How to hire a bank examiner

How to hire a bank examiner, step by step

Here's a step-by-step bank examiner hiring guide:

• Step 1: Identify your hiring needs
• Step 2: Create an ideal candidate profile
• Step 3: Make a budget
• Step 4: Write a bank examiner job description
• Step 5: Post your job
• Step 6: Interview candidates
• Step 7: Send a job offer and onboard your new bank examiner
• Step 8: Go through the hiring process checklist

What does a bank examiner do?

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1. Identify your hiring needs

   First, determine the employments status of the bank examiner you need to hire. Certain bank examiner roles might require a full-time employee, whereas others can be done by part-time workers or contractors.

   Determine employee vs contractor status

   Is the person you're thinking of hiring a US citizen or green card holder?

   Yes

   No

   A bank examiner's background is also an important factor in determining whether they'll be a good fit for the position. For example, bank examiners from different industries or fields will have radically different experiences and will bring different viewpoints to the role. You also need to consider the candidate's previous level of experience to make sure they'll be comfortable with the job's level of seniority.

   The following list breaks down different types of bank examiners and their corresponding salaries.

   Type of Bank Examiner	Description	Hourly rate
   Bank Examiner	Financial examiners ensure compliance with laws governing financial institutions and transactions. They review balance sheets, evaluate the risk level of loans, and assess bank management.	$25-51
   Finance Compliance Examiner	A finance compliance examiner's main job is to check whether facilities follow and abide by appropriate procedures, security regulations, and enforceable company policies. They analyze the accuracy of financial statements, records, forms, and reports on file and meet with different management and auditors to conclude quarterly and annual financial statements... Show more	$22-49
   Field Examiner	Field examiners act as advisors and analysts at lending or banking institutions and insurance agencies who interact with the bank managers in various branches to oversee all banking operations and to create new strategies to reduce risk. The key responsibilities include ensuring compliance with the best practices involving collateral issues... Show more	$23-45

2. Create an ideal candidate profile

   Common skills:

   • Securities
   • OCC
   • Consumer Compliance
   • Bank Management
   • Corrective Action
   • Secrecy
   • Bank Secrecy Act
   • Bank Policies
   • Risk Management Practices
   • EIC
   • Internal Audit
   • Community Reinvestment ACT
   • Real Estate
   • Anti-Money Laundering

   Check all skills

   Responsibilities:

   • Manage daily claims operations for Medicaid and Medicare plan.
   • Assist in evaluating the treasury, trading, and audit functions of financial institutions.
   • Develop an enhance examination program to include all aspects of BSA and AML laws.
   • Analyze and review accounting methods for credit unions and ensure following of GAAP and other federally mandate financial regulations.
   • Assist credit union management in resolving any compliance or operational issues find during an NCUA examination or certify CPA audit.
   • Perform analysis of capital, securities and liquidity risk of community banking organizations.

   More bank examiner duties

3. Make a budget

   Including a salary range in your bank examiner job description helps attract top candidates to the position. A bank examiner salary can be affected by several factors, such as geography, experience, seniority, certifications, and the prestige of the hiring company.

   For example, the average salary for a bank examiner in South Carolina may be lower than in New York, and an entry-level bank examiner usually earns less than a senior-level bank examiner. Additionally, a bank examiner with certifications may command a higher salary, and working for a well-known company or start-up may also impact an employee's pay.

   Average bank examiner salary

   $76,205yearly

   $36.64 hourly rate

   ---

   Entry-level bank examiner salary

   $54,000 yearly salary

   Updated December 11, 2025

   Average bank examiner salary by state

   Rank	State	Avg. salary	Hourly rate
   1	New York	$114,232	$55
   2	District of Columbia	$84,292	$41
   3	Texas	$81,441	$39
   4	Iowa	$80,307	$39
   5	North Dakota	$76,028	$37
   6	Illinois	$74,709	$36
   7	Michigan	$74,487	$36
   8	Oklahoma	$73,022	$35
   9	Montana	$72,264	$35
   10	Colorado	$71,314	$34
   11	Arkansas	$69,422	$33
   12	North Carolina	$67,691	$33
   13	Wyoming	$66,559	$32
   14	South Carolina	$64,966	$31
   15	Missouri	$60,007	$29

   Average bank examiner salary by company

   Company

   Rank	Company	Average salary	Hourly rate	Job openings
   1	Federal Reserve	$112,838	$54.25
   2	Office of the Comptroller of the Currency	$107,737	$51.80
   3	Federal Reserve Bank	$105,432	$50.69	4
   4	USAA	$89,304	$42.93	8
   5	Colorado State Express	$77,489	$37.25
   6	State of North Dakota	$77,036	$37.04	2
   7	Iowa State Association of Counties	$74,687	$35.91
   8	Iowa Department of Transportation	$51,107	$24.57
   9	Maine	$48,902	$23.51	1
   10	Wyoming	$46,467	$22.34	8
   11	State Of Montana	$45,050	$21.66	3

4. Writing a bank examiner job description

   A bank examiner job description should include a summary of the role, required skills, and a list of responsibilities. It's also good to include a salary range and the first name of the hiring manager. To help get you started, here's an example of a bank examiner job description:

   Bank examiner job description example

   Company
   
   Federal Reserve Bank of Kansas City
   
   Consider a career with an organization focused on promoting a healthy regional and national economy. As a bank examiner, you will directly contribute to the trust and confidence in the nation's financial system through challenging work assignments and rewarding professional experiences. We provide the opportunity for bank examiners who demonstrate strong leadership skills to pursue a management career path.
   
   What Bank Examiner positions are available?
   
   * Financial Examiners assess the financial stability of more than 185 commercial banks and nearly 900 bank and savings and loan holding companies located throughout our District by evaluating their risk profiles, analyzing financial condition, determining the effectiveness of management oversight, and reviewing compliance with banking laws and regulations.
   
   What does a Bank Examiner do?
   
   * Travels to state member banks (up to 50%) with a team of examiners.
   * Evaluates operational and lending functions.
   * Reviews compliance with internal policies and procedures.
   * Gathers and analyzes information from multiple sources.
   * Prepares written reports to communicate examination findings and conducts meetings with bank management.
   
   What skills and experience do Bank Examiners need?
   
   * Bachelor's degree in finance, accounting, economics, or a business-related field required.
   * Strong written and verbal communication, analytical, problem solving, initiative, and leadership skills.
   * Enjoys working in a team environment.
   * Proficient computer skills in programs including, but not limited to, Word and Excel.
   * Incumbent must be fully vaccinated against COVID-19, unless the Bank grants an accommodation based on a medical condition or sincerely held religious belief.
   
   Are there specific requirements for Bank Examiners?
   
   * In some cases, positions require access to confidential supervisory information, access to which is limited to "Protected Individuals" as defined by regulation of the Board of Governors of the Federal Reserve System, 12 CFR 268.205. Protected Individuals include, but are not limited to, U.S. citizens, U.S. nationals, and lawful permanent resident aliens (also known as "green card holders") who are eligible for and seeking United States citizenship within the requisite timeframes.
   * Bank employees may not own or control, directly or indirectly, any debt or equity interest in a depository institution and, in certain assignments, in a primary dealer of government securities. A "depository institution" means a bank, a trust company, or any institution that accepts deposits, including a bank chartered under the laws of a foreign country. This restriction also applies to an employee's spouse or minor child. Prospective hires will be required to abide by this restriction and may be asked to divest of their financial holdings as a condition of employment.
   
   Application instructions:
   
   * Please attach a resume. Cover letters are encouraged, but not required.
   * Applications will be pre-screened prior to interview selections. You will receive an email notification if you have been selected to interview.
   
   Positions are open in Oklahoma City, OK and Omaha, Nebraska.
   
   Certain eligibility requirements apply.
   
   Follow us on LinkedIn, Twitter, and our YouTube channel - Kansas City Fed.
   
   Full Time / Part Time
   
   Full time
   
   Regular / Temporary
   
   Regular
   
   Job Exempt (Yes / No)
   
   No
   
   Job Category
   
   Bank Examination
   
   Work Shift
   
   First (United States of America)
   
   The Federal Reserve Banks believe that diversity and inclusion among our employees is critical to our success as an organization, and we seek to recruit, develop and retain the most talented people from a diverse candidate pool. The Federal Reserve Banks are committed to equal employment opportunity for employees and job applicants in compliance with applicable law and to an environment where employees are valued for their differences.
   
   Privacy Notice

   Copy this example

   

5. Post your job

   There are a few common ways to find bank examiners for your business:

   • Promoting internally or recruiting from your existing workforce.
   • Ask for referrals from friends, family members, and current employees.
   • Attend job fairs at local colleges to meet candidates with the right educational background.
   • Use social media platforms like LinkedIn, Facebook, and Twitter to recruit passive job-seekers.

   Post your job online:

   • Post your bank examiner job on Zippia to find and attract quality bank examiner candidates.
   • Use niche websites such as efinancialcareers, financialjobsweb.com, careerbank, financial job bank.
   • Post a job on free websites.

6. Interview candidates

   During your first interview to recruit bank examiners, engage with candidates to learn about their interest in the role and experience in the field. During the following interview, you'll be able to go into more detail about the company, the position, and the responsibilities.

   You should also ask about candidates' unique skills and talents to see if they match the ideal candidate profile you developed earlier. Candidates good enough for the next step can complete the technical interview.

   The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

7. Send a job offer and onboard your new bank examiner

   Once you've found the bank examiner candidate you'd like to hire, it's time to write an offer letter. This should include an explicit job offer that includes the salary and the details of any other perks. Qualified candidates might be looking at multiple positions, so your offer must be competitive if you like the candidate. Also, be prepared for a negotiation stage, as candidates may way want to tweak the details of your initial offer. Once you've settled on these details, you can draft a contract to formalize your agreement.

   It's also important to follow up with applicants who do not get the job with an email letting them know that the position is filled.

   Once that's done, you can draft an onboarding schedule for the new bank examiner. Human Resources should complete Employee Action Forms and ensure that onboarding paperwork is completed, including I-9s, benefits enrollment, federal and state tax forms, etc. They should also ensure that new employee files are created for internal recordkeeping.

8. Go through the hiring process checklist

   • Determine employee type (full-time, part-time, contractor, etc.)
   • Submit a job requisition form to the HR department
   • Define job responsibilities and requirements
   • Establish budget and timeline
   • Determine hiring decision makers for the role
   • Write job description
   • Post job on job boards, company website, etc.
   • Promote the job internally
   • Process applications through applicant tracking system
   • Review resumes and cover letters
   • Shortlist candidates for screening
   • Hold phone/virtual interview screening with first round of candidates
   • Conduct in-person interviews with top candidates from first round
   • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
   • Conduct background checks on top candidates
   • Check references of top candidates
   • Consult with HR and hiring decision makers on job offer specifics
   • Extend offer to top candidate(s)
   • Receive formal job offer acceptance and signed employment contract
   • Inform other candidates that the position has been filled
   • Set and communicate onboarding schedule to new hire(s)
   • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)

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How much does it cost to hire a bank examiner?