Loan Originator NE
Loan processor job in Beavercreek, OH
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Auto-ApplySr. Loan Processor
Loan processor job in Beavercreek, OH
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Senior Loan Processor is responsible for providing customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Senior Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents.
Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices received, and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and help supervise new loan processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors.
Qualifications and Skills:
High School Diploma or equivalent.
A minimum of 5 years' residential mortgage processing experience.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Excellent math and analytical skills.
Excellent communication skills.
Ability to prioritize and meet deadlines.
Available to work varying hours and overtime if needed.
Encompass experience.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: 25.00 - 28.84
Eligible to receive bonus based on production.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyMortgage Loan Officer
Loan processor job in Cincinnati, OH
General Electric Credit Union is a not-for-profit, member-owned full service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky. At GECU, we pride ourselves on maintaining quality service, being an employee-friendly workplace, and developing our team members while teaching you the skills to lead you to career advancement opportunities.
Overview: The Mortgage Loan Officer is responsible for discussing member's needs, recommending the best loan products, and helping the members put together complete loan submissions to be sent to the Mortgage Processors. Essential Responsibilities:
Assist mortgage loan borrowers to determine their needs and recommend the most beneficial loan products, while advising them throughout the entire loan process. members with inquiries pertaining to Refinance, Purchase, Construction/Rehab, Secondary Market and FHA/VA loans.
Assist members to determine their needs and recommend the right loan products to help meet their goals.
Knowledgeable in various kinds of mortgage loans, including FHA and VA loans (preferred).
Maintain an active knowledge base of all GECU's loan products and an understanding of the qualifications required of each applicant.
Prepare initial loan disclosures for member review in accordance with federally regulated deadlines.
Monitor processing pipeline on a daily basis to ensure required documentation is received in a timely manner.
Complete GECU required mortgage lending BAI Training sessions.
Maintain the required MLO designation.
Performs other duties as assigned.
Education and Experience:
High school diploma or GED required
At least one year of experience in mortgage lending
Knowledge, Skills, and Abilities:
Excellent written and verbal communication skills
Ability to organize and analyze financial information
Excellent interpersonal and customer service skills
Strong organizational skills and attention to detail
At GECU, we want to support your wellbeing by offering a wide range of benefits:
Health, Dental and Vision insurance
Life and Disability insurance options
Paid Time Off starts accruing once hired and take your birthday off -paid
401k Retirement plan with up to a 10% match of your base gross compensation
Tuition reimbursement opportunities & professional development
Volunteer opportunities -and earn additional PTO hours!
On-site clinics for Vaccines and Mammograms
And many more!
Come join GECU as we are a curated culture of respect, understanding, and mutual recognition. We believe forming bonds and connecting with each other only stands to strengthen the service we provide to our members in our mission of improving the Quality of Financial lives!
General Electric Credit Union is an Equal Opportunity Employer
Loan Officer Support
Loan processor job in Beavercreek, OH
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. In addition acts as a liaison between the Lead/Primary and/or other team loan originators, in-process customers and branch operations staff.
High school diploma or equivalent and appropriate licenses as required by state.
One to two years of sales or mortgage banking experience preferred.
Valid driver's license and current automobile liability insurance.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
An ability to quickly assess and process large amounts of information, and must be able to use designated technology.
Must continue to expand knowledge of issues influencing the industry and the organization.
Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume.
Must be proficient in required origination technology and use of other office equipment.
Must maintain confidentiality of borrower and/or company information.
*In accordance with U.S. Department of Labor Regulation Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13(a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Markets and promotes PrimeLending's financial products;
Team Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Schedules appointments with potential customers for the team loan originator(s).
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other functions as needed.
Auto-ApplyLoan Officer
Loan processor job in Dayton, OH
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Digital Loan Specialist
Loan processor job in Cincinnati, OH
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
YOUR RESPONSIBILITIES:
The responsibilities for this role are below; you may support projects of varying complexity based on skill and organizational priorities.
Provide Product Expertise: Responsible for subject matter expertise of all equity lending products and services.
Communicate Effectively: Effective communication with borrowers, peers, underwriters, and other business partners regarding all origination activities.
Support Application Processes: Participate in the income, appraisal, and title processes of centralized applications.
Identify Borrower Needs: Identify additional borrower needs through consultative conversations and facilitate the opening of the applicable products.
Recommend Lending Solutions: Identify potential solutions for borrowers through exceptions or alternate lending products.
Serve as Primary Contact: Act as the primary point of contact for all involved parties adhering to proper communication standards throughout fulfillment process.
Manage Communications: Responsible for inbound & outbound phone communications and emails, ensuring all information is delivered professionally, accurately, and in a timely manner.
Manage Application Pipeline: Actively manage pipeline of applications and stay w/in department service level agreements, while consistently meeting all quality & productivity standards.
Improve Customer Service: Actively participate in ongoing efforts to continually improve customer service for internal and external customers.
Support Team Development: Responsible for ongoing training, mentorship and development of team members.
Monitor Pipeline Reports: Assist in regular monitoring of reports utilized for pipeline management and compliance.
MINIMUM REQUIREMENTS:
We require a Highschool Diploma, along with four years or more of consumer lending processing or retail banking.
REQUIRED SKILLS:
Qualified candidates will possess a degree of proficiency (typically from 4 or more years of work or practical experience), in:
Consumer Lending Knowledge: Extensive knowledge of consumer, retail and loan policies, procedures and products and consumer lending guidelines.
SAFE Act Certified: This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (“NMLS”).
Operational Issue Resolution: Demonstrated ability to resolve complex operational issues and de-escalate customer concerns.
Multitasking Ability: Able to handle multiple tasks and perform under pressure.
Policy Analysis: Able to analyze policies, procedures and guidelines in a way that maximizes productivity but protects the level of risk desired.
Fulfillment Process Knowledge: Knowledge of processing procedures; knowledge of underwriting and/or closing procedures.
Regulatory Knowledge: Knowledge of federal lending regulations governing residential real estate lending.
Organizational and Time Management Skills: Proven organizational and time management skills required.
Communication Skills: Strong written and verbal communications skills required.
Teamwork and Customer Service: Demonstrated teamwork and customer service.
Technology Proficiency: Strong PC skills required, experience with loan origination systems, platform tools and technology required.
Please refer to the “Skills for Success” section to learn how to stand out as an applicant.
SKILLS FOR SUCCESS:
Qualified candidates will possess a degree of proficiency (typically from 6 years of work or practical experience), across a suite of skills including, but not limited to:
Customer Service: 6+ years of experience in customer service role involving consultative sales preferred.
Bachelor's Degree: possessing a bachelors degree in a relevant discipline is preferred.
DOING THE RIGHT THING: Our employees take pride in doing the right thing for customers and colleagues as well as being accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures that protect all our valuable assets -including you .
Digital Loan Specialist
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45227
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Auto-ApplySenior Home Loan Originator
Loan processor job in Sidney, OH
The Senior Home Loan Originator (SHLO) will proactively seek new residential mortgage business and will build relationships with business line partners within the organization and externally to generate referral business. The principal responsibility of the SHLO is to meet with the customer to determine the product and terms that best fit their needs. He/She will generate a complete mortgage application, ensure appropriate guidelines and procedures are followed while meeting sales and quality goals and objectives. The SHLO must clearly communicate documentation requirements, fees, and terms to the customer. The customer must leave the application process with a thorough understanding of the steps that will follow. He/She will communicate timely and in a friendly professional demeanor to the customers and to the support staff as well. The SHLO will additionally, be responsible for the leadership, management, growth and profitability of their designated region. He/she will assist the Home Loan Manager, with coaching, training, and mentoring.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
* Originate Home loans including: Freddie Mac, Fannie Mae, FHA, USDA, VA, Home Equity Loans, HELOCs, and other in-house loan products.
* Prospects new mortgage lending opportunities and recommends the best home loan product(s) based on the customers individual needs.
* Analyze and compile information and documentation collected to accurately process loans in accordance with Bank policies and procedures as well as real estate lending rules and regulations.
* Ensure assigned Home Loan Matrix dates for 30-day turn-time are met on all loan files.
* Identify, develop and maintain a successful network of business relationships that serves as a recurring source of referrals for new home loan opportunities
* Maintain availability to realtors and borrowers outside of standard banking hours.
* Ensure exceptional customer experience by overseeing the loan process from origination to closing and providing on-going communication to customers, processors, underwriters, and other business partners.
* Participate in business related development opportunities and community efforts to promote F&M and generate new business.
* Demonstrates a complete understanding of products offered by F&M and cross-sell those products, including FM Investments.
* Works with managers and marketing to develop and implement sales and marketing plans on an on-going basis designed to enhance success, and achieve goals assigned by the bank.
* Handle customer questions and/or issues and take appropriate action to resolve them.
* Achieve production and other goals as established by F&M.
* Utilizes F&M training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external customers and internal business partners.
* Participate in Sales program including practicing drills and role-plays; utilize sales skills to provide outstanding customer service.
* Oversee daily activities performed by the HLOs and drive each towards expected monthly and quarterly goals through regular coaching.
* Review and decision exceptions to F&M's loan policy.
* Develop and assist in special functions and home loan training.
* Perform personnel tasks for the region, reviews, coaching, and identifying training opportunities.
* Possess excellent problem solving and decision-making skills.
* Comply and satisfactorily pass tests for bank policy and regulatory compliance that apply to position.
SUPERVISORY RESPONSIBILITIES:
Supervises Home Loan Originators, as assigned. Is responsible for the overall direction, coordination, and evaluation of assigned staff. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, scheduling, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.
PERFORMANCE FACTORS:
To perform the job successfully, an individual should demonstrate the following competencies:
Sales:
Individual has a good understanding of the Bank's products and services. Effectively matches customer's need by referring and/or selling products and services to enhance the customer's relationship consistent with the Bank's Sales Culture.
Internal ambition and drive to match and / or exceed goals in cross-selling: Individual demonstrates a positive and helpful attitude toward customers (internal and external), understands their importance to F&M Bank and understands how his / her job affects customers; establishes and maintains good relationships through interactions or work completed; projects a positive and professional image of F&M Bank in appearance and mannerism.
Communication Skills:
Written: Individual writes clearly and concisely with little need for editing (includes spelling and grammar). Oral: Expresses self in speech as to be clearly and completely understood; adheres to the bank's telephone standards; supports a favorable environment for open communication; addresses concerns or problems in an open non-defensive manner; conveys self-confidence and knowledge of subject in speaking to customers. Listens: Is attentive and transmits correct information to appropriate people; accepts constructive feedback.
Job Knowledge:
Individual possesses and demonstrates the technical ability to perform required duties, is practical in applying knowledge to assignments, and maintains expertise by keeping current with new developments and procedures.
Problem solving:
The ability to define and offer solutions to resolve problems. Uses knowledge of the organization to identify helpful resources.
Attention to Detail:
The level at which tasks are performed carefully, accurately, and in accordance with specific instructions. Consistency of work quality and compliance with standards, requirements, and expectations. The tracking of numerical data and detailed organizational information, and the careful application of grammar, spelling, and punctuation rules.
Ethics:
The level of trustworthiness, character, professionalism, confidentiality, and honesty in dealing with internal or external customers.
Requirements
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION and/or EXPERIENCE
Bachelor's degree (B. A.) from four-year college or university and 3-5 years related experience and/or training; or equivalent combination of education and experience. Must have strong public relations skills. Must have computer skills in Microsoft Office and Excel.
LANGUAGE SKILLS
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports and business correspondence. Ability to effectively present information and respond to questions from employees, customers, and the general public.
MATHEMATICAL SKILLS
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
REASONING ABILITY
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.
CERTIFICATES, LICENSES, REGISTRATIONS
Valid driver's license
Notary public
Federal NMLS
OTHER SKILLS AND ABILITIES
* Has good writing and communication skills.
* Must be articulate, friendly and possess good telephone etiquette.
* Is neat in appearance, detail oriented and possesses the ability to work without supervision.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus. Ability to use computer for long periods of time and there will be heavy telephone use. This person may also be required to work at other banking centers.
This Person will have the ability to:
* Work Monday - Friday, generally and an occasional Saturday with a day off and / or occasional extended hours as needed to accommodate the flow of business.
* Work on a holiday and be provided another day off throughout the year.
* Maintain a professional appearance and manner
* Work independently and as part of a team
Senior Home Loan Originator
Loan processor job in Sidney, OH
The Senior Home Loan Originator (SHLO) will proactively seek new residential mortgage business and will build relationships with business line partners within the organization and externally to generate referral business. The principal responsibility of the SHLO is to meet with the customer to determine the product and terms that best fit their needs. He/She will generate a complete mortgage application, ensure appropriate guidelines and procedures are followed while meeting sales and quality goals and objectives. The SHLO must clearly communicate documentation requirements, fees, and terms to the customer. The customer must leave the application process with a thorough understanding of the steps that will follow. He/She will communicate timely and in a friendly professional demeanor to the customers and to the support staff as well. The SHLO will additionally, be responsible for the leadership, management, growth and profitability of their designated region. He/she will assist the Home Loan Manager, with coaching, training, and mentoring.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Originate Home loans including: Freddie Mac, Fannie Mae, FHA, USDA, VA, Home Equity Loans, HELOCs, and other in-house loan products.
Prospects new mortgage lending opportunities and recommends the best home loan product(s) based on the customers individual needs.
Analyze and compile information and documentation collected to accurately process loans in accordance with Bank policies and procedures as well as real estate lending rules and regulations.
Ensure assigned Home Loan Matrix dates for 30-day turn-time are met on all loan files.
Identify, develop and maintain a successful network of business relationships that serves as a recurring source of referrals for new home loan opportunities
Maintain availability to realtors and borrowers outside of standard banking hours.
Ensure exceptional customer experience by overseeing the loan process from origination to closing and providing on-going communication to customers, processors, underwriters, and other business partners.
Participate in business related development opportunities and community efforts to promote F&M and generate new business.
Demonstrates a complete understanding of products offered by F&M and cross-sell those products, including FM Investments.
Works with managers and marketing to develop and implement sales and marketing plans on an on-going basis designed to enhance success, and achieve goals assigned by the bank.
Handle customer questions and/or issues and take appropriate action to resolve them.
Achieve production and other goals as established by F&M.
Utilizes F&M training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external customers and internal business partners.
Participate in Sales program including practicing drills and role-plays; utilize sales skills to provide outstanding customer service.
Oversee daily activities performed by the HLOs and drive each towards expected monthly and quarterly goals through regular coaching.
Review and decision exceptions to F&M's loan policy.
Develop and assist in special functions and home loan training.
Perform personnel tasks for the region, reviews, coaching, and identifying training opportunities.
Possess excellent problem solving and decision-making skills.
Comply and satisfactorily pass tests for bank policy and regulatory compliance that apply to position.
SUPERVISORY RESPONSIBILITIES:
Supervises Home Loan Originators, as assigned. Is responsible for the overall direction, coordination, and evaluation of assigned staff. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, scheduling, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.
PERFORMANCE FACTORS:
To perform the job successfully, an individual should demonstrate the following competencies:
Sales:
Individual has a good understanding of the Bank's products and services. Effectively matches customer's need by referring and/or selling products and services to enhance the customer's relationship consistent with the Bank's Sales Culture.
Internal ambition and drive to match and / or exceed goals in cross-selling: Individual demonstrates a positive and helpful attitude toward customers (internal and external), understands their importance to F&M Bank and understands how his / her job affects customers; establishes and maintains good relationships through interactions or work completed; projects a positive and professional image of F&M Bank in appearance and mannerism.
Communication Skills:
Written: Individual writes clearly and concisely with little need for editing (includes spelling and grammar). Oral: Expresses self in speech as to be clearly and completely understood; adheres to the bank's telephone standards; supports a favorable environment for open communication; addresses concerns or problems in an open non-defensive manner; conveys self-confidence and knowledge of subject in speaking to customers. Listens: Is attentive and transmits correct information to appropriate people; accepts constructive feedback.
Job Knowledge:
Individual possesses and demonstrates the technical ability to perform required duties, is practical in applying knowledge to assignments, and maintains expertise by keeping current with new developments and procedures.
Problem solving:
The ability to define and offer solutions to resolve problems. Uses knowledge of the organization to identify helpful resources.
Attention to Detail:
The level at which tasks are performed carefully, accurately, and in accordance with specific instructions. Consistency of work quality and compliance with standards, requirements, and expectations. The tracking of numerical data and detailed organizational information, and the careful application of grammar, spelling, and punctuation rules.
Ethics:
The level of trustworthiness, character, professionalism, confidentiality, and honesty in dealing with internal or external customers.
Requirements
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION and/or EXPERIENCE
Bachelor's degree (B. A.) from four-year college or university and 3-5 years related experience and/or training; or equivalent combination of education and experience. Must have strong public relations skills. Must have computer skills in Microsoft Office and Excel.
LANGUAGE SKILLS
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports and business correspondence. Ability to effectively present information and respond to questions from employees, customers, and the general public.
MATHEMATICAL SKILLS
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
REASONING ABILITY
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.
CERTIFICATES, LICENSES, REGISTRATIONS
Valid driver's license
Notary public
Federal NMLS
OTHER SKILLS AND ABILITIES
Has good writing and communication skills.
Must be articulate, friendly and possess good telephone etiquette.
Is neat in appearance, detail oriented and possesses the ability to work without supervision.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus. Ability to use computer for long periods of time and there will be heavy telephone use. This person may also be required to work at other banking centers.
This Person will have the ability to:
Work Monday - Friday, generally and an occasional Saturday with a day off and / or occasional extended hours as needed to accommodate the flow of business.
Work on a holiday and be provided another day off throughout the year.
Maintain a professional appearance and manner
Work independently and as part of a team
Mortgage Loan Officer
Loan processor job in Cincinnati, OH
The EMAC Group is a provider of mortgage recruiting services, we offer an extensive network of mortgage professionals and proven expertise developed over 20 years of experience identifying, attracting and recruiting mortgage talent for our clients.
Job Description
Aggressive growth Client | Federally Chartered Bank is currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts.
It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
Lender offers:
Full range of agency products
Portfolio Loan Programs
Builder Products
Very competitive interest rates and fees
Excellent Compensation and benefits
Marketing and sales tool
And much more
Minimum Qualifications:
Currently in the mortgage industry
Active relationships with referral partners and existing customer database.
A track record of success as a Mortgage Loan Originator
NMLS License
Compensation:
Very competitive Production Commission Structure
Click here to schedule a confidential call with our Talent Acquisition Consultant
Qualifications
Required Qualifications:
BA/BS degree or equivalent experience in residential mortgage sales preferred
Three plus years of retail residential mortgage sales experience
Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
Established relationships with local referral networks
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Strong computer skills and experience utilizing laptop technology
Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
Additional Information
Please contact Tabitha Wolf at: ************
Mortgage Loan Officer - Residential Lending
Loan processor job in Dayton, OH
Originate various types of mortgage loans. Generate bank fee income by originating secondary market loans and build or replace portfolio as directed by senior management.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Be the content expert on all the programs and products offered by WesBanco, as well as the overall mortgage industry.
Listen to the needs of customers and align them with the appropriate product and program to meet their mortgage needs.
Pre-Qualify purchase customers as requested.
Complete loan applications, inputting complete and accurate information in the Origination System currently utilized by WesBanco Bank.
Obtain ALL necessary documentation specific to the product, program and specific needs of the client.
Review customer provided documentation to insure it meets all industry standards, review customer credit and analyze overall information to ensure that any unanswered questions are documented and provided.
Disclose and provide the client with all required documentation within 3 days of application.
Deliver a complete application electronically to my processing partner within 3 days of application, followed by the customer provided documentation within 5 days of application.
Review realistic expectations and timeline with the customer during the initial application process.
Conduct weekly pipeline calls with your processor and/or team to ensure all information is shared, and all needs are identified with "what is needed", "who is responsible to satisfy need" and "when will it be completed."
Promote WesBanco mortgage within the real estate community by attending realtor functions, community events and educational opportunities within the industry.
Work assigned branches to insure you are known as their mortgage expert, conduct monthly quick start meetings and do a minimum of 4 "Mortgage Days" in the branch to promote your services to the branch customers.
Communicate effective updates with customers throughout the mortgage process to insure they have no surprises.
Maintain and update CORE Sales stage information to ensure the referral source can see the progress of the referral.
Promote and cross-sell all bank products and services.
Adhere to the terms of your Service Level Agreement (SLA)
Must meet the minimum required milestones as assigned.
Must provide exceptional, professional service to mortgage customers, underwriters, processors and closers.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and use hands to finger, handle, or feel. The employee is frequently required to reach with hands and arms and talk or hear. The employee is occasionally required to stand and walk. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, vision, peripheral vision and ability to adjust focus.
Retail backroom processor
Loan processor job in Cincinnati, OH
HomeGoods At TJX Companies, every day brings new opportunities for growth, exploration, and achievement. You'll be part of our vibrant team that embraces diversity, fosters collaboration, and prioritizes your development. Whether you're working in our four global Home Offices, Distribution Centers or Retail Stores-TJ Maxx, Marshalls, Homegoods, Homesense, Sierra, Winners, and TK Maxx, you'll find abundant opportunities to learn, thrive, and make an impact. Come join our TJX family-a Fortune 100 company and the world's leading off-price retailer.
Job Description:
Opportunity: Grow Your Career
Responsible for delivering a highly satisfied customer experience proven by engaging and interacting with all customers, embodying customer experience principles and philosophy, and maintaining a clean and organized store environment. Adheres to all operational, merchandise, and loss prevention standards. May be cross-trained to work in multiple areas of the store in order to support the needs of the business.
* Role models established customer experience practices with internal and external customers
* Supports and embodies a positive store culture through honesty, integrity, and respect
* Accurately rings customer purchases/returns and counts change back to customer according to established operating procedures
* Promotes credit and loyalty programs
* Maintains and upholds merchandising philosophy and follows established merchandising procedures and standards
* Accurately processes and prepares merchandise for the sales floor following company procedures and standards
* Initiates and participates in store recovery as needed throughout the day
* Maintains all organizational, cleanliness, and recovery standards for the sales floor and participates in the maintenance/cleanliness of the entire store
* Provides and accepts recognition and constructive feedback
* Adheres to all labor laws, policies, and procedures
* Supports and participates in store shrink reduction goals and programs
* Participates in safety awareness and maintains a safe environment
* Other duties as assigned
Who We're Looking For: You.
* Possesses excellent customer service skills
* Able to work a flexible schedule to support business needs
* Possesses strong communication and organizational skills with attention to detail
* Capable of multi-tasking
* Able to respond appropriately to changes in direction or unexpected situations
* Capable of lifting heavy objects with or without reasonable accommodation
* Works effectively with peers and supervisors
* Retail customer experience preferred
Benefits include: Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care & cell phone discounts; pet & legal insurance; credit union; referral bonuses. Those who meet service or hours requirements are also eligible for: 401(k) match; medical/dental/vision; HSA; health care FSA; life insurance; short/long term disability; paid parental leave; paid holidays/vacation/sick; auto/home insurance discounts; scholarship program; adoption assistance. All benefits are provided in accordance with and subject to the terms of the applicable plan or program and may change from time to time. Contact your TJX representative for more information.
In addition to our open door policy and supportive work environment, we also strive to provide a competitive salary and benefits package. TJX considers all applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, gender identity and expression, marital or military status, or based on any individual's status in any group or class protected by applicable federal, state, or local law. TJX also provides reasonable accommodations to qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local law.
Applicants with arrest or conviction records will be considered for employment.
Address:
7800 Montgomery Road
Location:
USA HomeGoods Store 0666 Cincinnati OH
This position has a starting pay range of $13.00 to $13.50 per hour. Actual starting pay is determined by a number of factors, including relevant skills, qualifications, and experience.
Mortgage - Package Closer
Loan processor job in Cincinnati, OH
TCS, a global leader in IT services, consulting, and business solutions, leverages technology for business transformation and helps catalyze change. The Package Closing Analyst is responsible for end-to-end review of executed closing package ensuring accurate and timely completion of Final Closing Package
Review, Loan Onboarding, Collateral Shipment, and File Completion.
* Responsible for reviewing closed loan packages for accuracy and verifying information in the Client's processing system.
* Responsible for obtaining final fee sheet or disbursement ledger by following daily activities necessary to obtain outstanding final fee sheets. Reviewing and reconciling the closing agent fee sheet with the final lender CD. Identifying remediation requirement.
* Enter trailing document suspense conditions into the client's processing system within a timely manner.
* Identify and obtain missing Custodian documents.
* Request shipment of custodial documents within a timely manner.
* Maintain contact with the closing agent to insure prompt delivery of trailing documents.
* Review trailing documents for accuracy.
* Request shipment of trailing documents upon receipt.
* Maintain a standard of customer service comparable to leading standards of Client's industry while supporting the team goals.
Knowledge/Experience:
* Minimum 3-4 years of US Residential Mortgage experience
Competencies/Skills:
* Working knowledge of mortgage industry regulations
* Demonstrated ability to manage and meet key deadlines
* Proficiency in Microsoft Office programs
* Good communication skills, both verbal and written
* Strong attention to detail
* Ability to escalate and problem solve with a high sense of urgency
* Proven organizational skills and demonstrated ability to prioritize and multi-task skills.
* Positive and flexible attitude
* Customer focused
* Good Team Player/Strong Interpersonal skills
TCS Employee Benefits Summary:
* Discretionary Annual Incentive.
* Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
* Family Support: Maternal & Parental Leaves.
* Insurance Options: Auto & Home Insurance, Identity Theft Protection.
* Convenience & Professional Growth: Commuter Ben efits & Certification & Training Reimbur sement.
* Time Off: Vacation, Time Off, Sick Leave & Holidays.
* Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.
Salary Range: $45,000 - $60,000 per year
#LI-DH1
Escrow Loan Closer Sr
Loan processor job in Cincinnati, OH
The Escrow Loan Closer Sr will coordinate the preparation of loan closing packages for large commercial transactions, including entry of settlement statements pursuant to the loan closing instructions, collection of data for completion of the settlement statement, cutting checks and disbursing funds.
Duties & Responsibilities:
+ Demonstrate technical mastery of the title insurance product line as well as title related products.
+ Provide mentorship, training and coaching to less experienced staff.
+ Assists in the development and implementation of customer service standards.
+ Communicate with all parties and/or legal counsel for all parties involved in a real estate transaction in order to schedule closing and collect information pertaining to the closing.
+ Clear title commitments of items that affect the ability to issue title insurance policy.
+ Prepare closing statements and title company documentation in a timely manner for closing.
+ Balance files in preparation for disbursing h. Disburse transactions according to settlement statement and instructions of the parties.
+ Communicate with title insurance company underwriters regarding complex title related issues and obtain approval as appropriate.
+ Take ownership of client inquiries and follows through to resolution.
+ Review title related documents and issues making decisions independent of manuals using commonly accepted industry practices.
+ Other duties as assigned.
Basic Qualifications:
+ High School diploma
+ 5+ years of Real Estate Title Company or Insurance industry experience with a focus on title work administration.
+ Must possess Ohio title insurance agent license. Must be willing to obtain license for Indiana and Michigan if not already licensed.
Preferred Qualifications:
+ Excellent written and oral communication skills.
+ Intermediate experience in Excel and experience with Microsoft Office products
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
No
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
Loan Officer
Loan processor job in Cincinnati, OH
Guardian Savings Bank is known for making home ownership dreams come true for our customers. We're looking for a Mortgage Loan Officer, with experience in originating mortgage loans, for our Northern Kentucky offices. In this role, you will initiate the mortgage process for potential clients, preparing analyzing and verifying mortgage loan applications for the purchase or refinance of real estate. If you have a passion for helping others, the ability to communicate professionally with clients and co-workers in a timely manner, a positive attitude and a desire to be part of a fun and growing team, we would love to hear from you.
SKILLS/QUALIFICATIONS
• High school diploma or equivalent, required; or Associate degree, preferred
• Minimum 1+ years current Mortgage Loan Originator experience preferred
• Established NMLS license, preferred
COMPENSATION
• Benefits package includes 401(k) match, medical/dental/vision
• Uncapped commission
• Company-generated leads
• Growth Opportunity
At Guardian Savings Bank, our primary focus is on what we do best, making home ownership a reality for all. We're known for our low cost, low rate mortgage loans and offer a wide variety of conventional conforming and non-conforming loans, along with FHA and VA loans. In addition, Guardian is a leader in construction, lot, investment, and apartment loans. With over 125 years of hometown service, we pride ourselves on the personal attention we give to our customers. We offer a large array of checking and savings products with competitive rates to meet all of their personal and business goals.
Guardian Savings Bank is an EEO/Affirmative Action Employer and will make all employment-related decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
Job Category: Commission
Department: Lending
Employee Status: Regular
Schedule: Full Time
Shift: 1st Shift
Guardian Savings Bank: Low Costs, Low Rates. Let us make home ownership a reality for you.
Auto-ApplyMortgage Loan Officer - Cincinnati Market
Loan processor job in Olde West Chester, OH
Mortgage Loan Officer - Market (LOM)
Identifying Information:
Department: Mortgage Loan
Reports To: Gary Kohls, Vice President, Mortgage Sales Manager
Location: West Chester / Liberty Township - Cincinnati, Ohio Market - Hotel office in Retail Banking Centers; may work remotely on occasion
Status: Full-Time Salaried Non-Exempt
Hours: 40-hour work week; schedule as determined by Mortgage Loan Officer and production target
Compensation: Base salary and incentive compensation plan
Position Purpose:
LCNB National Bank is seeking a Mortgage Loan Officer within our Cincinnati Market. This position is responsible for originating real estate mortgage loans in accordance with LCNB National Bank product guidelines, and processing loans in accordance with LCNB National Bank processes up to delivery to an inside processor. The Mortgage Loan Officer's primary responsibility is to grow mortgage production outside of the branches by developing business relationships with realtors, builders and other professionals and sourcing mortgage leads from these business relationships, including any existing “book” of business the Mortgage Loan Officer may have acquired over his/her career. The Cincinnati Market Mortgage Loan Officer should continue to build this network of referrals as a continuing source of new business. As they are not assigned a Retail Banking Center, there is no defined territory. The Mortgage Loan Officer is expected to collect and review all needed supporting loan documentation and maintain a minimum standard of production and quality. The Cincinnati Market Mortgage Loan Officer is expected to comply with all consumer and real estate lending laws and requirements.
Essential Functions and Responsibilities:
Solicit residential mortgages from various sources
Develop and build relationships with realtors, builders, financial professionals, bank stores, past customers and other non-traditional sources
Produce high quality loans which are compliant and provide excellent customer service
Develop and maintain a high degree of visibility for mortgage originations, sales and business development
Understand and market LCNB National Bank mortgage loan products, stay informed of mortgage industry trends and developments in the assigned market
Understand real estate appraisals, title reports and real estate transactions
Review and analyze financial and credit data
Meet with applicants to answer questions and obtain information for mortgage loan applications
Collect and upload loan documentation and financial information into the loan operating system
Effectively learn and operate LCNB's loan origination system
Effectively communicate with processing and underwriting support staff
Maintain a high level of customer satisfaction and effectively resolve issues
Maintain open and effective communication channels with customers, realtors and other referral sources
Attend loan closings, sales and officer meetings
Required Qualification:
2+ years of experience originating FHA, VA, USDA and conventional loans
High School diploma or GED equivalent
Desired Qualifications:
Existing pipeline and book of business of local referral sources
Existing mortgage sales of 600,000 per month
Experience in federal and state mortgage lending statutes, compliance, and regulatory requirements
Knowledge & understanding of mortgage underwriting criteria and residential lending concepts and principles
Experience in personal financial analysis and tax return analysis
Ability to think, reason and communicate clearly
The ability to observe and identify details at close range
NMLS (Obtained or transferred within 30 days of hire)
Strong computer skills and working knowledge of Microsoft Office Suite
Knowledge & understanding of credit, underwriting, credit policy and financial statement analysis
Knowledge of Desktop Originator (DO) and Loan Prospector (LP)
Ability to thrive in a high volume, fast-paced environment
Strong organizational and time management skills with accuracy and attention to detail
Ability to build and maintain positive and effective relationships with others, both internally and externally
Strong written and verbal communication skills with the ability to effectively communicate with associates across the bank, as well as third-party agencies
Strong integrity, work ethic, and ability to achieve desired production results
Working Conditions:
Ability to work outside of the office 50%+ of the time
Ability to travel to and from bank offices and third-party locations
Occasionally move/traverse to access files and equipment
Constantly operate a computer and other office equipment
Compliance Statement:
The associate is responsible for meeting all compliance requirements imposed on LCNB bank by State and Federal law and regulations, as well as all related LCNB Bank policies and procedures. Individuals in Loan Officer positions must meet the Consumer Financial Protection Bureau qualification requirements. Incumbent must be able to perform the essential functions of the position with or without reasonable accommodation. Equal Opportunity Employer/Disability/Veterans.
Auto-ApplyMortgage Loan Officer
Loan processor job in Cincinnati, OH
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Columbus and / or Cincinnati, OH market.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
**Job Description**
+ Recommends loan solutions in accordance with lending guidelines and clients' requirements.
+ Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.
+ Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.
+ Collaborates with internal and external stakeholders to complete mortgage transactions.
+ Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
+ **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
+ **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
**Qualifications**
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
**Preferred Skills**
Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales
**Competencies**
Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.
**Work Experience**
Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
**Education**
No Degree
**Certifications**
No Required Certification(s)
**Licenses**
Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
**Pay Transparency**
Base Salary: $37,440.00 - $37,440.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
**Application Window**
Generally, this opening is expected to be posted for two business days from 12/16/2025, although it may be longer with business discretion.
**Benefits**
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards (******************************* .
**Disability Accommodations Statement**
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
**Equal Employment Opportunity (EEO)**
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
**California Residents**
Refer to the California Consumer Privacy Act Privacy Notice (****************************************************************************************************** to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Mortgage Loan Officer
Loan processor job in Olde West Chester, OH
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Columbus and / or Cincinnati, OH market.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
* Recommends loan solutions in accordance with lending guidelines and clients' requirements.
* Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.
* Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.
* Collaborates with internal and external stakeholders to complete mortgage transactions.
* Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
* Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
* Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills
Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales
Competencies
Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.
Work Experience
Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education
No Degree
Certifications
No Required Certification(s)
Licenses
Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
Pay Transparency
Base Salary: $37,440.00 - $37,440.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
Application Window
Generally, this opening is expected to be posted for two business days from 12/16/2025, although it may be longer with business discretion.
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Retail Apparel Processor - Full-Time | Competitive Pay
Loan processor job in Centerville, OH
Retail Apparel Processor - Marion Goodwill Industries
Competitive Pay | Growth Opportunities | Mission-Driven Work
About Us
At Marion Goodwill Industries, we believe in transforming lives through the power of work. Every item you process helps fund job training, education, and programs that support individuals and strengthen our community. Join our team and be part of a mission where your work makes a difference.
The Opportunity
We're looking for a Textile Processor who's detail-oriented, organized, and motivated. In this role, you'll sort, prepare, and price donated apparel while ensuring quality standards are met. Your work directly fuels Goodwill's mission and keeps our stores stocked with fresh, quality items.
What You'll Do
Provide excellent customer service when interacting with donors and shoppers
Sort, price, and hang donated apparel and textiles
Recognize brand names, designer labels, and quality to ensure accurate pricing
Inspect clothing for stains, tears, missing buttons, or defects before placing on the sales floor
Maintain production goals of 80+ pieces per hour and ensure efficient processing
Keep processing and sorting areas clean, safe, and organized
Assist with apparel rotation, dressing room upkeep, and merchandise placement as needed
Follow all Goodwill safety, security, and operational policies
Why You'll Love It Here
Competitive hourly pay
20% employee discount
Paid time off and floating holidays (with tenure)
Flexible scheduling
Career growth and advancement opportunities
Training and development to enhance your skills
Comprehensive wellness and support services, life coaching, and education
Mission-driven work where every item processed helps fund community programs
What We're Looking For
Strong attention to detail and consistency
Ability to identify clothing brands and quality levels (training provided)
Basic math and pricing skills
Friendly, positive, and team-oriented attitude
Ability to stand, bend, and lift up to 25 lbs. regularly
Reliable transportation and commitment to a drug-free workplace
Apply Today!
Join a team where your work creates opportunities and changes lives. Apply today on Indeed or visit Goodhappenshere.org!
Auto-ApplyLeafFilter - Sales Closer - Cincinnati
Loan processor job in Fairfield, OH
Leaf Home is looking for experienced, in-home sales closers to demonstrate our Patented Leaf Filter products. This is 1099 position and averages 30 hours a week of work.
We provide all appointments, no cold calling. 1 hour radius of travel from our field office.
The LOWEST earning representative in this market made $85,000 in 2024. The HIGHEST earning rep in this market made $317,000 in 2024.
If you are currently working in sales and want to make more money with less hassle and stress just simply apply directly through this AD. Below are the stats for the company nationwide.
Job Types: Full-time, Contract
Pay: $85,000.00 - $300,000.00+ per year
Benefits:
Employee discount
Flexible schedule
Professional development assistance
Pre-scheduled leads
Compensation Package:
1099 contract
Bonus opportunities
Commission pay
Uncapped commission
Schedule:
No nights
Weekends as needed
Work Location: On the road
Senior Insurance Closer (Leads Provided)
Loan processor job in Dayton, OH
We are looking for an experienced sales closer to provide top-quality home improvement solutions and close sales in the comfort of the customer's own home. The ideal candidate will have past in-home sales experience to help drive our business forward.
Key Responsibilities:
Conduct in-home consultations with prospective customers, showcasing our products and services.
Build rapport with clients, identify their needs, and deliver personalized sales presentations.
Address customer concerns, answer product-related questions, and provide expert advice to facilitate the sale.
Close sales deals in the customer's home, ensuring all paperwork and payment details are completed accurately.
Follow up with clients post-sale to ensure customer satisfaction and encourage repeat business.
Collaborate with the sales and installation teams to ensure a smooth process from sale to service delivery.
Meet and exceed individual sales targets and contribute to team goals.
Requirements:
Proven experience in a direct sales role, preferably in in-home sales or home improvement.
Strong negotiation and closing skills with a demonstrated track record of meeting or exceeding sales goals.
Exceptional communication and interpersonal skills, with the ability to build trust and rapport quickly.
Self-motivated and goal-oriented with a passion for sales.
Flexibility to work evenings and weekends, as most appointments are scheduled based on customer availability.
Valid driver's license and reliable transportation for travel to client homes.
What We Offer:
Uncapped commission potential
Paid training to familiarize you with our products and services.
Flexible schedule with opportunities for overtime and additional income
Opportunities for career advancement within one of the largest companies in the industry!