Commercial Lines Manager remote jobs

About Western Agency Inc, a Division of Patriot Growth Insurance Services: Western Agency is the largest independent property and casualty (P&C) insurance agency in the North Dakota and South Dakota region. Founded in 1976, Western has 10 offices offering insurance coverage and providing risk management strategies to trusted clients in the farm ranch, crop and agricultural sector, as well as the business communities including contractors, oil & gas, trucking, construction, habitational and others. Western Agency Inc is a partner agency of Patriot Growth Insurance Services, a privately held national insurance services broker ranked 24 th largest broker in the U.S. as of December 2024. Position Overview: Our agency is seeking a dedicated and detail-oriented insurance professional with a strong background in commercial insurance and exceptional customer service skills, to join our team as a Commercial Lines Insurance Account Manager. In this role, you will be responsible for managing a portfolio of accounts and ensuring their insurance needs are met. This will include handling policy renewals, processing policy changes, and addressing client inquiries and concerns in a timely and professional manner. If you thrive in a fast-paced environment and are passionate about delivering outstanding client service, then we want to speak with you! Work location: This is a full-time, fully remote position. Professional Responsibilities: Handle all incoming insurance service requests from current clients, including renewals, policies changes and other inquiries with superb customer service Review current clients existing account activities while seeking available discounts and making impactful coverage recommendations Review and evaluate current coverage limits to ensure each client is properly insured Provide re-quote and remarket services to clients for insurance products as needed or requested by the client Provide sales support to our Sales Agents and help other members of your team as needed Build and maintain effective relationships with underwriters and client personnel Ensure all client documents are properly input into the agency database Stay current and commit to continued learning on all relevant matters in the insurance industry Qualifications and Requirements: A Bachelor of Science degree is preferred; A High school diploma or its equivalent is required 2+ years of relevant work experience in the insurance industry Prior experience in Property & Casualty (P&C) Insurance An active P&C insurance license required Working knowledge of Applied Epic or other relevant agency management systems Proficient in use of Microsoft Outlook Suite tools, including Excel Excellent interpersonal and communication skills (bother oral and written) Strong organizational skills and works well in a collaborative environment Ability to self-manage workload and meet deadlines independently Authorized to work in the U.S. without sponsorship now and in the future About Patriot Growth Insurance Services: Founded in 2019, Patriot is a growth-focused national insurance services firm that partners with employee benefits and property and casualty agencies across the United States. Patriot is currently ranked as the 25th largest broker in the U.S. by Business Insurance and has been named to the 2025 Inc. 5000 list of fastest-growing companies. With over 2,100 employees operating in 150+ locations in over 45 states, Patriot s collaborative model delivers resources and strategic support to its agencies. Patriot creates true alignment with its partner agencies, and its operating philosophy fosters enhanced career opportunities for its dedicated and professional team. We are committed to working with like-minded individuals who share our vision of creating an insurance agency focused on operational excellence and a relentless pursuit of growth. Why join us: We offer you the opportunity to be a part of one of the fastest-growing insurance companies since its inception. We strive to create a flexible and collaborative environment for our employees, and our goal is to provide enhanced career opportunities for our dedicated and professional team. In addition to a competitive salary, we provide a comprehensive health and welfare program to employees, family members and domestic partners. Employees are eligible for benefits coverage the first of the month following 30 days of employment. We offer: Medical, Dental, and Vision Benefits Flexible Spending Account (FSA) and Health Savings Account (HSA) and Commuter Transit Programs Company Paid Short-Term Disability, Long-Term Disability and Group Term Life Company Paid Employee Assistance Program Paid Parental Leave Paid holidays Personalized PTO 401 (k) Compensation Range: $40,000 - $45,000 base salary to start, depending on the candidate s experience. A wide salary range is posted for this position, and any job offer is based upon a salary analysis to comply with the required state pay transparency law. The salary analysis considers relevant experience, education, certifications, and seniority as compared to others doing substantially similar work. There is no guarantee an offer will be at the top of the posted range based on the salary analysis. Patriot Growth Insurance Services is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, citizenship or immigration status, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, leave of absence, compensation, benefits, and training. Patriot makes its hiring decisions based solely on qualifications, merit, and business needs at the time. For more information, read through our EEO and DE&I Policy located on our website at ****************** .

Marketing Statement About Tokio Marine: Tokio Marine has been conducting business in the U.S. market for over a century and we are licensed in all states, Puerto Rico and the District of Columbia, and write all major lines of Commercial Property and Casualty Insurance. We provide unique insurance and risk management tools from our experienced staff of account executives, underwriters and loss prevention engineers and fair and timely claim settlement from a skilled team of claim professionals. We work with major brokers and leading independent insurance agents throughout the United States to serve the world's largest and most distinguished organizations. We are committed to creating value for our customers by providing ANSHIN (safety, security and peace of mind). We strive to be creative and passionate as we work towards our long-term success. Tokio Marine Holdings is Japan's oldest, and one of the largest property and casualty insurers. Founded in 1879, TMNF operates worldwide in 47 countries. With annual revenues of approximately $50 billion and an A.M. Best rating of A++, one of the highest in the industry, we are one of the top 20 insurance providers worldwide. Responsible for the growth, development and management of producer distribution and new business underwriting for Ocean or Inland Marine Lines in an assigned territory. Primary Job Duties Initiates and manages relationships with the Producers who fit Tokio Marine Guidelines Performs all marketing duties for respective Producers including, in-person visits to producers, and establishes production goals by Producer. Monitors the results of respective Producers and adjusts goals if necessary to ensure Production objectives are met Produce new business and renew existing portfolio in accordance with plan Achieve plan loss ratio by determining acceptability of risk based on underwriting guidelines and sound judgment Work within established work-flows to meet region time service goals Services designated book of business within company's underwriting guidelines Evaluates reviews and makes corrective actions on existing accounts, including midterm reviews as necessary Makes recommendations on risks which exceed their letter of authority using established referral procedures Controls new business, renewals, endorsements so that all related handling is processed timely and accurately. Gathering/evaluating information to determine acceptability of new accounts Issuing quotations, Issuing policies and endorsements Issuing new business and cancellation/non-renewal notices Ordering Loss Control surveys Recommending and placing proper reinsurance (including facultative) when necessary and authorized Promotes activities between the Marine Department, AEOs and producers to maximize renewals and new opportunities. Maintains good communications and relations with all AEOs, producers and clients Assist Corporate Reinsurance, Accounting and Claims on problems as they arise Assist in the training of other staff members Prioritize and delegate work to meet department deadlines. Reviews previously performed work for quality, as necessary Adheres to department goals and objectives. Assist Accounting in the timely collection of overdue premiums, keeping 90 day overdue premiums at a minimum Assist junior members of staff in the timely collection of overdue premium reports Reduce administration level within all areas of the department Create new business ideas and systems to achieve overall Department Business Plan Responsible for complying with proper internal controls as necessary to conduct job functions and/or carry out responsibilities and/or administrative activities at Company Qualifications College degree preferred Minimum of 5 years of ocean or inland marine underwriting experience preferred Good oral and written communication skills Ability to innovate and apply new ideas Familiarity with Microsoft Office products (Excel, Word and Outlook). Participation in insurance related courses CPCU designation preferred Salary range $109,000 to $150,000 . Ultimate salary offered will be based on factors such as applicant experience and geographic location. Our company offers a competitive benefits package and bonus eligibility on top of base. TMA believes the perfect candidate is more than just a resume. If you don't meet every single requirement, but are still interested in the job, we encourage you to apply. Benefits: We offer a comprehensive benefit package, which includes a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. EEO Statement Tokio Marine Management is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation.

Marketing Statement About Tokio Marine: Tokio Marine has been conducting business in the U.S. market for over a century and we are licensed in all states, Puerto Rico and the District of Columbia, and write all major lines of Commercial Property and Casualty Insurance. We provide unique insurance and risk management tools from our experienced staff of account executives, underwriters and loss prevention engineers and fair and timely claim settlement from a skilled team of claim professionals. We work with major brokers and leading independent insurance agents throughout the United States to serve the world's largest and most distinguished organizations. We are committed to creating value for our customers by providing ANSHIN (safety, security and peace of mind). We strive to be creative and passionate as we work towards our long-term success. Tokio Marine Holdings is Japan's oldest, and one of the largest property and casualty insurers. Founded in 1879, TMNF operates worldwide in 47 countries. With annual revenues of approximately $50 billion and an A.M. Best rating of A++, one of the highest in the industry, we are one of the top 20 insurance providers worldwide. Responsible for the growth, development and management of producer distribution and new business underwriting for Ocean or Inland Marine Lines in an assigned territory. Primary Job Duties * Initiates and manages relationships with the Producers who fit Tokio Marine Guidelines * Performs all marketing duties for respective Producers including, in-person visits to producers, and establishes production goals by Producer. Monitors the results of respective Producers and adjusts goals if necessary to ensure Production objectives are met * Produce new business and renew existing portfolio in accordance with plan * Achieve plan loss ratio by determining acceptability of risk based on underwriting guidelines and sound judgment * Work within established work-flows to meet region time service goals * Services designated book of business within company's underwriting guidelines * Evaluates reviews and makes corrective actions on existing accounts, including midterm reviews as necessary * Makes recommendations on risks which exceed their letter of authority using established referral procedures * Controls new business, renewals, endorsements so that all related handling is processed timely and accurately. Gathering/evaluating information to determine acceptability of new accounts * Issuing quotations, Issuing policies and endorsements * Issuing new business and cancellation/non-renewal notices * Ordering Loss Control surveys * Recommending and placing proper reinsurance (including facultative) when necessary and authorized * Promotes activities between the Marine Department, AEOs and producers to maximize renewals and new opportunities. Maintains good communications and relations with all AEOs, producers and clients * Assist Corporate Reinsurance, Accounting and Claims on problems as they arise * Assist in the training of other staff members * Prioritize and delegate work to meet department deadlines. Reviews previously performed work for quality, as necessary * Adheres to department goals and objectives. Assist Accounting in the timely collection of overdue premiums, keeping 90 day overdue premiums at a minimum * Assist junior members of staff in the timely collection of overdue premium reports * Reduce administration level within all areas of the department * Create new business ideas and systems to achieve overall Department Business Plan * Responsible for complying with proper internal controls as necessary to conduct job functions and/or carry out responsibilities and/or administrative activities at Company Qualifications * College degree preferred * Minimum of 5 years of ocean or inland marine underwriting experience preferred * Good oral and written communication skills * Ability to innovate and apply new ideas * Familiarity with Microsoft Office products (Excel, Word and Outlook). * Participation in insurance related courses * CPCU designation preferred Salary range $109,000 to $150,000. Ultimate salary offered will be based on factors such as applicant experience and geographic location. Our company offers a competitive benefits package and bonus eligibility on top of base. TMA believes the perfect candidate is more than just a resume. If you don't meet every single requirement, but are still interested in the job, we encourage you to apply. Benefits: We offer a comprehensive benefit package, which includes a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. EEO Statement Tokio Marine Management is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation.

Job DescriptionDescription: Futuristic Underwriters is an MGA that was launched to deliver innovative P&C insurance products to the marketplace. We are an affiliate of a financially sound and well-established organization that provides robust services and support. Our strategy is to leverage technology as a tool to optimize distribution, underwriting, service, and claims handling. We are looking for top talent to join us in building new products by harnessing the power of innovative approaches. We offer the opportunity to be on the ground floor of building a book of business with the innovation and flexibility of an MGA, supported by the resources of an established carrier - including insurance companies, operational support teams, claims, actuarial services, and more. We offer the following: Ground-floor participation in building a book of business, defining a dynamic culture, establishing our underwriting style, and influencing new capability prioritization. Competitive salary and incentive structure. Full benefits package including medical, dental, vision, disability, and life coverage. 401(k) with up to 4% match after 90 days of employment. The Program We are launching a commercial property and casualty program to underwrite small and middle-market businesses on an admitted and E&S basis, offering General Liability, Automobile, Property, Umbrella, and other supporting coverages nationwide. Coverages can be written monoline or as a package. Initially, we will be pursuing risks in the construction, service, and retail sectors, with planned expansions over time. What makes us unique: Distribute directly to retail agents with support from a national sales team. Ability to combine E&S and admitted products in a single quote. Vast cross-sell opportunities with other Futuristic programs. Strong balance between growth and loss performance. Dedication to fully utilizing technology, data, software development, and automation to create an optimized underwriting experience. The Role A Commercial Underwriter will be an integral part of the Commercial P&C team, reporting to the Commercial Underwriting Leader. This position will be 100% remote in the United States. This position will underwrite all coverages and classes we offer on both an admitted and non-admitted basis. This position will work closely with our appointed agents to underwrite new business, larger renewals, and highly technical transactions. Performance will be primarily measured by profitability, growth, and agency management. A Commercial Underwriter will have an array of resources to be successful and able to focus on the key tasks that deliver results. A team of underwriting assistants in a service center will handle most post bind transactions. The national sales team will appoint new agents, source new business submissions, and provide insights during the agency review process. Our technology roadmap will deliver an optimized underwriting process and minimize manual entry through automation and integration. Our proprietary software platform houses rating, issuance, documentation, and workflow in a single place to simplify the underwriting process. Come join our newly forming team to have a major impact on our culture, defining our underwriting style, and influence prioritization of our roll out strategy! Our Structure We will have a team of underwriters responsible for new business, renewals, and highly technical transactions. Underwriters will be supported by a team of underwriting assistants responsible for post bind service transactions. We have a proprietary all-in-one software platform to optimize the underwriting process for rating, issuance, documentation, and workflow. A national sales team will appoint new agents, source new business, and provide insights during the agency review process. Our structure will evolve over time as additional products go live, incorporating differentiation based on account size, complexity, and agency type. Requirements: We are seeking candidates for multiple roles, requiring approximately 5 to 20+ years of multi-line commercial underwriting experience. Titles will be commensurate with experience and future expectations. Advanced knowledge of technical underwriting, form language, and the competitive landscape. Ability to take a consultative approach with agents to differentiate ourselves on new business, renewals, services, and establish strong relationships. Committed advocate for exceptional customer experience. Possesses a proactive and hands-on approach, ready to tackle challenges with determination and resourcefulness.

Who is Quorum At Quorum Federal Credit Union, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we thrive on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to excel. If you are looking for a place where you can make a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a forward-thinking team, Quorum Federal Credit Union is the perfect fit for you. Summary We strive for innovation and new ways to solve complex problems to deliver on our promise in creating Banking That's Good. For You. As a Mortgage Underwriter I you will be responsible for independent analysis of moderately complex residential mortgage applications and making sound credit decisions in accordance with investor, agency, and company guidelines. This position supports high application volumes and must consistently achieve production levels, turn times and accuracy expectations. Additionally, this role demonstrates adaptability, embraces new technologies, and contributes to the continual improvement of the underwriting process. Key Job Responsibilities and Accountabilities Complexity: Analyze and independently underwrite moderately complex mortgage products and scenarios, within level of authority. Loan products will evolve over time with our strategic direction, market demand, and alignment with investor and regulatory demands. Loan scenario complexity includes but is not limited to large loan balance, layering risk, varying income sources, multiple income streams, and loan exceptions. Compliance: Underwrite all mortgage loan files in compliance with secondary market guidelines, specific product guidelines, credit union policies and procedures, and banking/Credit Union regulatory requirements. Risk Assessment: Exercise sound, common-sense judgment when evaluating overall loan risk and determining loan eligibility ensuring decisions align with company risk tolerance and lending policies. Production and Turn Times: Achieve required daily production levels and established turn times. Production expectations will increase over time with product/process streamlining and automation. Accuracy: Review and validate standard documentation such as income, asset, credit, and collateral. Maintain exceptional accuracy and consistency in all underwriting functions, ensuring that system data and calculations (e.g., DTI, LTV, rate, and other loan metrics) are accurately updated and aligned with documentation, with minimal to no errors Technology Utilization: Utilize provided automation solutions to ensure efficiency and operational controls. Automation may include but is not limited to Automated Underwriting System (AUS), income calculation, and more. Adopt new automation tools, systems, and process changes as implemented. Loan Stages: Must perform underwriting functions in all stages of the application, including but not limited to initial underwriting decision, reviewing and approving conditions, and completing the final underwriting decision. Pipeline Management: Manage daily pipelines efficiently by prioritizing tasks and communicating proactively with processors and loan officers. This will include managing loans from multiple lending channels including retail, wholesale and correspondent, as well as managing loans in various stages of the application process. Escalation: Identify and escalate higher-risk or exception files to senior underwriting staff as appropriate. Continuous Learning: Stay current with underwriting guidelines and technology and attend training sessions to build product and regulatory knowledge. Collaboration: Exhibit a positive and collaborative team attitude, assisting peers and contributing to a supportive work environment. Maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors. Other Duties: Performs additional duties as required. Scope The Mortgage Underwriter I works under minimal supervision exercising independent judgment. This person must be action oriented, self-motivated and creative while being highly functional Job Requirements, Competencies, and Skills Bachelor's degree in finance, business administration or other related degree preferred. Minimum of two to six years of related experience at a credit union, bank or other financial institution. Excellent problem-solving, organizational, analytical, verbal and written communication skills. Strong decision making and time management skills with the ability to manage multiple projects/duties. Results driven, service oriented, self-motivated and able to work independently. Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues. Complies with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. Trustworthy with the ability to maintain highest level of integrity and trust. Proficiency in Microsoft Office, specifically Word, Excel and PowerPoint. Related experience with Encompass loan origination systems. .Environmental / Physical / Mental Requirements The Mortgage Underwriter I performs a major portion of his/her duties through verbal and written communications. It is critical that he / she possess the ability to communicate with clarity, while understanding and explaining complex situations to team members and outside contacts. Accuracy is essential and he / she must possess the ability to proof read documentation and correspondence to insure free of errors and fraud. The person will spend a good portion of the day seated at a workstation, but may also be mobile throughout the credit union for purposes of meetings, working with others, etc. Stable internet connection with speeds high enough for video conferencing and screen sharing Smartphone with current iOS/Android OS Prolonged periods sitting at a workstation and working on a computer Ability to communicate with coworkers and customers via email, chat, teleconference, and/or phone Compliance/legal requirements Quorum is an Equal Employment Opportunity employer. Qualified applicants will be considered for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, marital status, protected veteran status, or disability status.  Quorum will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process. Qualified Applicants with arrest or conviction records will be considered for employment in accordance with all applicable federal, state, city and local laws, rules, and regulations. This in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. The company reserves the sole right and discretion to make changes to this job description. Each employee is required to uphold the Credit Union's compliance with all policies, procedures, and required regulations including the Bank Secrecy Act and our Anti-Money Laundering policy. This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship. **PLEASE NOTE** We are not able to consider candidates for this role who reside in Montana, Nebraska, Rhode Island, or Puerto Rico Quorum's opportunities are based in the US and US work authorization is required. We are not able to support current or future sponsorship. Salary Range: $31.25 - $36.06 per hour. Individual salary will vary based on skills and experience. Discretionary incentive compensation may be available based on company and individual performance. Benefits: Medical, Vision, Dental, Retirement Benefits, and Paid Time Off (PTO) #LI-Remote

Salary: $ 75,500.00 We have partnered with a large insurance company in the Trenton, NJ area to provide them with a Commercial Lines Package Underwriter. Please review the below description and let us know if you are interested. Prioritized Must Have Skills for the Commercial Lines Package Underwriter: #1. Must have Property and Casualty license or be willing to get. #2. Must be local and able to come into the office three days per week - Tuesday and Wednesday mandatory. #3. No more than three jobs in the last ten years Responsibilities of the Commercial Lines Package Underwriter: Assignment of a local territory to help develop Commercial Package new business opportunities along with Auto, Workers Compensation, and Umbrella. Identify and capture new business opportunities using consultative marketing and sales skills. Manage the profitability and growth of an assigned book of business. Establish and maintain relationships with producers and customers to understand their needs and sell products that respond to their needs. Partner with the Commercial Sales Team in exceeding business growth, profitability, and retention targets. Negotiate renewal terms. Comply with all legal and regulatory requirements to ensure obligations are met. Assist in mentoring, training, and development of existing underwriting staff. Participate in department projects and perform other duties as assigned. Requirements of the Commercial Lines Package Underwriter: Property & Casualty Agent/Producer License is preferred or must be willing to obtain after hire. Bachelors degree is preferred. Middle Market experience. Typically has a minimum of 5-8 years experience underwriting commercial package accounts. Extensive knowledge of Commercial Multi-line Package underwriting with a strong focus and thorough knowledge of Property and General Liability assessment, controls, rules, guidelines, pricing, rating, and coverage. Umbrella underwriting experience required. Working knowledge of Facultative Reinsurance. Ability to review coverage requests and independently makes risk decisions based on company appetite, guidelines, risk characteristics and levels of authority. Refers risks as required for additional review. Maintains thorough knowledge of applicable laws, regulations and governance, target industry and class trends, emerging market needs, issues, and competition as it related to Commercial Package. May support related product development ideas and intelligence. Experience developing broker relationships and profitable book of business for assigned local territories. Service-oriented self-starter possessing an excellent professional demeanor. Accountable for accurate and timely work products. Strong communication, interpersonal, problem solving and team building skills. Ability to work with sales, loss prevention, premium audit, product development staff and the broker community. High level of motivation: self-starter, ability to quickly organize materials, prioritize and coordinate tasks. Must be detail oriented to ensure accuracy and quality of underwriting development. Strong analytical skills. Completion of general insurance courses such as CPCU, AU, ARM or CIC are a plus. Proficient in Microsoft Office Suite, including Word, Excel, and PowerPoint. Other Key Requirements for the Commercial Lines Package Underwriter: Hybrid 3 days per week in the office and the ability to work from home 2 days per week. No sponsorships or visa holders. No Corp-to-Corp. Benefits of the Commercial Lines Package Underwriter: Medical Insurance Dental Insurance Life Insurance 401 (k) Retirement Plan #Hybrid About the Company: Cyfle is a global business dedicated to connecting talents worldwide. Our comprehensive RPO services, placement services, and training services help businesses unlock their full potential.

Job Description As the Sr. Underwriter, Religious Organizations - Group Affiliated Programs, you will be responsible for managing a book of program business for profitability and growth, including responsibility for advising other underwriters and support staff on technical systems, processes and procedures and consulting at the highest level of technical underwriting authority. You will fully review both new and/or renewal program business, assess risk of coverage, prepare quotes and respond to coverage questions, within the assigned authority level. You will also review and approve underwriting decisions for lower authority level underwriters and prepare recommendations for review with the Underwriting Leader if policy is outside prescribed authority limits. To be successful in this position, you will need to build successful relationships with agents to drive increased, positive business flow and work under limited supervision and exercise significant independent judgement in performing work. Responsibilities: Analyzes exposures and determines acceptable risks for complex niche business to determine coverage and premium that is both adequate and competitive in the marketplace. Often handles or provides support to a more complex state, risk, regulatory environment, and CAT exposure. Takes a tactical approach to underwriting in order to achieve desired profitability and growth of book of business within established goals and business metrics. Exercises judgment and latitude based on industry experience in order to evaluate risk and make or recommend decisions as part of the overall department strategy. Analyzes inspection reports, location, risk, and financial reports to accept or reject new and renewal business in property and casualty lines. Manages risk portfolio to ensure the assigned book of business is tracking with established goals and key business metrics. Reviews and approves underwriting decisions for lower authority levels. Works collaboratively with Underwriting Assistants on accounts and agency relationships within assigned underwriting territory. May provide work direction to lower authority level underwriters and underwriter assistants. Provide backup support for the Underwriting Leader in their absence or during times of increased work load. Builds successful relationships with agents to drive increased, positive business flow. Takes initiative and seeks out new business opportunities. Communicates with Loss Control and Risk Management for inspections. Assist in training and mentoring lower level underwriters. Qualifications: High School diploma, or equivalent. Bachelor's degree in business administration, finance or related field of study preferred. Chartered Property Casualty Underwriter (CPCU), Insurance Institute of America (IIA) or other related industry designation desired. Five years of progressively responsible experience in commercial underwriting, including three years in a property and casualty insurance company. Experience in writing Religious Organizations and Program Business preferred. Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry. An ability to consistently apply advanced underwriting concepts and practices within the P&C underwriting field. Adept at applying negotiating skills, reasonableness and exercising sound judgment in analysis and decision-making processes. Ability to convey clear & concise information to others utilizing excellent verbal and written communication skills. Advanced analytical, problem-solving and decision-making skills. Strong customer service orientation. Advanced knowledge of Microsoft products including a strong foundation in Excel for the purpose of strategic analysis. Strong attention to numeric and other details. Strong customer service orientation. Organizational skills and ability to manage large work volume and meet tight deadlines. Compensation: $58,800-$90,000 commensurate with experience, plus bonus eligibility $64,800-$95,000 commensurate with experience in CA, CT, MA, NJ, NY, and PA, plus bonus eligibility Benefits: We are proud to offer a robust benefits suite that includes: Competitive base salary plus incentive plans for eligible team members 401(K) retirement plan that includes a company match of up to 6% of your eligible salary Free basic life and AD&D, long-term disability and short-term disability insurance Medical, dental and vision plans to meet your unique healthcare needs Wellness incentives Generous time off program that includes personal, holiday and volunteer paid time off Flexible work schedules and hybrid/remote options for eligible positions Educational assistance #TMG

The Account Manager will assist the Higginbotham Arizona Insurance Company Captive team with pure captive analysis, submissions, policy marketing/placement, and presentations, along with related tasks. This is a collaborative role, requiring the candidate to both take initiative on individual tasks and also work collaboratively with internal and external stakeholders. Essential Tasks: Provides prompt, accurate and courteous service to our clients, producers and company personnel, while offering a high level of support in obtaining, maintaining, expanding and servicing our commercial accounts. Collectively or independently plans, designs and implements appropriate insurance programs for clients that coincide with agency guidelines. Maintains knowledge of new developments or changes with various carriers and new Federal/State laws that may affect how our clients conduct business; consults, informs and educates clients about coverage, exclusions and exposures: documents electronic filing accordingly Provides technical support to Producers (coverage-wise, with proposal, suspense items, etc.) to help clients and reach agency's business goals Investigates, initiates and prepares necessary proposals and applications, submits them to appropriate insureds and carriers, obtains clients' signatures on all applications, follows up to ensure timely responses, all in conjunction with Producer Prepares summaries of insurance schedules and proposals for account review Remarkets, contacts clients and follows up in conjunction with producers, renews policies by agency standards Consults, informs and educates audit procedures to clients. Set priorities and manages workflow to ensure efficient, timely and accurate processing of transactions and other responsibilities. Represents the agency in conjunction with producers in handling complaints, arbitrating disputes, or resolving grievances; facilitates a productive and amicable working relationship between clients and producers; develops and maintains a positive relationship and rapport with each insurance carrier to satisfy our clients' needs and facilitate the processing of business. Core Competencies: Ability to Analyze and Solve Problems: Skill in recognizing challenges, exploring options, and implementing effective solutions in a timely manner Attention to Detail: A strong focus on completing tasks and projects accurately and thoroughly Communication Skills: Capable of expressing ideas clearly in both verbal and written forms and engaging with various audiences Timely Task Completion: Ability to finish tasks and projects efficiently, managing resources and priorities effectively Team Collaboration: Willingness to work together with others, promoting teamwork and supporting shared goals Client Focus: Dedication to understanding and addressing the needs of clients and stakeholders to ensure their satisfaction Dependability: Acknowledgment of the importance of being present and punctual. Creative Thinking: Openness to suggesting new ideas and methods to improve processes and outcome Organizational Skills: Capability to prioritize tasks and manage multiple projects simultaneously Adaptability: Willingness to adjust to changing situations and priorities, showing resilience in a dynamic work environment Experience and Education: 3-5 years of Commercial P&C Insurance experience preferred Licensing and Credentials: Active General Lines or Property & Casualty License (company will help candidate obtain licensure if needed) Location: Dallas/Fort Worth metroplex preferred, individual can work fully remote a majority of the time. In office meetings with coworkers and clients required approximately 25% of the time. Systems: Proficient with Microsoft Excel, Word, PowerPoint, and Outlook (job requires heavy Excel use) Applied Epic experience preferred, but knowledge of similar Account Management System (AMS) is acceptable Physical Requirements: Ability to lift 25 pounds Repeated use of sight to read documents and computer screens Repeated use of hearing and speech to communicate on telephone and in person Repetitive hand movements, such as keyboarding, writing, 10-key Perks & Benefits: Generous employee benefits package which includes a robust wellness program Employee Ownership Opportunities Career progression opportunity - the potential for growth within the company Walking, bending, sitting, reaching and stretching in all directions Notice to Recruiters and Staffing Agencies: To protect the interests of all parties, Higginbotham Insurance Agency, Inc., and our partners, will not accept unsolicited potential placements from any source other than directly from the candidate or a vendor partner under MSA with Higginbotham. Please do not contact or send unsolicited potential placements to our team members.

Job Description Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Remote work is available. Compensation: $75,000 plus per file bonus of underwritten files Responsibilities: Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. Responds to post-closing reviews and audits in a timely fashion. Qualifications: Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products Knowledgeable in automated underwriting systems and Microsoft office Strong decision-making and communication skills B.S. in business or related field required 10+ Years of mortgage underwriting experience required About Company Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us. Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.

Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support. Job Description Remote Conventional Mortgage Underwriter If you are a Remote Conventional Mortgage Underwriter with experience, please read on! Top Reasons to Work with Us We are a retailer seeking all Remote Mortgage Underwriters. We're here to keep the dream of home ownership alive. Currently, we are seeking long-term underwriters to stay with us for the next decade to come. With exponential benefits, a culture that fits the kindest and hardest working, your contribution will be valued within our firm. There is opportunity to grow and since we're middle-sized, your growth will start immediately. What You Will Be Doing - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. - Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. - Apply and interpret company underwriting guidelines and makes sound credit decision. - Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. - Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. - Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs. - Determine any conditions, stipulations or pre-funding requirements. - Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position. - Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed. - Possess excellent computer skills and working knowledge of Microsoft Office products. What You Need for this Position - 4+ years of Conventional mortgage underwriting experience. - DU and LP experience required - FHA DE/ Direct Endorsement designation are a plus - VA SAR designation experience preferred but not required - Experience with Encompass preferred So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today! - Applicants must be authorized to work in the U.S. Qualifications What You Need for this Position - 4+ years of Conventional mortgage underwriting experience. - DU and LP experience required - FHA DE/ Direct Endorsement designation are a plus - VA SAR designation experience preferred but not required - Experience with Encompass preferred So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today! - Applicants must be authorized to work in the U.S. Additional Information Applicants must be authorized to work in the U.S. All your information will be kept confidential according to EEO guidelines.

Position Overview: The Mortgage Underwriter (Veterans Only) is responsible for evaluating and approving mortgage loan applications based on a thorough review of financial information and risk assessment. This role involves ensuring that loans meet all regulatory and company standards while providing exceptional service to veteran clients. The underwriter works under the supervision of a financial institution or mortgage company and focuses on serving the veteran community. This is a salaried position with benefits. Key Responsibilities: Loan Evaluation: Review and analyze mortgage loan applications, including financial statements, credit reports, and property appraisals. Assess the risk and creditworthiness of loan applicants based on company policies and regulatory guidelines. Determine loan eligibility and approve or deny loan applications. Compliance and Risk Assessment: Ensure all loan applications comply with federal, state, and company regulations. Identify and address any discrepancies, issues, or potential risks in loan applications. Work with loan officers and processors to resolve issues and provide guidance on loan requirements. Documentation and Reporting: Maintain accurate and up-to-date records of loan applications, approvals, and denials. Prepare and present reports on underwriting activities and loan performance to management. Ensure all documentation is complete, accurate, and properly filed. Veteran Community Engagement: Act as a liaison between the financial institution and the veteran community. Provide specialized underwriting services and advice tailored to the unique needs of veterans and their families. Participate in events, seminars, and workshops aimed at educating veterans about mortgage options and financial planning. Collaboration and Communication: Collaborate with loan officers, processors, and other team members to facilitate a smooth loan approval process. Communicate loan decisions and conditions clearly to loan officers and clients. Provide feedback and recommendations to improve underwriting processes and policies. Training and Development: Stay informed about industry trends, regulations, and products through ongoing training and professional development. Attend company meetings, training sessions, and seminars as required. Qualifications: Education: Bachelor's degree in finance, business, or a related field is preferred. High school diploma or equivalent is required. Experience: Previous experience in mortgage underwriting, financial services, or a related field is preferred. Military experience is highly valued. Skills: Strong analytical and decision-making abilities. Excellent attention to detail and organizational skills. Proficiency in computer software and systems used in mortgage underwriting. Effective communication and interpersonal skills. Ability to work independently and manage time effectively.

At Lenders Cooperative we are a forward-thinking group of former bankers, investment bankers, and technologists who recognize the need for better innovation and solutions to support financial institutions' commercial lending efforts. Our core mission is to help these institutions to focus on their true strengths. In addition to our SaaS technology solutions, Lenders Cooperative offers staff augmentation, credit underwriting, SBA Loan Service Provider (LSP) underwriting and support, and bank operations. If you thrive in high-pressure environments where urgency meets creativity and where every challenge is an opportunity to create impact, then continue reading.... Lenders Cooperative seeks an experienced Lead Commercial Underwriter to support a high-profile government lending initiative. This role will focus on evaluating complex $10MM to $150MM direct loan applications from private-sector companies working in critical technology sectors. In addition to underwriting responsibilities, the selected candidate may serve as project lead, with responsibility for building and overseeing a small team of underwriters or analysts as needed to meet engagement timelines and workload demands. Location: The position is based in the Arlington, VA area. (U.S. Citizenship Required). Key Responsibilities: Serve as the primary underwriter and project lead for federal program loan evaluations, overseeing all phases of the underwriting process. Lead credit analysis for loan requests between $10MM and $150MM, including financial review, risk assessment, borrower eligibility, and transaction structure. Draft detailed credit memoranda, including credit ratings, risk factors, and recommendations aligned with guidelines. If needed, recruit, onboard, and manage a team of contract analysts or underwriters to support the engagement. Act as the main point of contact for client stakeholders, legal teams, and internal review committees. Ensure compliance with statutory and programmatic requirements and maintain audit-ready documentation. Required Qualifications: Minimum 7-10 years of experience in commercial lending, structured finance, or credit underwriting, ideally involving large-ticket or government-backed transactions. Proven ability to lead underwriting projects and/or manage teams under tight deadlines. Deep familiarity with complex credit evaluations and public-private financial structures. Strong analytical, writing, and financial modeling skills. U.S. citizenship required (security background check may be required for engagement). Preferred Experience: Experience in the defense industrial base, advanced manufacturing, or critical technology sectors. Familiarity with federal lending or guarantee programs. MBA, CFA, or formal credit training preferred. Prior experience supporting federal agencies or national security-related lending programs is a strong plus. Benefits: Competitive salary and performance-based bonuses Comprehensive health, free dental and vision insurance plans Flexible work hours and fully remote work options Unlimited PTO and company holidays Collaborative and inclusive work environment with a diverse team Company-sponsored events and team outings If you're ready to take your career to the next level and be part of a team that values creativity and innovation, apply now! We can't wait to meet you and see how you'll contribute to our success. Lenders Cooperative is an equal-opportunity employer and is committed to providing a workplace free from harassment and discrimination. We celebrate our employees' unique differences because that drives curiosity, innovation, and the success of our business. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. Accommodations are available for applicants with disabilities.

Godot Consulting Group is excited to announce an opening for a National Commercial Underwriting Counsel/Underwriter. This position involves working with clients on complex commercial real estate transactions, providing legal expertise in underwriting and risk assessment. The ideal candidate will have extensive experience in title insurance, commercial real estate law, and a deep understanding of the underwriting process. At Godot Consulting Group, we aim to connect talented individuals with career opportunities that allow them to shine in their fields. Responsibilities Advise clients on the legal aspects of title insurance and underwriting for commercial transactions Conduct thorough reviews of title reports, surveys, and related documents to identify potential issues Collaborate with clients, underwriters, and legal teams to develop solutions for complex transactions Provide timely and accurate underwriting decisions and guidance Assist in the development and implementation of underwriting guidelines and policies Maintain strong relationships with clients and stakeholders in the real estate industry Stay updated with industry trends, regulations, and best practices related to title insurance and commercial real estate Requirements 5+ years of experience specifically in commercial real estate and title insurance underwriting Strong knowledge of title insurance products and the underwriting process Excellent analytical, negotiation, and communication skills Ability to work in a fast-paced environment with multiple stakeholders Strong attention to detail and problem-solving abilities Familiarity with industry standards and legal regulations surrounding title insurance Proficient in relevant software and Microsoft Office applications. Benefits Health Care Plan (Medical, Dental & Vision) Retirement Plan (401k, IRA) Life Insurance (Basic, Voluntary & AD&D) Paid Time Off (Vacation, Sick & Public Holidays) Family Leave (Maternity, Paternity) Work From Home

The HECM (Reverse) Underwriter position underwrites residential loans ensuring compliance with appropriate company, secondary market Investor standards, and all applicable laws. Examines loan documentation for accuracy and completeness. Partners with Loan Originators, Branch Managers and Processors to secure all required documents. Essential Job Functions-Description: Follows prescribed guidelines, receives and reviews loan applications and associated documentation to ensure thoroughness and accuracy according to HECM guidelines, policies and procedures Maintains acceptable turn times for initial decisions and condition reviews in accordance with Department expectations Interacts with Quality Control, Compliance, and Funding for problem resolution, risk evaluation and compliance concerns Develops and maintains sound knowledge of HECM product guidelines offered by the company, and risk assessment tools Reworks loans to new terms, identifies additional conditions as needed to insure a viable credit decision Reviews and evaluates borrower(s) profile including but not limited to all income documentation, tax returns, credit reports, preliminary report, judgments, bankruptcy documents and appraisals and ensures all necessary documentation is requested to support final loan decisions Demonstrates proficiency in manual underwriting policies and procedures Maintains a sound knowledge of secondary market activity, practices, and business/industry practices as they impact underwriting quality and origination activity Communicates and maintains good relationships with loan originators, management, processor Demonstrated experience with MS Office products Experience Required: 3+ years of Residential Loan underwriting experience DE certification and recent FHA underwriting experience preferred Solid knowledge and understanding of FHA/HECM policies and procedures Solid knowledge and understanding of various fraud tools Demonstrated experience working in a fast paced and changing environment Demonstrated experience effectively managing relationships with internal and external partners Prior mortgage processing experiencer preferred Demonstrated experience with repurchase response and/or rebuttal review and response preparation Demonstrated experience reporting, analyzing, interpreting, and critical thinking Information: Not part of the job description Physical Environment: This position is primarily a remote position. Access to a quiet space at home and reliable internet is required. Travel: Local travel may be required for company or career-related meetings, programs and/or events. To see new and updated job postings and job postings similar to this, please follow us on LinkedIn: *****************************************

Digital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators. Job Description Position Overview: The Underwriter's primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client's loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client's loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or alerts Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Qualifications Requirements: **Training will be 100% in-office. Post training, position will be 3 days in-office on a weekly basis. Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary Additional Information · At Mphasis, we promise you the perfect opportunity of building technical excellence, understand business performance and nuances, be abreast with the latest happenings in technology world and enjoy a satisfying work life balance. · With the current opportunity, you will get to work with the team that has consistently been setting benchmarks for other deliveries in terms of delivery high CSATs, project completion on time and being one of the best teams to work for in the organization. · You get an open and transparent culture along with freedom to experimentation and innovation Equal Employment Opportunity Mphasis is an equal opportunity/affirmative action employer committed to a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability or genetic information, gender identity or national origin.

An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $100,000 per year Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. About Valere Commercial: Part of the CrossCountry family of companies, Valere Commercial is a private real estate lender built for the modern investor. We offer flexible, fast, and scalable lending solutions backed by strong capital and a commitment to long-term client success. Our platform is designed to support real estate entrepreneurs - not just for one deal, but across their entire investment journey. You'll be part of a company that's agile, well-capitalized, and built to scale. We move fast, think big, and empower our team to do the same. Valere Commercial's core focus is on business purpose loans, including but not limited to the following products: investor bridge, fix-and-flip, ground-up construction (1-4 family and multi-family), multi-family term, cross-collateralized, and builder finance. Position Overview: The BPL Underwriter is an experienced mortgage professional specializing in complex transactions including fix and flip, multifamily, senior bridge, and construction loans. This role demonstrates skill in structuring deals, analyzing financial and property valuations, and ensuring compliance with company policies and regulatory standards. The BPL Underwriter collaborates cross-functionally with production, closing, and legal teams to deliver tailored lending solutions and drive successful loan execution. Job Responsibilities: Lead the underwriting process while managing deal timelines, developing credit recommendations, and ensuring compliance with company policies. Work directly with production teams to develop loan structures that will meet clients' financial objectives; develop and maintain strong relationships with production and closing departments. Prepare underwriting narratives and independent cash flow estimates, focusing on large, complex transactions, including multifamily, senior bridge and construction loan deals. Evaluate the market competitiveness of the proposed collateral and determine the economic feasibility of transactions; conduct detailed economic and market research. Model and review cash flows, financial statements, and analyze property valuations. Review third party reports from vendors such as appraisers, surveyors, and engineers to ensure compliance with all requirements. Collaborate with loan officers, loan closers, and legal counsel to move loan requests through the approval and closing process. Conduct and participate in customer meetings and conference calls. Present recommendations to the appropriate levels, including all key documentation. (term sheets, applications, commitments, credit memos, etc.) Crosstrain across Valere's various products and exit strategies to cultivate ability to underwrite a variety of deal types. Qualifications and Skills: Bachelor's Degree in Statistics, Business, Finance, Accounting or Economics, preferred. 5+ years of experience underwriting Single, Multifamily and Commercial Real Estate Loans; experience with building or utilizing cash flow model technologies, preferred. Completion of a formal commercial loan underwriting training program (Ex. Omega), preferred. Experienced in high-volume environments, efficiently managing assignments to consistently meet deadlines. Skilled in prioritizing tasks and avoiding distractions to meet deadlines without direct supervision in a remote work environment. Experience with Moody's Credit Lens, preferred. Advanced knowledge of commercial real estate underwriting, including the development of cash flow forecasts and pricing metrics. Excellent oral and written communication skills. Proficient in Microsoft Office Suite. Ability to travel as needed to execute the expectations of the role. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $48.08-$57.69 Bonus: Eligible for discretionary bonus incentive. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term. + Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines. + Approval Process: Work closely with the loan structure and precision income teams to finalize approvals. + Credit Reviews: Perform thorough credit analysis and processing final approval files daily (subject to volume). + Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards. Additional Skills & Qualifications Minimum 3 year of frontline originations underwriting experience (Any loss mitigation or servicing underwriters will be disqualified) Strong understanding of FHA, VA, and conventional loan underwriting.. Experience with Encompass and proficiency in Excel preferred. Experience with FHA, HUD, VA, VA IRRL, VA SAR, TrumsID Registration preferred #westpriority25 Job Type & Location This is a Contract to Hire position based out of Plano, TX. Pay and Benefits The pay range for this position is $33.65 - $36.06/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully remote position. Application Deadline This position is anticipated to close on Dec 25, 2025. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Commercial Loan Operations Assistant (LOA) Are you ready to make a significant impact in the commercial lending process? United Community is in search of a motivated and detail-oriented Commercial LOA to join our team. In this role, you will collaborate with Commercial Relationship Managers (CRMs) and Commercial Loan Closers to support both new and existing customers, ensuring a seamless credit facilitation process. What You'll Do: Provide sales and administrative support to CRMs and other partners. Assist in loan production by collecting, ordering, and tracking necessary information for risk assessment and underwriting. Prepare written communications on behalf of CRMs, such as commitment letters, term sheets, and thank you notes. Monitor reporting and identify necessary actions for maturities, auto-renew letters of credit, insurance, and real estate taxes. Provide exceptional service and respond to internal and external customer requests Collaborate with CRMs, Commercial Loan Closers, Underwriters, Doc Prep, and/or outside counsel on loan closings. Requirements For Success: 2+ years of experience in credit or customer service within the financial services industry Preferred: Experience with commercial loans Strong interpersonal, verbal, and written communication skills Knowledge of federal and state banking regulations Attention to detail and strong problem-solving skills Ability to work independently and manage multiple priorities Conditions of Employment: Must be able to pass a criminal background & credit check This is a full-time, non-remote position FLSA Status: Non-Exempt Ready to take your career to the next level? Apply now and become a vital part of our team! We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.