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Examiner vs adjuster

The differences between examiners and adjusters can be seen in a few details. Each job has different responsibilities and duties. Additionally, an adjuster has an average salary of $49,396, which is higher than the $46,323 average annual salary of an examiner.

The top three skills for an examiner include customer service, vital signs and phlebotomy. The most important skills for an adjuster are customer service, strong customer service, and litigation.

Examiner vs adjuster overview

ExaminerAdjuster
Yearly salary$46,323$49,396
Hourly rate$22.27$23.75
Growth rate-6%-6%
Number of jobs6,9017,936
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 62%
Average age4644
Years of experience-4

What does an examiner do?

An examiner is responsible for evaluating loan property and documents, assessing the property's value, and issuing a clear sale title upon ensuring no restrictions to the property. Examiners coordinate with banks, realty institutions, and other agencies to determine the property's status before proceeding with its sales release. They must be highly-knowledgeable with the real property disciplines and evaluation processes to perform the duty with utmost accuracy and efficiency. An examiner must also have excellent communication and analytical skills and adhering to federal laws and regulations.

What does an adjuster do?

An adjuster is responsible for evaluating the extent of loss in the company by calculating the damage costs, determining the settlement payment to the client, and managing the reputation of the company for claims accountability. Adjusters must have extensive knowledge of the insurance principles and processes, following the state and federal regulations to protect clients and the business from insurance fraud. They collect documents from different organizations, perform field research, and interview witnesses to verify the accuracy of claims statement.

Examiner vs adjuster salary

Examiners and adjusters have different pay scales, as shown below.

ExaminerAdjuster
Average salary$46,323$49,396
Salary rangeBetween $30,000 And $70,000Between $35,000 And $68,000
Highest paying CitySan Francisco, CAParsippany-Troy Hills, NJ
Highest paying stateConnecticutNew Jersey
Best paying companyCME GroupFCCI
Best paying industryRetailInsurance

Differences between examiner and adjuster education

There are a few differences between an examiner and an adjuster in terms of educational background:

ExaminerAdjuster
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common college-Stanford University

Examiner vs adjuster demographics

Here are the differences between examiners' and adjusters' demographics:

ExaminerAdjuster
Average age4644
Gender ratioMale, 36.6% Female, 63.4%Male, 56.9% Female, 43.1%
Race ratioBlack or African American, 11.8% Unknown, 4.5% Hispanic or Latino, 15.5% Asian, 8.2% White, 59.2% American Indian and Alaska Native, 0.8%Black or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.4% American Indian and Alaska Native, 0.5%
LGBT Percentage12%10%

Differences between examiner and adjuster duties and responsibilities

Examiner example responsibilities.

  • Manage country wide litigate and non-litigate claims for TPA construction program.
  • Manage Kemper's internal loss control and claims for all Kemper employees and offices.
  • Manage complex and significantly consequential litigation as well as sensitive cases involving catastrophic injuries and fatality.
  • Manage litigation costs (defense/consultants/independent investigators/experts).
  • Engage in mediation, arbitration hearings, discovery proceedings, settlement conferences, and trials.
  • Draw blood, collect urine, run EKG'S and collect medical history on clients to obtain life insurance policies.
  • Show more

Adjuster example responsibilities.

  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Review evidence obtain in liability investigations to evaluate a claim for success in recovery through litigation or arbitration.
  • Document measurements and relevant data to author estimates and appraisals utilizing Xactimate 28software.
  • Charge with answering and defending policy holders and company interests through independent and binding third-party arbitration proceedings.
  • Review departmental reports and financial data; prepare reports of findings, negotiating settlement demands or recommending litigation.
  • Prepare computerize estimates utilizing Xactimate and document all activity associate with the claim in clients web base claims management system.
  • Show more

Examiner vs adjuster skills

Common examiner skills
  • Customer Service, 12%
  • Vital Signs, 9%
  • Phlebotomy, 8%
  • Blood Draws, 7%
  • Physical Exams, 7%
  • Medical Terminology, 6%
Common adjuster skills
  • Customer Service, 19%
  • Strong Customer Service, 7%
  • Litigation, 7%
  • Liability Claims, 6%
  • Policy Coverage, 6%
  • Insurance Claims, 4%

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