When requested, lead discussions on new underwriting approaches, coverage enhancements/changes, and underwriting projects. OTHER FUNCTIONS: 1. Responsible for automobile travel within territory traveling to agents' offices. Car travel represents a meaningful portion of associate's time. 2. Non-essential function: other duties as assigned. KNOWLEDGE, SKILLS AND ABILITIES: • Minimum 5 years of progressive commercial lines underwriting experience in package lines and/or worker's compensation in the Property and Casualty insurance market strongly preferred. • Bachelor's degree preferred, demonstrated significant underwriting experience may substitute. • Demonstrated working knowledge of commercial multi-line underwriting, pricing and coverage. • Demonstrated knowledge of effective sales/marketing and agency relationship techniques including the ability to partner with independent insurance agents. • Preference may be shown for applicants with CPCU and/or ARM designation(s) • Demonstrated strong writing skills with an emphasis on marketing. • Ability to be creative and entrepreneurial in the approach to sales and marketing initiatives. • Ability to effectively manage multiple priorities and tight timelines while meeting established guidelines. • High-level interpersonal, communication, analytical, presentation and problem-solving skills. • Critical thinking: Ability to assess an individual situation and select applicable rules from an array of options, resulting in the most appropriate and sustainable decision. • Thorough knowledge of laws and rules and their application for the assigned territory. • Thorough working knowledge of policy and procedures regarding risk administration and risk management; underwriting and loss control. • Thorough knowledge of the insurance industry and the business environment in which it operates in order to develop an effective business strategy and remain technically current. • Thorough understanding of business exposure calculations, classifications, experience rating or other plan modifications. • Ability to develop and implement account, territorial, producer and book strategies to acquire and retain business. • Ability to work collaboratively and effectively in a team environment. • Ability to initiate, build and maintain effective working relationships and tailor services to meet customer needs. • Ability to use sound logic and decision-making skills to identify complex problems, analyze alternatives, then develop and implement effective solutions. • Ability to effectively plan and lead meetings: ensure an agenda is created, appropriate materials are ready in advance, the meeting stays on task, the client's issues are addressed, and follow-up action plans are noted. • Ability to present ideas and information to individuals and groups in a clear, concise, influential, organized, and diplomatic manner and address concerns or needs. • Proficient in electronic mail system; use of intranet and internet; Microsoft Office products including Excel, Word, PowerPoint. • Ability to safely operate a motor vehicle and must hold a valid driver's license. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential. What you can expect from us In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to: Health, Dental & Vision Insurance Company-provided life and income protection plans Eligibility to participate in a company incentive bonus program 401(k) Retirement Plan - 100% company match up to 7% on annual salary Paid Time Off, Paid Holidays, and Floating Holidays Flexible Work Arrangements - Hybrid and remote depending on the role We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally. Encova Insurance is an EOE/E-Verify employer. #LI-Remote#LI-MF1

We're thrilled that you are interested in joining us here at the Amynta Group! Come "Build" Your Career with Builders & Tradesmen's Insurance Services Builders Tradesmen Insurance Services (BTIS) is nationwide insurance wholesaler focused on servicing Enterprises of all sizes with commercial insurance products. We take pride in our commitment to customer satisfaction, risk management expertise, and fostering a dynamic work environment. BTIS is currently seeking a skilled a Commercial Insurance Underwriter with MGA, MGU or INSURANCE experience to join our Workers Compensation Insurance team. The ideal candidate will play a crucial role in assessing and underwriting commercial insurance applications, ensuring the profitability and sustainability of our business. If you have a strong analytical mindset, excellent communication skills, and a deep understanding of commercial insurance policies, we invite you to apply. Come "Build" Your Career with Builders & Tradesmen's Insurance Services Builders Tradesmen Insurance Services (BTIS) is nationwide insurance wholesaler focused on servicing Enterprises of all sizes with commercial insurance products. We take pride in our commitment to customer satisfaction, risk management expertise, and fostering a dynamic work environment. BTIS is currently seeking a skilled a Commercial Insurance Underwriter with MGA, MGU or INSURANCE experience to join our Workers Compensation Insurance team. The ideal candidate will play a crucial role in assessing and underwriting commercial insurance applications, ensuring the profitability and sustainability of our business. If you have a strong analytical mindset, excellent communication skills, and a deep understanding of commercial insurance policies, we invite you to apply. The Commercial Insurance Underwriter is responsible for the evaluation selection, acceptance, rejection, pricing and servicing of commercial insurance policies within accepted company procedures and guidelines. JOB RESPONSIBILITES INCLUDE: * Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Responds to questions from agents received via telephone, email, chat, mail and fax. * Reviews insurance applications and documentation to determine if the applicant is an acceptable risk in accordance with company guidelines and standards. * Recommends appropriate premiums and coverage for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations. * Prepares written communication on adverse underwriting decisions, proposals, referrals, rate appeals, underwriting requirements, status and declinations. * Analyzes commercial line accounts. * Evaluates pricing and coverage to ensure premiums charged are accurate. * Manages book of business to achieve profitability goals. * Builds productive and positive relationships. * Assists with binding of policies, processing of endorsements, renewal, and new business underwriting. MINIMUM JOB SKILLS, ABILITIES AND QUALIFICATIONS * Bachelor's Degree (and/or combined education and experience) (Required) * 3+ years of underwriting experience * Strong technical underwriting and analytical skills, strong knowledge of Workers Compensation business and products * Knowledge of Microsoft Applications and the ability to learn new software programs *** MUST HAVE MGA, MGU or INSURANCE EXPERIENCE *** * Strong attention to detail, is dependable and follows through. * Ability to analyze data and present recommendations based on outcomes of analysis. * High level of maturity to handle sensitive and confidential situations. * Strong work ethic and excellent time management skills. * Strong interpersonal skills and ability to work well with people throughout the organization. * Willingness to maintain a professional appearance and provide a positive company image. * Willingness to work non-traditional shifts which meet the needs of the team and company. * Ability to handle complex issues and problems and defer to higher-level staff only as needed. PAY RANGE $64,480 to $75,000 and will depend on several factors including geographical location, relevant experience, skills and knowledge pertaining to this role and industry. The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.

Why MSI? MSI Management Liability is a boutique MGA powered by MSI, dedicated to providing best-in-class management liability insurance solutions. We're committed to simplifying the insurance process and delivering exceptional service and support, empowering our clients to effectively protect their assets. MSI is seeking a talented and driven Underwriter to manage and underwrite management liability policies (D&O, EPL, FID) for private and non-profit clients. If you're an analytical thinker with a keen eye for detail, and you thrive in a fast-paced environment where you can make a significant impact, this is the perfect opportunity. You will report directly to the Underwriting Team Lead and will learn and apply MSI's underwriting philosophy and process to your own book of business. The role will require you to make critical underwriting decisions and articulate your analysis and approach to the Underwriting Team Lead. As an Underwriter at MSI, you'll be a key contributor to our team, directly impacting our growth and the success of our clients. You'll have the opportunity to control your own book of business, learn, grow, and shape the future of our management liability offerings. Responsibilities include: Making strategic, sound underwriting decisions Managing a book of business Clearly and effectively communicating with brokers and team members Maintaining a high level of service and product knowledge to sell the benefits of our policies Build and leverage professional relationships to grow your book of business About you: 3-5 years of experience and a proven track record of being a high-level underwriter Experience with D&O insurance (private or public) Strong communication and organizational skills Detail-oriented Strong knowledge of the insurance industry Desire to network and grow the business Strong work ethic and adaptability What we offer: Competitive compensation package Massive scalability and growth opportunities Incomparable company culture Flexible WFH/Remote policy #LI-BM1 #LI-REMOTE IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

The major functions of this position are focused on supporting Grand River Account Executives, Production Underwriters, and Grand River agencies with the underwriting, pricing, file documentation, and policy processing & servicing across all lines of small commercial business for delegated renewal accounts across multiple territories and states. In addition to handling assigned renewals with a high degree of accuracy and timeliness, the position entails responsibility for the effective administration of the routine, associated policy transactions (including endorsements, audits, cancellations, billing, reinstatements, WC premium audits) for all assigned renewal accounts. JOB ACCOUNTABILITIES Will engage and interface with Grand River agencies and internal staff with daily routine email and telephone communications attendant with the handling of the delegated book of renewal accounts. In harmony with Grand River's business plans, will support the achievement of targeted annual financial objectives for renewal retention, loss ratio, commission ratio, and rate management. Within delegated Grant of Authority, responsible for risk selection, rating, and pricing of commercial lines accounts across all lines of business within delegated pool of renewals. This includes negotiation of renewal pricing, and completion of the Risk Analysis Worksheet and all associated underwriting documentation required for an account (including but not limited to ordering MVR reports, loss control inspections, and Workers Compensation premium audits). Accounts and underwriting matters outside the delegated Grant of Authority will be referred to the Renewal Underwriting Team Lead. Identify account rounding opportunities and work with agency partners to add supporting policies to existing accounts. Meet or exceed service goals as determined by territory assignment(s). Will routinely confer with Account Executives and Production Underwriters on sensitive underwriting matters that may have material impact on agency relationships. Projects a very positive, professional and favorable brand image to agents and customers. Develops and maintains effective and efficient relations within the distribution network and creates a strong, loyal agency following that positions the Grand River brand as the easy-to-do business with and preferred placement facility for agents. In conjunction with the Account Executives and Production Underwriters, will assist with the execution of defined underwriting, agency management, and product marketing strategies. Knowledge of the independent agency system is required; understands and participates in the execution of the strategic and tactical elements of Grand River's agency distribution operating plans. Through ongoing professional development, maintains a high level of interpersonal skills and technical expertise across all systems and designated lines of business. Acts as dynamic liaison with Audit, Accounting, Claims, and outside service vendors to ensure effective integration of service leading to a superior customer experience. Performs other miscellaneous tasks, projects, and duties as assigned. QUALIFICATIONS/CORE COMPETENCIES Four-year college degree or equivalent experience required. AU professional industry designation very highly preferred. Continuing professional development (in programs such as CPCU, ARM, CIC, etc.) is expected for growth in the role. At least 3+ years of multi-line commercial lines underwriting experience with an insurance carrier is required. Prior agency experience is a plus. Mastery of fundamental underwriting principles and basic commercial insurance coverage and rating knowledge is required. Consistent with Company culture, projects a high degree of maturity and self-management with unimpeachable business ethics and personal integrity. Must be able to comprehend and effectively leverage the underwriting process in support of the Company risk appetite and underwriting philosophy. Must possess superior desk management skills and be highly-organized in order to effectively multi-task while prioritizing and handling a very high volume of diverse policy transactions. Demonstrates a high level of customer responsiveness, and exude a self-starting, high-energy, “can-do” positive attitude with a rolled-up-shirtsleeves work ethic. Must possess high professional standards with a bent for innovation. Consistently seeks out new or better methods in process improvement & workflows. An effective change agent, will constructively speak out against the status quo when appropriate. Must be comfortable and self-directed to work independently in a remote, virtual office environment. Requires general knowledge of computer operating systems; knowledge of Microsoft Office software (OUTLOOK, WORD, EXCEL, POWERPOINT) and Office 365 highly desirable. Nominal travel will be expected for this position, generally limited to infrequent Company and industry functions, as well as agency visits with Account Executives and Production Underwriters. Valid driver's license is required. #LI-JS1 Salary Range$90,000-$100,000 USD Compensation & Benefits Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following: Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre-Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Health Club Reimbursement, Personal and Professional Development. In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate's geographic location, prior relevant experience, and their knowledge, skills, and abilities. Why Join IMA? We've built a reputation for putting our associates first What if we told you that you could be an integral part of an entrepreneurial, expanding company, develop lasting relationships, earn competitive benefits, plus claim part ownership? It's this unique ownership business model that makes working at IMA so appealing. We work in teams. We sell in teams. We win and prosper as a team We provide support systems and resources that enable each of our associates to focus on what they do best. And as an independent company based in the Midwest, we're big enough to write business all over the world and small enough to implement your ideas quickly. We are recognized nationally as a leader in our industry 2020-2023 Business Insurance Magazine Best Places to Work in Insurance 2023 Inc. Magazine's Best Workplaces 2023 Denver Business Journal's Best Places to Work 2022-2023 Connecticut Top Work Places 2021-2023 Inc. 5000's List of Fastest Growing Companies 2019-2022 Civic 50 Colorado Honoree Recognizing 50 Most Community-Minded Companies 2022-2023 Kansas City Business Journal's Best Places to Work 2021-2023 Charlotte Business Journal's Best Places to Work 2021-2023 Los Angeles Business Journal's Best Places to Work 2021-2023 The Salt Lake City Tribune Top Work Places 2021-2022 Puget Sound Business Journal's Washington's Best Workplaces 2021-2022 Wichita Business Journal's Best Places to Work, #1 in extra-large category 2021 Dallas Business Journal's Best Places to Work 2021 Alaska Journal of Commerce's Best Workplaces in Alaska This Job Description is not a complete statement of all duties and responsibilities comprising this position. The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Credit Underwriter is to issue credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters are to meet the minimum daily production goals plus clearing conditions and perform within department audit standards. This position is classified as a Transactional Employee (TE). Transactional Employees are assigned to work on an “as needed” or project basis. The variable nature of the transactional role cannot guarantee a 40-hour work week. Transactional employees are typically designated to work on a deal or a particular client assignment. At times, work may be reduced, and there may be occasional periods of no work. Efforts will be made to assign work, but work is entirely dependent on client needs. Essential Functions Underwrite residential mortgage loans in accordance with Conventional guidelines. Input of data and analysis of findings in Loan Prospector, Desktop Underwriter, Asset wise, other AUS engines, and OES. Identify and assess overall risk and potential fraud exposure resulting from clients' underlying business practices. Meet the minimum daily production goals and quality targets plus clearing conditions and perform within department audit standards. Review of credit reports to determine credit patterns, current liabilities, outstanding judgments, and collections. Review of residential mortgage appraisal forms and calculations of Loan to Value ratios. Analyze income from salaried, commissioned, self-employed, investments, fixed income sources. Analyze assets statements for all types of asset accounts. Ability to work overtime and weekends if needed. Perform other related duties as assigned. Essential Knowledge, Skills, & Abilities Ability to work in a fast-paced, metrics driven environment. Strong analytical and problem-solving skills. Ability to prioritize multiple objectives to meet client deadlines and department goals. Excellent verbal and written communication skills. Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint. Strong underwriting knowledge of Prime or standard Full Documentation. Ability audit standard full documentation program clients. In-depth knowledge HVCC, guidelines and requirements along with all federal, state, and local compliance regulations to include, Truth in Lending and Equal Credit Opportunity laws. In-depth knowledge of the total closing function to include, underwriting conditions prior to closing, closing instructions and procedures, and RESPA. Up-to-date knowledge in Fannie/Freddie guidelines, back-end quality control and fraud audit experience. Must be able to use Desktop Underwriter (DU), Loan Prospector (LP) and other LOS (loan operations systems). Commitment and ability to cultivate a diverse and inclusive work environment. Education High School Diploma or equivalent. Associate degree or equivalent industry experience required. Experience 3+ years of relevant industry experience required. 3+ years securitization experience required. 3+ years of recent frontline (manual and automated) underwriting experience with Conventional, FHA and/or VA Knowledge along with A Paper, B/C Paper, Non-Confirming and Conforming, and Sub-Prime residential, Non-QM and QM products. Compensation and Benefits Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401(k)! Compensation: $32.00 - $40.00 / hour Application Guidelines: For best consideration, please submit your resume and application materials as soon as possible. Review of applications will begin immediately. Working Conditions Work is performed in a climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon the office or meeting location. Physical Demands and Activities While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; occasionally position self to maintain files; occasionally moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders. Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis. The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position. Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization. If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!

Amalgamated Bank (“AB”) is a socially conscious bank founded in 1923. AB is actively growing its CRE portfolio with multi-family, industrial, and other asset classes in the Northeast, Washington D.C, San Francisco, Chicago and other gateway cities. The Credit Underwriter I (AVP) will be an integral part of the loan review and approval process for new CRE loan transactions. The Credit Underwriter I will work closely with the origination team and credit risk management in reviewing and analyzing financial statement reports, conducting due diligence, assessing credit risk, preparing deal screen presentations, writing credit approval memorandums, presenting recommendations to the credit committee, and monitoring and managing the credit portfolio. The Credit Underwriter I will be expected to work on numerous deals simultaneously. The job requires a self-starter capable of independently completing work in a thoughtful and thorough manner, while evaluating all risks associated with complicated CRE credit transactions. Essential Job Functions: Prepare comprehensive credit memorandums that provide in-depth analysis of new credit requests and analyze risks and mitigants of loan structures. Work with the origination team and credit as risks are uncovered during the underwriting/closing process. Assist in the presentation of transactions to the credit committee in support of approval. Complete annual credit reviews. Maintain good working knowledge of the Bank's lending policies/ procedures and identify exceptions to credit policy. Recommend appropriate risk ratings in accordance with credit policy guidelines. Attend meetings and/or conference calls on transactions, lead due diligence discussions and guide the deal though the approval process. Perform other duties as required by the job. Knowledge, Skills and Experience Requirements: Bachelor's degree in Finance, Real Estate, or other related field with proven academic excellence. Formal credit training and 2 + years of underwriting experience within a Commercial Bank or other real estate credit lender. Highly proficient financial analysis skills, including financial modeling and understanding of financial data for CRE loan transactions. Ability to work well on a team with different personalities, adjust quickly to various work situations, and remain composed under pressure/in stressful situations. Ability to work on multiple long-term transactions simultaneously, while prioritizing assignments to meet deadlines. Strong verbal, written, inter-personal, and public presentation skills. Proven organizational skills; able to work independently and be detail-oriented. Our job titles may span more than one career level. The starting base salary for this role is between $90,000.00 - $120,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas. Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.

Town and Country Bank is seeking an experienced Mortgage Loan Underwriter with experience in conventional and government loan underwriting. This position may be worked out of one of our branch locations in Illinois or can be remote. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time. The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team. JOB SUMMARY: Under limited supervision, decides on whether to lend on conventional residential loans. Provides teamwork to other mortgage operations' team members by helping dictate efficient workflow and keep loans moving forward in an efficient and effective manner. Directs the overall quality control function for secondary market loans by ensuring borrower meets standards of willingness and ability to repay debt. Embraces and promotes Town and Country's core values of teamwork, achievement, passion and positive thinking. ESSENTIAL FUNCTIONS AND DUTIES: · Reviews income, asset position, collateral, and credit profiles to determine loan approval acceptance for all residential related lending. · Examines overall loan documentation, reviewing for acceptance as well as fraud mitigation · Reviews work of appraiser prospects for recommendation of addition to approved appraiser's list · Reviews Automated Underwriting System Findings such as FNMA DU, to ensure that all requirements have been satisfied prior to loan approval. · Engages regularly with sales and other members of operations to ensure loan structure and requirements are understood and are in the best interest of the customer and the company. · Monitors and reports any deficiencies in loan documentation as required by compliance to ensure continued relationships with mainly FNMA. · Performs other job-related duties and special projects as assigned. QUALIFICATIONS: Minimum of 5 years experience in mortgage loan underwriting, including: FNMA conventional, CHUM's ID, SARS and be LAPP approved. Grant loans along with USDA loans. Experience in Microsoft Office applications. Excellent written and verbal communication skills. Knowledge of financial analysis techniques. Ability to work in a team-based, fast-paced work environment. High degree of accuracy and strong organizational skills. Ability to work under pressure and on deadline EDUCATION: Bachelor's degree in related field or equivalent experience.

Job DescriptionAbout The Strickland Group The Strickland Group is a family-driven, vision-first insurance and financial services agency backed by a major national carrier. We combine modern technology, AI-assisted systems, and real human connection to change how families protect their futures. Our mission is simple: serve people and leave them better than we found them. Why this role is different This isn't a corporate seat - it's a pathway to ownership. You're building your own book of business with the support, training, and infrastructure of a proven organization. We specialize in life insurance, mortgage protection, final expense, and retirement solutions, helping middle-America families create generational wealth. What you'll do - Call and connect with warm leads who have requested information. - Conduct virtual or in-person appointments to understand clients' goals. - Present tailored insurance and financial protection solutions. - Submit applications, follow up with carriers, and serve clients long-term. What we provide - Remote, flexible schedule (full-time or part-time). - Commission-only structure with uncapped earning potential. - World-class training, mentorship, and personal development culture. - Clear path to build and grow your own agency if desired. Who this is for - Self-motivated, coachable individuals with strong integrity. - People who want more time, freedom, and income than a traditional W-2 job. - Those who are serious about personal growth and breaking generational poverty. Compensation is 100% commission with scalable income based on activity, skill, and leadership development.

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. About NEO Home Loans NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence. The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines). Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility. Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports. Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA). Issue conditional approvals, suspensions, or denials with clear, detailed explanations. Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues. Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements. Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines. Participate in ongoing training and audits to ensure compliance and accuracy. Non-Essential Job Duties and Responsibilities Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions. Promotes interdepartmental communication and culture. Lead, develop and motivate the team across all locations and operational functions. Continued focus to ensure all families (Internal and External) are receiving the best possible service Qualifications and Skills 2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo). DE/SAR/LAPP certification preferred for government loan programs. Strong analytical and decision-making skills with attention to detail. Excellent written and verbal communication abilities. Ability to work independently in a fast-paced environment with strict deadlines. Company Benefits Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings: - Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance! The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided. Disclaimer Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

This position is remote, working primarily from home. Candidate must be based in the Southeastern United States. Our Company Voyager Lending, a division of Merchants & Marine Bank, partners with small businesses by offering government-guaranteed lending solutions. Deeply committed to helping communities sustain and grow, we deliver knowledgeable and personalized service for a seamless experience. Job Purpose Responsible for providing accurate credit analysis and risk assessment of SBA & USDA loans to determine their creditworthiness. Duties and Responsibilities * Knowledge of SBA SOP. * Underwriting SBA Loans in accordance with the Bank's policies and procedures. * Attend and participate in vetting and credit approval discussions. * Work with BDO's and Management to perform and document the Bank's formal credit analysis for new loan requests - credit memo creation, financial spreads, cash flow statements, collateral analysis, global cash flow analysis, support of strengths, mitigation of weaknesses, and eligibility of new and existing credit facilities. * Be capable of maintaining a mixed portfolio of underwriting new loans and modification requests. * Review and approve all underwriting conditions in a timely manner. * Request required documentation, financials, etc. from the borrower and guarantors as needed. * Providing frequent communication to all parties involved in transactions in a positive and constructive manner. * Delivering excellent service to customers both inside and outside the Bank. * Attend appropriate training and conferences in order to build and maintain expert credit and SBA specific knowledge. * Manage Underwriting deal flow between the bank and Lender Service Provider as needed. * Other duties as assigned. Qualifications Minimum * Bachelor's degree * Thorough knowledge of SBA lending rules, regulations and practices * 3 years of SBA 7a loan underwriting experience * Word and Excel proficiency * Excellent interpersonal and written skills * Verbal and written communication and presentation skills * Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc. Preferred * Experience with Moody's * USDA B&I loan underwriting experience * 5+ years of SBA 7a loan underwriting experience * Formal credit training * Ability to underwrite and handle a large volume of loans Working Conditions * Frequently required to operate a computer, printer, copy machine, calculator, telephone, and/or other office equipment. * the employee frequently exchanges information with others and must be able to do so in an effective manner. Must have the ability to communicate clearly and effectively, both verbally and in writing, and across a variety of audiences. * May frequently move up to 20 pounds and occasionally move items up to 40 pounds. * Frequently reaches for files, books, and comparable items in high or low places and must have the ability to bend, stoop, or reach. * Typical schedule is 40 hours per week, Monday through Friday. Extended hours may be occasionally required. * We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Condo Underwriter is responsible for reviewing documentation for all new and existing condominium and cooperative projects to ensure compliance with internal policies and procedures, as well as the requirements of Fannie Mae, Freddie Mac, FHA and VA. This position primarily operates within Pacific Time zone working hours to support the West Coast region. Job Responsibilities: Ensure condominium and cooperative projects are underwritten accurately and in a timely manner. Maintain approved and declined condominium and cooperative projects lists and manage expiration dates. Manage lender concentration. Maintain condominium and cooperative projects documentation and requirements as dictated by the agencies and investors. Retain and manage project files. Ensure cooperatives meet Fannie Mae and Freddie Mac guidelines. Ensure condominiums meet Fannie Mae, Freddie Mac, and FHA/ VA guidelines. Determine eligibility of a project (underwrite budget, financials, questionnaire, etc.). Perform legal reviews of the projects (i.e. review by laws, offering plan, etc.). Deliver excellent customer service to Sales and Operations staff. Qualifications and Skills: 5+ years' project review experience. 5+ years' experience related to mortgage credit guidelines, policies and procedures. 5 years' experience with FNMA/ Freddie/ FHA underwriting guidelines. Experience with investor guidelines. Knowledge of Fannie Mae, Freddie Mac and FHA/ VA condominium's websites and all regulations. Excellent organizational skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 33.65 - 38.46 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************