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Finance planner vs treasury analyst

The differences between finance planners and treasury analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a finance planner and a treasury analyst. Additionally, a treasury analyst has an average salary of $72,667, which is higher than the $71,607 average annual salary of a finance planner.

The top three skills for a finance planner include financial aid, financial services and client facing. The most important skills for a treasury analyst are treasury, cash management, and ACH.

Finance planner vs treasury analyst overview

Finance PlannerTreasury Analyst
Yearly salary$71,607$72,667
Hourly rate$34.43$34.94
Growth rate15%9%
Number of jobs91,55750,817
Job satisfaction--
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 76%
Average age4540
Years of experience44

What does a finance planner do?

A financial planner is responsible for handling client accounts and providing financial advice to determine the best investment options according to the clients' interests and risk appetite. Financial planners record the clients' living expenses as a part of their portfolio, identifying their long-term goals and objectives, and giving tax advice. They also educate clients with investment options and opportunities to improve the clients' account performance and sell financial products. A financial planner must have excellent analytical and communication skills to conduct data and statistical analysis, especially in researching financial instruments in the market.

What does a treasury analyst do?

A treasury analyst is an individual who manages and analyses the financial activities of an organization that can include cash flows, liability obligations, and assets. Treasury analysts are required to execute the daily cash management of the organization such as cash forecasting, investing of excess cash, and running a hedging program in interest rates. They must present monthly reports and daily briefings on cash flows to senior management and provide advice on the financial operations of the movement of cash. Treasury analysts also update treasury policies and procedures for the organization to comply.

Finance planner vs treasury analyst salary

Finance planners and treasury analysts have different pay scales, as shown below.

Finance PlannerTreasury Analyst
Average salary$71,607$72,667
Salary rangeBetween $42,000 And $120,000Between $52,000 And $100,000
Highest paying CitySpringfield, MASan Francisco, CA
Highest paying stateMassachusettsCalifornia
Best paying companyNorthern TrustGoogle
Best paying industryInsuranceAutomotive

Differences between finance planner and treasury analyst education

There are a few differences between a finance planner and a treasury analyst in terms of educational background:

Finance PlannerTreasury Analyst
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 76%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Finance planner vs treasury analyst demographics

Here are the differences between finance planners' and treasury analysts' demographics:

Finance PlannerTreasury Analyst
Average age4540
Gender ratioMale, 62.0% Female, 38.0%Male, 51.1% Female, 48.9%
Race ratioBlack or African American, 5.7% Unknown, 4.4% Hispanic or Latino, 9.6% Asian, 8.4% White, 71.8% American Indian and Alaska Native, 0.1%Black or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%
LGBT Percentage5%7%

Differences between finance planner and treasury analyst duties and responsibilities

Finance planner example responsibilities.

  • Manage financial planning, educate clients on fix indexed annuities, and consistently analyze financial markers and ever-changing client needs.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Represent a large brokerage firm for products and services through direct sales.
  • Educate clients in tax implications for products that include mutual funds, securities, and retirement plans.
  • Redesign the existing report from a value-base manual effort to a Hyperion driven report, vastly improving both efficiency and accuracy.
  • Gain additional responsibility as a season FSR.
  • Show more

Treasury analyst example responsibilities.

  • Develop, maintain financial models/applications (VBA Excel/Access) to automate and streamline business processes and perform financial analysis.
  • Administrate treasury /liquidity analysis, foreign currency transactions, EFT and ACH activity.
  • Serve as key decision-maker in management of corporate treasury functions for this brokerage service provider.
  • Perform month-end processes- including SOX quarterly compliance testing, internal controls testing for external auditors.
  • Perform cash forecasting activities to model future financial liquidity perform financial analysis to determine cash position, and daily bank reconciliations.
  • Compile foreign exchange rates for Hyperion team.
  • Show more

Finance planner vs treasury analyst skills

Common finance planner skills
  • Financial Aid, 21%
  • Financial Services, 9%
  • Client Facing, 8%
  • Retirement Planning, 7%
  • Estate Planning, 6%
  • Life Insurance, 6%
Common treasury analyst skills
  • Treasury, 17%
  • Cash Management, 16%
  • ACH, 5%
  • Treasury Operations, 4%
  • Reconciliations, 4%
  • Cash Flow, 3%

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