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Finance planner vs investment consultant

The differences between finance planners and investment consultants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a finance planner and an investment consultant. Additionally, an investment consultant has an average salary of $109,300, which is higher than the $71,607 average annual salary of a finance planner.

The top three skills for a finance planner include financial aid, financial services and client facing. The most important skills for an investment consultant are financial services, FINRA, and financial products.

Finance planner vs investment consultant overview

Finance PlannerInvestment Consultant
Yearly salary$71,607$109,300
Hourly rate$34.43$52.55
Growth rate15%15%
Number of jobs91,55748,111
Job satisfaction--
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 77%
Average age4545
Years of experience44

What does a finance planner do?

A financial planner is responsible for handling client accounts and providing financial advice to determine the best investment options according to the clients' interests and risk appetite. Financial planners record the clients' living expenses as a part of their portfolio, identifying their long-term goals and objectives, and giving tax advice. They also educate clients with investment options and opportunities to improve the clients' account performance and sell financial products. A financial planner must have excellent analytical and communication skills to conduct data and statistical analysis, especially in researching financial instruments in the market.

What does an investment consultant do?

An investment consultant is an individual who gives investment products, planning, and/or advice to investors. Investment consultants formulate investment strategies to help clients fulfill their necessities and realize their financial objectives. They create internal research documents that outline real estate investment opportunities and private equity. It is also part of their job to review strategies of asset management that recognize estate and income tax needs.

Finance planner vs investment consultant salary

Finance planners and investment consultants have different pay scales, as shown below.

Finance PlannerInvestment Consultant
Average salary$71,607$109,300
Salary rangeBetween $42,000 And $120,000Between $60,000 And $196,000
Highest paying CitySpringfield, MANew York, NY
Highest paying stateMassachusettsNew York
Best paying companyNorthern TrustBailey & Glasser
Best paying industryInsuranceFinance

Differences between finance planner and investment consultant education

There are a few differences between a finance planner and an investment consultant in terms of educational background:

Finance PlannerInvestment Consultant
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 77%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Minnesota - Twin Cities

Finance planner vs investment consultant demographics

Here are the differences between finance planners' and investment consultants' demographics:

Finance PlannerInvestment Consultant
Average age4545
Gender ratioMale, 62.0% Female, 38.0%Male, 79.7% Female, 20.3%
Race ratioBlack or African American, 5.7% Unknown, 4.4% Hispanic or Latino, 9.6% Asian, 8.4% White, 71.8% American Indian and Alaska Native, 0.1%Black or African American, 5.7% Unknown, 4.4% Hispanic or Latino, 9.5% Asian, 8.4% White, 71.9% American Indian and Alaska Native, 0.1%
LGBT Percentage5%5%

Differences between finance planner and investment consultant duties and responsibilities

Finance planner example responsibilities.

  • Manage financial planning, educate clients on fix indexed annuities, and consistently analyze financial markers and ever-changing client needs.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Represent a large brokerage firm for products and services through direct sales.
  • Educate clients in tax implications for products that include mutual funds, securities, and retirement plans.
  • Redesign the existing report from a value-base manual effort to a Hyperion driven report, vastly improving both efficiency and accuracy.
  • Gain additional responsibility as a season FSR.
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Investment consultant example responsibilities.

  • Manage $3MM private investment portfolio consisting of mid-cap/large-cap equities.
  • Research securities to determine value by analyzing financial statements, corporate filings and earnings reports
  • Preform timely and accurate securities operational support functions, trade processing, settlement reporting.
  • Adjust sector exposure to express personal macro views, selecting single stocks within sector base on fundamental analysis and technical indicators.
  • Advance knowledge of annuities and interest rates.
  • Team leader for license bank employees in the selling of tax-defer annuities.
  • Show more

Finance planner vs investment consultant skills

Common finance planner skills
  • Financial Aid, 21%
  • Financial Services, 9%
  • Client Facing, 8%
  • Retirement Planning, 7%
  • Estate Planning, 6%
  • Life Insurance, 6%
Common investment consultant skills
  • Financial Services, 12%
  • FINRA, 8%
  • Financial Products, 7%
  • Client Relationships, 5%
  • Investment Products, 4%
  • Client Satisfaction, 4%

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